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3028 Harlem Ave
C Composite 59.63
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +25.2/30.0
  • DSCR +8.3/10.0
  • ARV discount +7.5/15.0
  • 1% rule +7.3/10.0
  • Rent growth +4.0/5.0
  • Livability +3.8/5.0
  • Condition / age +2.5/5.0
  • Schools +1.0/10.0
  • Appreciation +0.0/10.0

$150,000

3028 Harlem Ave · Baltimore, MD 21216
3 bd · 3.0 ba · 1,584 sqft · Townhouse public records · 328 Days on market
Built 1924 $95/sqft · 94% above area

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Charming Rowhome with Endless Potential! Discover the possibilities at 3028 Harlem Avenue—a spacious 3-bedroom, 3-bath home nestled in a vibrant West Baltimore community. This classic rowhome offers generous living spaces, original architectural details, and a traditional layout perfect for comfortable city living. Conveniently located near public transportation, schools, and local shops, this home is ideal for anyone looking to create their dream space. Whether you're ready to renovate or move in and update over time, this property provides a solid foundation in a location full of promise. Sold as-is—bring your imagination and make it home!

Key facts

  • Solid foundation
  • Built 1924
  • Listed 328 days

Tags

ORIGINAL ARCHITECTURAL DETAILSSOLID FOUNDATION

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/3.0-bath townhouse listed at $150k.

Deal economics

  • At list price, monthly cash flow is $337 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $150k).
  • Recommended offer: $132k (12.0% below list) — sets the bar for market timing.
  • Cap rate 9.0% vs local median 6.0% in Baltimore — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 76/100 on livability (#90 in MD, #3,396 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: schools D, crime F.
  • Baltimore City Public Schools (urban): math 7% / reading 16% proficiency, ranked #24 of 24 in MD (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising fast (+6.1%/yr); 252 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 42% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 1,273 units permitted in Baltimore city in 2024 (1,104 in 5+ unit buildings).
  • At $1,845/mo this rent would consume 53% of the median local household income ($42k/yr) (locally 2264% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Baltimore County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-3.0% appreciation + 6.1% rent growth), your $42k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 328 days — a 12% lower offer ($132k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 19y ago; this cycle's ask has dropped $39k (21%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: built in 1924 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $132,000 (12.0% below list)

Questions for the listing agent

  1. It's been on market 328 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1924 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.23%
Cap rate
8.99%
Cash-on-cash
9.62%
DSCR
1.43
GRM
6.8

CMA / ARV

ARV (median comp)
$77,274
List price
$150,000
Delta
94.11%
Verdict
OVERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2514 W Lafayette Ave 0.60mi 3/2.0 1,560 (-2%) 2mo $232,000 $149 64
743 Linnard St 0.40mi 4/2.0 (+1) 1,693 (+7%) 1mo $199,000 $118 60
3118 Normount Ave 0.47mi 3/2.0 1,725 (+9%) 1mo $174,990 $101 59
2400 W Lafayette Ave 0.70mi 4/2.0 (+1) 1,584 (0%) 2mo $263,000 $166 57
2738 W Mosher St 0.35mi 3/1.0 1,765 (+11%) 1mo $37,000 $21 56
517 N Edgewood St 0.45mi 4/2.5 (+1) 1,430 (-10%) 2mo $90,000 $63 55
2920 Brighton St 0.65mi 3/2.5 1,440 (-9%) 2mo $247,500 $172 51
2404 W Lafayette Ave 0.69mi 3/2.0 1,476 (-7%) 2mo $135,000 $91 51
3707 Colborne Rd 0.63mi 3/2.0 1,400 (-12%) 1mo $220,000 $157 47
12 N Rosedale St 0.67mi 3/1.5 1,740 (+10%) 0mo $160,000 $92 46
3018 Presstman St 0.60mi 4/2.0 (+1) 1,400 (-12%) 1mo $108,000 $77 42
1625 N Rosedale St 0.75mi 3/1.0 1,396 (-12%) 2mo $36,000 $26 36

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 6.1% rent growth · sell at horizon

5-year hold
IRR
1.9%
Equity multiple
1.07×
Total profit
$3,142
Equity at exit
$22,365
10-year hold
IRR
14.5%
Equity multiple
2.35×
Total profit
$56,615
Equity at exit
$12,969

Cash invested: $42,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (CITY)
12 Strongly Tenant-Friendly
State Maryland
27 Tenant-Leaning · D+14
County
— inherits STATE
City Baltimore
12 Strongly Tenant-Friendly · D+58
Just-cause for tenancies > 1 yr.

ZIP-level market 21216

Rents YoY
6.1%
Active inventory
252
Price-to-rent
6.8×

Monthly cashflow live

Estimated rent
$1,845 high interval (Pro) →
Mortgage (P&I)
$787
Tax from tax record
$272 /mo · $3,267/yr
Insurance
$62
HOA
$0
Vacancy / Maint / Mgmt
$388
Net cashflow
$337

Break-even live

Break-even rent $1,419
Max offer price $150,000
Occupancy floor 77%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$37,500
Closing costs
$4,500
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3015 Rayner Ave Baltimore, MD 3.0 1.0 1152 $1,350 $1.17 43d 1 0.04mi
2922 Edmondson Ave Baltimore, MD 3.0 2.0 1620 $1,900 $1.17 43d 1 0.16mi
2744 W Mosher St Baltimore, MD 4.0 2.0 1412 $2,100 $1.49 23d 1 0.36mi
780 Linnard St Baltimore, MD 3.0 2.0 1224 $1,590 $1.30 43d 1 0.37mi
2806 Riggs Ave Baltimore, MD 3.0 2.5 1412 $1,900 $1.35 3d 1 0.38mi
3238 Westmont Ave Baltimore, MD 3.0 1.0 1280 $1,600 $1.25 43d 1 0.39mi
3423 Edmondson Ave Baltimore, MD 2.0 1.5 1400 $1,710 $1.22 43d 1 0.39mi
787 N Grantley St Baltimore, MD 3.0 1.0 1116 $1,575 $1.41 23d 1 0.40mi
798 N Grantley St Baltimore, MD 3.0 2.0 1360 $2,295 $1.69 23d 1 0.41mi
730 Linnard St Unit 1 Baltimore, MD 4.0 1.0 1360 $1,750 $1.29 23d 1 0.43mi
2636 Lauretta Ave Baltimore, MD 3.0 2.5 1232 $1,900 $1.54 43d 1 0.43mi
3507 Edmondson Ave Baltimore, MD 4.0 2.0 1428 $2,300 $1.61 43d 1 0.45mi
2609 Lauretta Ave Baltimore, MD 3.0 1.0 1286 $1,675 $1.30 23d 1 0.47mi
405 N Edgewood St Baltimore, MD 4.0 2.0 1408 $2,950 $2.10 4d 1 0.47mi
2728 Winchester St Baltimore, MD 3.0 1.5 1260 $1,800 $1.43 3d 1 0.48mi
623 N Grantley St Baltimore, MD 4.0 2.0 1250 $2,000 $1.60 23d 1 0.49mi
1402 Poplar Grove St Baltimore, MD 4.0 1.5 1540 $800 $0.52 43d 1 0.54mi
3619 Edmondson Ave Baltimore, MD 4.0 3.5 1962 $2,800 $1.43 43d 1 0.54mi
3003 Presstman St Unit 2 Baltimore, MD 2.0 1.0 1450 $1,300 $0.90 23d 1 0.57mi
3003 Presstman St Unit 1 Baltimore, MD 2.0 2.0 1450 $1,400 $0.97 44d 1 0.57mi
202 N Edgewood St Baltimore, MD 3.0 2.0 1710 $2,250 $1.32 23d 1 0.58mi
3700 Woodridge Rd Baltimore, MD 3.0 1.5 1955 $1,950 $1.00 43d 1 0.60mi
3712 Gelston Dr Baltimore, MD 3.0 2.0 1250 $2,500 $2.00 23d 1 0.60mi
41 N Kossuth St Baltimore, MD 3.0 2.0 1216 $1,800 $1.48 23d 1 0.62mi
1513 N Ellamont St Baltimore, MD 3.0 1.0 1700 $1,700 $1.00 23d 1 0.62mi
3607 W Lexington St Baltimore, MD 3.0 2.0 1050 $1,895 $1.80 4d 1 0.63mi
2800 Presstman St Baltimore, MD 3.0 2.5 1460 $1,799 $1.23 23d 1 0.65mi
1530 N Rosedale St Baltimore, MD 3.0 2.0 1641 $1,895 $1.15 14d 1 0.65mi
3309 Brighton St Baltimore, MD 3.0 1.0 1134 $1,700 $1.50 43d 1 0.65mi
3706 W Saratoga St Unit 1 Baltimore, MD 2.0 1.0 1540 $1,350 $0.88 43d 1 0.69mi
3336 W Caton Ave Baltimore, MD 3.0 2.0 1236 $1,625 $1.31 23d 1 0.73mi
2303 Calverton Heights Ave Baltimore, MD 4.0 2.0 1314 $2,250 $1.71 23d 1 0.76mi
409 Normandy Ave Baltimore, MD 4.0 1.0 1640 $1,500 $0.91 23d 1 0.76mi
1633 N Hilton St Baltimore, MD 4.0 2.5 1920 $2,600 $1.35 17d 1 0.77mi
918 N Bentalou St Baltimore, MD 3.0 1.5 1485 $1,750 $1.18 43d 1 0.79mi
2301 Riggs Ave Baltimore, MD 3.0 2.0 1072 $1,600 $1.49 23d 1 0.81mi
4020 Gelston Dr Baltimore, MD 3.0 2.0 1270 $1,875 $1.48 43d 1 0.81mi
2537 Hollins St Baltimore, MD 3.0 2.0 1200 $1,450 $1.21 23d 1 0.86mi
2516 Hollins St Baltimore, MD 3.0 2.0 1100 $1,700 $1.55 43d 1 0.86mi
3935 Stokes Dr #1 Baltimore, MD 2.0 1.0 1150 $1,400 $1.22 43d 1 0.87mi

Listing history 36 events

  1. 2026-06-18
    days on market $150,000 Active 328 DOM
  2. 2026-06-17
    days on market $150,000 Active 327 DOM
  3. 2026-06-16
    days on market $150,000 Active 326 DOM
  4. 2026-06-15
    days on market $150,000 Active 325 DOM
  5. 2026-06-13
    days on market $150,000 Active 323 DOM
  6. 2026-06-09
    days on market $150,000 Active 319 DOM
  7. 2026-06-08
    days on market $150,000 Active 318 DOM
  8. 2026-06-07
    days on market $150,000 Active 317 DOM
  9. 2026-06-04
    days on market $150,000 Active 314 DOM
  10. 2026-06-03
    days on market $150,000 Active 313 DOM
  11. 2026-06-02
    days on market $150,000 Active 312 DOM
  12. 2026-06-01
    days on market $150,000 Active 311 DOM
  13. 2026-05-31
    days on market $150,000 Active 310 DOM
  14. 2025-12-10
    price $150,000 661-char remark
    Show marketing remark (661 chars)

    Charming Rowhome with Endless Potential! Discover the possibilities at 3028 Harlem Avenue—a spacious 3-bedroom, 3-bath home nestled in a vibrant West Baltimore community. This classic rowhome offers generous living spaces, original architectural details, and a traditional layout perfect for comfortable city living. Conveniently located near public transportation, schools, and local shops, this home is ideal for anyone looking to create their dream space. Whether you're ready to renovate or move in and update over time, this property provides a solid foundation in a location full of promise. Sold as-is—bring your imagination and make it home!

  15. 2025-09-03
    price $179,000 661-char remark
    Show marketing remark (661 chars)

    Charming Rowhome with Endless Potential! Discover the possibilities at 3028 Harlem Avenue—a spacious 3-bedroom, 3-bath home nestled in a vibrant West Baltimore community. This classic rowhome offers generous living spaces, original architectural details, and a traditional layout perfect for comfortable city living. Conveniently located near public transportation, schools, and local shops, this home is ideal for anyone looking to create their dream space. Whether you're ready to renovate or move in and update over time, this property provides a solid foundation in a location full of promise. Sold as-is—bring your imagination and make it home!

  16. 2025-07-25
    listed $189,000 Active 661-char remark
    Show marketing remark (661 chars)

    Charming Rowhome with Endless Potential! Discover the possibilities at 3028 Harlem Avenue—a spacious 3-bedroom, 3-bath home nestled in a vibrant West Baltimore community. This classic rowhome offers generous living spaces, original architectural details, and a traditional layout perfect for comfortable city living. Conveniently located near public transportation, schools, and local shops, this home is ideal for anyone looking to create their dream space. Whether you're ready to renovate or move in and update over time, this property provides a solid foundation in a location full of promise. Sold as-is—bring your imagination and make it home!

  17. 2022-05-06
    soldstatus $184,000
  18. 2022-01-21
    soldstatus $184,000 Closed 658-char remark
    Show marketing remark (658 chars)

    A MUST SEE at the perimeter of Leakin Park!!! This home is an urban oasis offering all the upgrades of modern living; featuring an open floor plan, rear deck and fenced yard makes entertaining easy. The perfect home for a roommate with 3 bedrooms and 3 full baths including a private owners suite. The fully finished lower level has addition room for a home office or additional entertaining. The property is a short distance to West Baltimore Marc Station and all major travel routes. Schedule your appointment today, this property will not last long! “A down payment incentive of $10k is available from NHS of Baltimore for those who qualify!”

  19. 2022-01-06
    status Pending 658-char remark
    Show marketing remark (658 chars)

    A MUST SEE at the perimeter of Leakin Park!!! This home is an urban oasis offering all the upgrades of modern living; featuring an open floor plan, rear deck and fenced yard makes entertaining easy. The perfect home for a roommate with 3 bedrooms and 3 full baths including a private owners suite. The fully finished lower level has addition room for a home office or additional entertaining. The property is a short distance to West Baltimore Marc Station and all major travel routes. Schedule your appointment today, this property will not last long! “A down payment incentive of $10k is available from NHS of Baltimore for those who qualify!”

  20. 2021-12-16
    historical Active Under Contract 658-char remark
    Show marketing remark (658 chars)

    A MUST SEE at the perimeter of Leakin Park!!! This home is an urban oasis offering all the upgrades of modern living; featuring an open floor plan, rear deck and fenced yard makes entertaining easy. The perfect home for a roommate with 3 bedrooms and 3 full baths including a private owners suite. The fully finished lower level has addition room for a home office or additional entertaining. The property is a short distance to West Baltimore Marc Station and all major travel routes. Schedule your appointment today, this property will not last long! “A down payment incentive of $10k is available from NHS of Baltimore for those who qualify!”

  21. 2021-12-06
    status Active 658-char remark
    Show marketing remark (658 chars)

    A MUST SEE at the perimeter of Leakin Park!!! This home is an urban oasis offering all the upgrades of modern living; featuring an open floor plan, rear deck and fenced yard makes entertaining easy. The perfect home for a roommate with 3 bedrooms and 3 full baths including a private owners suite. The fully finished lower level has addition room for a home office or additional entertaining. The property is a short distance to West Baltimore Marc Station and all major travel routes. Schedule your appointment today, this property will not last long! “A down payment incentive of $10k is available from NHS of Baltimore for those who qualify!”

  22. 2021-12-06
    historical Active Under Contract 658-char remark
    Show marketing remark (658 chars)

    A MUST SEE at the perimeter of Leakin Park!!! This home is an urban oasis offering all the upgrades of modern living; featuring an open floor plan, rear deck and fenced yard makes entertaining easy. The perfect home for a roommate with 3 bedrooms and 3 full baths including a private owners suite. The fully finished lower level has addition room for a home office or additional entertaining. The property is a short distance to West Baltimore Marc Station and all major travel routes. Schedule your appointment today, this property will not last long! “A down payment incentive of $10k is available from NHS of Baltimore for those who qualify!”

  23. 2021-12-03
    price $184,900 658-char remark
    Show marketing remark (658 chars)

    A MUST SEE at the perimeter of Leakin Park!!! This home is an urban oasis offering all the upgrades of modern living; featuring an open floor plan, rear deck and fenced yard makes entertaining easy. The perfect home for a roommate with 3 bedrooms and 3 full baths including a private owners suite. The fully finished lower level has addition room for a home office or additional entertaining. The property is a short distance to West Baltimore Marc Station and all major travel routes. Schedule your appointment today, this property will not last long! “A down payment incentive of $10k is available from NHS of Baltimore for those who qualify!”

  24. 2021-10-21
    listed $189,900 Active 658-char remark
    Show marketing remark (658 chars)

    A MUST SEE at the perimeter of Leakin Park!!! This home is an urban oasis offering all the upgrades of modern living; featuring an open floor plan, rear deck and fenced yard makes entertaining easy. The perfect home for a roommate with 3 bedrooms and 3 full baths including a private owners suite. The fully finished lower level has addition room for a home office or additional entertaining. The property is a short distance to West Baltimore Marc Station and all major travel routes. Schedule your appointment today, this property will not last long! “A down payment incentive of $10k is available from NHS of Baltimore for those who qualify!”

  25. 2021-02-25
    soldstatus $29,900 Closed
  26. 2021-02-02
    status Pending
  27. 2021-01-27
    listed $29,900 Active
  28. 2008-11-12
    soldstatus $25,000
  29. 2008-09-11
    soldstatus $20,000
  30. 2008-06-02
    historical
  31. 2008-01-15
    listed
  32. 2007-06-20
    historical
  33. 2007-05-22
    listed
  34. 2007-03-20
    soldstatus $46,250
  35. 1994-12-30
    soldstatus $44,900
  36. 1989-02-15
    soldstatus $81,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

Current annual tax
$3,267 · $272/mo
Projected year-2 tax
$3,267 · $272/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$22,145
− Mortgage interest
−$8,402
− Property taxes
−$3,267
− Insurance
−$750
− Repairs & maintenance
−$1,772
− Management
−$1,772
− Depreciation
−$4,364
Taxable income
$1,819
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$437
After-tax cash flow
$3,602/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Baltimore City Public Schools
NCES district ID
2400090
Math proficiency
7% ▼ -9.00%
Reading proficiency
16% ▼ -5.00%
Median HH income
$42,108
Composite
10.08/100
National rank
#9805
State rank
#24 of 24 in MD

Livability — Baltimore

Score
76/100
State rank
#90
US rank
#3396

Category grades

Amenities A+ Commute A+ Cost of living A- Crime F Employment C Housing A+ Health & safety A+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Baltimore, MD
County
Baltimore City · 558,601 people
City population
588,727
Metro
Baltimore-Columbia-Towson, MD
Population (ZIP)
29,426
Household income
$42,031
Rent vs Own
49.8% rent · 50.2% own
Severe rent burden
2264.0

Population outlook (Baltimore County) Hauer SSP2

Today (2025)
624,249 people
By 2030
621,541 · -0.4%
By 2040
609,756 · -2.3%
By 2050
597,249 · -4.3%
By 2075
552,236 · -11.5%
By 2100
513,934 · -17.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (91%)
Race & ethnicity
Black 91% Hispanic / Latino 4% Two or more races 3% White 2%
Foreign-born
3% · Canada
Languages at home
96% English-only · Spanish 3% French/Haitian/Cajun 1%

Political lean MEDSL · Baltimore

2024 margin
Solid D (+73.0) · D 85.2% · R 12.2% · Other 2.6%
2008→2024 swing
-2.5pp toward R · 2008: 75.5pp · 2024: 73.0pp
All cycles
2024: D+73.0 2020: D+76.6 2016: D+74.6 2012: D+76.4 2008: D+75.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -107.42%
Current HPI
164.3933
Rent YoY
▲ 6.10%
Metro
Baltimore-Columbia-Towson, MD
State GDP YoY
▲ 2.97%
F500 in state
12

Industry mix (Fortune 500 HQ in MD)

Industry F500 HQs Revenue

Price history

+85.2% since first listed
23 events — show timeline
  • 2025-12-10 Price Changed $150,000 BRIGHT MLS
  • 2025-09-03 Price Changed $179,000 BRIGHT MLS
  • 2025-07-25 Listed $189,000 BRIGHT MLS
  • 2022-05-06 Sold (Public Records) $184,000 Public Records
  • 2022-01-21 Sold (MLS) $184,000 BRIGHT MLS
  • 2022-01-06 Pending BRIGHT MLS
  • 2021-12-16 Contingent BRIGHT MLS
  • 2021-12-06 Relisted BRIGHT MLS
  • 2021-12-06 Contingent BRIGHT MLS
  • 2021-12-03 Price Changed $184,900 BRIGHT MLS
  • 2021-10-21 Listed $189,900 BRIGHT MLS
  • 2021-02-25 Sold (MLS) $29,900 BRIGHT MLS
  • 2021-02-02 Pending BRIGHT MLS
  • 2021-01-27 Listed $29,900 BRIGHT MLS
  • 2008-11-12 Sold (Public Records) $25,000 Public Records
  • 2008-09-11 Sold (Public Records) $20,000 Public Records
  • 2008-06-02 Delisted MRIS
  • 2008-01-15 Listed MRIS
  • 2007-06-20 Delisted MRIS
  • 2007-05-22 Listed MRIS
  • 2007-03-20 Sold (Public Records) $46,250 Public Records
  • 1994-12-30 Sold (Public Records) $44,900 Public Records
  • 1989-02-15 Sold (Public Records) $81,000 Public Records

Property tax history

+5.3%/yr

Latest (2025): $3,267 · +32.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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