CashFlowRE
Sign in Sign up
Ashburn Plan 🏗️ New Construction
D Composite 43.9
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +12.3/30.0
  • ARV discount +7.5/15.0
  • Schools +5.8/10.0
  • Condition / age +4.8/5.0
  • Livability +3.8/5.0
  • DSCR +3.7/10.0
  • 1% rule +3.5/10.0
  • Rent growth +2.5/5.0
  • Appreciation +0.0/10.0

$207,000

Ashburn Plan · Maurice, LA 70555
3 bd · 2.0 ba · 1,298 sqft · SingleFamily · 529 Days on market
Excellent condition

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to the Ashburn, new home floor plan, featured in our Cottage Cove community in Maurice, Louisiana. The Ashburn is a charming new home floor plan showcasing 3 bedrooms, 2 bathrooms and a 2 car garage. As you enter, the inviting foyer leads you to the open concept living area where your living room, kitchen and dining areas blend coherently into a space created for everyday living and comfort. The kitchen features shaker style painted cabinetry, granite countertops and island, subway tile backsplash, stainless-steel kitchen appliance package, and walk-in pantry. The primary bedroom has its own attached ensuite bathroom that boasts a spacious walk-in closet, shelves for your linens, a separate door for the toilet. Across from the home you will find the other 2 bedrooms, located near the other full bathroom and utility room. Whether these rooms become bedrooms, office, or other bonus areas, the options are endless and fittingly placed to suit your needs. The quaint exteriors include 3 sides brick, covered back patios, fully sodded yards, and low maintenance landscape package. Integrated into every Ashburn plan is our Smart Home Automation System, which is designed to make everyday life easier, like locking your front door or turning off your lights from your smart phone. Additionally, each home comes with our unrivaled warranties and an Energy Star certification for peace of mind knowing your home is as energy efficient as possible.

Key facts

  • Granite countertops
  • Walk in pantry
  • 2 garage spots

Tags

OPEN CONCEPT LIVING AREASHAKER STYLE PAINTED CABINETRYGRANITE COUNTERTOPSSUBWAY TILE BACKSPLASHWALK IN PANTRYATTACHED ENSUITE BATHROOM

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…
🏗️ New construction. The $207,000 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $221,666.

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $207k. Condition is rated excellent.

Deal economics

  • At list price, monthly cash flow is $-39 ($-468/yr) — negative.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $189k (8.7% below list).
  • Recommended offer: $182k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 76/100 on livability (#15 in LA, #3,333 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F.
  • Vermilion Parish (town): math 40% / reading 53% proficiency, ranked #15 of 98 in LA (top 15%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Cecil Picard Elementary School At Maurice (math 61% / reading 68%, grade B, #40 of 646 statewide, top 7%, 845 students, 42% FRL); North Vermilion Middle School (math 47% / reading 53%, grade C, #26 of 218 statewide, top 12%, 656 students, 45% FRL); North Vermilion High School (math 57% / reading 63%, grade C+, #20 of 265 statewide, top 7%, 854 students, 44% FRL).
  • Market conditions: 300 active listings in the ZIP; 1 comparable units currently listed for rent nearby; solid renter incomes; 228 units permitted in Vermilion Parish in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Vermilion County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 529 days — a 12% lower offer ($182k) is reasonable based on typical stale-listing flexibility.
Recommended offer $182,160 (12.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 529 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.85%
Cap rate
6.08%
Cash-on-cash
-0.75%
DSCR
0.97
GRM
9.8

CMA / ARV

ARV (median comp)
$221,666
List price
$207,000
Delta
-6.62%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
140 Cottage Cove Dr 0.09mi 3/2.0 1,298 (0%) 8mo $207,000 $159 89
202 Crest Cove Dr 0.30mi 3/2.0 1,298 (0%) 0mo $210,000 $162 86
154 Cottage Cove Dr 0.09mi 3/2.0 1,447 (+12%) 4mo $217,000 $150 73
9394 Garrett Rd 0.25mi 3/2.0 1,444 (+11%) 2mo $224,500 $155 68
125 Cottage Cove Dr 0.09mi 3/2.0 1,447 (+12%) 11mo $214,500 $148 68
9410 Garrett Rd 0.27mi 3/2.0 1,456 (+12%) 3mo $210,000 $144 65
9382 Garrett Rd 0.27mi 3/2.0 1,444 (+11%) 6mo $228,000 $158 64
204 Carreras Ln 0.53mi 3/2.0 1,216 (-6%) 2mo $233,500 $192 64
101 Harvest View Ln 0.53mi 3/2.0 1,385 (+7%) 2mo $254,200 $184 62
9379 Garrett Rd 0.28mi 3/2.0 1,444 (+11%) 10mo $229,000 $159 60
128 Rue Village Rd 0.72mi 3/2.0 1,365 (+5%) 3mo $227,000 $166 55
131 Rue Village Rd 0.69mi 3/2.0 1,456 (+12%) 4mo $235,000 $161 44

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-17.5%
Equity multiple
0.38×
Total profit
$-38,374
Equity at exit
$33,051
10-year hold
IRR
-9.6%
Equity multiple
0.41×
Total profit
$-36,496
Equity at exit
$19,166

Cash invested: $62,067 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
23 active · 8 under contract
Months of supply
9.2 mo (11%/mo absorbed)
Median asking
$249,000 ($171/sqft)
Median days on market
157 d
This list price
lowest-priced of the active set
ARV vs active asking
+-0.0% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 70555

Home prices YoY
-29.4%
Active inventory
300
Price-to-rent
9.1×

Monthly cashflow live

Estimated rent
$1,890 medium interval (Pro) →
Mortgage (P&I)
$1,162
Tax est. 1.5%
$277 /mo · $3,325/yr
Insurance
$92
HOA
$0
Vacancy / Maint / Mgmt
$397
Net cashflow
$-39

Break-even live

Break-even rent $1,939
Max offer price $216,025
Occupancy floor 97%

Sensitivity live

Price -10% $114 -5% $38 +0% $-39 +5% $-116 +10% $-192
Rent -10% $-188 -5% $-114 +0% $-39 +5% $36 +10% $110
Rate -1.0pp $73 -0.5pp $17 base $-39 +0.5pp $-96 +1.0pp $-155

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$55,417
Closing costs
$6,650
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
222 Weaver Way Maurice, LA 3.0 2.0 1538 $1,850 $1.20 62d 1 1.40mi

Listing history 50 events

  1. 2026-08-08
    days on market $207,000 Active 529 DOM
  2. 2026-08-07
    days on market $207,000 Active 528 DOM
  3. 2026-08-06
    days on market $207,000 Active 527 DOM
  4. 2026-08-05
    days on market $207,000 Active 526 DOM
  5. 2026-08-04
    days on market $207,000 Active 525 DOM
  6. 2026-08-03
    days on market $207,000 Active 524 DOM
  7. 2026-07-31
    days on market $207,000 Active 521 DOM
  8. 2026-07-29
    days on market $207,000 Active 519 DOM
  9. 2026-07-27
    days on market $207,000 Active 517 DOM
  10. 2026-07-25
    days on market $207,000 Active 515 DOM
  11. 2026-07-24
    days on market $207,000 Active 514 DOM
  12. 2026-07-23
    days on market $207,000 Active 513 DOM
  13. 2026-07-22
    days on market $207,000 Active 512 DOM
  14. 2026-07-21
    days on market $207,000 Active 511 DOM
  15. 2026-07-18
    days on market $207,000 Active 508 DOM
  16. 2026-07-16
    days on market $207,000 Active 506 DOM
  17. 2026-07-16
    days on market $207,000 Active 505 DOM
  18. 2026-07-14
    days on market $207,000 Active 504 DOM
  19. 2026-07-13
    days on market $207,000 Active 503 DOM
  20. 2026-07-12
    days on market $207,000 Active 502 DOM
  21. 2026-07-11
    days on market $207,000 Active 501 DOM
  22. 2026-07-10
    days on market $207,000 Active 500 DOM
  23. 2026-07-09
    days on market $207,000 Active 499 DOM
  24. 2026-07-08
    days on market $207,000 Active 498 DOM
  25. 2026-07-07
    days on market $207,000 Active 497 DOM
  26. 2026-07-06
    days on market $207,000 Active 496 DOM
  27. 2026-07-05
    days on market $207,000 Active 495 DOM
  28. 2026-07-04
    days on market $207,000 Active 494 DOM
  29. 2026-07-03
    days on market $207,000 Active 493 DOM
  30. 2026-07-02
    days on market $207,000 Active 492 DOM
  31. 2026-07-01
    days on market $207,000 Active 491 DOM
  32. 2026-06-30
    days on market $207,000 Active 490 DOM
  33. 2026-06-29
    days on market $207,000 Active 489 DOM
  34. 2026-06-28
    days on market $207,000 Active 488 DOM
  35. 2026-06-28
    days on market $207,000 Active 487 DOM
  36. 2026-06-27
    days on market $207,000 Active 486 DOM
  37. 2026-06-25
    days on market $207,000 Active 484 DOM
  38. 2026-06-23
    days on market $207,000 Active 482 DOM
  39. 2026-06-22
    days on market $207,000 Active 481 DOM
  40. 2026-06-18
    days on market $207,000 Active 478 DOM
  41. 2026-06-17
    days on market $207,000 Active 477 DOM
  42. 2026-06-16
    days on market $207,000 Active 476 DOM
  43. 2026-06-15
    days on market $207,000 Active 475 DOM
  44. 2026-06-14
    days on market $207,000 Active 473 DOM
  45. 2026-06-13
    remarks 699-char remark
  46. 2026-06-13
    days on market $207,000 Active 472 DOM
  47. 2026-06-10
    days on market $207,000 Active 470 DOM
  48. 2026-06-09
    days on market $207,000 Active 469 DOM
  49. 2026-06-08
    days on market $207,000 Active 468 DOM
  50. 2026-06-07
    days on market $207,000 Active 467 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$22,677
− Mortgage interest
−$12,417
− Property taxes
−$3,325
− Insurance
−$1,108
− Repairs & maintenance
−$1,814
− Management
−$1,814
− Depreciation
−$6,448
Taxable loss
−$4,250
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,020
After-tax cash flow
$552/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Excellent 95/100 None rehab

This Ashburn floor plan in Maurice, Louisiana is in excellent condition with no visible repairs needed. It offers a good balance of curb appeal and interior features, making it a great investment opportunity.

Value-add opportunities

  • Both Painting exterior and interior walls — Enhances curb appeal and interior aesthetics
  • Both Landscaping improvements — Enhances curb appeal and adds value
  • Both Add smart home features — Improves convenience and adds value
  • Both Install smart thermostat — Saves energy and adds value
D Composite school gradezoned avg 58/100

Zoned Schools

Elementary Cecil Picard Elementary School At Maurice B LA #40/646 Nat'l #5,189/41,679 Middle North Vermilion Middle School C LA #26/218 Nat'l #3,460/14,009 High North Vermilion High School C+ LA #20/265 Nat'l #3,545/17,239

Schools (NCES district)

District
Vermilion Parish
NCES district ID
2201800
Math proficiency
40% ▼ -38.00%
Reading proficiency
53% ▼ -32.00%
Median HH income
$45,115
Composite
39.37/100
National rank
#3974
State rank
#15 of 98 in LA
B Composite livability gradescore 76/100

Livability — Maurice

Score
76/100
State rank
#15
US rank
#3333

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment B- Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Maurice, LA
County
Vermilion Parish · 64,095 people
City population
8,759
Metro
Lafayette, LA
Population (ZIP)
8,759
Household income
$76,213
Rent vs Own
16.5% rent · 83.5% own
Severe rent burden
2% of renters

Population outlook (Vermilion County) Hauer SSP2

Today (2025)
64,095 people
By 2030
65,915 · +2.8%
By 2040
68,985 · +7.6%
By 2050
70,804 · +10.5%
By 2075
73,897 · +15.3%
By 2100
71,793 · +12.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (82%)
Race & ethnicity
White 82% Black 8% Two or more races 5% Hispanic / Latino 4% Asian 3%
Common ancestry
Lithuanian 25% Romanian 3% Italian 1%
Foreign-born
2% · Vietnam
Languages at home
93% English-only · French/Haitian/Cajun 4% Vietnamese 2% Spanish 1%

Political lean MEDSL · Vermilion

2024 margin
Solid R (+63.8) · D 17.6% · R 81.4% · Other 1.1%
2008→2024 swing
-16.3pp toward R · 2008: -47.5pp · 2024: -63.8pp
All cycles
2024: R+63.8 2020: R+61.9 2016: R+59.6 2012: R+52.8 2008: R+47.5

Not yet ingested

Civics

Price history

+1.2% since first listed
2 events — show timeline
  • 2026-04-21 Price Changed $207,000 Zillow
  • 2025-02-25 Listed $204,500 Zillow

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…