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6 Meadowview Dr
B Composite 74.67
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +12.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Schools +4.2/10.0
  • Livability +3.5/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$100,000

6 Meadowview Dr · Bloomfield, PA 17068
3 bd · 2.0 ba · 1,682 sqft · Manufactured public records · 40 Days on market
Built 2007 $59/sqft · 10% below area Est $111k · 10% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This 2007 doublewide offers 3 bdrms, 2 baths, laundry rm & a master suite w/ platform soaking tub, shower stall. Deluxe kitchen w/ breakfast nook to enjoy your morning coffee!! Nice front porch to relax on! Call today to see this home!!

Key facts

  • 3 parking spots
  • Built 2007
  • Listed 40 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $100k.

Deal economics

  • At list price, monthly cash flow is $860 ($10k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $100k).
  • Recommended offer: $97k (3.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 69/100 on livability (#847 in PA) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F, health & safety F.
  • West Perry SD (rural): math 37% / reading 60% proficiency, ranked #189 of 539 in PA (top 35%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 19 active listings in the ZIP; 107 units permitted in Perry County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $691 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Perry County population projected at -19% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $28k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 40 days — a 3% lower offer ($97k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 19y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $42k; list at $100k implies a 135% gain — meaningful room to come down on a strong offer.
Recommended offer $97,000 (3.0% below list)

Questions for the listing agent

  1. It's been on market 40 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.90%
Cap rate
16.62%
Cash-on-cash
36.86%
DSCR
2.64
GRM
4.4

CMA / ARV

ARV (median comp)
$111,165
List price
$100,000
Delta
-10.04%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
32.7%
Equity multiple
2.38×
Total profit
$38,581
Equity at exit
$14,910
10-year hold
IRR
39.7%
Equity multiple
4.72×
Total profit
$104,139
Equity at exit
$8,646

Cash invested: $28,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 17068

Home prices YoY
-14.6%
Active inventory
19
Price-to-rent
4.4×

Monthly cashflow live

Estimated rent
$1,904 medium interval (Pro) →
Mortgage (P&I)
$524
Tax from tax record
$78 /mo · $931/yr
Insurance
$42
HOA
$0
Vacancy / Maint / Mgmt
$400
Net cashflow
$860

Break-even live

Break-even rent $815
Max offer price $100,000
Occupancy floor 50%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$25,000
Closing costs
$3,000
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 9 events

  1. 2026-04-18
    listed $100,000 Active
  2. 2026-04-14
    historical $100,000
  3. 2017-06-06
    soldstatus $42,500 245-char remark
    Show marketing remark (245 chars)

    This 2007 doublewide offers 3 bdrms, 2 baths, laundry rm & a master suite w/ platform soaking tub, shower stall. Deluxe kitchen w/ breakfast nook to enjoy your morning coffee!! Nice front porch to relax on! Call today to see this home!!

  4. 2017-05-17
    historical 245-char remark
    Show marketing remark (245 chars)

    This 2007 doublewide offers 3 bdrms, 2 baths, laundry rm & a master suite w/ platform soaking tub, shower stall. Deluxe kitchen w/ breakfast nook to enjoy your morning coffee!! Nice front porch to relax on! Call today to see this home!!

  5. 2017-03-22
    listed $59,900 245-char remark
    Show marketing remark (245 chars)

    This 2007 doublewide offers 3 bdrms, 2 baths, laundry rm & a master suite w/ platform soaking tub, shower stall. Deluxe kitchen w/ breakfast nook to enjoy your morning coffee!! Nice front porch to relax on! Call today to see this home!!

  6. 2007-11-16
    soldstatus $86,850
  7. 2007-11-14
    soldstatus $86,850
  8. 2007-11-08
    historical
  9. 2007-04-29
    listed $86,850

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$931 · $78/mo
Projected year-2 tax
$1,256 · $105/mo
Expected delta
+$324/yr (+$27/mo · 34.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥99°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 3% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$22,844
− Mortgage interest
−$5,602
− Property taxes
−$931
− Insurance
−$500
− Repairs & maintenance
−$1,828
− Management
−$1,828
− Depreciation
−$2,909
Taxable income
$9,247
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,219
After-tax cash flow
$8,103/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
West Perry SD
NCES district ID
4225740
Math proficiency
37% ▼ -6.00%
Reading proficiency
60% ▼ -1.00%
Median HH income
$55,647
Composite
41.99/100
National rank
#3338
State rank
#189 of 539 in PA

Livability — Bloomfield

Score
69/100
State rank
#847
US rank
#8881

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment C Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
4,384

Population outlook (Perry County) Hauer SSP2

Today (2025)
44,250 people
By 2030
42,862 · -3.1%
By 2040
39,574 · -10.6%
By 2050
36,001 · -18.6%
By 2075
27,991 · -36.7%
By 2100
20,936 · -52.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (90%)
Race & ethnicity
White 90% Two or more races 7% Hispanic / Latino 3% Black 1%
Common ancestry
Polish 5% Romanian 3% Iranian 3%
Foreign-born
1% · Canada
Languages at home
96% English-only · Spanish 2% German/W. Germanic 1%

Political lean MEDSL · Perry

2024 margin
Solid R (+49.3) · D 24.8% · R 74.1% · Other 1.0%
2008→2024 swing
-15.6pp toward R · 2008: -33.7pp · 2024: -49.3pp
All cycles
2024: R+49.3 2020: R+50.1 2016: R+51.9 2012: R+38.8 2008: R+33.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -27.07%
Current HPI
157.819
Rent YoY
Metro
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+15.1% since first listed
9 events — show timeline
  • 2026-04-18 Listed $100,000 BRIGHT MLS
  • 2026-04-14 Coming Soon $100,000 BRIGHT MLS
  • 2017-06-06 Sold (MLS) $42,500 BRIGHT MLS
  • 2017-05-17 Listing Removed BRIGHT MLS
  • 2017-03-22 Listed $59,900 BRIGHT MLS
  • 2007-11-16 Sold (Public Records) $86,850 Public Records
  • 2007-11-14 Sold (MLS) $86,850 BRIGHT MLS
  • 2007-11-08 Listing Removed BRIGHT MLS
  • 2007-04-29 Listed $86,850 BRIGHT MLS

Property tax history

+2.2%/yr

Latest (2026): $931 · -8.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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