140 Lantana Dr · Azalea Park, FL 32807

$190,000

3 bd · 1.0 ba · 1,132 sqft · SingleFamily public records · 1 Days on market

Built 1952 0.29 ac lot Est $319k · 40% under

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +19.4/30.0
• ARV discount +15.0/15.0
• DSCR +6.1/10.0
• 1% rule +5.9/10.0
• Schools +4.1/10.0
• Livability +4.0/5.0
• Rent growth +3.2/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks

Investor Special

Key facts

• 0.29 acre lot
• Garage
• Built 1952

Property features AI

Finance

• Other: Zoned R-1A
• HOA & community: No association information listed

Exterior

• Parking: Driveway; Attached garage (1 car)
• Utilities: Public water; Public sewer; Electricity available; Sewer connected
• Home design: Single family residence; Residential property; Fixer condition; Two levels; Facing southeast
• Construction: Concrete construction; Other roof type; Slab foundation; Built on a 0.29-acre lot (approx. 1/4 to less than 1/2 acre)
• Exterior features: Lighting; Sidewalk

Interior

• Kitchen: No appliances listed
• Bedrooms: 3 bedrooms
• Flooring: Carpet; Laminate; Other
• Bathrooms: 1 full bathroom
• Heating & cooling: Central heating; Central air conditioning
• Interior features: Ceiling fans
• Laundry & utility: Laundry: other (unspecified)

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $190k.

Deal economics

• At list price, monthly cash flow is $211 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $190k).
• Cap rate 7.6% vs local median 4.0% in Azalea Park — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 79/100 on livability (#144 in FL, #2,148 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: amenities F, employment D-.
• Orange (suburban): math 46% / reading 51% proficiency, ranked #43 of 73 in FL (top 59%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents rising (+2.6%/yr); 172 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 20d on market — plan ~3-4 weeks tenant-placement turnaround); 8,053 units permitted in Orange County in 2024 (3,133 in 5+ unit buildings).
• This rent runs 42% of the median local income ($60k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Orange County population projected at +52% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• Only 1 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

• Watch-outs: built in 1952 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $190,000

Questions for the listing agent

1. Built in 1952 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.09% ✓
• Cap rate: 7.62%
• Cash-on-cash: 4.75%
• DSCR: 1.21
• GRM: 7.6

CMA / ARV

• ARV (on-the-fly): $319,224
• Comps found: 10

Show comp detail 10 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
5873 Camellia Dr	0.20mi	3/1.0	1,059 (-6%)	0mo	$299,000	$282	80
312 Verbena Dr	0.67mi	3/1.0	1,150 (+2%)	13mo	$320,000	$278	55
120 Japonica Dr	0.47mi	3/1.0	975 (-14%)	8mo	$210,000	$215	48
5990 Hibiscus Rd	0.41mi	2/1.0 (-1)	989 (-13%)	14mo	$271,000	$274	43
536 Southern Charm Dr	0.68mi	3/2.0	1,056 (-7%)	13mo	$340,000	$322	42
5730 Crane Pl	0.53mi	3/2.0	1,248 (+10%)	15mo	$350,000	$280	42
532 Yucatan Dr	0.47mi	3/1.5	989 (-13%)	18mo	$297,500	$301	40
45 S Solandra Dr	0.54mi	3/1.0	1,277 (+13%)	22mo	$340,000	$266	35
6728 Peony Ln	0.58mi	3/1.0	1,000 (-12%)	23mo	$314,000	$314	34
537 Hibiscus Way Unit 6C	0.57mi	3/2.0	996 (-12%)	19mo	$290,000	$291	34

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.6% rent growth · sell at horizon

5-year hold

• IRR: -9.3%
• Equity multiple: 0.66×
• Total profit: $-18,093
• Equity at exit: $28,330

10-year hold

• IRR: -0.4%
• Equity multiple: 0.97×
• Total profit: $-1,437
• Equity at exit: $16,428

Cash invested: $53,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32807

• Home prices YoY: -20.1%
• Rents YoY: 2.6%
• Active inventory: 172
• Price-to-rent: 7.6×

Monthly cashflow live

• Estimated rent: $2,078 high
• Mortgage (P&I): −$996
• Tax from tax record: −$356 /mo · $4,268/yr
• Insurance: −$79
• HOA: −$0
• Vacancy / Maint / Mgmt: −$436
• Net cashflow: $211

Break-even live

Break-even rent $1,812

Max offer price $190,000

Occupancy floor 85%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $47,500
• Closing costs: $5,700
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
160 Palmyra Dr Orlando, FL	2.0	1.0	850	$3,000	$3.53	21d	1	0.20mi
5885 Dahlia Dr Orlando, FL	2.0	1.0	830	$1,348	$1.62	4d	2	0.35mi
5856 Dahlia Dr Azalea Park, FL	1.0–2.0	1.0	815	$1,525	$1.87	7d	5	0.37mi
5885 Dahlia Dr Unit 106/9 Orlando, FL	2.0	1.0	830	$1,350	$1.63	23d	1	0.38mi
5885 Dahlia Dr Unit 216 Orlando, FL	2.0	1.0	830	$1,500	$1.81	20d	1	0.38mi
502 Engel Dr Orlando, FL	2.0	1.0	850	$2,250	$2.65	23d	1	0.38mi
5719 Camellia Dr Orlando, FL	4.0	3.5	1315	$2,475	$1.88	23d	1	0.41mi
511 Carr St Orlando, FL	4.0	2.0	1209	$2,500	$2.07	4d	1	0.48mi
247 Cocos Dr Orlando, FL	3.0	1.0	916	$1,950	$2.13	7d	1	0.48mi
529 Hibiscus Way Orlando, FL	3.0	2.0	1458	$2,150	$1.47	7d	1	0.51mi
536 Hibiscus Way Unit 7B Orlando, FL	3.0	2.0	1113	$3,977	$3.57	20d	1	0.56mi
6635 Breeze Way Orlando, FL	1.0–2.0	1.0–2.0	855	$1,550	$1.81	4d	1	0.63mi
619 Santa Fe Ln Orlando, FL	3.0	1.5	1168	$2,025	$1.73	21d	1	0.70mi
5520 Lake Underhill Rd Unit 105 Orlando, FL	3.0	2.0	1050	$1,795	$1.71	23d	1	0.70mi
5520 Lake Underhill Rd Unit 203 Orlando, FL	3.0	2.0	1050	$1,695	$1.61	21d	1	0.70mi
712 Saint Lucie Ln Orlando, FL	3.0	1.5	1212	$2,000	$1.65	23d	1	0.76mi
6003 Oleander Dr Orlando, FL	2.0	1.5	900	$1,700	$1.89	23d	1	0.77mi
5801 Shenandoah Way Orlando, FL	1.0–3.0	1.0–2.0	999	$1,800	$1.80	14d	3	0.79mi
5730 Oleander Dr Orlando, FL	3.0	2.0	1447	$2,200	$1.52	4d	1	0.81mi
31 Tuscany Pointe Ave Orlando, FL	3.0	2.0	1302	$2,295	$1.76	21d	1	0.91mi
917 S Alder Ave Orlando, FL	3.0	2.0	1014	$2,050	$2.02	23d	1	0.94mi
846 Grenadier Dr Orlando, FL	4.0	2.0	1271	$2,349	$1.85	23d	1	0.96mi
215 Seville Pointe Ave Orlando, FL	3.0	2.0	1496	$1,100	$0.74	21d	1	0.97mi
1124 Crosstown Way Orlando, FL	1.0–3.0	1.0–2.0	1104	$2,730	$2.47	1d	10	0.99mi
1198 Calanda Ave Orlando, FL	3.0	2.0	1151	$2,390	$2.08	23d	1	1.01mi
654 Caladesi Trl Orlando, FL	3.0	2.0	1273	$2,025	$1.59	20d	1	1.01mi
908 Tucker Ave Orlando, FL	2.0	1.0	912	$1,550	$1.70	7d	1	1.02mi
5835 La Costa Dr #104 Orlando, FL	2.0	2.0	1115	$1,600	$1.43	23d	1	1.05mi
720 Faber Dr Orlando, FL	3.0	1.0	996	$2,050	$2.06	14d	1	1.07mi
1303 Candlewyck Dr Orlando, FL	2.0	1.0	904	$1,500	$1.66	23d	1	1.08mi
1382 Hendren Dr Orlando, FL	3.0	2.0	1175	$2,150	$1.83	23d	1	1.14mi
7325 Goldenpointe Blvd Orlando, FL	1.0–3.0	1.0–2.0	1050	$1,979	$1.88	7d	9	1.17mi
572 Santiago Ave Orlando, FL	4.0	2.0	1407	$2,300	$1.63	21d	1	1.22mi
7595 Sun Tree Cir Orlando, FL	1.0–2.0	1.0–2.0	744	$1,844	$2.48	1d	13	1.24mi
1600 Bending Brook Way Orlando, FL	2.0	2.5	1227	$1,695	$1.38	13d	1	1.29mi
1600 Bending Brook Way Orlando, FL	2.0	2.5	1227	$1,745	$1.42	20d	1	1.29mi
1450 Terre Cia Ave Orlando, FL	3.0	2.0	1166	$2,095	$1.80	4d	1	1.31mi
1001 Shoreview Dr Orlando, FL	2.0	1.0–2.0	823	$1,860	$2.26	1d	25	1.32mi
1610 Little River Dr #20 Orlando, FL	3.0	2.5	1307	$1,800	$1.38	23d	1	1.33mi
5122 Old Cheney Hwy Orlando, FL	2.0	1.0	1236	$1,649	$1.33	19d	1	1.36mi

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $4,268 · $356/mo
• Projected year-2 tax: $4,268 · $356/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 9/10 Extreme 7 d/yr ≥108°F today · 21 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $24,942
• − Mortgage interest: −$10,643
• − Property taxes: −$4,268
• − Insurance: −$950
• − Repairs & maintenance: −$1,995
• − Management: −$1,995
• − Depreciation: −$5,527
• Taxable loss: −$437
• Est. tax savings @ 24.0%: +$105
• After-tax cash flow: $2,634/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Orange
• NCES district ID: 1201440
• Math proficiency: 46% ▼ -9.00%
• Reading proficiency: 51% ▼ -2.00%
• Median HH income: $49,350
• Composite: 41.47/100
• National rank: #3461
• State rank: #43 of 73 in FL

Livability — Azalea Park

• Score: 79/100
• State rank: #144
• US rank: #2148

Category grades

Amenities F Commute A+ Cost of living A+ Crime C+ Employment D- Housing A+ Health & safety A- User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Azalea Park, FL
• County: Orange County · 1,471,359 people
• City population: 34,933
• Metro: Orlando-Kissimmee-Sanford, FL
• Population (ZIP): 34,456
• Household income: $59,971
• Rent vs Own: 49.8% rent · 50.2% own
• Severe rent burden: 1566.0

Population outlook (Orange County) Hauer SSP2

• Today (2025): 1,618,226 people
• By 2030: 1,787,404 · +10.5%
• By 2040: 2,125,621 · +31.4%
• By 2050: 2,454,016 · +51.6%
• By 2075: 3,173,711 · +96.1%
• By 2100: 3,607,781 · +122.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Majority Hispanic (62%)
• Race & ethnicity: Hispanic / Latino 62% White 25% Two or more races 24% Black 6% Asian 4%
• Hispanic origin (detail): Mexican 6% Puerto Rican 28% Cuban 7% Dominican 5%
• Common ancestry: Romanian 1% Slovak 1% Lithuanian 1%
• Foreign-born: 26% · Canada, Jamaica, Vietnam
• Languages at home: 44% English-only · Spanish 52% Vietnamese 2% Other Indo-European 1%

Political lean MEDSL · Orange

• 2024 margin: D (+13.6) · D 56.1% · R 42.5% · Other 1.3%
• 2008→2024 swing: -5.0pp toward R · 2008: 18.6pp · 2024: 13.6pp
• All cycles: 2024: D+13.6 2020: D+23.1 2016: D+24.6 2012: D+18.2 2008: D+18.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -97.72%
• Current HPI: 388.4089
• Rent YoY: ▲ 2.60%
• Metro: Orlando-Kissimmee-Sanford, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

2 events — show timeline

• 2026-05-29 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-05-29 Listed $190,000 Stellar MLS as Distributed by MLS Grid

Property tax history

+15.7%/yr

Latest (2025): $4,268 · +8.9% YoY. Source: county tax records.