41977 W Lunar St · Maricopa, AZ 85138

$350,000

4 bd · 3.5 ba · 2,694 sqft · SingleFamily public records · 29 Days on market

Built 2017 5,509 sqft lot $130/sqft · 12% below area Est $397k · 12% under $80/mo HOA · 4% of rent

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +12.8/15.0
• Cash flow +7.1/30.0
• Appreciation +4.6/10.0
• Livability +3.6/5.0
• Rent growth +2.9/5.0
• Condition / age +2.5/5.0
• Schools +2.3/10.0
• 1% rule +1.3/10.0
• DSCR +1.3/10.0

Listing remarks MLS

Beautiful 4-bedroom, 3.5-bath two-story home in Maricopa. This move-in-ready property features low-maintenance desert landscaping, a two-car garage with built-in cabinetry, and an inviting front porch. Inside, enjoy soaring ceilings, an open layout, and a spacious kitchen with espresso cabinetry, granite countertops, walk-in pantry, and a 9-ft island. Stainless-steel appliances plus washer and dryer are included. The main-level primary suite offers dual sinks and a walk-in closet. Upstairs features a versatile loft and three additional bedrooms. A covered patio provides comfortable outdoor living. Home is located near a train track, offering occasional soft background sounds of passing trains. A well-maintained home with great space and value ready for its next owner

Key facts

• Double sinks
• Fenced in backyard
• Functional island

Tags

• FUNCTIONAL ISLAND
• STAINLESS STEEL APPLIANCES
• WALK IN CLOSET
• DOUBLE SINKS
• COVERED PATIO
• FENCED IN BACKYARD

Property features AI

Finance

• HOA & community: HOA with $80 monthly fee covering grounds maintenance

Exterior

• Parking: Covered parking for 2 vehicles; 2-car garage
• Security: Owned security system
• Utilities: Public sewer; Private water company
• Home design: Single family residence; Fee simple ownership
• Construction: Wood frame construction; Painted exterior; Tile roof
• Exterior features: Block fencing; Gravel/stone in backyard; Synthetic grass in front yard

Interior

• Kitchen: Non-laminate counters; Dishwasher; Kitchen island
• Bedrooms: 4 bedrooms
• Flooring: Vinyl flooring
• Bathrooms: 3 full bathrooms; 1 half bathroom
• Heating & cooling: Electric heating; Has cooling (other type)
• Interior features: Double vanity in master bath; Kitchen island; 3/4 master bathroom; Fireplace
• Laundry & utility: Indoor laundry with washer/dryer hookups

What this means for you Summary

Snapshot

• This is a 4-bed/3.5-bath single-family listed at $350k.

Deal economics

• At list price, monthly cash flow is $-493 ($-6k/yr) — negative.
• To cash-flow at today's rent, offer at most $263k (24.9% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $219k (37.4% below list).
• Recommended offer: $219k (37.4% below list) — sets the bar for 1% rule.
• Cap rate 4.6% vs local median 3.7% in Maricopa — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

• Location reads 72/100 on livability (#28 in AZ) — a middle-class / working-renter tenant base. Strengths: housing A+, employment A-, crime B+; Watch: amenities F, commute F, health & safety F.
• Maricopa Unified School District (4441) (town): math 20% / reading 29% proficiency, ranked #128 of 249 in AZ (top 51%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Zoned schools: Saddleback Elementary School (math 24% / reading 33%, grade F, #580 of 1,109 statewide, top 53%, 795 students, 56% FRL); Maricopa Wells Middle School (math 13% / reading 23%, grade F, #143 of 218 statewide, top 66%, 934 students, 57% FRL); Maricopa High School (math 12% / reading 19%, grade F, #262 of 381 statewide, top 69%, 2,188 students, 46% FRL).
• Market conditions: Rents rising (+1.8%/yr); 845 active listings in the ZIP; 22 comparable units currently listed for rent nearby; rentals at typical pace (median 18d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 9,504 units permitted in Pinal County in 2024 (776 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-0.9%/yr); year-one equity from $2k of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.

Negotiation context

• It's been on market 29 days — a 2% lower offer ($345k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 8y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $219,160 (37.4% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.63% ✗
• Cap rate: 4.60%
• Cash-on-cash: -6.03%
• DSCR: 0.73
• GRM: 13.3

CMA / ARV

• ARV (median comp): $396,781
• List price: $350,000
• Delta: -11.79%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
17110 N Rosemont St	0.19mi	4/2.5	2,741 (+2%)	1mo	$335,000	$122	84
42165 W Ramona St	0.21mi	4/2.5	2,571 (-5%)	1mo	$375,000	$146	78
18046 N Stonegate Rd	0.45mi	4/3.0	2,692 (-0%)	1mo	$485,000	$180	76
41779 W Mano Pl	0.36mi	4/3.0	2,528 (-6%)	6mo	$425,000	$168	66
18106 N Stonegate Rd	0.49mi	3/2.5 (-1)	2,527 (-6%)	0mo	$635,000	$251	58
42195 W Santa FE St	0.69mi	4/2.5	2,621 (-3%)	7mo	$365,000	$139	54
43010 W Palo Amarillo Rd	0.50mi	4/2.5	2,389 (-11%)	1mo	$367,990	$154	53
18197 N Tara Ln	0.61mi	4/3.0	2,511 (-7%)	6mo	$520,000	$207	53
41574 W Cielo Ln	0.67mi	4/3.0	2,511 (-7%)	8mo	$520,000	$207	49
42895 W Palo Amarillo Rd	0.61mi	4/2.5	2,389 (-11%)	6mo	$359,990	$151	44
42955 W Palo Amarillo Rd	0.64mi	4/2.5	2,389 (-11%)	7mo	$364,990	$153	41
42950 W Palo Amarillo Rd	0.63mi	4/2.5	2,389 (-11%)	8mo	$347,790	$146	40

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-0.89% appreciation · 1.78% rent growth · sell at horizon

5-year hold

• IRR: -14.0%
• Equity multiple: 0.40×
• Total profit: $-58,694
• Equity at exit: $86,376

10-year hold

• IRR: -8.3%
• Equity multiple: 0.26×
• Total profit: $-72,152
• Equity at exit: $92,322

Cash invested: $98,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Arizona: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

Methodology + full state rankings →

ZIP-level market 85138

• Home prices YoY: -0.3%
• Rents YoY: 1.8%
• Active inventory: 845
• Price-to-rent: 13.3×

Monthly cashflow live

• Estimated rent: $2,192 high
• Mortgage (P&I): −$1,835
• Tax from tax record: −$163 /mo · $1,952/yr
• Insurance: −$146
• HOA: −$80
• Vacancy / Maint / Mgmt: −$460
• Net cashflow: $-493

Break-even live

Break-even rent $2,815

Max offer price $262,982

Occupancy floor —

Sensitivity live

Price	-10% $-294	-5% $-394	+0% $-493	+5% $-592	+10% $-691
Rent	-10% $-666	-5% $-579	+0% $-493	+5% $-406	+10% $-319
Rate	-1.0pp $-316	-0.5pp $-404	base $-493	+0.5pp $-583	+1.0pp $-676

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $87,500
• Closing costs: $10,500
• Reserves months: —
• Total cash needed: —

Rent comps 22 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
42275 W Calle St Maricopa, AZ	4.0	3.0	1807	$2,050	$1.13	44d	1	0.18mi
42275 W Calle St Maricopa, AZ	4.0	3.0	1807	$2,050	$1.13	4d	1	0.18mi
16635 N Lunar St Maricopa, AZ	5.0	3.0	2082	$2,100	$1.01	2d	1	0.47mi
41261 W Laramie Rd Maricopa, AZ	4.0	2.5	2691	$1,895	$0.70	13d	1	0.71mi
18175 N Cook Dr Maricopa, AZ	5.0	3.5	3133	$2,100	$0.67	3d	1	0.78mi
18426 N Lariat Rd Maricopa, AZ	4.0	2.5	2567	$1,995	$0.78	44d	1	0.80mi
41342 W Capistrano Dr Maricopa, AZ	3.0	2.5	2201	$1,800	$0.82	6d	1	0.84mi
41177 W Lucera Ln Maricopa, AZ	3.0	2.0	1838	$1,875	$1.02	6d	1	0.93mi
18283 N Presley Ln Maricopa, AZ	3.0	2.5	2156	$2,000	$0.93	25d	1	1.01mi
40584 W Helen Ct Maricopa, AZ	3.0	2.5	1940	$2,300	$1.19	4d	1	1.02mi
40404 W Molly Ln Maricopa, AZ	3.0	2.5	1803	$1,695	$0.94	44d	1	1.20mi
43760 W Cypress Ln Maricopa, AZ	4.0	2.0	2142	$2,000	$0.93	44d	1	1.21mi
19053 N Wilson St Unit 1545785P Maricopa, AZ	5.0	3.0	3239	$4,438	$1.37	17d	1	1.22mi
43371 W Elizabeth Ave Maricopa, AZ	4.0	2.5	2274	$1,739	$0.76	44d	1	1.24mi
43814 W Cypress Ln Maricopa, AZ	4.0	2.0	2170	$2,095	$0.97	44d	1	1.24mi
18967 N Leland Rd Maricopa, AZ	4.0	2.5	2275	$1,000	$0.44	5d	1	1.25mi
43194 W Jeremy St Maricopa, AZ	4.0	2.5	2424	$1,699	$0.70	44d	1	1.28mi
44000 W Palo Olmo Rd Maricopa, AZ	3.0	2.0	1853	$1,850	$1.00	44d	1	1.30mi
19488 N Falcon Ln Maricopa, AZ	4.0	3.0	1836	$2,300	$1.25	12d	1	1.39mi
40086 W Bonneau St Maricopa, AZ	4.0	2.0	1878	$1,729	$0.92	17d	1	1.39mi
40086 W Bonneau St Maricopa, AZ	3.0	2.0	1878	$1,699	$0.90	6d	1	1.39mi
43250 W Estrada St Maricopa, AZ	4.0	2.0	2349	$1,950	$0.83	25d	1	1.39mi

HOA detail

• Monthly dues: $80 · $960/yr
• Likely covers: landscaping

Listing history 17 events

1. 2026-04-24
   listed $350,000 Active 496-char remark
2. 2026-04-14
   soldstatus $325,400
3. 2026-04-13
   soldstatus $325,400 Closed 779-char remark

   Show marketing remark (779 chars)

   Beautiful 4-bedroom, 3.5-bath two-story home in Maricopa. This move-in-ready property features low-maintenance desert landscaping, a two-car garage with built-in cabinetry, and an inviting front porch. Inside, enjoy soaring ceilings, an open layout, and a spacious kitchen with espresso cabinetry, granite countertops, walk-in pantry, and a 9-ft island. Stainless-steel appliances plus washer and dryer are included. The main-level primary suite offers dual sinks and a walk-in closet. Upstairs features a versatile loft and three additional bedrooms. A covered patio provides comfortable outdoor living. Home is located near a train track, offering occasional soft background sounds of passing trains. A well-maintained home with great space and value ready for its next owner

4. 2026-03-26
   status Pending 779-char remark

   Show marketing remark (779 chars)

   Beautiful 4-bedroom, 3.5-bath two-story home in Maricopa. This move-in-ready property features low-maintenance desert landscaping, a two-car garage with built-in cabinetry, and an inviting front porch. Inside, enjoy soaring ceilings, an open layout, and a spacious kitchen with espresso cabinetry, granite countertops, walk-in pantry, and a 9-ft island. Stainless-steel appliances plus washer and dryer are included. The main-level primary suite offers dual sinks and a walk-in closet. Upstairs features a versatile loft and three additional bedrooms. A covered patio provides comfortable outdoor living. Home is located near a train track, offering occasional soft background sounds of passing trains. A well-maintained home with great space and value ready for its next owner

5. 2026-03-12
   price $384,990 779-char remark

   Show marketing remark (779 chars)

   Beautiful 4-bedroom, 3.5-bath two-story home in Maricopa. This move-in-ready property features low-maintenance desert landscaping, a two-car garage with built-in cabinetry, and an inviting front porch. Inside, enjoy soaring ceilings, an open layout, and a spacious kitchen with espresso cabinetry, granite countertops, walk-in pantry, and a 9-ft island. Stainless-steel appliances plus washer and dryer are included. The main-level primary suite offers dual sinks and a walk-in closet. Upstairs features a versatile loft and three additional bedrooms. A covered patio provides comfortable outdoor living. Home is located near a train track, offering occasional soft background sounds of passing trains. A well-maintained home with great space and value ready for its next owner

6. 2025-09-16
   listed $394,990 Active 779-char remark

   Show marketing remark (779 chars)

   Beautiful 4-bedroom, 3.5-bath two-story home in Maricopa. This move-in-ready property features low-maintenance desert landscaping, a two-car garage with built-in cabinetry, and an inviting front porch. Inside, enjoy soaring ceilings, an open layout, and a spacious kitchen with espresso cabinetry, granite countertops, walk-in pantry, and a 9-ft island. Stainless-steel appliances plus washer and dryer are included. The main-level primary suite offers dual sinks and a walk-in closet. Upstairs features a versatile loft and three additional bedrooms. A covered patio provides comfortable outdoor living. Home is located near a train track, offering occasional soft background sounds of passing trains. A well-maintained home with great space and value ready for its next owner

7. 2018-12-31
   soldstatus $227,990 Closed

   Show marketing remark (723 chars)

   It's ok to *Gasp* This STUNNING Brand New 4 Bedroom, 3.5 Bath w/ Den is the VERY LAST spec home of our most popular two story to date!! The 'Oriole' features 20ft ceilings and a massive 3cm granite kitchen island with cabinets for days! Accessible lower level master bedroom and additional living space in the loft complete with two full baths upstairs make this home exceptionally hard to top! UPGRADES INCLUDED: *Full Frigidaire Stainless Steel Appliance Pkg w/ SidexSide Fridge *Frigidare Washer/Dryer *3cm Granite Countertops *16in Tile *High Durability Stain Guard Carpet *2in Faux Wood Blinds *Front & BACKYARD Desert Landscape w/ Irrigation on BOTH *10 yr Structural Warranty *Energy Star Rating

8. 2018-11-29
   status Pending

   Show marketing remark (723 chars)

   It's ok to *Gasp* This STUNNING Brand New 4 Bedroom, 3.5 Bath w/ Den is the VERY LAST spec home of our most popular two story to date!! The 'Oriole' features 20ft ceilings and a massive 3cm granite kitchen island with cabinets for days! Accessible lower level master bedroom and additional living space in the loft complete with two full baths upstairs make this home exceptionally hard to top! UPGRADES INCLUDED: *Full Frigidaire Stainless Steel Appliance Pkg w/ SidexSide Fridge *Frigidare Washer/Dryer *3cm Granite Countertops *16in Tile *High Durability Stain Guard Carpet *2in Faux Wood Blinds *Front & BACKYARD Desert Landscape w/ Irrigation on BOTH *10 yr Structural Warranty *Energy Star Rating

9. 2018-11-12
   price $229,990

   Show marketing remark (723 chars)

   It's ok to *Gasp* This STUNNING Brand New 4 Bedroom, 3.5 Bath w/ Den is the VERY LAST spec home of our most popular two story to date!! The 'Oriole' features 20ft ceilings and a massive 3cm granite kitchen island with cabinets for days! Accessible lower level master bedroom and additional living space in the loft complete with two full baths upstairs make this home exceptionally hard to top! UPGRADES INCLUDED: *Full Frigidaire Stainless Steel Appliance Pkg w/ SidexSide Fridge *Frigidare Washer/Dryer *3cm Granite Countertops *16in Tile *High Durability Stain Guard Carpet *2in Faux Wood Blinds *Front & BACKYARD Desert Landscape w/ Irrigation on BOTH *10 yr Structural Warranty *Energy Star Rating

10. 2018-11-12
    status Active

    Show marketing remark (723 chars)

    It's ok to *Gasp* This STUNNING Brand New 4 Bedroom, 3.5 Bath w/ Den is the VERY LAST spec home of our most popular two story to date!! The 'Oriole' features 20ft ceilings and a massive 3cm granite kitchen island with cabinets for days! Accessible lower level master bedroom and additional living space in the loft complete with two full baths upstairs make this home exceptionally hard to top! UPGRADES INCLUDED: *Full Frigidaire Stainless Steel Appliance Pkg w/ SidexSide Fridge *Frigidare Washer/Dryer *3cm Granite Countertops *16in Tile *High Durability Stain Guard Carpet *2in Faux Wood Blinds *Front & BACKYARD Desert Landscape w/ Irrigation on BOTH *10 yr Structural Warranty *Energy Star Rating

11. 2018-10-01
    status Pending

    Show marketing remark (723 chars)

    It's ok to *Gasp* This STUNNING Brand New 4 Bedroom, 3.5 Bath w/ Den is the VERY LAST spec home of our most popular two story to date!! The 'Oriole' features 20ft ceilings and a massive 3cm granite kitchen island with cabinets for days! Accessible lower level master bedroom and additional living space in the loft complete with two full baths upstairs make this home exceptionally hard to top! UPGRADES INCLUDED: *Full Frigidaire Stainless Steel Appliance Pkg w/ SidexSide Fridge *Frigidare Washer/Dryer *3cm Granite Countertops *16in Tile *High Durability Stain Guard Carpet *2in Faux Wood Blinds *Front & BACKYARD Desert Landscape w/ Irrigation on BOTH *10 yr Structural Warranty *Energy Star Rating

12. 2018-10-01
    listed $234,990 Active

    Show marketing remark (723 chars)

    It's ok to *Gasp* This STUNNING Brand New 4 Bedroom, 3.5 Bath w/ Den is the VERY LAST spec home of our most popular two story to date!! The 'Oriole' features 20ft ceilings and a massive 3cm granite kitchen island with cabinets for days! Accessible lower level master bedroom and additional living space in the loft complete with two full baths upstairs make this home exceptionally hard to top! UPGRADES INCLUDED: *Full Frigidaire Stainless Steel Appliance Pkg w/ SidexSide Fridge *Frigidare Washer/Dryer *3cm Granite Countertops *16in Tile *High Durability Stain Guard Carpet *2in Faux Wood Blinds *Front & BACKYARD Desert Landscape w/ Irrigation on BOTH *10 yr Structural Warranty *Energy Star Rating

13. 2018-09-30
    soldstatus $227,990 Closed

    Show marketing remark (723 chars)

    It's ok to *Gasp* This STUNNING Brand New 4 Bedroom, 3.5 Bath w/ Den is the VERY LAST spec home of our most popular two story to date!! The 'Oriole' features 20ft ceilings and a massive 3cm granite kitchen island with cabinets for days! Accessible lower level master bedroom and additional living space in the loft complete with two full baths upstairs make this home exceptionally hard to top! UPGRADES INCLUDED: *Full Frigidaire Stainless Steel Appliance Pkg w/ SidexSide Fridge *Frigidare Washer/Dryer *3cm Granite Countertops *16in Tile *High Durability Stain Guard Carpet *2in Faux Wood Blinds *Front & BACKYARD Desert Landscape w/ Irrigation on BOTH *10 yr Structural Warranty *Energy Star Rating

14. 2018-09-04
    status Pending

    Show marketing remark (723 chars)

    It's ok to *Gasp* This STUNNING Brand New 4 Bedroom, 3.5 Bath w/ Den is the VERY LAST spec home of our most popular two story to date!! The 'Oriole' features 20ft ceilings and a massive 3cm granite kitchen island with cabinets for days! Accessible lower level master bedroom and additional living space in the loft complete with two full baths upstairs make this home exceptionally hard to top! UPGRADES INCLUDED: *Full Frigidaire Stainless Steel Appliance Pkg w/ SidexSide Fridge *Frigidare Washer/Dryer *3cm Granite Countertops *16in Tile *High Durability Stain Guard Carpet *2in Faux Wood Blinds *Front & BACKYARD Desert Landscape w/ Irrigation on BOTH *10 yr Structural Warranty *Energy Star Rating

15. 2018-08-06
    listed $234,990 Active

    Show marketing remark (723 chars)

    It's ok to *Gasp* This STUNNING Brand New 4 Bedroom, 3.5 Bath w/ Den is the VERY LAST spec home of our most popular two story to date!! The 'Oriole' features 20ft ceilings and a massive 3cm granite kitchen island with cabinets for days! Accessible lower level master bedroom and additional living space in the loft complete with two full baths upstairs make this home exceptionally hard to top! UPGRADES INCLUDED: *Full Frigidaire Stainless Steel Appliance Pkg w/ SidexSide Fridge *Frigidare Washer/Dryer *3cm Granite Countertops *16in Tile *High Durability Stain Guard Carpet *2in Faux Wood Blinds *Front & BACKYARD Desert Landscape w/ Irrigation on BOTH *10 yr Structural Warranty *Energy Star Rating

16. 2016-07-15
    soldstatus $7,565,325
17. 2009-12-30
    soldstatus $1,736,190

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AZ · Resets to sale price

• Current annual tax: $1,952 · $163/mo
• Projected year-2 tax: $2,310 · $192/mo
• Expected delta: +$358/yr (+$30/mo · 18.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
• 🔥 Wildfire 7/10 Severe
• 🌡 Heat 9/10 Extreme 7 d/yr ≥114°F today · 19 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $26,299
• − Mortgage interest: −$19,605
• − Property taxes: −$1,952
• − Insurance: −$1,750
• − Repairs & maintenance: −$2,104
• − Management: −$2,104
• − HOA: −$960
• − Depreciation: −$10,182
• Taxable loss: −$12,358
• Est. tax savings @ 24.0%: +$2,966
• After-tax cash flow: $-2,945/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Maricopa Unified School District (4441)
• NCES district ID: 0404720
• Math proficiency: 20% ▼ -18.00%
• Reading proficiency: 29% ▼ -9.00%
• Median HH income: $63,725
• Composite: 22.92/100
• National rank: #7993
• State rank: #128 of 249 in AZ

Livability — Maricopa

• Score: 72/100
• State rank: #28
• US rank: #5943

Category grades

Amenities F Commute F Cost of living B- Crime B+ Employment A- Housing A+ Health & safety F User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Maricopa, AZ
• County: Pinal County · 399,947 people
• City population: 76,044
• Metro: Phoenix-Mesa-Chandler, AZ
• Population (ZIP): 55,260
• Household income: $95,867
• Rent vs Own: 17.7% rent · 82.3% own
• Severe rent burden: 432.0

Population outlook (Pinal County) Hauer SSP2

• Today (2025): 437,574 people
• By 2030: 446,903 · +2.1%
• By 2040: 452,589 · +3.4%
• By 2050: 444,126 · +1.5%
• By 2075: 430,300 · -1.7%
• By 2100: 393,536 · -10.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.69)
• Race & ethnicity: White 45% Hispanic / Latino 30% Two or more races 17% Black 13% Native American 3% Asian 3% Pacific Islander 1%
• Hispanic origin (detail): Mexican 26% Puerto Rican 1%
• Common ancestry: Lithuanian 2% Romanian 2% Italian 2%
• Foreign-born: 10% · Canada
• Languages at home: 79% English-only · Spanish 16% Other Asian/Pacific 1% Other Indo-European 1%

Political lean MEDSL · Pinal

• 2024 margin: Strong R (+22.1) · D 38.5% · R 60.6%
• 2008→2024 swing: -7.6pp toward R · 2008: -14.5pp · 2024: -22.1pp
• All cycles: 2024: R+22.1 2020: R+17.3 2016: R+19.3 2012: R+17.1 2008: R+14.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -0.89%
• Current HPI: 258.1461
• Rent YoY: ▲ 1.78%
• Metro: Phoenix-Mesa-Chandler, AZ
• State GDP YoY: ▲ 4.54%
• F500 in state: 20

Industry mix (Fortune 500 HQ in AZ)

Industry	F500 HQs	Revenue
▸Technology	2	$13B
▸Mining / Metals	1	$23B
▸Environmental Services	1	$16B
▸Metals / Steel	1	$14B
▸Technology Distribution	1	$9B
▸Homebuilding	1	$8B

Price history

-80.4% since first listed

19 events — show timeline

• 2026-06-18 Sold (MLS) $340,000 ARMLS
• 2026-05-23 Pending — ARMLS
• 2026-04-24 Listed $350,000 ARMLS
• 2026-04-14 Sold (Public Records) $325,400 Public Records
• 2026-04-13 Sold (MLS) $325,400 ARMLS
• 2026-03-26 Pending — ARMLS
• 2026-03-12 Price Changed $384,990 ARMLS
• 2025-09-16 Listed $394,990 ARMLS
• 2018-12-31 Sold (MLS) $227,990 ARMLS
• 2018-11-29 Pending — ARMLS
• 2018-11-12 Price Changed $229,990 ARMLS
• 2018-11-12 Relisted — ARMLS
• 2018-10-01 Pending — ARMLS
• 2018-10-01 Listed $234,990 ARMLS
• 2018-09-30 Sold (MLS) $227,990 ARMLS
• 2018-09-04 Pending — ARMLS
• 2018-08-06 Listed $234,990 ARMLS
• 2016-07-15 Sold (Public Records) $7,565,325 Public Records
• 2009-12-30 Sold (Public Records) $1,736,190 Public Records

Property tax history

+22.8%/yr

Latest (2025): $1,952 · +3.2% YoY. Source: county tax records.