3618 S Broadway St · St. Louis, MO
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,054 – $1,958
Heat risk 5/10 · Moderate
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 21 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 1.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +23.6/30.0
- ARV discount +15.0/15.0
- DSCR +7.6/10.0
- 1% rule +4.9/10.0
- Rent growth +3.7/5.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
- Schools +1.2/10.0
- Appreciation +0.0/10.0
$199,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
PRICE DROP!! Introducing an exceptional city residence, located near the edge of Soulard, less than a quarter mile from the Lemp Mansion. This fully renovated brick beauty is a true standout, featuring 4 generously sized bedrooms and 4 impeccably designed bathrooms. The expansive, newly remodeled kitchen is a chef's dream, with a lot of counter space, a large peninsula, an abundance of cabinetry offering extensive storage, sleek butcher block countertops, high-end stainless-steel appliances, a striking custom tile backsplash, and a spacious area for an eat-in kitchen or a mud room area. The home's elegance is further enhanced by the luxury vinyl plank waterproof floors, a spacious main-floor laundry area, and ample closet space. The updated HVAC system ensures comfort throughout the main level and second floor. The bathrooms are huge, including the luxurious ensuite in the primary bedroom showcasing a double vanity and custom tile. This home offers both style and functionality. Discover the full range of sophisticated features this exceptional property has to offer. It truly is a must-see! Buyer to verify schools. Agent Owned Property.
Key facts
- Double vanity
- Fully renovated
- Updated hvac system
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/1.5-bath single-family listed at $200k.
Deal economics
- At list price, monthly cash flow is $378 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $197k (1.2% below list).
- Recommended offer: $188k (6.0% below list) — sets the bar for market timing.
- Cap rate 8.6% vs local median 5.0% in St. Louis — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
- St. Louis City (urban): math 10% / reading 18% proficiency, ranked #312 of 324 in MO (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 80% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising fast (+4.9%/yr); 240 active listings in the ZIP; 29 comparable units currently listed for rent nearby; rentals at typical pace (median 20d on market — plan ~3-4 weeks tenant-placement turnaround); 294 units permitted in St. Louis city in 2024 (227 in 5+ unit buildings).
- This rent runs 41% of the median local income ($58k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- St. Louis County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
- At projected returns (-3.0% appreciation + 4.9% rent growth), your $56k cash investment doubles in ~10 years — after that, you're playing with house money.
Negotiation context
- It's been on market 83 days — a 6% lower offer ($188k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 3y ago; this cycle's ask has dropped $50k (20%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $25k; list at $200k implies a 700% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1892 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 83 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- Built in 1892 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.99% ✗
- Cap rate
- 8.56%
- Cash-on-cash
- 8.10%
- DSCR
- 1.36
- GRM
- 8.4
CMA / ARV
- ARV (on-the-fly)
- $281,892
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 3704 Ohio Ave | 0.34mi | 3/3.5 (-1) | 1,938 (-4%) | 1mo | $249,900 | $129 | 63 |
| 3500 California Ave | 0.47mi | 3/2.5 (-1) | 1,964 (-3%) | 4mo | $314,900 | $160 | 60 |
| 2217 Keokuk St | 0.35mi | 3/2.5 (-1) | 1,840 (-9%) | 0mo | $219,000 | $119 | 59 |
| 3419 California Ave | 0.53mi | 3/1.5 (-1) | 2,202 (+9%) | 2mo | $245,000 | $111 | 54 |
| 2918 Wisconsin Ave | 0.74mi | 3/3.0 (-1) | 1,989 (-2%) | 1mo | $379,900 | $191 | 50 |
| 3413 Oregon Ave | 0.59mi | 3/2.5 (-1) | 2,268 (+12%) | 2mo | $349,900 | $154 | 42 |
| 2932 Lemp Ave | 0.71mi | 3/2.5 (-1) | 1,860 (-8%) | 4mo | $334,900 | $180 | 41 |
| 923 Withnell Ave | 0.59mi | 4/3.0 | 2,331 (+15%) | 1mo | $299,000 | $128 | 40 |
| 3614 California Ave | 0.44mi | 5/4.5 (+1) | 2,308 (+14%) | 0mo | $449,900 | $195 | 39 |
| 3332 Nebraska Ave | 0.67mi | 3/2.0 (-1) | 1,732 (-15%) | 1mo | $140,000 | $81 | 37 |
| 3506 Pennsylvania Ave | 0.65mi | 3/2.0 (-1) | 1,758 (-13%) | 4mo | $195,000 | $111 | 37 |
| 3539 Pennsylvania Ave | 0.66mi | 3/2.5 (-1) | 1,760 (-13%) | 5mo | $245,000 | $139 | 34 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 4.89% rent growth · sell at horizon
- IRR
- -2.1%
- Equity multiple
- 0.92×
- Total profit
- $-4,605
- Equity at exit
- $29,806
- IRR
- 9.3%
- Equity multiple
- 1.77×
- Total profit
- $42,905
- Equity at exit
- $17,284
Cash invested: $55,972 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 81 Strongly Landlord-Friendly
- State Missouri
- 81 Strongly Landlord-Friendly · R+10
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 63118
- Rents YoY
- 4.9%
- Active inventory
- 240
- Price-to-rent
- 8.4×
Monthly cashflow live
- Estimated rent
- $1,975 high interval (Pro) →
- Mortgage (P&I)
- −$1,048
- Tax from tax record
- −$51 /mo · $607/yr
- Insurance
- −$83
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$415
- Net cashflow
- $378
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $49,975
- Closing costs
- $5,997
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 29 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 3450 Wisconsin Ave Saint Louis, MO | 1.0–3.0 | 1.0–2.0 | 1219 | $2,300 | $1.89 | 1d | 15 | 0.21mi |
| 3429 Ohio Ave Saint Louis, MO | 3.0 | 3.0 | 1938 | $2,250 | $1.16 | 16d | 1 | 0.38mi |
| 3510 California Ave Saint Louis, MO | 3.0 | 2.0 | 1800 | $1,200 | $0.67 | 43d | 1 | 0.43mi |
| 2643 Wyoming St Saint Louis, MO | 3.0 | 2.5 | 2592 | $2,600 | $1.00 | 43d | 1 | 0.60mi |
| 3540 Michigan Ave Saint Louis, MO | 4.0 | 2.0 | 1758 | $1,800 | $1.02 | 1d | 1 | 0.73mi |
| 3131 Keokuk St #3131 Saint Louis, MO | 3.0 | 2.0 | 1500 | $1,475 | $0.98 | 14d | 1 | 0.82mi |
| 3146 Keokuk St Saint Louis, MO | 3.0 | 1.0 | 1528 | $1,500 | $0.98 | 23d | 1 | 0.85mi |
| 2811 Missouri Ave Saint Louis, MO | 4.0 | 2.5 | 2673 | $3,622 | $1.36 | 43d | 1 | 0.91mi |
| 3411 Cherokee St St. Louis, MO | 4.0 | 2.0 | 1568 | $1,850 | $1.18 | 43d | 1 | 1.00mi |
| 4312 Oregon Ave Saint Louis, MO | 4.0 | 2.0 | 2032 | $2,000 | $0.98 | 1d | 1 | 1.01mi |
| 4135 S Compton Ave Saint Louis, MO | 3.0 | 2.0 | 2104 | $1,600 | $0.76 | 43d | 1 | 1.06mi |
| 4145 S Compton Ave Saint Louis, MO | 3.0 | 2.0 | 1656 | $1,520 | $0.92 | 43d | 1 | 1.07mi |
| 2648 California Ave Saint Louis, MO | 4.0 | 2.0 | 2458 | $2,000 | $0.81 | 23d | 1 | 1.12mi |
| 4450 Pennsylvania Ave Saint Louis, MO | 3.0 | 1.0 | 1500 | $1,100 | $0.73 | 4d | 1 | 1.24mi |
| 2406 S 10th St Saint Louis, MO | 3.0 | 2.0 | 2000 | $1,950 | $0.97 | 23d | 1 | 1.24mi |
| 3458 Giles Ave Saint Louis, MO | 3.0 | 2.5 | 2204 | $2,400 | $1.09 | 7d | 1 | 1.29mi |
| 713 Barton St Unit 1031874P St. Louis, MO | 3.0 | 2.0 | 1593 | $3,856 | $2.42 | 7d | 1 | 1.31mi |
| 3637 Meramec St Saint Louis, MO | 3.0 | 1.5 | 1632 | $1,925 | $1.18 | 17d | 1 | 1.32mi |
| 2253 Indiana Ave Saint Louis, MO | 4.0 | 3.5 | 1760 | $2,600 | $1.48 | 7d | 1 | 1.33mi |
| 3628 Wyoming St Unit 2F St. Louis, MO | 4.0 | 1.0 | 1700 | $1,950 | $1.15 | 43d | 1 | 1.33mi |
| 3526 S Spring Ave Saint Louis, MO | 4.0 | 2.0 | 2244 | $2,877 | $1.28 | 43d | 1 | 1.35mi |
| 2211 Menard St Unit B St. Louis, MO | 3.0 | 1.5 | 2440 | $2,200 | $0.90 | 3d | 1 | 1.40mi |
| 2211 Menard St Unit A St. Louis, MO | 3.0 | 1.5 | 2440 | $2,200 | $0.90 | 4d | 1 | 1.40mi |
| 4222 S 38th St Unit 4222 St. Louis, MO | 3.0 | 2.0 | 1836 | $1,400 | $0.76 | 20d | 1 | 1.45mi |
| 3807 Potomac St Saint Louis, MO | 3.0 | 1.0 | 2588 | $1,100 | $0.43 | 43d | 1 | 1.46mi |
| 3807 Potomac St Saint Louis, MO | 3.0 | 1.0 | 2588 | $1,300 | $0.50 | 7d | 1 | 1.46mi |
| 2027 Russell Blvd Saint Louis, MO | 3.0 | 2.5 | 1687 | $2,100 | $1.24 | 11d | 1 | 1.48mi |
| 2027 Russell Blvd Saint Louis, MO | 3.0 | 2.5 | 1687 | $2,100 | $1.24 | 19d | 1 | 1.48mi |
| 2029 Russell Blvd Saint Louis, MO | 3.0 | 3.0 | 1500 | $1,900 | $1.27 | 43d | 1 | 1.49mi |
Listing history 17 events
-
2025-12-18status Pending 1158-char remark
Show marketing remark (1158 chars)
PRICE DROP!! Introducing an exceptional city residence, located near the edge of Soulard, less than a quarter mile from the Lemp Mansion. This fully renovated brick beauty is a true standout, featuring 4 generously sized bedrooms and 4 impeccably designed bathrooms. The expansive, newly remodeled kitchen is a chef's dream, with a lot of counter space, a large peninsula, an abundance of cabinetry offering extensive storage, sleek butcher block countertops, high-end stainless-steel appliances, a striking custom tile backsplash, and a spacious area for an eat-in kitchen or a mud room area. The home's elegance is further enhanced by the luxury vinyl plank waterproof floors, a spacious main-floor laundry area, and ample closet space. The updated HVAC system ensures comfort throughout the main level and second floor. The bathrooms are huge, including the luxurious ensuite in the primary bedroom showcasing a double vanity and custom tile. This home offers both style and functionality. Discover the full range of sophisticated features this exceptional property has to offer. It truly is a must-see! Buyer to verify schools. Agent Owned Property.
-
2025-11-13price $199,900 1158-char remark
Show marketing remark (1158 chars)
PRICE DROP!! Introducing an exceptional city residence, located near the edge of Soulard, less than a quarter mile from the Lemp Mansion. This fully renovated brick beauty is a true standout, featuring 4 generously sized bedrooms and 4 impeccably designed bathrooms. The expansive, newly remodeled kitchen is a chef's dream, with a lot of counter space, a large peninsula, an abundance of cabinetry offering extensive storage, sleek butcher block countertops, high-end stainless-steel appliances, a striking custom tile backsplash, and a spacious area for an eat-in kitchen or a mud room area. The home's elegance is further enhanced by the luxury vinyl plank waterproof floors, a spacious main-floor laundry area, and ample closet space. The updated HVAC system ensures comfort throughout the main level and second floor. The bathrooms are huge, including the luxurious ensuite in the primary bedroom showcasing a double vanity and custom tile. This home offers both style and functionality. Discover the full range of sophisticated features this exceptional property has to offer. It truly is a must-see! Buyer to verify schools. Agent Owned Property.
-
2025-10-30price $214,900 1158-char remark
Show marketing remark (1158 chars)
PRICE DROP!! Introducing an exceptional city residence, located near the edge of Soulard, less than a quarter mile from the Lemp Mansion. This fully renovated brick beauty is a true standout, featuring 4 generously sized bedrooms and 4 impeccably designed bathrooms. The expansive, newly remodeled kitchen is a chef's dream, with a lot of counter space, a large peninsula, an abundance of cabinetry offering extensive storage, sleek butcher block countertops, high-end stainless-steel appliances, a striking custom tile backsplash, and a spacious area for an eat-in kitchen or a mud room area. The home's elegance is further enhanced by the luxury vinyl plank waterproof floors, a spacious main-floor laundry area, and ample closet space. The updated HVAC system ensures comfort throughout the main level and second floor. The bathrooms are huge, including the luxurious ensuite in the primary bedroom showcasing a double vanity and custom tile. This home offers both style and functionality. Discover the full range of sophisticated features this exceptional property has to offer. It truly is a must-see! Buyer to verify schools. Agent Owned Property.
-
2025-10-23price $219,900 1158-char remark
Show marketing remark (1158 chars)
PRICE DROP!! Introducing an exceptional city residence, located near the edge of Soulard, less than a quarter mile from the Lemp Mansion. This fully renovated brick beauty is a true standout, featuring 4 generously sized bedrooms and 4 impeccably designed bathrooms. The expansive, newly remodeled kitchen is a chef's dream, with a lot of counter space, a large peninsula, an abundance of cabinetry offering extensive storage, sleek butcher block countertops, high-end stainless-steel appliances, a striking custom tile backsplash, and a spacious area for an eat-in kitchen or a mud room area. The home's elegance is further enhanced by the luxury vinyl plank waterproof floors, a spacious main-floor laundry area, and ample closet space. The updated HVAC system ensures comfort throughout the main level and second floor. The bathrooms are huge, including the luxurious ensuite in the primary bedroom showcasing a double vanity and custom tile. This home offers both style and functionality. Discover the full range of sophisticated features this exceptional property has to offer. It truly is a must-see! Buyer to verify schools. Agent Owned Property.
-
2025-10-15price $229,900 1158-char remark
Show marketing remark (1158 chars)
PRICE DROP!! Introducing an exceptional city residence, located near the edge of Soulard, less than a quarter mile from the Lemp Mansion. This fully renovated brick beauty is a true standout, featuring 4 generously sized bedrooms and 4 impeccably designed bathrooms. The expansive, newly remodeled kitchen is a chef's dream, with a lot of counter space, a large peninsula, an abundance of cabinetry offering extensive storage, sleek butcher block countertops, high-end stainless-steel appliances, a striking custom tile backsplash, and a spacious area for an eat-in kitchen or a mud room area. The home's elegance is further enhanced by the luxury vinyl plank waterproof floors, a spacious main-floor laundry area, and ample closet space. The updated HVAC system ensures comfort throughout the main level and second floor. The bathrooms are huge, including the luxurious ensuite in the primary bedroom showcasing a double vanity and custom tile. This home offers both style and functionality. Discover the full range of sophisticated features this exceptional property has to offer. It truly is a must-see! Buyer to verify schools. Agent Owned Property.
-
2025-10-09price $239,900 1158-char remark
Show marketing remark (1158 chars)
PRICE DROP!! Introducing an exceptional city residence, located near the edge of Soulard, less than a quarter mile from the Lemp Mansion. This fully renovated brick beauty is a true standout, featuring 4 generously sized bedrooms and 4 impeccably designed bathrooms. The expansive, newly remodeled kitchen is a chef's dream, with a lot of counter space, a large peninsula, an abundance of cabinetry offering extensive storage, sleek butcher block countertops, high-end stainless-steel appliances, a striking custom tile backsplash, and a spacious area for an eat-in kitchen or a mud room area. The home's elegance is further enhanced by the luxury vinyl plank waterproof floors, a spacious main-floor laundry area, and ample closet space. The updated HVAC system ensures comfort throughout the main level and second floor. The bathrooms are huge, including the luxurious ensuite in the primary bedroom showcasing a double vanity and custom tile. This home offers both style and functionality. Discover the full range of sophisticated features this exceptional property has to offer. It truly is a must-see! Buyer to verify schools. Agent Owned Property.
-
2025-09-25$249,900 Active 1158-char remark
Show marketing remark (1158 chars)
PRICE DROP!! Introducing an exceptional city residence, located near the edge of Soulard, less than a quarter mile from the Lemp Mansion. This fully renovated brick beauty is a true standout, featuring 4 generously sized bedrooms and 4 impeccably designed bathrooms. The expansive, newly remodeled kitchen is a chef's dream, with a lot of counter space, a large peninsula, an abundance of cabinetry offering extensive storage, sleek butcher block countertops, high-end stainless-steel appliances, a striking custom tile backsplash, and a spacious area for an eat-in kitchen or a mud room area. The home's elegance is further enhanced by the luxury vinyl plank waterproof floors, a spacious main-floor laundry area, and ample closet space. The updated HVAC system ensures comfort throughout the main level and second floor. The bathrooms are huge, including the luxurious ensuite in the primary bedroom showcasing a double vanity and custom tile. This home offers both style and functionality. Discover the full range of sophisticated features this exceptional property has to offer. It truly is a must-see! Buyer to verify schools. Agent Owned Property.
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2023-12-27soldstatus $25,000
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2023-12-21soldstatus Closed 683-char remark
Show marketing remark (683 chars)
OUTSTANDING GRAND BEAUTY. This immense 2 story has tremendous possibilities offering 2028 sq/ft of above ground living space, 4+- bedrooms, 2+- bathrooms, an attic which could serve as a possible bonus area accessed by a metal ladder, a fire place with mantel in the living room, 10 foot ceilings, grand entrance foyer, custom millwork, full unfinished basement waiting to be transformed, and a large partially fenced flat backyard. This home is zoned J so possible business location. Directly on South Broadway so easy access to public transportation and all that downtown offers. You MUST SEE the grandeur of this home to appreciate its potential. The property is being sold AS IS.
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2023-12-06status Pending 683-char remark
Show marketing remark (683 chars)
OUTSTANDING GRAND BEAUTY. This immense 2 story has tremendous possibilities offering 2028 sq/ft of above ground living space, 4+- bedrooms, 2+- bathrooms, an attic which could serve as a possible bonus area accessed by a metal ladder, a fire place with mantel in the living room, 10 foot ceilings, grand entrance foyer, custom millwork, full unfinished basement waiting to be transformed, and a large partially fenced flat backyard. This home is zoned J so possible business location. Directly on South Broadway so easy access to public transportation and all that downtown offers. You MUST SEE the grandeur of this home to appreciate its potential. The property is being sold AS IS.
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2023-11-11$45,000 Active 683-char remark
Show marketing remark (683 chars)
OUTSTANDING GRAND BEAUTY. This immense 2 story has tremendous possibilities offering 2028 sq/ft of above ground living space, 4+- bedrooms, 2+- bathrooms, an attic which could serve as a possible bonus area accessed by a metal ladder, a fire place with mantel in the living room, 10 foot ceilings, grand entrance foyer, custom millwork, full unfinished basement waiting to be transformed, and a large partially fenced flat backyard. This home is zoned J so possible business location. Directly on South Broadway so easy access to public transportation and all that downtown offers. You MUST SEE the grandeur of this home to appreciate its potential. The property is being sold AS IS.
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2023-05-23soldstatus Closed
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2023-04-30status Pending
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2023-04-01$29,900 Active
-
2022-02-11price $45,000
-
2021-07-31price $65,000
-
2018-01-05soldstatus $15,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MO · Resets to sale price
- Current annual tax
- $607 · $51/mo
- Projected year-2 tax
- $1,939 · $162/mo
- Expected delta
- +$1,332/yr (+$111/mo · 219.3%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 5/10 Major 7 d/yr ≥109°F today · 21 d/yr by 30 yrs out
- Wind 2/10 Low 100% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $23,694
- − Mortgage interest
- −$11,198
- − Property taxes
- −$607
- − Insurance
- −$1,000
- − Repairs & maintenance
- −$1,896
- − Management
- −$1,896
- − Depreciation
- −$5,815
- Taxable income
- $1,284
- Est. tax owed @ 24.0%
- −$308
- After-tax cash flow
- $4,224/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- St. Louis City
- NCES district ID
- 2929280
- Math proficiency
- 10% ▼ -6.00%
- Reading proficiency
- 18% ▼ -3.00%
- Median HH income
- $35,685
- Composite
- 11.54/100
- National rank
- #9699
- State rank
- #312 of 324 in MO
Livability — St. Louis
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Census place
- St. Louis, MO
- County
- Saint Louis City · 254,015 people
- City population
- 283,259
- Metro
- St. Louis, MO-IL
- Population (ZIP)
- 25,913
- Household income
- $57,762
- Rent vs Own
- Severe rent burden
- 1495.0
Population outlook (St. Louis County) Hauer SSP2
- Today (2025)
- 315,737 people
- By 2030
- 313,865 · -0.6%
- By 2040
- 305,439 · -3.3%
- By 2050
- 296,529 · -6.1%
- By 2075
- 271,028 · -14.2%
- By 2100
- 255,359 · -19.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.63)
- Race & ethnicity
- White 44% Black 41% Two or more races 8% Hispanic / Latino 8% Asian 2%
- Hispanic origin (detail)
- Mexican 6%
- Common ancestry
- Slovak 2% Lithuanian 2% Romanian 2%
- Foreign-born
- 6% · Canada, Vietnam
- Languages at home
- 90% English-only · Spanish 5% Vietnamese 1% French/Haitian/Cajun 1%
Political lean MEDSL · St. Louis
- 2024 margin
- Solid D (+64.7) · D 81.4% · R 16.7% · Other 2.0%
- 2008→2024 swing
- -3.5pp toward R · 2008: 68.2pp · 2024: 64.7pp
- All cycles
- 2024: D+64.7 2020: D+66.2 2016: D+63.7 2012: D+66.6 2008: D+68.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -347.51%
- Current HPI
- 171.5963
- Rent YoY
- ▲ 4.89%
- Metro
- St. Louis, MO-IL
- State GDP YoY
- ▲ 1.84%
- F500 in state
- 20
Industry mix (Fortune 500 HQ in MO)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 1 | $163B |
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| Insurance | 1 | $21B |
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| Industrial Technology | 1 | $17B |
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| Retail | 1 | $16B |
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| Industrial Distribution | 1 | $10B |
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| Utilities | 1 | $9B |
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Price history
+1232.7% since first listed17 events — show timeline
- 2025-12-18 Pending — MARIS as Distributed by MLS Grid
- 2025-11-13 Price Changed $199,900 MARIS as Distributed by MLS Grid
- 2025-10-30 Price Changed $214,900 MARIS as Distributed by MLS Grid
- 2025-10-23 Price Changed $219,900 MARIS as Distributed by MLS Grid
- 2025-10-15 Price Changed $229,900 MARIS as Distributed by MLS Grid
- 2025-10-09 Price Changed $239,900 MARIS as Distributed by MLS Grid
- 2025-09-25 Listed $249,900 MARIS as Distributed by MLS Grid
- 2023-12-27 Sold (Public Records) $25,000 Public Records
- 2023-12-21 Sold (MLS) — MARIS as Distributed by MLS Grid
- 2023-12-06 Pending — MARIS as Distributed by MLS Grid
- 2023-11-11 Listed $45,000 MARIS as Distributed by MLS Grid
- 2023-05-23 Sold (MLS) — MARIS as Distributed by MLS Grid
- 2023-04-30 Pending — MARIS as Distributed by MLS Grid
- 2023-04-01 Listed $29,900 MARIS as Distributed by MLS Grid
- 2022-02-11 Price Changed $45,000 MARIS as Distributed by MLS Grid
- 2021-07-31 Price Changed $65,000 MARIS as Distributed by MLS Grid
- 2018-01-05 Sold (Public Records) $15,000 Public Records
Property tax history
+2.7%/yrLatest (2024): $607 · +4.9% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…