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25265 Marion Ridge Dr
D Composite 41.47
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +10.6/30.0
  • DSCR +3.1/10.0
  • 1% rule +2.8/10.0
  • Rent growth +2.5/5.0
  • Schools +2.5/10.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$229,000

25265 Marion Ridge Dr · Idyllwild-Pine Cove, CA 92549
1 bd · 1.0 ba · 908 sqft · SingleFamily public records · 16 Days on market
Built 1975 0.31 ac lot $252/sqft · 43% below area Est $399k · 43% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Set on a generous 0.31-acre lot, this 1-bedroom, 1.5-bathroom home offers 908 square feet of potential in the heart of Idyllwild. Built in 1975, this property is a true fixer project perfect for buyers looking to customize and update to their own taste. The bright living area features a classic fireplace for cozy evenings, while a separate laundry room adds convenience. Step outside to a private deck and patio, surrounded by tranquil mountain scenery. With its functional layout and abundant natural light, this home is ideal for those seeking a rewarding renovation opportunity, whether as a full-time residence or a peaceful weekend retreat. Bring your vision and transform this mountain cabin into your dream getaway.

Key facts

  • Private deck
  • Generous lot
  • Classic fireplace

Tags

GENEROUS LOTCLASSIC FIREPLACESEPARATE LAUNDRY ROOMPRIVATE DECKTRANQUIL MOUNTAIN SCENERY

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath single-family listed at $229k.

Deal economics

  • At list price, monthly cash flow is $-112 ($-1k/yr) — negative.
  • To cash-flow at today's rent, offer at most $209k (8.6% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $178k (22.5% below list).
  • Recommended offer: $178k (22.5% below list) — sets the bar for 1% rule.
  • Cap rate 5.7% vs local median 2.9% in Idyllwild-Pine Cove — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
  • Hemet Unified (suburban): math 19% / reading 41% proficiency, ranked #360 of 517 in CA (top 70%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 66% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 183 active listings in the ZIP; 10 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; 9,195 units permitted in Riverside County in 2024 (1,512 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Riverside County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 16 days — a 2% lower offer ($226k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 23y ago; this cycle's ask has dropped $30k (12%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $154k; 49% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: severe wildfire risk — expect insurance premiums to compound above CPI over the hold.
Recommended offer $177,589 (22.5% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Built in 1975 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.78%
Cap rate
5.71%
Cash-on-cash
-2.09%
DSCR
0.91
GRM
10.7

CMA / ARV

ARV (median comp)
$398,624
List price
$229,000
Delta
-40.04%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
52915 Woodland Dr 0.11mi 2/1.0 (+1) 925 (+2%) 8mo $450,000 $486 80
52730 Sylvan Way 0.19mi 2/2.0 (+1) 900 (-1%) 12mo $370,000 $411 71
24561 Lakeview Dr 0.41mi 2/1.0 (+1) 909 (+0%) 8mo $411,000 $452 69
52580 Sylvan Way Way 0.26mi 2/2.0 (+1) 930 (+2%) 9mo $420,000 $452 67
52660 Sylvan Way 0.20mi 2/1.5 (+1) 1,012 (+12%) 9mo $340,000 $336 57
53275 Forest Lake Dr 0.45mi 2/1.5 (+1) 926 (+2%) 15mo $382,000 $413 56
52450 Laurel Trl 0.42mi 2/1.0 (+1) 960 (+6%) 13mo $415,000 $432 55
24837 Logan Creek Rd 0.52mi 2/1.5 (+1) 896 (-1%) 15mo $300,000 $335 54
24981 Marion Ridge Dr 0.35mi 2/1.5 (+1) 816 (-10%) 10mo $305,000 $374 51
52646 Chickadee Ln 0.34mi 2/1.5 (+1) 800 (-12%) 7mo $370,000 $463 51
25335 Acorn Ln 0.58mi 2/2.0 (+1) 924 (+2%) 12mo $255,000 $276 51
52560 4s02 0.65mi 2/1.5 (+1) 808 (-11%) 11mo $280,000 $347 35

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-19.8%
Equity multiple
0.31×
Total profit
$-44,252
Equity at exit
$34,145
10-year hold
IRR
-12.7%
Equity multiple
0.25×
Total profit
$-47,773
Equity at exit
$19,800

Cash invested: $64,120 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 92549

Home prices YoY
-25.8%
Active inventory
183
Price-to-rent
10.7×

Monthly cashflow live

Estimated rent
$1,776 high interval (Pro) →
Mortgage (P&I)
$1,201
Tax from tax record
$219 /mo · $2,623/yr
Insurance
$95
HOA
$0
Vacancy / Maint / Mgmt
$373
Net cashflow
$-112

Break-even live

Break-even rent $1,918
Max offer price $209,227
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$57,250
Closing costs
$6,870
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 10 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
25305 Marion Ridge Dr Unit 2 Idyllwild-Pine Cove, CA 1.0 1.0 900 $1,600 $1.78 43d 1 0.02mi
25305 Marion Ridge Dr Unit 1 Idyllwild-Pine Cove, CA 2.0 1.0 1000 $1,850 $1.85 43d 1 0.02mi
25316 Marion Ridge Dr Idyllwild, CA 2.0 2.0 1056 $2,100 $1.99 18d 1 0.04mi
52740 Pine Cove Rd Idyllwild-Pine Cove, CA 1.0 1.0 650 $1,450 $2.23 43d 1 0.24mi
25055 Marion Ridge Dr Unit 2 Idyllwild-Pine Cove, CA 2.0 1.0 808 $1,600 $1.98 1d 1 0.24mi
52445 Pine Ridge Rd Idyllwild, CA 2.0 1.0 955 $2,400 $2.51 43d 1 0.34mi
23285 California 243 Unit C Idyllwild-Pine Cove, CA 1.0 1.0 600 $1,199 $2.00 1d 1 0.35mi
52559 Green Craig Dr Idyllwild, CA 2.0 1.5 988 $2,150 $2.18 1d 1 0.36mi
54042 Pine Crest Ave Idyllwild, CA 1.0 1.0 529 $1,199 $2.27 43d 1 1.45mi
54045 Pine Crest Ave Unit NA Idyllwild-Pine Cove, CA 1.0 1.0 609 $1,300 $2.13 20d 1 1.50mi

Listing history 26 events

  1. 2026-06-18
    days on market $229,000 Active 16 DOM
  2. 2026-06-17
    days on market $229,000 Active 15 DOM
  3. 2026-06-16
    days on market $229,000 Active 14 DOM
  4. 2026-06-15
    days on market $229,000 Active 13 DOM
  5. 2026-06-13
    days on market $229,000 Active 11 DOM
  6. 2026-06-09
    days on market $229,000 Active 7 DOM
  7. 2026-06-08
    days on market $229,000 Active 6 DOM
  8. 2026-06-07
    days on market $229,000 Active 5 DOM
  9. 2026-06-04
    days on market $229,000 Active 2 DOM
  10. 2026-06-03
    pricedays on marketlisting id $229,000 Active 1 DOM
  11. 2026-05-31
    days on market $239,000 Active 170 DOM
  12. 2026-01-08
    price $239,000 724-char remark
    Show marketing remark (724 chars)

    Set on a generous 0.31-acre lot, this 1-bedroom, 1.5-bathroom home offers 908 square feet of potential in the heart of Idyllwild. Built in 1975, this property is a true fixer project perfect for buyers looking to customize and update to their own taste. The bright living area features a classic fireplace for cozy evenings, while a separate laundry room adds convenience. Step outside to a private deck and patio, surrounded by tranquil mountain scenery. With its functional layout and abundant natural light, this home is ideal for those seeking a rewarding renovation opportunity, whether as a full-time residence or a peaceful weekend retreat. Bring your vision and transform this mountain cabin into your dream getaway.

  13. 2026-01-08
    price $239,000 724-char remark
    Show marketing remark (724 chars)

    Set on a generous 0.31-acre lot, this 1-bedroom, 1.5-bathroom home offers 908 square feet of potential in the heart of Idyllwild. Built in 1975, this property is a true fixer project perfect for buyers looking to customize and update to their own taste. The bright living area features a classic fireplace for cozy evenings, while a separate laundry room adds convenience. Step outside to a private deck and patio, surrounded by tranquil mountain scenery. With its functional layout and abundant natural light, this home is ideal for those seeking a rewarding renovation opportunity, whether as a full-time residence or a peaceful weekend retreat. Bring your vision and transform this mountain cabin into your dream getaway.

  14. 2025-12-29
    price $249,000 724-char remark
    Show marketing remark (724 chars)

    Set on a generous 0.31-acre lot, this 1-bedroom, 1.5-bathroom home offers 908 square feet of potential in the heart of Idyllwild. Built in 1975, this property is a true fixer project perfect for buyers looking to customize and update to their own taste. The bright living area features a classic fireplace for cozy evenings, while a separate laundry room adds convenience. Step outside to a private deck and patio, surrounded by tranquil mountain scenery. With its functional layout and abundant natural light, this home is ideal for those seeking a rewarding renovation opportunity, whether as a full-time residence or a peaceful weekend retreat. Bring your vision and transform this mountain cabin into your dream getaway.

  15. 2025-12-29
    price $249,000 724-char remark
    Show marketing remark (724 chars)

    Set on a generous 0.31-acre lot, this 1-bedroom, 1.5-bathroom home offers 908 square feet of potential in the heart of Idyllwild. Built in 1975, this property is a true fixer project perfect for buyers looking to customize and update to their own taste. The bright living area features a classic fireplace for cozy evenings, while a separate laundry room adds convenience. Step outside to a private deck and patio, surrounded by tranquil mountain scenery. With its functional layout and abundant natural light, this home is ideal for those seeking a rewarding renovation opportunity, whether as a full-time residence or a peaceful weekend retreat. Bring your vision and transform this mountain cabin into your dream getaway.

  16. 2025-12-12
    listed $259,000 Active 724-char remark
    Show marketing remark (724 chars)

    Set on a generous 0.31-acre lot, this 1-bedroom, 1.5-bathroom home offers 908 square feet of potential in the heart of Idyllwild. Built in 1975, this property is a true fixer project perfect for buyers looking to customize and update to their own taste. The bright living area features a classic fireplace for cozy evenings, while a separate laundry room adds convenience. Step outside to a private deck and patio, surrounded by tranquil mountain scenery. With its functional layout and abundant natural light, this home is ideal for those seeking a rewarding renovation opportunity, whether as a full-time residence or a peaceful weekend retreat. Bring your vision and transform this mountain cabin into your dream getaway.

  17. 2025-12-12
    listed $259,000 Active 724-char remark
    Show marketing remark (724 chars)

    Set on a generous 0.31-acre lot, this 1-bedroom, 1.5-bathroom home offers 908 square feet of potential in the heart of Idyllwild. Built in 1975, this property is a true fixer project perfect for buyers looking to customize and update to their own taste. The bright living area features a classic fireplace for cozy evenings, while a separate laundry room adds convenience. Step outside to a private deck and patio, surrounded by tranquil mountain scenery. With its functional layout and abundant natural light, this home is ideal for those seeking a rewarding renovation opportunity, whether as a full-time residence or a peaceful weekend retreat. Bring your vision and transform this mountain cabin into your dream getaway.

  18. 2010-05-11
    historical
  19. 2010-01-18
    listed $180,000 Active
  20. 2010-01-04
    historical
  21. 2008-11-19
    listed $180,000
  22. 2004-04-22
    historical
  23. 2004-03-23
    soldstatus $154,000
  24. 2003-11-22
    listed $154,000
  25. 2003-09-12
    soldstatus $98,000
  26. 1999-10-15
    soldstatus $79,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CA · Resets to sale price

Current annual tax
$2,623 · $219/mo
Projected year-2 tax
$2,623 · $219/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone D · 0% chance over 30 yrs
  • 🔥 Wildfire 9/10 Extreme
  • 🌡 Heat 2/10 Low
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 8/10 Severe 15 unhealthy d/yr today · 19 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$21,311
− Mortgage interest
−$12,828
− Property taxes
−$2,623
− Insurance
−$1,145
− Repairs & maintenance
−$1,705
− Management
−$1,705
− Depreciation
−$6,662
Taxable loss
−$5,356
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,285
After-tax cash flow
$-58/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Hemet Unified
NCES district ID
0616920
Math proficiency
19% ▼ -3.00%
Reading proficiency
41% ▲ 4.00%
Median HH income
$39,962
Composite
25.16/100
National rank
#7517
State rank
#360 of 517 in CA

Livability — Idyllwild-Pine Cove

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
Idyllwild-Pine Cove, CA
County
Riverside County · 2,287,001 people
Metro
Riverside-San Bernardino-Ontario, CA
Population (ZIP)
4,016
Household income
$73,750
Rent vs Own
29.6% rent · 70.4% own
Severe rent burden
156.0

Population outlook (Riverside County) Hauer SSP2

Today (2025)
2,664,475 people
By 2030
2,802,692 · +5.2%
By 2040
3,050,904 · +14.5%
By 2050
3,256,783 · +22.2%
By 2075
3,655,058 · +37.2%
By 2100
3,766,594 · +41.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.61)
Race & ethnicity
White 57% Hispanic / Latino 24% Asian 9% Two or more races 8% Native American 2%
Hispanic origin (detail)
Mexican 13%
Common ancestry
Slovak 4% Italian 2% Romanian 2%
Foreign-born
20% · Canada, China, Vietnam
Languages at home
79% English-only · Spanish 14% Tagalog/Filipino 2% Other Indo-European 2%

Political lean MEDSL · Riverside

2024 margin
Toss-up / Even · D 48.0% · R 49.3% · Other 2.6%
2008→2024 swing
-3.6pp toward R · 2008: 2.3pp · 2024: -1.3pp
All cycles
2024: R+1.3 2020: D+8.0 2016: D+4.3 2012: R+0.4 2008: D+2.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -100.32%
Current HPI
287.8582
Rent YoY
Metro
Riverside-San Bernardino-Ontario, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

+202.5% since first listed
15 events — show timeline
  • 2026-01-08 Price Changed $239,000 GPSMLS
  • 2026-01-08 Price Changed $239,000 IAOR
  • 2025-12-29 Price Changed $249,000 GPSMLS
  • 2025-12-29 Price Changed $249,000 IAOR
  • 2025-12-12 Listed $259,000 IAOR
  • 2025-12-12 Listed $259,000 GPSMLS
  • 2010-05-11 Listing Removed GPSMLS
  • 2010-01-18 Listed $180,000 GPSMLS
  • 2010-01-04 Listing Removed GPSMLS
  • 2008-11-19 Listed $180,000 GPSMLS
  • 2004-04-22 Listing Removed CRMLS
  • 2004-03-23 Sold (Public Records) $154,000 Public Records
  • 2003-11-22 Listed $154,000 CRMLS
  • 2003-09-12 Sold (Public Records) $98,000 Public Records
  • 1999-10-15 Sold (Public Records) $79,000 Public Records

Property tax history

+1.8%/yr

Latest (2025): $2,623 · +3.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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