13330 SW 9th Ln · Rainbow Park, FL 34481

$75,000

2 bd · 2.0 ba · 846 sqft · Manufactured public records · 594 Days on market

Built 1985 0.27 ac lot

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Schools +3.6/10.0
• Rent growth +2.5/5.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Discover your perfect haven in this inviting single wide mobile home, featuring a durable metal roof for both style and peace of mind. Enjoy a bright, airy atmosphere throughout the space. Recently serviced, the septic system has been pumped, ensuring hassle-free living for years to come. Situated in a desirable R-4 zoned area, this home offers endless possibilities for residential living, with potential for additional development. The layout provides a cozy living area, functional kitchen, and comfortable bedrooms, making it ideal for anyone looking to downsize. Step outside to find a manageable yard perfect for gardening or relaxation. With convenient access to local amenities and a welcoming community, this mobile home is a rare find that combines comfort, affordability, and opportunity. Don’t miss out on making this charming space your own!

Key facts

• Durable metal roof
• Manageable yard
• Energy efficiency

Tags

• BRAND NEW WINDOWS
• DURABLE METAL ROOF
• ENERGY EFFICIENCY
• DESIRABLE R-4 ZONED AREA
• MANAGEABLE YARD

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath manufactured listed at $75k.

Deal economics

• At list price, monthly cash flow is $622 ($7k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $75k).
• Recommended offer: $66k (12.0% below list) — sets the bar for market timing.
• Cap rate 16.2% vs local median 5.4% in Rainbow Park — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
• Marion (rural): math 42% / reading 43% proficiency, ranked #61 of 73 in FL (top 84%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: 1151 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 7,071 units permitted in Marion County in 2024 (534 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $519 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
• Marion County population projected at +13% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $21k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

• It's been on market 594 days — a 12% lower offer ($66k) is reasonable based on typical stale-listing flexibility.
• 12 sale attempts since 20y ago; this cycle's ask is 7400% above the opening price — seller raised mid-cycle; expect resistance to lowballs.
• Current owner paid $35k; list at $75k implies a 114% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 6→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $66,000 (12.0% below list)

Questions for the listing agent

1. It's been on market 594 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.89% ✓
• Cap rate: 16.25%
• Cash-on-cash: 35.55%
• DSCR: 2.58
• GRM: 4.4

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 31.2%
• Equity multiple: 2.31×
• Total profit: $27,482
• Equity at exit: $11,183

10-year hold

• IRR: 38.4%
• Equity multiple: 4.57×
• Total profit: $74,990
• Equity at exit: $6,485

Cash invested: $21,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34481

• Home prices YoY: -25.2%
• Active inventory: 1151
• Price-to-rent: 4.4×

Monthly cashflow live

• Estimated rent: $1,417 medium
• Mortgage (P&I): −$393
• Tax from tax record: −$72 /mo · $869/yr
• Insurance: −$31
• HOA: −$0
• Vacancy / Maint / Mgmt: −$297
• Net cashflow: $622

Break-even live

Break-even rent $629

Max offer price $75,000

Occupancy floor 51%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $18,750
• Closing costs: $2,250
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
14445 SW 22nd Pl Ocala, FL	3.0	2.0	1000	$1,400	$1.40	21d	1	1.41mi

Listing history 43 events

1. 2026-06-18
   days on market $75,000 Active 594 DOM
2. 2026-06-17
   days on market $75,000 Active 593 DOM
3. 2026-06-16
   days on market $75,000 Active 592 DOM
4. 2026-06-15
   days on market $75,000 Active 591 DOM
5. 2026-06-14
   days on market $75,000 Active 589 DOM
6. 2026-06-13
   days on market $75,000 Active 588 DOM
7. 2026-06-10
   days on market $75,000 Active 586 DOM
8. 2026-06-09
   days on market $75,000 Active 585 DOM
9. 2026-06-08
   days on market $75,000 Active 584 DOM
10. 2026-06-07
    days on market $75,000 Active 583 DOM
11. 2026-06-03
    days on market $75,000 Active 579 DOM
12. 2026-06-02
    days on market $75,000 Active 578 DOM
13. 2026-05-31
    days on market $75,000 Active 576 DOM
14. 2026-05-30
    days on market $75,000 Active 575 DOM
15. 2026-05-19
    listed $1,000
16. 2026-04-30
    status Active 862-char remark

    Show marketing remark (862 chars)

    Discover your perfect haven in this inviting single wide mobile home, featuring a durable metal roof for both style and peace of mind. Enjoy a bright, airy atmosphere throughout the space. Recently serviced, the septic system has been pumped, ensuring hassle-free living for years to come. Situated in a desirable R-4 zoned area, this home offers endless possibilities for residential living, with potential for additional development. The layout provides a cozy living area, functional kitchen, and comfortable bedrooms, making it ideal for anyone looking to downsize. Step outside to find a manageable yard perfect for gardening or relaxation. With convenient access to local amenities and a welcoming community, this mobile home is a rare find that combines comfort, affordability, and opportunity. Don’t miss out on making this charming space your own!

17. 2026-04-22
    status Pending 862-char remark

    Show marketing remark (862 chars)

    Discover your perfect haven in this inviting single wide mobile home, featuring a durable metal roof for both style and peace of mind. Enjoy a bright, airy atmosphere throughout the space. Recently serviced, the septic system has been pumped, ensuring hassle-free living for years to come. Situated in a desirable R-4 zoned area, this home offers endless possibilities for residential living, with potential for additional development. The layout provides a cozy living area, functional kitchen, and comfortable bedrooms, making it ideal for anyone looking to downsize. Step outside to find a manageable yard perfect for gardening or relaxation. With convenient access to local amenities and a welcoming community, this mobile home is a rare find that combines comfort, affordability, and opportunity. Don’t miss out on making this charming space your own!

18. 2026-04-15
    price $75,000 862-char remark

    Show marketing remark (862 chars)

    Discover your perfect haven in this inviting single wide mobile home, featuring a durable metal roof for both style and peace of mind. Enjoy a bright, airy atmosphere throughout the space. Recently serviced, the septic system has been pumped, ensuring hassle-free living for years to come. Situated in a desirable R-4 zoned area, this home offers endless possibilities for residential living, with potential for additional development. The layout provides a cozy living area, functional kitchen, and comfortable bedrooms, making it ideal for anyone looking to downsize. Step outside to find a manageable yard perfect for gardening or relaxation. With convenient access to local amenities and a welcoming community, this mobile home is a rare find that combines comfort, affordability, and opportunity. Don’t miss out on making this charming space your own!

19. 2025-03-16
    price $80,000 862-char remark

    Show marketing remark (862 chars)

    Discover your perfect haven in this inviting single wide mobile home, featuring a durable metal roof for both style and peace of mind. Enjoy a bright, airy atmosphere throughout the space. Recently serviced, the septic system has been pumped, ensuring hassle-free living for years to come. Situated in a desirable R-4 zoned area, this home offers endless possibilities for residential living, with potential for additional development. The layout provides a cozy living area, functional kitchen, and comfortable bedrooms, making it ideal for anyone looking to downsize. Step outside to find a manageable yard perfect for gardening or relaxation. With convenient access to local amenities and a welcoming community, this mobile home is a rare find that combines comfort, affordability, and opportunity. Don’t miss out on making this charming space your own!

20. 2024-10-24
    listed $85,000 Active 862-char remark

    Show marketing remark (862 chars)

    Discover your perfect haven in this inviting single wide mobile home, featuring a durable metal roof for both style and peace of mind. Enjoy a bright, airy atmosphere throughout the space. Recently serviced, the septic system has been pumped, ensuring hassle-free living for years to come. Situated in a desirable R-4 zoned area, this home offers endless possibilities for residential living, with potential for additional development. The layout provides a cozy living area, functional kitchen, and comfortable bedrooms, making it ideal for anyone looking to downsize. Step outside to find a manageable yard perfect for gardening or relaxation. With convenient access to local amenities and a welcoming community, this mobile home is a rare find that combines comfort, affordability, and opportunity. Don’t miss out on making this charming space your own!

21. 2024-10-02
    historical
22. 2024-04-01
    status Active
23. 2024-03-18
    status Pending
24. 2024-02-21
    price $80,000
25. 2024-02-15
    historical $900
26. 2024-01-29
    listed $900
27. 2024-01-29
    listed $85,000 Active
28. 2022-12-14
    historical
29. 2021-04-28
    soldstatus $35,000 Closed
30. 2021-04-05
    status Pending
31. 2021-04-01
    listed $37,800 Active
32. 2019-05-14
    soldstatus $100
33. 2017-04-05
    soldstatus $8,000
34. 2017-01-03
    listed $10,500
35. 2012-03-23
    historical
36. 2011-12-14
    historical
37. 2011-11-25
    listed $32,800
38. 2011-11-02
    listed $32,800
39. 2007-08-02
    soldstatus $35,000
40. 2007-07-23
    soldstatus $35,000
41. 2006-09-18
    listed $39,900
42. 2006-08-28
    historical
43. 2006-02-28
    listed $39,995

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $869 · $72/mo
• Projected year-2 tax: $869 · $72/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 8/10 Severe 6 d/yr ≥107°F today · 17 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $16,999
• − Mortgage interest: −$4,201
• − Property taxes: −$869
• − Insurance: −$375
• − Repairs & maintenance: −$1,360
• − Management: −$1,360
• − Depreciation: −$2,182
• Taxable income: $6,653
• Est. tax owed @ 24.0%: −$1,597
• After-tax cash flow: $5,869/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Marion
• NCES district ID: 1201260
• Math proficiency: 42% ▼ -7.00%
• Reading proficiency: 43% ▼ -4.00%
• Median HH income: $40,015
• Composite: 35.61/100
• National rank: #4890
• State rank: #61 of 73 in FL

Livability — Rainbow Park

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• Census place: Rainbow Park, FL
• County: Marion County · 315,796 people
• Metro: Ocala, FL
• Population (ZIP): 26,782
• Household income: $57,324
• Rent vs Own: 9.8% rent · 90.2% own
• Severe rent burden: 313.0

Population outlook (Marion County) Hauer SSP2

• Today (2025): 365,905 people
• By 2030: 376,768 · +3.0%
• By 2040: 396,555 · +8.4%
• By 2050: 412,723 · +12.8%
• By 2075: 446,090 · +21.9%
• By 2100: 436,193 · +19.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (80%)
• Race & ethnicity: White 80% Hispanic / Latino 11% Black 7% Two or more races 5%
• Hispanic origin (detail): Mexican 4% Puerto Rican 4% Cuban 1%
• Common ancestry: Romanian 7% Lithuanian 3% Slovak 2%
• Foreign-born: 8% · Canada, Jamaica
• Languages at home: 88% English-only · Spanish 9% French/Haitian/Cajun 1% German/W. Germanic 1%

Political lean MEDSL · Marion

• 2024 margin: Solid R (+31.6) · D 33.8% · R 65.5%
• 2008→2024 swing: -20.0pp toward R · 2008: -11.6pp · 2024: -31.6pp
• All cycles: 2024: R+31.6 2020: R+25.9 2016: R+26.2 2012: R+16.2 2008: R+11.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -67.48%
• Current HPI: 199.986
• Rent YoY: —
• Metro: Ocala, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

-97.5% since first listed

29 events — show timeline

• 2026-05-19 Listed for Rent $1,000 STELLARMLS
• 2026-04-30 Relisted — Stellar MLS as Distributed by MLS Grid
• 2026-04-22 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-04-15 Price Changed $75,000 Stellar MLS as Distributed by MLS Grid
• 2025-03-16 Price Changed $80,000 Stellar MLS as Distributed by MLS Grid
• 2024-10-24 Listed $85,000 Stellar MLS as Distributed by MLS Grid
• 2024-10-02 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2024-04-01 Relisted — Stellar MLS as Distributed by MLS Grid
• 2024-03-18 Pending — Stellar MLS as Distributed by MLS Grid
• 2024-02-21 Price Changed $80,000 Stellar MLS as Distributed by MLS Grid
• 2024-02-15 Rental Removed $900 STELLARMLS
• 2024-01-29 Listed for Rent $900 STELLARMLS
• 2024-01-29 Listed $85,000 Stellar MLS as Distributed by MLS Grid
• 2022-12-14 Rental Removed — STELLARMLS
• 2021-04-28 Sold (MLS) $35,000 Stellar MLS as Distributed by MLS Grid
• 2021-04-05 Pending — Stellar MLS as Distributed by MLS Grid
• 2021-04-01 Listed $37,800 Stellar MLS as Distributed by MLS Grid
• 2019-05-14 Sold (Public Records) $100 Public Records
• 2017-04-05 Sold (MLS) $8,000 Stellar MLS as Distributed by MLS Grid
• 2017-01-03 Listed $10,500 Stellar MLS as Distributed by MLS Grid
• 2012-03-23 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2011-12-14 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2011-11-25 Listed $32,800 Stellar MLS as Distributed by MLS Grid
• 2011-11-02 Listed $32,800 Stellar MLS as Distributed by MLS Grid
• 2007-08-02 Sold (Public Records) $35,000 Public Records
• 2007-07-23 Sold (MLS) $35,000 Stellar MLS as Distributed by MLS Grid
• 2006-09-18 Listed $39,900 Stellar MLS as Distributed by MLS Grid
• 2006-08-28 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2006-02-28 Listed $39,995 Stellar MLS as Distributed by MLS Grid

Property tax history

+6.8%/yr

Latest (2025): $869 · +36.2% YoY. Source: county tax records.