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3505 Broadwing Blvd Unit 3K4QTM
D- Composite 37.79
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +9.1/30.0
  • ARV discount +7.5/15.0
  • Appreciation +4.3/10.0
  • Schools +3.5/10.0
  • Livability +2.9/5.0
  • 1% rule +2.8/10.0
  • Rent growth +2.8/5.0
  • DSCR +2.5/10.0
  • Condition / age +2.5/5.0

$279,900

3505 Broadwing Blvd Unit 3K4QTM · Poinciana, FL 34759
4 bd · 2.0 ba · 1,607 sqft · SingleFamily · 702 Days on market
Built 2026

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

An open floorplan that makes entertaining easy in the open kitchen, dining, and great room that flow to the patio. The primary suite is tucked in the rear of the home offering plenty of privacy and features a spacious walk-in closet and shower.

Key facts

  • 2 garage spots
  • Built 2026
  • Listed 702 days

Property features AI

Finance

  • Financial info: List price $294,900

Exterior

  • Parking: 2 covered garage spaces (2 total parking spaces)
  • Home design: Single-family residence (spec new construction, Acadia plan)
  • Exterior features: Address: 3505 Broadwing Blvd, Kissimmee, FL 34759

Interior

  • Bedrooms: 4 bedrooms
  • Bathrooms: 2 full bathrooms
  • Interior features: Spec new construction (Acadia plan); Living area approximately 1607

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $280k.

Deal economics

  • At list price, monthly cash flow is $-215 ($-3k/yr) — negative.
  • To cash-flow at today's rent, offer at most $249k (11.1% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $218k (22.2% below list).
  • Recommended offer: $218k (22.2% below list) — sets the bar for 1% rule.
  • Cap rate 5.4% vs local median 4.3% in Poinciana — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 57/100 on livability (#859 in FL) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: employment D+, schools F, amenities F.
  • Polk (suburban): math 39% / reading 43% proficiency, ranked #62 of 73 in FL (top 85%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising (+1.1%/yr); 1151 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); 10,384 units permitted in Polk County in 2024 (1,716 in 5+ unit buildings).
  • This rent runs 38% of the median local income ($69k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-1.5%/yr); year-one equity from $2k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Polk County population projected at +33% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 702 days — a 12% lower offer ($246k) is reasonable based on typical stale-listing flexibility.
Recommended offer $217,665 (22.2% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 702 days. Have you received any prior offers? Is the seller open to a 22% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.78%
Cap rate
5.37%
Cash-on-cash
-3.29%
DSCR
0.85
GRM
10.7

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-1.48% appreciation · 1.14% rent growth · sell at horizon

5-year hold
IRR
-14.1%
Equity multiple
0.43×
Total profit
$-44,711
Equity at exit
$61,192
10-year hold
IRR
-9.0%
Equity multiple
0.29×
Total profit
$-55,466
Equity at exit
$58,972

Cash invested: $78,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 34759

Home prices YoY
-0.5%
Rents YoY
1.1%
Active inventory
1151
Price-to-rent
10.7×

Monthly cashflow live

Estimated rent
$2,177 high interval (Pro) →
Mortgage (P&I)
$1,468
Tax est. 1.5%
$350 /mo · $4,198/yr
Insurance
$117
HOA
$0
Vacancy / Maint / Mgmt
$457
Net cashflow
$-215

Break-even live

Break-even rent $2,449
Max offer price $248,822
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$69,975
Closing costs
$8,397
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
157 Cimarron Ln Kissimmee, FL 4.0 2.0 2097 $2,000 $0.95 3d 1 0.10mi
217 Cimarron Dr Kissimmee, FL 4.0 2.0 1670 $2,085 $1.25 19d 1 0.13mi
237 Cimarron Dr Kissimmee, FL 3.0 2.0 1560 $1,950 $1.25 23d 1 0.16mi
3181 Viceroy Ct Kissimmee, FL 4.0 2.0 1610 $1,900 $1.18 3d 1 0.18mi
3630 Walking Stick Way Kissimmee, FL 4.0 3.0 1999 $2,150 $1.08 23d 1 0.18mi
245 Cimarron Dr Kissimmee, FL 3.0 2.0 1245 $2,125 $1.71 23d 1 0.19mi
423 Churchill Ct Kissimmee, FL 4.0 2.5 1711 $1,975 $1.15 23d 1 0.25mi
377 Cimarron Ct Kissimmee, FL 4.0 3.0 1999 $1,950 $0.98 12d 1 0.32mi
2004 Red Fox Ln Kissimmee, FL 3.0–4.0 2.0 2186 $2,399 $1.10 2d 10 0.42mi
802 James Dr Kissimmee, FL 4.0 2.0 1670 $2,090 $1.25 12d 1 0.47mi
733 James Ct Kissimmee, FL 3.0 2.5 2040 $2,350 $1.15 23d 1 0.55mi
642 Desmoines Ct Kissimmee, FL 4.0 2.5 1826 $1,975 $1.08 3d 1 0.61mi
935 Cumberland Dr Kissimmee, FL 3.0 2.0 1260 $1,599 $1.27 14d 1 0.67mi
1167 Nelson Meadow Ln Kissimmee, FL 4.0 3.0 1868 $1,875 $1.00 14d 1 0.70mi
943 Cumberland Dr Poinciana, FL 3.0 2.0 1288 $1,695 $1.32 23d 1 0.70mi
994 James Dr Kissimmee, FL 4.0 2.0 1661 $1,825 $1.10 23d 1 0.71mi
1160 Nelson Meadow Ln Kissimmee, FL 4.0 2.0 2168 $4,500 $2.08 23d 1 0.74mi
1157 Hudson Harbor Ln Kissimmee, FL 4.0 2.0 1626 $1,850 $1.14 23d 1 0.75mi
1144 Nelson Meadow Ln Kissimmee, FL 3.0 2.0 1288 $1,795 $1.39 23d 1 0.77mi
1142 Nelson Meadow Ln Kissimmee, FL 3.0 2.0 1288 $1,700 $1.32 23d 1 0.78mi
650 Hudson Valley Dr Kissimmee, FL 4.0 2.0 1580 $1,734 $1.10 3d 1 0.81mi
2129 Hibiscus Pl Kissimmee, FL 4.0 2.0 1765 $2,100 $1.19 3d 1 0.88mi
344 Hibiscus Dr Kissimmee, FL 4.0 2.0 1670 $1,825 $1.09 3d 1 0.94mi
1019 N Platte Way Kissimmee, FL 3.0 2.0 1461 $1,595 $1.09 23d 1 0.95mi
337 Hibiscus Dr Kissimmee, FL 4.0 2.0 1670 $1,980 $1.19 14d 1 0.97mi
260 Hyacinth Ct Kissimmee, FL 4.0 2.0 1400 $1,765 $1.26 23d 1 0.97mi
325 Hibiscus Dr Kissimmee, FL 4.0 2.0 1605 $1,995 $1.24 3d 1 1.00mi
263 Gladiola Ct Kissimmee, FL 4.0 2.0 1605 $1,750 $1.09 14d 1 1.01mi
1388 N Platte Ct Kissimmee, FL 3.0 2.0 1830 $1,850 $1.01 10d 1 1.03mi
260 Gladiola Ct Kissimmee, FL 4.0 2.0 1670 $2,065 $1.24 3d 1 1.04mi
119 Tulip Ln Kissimmee, FL 4.0 2.0 1670 $2,095 $1.25 23d 1 1.07mi
108 Tulip Ln Kissimmee, FL 4.0 2.0 1612 $2,000 $1.24 14d 1 1.07mi
207 Gladiola Ct Kissimmee, FL 4.0 2.0 1605 $1,855 $1.16 3d 1 1.09mi
1110 Chervil Dr Kissimmee, FL 3.0 2.5 2110 $1,575 $0.75 23d 1 1.11mi
1130 Chervil Dr Kissimmee, FL 3.0 2.5 1495 $1,575 $1.05 23d 1 1.11mi
210 Goldenrod Ln Kissimmee, FL 4.0 2.0 1626 $1,875 $1.15 23d 1 1.11mi
1282 Clove Dr Kissimmee, FL 4.0 2.5 1906 $1,600 $0.84 3d 1 1.16mi
316 Fern Ct Kissimmee, FL 4.0 2.0 1605 $1,775 $1.11 3d 1 1.18mi
204 Fig Ct Kissimmee, FL 4.0 2.5 1823 $2,080 $1.14 23d 1 1.19mi
309 Fern Ct Kissimmee, FL 4.0 2.5 1767 $2,150 $1.22 3d 1 1.21mi

Listing history 13 events

  1. 2026-06-18
    days on market $279,900 Active 702 DOM
  2. 2026-06-17
    days on market $279,900 Active 701 DOM
  3. 2026-06-16
    pricedays on market $279,900 Active 700 DOM
  4. 2026-06-15
    days on market $289,900 Active 699 DOM
  5. 2026-06-13
    days on market $289,900 Active 697 DOM
  6. 2026-06-10
    days on market $289,900 Active 694 DOM
  7. 2026-06-09
    pricedays on market $289,900 Active 693 DOM
  8. 2026-06-08
    days on market $294,900 Active 692 DOM
  9. 2026-06-07
    days on market $294,900 Active 691 DOM
  10. 2026-06-05
    days on market $294,900 Active 688 DOM
  11. 2026-06-03
    days on market $294,900 Active 686 DOM
  12. 2026-06-01
    days on market $294,900 Active 685 DOM
  13. 2026-05-31
    days on market $294,900 Active 684 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$26,120
− Mortgage interest
−$15,679
− Property taxes
−$4,198
− Insurance
−$1,400
− Repairs & maintenance
−$2,090
− Management
−$2,090
− Depreciation
−$8,143
Taxable loss
−$7,479
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,795
After-tax cash flow
$-782/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Polk
NCES district ID
1201590
Math proficiency
39% ▼ -11.00%
Reading proficiency
43% ▼ -4.00%
Median HH income
$43,979
Composite
34.74/100
National rank
#5132
State rank
#62 of 73 in FL

Livability — Poinciana

Score
57/100
State rank
#859
US rank
#21760

Category grades

Amenities F Commute F Cost of living A+ Crime C Employment D+ Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Poinciana, FL
County
Polk County · 740,051 people
City population
91,336
Metro
Lakeland-Winter Haven, FL
Population (ZIP)
44,568
Household income
$69,373
Rent vs Own
20.4% rent · 79.6% own
Severe rent burden
1186.0

Population outlook (Polk County) Hauer SSP2

Today (2025)
752,975 people
By 2030
804,621 · +6.9%
By 2040
906,117 · +20.3%
By 2050
1,000,476 · +32.9%
By 2075
1,197,520 · +59.0%
By 2100
1,271,518 · +68.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.62)
Race & ethnicity
Hispanic / Latino 55% White 21% Two or more races 20% Black 19%
Hispanic origin (detail)
Mexican 2% Puerto Rican 38% Cuban 6% Dominican 3%
Common ancestry
Hispanic 3% Romanian 2% Scotch-Irish 1%
Foreign-born
17% · Canada, Jamaica
Languages at home
49% English-only · Spanish 48% French/Haitian/Cajun 2%

Political lean MEDSL · Polk

2024 margin
Strong R (+20.7) · D 39.2% · R 59.9%
2008→2024 swing
-14.6pp toward R · 2008: -6.1pp · 2024: -20.7pp
All cycles
2024: R+20.7 2020: R+14.4 2016: R+14.1 2012: R+6.8 2008: R+6.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -1.48%
Current HPI
276.6861
Rent YoY
▲ 1.14%
Metro
Lakeland-Winter Haven, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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