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1921 Duval Pl
B- Composite 67.89
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +29.0/30.0
  • DSCR +10.0/10.0
  • 1% rule +8.8/10.0
  • ARV discount +7.5/15.0
  • Livability +4.2/5.0
  • Schools +3.9/10.0
  • Condition / age +2.5/5.0
  • Rent growth +2.0/5.0
  • Appreciation +0.0/10.0

$105,000

1921 Duval Pl · Daytona Beach, FL 32119
2 bd · 1.0 ba · 735 sqft · SingleFamily public records · 38 Days on market
Built 1953 6,534 sqft lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

HIGH AND DRY!! This is a fixer upper in quiet neighborhood with lots of possibilities! CASH only but you can remodel or tear down and build your own home with no HOA! No utilities are on at this property. This is an ASIS property.

Key facts

  • 6,534 sq ft lot
  • Built 1953
  • Listed 38 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $105k.

Deal economics

  • At list price, monthly cash flow is $361 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $105k).
  • Recommended offer: $102k (3.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 83/100 on livability (#46 in FL, #867 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: schools D+, employment D-.
  • Volusia (suburban): math 44% / reading 49% proficiency, ranked #47 of 73 in FL (top 64%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents soft (-2.0%/yr); 280 active listings in the ZIP; 12 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); 3,402 units permitted in Volusia County in 2024 (681 in 5+ unit buildings).
  • This rent runs 31% of the median local income ($57k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $726 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Volusia County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 38 days — a 3% lower offer ($102k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts; this cycle's ask is 10% above the opening price — seller raised mid-cycle; expect resistance to lowballs.
  • Current owner paid $9k; list at $105k implies a 1059% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1953 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $101,850 (3.0% below list)

Questions for the listing agent

  1. It's been on market 38 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1953 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.38%
Cap rate
10.41%
Cash-on-cash
14.72%
DSCR
1.65
GRM
6.0

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
1.6%
Equity multiple
1.06×
Total profit
$1,767
Equity at exit
$15,656
10-year hold
IRR
7.8%
Equity multiple
1.51×
Total profit
$14,952
Equity at exit
$9,078

Cash invested: $29,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 32119

Rents YoY
-2.0%
Active inventory
280
Price-to-rent
6.0×

Monthly cashflow live

Estimated rent
$1,447 high interval (Pro) →
Mortgage (P&I)
$551
Tax from tax record
$188 /mo · $2,259/yr
Insurance
$44
HOA
$0
Vacancy / Maint / Mgmt
$304
Net cashflow
$361

Break-even live

Break-even rent $991
Max offer price $105,000
Occupancy floor 70%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$26,250
Closing costs
$3,150
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 12 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1017 June Ter Lot 6 Daytona Beach, FL 2.0 1.0 700 $1,350 $1.93 23d 1 0.41mi
1756 S Clyde Morris Blvd Daytona Beach, FL 1.0–2.0 1.0–2.0 850 $1,650 $1.94 23d 8 0.61mi
1200 Floral Springs Blvd Port Orange, FL 1.0–3.0 1.0–2.0 1047 $1,780 $1.70 11d 81 0.81mi
1401 S Clyde Morris Blvd Daytona Beach, FL 1.0 1.0 576 $1,272 $2.21 23d 5 0.85mi
1400 Hancock Blvd Daytona Beach, FL 1.0–2.0 1.0–2.0 800 $1,483 $1.85 11d 11 0.90mi
132 Forest Lake Blvd Daytona Beach, FL 1.0–2.0 1.0–2.0 706 $1,421 $2.01 14d 13 0.91mi
1600 Big Tree Rd South Daytona, FL 1.0 1.0 630 $1,225 $1.94 23d 3 0.94mi
1420 New Bellevue Ave Daytona Beach, FL 1.0–2.0 1.0–2.0 800 $1,554 $1.94 11d 9 1.00mi
1270 Reed Canal Rd Port Orange, FL 1.0–3.0 1.0–2.0 1001 $1,746 $1.74 11d 29 1.01mi
1220 S Nova Rd Daytona Beach, FL 1.0 1.0 576 $955 $1.66 11d 11 1.15mi
1401 Reed Canal Rd Port Orange, FL 1.0–3.0 1.0–2.0 1045 $1,856 $1.78 14d 25 1.16mi
886 S Nova Rd Daytona Beach, FL 1.0–2.0 1.0 685 $1,260 $1.84 11d 10 1.43mi

Listing history 24 events

  1. 2026-06-18
    days on market $105,000 Active 38 DOM
  2. 2026-06-17
    days on market $105,000 Active 37 DOM
  3. 2026-06-16
    days on market $105,000 Active 36 DOM
  4. 2026-06-15
    days on market $105,000 Active 35 DOM
  5. 2026-06-14
    pricedays on market $105,000 Active 33 DOM
  6. 2026-06-10
    days on market $109,200 Active 30 DOM
  7. 2026-06-09
    days on market $109,200 Active 29 DOM
  8. 2026-06-08
    days on market $109,200 Active 28 DOM
  9. 2026-06-07
    days on market $109,200 Active 27 DOM
  10. 2026-06-05
    days on market $109,200 Active 24 DOM
  11. 2026-06-03
    days on market $109,200 Active 23 DOM
  12. 2026-06-03
    days on market $109,200 Active 22 DOM
  13. 2026-06-01
    days on market $109,200 Active 21 DOM
  14. 2026-05-31
    days on market $109,200 Active 20 DOM
  15. 2026-05-31
    days on market $109,200 Active 19 DOM
  16. 2026-05-15
    price $109,200 230-char remark
    Show marketing remark (230 chars)

    HIGH AND DRY!! This is a fixer upper in quiet neighborhood with lots of possibilities! CASH only but you can remodel or tear down and build your own home with no HOA! No utilities are on at this property. This is an ASIS property.

  17. 2026-05-11
    status Active 230-char remark
    Show marketing remark (230 chars)

    HIGH AND DRY!! This is a fixer upper in quiet neighborhood with lots of possibilities! CASH only but you can remodel or tear down and build your own home with no HOA! No utilities are on at this property. This is an ASIS property.

  18. 2026-03-05
    status Active 230-char remark
    Show marketing remark (230 chars)

    HIGH AND DRY!! This is a fixer upper in quiet neighborhood with lots of possibilities! CASH only but you can remodel or tear down and build your own home with no HOA! No utilities are on at this property. This is an ASIS property.

  19. 2026-01-24
    status Pending 230-char remark
    Show marketing remark (230 chars)

    HIGH AND DRY!! This is a fixer upper in quiet neighborhood with lots of possibilities! CASH only but you can remodel or tear down and build your own home with no HOA! No utilities are on at this property. This is an ASIS property.

  20. 2026-01-24
    historical 230-char remark
    Show marketing remark (230 chars)

    HIGH AND DRY!! This is a fixer upper in quiet neighborhood with lots of possibilities! CASH only but you can remodel or tear down and build your own home with no HOA! No utilities are on at this property. This is an ASIS property.

  21. 2026-01-24
    price $119,200 230-char remark
    Show marketing remark (230 chars)

    HIGH AND DRY!! This is a fixer upper in quiet neighborhood with lots of possibilities! CASH only but you can remodel or tear down and build your own home with no HOA! No utilities are on at this property. This is an ASIS property.

  22. 2026-01-22
    listed $95,200 Active 230-char remark
    Show marketing remark (230 chars)

    HIGH AND DRY!! This is a fixer upper in quiet neighborhood with lots of possibilities! CASH only but you can remodel or tear down and build your own home with no HOA! No utilities are on at this property. This is an ASIS property.

  23. 1979-01-01
    soldstatus $9,058
  24. 1970-03-01
    soldstatus $5,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$2,259 · $188/mo
Projected year-2 tax
$2,259 · $188/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥105°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$17,365
− Mortgage interest
−$5,882
− Property taxes
−$2,259
− Insurance
−$525
− Repairs & maintenance
−$1,389
− Management
−$1,389
− Depreciation
−$3,055
Taxable income
$2,867
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$688
After-tax cash flow
$3,639/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Volusia
NCES district ID
1201920
Math proficiency
44% ▼ -9.00%
Reading proficiency
49% ▼ -3.00%
Median HH income
$42,946
Composite
39.2/100
National rank
#4019
State rank
#47 of 73 in FL

Livability — Daytona Beach

Score
83/100
State rank
#46
US rank
#867

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime C Employment D- Housing A+ Health & safety A+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Volusia County · 556,871 people
City population
67,539
Metro
Deltona-Daytona Beach-Ormond Beach, FL
Population (ZIP)
22,348
Household income
$56,862
Rent vs Own
36.6% rent · 63.4% own
Severe rent burden
1158.0

Population outlook (Volusia County) Hauer SSP2

Today (2025)
572,749 people
By 2030
598,695 · +4.5%
By 2040
644,880 · +12.6%
By 2050
681,451 · +19.0%
By 2075
759,957 · +32.7%
By 2100
778,902 · +36.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (75%)
Race & ethnicity
White 75% Black 10% Hispanic / Latino 9% Two or more races 5% Asian 2%
Hispanic origin (detail)
Puerto Rican 4%
Common ancestry
Lithuanian 2% Slovak 2% Romanian 2%
Foreign-born
9% · Canada, South Korea, Jamaica
Languages at home
87% English-only · Spanish 7% Other Indo-European 2% German/W. Germanic 1%

Political lean MEDSL · Volusia

2024 margin
Strong R (+21.8) · D 38.7% · R 60.5%
2008→2024 swing
-27.4pp toward R · 2008: 5.7pp · 2024: -21.8pp
All cycles
2024: R+21.8 2020: R+14.1 2016: R+13.1 2012: R+1.2 2008: D+5.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -247.99%
Current HPI
309.304
Rent YoY
▼ -2.01%
Metro
Deltona-Daytona Beach-Ormond Beach, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+2084.0% since first listed
9 events — show timeline
  • 2026-05-15 Price Changed $109,200 Daytona MLS
  • 2026-05-11 Relisted Daytona MLS
  • 2026-03-05 Relisted Daytona MLS
  • 2026-01-24 Pending Daytona MLS
  • 2026-01-24 Price Changed $119,200 Daytona MLS
  • 2026-01-24 Listing Removed Daytona MLS
  • 2026-01-22 Listed $95,200 Daytona MLS
  • 1979-01-01 Sold (Public Records) $9,058 Public Records
  • 1970-03-01 Sold (Public Records) $5,000 Public Records

Property tax history

+19.2%/yr

Latest (2025): $2,259 · +8.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…