25265 Marion Ridge Dr · Idyllwild-Pine Cove, CA
Flood risk 1/10 · Minimal
- FEMA flood zone
- D
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $544 – $1,084
Fire risk 9/10 · Severe
- Est. fire insurance / yr
- $659 – $1,223
Heat risk 2/10 · Minimal
- Hot days now (above threshold)
- —
- Hot days in 30 yrs
- —
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 8/10 · Major
- Unhealthy air days now
- 15 days/yr
- Unhealthy air days in 30 yrs
- 19 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +10.6/30.0
- DSCR +3.1/10.0
- 1% rule +2.8/10.0
- Rent growth +2.5/5.0
- Schools +2.5/10.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$229,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Set on a generous 0.31-acre lot, this 1-bedroom, 1.5-bathroom home offers 908 square feet of potential in the heart of Idyllwild. Built in 1975, this property is a true fixer project perfect for buyers looking to customize and update to their own taste. The bright living area features a classic fireplace for cozy evenings, while a separate laundry room adds convenience. Step outside to a private deck and patio, surrounded by tranquil mountain scenery. With its functional layout and abundant natural light, this home is ideal for those seeking a rewarding renovation opportunity, whether as a full-time residence or a peaceful weekend retreat. Bring your vision and transform this mountain cabin into your dream getaway.
Key facts
- Private deck
- Generous lot
- Classic fireplace
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1-bed/1.0-bath single-family listed at $229k.
Deal economics
- At list price, monthly cash flow is $-112 ($-1k/yr) — negative.
- To cash-flow at today's rent, offer at most $209k (8.6% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $178k (22.5% below list).
- Recommended offer: $178k (22.5% below list) — sets the bar for 1% rule.
- Cap rate 5.7% vs local median 2.9% in Idyllwild-Pine Cove — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
- Hemet Unified (suburban): math 19% / reading 41% proficiency, ranked #360 of 517 in CA (top 70%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 66% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: 183 active listings in the ZIP; 10 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; 9,195 units permitted in Riverside County in 2024 (1,512 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
- Riverside County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 16 days — a 2% lower offer ($226k) is reasonable based on typical stale-listing flexibility.
- 5 sale attempts since 23y ago; this cycle's ask has dropped $30k (12%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $154k; 49% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Climate carrying-cost: severe wildfire risk — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- Built in 1975 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.78% ✗
- Cap rate
- 5.71%
- Cash-on-cash
- -2.09%
- DSCR
- 0.91
- GRM
- 10.7
CMA / ARV
- ARV (median comp)
- $398,624
- List price
- $229,000
- Delta
- -40.04%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 52915 Woodland Dr | 0.11mi | 2/1.0 (+1) | 925 (+2%) | 8mo | $450,000 | $486 | 80 |
| 52730 Sylvan Way | 0.19mi | 2/2.0 (+1) | 900 (-1%) | 12mo | $370,000 | $411 | 71 |
| 24561 Lakeview Dr | 0.41mi | 2/1.0 (+1) | 909 (+0%) | 8mo | $411,000 | $452 | 69 |
| 52580 Sylvan Way Way | 0.26mi | 2/2.0 (+1) | 930 (+2%) | 9mo | $420,000 | $452 | 67 |
| 52660 Sylvan Way | 0.20mi | 2/1.5 (+1) | 1,012 (+12%) | 9mo | $340,000 | $336 | 57 |
| 53275 Forest Lake Dr | 0.45mi | 2/1.5 (+1) | 926 (+2%) | 15mo | $382,000 | $413 | 56 |
| 52450 Laurel Trl | 0.42mi | 2/1.0 (+1) | 960 (+6%) | 13mo | $415,000 | $432 | 55 |
| 24837 Logan Creek Rd | 0.52mi | 2/1.5 (+1) | 896 (-1%) | 15mo | $300,000 | $335 | 54 |
| 24981 Marion Ridge Dr | 0.35mi | 2/1.5 (+1) | 816 (-10%) | 10mo | $305,000 | $374 | 51 |
| 52646 Chickadee Ln | 0.34mi | 2/1.5 (+1) | 800 (-12%) | 7mo | $370,000 | $463 | 51 |
| 25335 Acorn Ln | 0.58mi | 2/2.0 (+1) | 924 (+2%) | 12mo | $255,000 | $276 | 51 |
| 52560 4s02 | 0.65mi | 2/1.5 (+1) | 808 (-11%) | 11mo | $280,000 | $347 | 35 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -19.8%
- Equity multiple
- 0.31×
- Total profit
- $-44,252
- Equity at exit
- $34,145
- IRR
- -12.7%
- Equity multiple
- 0.25×
- Total profit
- $-47,773
- Equity at exit
- $19,800
Cash invested: $64,120 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 18 Strongly Tenant-Friendly
- State California
- 18 Strongly Tenant-Friendly · D+13
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 92549
- Home prices YoY
- -25.8%
- Active inventory
- 183
- Price-to-rent
- 10.7×
Monthly cashflow live
- Estimated rent
- $1,776 high interval (Pro) →
- Mortgage (P&I)
- −$1,201
- Tax from tax record
- −$219 /mo · $2,623/yr
- Insurance
- −$95
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$373
- Net cashflow
- $-112
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $57,250
- Closing costs
- $6,870
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 10 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 25305 Marion Ridge Dr Unit 2 Idyllwild-Pine Cove, CA | 1.0 | 1.0 | 900 | $1,600 | $1.78 | 43d | 1 | 0.02mi |
| 25305 Marion Ridge Dr Unit 1 Idyllwild-Pine Cove, CA | 2.0 | 1.0 | 1000 | $1,850 | $1.85 | 43d | 1 | 0.02mi |
| 25316 Marion Ridge Dr Idyllwild, CA | 2.0 | 2.0 | 1056 | $2,100 | $1.99 | 18d | 1 | 0.04mi |
| 52740 Pine Cove Rd Idyllwild-Pine Cove, CA | 1.0 | 1.0 | 650 | $1,450 | $2.23 | 43d | 1 | 0.24mi |
| 25055 Marion Ridge Dr Unit 2 Idyllwild-Pine Cove, CA | 2.0 | 1.0 | 808 | $1,600 | $1.98 | 1d | 1 | 0.24mi |
| 52445 Pine Ridge Rd Idyllwild, CA | 2.0 | 1.0 | 955 | $2,400 | $2.51 | 43d | 1 | 0.34mi |
| 23285 California 243 Unit C Idyllwild-Pine Cove, CA | 1.0 | 1.0 | 600 | $1,199 | $2.00 | 1d | 1 | 0.35mi |
| 52559 Green Craig Dr Idyllwild, CA | 2.0 | 1.5 | 988 | $2,150 | $2.18 | 1d | 1 | 0.36mi |
| 54042 Pine Crest Ave Idyllwild, CA | 1.0 | 1.0 | 529 | $1,199 | $2.27 | 43d | 1 | 1.45mi |
| 54045 Pine Crest Ave Unit NA Idyllwild-Pine Cove, CA | 1.0 | 1.0 | 609 | $1,300 | $2.13 | 20d | 1 | 1.50mi |
Listing history 26 events
-
2026-06-18days on market $229,000 Active 16 DOM
-
2026-06-17days on market $229,000 Active 15 DOM
-
2026-06-16days on market $229,000 Active 14 DOM
-
2026-06-15days on market $229,000 Active 13 DOM
-
2026-06-13days on market $229,000 Active 11 DOM
-
2026-06-09days on market $229,000 Active 7 DOM
-
2026-06-08days on market $229,000 Active 6 DOM
-
2026-06-07days on market $229,000 Active 5 DOM
-
2026-06-04days on market $229,000 Active 2 DOM
-
2026-06-03pricedays on market $229,000 Active 1 DOM
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2026-05-31days on market $239,000 Active 170 DOM
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2026-01-08price $239,000 724-char remark
Show marketing remark (724 chars)
Set on a generous 0.31-acre lot, this 1-bedroom, 1.5-bathroom home offers 908 square feet of potential in the heart of Idyllwild. Built in 1975, this property is a true fixer project perfect for buyers looking to customize and update to their own taste. The bright living area features a classic fireplace for cozy evenings, while a separate laundry room adds convenience. Step outside to a private deck and patio, surrounded by tranquil mountain scenery. With its functional layout and abundant natural light, this home is ideal for those seeking a rewarding renovation opportunity, whether as a full-time residence or a peaceful weekend retreat. Bring your vision and transform this mountain cabin into your dream getaway.
-
2026-01-08price $239,000 724-char remark
Show marketing remark (724 chars)
Set on a generous 0.31-acre lot, this 1-bedroom, 1.5-bathroom home offers 908 square feet of potential in the heart of Idyllwild. Built in 1975, this property is a true fixer project perfect for buyers looking to customize and update to their own taste. The bright living area features a classic fireplace for cozy evenings, while a separate laundry room adds convenience. Step outside to a private deck and patio, surrounded by tranquil mountain scenery. With its functional layout and abundant natural light, this home is ideal for those seeking a rewarding renovation opportunity, whether as a full-time residence or a peaceful weekend retreat. Bring your vision and transform this mountain cabin into your dream getaway.
-
2025-12-29price $249,000 724-char remark
Show marketing remark (724 chars)
Set on a generous 0.31-acre lot, this 1-bedroom, 1.5-bathroom home offers 908 square feet of potential in the heart of Idyllwild. Built in 1975, this property is a true fixer project perfect for buyers looking to customize and update to their own taste. The bright living area features a classic fireplace for cozy evenings, while a separate laundry room adds convenience. Step outside to a private deck and patio, surrounded by tranquil mountain scenery. With its functional layout and abundant natural light, this home is ideal for those seeking a rewarding renovation opportunity, whether as a full-time residence or a peaceful weekend retreat. Bring your vision and transform this mountain cabin into your dream getaway.
-
2025-12-29price $249,000 724-char remark
Show marketing remark (724 chars)
Set on a generous 0.31-acre lot, this 1-bedroom, 1.5-bathroom home offers 908 square feet of potential in the heart of Idyllwild. Built in 1975, this property is a true fixer project perfect for buyers looking to customize and update to their own taste. The bright living area features a classic fireplace for cozy evenings, while a separate laundry room adds convenience. Step outside to a private deck and patio, surrounded by tranquil mountain scenery. With its functional layout and abundant natural light, this home is ideal for those seeking a rewarding renovation opportunity, whether as a full-time residence or a peaceful weekend retreat. Bring your vision and transform this mountain cabin into your dream getaway.
-
2025-12-12$259,000 Active 724-char remark
Show marketing remark (724 chars)
Set on a generous 0.31-acre lot, this 1-bedroom, 1.5-bathroom home offers 908 square feet of potential in the heart of Idyllwild. Built in 1975, this property is a true fixer project perfect for buyers looking to customize and update to their own taste. The bright living area features a classic fireplace for cozy evenings, while a separate laundry room adds convenience. Step outside to a private deck and patio, surrounded by tranquil mountain scenery. With its functional layout and abundant natural light, this home is ideal for those seeking a rewarding renovation opportunity, whether as a full-time residence or a peaceful weekend retreat. Bring your vision and transform this mountain cabin into your dream getaway.
-
2025-12-12$259,000 Active 724-char remark
Show marketing remark (724 chars)
Set on a generous 0.31-acre lot, this 1-bedroom, 1.5-bathroom home offers 908 square feet of potential in the heart of Idyllwild. Built in 1975, this property is a true fixer project perfect for buyers looking to customize and update to their own taste. The bright living area features a classic fireplace for cozy evenings, while a separate laundry room adds convenience. Step outside to a private deck and patio, surrounded by tranquil mountain scenery. With its functional layout and abundant natural light, this home is ideal for those seeking a rewarding renovation opportunity, whether as a full-time residence or a peaceful weekend retreat. Bring your vision and transform this mountain cabin into your dream getaway.
-
2010-05-11historical
-
2010-01-18$180,000 Active
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2010-01-04historical
-
2008-11-19$180,000
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2004-04-22historical
-
2004-03-23soldstatus $154,000
-
2003-11-22$154,000
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2003-09-12soldstatus $98,000
-
1999-10-15soldstatus $79,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast CA · Resets to sale price
- Current annual tax
- $2,623 · $219/mo
- Projected year-2 tax
- $2,623 · $219/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone D · 0% chance over 30 yrs
- Wildfire 9/10 Extreme
- Heat 2/10 Low
- Wind 1/10 Low
- Air quality 8/10 Severe 15 unhealthy d/yr today · 19 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $21,311
- − Mortgage interest
- −$12,828
- − Property taxes
- −$2,623
- − Insurance
- −$1,145
- − Repairs & maintenance
- −$1,705
- − Management
- −$1,705
- − Depreciation
- −$6,662
- Taxable loss
- −$5,356
- Est. tax savings @ 24.0%
- +$1,285
- After-tax cash flow
- $-58/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Hemet Unified
- NCES district ID
- 0616920
- Math proficiency
- 19% ▼ -3.00%
- Reading proficiency
- 41% ▲ 4.00%
- Median HH income
- $39,962
- Composite
- 25.16/100
- National rank
- #7517
- State rank
- #360 of 517 in CA
Livability — Idyllwild-Pine Cove
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Census place
- Idyllwild-Pine Cove, CA
- County
- Riverside County · 2,287,001 people
- Metro
- Riverside-San Bernardino-Ontario, CA
- Population (ZIP)
- 4,016
- Household income
- $73,750
- Rent vs Own
- Severe rent burden
- 156.0
Population outlook (Riverside County) Hauer SSP2
- Today (2025)
- 2,664,475 people
- By 2030
- 2,802,692 · +5.2%
- By 2040
- 3,050,904 · +14.5%
- By 2050
- 3,256,783 · +22.2%
- By 2075
- 3,655,058 · +37.2%
- By 2100
- 3,766,594 · +41.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.61)
- Race & ethnicity
- White 57% Hispanic / Latino 24% Asian 9% Two or more races 8% Native American 2%
- Hispanic origin (detail)
- Mexican 13%
- Common ancestry
- Slovak 4% Italian 2% Romanian 2%
- Foreign-born
- 20% · Canada, China, Vietnam
- Languages at home
- 79% English-only · Spanish 14% Tagalog/Filipino 2% Other Indo-European 2%
Political lean MEDSL · Riverside
- 2024 margin
- Toss-up / Even · D 48.0% · R 49.3% · Other 2.6%
- 2008→2024 swing
- -3.6pp toward R · 2008: 2.3pp · 2024: -1.3pp
- All cycles
- 2024: R+1.3 2020: D+8.0 2016: D+4.3 2012: R+0.4 2008: D+2.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -100.32%
- Current HPI
- 287.8582
- Rent YoY
- —
- Metro
- Riverside-San Bernardino-Ontario, CA
- State GDP YoY
- ▲ 3.21%
- F500 in state
- 116
Industry mix (Fortune 500 HQ in CA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 27 | $1,492B |
|
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| Financial Services | 3 | $174B |
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| Retail | 3 | $44B |
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| Insurance | 3 | $26B |
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| Media / Entertainment | 2 | $115B |
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| Pharmaceuticals / Biotech | 2 | $62B |
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Price history
+202.5% since first listed15 events — show timeline
- 2026-01-08 Price Changed $239,000 GPSMLS
- 2026-01-08 Price Changed $239,000 IAOR
- 2025-12-29 Price Changed $249,000 GPSMLS
- 2025-12-29 Price Changed $249,000 IAOR
- 2025-12-12 Listed $259,000 IAOR
- 2025-12-12 Listed $259,000 GPSMLS
- 2010-05-11 Listing Removed — GPSMLS
- 2010-01-18 Listed $180,000 GPSMLS
- 2010-01-04 Listing Removed — GPSMLS
- 2008-11-19 Listed $180,000 GPSMLS
- 2004-04-22 Listing Removed — CRMLS
- 2004-03-23 Sold (Public Records) $154,000 Public Records
- 2003-11-22 Listed $154,000 CRMLS
- 2003-09-12 Sold (Public Records) $98,000 Public Records
- 1999-10-15 Sold (Public Records) $79,000 Public Records
Property tax history
+1.8%/yrLatest (2025): $2,623 · +3.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…