720 W Santa Maria St #59 · Santa Paula, CA 93060

$249,000

2 bd · 2.0 ba · 1,341 sqft · Manufactured public records · 18 Days on market

Built 1966 2,500 sqft lot $186/sqft · 9% below area Est $253k · at est.

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +25.6/30.0
• DSCR +8.5/10.0
• ARV discount +8.3/15.0
• 1% rule +6.7/10.0
• Livability +3.3/5.0
• Schools +3.0/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Must see it to believe it! Absolutely gorgeous, confortable, pride of ownership, many newer upgraders and so many features throughout. You will fall in love with this 2 bedroom, 2 bath immediately. The second bedroom has been converted into a craft room/Media room. Perfect for a couple who love comfort. If second bedroom is needed, it's easy to convert it back into a private bedroom. Open concept and most furniture and newer appliances are included. A/C unit. Entrance front porch with newer tile has been added into the gorgeous sun-room. Beautiful and newer appliances, refrigerator, gas stove top, convection oven, TV in kitchen, remodeled showers, toilets and newer tub in second bathroom. French doors. Laundry room with closet and storage areas. Some pocket doors, double Paine windows, newer curtains. Sliding door behind the master bedroom, from where you can admire the outstanding mountains right from a beautiful back porch which has been added for comfort and privacy, and just to have another place to hang out, sit and relax over your favorite drink. Newer paint inside and out. The stucco walls give the home a soothing and welcoming feel of a truly upgraded home. Tasteful landscaping. plenty of storage areas throughout. Welcome home in this gorgeous and well cared property. Easy access to Ventura. Very convenient location and close to many amenities. Must check at management before submitting an offer, must proof 3 times the space rent plus $100. Credit to be 680 or better. RV parking, pets are welcome, check with manager for pet restrictions. This is a Senior Park 55+ second resident can be 40years old. Ready for a new homeowner. Schedule your showing.

Key facts

• Sun-room
• Open concept
• A/c unit

Tags

• MEDIA ROOM
• OPEN CONCEPT
• A/C UNIT
• ENTRANCE FRONT PORCH
• SUN-ROOM
• NEWER APPLIANCES

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath manufactured listed at $249k.

Deal economics

• At list price, monthly cash flow is $589 ($7k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($3k rent vs $249k).
• Recommended offer: $245k (1.5% below list) — sets the bar for market timing.
• Cap rate 9.1% vs local median 1.9% in Santa Paula — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 66/100 on livability (#331 in CA) — a middle-class / working-renter tenant base. Strengths: health & safety A-, commute B+; Watch: schools D, amenities F, cost of living F.
• Santa Paula Unified (town): math 26% / reading 35% proficiency, ranked #1,004 of 1,400 in CA (top 72%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 67% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: 130 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals at typical pace (median 20d on market — plan ~3-4 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 1,759 units permitted in Ventura County in 2024 (1,196 in 5+ unit buildings).
• This rent runs 43% of the median local income ($81k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• Ventura County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 18 days — a 2% lower offer ($245k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 7y ago; this cycle's ask has dropped $31k (11%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: major flood risk; moderate wildfire risk; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $245,265 (1.5% below list)

Questions for the listing agent

1. Built in 1966 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.17% ✓
• Cap rate: 9.13%
• Cash-on-cash: 10.13%
• DSCR: 1.45
• GRM: 7.1

CMA / ARV

• ARV (median comp): $253,275
• List price: $249,000
• Delta: -1.69%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
720 W Santa Maria St #10	0.00mi	2/2.0	1,456 (+9%)	3mo	$310,000	$213	84
500 W Santa Maria St #30	0.35mi	2/2.0	1,344 (+0%)	1mo	$315,000	$234	82
500 W Santa Maria St #54	0.31mi	2/2.0	1,296 (-3%)	2mo	$263,000	$203	78
720 W Santa Maria St #36	0.09mi	2/2.0	1,344 (+0%)	21mo	$273,500	$203	78
500 W Santa Maria #43	0.38mi	2/2.0	1,248 (-7%)	5mo	$87,000	$70	67
720 W Santa Maria St #33	0.09mi	2/2.0	1,200 (-10%)	21mo	$197,000	$164	61
500 W Santa Maria St #1	0.35mi	2/2.0	1,488 (+11%)	6mo	$195,000	$131	60
500 W Santa Maria St #38	0.38mi	3/2.0 (+1)	1,356 (+1%)	21mo	$230,000	$170	58
500 W Santa Maria St #111	0.38mi	2/2.0	1,536 (+14%)	2mo	$215,000	$140	57
500 W Santa Maria St #52	0.34mi	2/2.0	1,248 (-7%)	22mo	$221,000	$177	54
500 W Santa Maria St #83	0.38mi	2/2.0	1,500 (+12%)	12mo	$209,000	$139	52
500 W Santa Maria St #85	0.31mi	2/2.0	1,152 (-14%)	19mo	$250,000	$217	46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -1.1%
• Equity multiple: 0.96×
• Total profit: $-2,806
• Equity at exit: $37,127

10-year hold

• IRR: 8.6%
• Equity multiple: 1.66×
• Total profit: $46,022
• Equity at exit: $21,529

Cash invested: $69,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 18 Strongly Tenant-Friendly
• State California: 18 Strongly Tenant-Friendly · D+13
• County: — inherits STATE
• City: — inherits STATE

AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

Methodology + full state rankings →

ZIP-level market 93060

• Active inventory: 130
• Price-to-rent: 7.1×

Monthly cashflow live

• Estimated rent: $2,923 high
• Mortgage (P&I): −$1,306
• Tax est. 1.5%: −$311 /mo · $3,735/yr
• Insurance: −$104
• HOA: −$0
• Vacancy / Maint / Mgmt: −$614
• Net cashflow: $589

Break-even live

Break-even rent $2,178

Max offer price $249,000

Occupancy floor 75%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $62,250
• Closing costs: $7,470
• Reserves months: —
• Total cash needed: —

Rent comps 5 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
325 Princeton St Santa Paula, CA	3.0	2.0	1197	$3,600	$3.01	44d	1	0.49mi
325 Princeton St Santa Paula, CA	3.0	2.0	1197	$3,600	$3.01	2d	1	0.49mi
200 W Main St Apt 7 Santa Paula, CA	2.0	1.0	900	$2,175	$2.42	19d	1	0.97mi
126 E Ventura St Unit F Santa Paula, CA	2.0	1.0	890	$2,350	$2.64	2d	1	1.00mi
180 Pleasant St Unit D Santa Paula, CA	2.0	1.0	980	$2,100	$2.14	44d	1	1.38mi

Listing history 26 events

1. 2026-06-18
   days on market $249,000 Active 18 DOM
2. 2026-06-17
   days on market $249,000 Active 17 DOM
3. 2026-06-16
   days on market $249,000 Active 16 DOM
4. 2026-06-15
   days on market $249,000 Active 15 DOM
5. 2026-06-13
   days on market $249,000 Active 13 DOM
6. 2026-06-13
   days on market $249,000 Active 12 DOM
7. 2026-06-10
   days on market $249,000 Active 10 DOM
8. 2026-06-09
   days on market $249,000 Active 9 DOM
9. 2026-06-08
   days on market $249,000 Active 8 DOM
10. 2026-06-07
    days on market $249,000 Active 7 DOM
11. 2026-06-05
    days on market $249,000 Active 4 DOM
12. 2026-06-03
    days on market $249,000 Active 3 DOM
13. 2026-06-02
    days on market $249,000 Active 2 DOM
14. 2026-06-01
    days on marketlisting id $249,000 Active 1 DOM
15. 2026-05-07
    price $249,000 1684-char remark

    Show marketing remark (1684 chars)

    Must see it to believe it! Absolutely gorgeous, confortable, pride of ownership, many newer upgraders and so many features throughout. You will fall in love with this 2 bedroom, 2 bath immediately. The second bedroom has been converted into a craft room/Media room. Perfect for a couple who love comfort. If second bedroom is needed, it's easy to convert it back into a private bedroom. Open concept and most furniture and newer appliances are included. A/C unit. Entrance front porch with newer tile has been added into the gorgeous sun-room. Beautiful and newer appliances, refrigerator, gas stove top, convection oven, TV in kitchen, remodeled showers, toilets and newer tub in second bathroom. French doors. Laundry room with closet and storage areas. Some pocket doors, double Paine windows, newer curtains. Sliding door behind the master bedroom, from where you can admire the outstanding mountains right from a beautiful back porch which has been added for comfort and privacy, and just to have another place to hang out, sit and relax over your favorite drink. Newer paint inside and out. The stucco walls give the home a soothing and welcoming feel of a truly upgraded home. Tasteful landscaping. plenty of storage areas throughout. Welcome home in this gorgeous and well cared property. Easy access to Ventura. Very convenient location and close to many amenities. Must check at management before submitting an offer, must proof 3 times the space rent plus $100. Credit to be 680 or better. RV parking, pets are welcome, check with manager for pet restrictions. This is a Senior Park 55+ second resident can be 40years old. Ready for a new homeowner. Schedule your showing.

16. 2026-04-16
    price $255,000 1684-char remark

    Show marketing remark (1684 chars)

    Must see it to believe it! Absolutely gorgeous, confortable, pride of ownership, many newer upgraders and so many features throughout. You will fall in love with this 2 bedroom, 2 bath immediately. The second bedroom has been converted into a craft room/Media room. Perfect for a couple who love comfort. If second bedroom is needed, it's easy to convert it back into a private bedroom. Open concept and most furniture and newer appliances are included. A/C unit. Entrance front porch with newer tile has been added into the gorgeous sun-room. Beautiful and newer appliances, refrigerator, gas stove top, convection oven, TV in kitchen, remodeled showers, toilets and newer tub in second bathroom. French doors. Laundry room with closet and storage areas. Some pocket doors, double Paine windows, newer curtains. Sliding door behind the master bedroom, from where you can admire the outstanding mountains right from a beautiful back porch which has been added for comfort and privacy, and just to have another place to hang out, sit and relax over your favorite drink. Newer paint inside and out. The stucco walls give the home a soothing and welcoming feel of a truly upgraded home. Tasteful landscaping. plenty of storage areas throughout. Welcome home in this gorgeous and well cared property. Easy access to Ventura. Very convenient location and close to many amenities. Must check at management before submitting an offer, must proof 3 times the space rent plus $100. Credit to be 680 or better. RV parking, pets are welcome, check with manager for pet restrictions. This is a Senior Park 55+ second resident can be 40years old. Ready for a new homeowner. Schedule your showing.

17. 2026-03-22
    price $265,000 1684-char remark

    Show marketing remark (1684 chars)

    Must see it to believe it! Absolutely gorgeous, confortable, pride of ownership, many newer upgraders and so many features throughout. You will fall in love with this 2 bedroom, 2 bath immediately. The second bedroom has been converted into a craft room/Media room. Perfect for a couple who love comfort. If second bedroom is needed, it's easy to convert it back into a private bedroom. Open concept and most furniture and newer appliances are included. A/C unit. Entrance front porch with newer tile has been added into the gorgeous sun-room. Beautiful and newer appliances, refrigerator, gas stove top, convection oven, TV in kitchen, remodeled showers, toilets and newer tub in second bathroom. French doors. Laundry room with closet and storage areas. Some pocket doors, double Paine windows, newer curtains. Sliding door behind the master bedroom, from where you can admire the outstanding mountains right from a beautiful back porch which has been added for comfort and privacy, and just to have another place to hang out, sit and relax over your favorite drink. Newer paint inside and out. The stucco walls give the home a soothing and welcoming feel of a truly upgraded home. Tasteful landscaping. plenty of storage areas throughout. Welcome home in this gorgeous and well cared property. Easy access to Ventura. Very convenient location and close to many amenities. Must check at management before submitting an offer, must proof 3 times the space rent plus $100. Credit to be 680 or better. RV parking, pets are welcome, check with manager for pet restrictions. This is a Senior Park 55+ second resident can be 40years old. Ready for a new homeowner. Schedule your showing.

18. 2026-02-05
    price $270,000 1684-char remark

    Show marketing remark (1684 chars)

    Must see it to believe it! Absolutely gorgeous, confortable, pride of ownership, many newer upgraders and so many features throughout. You will fall in love with this 2 bedroom, 2 bath immediately. The second bedroom has been converted into a craft room/Media room. Perfect for a couple who love comfort. If second bedroom is needed, it's easy to convert it back into a private bedroom. Open concept and most furniture and newer appliances are included. A/C unit. Entrance front porch with newer tile has been added into the gorgeous sun-room. Beautiful and newer appliances, refrigerator, gas stove top, convection oven, TV in kitchen, remodeled showers, toilets and newer tub in second bathroom. French doors. Laundry room with closet and storage areas. Some pocket doors, double Paine windows, newer curtains. Sliding door behind the master bedroom, from where you can admire the outstanding mountains right from a beautiful back porch which has been added for comfort and privacy, and just to have another place to hang out, sit and relax over your favorite drink. Newer paint inside and out. The stucco walls give the home a soothing and welcoming feel of a truly upgraded home. Tasteful landscaping. plenty of storage areas throughout. Welcome home in this gorgeous and well cared property. Easy access to Ventura. Very convenient location and close to many amenities. Must check at management before submitting an offer, must proof 3 times the space rent plus $100. Credit to be 680 or better. RV parking, pets are welcome, check with manager for pet restrictions. This is a Senior Park 55+ second resident can be 40years old. Ready for a new homeowner. Schedule your showing.

19. 2026-01-05
    price $275,000 1684-char remark

    Show marketing remark (1684 chars)

    Must see it to believe it! Absolutely gorgeous, confortable, pride of ownership, many newer upgraders and so many features throughout. You will fall in love with this 2 bedroom, 2 bath immediately. The second bedroom has been converted into a craft room/Media room. Perfect for a couple who love comfort. If second bedroom is needed, it's easy to convert it back into a private bedroom. Open concept and most furniture and newer appliances are included. A/C unit. Entrance front porch with newer tile has been added into the gorgeous sun-room. Beautiful and newer appliances, refrigerator, gas stove top, convection oven, TV in kitchen, remodeled showers, toilets and newer tub in second bathroom. French doors. Laundry room with closet and storage areas. Some pocket doors, double Paine windows, newer curtains. Sliding door behind the master bedroom, from where you can admire the outstanding mountains right from a beautiful back porch which has been added for comfort and privacy, and just to have another place to hang out, sit and relax over your favorite drink. Newer paint inside and out. The stucco walls give the home a soothing and welcoming feel of a truly upgraded home. Tasteful landscaping. plenty of storage areas throughout. Welcome home in this gorgeous and well cared property. Easy access to Ventura. Very convenient location and close to many amenities. Must check at management before submitting an offer, must proof 3 times the space rent plus $100. Credit to be 680 or better. RV parking, pets are welcome, check with manager for pet restrictions. This is a Senior Park 55+ second resident can be 40years old. Ready for a new homeowner. Schedule your showing.

20. 2025-11-07
    status Active 1684-char remark

    Show marketing remark (1684 chars)

    Must see it to believe it! Absolutely gorgeous, confortable, pride of ownership, many newer upgraders and so many features throughout. You will fall in love with this 2 bedroom, 2 bath immediately. The second bedroom has been converted into a craft room/Media room. Perfect for a couple who love comfort. If second bedroom is needed, it's easy to convert it back into a private bedroom. Open concept and most furniture and newer appliances are included. A/C unit. Entrance front porch with newer tile has been added into the gorgeous sun-room. Beautiful and newer appliances, refrigerator, gas stove top, convection oven, TV in kitchen, remodeled showers, toilets and newer tub in second bathroom. French doors. Laundry room with closet and storage areas. Some pocket doors, double Paine windows, newer curtains. Sliding door behind the master bedroom, from where you can admire the outstanding mountains right from a beautiful back porch which has been added for comfort and privacy, and just to have another place to hang out, sit and relax over your favorite drink. Newer paint inside and out. The stucco walls give the home a soothing and welcoming feel of a truly upgraded home. Tasteful landscaping. plenty of storage areas throughout. Welcome home in this gorgeous and well cared property. Easy access to Ventura. Very convenient location and close to many amenities. Must check at management before submitting an offer, must proof 3 times the space rent plus $100. Credit to be 680 or better. RV parking, pets are welcome, check with manager for pet restrictions. This is a Senior Park 55+ second resident can be 40years old. Ready for a new homeowner. Schedule your showing.

21. 2025-10-23
    historical Active Under Contract 1684-char remark

    Show marketing remark (1684 chars)

    Must see it to believe it! Absolutely gorgeous, confortable, pride of ownership, many newer upgraders and so many features throughout. You will fall in love with this 2 bedroom, 2 bath immediately. The second bedroom has been converted into a craft room/Media room. Perfect for a couple who love comfort. If second bedroom is needed, it's easy to convert it back into a private bedroom. Open concept and most furniture and newer appliances are included. A/C unit. Entrance front porch with newer tile has been added into the gorgeous sun-room. Beautiful and newer appliances, refrigerator, gas stove top, convection oven, TV in kitchen, remodeled showers, toilets and newer tub in second bathroom. French doors. Laundry room with closet and storage areas. Some pocket doors, double Paine windows, newer curtains. Sliding door behind the master bedroom, from where you can admire the outstanding mountains right from a beautiful back porch which has been added for comfort and privacy, and just to have another place to hang out, sit and relax over your favorite drink. Newer paint inside and out. The stucco walls give the home a soothing and welcoming feel of a truly upgraded home. Tasteful landscaping. plenty of storage areas throughout. Welcome home in this gorgeous and well cared property. Easy access to Ventura. Very convenient location and close to many amenities. Must check at management before submitting an offer, must proof 3 times the space rent plus $100. Credit to be 680 or better. RV parking, pets are welcome, check with manager for pet restrictions. This is a Senior Park 55+ second resident can be 40years old. Ready for a new homeowner. Schedule your showing.

22. 2025-10-01
    listed $280,000 Active 1684-char remark

    Show marketing remark (1684 chars)

    Must see it to believe it! Absolutely gorgeous, confortable, pride of ownership, many newer upgraders and so many features throughout. You will fall in love with this 2 bedroom, 2 bath immediately. The second bedroom has been converted into a craft room/Media room. Perfect for a couple who love comfort. If second bedroom is needed, it's easy to convert it back into a private bedroom. Open concept and most furniture and newer appliances are included. A/C unit. Entrance front porch with newer tile has been added into the gorgeous sun-room. Beautiful and newer appliances, refrigerator, gas stove top, convection oven, TV in kitchen, remodeled showers, toilets and newer tub in second bathroom. French doors. Laundry room with closet and storage areas. Some pocket doors, double Paine windows, newer curtains. Sliding door behind the master bedroom, from where you can admire the outstanding mountains right from a beautiful back porch which has been added for comfort and privacy, and just to have another place to hang out, sit and relax over your favorite drink. Newer paint inside and out. The stucco walls give the home a soothing and welcoming feel of a truly upgraded home. Tasteful landscaping. plenty of storage areas throughout. Welcome home in this gorgeous and well cared property. Easy access to Ventura. Very convenient location and close to many amenities. Must check at management before submitting an offer, must proof 3 times the space rent plus $100. Credit to be 680 or better. RV parking, pets are welcome, check with manager for pet restrictions. This is a Senior Park 55+ second resident can be 40years old. Ready for a new homeowner. Schedule your showing.

23. 2025-09-23
    historical $280,000 1684-char remark

    Show marketing remark (1684 chars)

    Must see it to believe it! Absolutely gorgeous, confortable, pride of ownership, many newer upgraders and so many features throughout. You will fall in love with this 2 bedroom, 2 bath immediately. The second bedroom has been converted into a craft room/Media room. Perfect for a couple who love comfort. If second bedroom is needed, it's easy to convert it back into a private bedroom. Open concept and most furniture and newer appliances are included. A/C unit. Entrance front porch with newer tile has been added into the gorgeous sun-room. Beautiful and newer appliances, refrigerator, gas stove top, convection oven, TV in kitchen, remodeled showers, toilets and newer tub in second bathroom. French doors. Laundry room with closet and storage areas. Some pocket doors, double Paine windows, newer curtains. Sliding door behind the master bedroom, from where you can admire the outstanding mountains right from a beautiful back porch which has been added for comfort and privacy, and just to have another place to hang out, sit and relax over your favorite drink. Newer paint inside and out. The stucco walls give the home a soothing and welcoming feel of a truly upgraded home. Tasteful landscaping. plenty of storage areas throughout. Welcome home in this gorgeous and well cared property. Easy access to Ventura. Very convenient location and close to many amenities. Must check at management before submitting an offer, must proof 3 times the space rent plus $100. Credit to be 680 or better. RV parking, pets are welcome, check with manager for pet restrictions. This is a Senior Park 55+ second resident can be 40years old. Ready for a new homeowner. Schedule your showing.

24. 2019-08-16
    historical
25. 2019-07-29
    historical Active Under Contract
26. 2019-06-25
    listed $140,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 6/10 Major FEMA zone X (unshaded) · 74% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 5/10 Major 7 d/yr ≥95°F today · 18 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 7/10 Severe 12 unhealthy d/yr today · 12 by 30 yrs out

Taxation est. · year 1

• Rental income: $35,082
• − Mortgage interest: −$13,948
• − Property taxes: −$3,735
• − Insurance: −$1,245
• − Repairs & maintenance: −$2,807
• − Management: −$2,807
• − Depreciation: −$7,244
• Taxable income: $3,297
• Est. tax owed @ 24.0%: −$791
• After-tax cash flow: $6,274/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Santa Paula Unified
• NCES district ID: 0601421
• Math proficiency: 26% ▲ 2.00%
• Reading proficiency: 35% ▲ 4.00%
• Median HH income: $51,933
• Composite: 29.6/100
• National rank: #11750
• State rank: #1004 of 1400 in CA

Livability — Santa Paula

• Score: 66/100
• State rank: #331
• US rank: #11320

Category grades

Amenities F Commute B+ Cost of living F Crime B- Employment B- Housing B- Health & safety A- User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Santa Paula, CA
• County: Ventura County · 829,955 people
• City population: 34,501
• Metro: Oxnard-Thousand Oaks-Ventura, CA
• Population (ZIP): 34,501
• Household income: $80,979
• Rent vs Own: 44.0% rent · 56.0% own
• Severe rent burden: 1317.0

Population outlook (Ventura County) Hauer SSP2

• Today (2025): 895,754 people
• By 2030: 912,134 · +1.8%
• By 2040: 931,454 · +4.0%
• By 2050: 934,609 · +4.3%
• By 2075: 924,899 · +3.3%
• By 2100: 864,712 · -3.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Hispanic (77%)
• Race & ethnicity: Hispanic / Latino 77% White 18% Two or more races 18% Black 1% Native American 1% Asian 1%
• Hispanic origin (detail): Mexican 75%
• Common ancestry: Lithuanian 1% Portuguese 1% Slovak 1%
• Foreign-born: 31% · Canada
• Languages at home: 37% English-only · Spanish 61%

Political lean MEDSL · Ventura

• 2024 margin: D (+15.1) · D 56.1% · R 41.0% · Other 2.9%
• 2008→2024 swing: +2.8pp toward D · 2008: 12.3pp · 2024: 15.1pp
• All cycles: 2024: D+15.1 2020: D+21.1 2016: D+16.8 2012: D+5.3 2008: D+12.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -942.94%
• Current HPI: 333.9105
• Rent YoY: —
• Metro: Oxnard-Thousand Oaks-Ventura, CA
• State GDP YoY: ▲ 3.21%
• F500 in state: 116

Industry mix (Fortune 500 HQ in CA)

Industry	F500 HQs	Revenue
▸Technology	27	$1,492B
▸Financial Services	3	$174B
▸Retail	3	$44B
▸Insurance	3	$26B
▸Media / Entertainment	2	$115B
▸Pharmaceuticals / Biotech	2	$62B

Price history

+77.9% since first listed

12 events — show timeline

• 2026-05-07 Price Changed $249,000 CRMLS
• 2026-04-16 Price Changed $255,000 CRMLS
• 2026-03-22 Price Changed $265,000 CRMLS
• 2026-02-05 Price Changed $270,000 CRMLS
• 2026-01-05 Price Changed $275,000 CRMLS
• 2025-11-07 Relisted — CRMLS
• 2025-10-23 Contingent — CRMLS
• 2025-10-01 Listed $280,000 CRMLS
• 2025-09-23 Coming Soon $280,000 CRMLS
• 2019-08-16 Listing Removed — CRMLS
• 2019-07-29 Contingent — CRMLS
• 2019-06-25 Listed $140,000 CRMLS

Property tax history

-5.9%/yr

Latest (2016): $37 · +2.8% YoY. Source: county tax records.