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4053 NE 213th Ter
C+ Composite 63.66
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +27.8/30.0
  • DSCR +9.8/10.0
  • ARV discount +7.5/15.0
  • 1% rule +7.2/10.0
  • Schools +3.6/10.0
  • Livability +2.8/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$135,000

4053 NE 213th Ter · East Williston, FL 32696
3 bd · 2.0 ba · 1,056 sqft · Manufactured public records · 20 Days on market
Built 2005 6,970 sqft lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

3 bedroom, 2 bath manufactured home situated on a corner lot. New roof installation in progress and new luxury vinyl plank flooring recently installed. The home features a split bedroom floor plan and an inside laundry room. Conveniently located near shopping, schools, and city amenities. Great opportunity for investors looking for rental units that are move-in ready. Call now to schedule your showing!

Key facts

  • Corner unit
  • Inside laundry room
  • Corner lot

Tags

CORNER LOTNEW ROOF INSTALLATIONSPLIT BEDROOM FLOOR PLANINSIDE LAUNDRY ROOMCORNER UNIT

Property features AI

Finance

  • Other: Located in the Pine Hurst development
  • HOA & community: No HOA/association

Exterior

  • Utilities: Public water; Public sewer; Electricity connected
  • Home design: Manufactured home (single wide); One level; North-facing
  • Construction: Vinyl siding with frame construction; Shingle roof; Pillar/post/pier foundation; Built as a manufactured single wide
  • Exterior features: Cleared lot; Public maintained paved/asphalt road access

Interior

  • Kitchen: Dishwasher; Range hood; Refrigerator; Exhaust fan
  • Bedrooms: 3 bedrooms
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating (electric); Central air conditioning
  • Interior features: Ceiling fans; Open floorplan; Split bedroom layout; Thermostat
  • Laundry & utility: Inside laundry room; Electric water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $135k.

Deal economics

  • At list price, monthly cash flow is $410 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $135k).
  • Recommended offer: $133k (1.5% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 55/100 on livability (#877 in FL) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, crime A, housing B; Watch: health & safety D, amenities F, commute F.
  • Levy (rural): math 45% / reading 43% proficiency, ranked #54 of 73 in FL (top 74%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 62% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Williston Elementary School (math 53% / reading 52%, grade C-, #976 of 2,144 statewide, top 46%, 488 students, 71% FRL); Williston Middle High School (math 44% / reading 36%, grade F, #296 of 667 statewide, top 45%, 1,119 students, 60% FRL) — zoned schools at 66% FRL track the district average.
  • Market conditions: 358 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 199 units permitted in Levy County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $933 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Levy County population projected at -28% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $38k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 20 days — a 2% lower offer ($133k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $65k; list at $135k implies a 108% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $132,975 (1.5% below list)

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.22%
Cap rate
9.94%
Cash-on-cash
13.01%
DSCR
1.58
GRM
6.8

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
2.9%
Equity multiple
1.11×
Total profit
$4,227
Equity at exit
$20,129
10-year hold
IRR
12.5%
Equity multiple
1.99×
Total profit
$37,294
Equity at exit
$11,672

Cash invested: $37,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 32696

Home prices YoY
-6.2%
Active inventory
358
Price-to-rent
6.8×

Monthly cashflow live

Estimated rent
$1,650 medium interval (Pro) →
Mortgage (P&I)
$708
Tax from tax record
$129 /mo · $1,554/yr
Insurance
$56
HOA
$0
Vacancy / Maint / Mgmt
$346
Net cashflow
$410

Break-even live

Break-even rent $1,131
Max offer price $135,000
Occupancy floor 70%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$33,750
Closing costs
$4,050
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
305 SE 5th Ter Williston, FL 2.0 1.5 1000 $1,650 $1.65 13d 1 1.49mi

Listing history 17 events

  1. 2026-06-18
    days on market $135,000 Active 20 DOM
  2. 2026-06-17
    days on market $135,000 Active 19 DOM
  3. 2026-06-16
    days on market $135,000 Active 18 DOM
  4. 2026-06-15
    days on market $135,000 Active 17 DOM
  5. 2026-06-14
    days on market $135,000 Active 15 DOM
  6. 2026-06-13
    days on market $135,000 Active 14 DOM
  7. 2026-06-10
    days on market $135,000 Active 12 DOM
  8. 2026-06-09
    days on market $135,000 Active 11 DOM
  9. 2026-06-08
    days on market $135,000 Active 10 DOM
  10. 2026-06-07
    days on market $135,000 Active 9 DOM
  11. 2026-06-05
    days on market $135,000 Active 6 DOM
  12. 2026-06-03
    days on market $135,000 Active 5 DOM
  13. 2026-06-02
    days on market $135,000 Active 4 DOM
  14. 2026-06-01
    days on market $135,000 Active 3 DOM
  15. 2026-05-31
    days on market $135,000 Active 2 DOM
  16. 2026-05-30
    remarks 406-char remark
    Show marketing remark (405 chars)

    3 bedroom, 2 bath manufactured home situated on a corner lot. New roof installation in progress and new luxury vinyl plank flooring recently installed. The home features a split bedroom floor plan and an inside laundry room. Conveniently located near shopping, schools, and city amenities. Great opportunity for investors looking for rental units that are move-in ready. Call now to schedule your showing!

  17. 2026-05-30
    listed $135,000 Active 1 DOM
    Show marketing remark (405 chars)

    3 bedroom, 2 bath manufactured home situated on a corner lot. New roof installation in progress and new luxury vinyl plank flooring recently installed. The home features a split bedroom floor plan and an inside laundry room. Conveniently located near shopping, schools, and city amenities. Great opportunity for investors looking for rental units that are move-in ready. Call now to schedule your showing!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$1,554 · $129/mo
Projected year-2 tax
$1,554 · $129/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 7/10 Severe
  • 🌡 Heat 8/10 Severe 7 d/yr ≥107°F today · 22 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$19,800
− Mortgage interest
−$7,562
− Property taxes
−$1,554
− Insurance
−$675
− Repairs & maintenance
−$1,584
− Management
−$1,584
− Depreciation
−$3,927
Taxable income
$2,914
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$699
After-tax cash flow
$4,219/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Levy
NCES district ID
1201140
Math proficiency
45% ▼ -8.00%
Reading proficiency
43% ▼ -3.00%
Median HH income
$35,254
Composite
36.42/100
National rank
#4673
State rank
#54 of 73 in FL

Livability — East Williston

Score
55/100
State rank
#877
US rank
#23180

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment F Housing B Health & safety D User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
East Williston, FL
Population (ZIP)
14,532

Population outlook (Levy County) Hauer SSP2

Today (2025)
36,536 people
By 2030
34,498 · -5.6%
By 2040
30,294 · -17.1%
By 2050
26,368 · -27.8%
By 2075
19,003 · -48.0%
By 2100
13,169 · -64.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (69%)
Race & ethnicity
White 69% Hispanic / Latino 13% Black 13% Two or more races 7%
Hispanic origin (detail)
Mexican 3% Puerto Rican 4% Cuban 2%
Common ancestry
Slovak 4% Iranian 2% Lithuanian 1%
Foreign-born
6% · Canada, China
Languages at home
89% English-only · Spanish 10% Chinese 1%

Political lean MEDSL · Levy

2024 margin
Solid R (+50.3) · D 24.6% · R 74.8%
2008→2024 swing
-23.3pp toward R · 2008: -26.9pp · 2024: -50.3pp
All cycles
2024: R+50.3 2020: R+45.6 2016: R+44.8 2012: R+32.2 2008: R+26.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -21.99%
Current HPI
335.7751
Rent YoY
Metro
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+80.2% since first listed
4 events — show timeline
  • 2026-05-30 Listed $135,000 DGLMLS
  • 2026-05-29 Listed $135,000 Stellar MLS as Distributed by MLS Grid
  • 2023-02-17 Sold (Public Records) $65,000 Public Records
  • 2022-11-13 Listed $74,900 Stellar MLS as Distributed by MLS Grid

Property tax history

+14.8%/yr

Latest (2025): $1,554 · +16.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…