3768 Sweden Walker Rd · Clarkson, NY 14420

$175,000

3 bd · 1.0 ba · 1,270 sqft · SingleFamily public records · 1 Days on market

Built 1960 0.46 ac lot Est $246k · 29% under

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +17.8/30.0
• ARV discount +15.0/15.0
• 1% rule +5.8/10.0
• DSCR +5.6/10.0
• Schools +4.3/10.0
• Rent growth +3.2/5.0
• Livability +3.1/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks

Get Dad a home for Father's Day! Come see this 3-bedroom, 2-bath Ranch conveniently located near Route 104 and within the desirable Brockport Central School District. This home features an attached 2.5-car garage and a partially finished basement offering a dedicated laundry room, ample storage, and additional living space A cozy gas fireplace adds warmth and character to the home, while generator wiring provides added peace of mind and convenience. Additional features include low-maintenance vinyl siding, efficient gas boiler heat, public water and sewer, and several updated windows and flooring. Original hardwood floors are preserved beneath the existing carpet, offering the potential t

Key facts

• Attached garage
• Gas fireplace
• Generator wiring

Tags

• ATTACHED GARAGE
• PARTIALLY FINISHED BASEMENT
• DEDICATED LAUNDRY ROOM
• AMPLE STORAGE
• GAS FIREPLACE
• GENERATOR WIRING

Property features AI

Exterior

• Parking: Attached garage; Approximately 2.5 garage spaces
• Utilities: Public water available; Sewer connected; Cable available; High-speed internet available; Circuit breaker electric service
• Home design: Single-story existing home; Resale property
• Construction: Vinyl siding; Copper plumbing; Block foundation
• Exterior features: Blacktop driveway; Patio; Rectangular lot; Road frontage on a main thoroughfare; Lot dimensions approximately 100 x 200

Interior

• Kitchen: Electric oven; Electric range; Microwave; Dishwasher; Disposal
• Bedrooms: 3 main-level bedrooms
• Flooring: Carpet; Hardwood; Laminate; Varied flooring
• Bathrooms: 1 full bathroom (main level)
• Heating & cooling: Gas heating with forced air; Zoned heating and cooling
• Interior features: Ceiling fans; Entrance foyer; Eat-in kitchen; Programmable thermostat; Partially finished basement with sump pump; Recreation room
• Laundry & utility: Dryer; Gas water heater

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $175k.

Deal economics

• At list price, monthly cash flow is $145 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $175k).

Location & tenants

• Location reads 62/100 on livability (#864 in NY) — a middle-class / working-renter tenant base. Strengths: housing A+, employment B+, cost of living B; Watch: crime D+, schools F, amenities F.
• Brockport Central School District (town): math 45% / reading 55% proficiency, ranked #369 of 590 in NY (top 62%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents rising (+2.7%/yr); 79 active listings in the ZIP; solid renter incomes; 1,169 units permitted in Monroe County in 2024 (591 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Monroe County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

• Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
• 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $115k; list at $175k implies a 52% gain — meaningful room to come down on a strong offer.

Recommended offer $175,000

Questions for the listing agent

1. Built in 1960 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.08% ✓
• Cap rate: 7.29%
• Cash-on-cash: 3.56%
• DSCR: 1.16
• GRM: 7.7

CMA / ARV

• ARV (on-the-fly): $246,380
• Comps found: 3

Show comp detail 3 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
3780 Sweden Walker Rd	0.02mi	3/1.5	1,384 (+9%)	9mo	$270,000	$195	75
7661 W Ridge Rd	0.33mi	3/2.0	1,184 (-7%)	19mo	$230,000	$194	53
7608 W Ridge Rd	0.23mi	4/1.5 (+1)	1,460 (+15%)	23mo	$195,000	$134	38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.72% rent growth · sell at horizon

5-year hold

• IRR: -11.0%
• Equity multiple: 0.60×
• Total profit: $-19,514
• Equity at exit: $26,093

10-year hold

• IRR: -2.1%
• Equity multiple: 0.86×
• Total profit: $-6,775
• Equity at exit: $15,131

Cash invested: $49,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 15 Strongly Tenant-Friendly
• State New York: 15 Strongly Tenant-Friendly · D+10
• County: — inherits STATE
• City: — inherits STATE

NYC rent stabilization (~1M units); 2019 HSTPA strengthened tenant rights; courts deeply backlogged.

Methodology + full state rankings →

ZIP-level market 14420

• Home prices YoY: -10.6%
• Rents YoY: 2.7%
• Active inventory: 79
• Price-to-rent: 7.7×

Monthly cashflow live

• Estimated rent: $1,887 medium
• Mortgage (P&I): −$918
• Tax from tax record: −$355 /mo · $4,255/yr
• Insurance: −$73
• HOA: −$0
• Vacancy / Maint / Mgmt: −$396
• Net cashflow: $145

Break-even live

Break-even rent $1,703

Max offer price $175,000

Occupancy floor 87%

Sensitivity live

Price	-10% $244	-5% $195	+0% $145	+5% $96	+10% $46
Rent	-10% $-4	-5% $71	+0% $145	+5% $220	+10% $294
Rate	-1.0pp $234	-0.5pp $190	base $145	+0.5pp $100	+1.0pp $54

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $43,750
• Closing costs: $5,250
• Reserves months: —
• Total cash needed: —

Listing history 2 events

1. 2026-06-17
   remarks 699-char remark
2. 2026-06-17
   listed $175,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NY · Partial reset (capped growth)

• Current annual tax: $4,255 · $355/mo
• Projected year-2 tax: $4,255 · $355/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 2/10 Low 7 d/yr ≥95°F today · 15 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $22,643
• − Mortgage interest: −$9,803
• − Property taxes: −$4,255
• − Insurance: −$875
• − Repairs & maintenance: −$1,811
• − Management: −$1,811
• − Depreciation: −$5,091
• Taxable loss: −$1,004
• Est. tax savings @ 24.0%: +$241
• After-tax cash flow: $1,986/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Brockport Central School District
• NCES district ID: 3605580
• Math proficiency: 45% ▼ -14.00%
• Reading proficiency: 55% ▲ 1.00%
• Median HH income: $55,571
• Composite: 43.28/100
• National rank: #3044
• State rank: #369 of 590 in NY

Livability — Clarkson

• Score: 62/100
• State rank: #864
• US rank: #16642

Category grades

Amenities F Commute F Cost of living B Crime D+ Employment B+ Housing A+ Health & safety D- User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Monroe County · 674,131 people
• Metro: Rochester, NY
• Population (ZIP): 20,375
• Household income: $75,577
• Rent vs Own: 37.1% rent · 62.9% own
• Severe rent burden: 472.0

Population outlook (Monroe County) Hauer SSP2

• Today (2025): 759,460 people
• By 2030: 757,154 · -0.3%
• By 2040: 740,644 · -2.5%
• By 2050: 714,443 · -5.9%
• By 2075: 645,883 · -15.0%
• By 2100: 547,084 · -28.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (81%)
• Race & ethnicity: White 81% Hispanic / Latino 7% Black 5% Two or more races 5% Asian 2%
• Hispanic origin (detail): Puerto Rican 3%
• Common ancestry: Romanian 5% Lithuanian 2% Italian 2%
• Foreign-born: 5% · Canada, China, South Korea
• Languages at home: 90% English-only · Spanish 5% Other Indo-European 1% French/Haitian/Cajun 1%

Political lean MEDSL · Monroe

• 2024 margin: D (+19.1) · D 59.5% · R 40.5%
• 2008→2024 swing: +1.4pp toward D · 2008: 17.7pp · 2024: 19.1pp
• All cycles: 2024: D+19.1 2020: D+21.0 2016: D+14.1 2012: D+17.4 2008: D+17.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -31.08%
• Current HPI: 261.3695
• Rent YoY: ▲ 2.72%
• Metro: Rochester, NY
• State GDP YoY: ▲ 2.60%
• F500 in state: 92

Industry mix (Fortune 500 HQ in NY)

Industry	F500 HQs	Revenue
▸Financial Services	10	$950B
▸Consumer Goods	9	$162B
▸Insurance	4	$225B
▸Telecommunications	2	$144B
▸Pharmaceuticals	2	$112B
▸Media / Entertainment	2	$69B

Price history

+119.0% since first listed

8 events — show timeline

• 2026-06-16 Listed $175,000 UNYREIS
• 2025-11-10 Listing Removed — UNYREIS
• 2025-11-03 Listed $165,000 UNYREIS
• 2010-07-01 Sold (Public Records) $114,900 Public Records
• 2005-01-14 Sold (Public Records) $100,000 Public Records
• 2002-06-05 Sold (Public Records) $87,000 Public Records
• 2001-05-11 Sold (Public Records) $85,500 Public Records
• 1997-07-11 Sold (Public Records) $79,900 Public Records

Property tax history

+1.5%/yr

Latest (2025): $4,255 · +26.6% YoY. Source: county tax records.