6180 Shattuck Rd · Shields, MI 48603

$135,000

3 bd · 1.0 ba · 1,650 sqft · SingleFamily public records · 91 Days on market

Built 1870 0.61 ac lot $82/sqft · 50% below area Est $267k · 50% under ↓ 18% since listing

---

Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +20.3/30.0
• ARV discount +15.0/15.0
• DSCR +6.4/10.0
• 1% rule +5.4/10.0
• Rent growth +4.4/5.0
• Livability +4.0/5.0
• Schools +3.1/10.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

If only walls can talk! The stories would likely be endless with this 1870's farmhouse that has seen more than 150 years of change in Saginaw Township. From its unique craftsmanship and brick work to the outbuildings that pay homage to the original farmstead, the character here is endless. The four bedroom home has withstood the test of time and with a little elbow grease and the touches of its next owner, it'll likely have another few centuries of memories formed within the walls. The home features a three seasons room on the front, a large family room, dining room and spacious kitchen. Two of the bedrooms are on the second floor, there's two on the first and the basement has plenty of storage and future potential. Outside, the 26x42 pole building is set up for a shop, with 220 electrical service and three overhead doors. Another 26x12 shed is great for cold storage and there's even the old horse stall that provides coverage for toys from the elements. Be the next owner of this great, historic home, and with a few personal touches, one of Saginaw Township's oldest homes will continue on!

Key facts

• Unique craftsmanship
• Large family room
• Outbuildings

Tags

• UNIQUE CRAFTSMANSHIP
• BRICK WORK
• OUTBUILDINGS
• THREE SEASONS ROOM
• LARGE FAMILY ROOM
• DINING ROOM

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $135k.

Deal economics

• At list price, monthly cash flow is $172 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $135k).
• Recommended offer: $123k (9.0% below list) — sets the bar for market timing.
• Cap rate 7.8% vs local median 4.5% in Shields — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 81/100 on livability (#59 in MI, #1,310 nationally) — a professional / high-income tenant draw. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities F, commute F.
• Saginaw Township Community Schools (suburban): math 27% / reading 45% proficiency, ranked #265 of 540 in MI (top 49%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents rising fast (+7.7%/yr); 162 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 154 units permitted in Saginaw County in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $933 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Saginaw County population projected at -25% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (-3.0% appreciation + 7.7% rent growth), your $38k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

• It's been on market 91 days — a 9% lower offer ($123k) is reasonable based on typical stale-listing flexibility.
• 24 sale attempts since 25y ago; this cycle's ask has dropped $140k (51%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $100k; 35% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Watch-outs: built in 1870 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $122,850 (9.0% below list)

Questions for the listing agent

1. It's been on market 91 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
2. Built in 1870 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.04% ✓
• Cap rate: 7.82%
• Cash-on-cash: 5.47%
• DSCR: 1.24
• GRM: 8.0

CMA / ARV

• ARV (median comp): $267,492
• List price: $135,000
• Delta: -49.53%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
6180 Shattuck Rd	0.00mi	4/1.0 (+1)	1,650 (0%)	1mo	$138,500	$84	94
3137 Sundown Ln	0.31mi	3/2.0	1,631 (-1%)	10mo	$252,500	$155	71
2609 Granada Dr	0.49mi	3/2.0	1,696 (+3%)	10mo	$234,000	$138	60
2911 Makenna St	0.50mi	3/2.0	1,711 (+4%)	8mo	$499,050	$292	59
3460 Lawndale Rd	0.46mi	2/1.0 (-1)	1,561 (-5%)	10mo	$210,000	$135	56
2944 Makenna St	0.46mi	3/2.0	1,844 (+12%)	1mo	$499,900	$271	54
3329 Mannion Rd	0.71mi	3/1.5	1,634 (-1%)	11mo	$255,000	$156	54
2611 Chapel Dr	0.75mi	3/2.0	1,610 (-2%)	8mo	$227,000	$141	51
2975 Wieneke Rd	0.42mi	3/1.5	1,485 (-10%)	13mo	$180,000	$121	51
2309 Milford Dr	0.72mi	3/2.5	1,661 (+1%)	11mo	$248,000	$149	50
6328 Paddock Ln	0.41mi	3/2.0	1,408 (-15%)	5mo	$240,000	$170	48
3066 Winston Dr	0.48mi	4/1.0 (+1)	1,488 (-10%)	13mo	$165,000	$111	45

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 7.71% rent growth · sell at horizon

5-year hold

• IRR: -2.6%
• Equity multiple: 0.90×
• Total profit: $-3,928
• Equity at exit: $20,129

10-year hold

• IRR: 11.7%
• Equity multiple: 2.12×
• Total profit: $42,241
• Equity at exit: $11,672

Cash invested: $37,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Michigan: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

7-day pay-or-quit; mixed climate; Detroit/AA have some protections.

Methodology + full state rankings →

ZIP-level market 48603

• Rents YoY: 7.7%
• Active inventory: 162
• Price-to-rent: 8.0×

Monthly cashflow live

• Estimated rent: $1,400 medium
• Mortgage (P&I): −$708
• Tax from tax record: −$170 /mo · $2,035/yr
• Insurance: −$56
• HOA: −$0
• Vacancy / Maint / Mgmt: −$294
• Net cashflow: $172

Break-even live

Break-even rent $1,182

Max offer price $135,000

Occupancy floor 83%

Sensitivity live

Price	-10% $249	-5% $211	+0% $172	+5% $134	+10% $96
Rent	-10% $62	-5% $117	+0% $172	+5% $228	+10% $283
Rate	-1.0pp $240	-0.5pp $207	base $172	+0.5pp $137	+1.0pp $102

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $33,750
• Closing costs: $4,050
• Reserves months: —
• Total cash needed: —

Rent comps 2 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
4250 Lakeview W Saginaw, MI	3.0	2.0	1568	$1,424	$0.91	44d	1	1.18mi
4509 Longmeadow Blvd W Saginaw, MI	2.0–3.0	1.0–2.0	1056	$1,199	$1.14	44d	1	1.46mi

Listing history 50 events

1. 2026-05-07
   status Pending 1105-char remark

   Show marketing remark (1105 chars)

   If only walls can talk! The stories would likely be endless with this 1870's farmhouse that has seen more than 150 years of change in Saginaw Township. From its unique craftsmanship and brick work to the outbuildings that pay homage to the original farmstead, the character here is endless. The four bedroom home has withstood the test of time and with a little elbow grease and the touches of its next owner, it'll likely have another few centuries of memories formed within the walls. The home features a three seasons room on the front, a large family room, dining room and spacious kitchen. Two of the bedrooms are on the second floor, there's two on the first and the basement has plenty of storage and future potential. Outside, the 26x42 pole building is set up for a shop, with 220 electrical service and three overhead doors. Another 26x12 shed is great for cold storage and there's even the old horse stall that provides coverage for toys from the elements. Be the next owner of this great, historic home, and with a few personal touches, one of Saginaw Township's oldest homes will continue on!

2. 2026-05-07
   status Pending 1105-char remark

   Show marketing remark (1105 chars)

   If only walls can talk! The stories would likely be endless with this 1870's farmhouse that has seen more than 150 years of change in Saginaw Township. From its unique craftsmanship and brick work to the outbuildings that pay homage to the original farmstead, the character here is endless. The four bedroom home has withstood the test of time and with a little elbow grease and the touches of its next owner, it'll likely have another few centuries of memories formed within the walls. The home features a three seasons room on the front, a large family room, dining room and spacious kitchen. Two of the bedrooms are on the second floor, there's two on the first and the basement has plenty of storage and future potential. Outside, the 26x42 pole building is set up for a shop, with 220 electrical service and three overhead doors. Another 26x12 shed is great for cold storage and there's even the old horse stall that provides coverage for toys from the elements. Be the next owner of this great, historic home, and with a few personal touches, one of Saginaw Township's oldest homes will continue on!

3. 2026-05-06
   price $135,000 1105-char remark

   Show marketing remark (1105 chars)

   If only walls can talk! The stories would likely be endless with this 1870's farmhouse that has seen more than 150 years of change in Saginaw Township. From its unique craftsmanship and brick work to the outbuildings that pay homage to the original farmstead, the character here is endless. The four bedroom home has withstood the test of time and with a little elbow grease and the touches of its next owner, it'll likely have another few centuries of memories formed within the walls. The home features a three seasons room on the front, a large family room, dining room and spacious kitchen. Two of the bedrooms are on the second floor, there's two on the first and the basement has plenty of storage and future potential. Outside, the 26x42 pole building is set up for a shop, with 220 electrical service and three overhead doors. Another 26x12 shed is great for cold storage and there's even the old horse stall that provides coverage for toys from the elements. Be the next owner of this great, historic home, and with a few personal touches, one of Saginaw Township's oldest homes will continue on!

4. 2026-05-06
   price $135,000 1105-char remark

   Show marketing remark (1105 chars)

   If only walls can talk! The stories would likely be endless with this 1870's farmhouse that has seen more than 150 years of change in Saginaw Township. From its unique craftsmanship and brick work to the outbuildings that pay homage to the original farmstead, the character here is endless. The four bedroom home has withstood the test of time and with a little elbow grease and the touches of its next owner, it'll likely have another few centuries of memories formed within the walls. The home features a three seasons room on the front, a large family room, dining room and spacious kitchen. Two of the bedrooms are on the second floor, there's two on the first and the basement has plenty of storage and future potential. Outside, the 26x42 pole building is set up for a shop, with 220 electrical service and three overhead doors. Another 26x12 shed is great for cold storage and there's even the old horse stall that provides coverage for toys from the elements. Be the next owner of this great, historic home, and with a few personal touches, one of Saginaw Township's oldest homes will continue on!

5. 2026-05-01
   price $143,900 1105-char remark

   Show marketing remark (1105 chars)

   If only walls can talk! The stories would likely be endless with this 1870's farmhouse that has seen more than 150 years of change in Saginaw Township. From its unique craftsmanship and brick work to the outbuildings that pay homage to the original farmstead, the character here is endless. The four bedroom home has withstood the test of time and with a little elbow grease and the touches of its next owner, it'll likely have another few centuries of memories formed within the walls. The home features a three seasons room on the front, a large family room, dining room and spacious kitchen. Two of the bedrooms are on the second floor, there's two on the first and the basement has plenty of storage and future potential. Outside, the 26x42 pole building is set up for a shop, with 220 electrical service and three overhead doors. Another 26x12 shed is great for cold storage and there's even the old horse stall that provides coverage for toys from the elements. Be the next owner of this great, historic home, and with a few personal touches, one of Saginaw Township's oldest homes will continue on!

6. 2026-04-30
   price $143,900 1105-char remark

   Show marketing remark (1105 chars)

   If only walls can talk! The stories would likely be endless with this 1870's farmhouse that has seen more than 150 years of change in Saginaw Township. From its unique craftsmanship and brick work to the outbuildings that pay homage to the original farmstead, the character here is endless. The four bedroom home has withstood the test of time and with a little elbow grease and the touches of its next owner, it'll likely have another few centuries of memories formed within the walls. The home features a three seasons room on the front, a large family room, dining room and spacious kitchen. Two of the bedrooms are on the second floor, there's two on the first and the basement has plenty of storage and future potential. Outside, the 26x42 pole building is set up for a shop, with 220 electrical service and three overhead doors. Another 26x12 shed is great for cold storage and there's even the old horse stall that provides coverage for toys from the elements. Be the next owner of this great, historic home, and with a few personal touches, one of Saginaw Township's oldest homes will continue on!

7. 2026-04-26
   price $149,900 1105-char remark

   Show marketing remark (1105 chars)

   If only walls can talk! The stories would likely be endless with this 1870's farmhouse that has seen more than 150 years of change in Saginaw Township. From its unique craftsmanship and brick work to the outbuildings that pay homage to the original farmstead, the character here is endless. The four bedroom home has withstood the test of time and with a little elbow grease and the touches of its next owner, it'll likely have another few centuries of memories formed within the walls. The home features a three seasons room on the front, a large family room, dining room and spacious kitchen. Two of the bedrooms are on the second floor, there's two on the first and the basement has plenty of storage and future potential. Outside, the 26x42 pole building is set up for a shop, with 220 electrical service and three overhead doors. Another 26x12 shed is great for cold storage and there's even the old horse stall that provides coverage for toys from the elements. Be the next owner of this great, historic home, and with a few personal touches, one of Saginaw Township's oldest homes will continue on!

8. 2026-04-25
   price $149,900 1105-char remark

   Show marketing remark (1105 chars)

   If only walls can talk! The stories would likely be endless with this 1870's farmhouse that has seen more than 150 years of change in Saginaw Township. From its unique craftsmanship and brick work to the outbuildings that pay homage to the original farmstead, the character here is endless. The four bedroom home has withstood the test of time and with a little elbow grease and the touches of its next owner, it'll likely have another few centuries of memories formed within the walls. The home features a three seasons room on the front, a large family room, dining room and spacious kitchen. Two of the bedrooms are on the second floor, there's two on the first and the basement has plenty of storage and future potential. Outside, the 26x42 pole building is set up for a shop, with 220 electrical service and three overhead doors. Another 26x12 shed is great for cold storage and there's even the old horse stall that provides coverage for toys from the elements. Be the next owner of this great, historic home, and with a few personal touches, one of Saginaw Township's oldest homes will continue on!

9. 2026-04-11
   price $159,900 1105-char remark

   Show marketing remark (1105 chars)

   If only walls can talk! The stories would likely be endless with this 1870's farmhouse that has seen more than 150 years of change in Saginaw Township. From its unique craftsmanship and brick work to the outbuildings that pay homage to the original farmstead, the character here is endless. The four bedroom home has withstood the test of time and with a little elbow grease and the touches of its next owner, it'll likely have another few centuries of memories formed within the walls. The home features a three seasons room on the front, a large family room, dining room and spacious kitchen. Two of the bedrooms are on the second floor, there's two on the first and the basement has plenty of storage and future potential. Outside, the 26x42 pole building is set up for a shop, with 220 electrical service and three overhead doors. Another 26x12 shed is great for cold storage and there's even the old horse stall that provides coverage for toys from the elements. Be the next owner of this great, historic home, and with a few personal touches, one of Saginaw Township's oldest homes will continue on!

10. 2026-04-10
    price $159,900 1105-char remark

    Show marketing remark (1105 chars)

    If only walls can talk! The stories would likely be endless with this 1870's farmhouse that has seen more than 150 years of change in Saginaw Township. From its unique craftsmanship and brick work to the outbuildings that pay homage to the original farmstead, the character here is endless. The four bedroom home has withstood the test of time and with a little elbow grease and the touches of its next owner, it'll likely have another few centuries of memories formed within the walls. The home features a three seasons room on the front, a large family room, dining room and spacious kitchen. Two of the bedrooms are on the second floor, there's two on the first and the basement has plenty of storage and future potential. Outside, the 26x42 pole building is set up for a shop, with 220 electrical service and three overhead doors. Another 26x12 shed is great for cold storage and there's even the old horse stall that provides coverage for toys from the elements. Be the next owner of this great, historic home, and with a few personal touches, one of Saginaw Township's oldest homes will continue on!

11. 2026-02-23
    price $164,900 1105-char remark

    Show marketing remark (1105 chars)

    If only walls can talk! The stories would likely be endless with this 1870's farmhouse that has seen more than 150 years of change in Saginaw Township. From its unique craftsmanship and brick work to the outbuildings that pay homage to the original farmstead, the character here is endless. The four bedroom home has withstood the test of time and with a little elbow grease and the touches of its next owner, it'll likely have another few centuries of memories formed within the walls. The home features a three seasons room on the front, a large family room, dining room and spacious kitchen. Two of the bedrooms are on the second floor, there's two on the first and the basement has plenty of storage and future potential. Outside, the 26x42 pole building is set up for a shop, with 220 electrical service and three overhead doors. Another 26x12 shed is great for cold storage and there's even the old horse stall that provides coverage for toys from the elements. Be the next owner of this great, historic home, and with a few personal touches, one of Saginaw Township's oldest homes will continue on!

12. 2026-02-23
    price $164,900 1105-char remark

    Show marketing remark (1105 chars)

    If only walls can talk! The stories would likely be endless with this 1870's farmhouse that has seen more than 150 years of change in Saginaw Township. From its unique craftsmanship and brick work to the outbuildings that pay homage to the original farmstead, the character here is endless. The four bedroom home has withstood the test of time and with a little elbow grease and the touches of its next owner, it'll likely have another few centuries of memories formed within the walls. The home features a three seasons room on the front, a large family room, dining room and spacious kitchen. Two of the bedrooms are on the second floor, there's two on the first and the basement has plenty of storage and future potential. Outside, the 26x42 pole building is set up for a shop, with 220 electrical service and three overhead doors. Another 26x12 shed is great for cold storage and there's even the old horse stall that provides coverage for toys from the elements. Be the next owner of this great, historic home, and with a few personal touches, one of Saginaw Township's oldest homes will continue on!

13. 2026-02-10
    status Active 1105-char remark

    Show marketing remark (1105 chars)

    If only walls can talk! The stories would likely be endless with this 1870's farmhouse that has seen more than 150 years of change in Saginaw Township. From its unique craftsmanship and brick work to the outbuildings that pay homage to the original farmstead, the character here is endless. The four bedroom home has withstood the test of time and with a little elbow grease and the touches of its next owner, it'll likely have another few centuries of memories formed within the walls. The home features a three seasons room on the front, a large family room, dining room and spacious kitchen. Two of the bedrooms are on the second floor, there's two on the first and the basement has plenty of storage and future potential. Outside, the 26x42 pole building is set up for a shop, with 220 electrical service and three overhead doors. Another 26x12 shed is great for cold storage and there's even the old horse stall that provides coverage for toys from the elements. Be the next owner of this great, historic home, and with a few personal touches, one of Saginaw Township's oldest homes will continue on!

14. 2026-02-10
    status Active 1105-char remark

    Show marketing remark (1105 chars)

    If only walls can talk! The stories would likely be endless with this 1870's farmhouse that has seen more than 150 years of change in Saginaw Township. From its unique craftsmanship and brick work to the outbuildings that pay homage to the original farmstead, the character here is endless. The four bedroom home has withstood the test of time and with a little elbow grease and the touches of its next owner, it'll likely have another few centuries of memories formed within the walls. The home features a three seasons room on the front, a large family room, dining room and spacious kitchen. Two of the bedrooms are on the second floor, there's two on the first and the basement has plenty of storage and future potential. Outside, the 26x42 pole building is set up for a shop, with 220 electrical service and three overhead doors. Another 26x12 shed is great for cold storage and there's even the old horse stall that provides coverage for toys from the elements. Be the next owner of this great, historic home, and with a few personal touches, one of Saginaw Township's oldest homes will continue on!

15. 2026-02-03
    status Pending 1105-char remark

    Show marketing remark (1105 chars)

    If only walls can talk! The stories would likely be endless with this 1870's farmhouse that has seen more than 150 years of change in Saginaw Township. From its unique craftsmanship and brick work to the outbuildings that pay homage to the original farmstead, the character here is endless. The four bedroom home has withstood the test of time and with a little elbow grease and the touches of its next owner, it'll likely have another few centuries of memories formed within the walls. The home features a three seasons room on the front, a large family room, dining room and spacious kitchen. Two of the bedrooms are on the second floor, there's two on the first and the basement has plenty of storage and future potential. Outside, the 26x42 pole building is set up for a shop, with 220 electrical service and three overhead doors. Another 26x12 shed is great for cold storage and there's even the old horse stall that provides coverage for toys from the elements. Be the next owner of this great, historic home, and with a few personal touches, one of Saginaw Township's oldest homes will continue on!

16. 2026-02-03
    status Pending 1105-char remark

    Show marketing remark (1105 chars)

    If only walls can talk! The stories would likely be endless with this 1870's farmhouse that has seen more than 150 years of change in Saginaw Township. From its unique craftsmanship and brick work to the outbuildings that pay homage to the original farmstead, the character here is endless. The four bedroom home has withstood the test of time and with a little elbow grease and the touches of its next owner, it'll likely have another few centuries of memories formed within the walls. The home features a three seasons room on the front, a large family room, dining room and spacious kitchen. Two of the bedrooms are on the second floor, there's two on the first and the basement has plenty of storage and future potential. Outside, the 26x42 pole building is set up for a shop, with 220 electrical service and three overhead doors. Another 26x12 shed is great for cold storage and there's even the old horse stall that provides coverage for toys from the elements. Be the next owner of this great, historic home, and with a few personal touches, one of Saginaw Township's oldest homes will continue on!

17. 2026-01-30
    price $174,900 1105-char remark

    Show marketing remark (1105 chars)

    If only walls can talk! The stories would likely be endless with this 1870's farmhouse that has seen more than 150 years of change in Saginaw Township. From its unique craftsmanship and brick work to the outbuildings that pay homage to the original farmstead, the character here is endless. The four bedroom home has withstood the test of time and with a little elbow grease and the touches of its next owner, it'll likely have another few centuries of memories formed within the walls. The home features a three seasons room on the front, a large family room, dining room and spacious kitchen. Two of the bedrooms are on the second floor, there's two on the first and the basement has plenty of storage and future potential. Outside, the 26x42 pole building is set up for a shop, with 220 electrical service and three overhead doors. Another 26x12 shed is great for cold storage and there's even the old horse stall that provides coverage for toys from the elements. Be the next owner of this great, historic home, and with a few personal touches, one of Saginaw Township's oldest homes will continue on!

18. 2026-01-29
    price $174,900 1105-char remark

    Show marketing remark (1105 chars)

    If only walls can talk! The stories would likely be endless with this 1870's farmhouse that has seen more than 150 years of change in Saginaw Township. From its unique craftsmanship and brick work to the outbuildings that pay homage to the original farmstead, the character here is endless. The four bedroom home has withstood the test of time and with a little elbow grease and the touches of its next owner, it'll likely have another few centuries of memories formed within the walls. The home features a three seasons room on the front, a large family room, dining room and spacious kitchen. Two of the bedrooms are on the second floor, there's two on the first and the basement has plenty of storage and future potential. Outside, the 26x42 pole building is set up for a shop, with 220 electrical service and three overhead doors. Another 26x12 shed is great for cold storage and there's even the old horse stall that provides coverage for toys from the elements. Be the next owner of this great, historic home, and with a few personal touches, one of Saginaw Township's oldest homes will continue on!

19. 2026-01-29
    listed $274,900 Active 1105-char remark

    Show marketing remark (1105 chars)

    If only walls can talk! The stories would likely be endless with this 1870's farmhouse that has seen more than 150 years of change in Saginaw Township. From its unique craftsmanship and brick work to the outbuildings that pay homage to the original farmstead, the character here is endless. The four bedroom home has withstood the test of time and with a little elbow grease and the touches of its next owner, it'll likely have another few centuries of memories formed within the walls. The home features a three seasons room on the front, a large family room, dining room and spacious kitchen. Two of the bedrooms are on the second floor, there's two on the first and the basement has plenty of storage and future potential. Outside, the 26x42 pole building is set up for a shop, with 220 electrical service and three overhead doors. Another 26x12 shed is great for cold storage and there's even the old horse stall that provides coverage for toys from the elements. Be the next owner of this great, historic home, and with a few personal touches, one of Saginaw Township's oldest homes will continue on!

20. 2026-01-29
    listed $274,900 Active 1105-char remark

    Show marketing remark (1105 chars)

    If only walls can talk! The stories would likely be endless with this 1870's farmhouse that has seen more than 150 years of change in Saginaw Township. From its unique craftsmanship and brick work to the outbuildings that pay homage to the original farmstead, the character here is endless. The four bedroom home has withstood the test of time and with a little elbow grease and the touches of its next owner, it'll likely have another few centuries of memories formed within the walls. The home features a three seasons room on the front, a large family room, dining room and spacious kitchen. Two of the bedrooms are on the second floor, there's two on the first and the basement has plenty of storage and future potential. Outside, the 26x42 pole building is set up for a shop, with 220 electrical service and three overhead doors. Another 26x12 shed is great for cold storage and there's even the old horse stall that provides coverage for toys from the elements. Be the next owner of this great, historic home, and with a few personal touches, one of Saginaw Township's oldest homes will continue on!

21. 2024-01-08
    historical
22. 2024-01-08
    historical
23. 2023-12-21
    price $137,500
24. 2023-12-21
    price $137,500
25. 2023-12-20
    price $137,500
26. 2023-12-19
    status Active
27. 2023-12-19
    status Active
28. 2023-12-15
    historical Contingent - Continue To Show
29. 2023-12-15
    historical Keep Showing-Contgcy Appl
30. 2023-11-29
    status Active
31. 2023-11-28
    status Active
32. 2023-11-27
    status Pending
33. 2023-11-27
    status Pending
34. 2023-11-20
    status Active
35. 2023-11-20
    status Active
36. 2023-11-16
    status Pending
37. 2023-11-16
    status Pending
38. 2023-11-10
    price $139,900
39. 2023-11-09
    price $139,900
40. 2023-11-09
    price $139,900
41. 2023-11-01
    price $145,900
42. 2023-10-31
    price $145,900
43. 2023-10-31
    price $145,900
44. 2023-10-19
    price $154,900
45. 2023-10-18
    price $154,900
46. 2023-10-18
    price $154,900
47. 2023-10-12
    listed $159,900 Active
48. 2023-10-12
    listed $159,900 Active
49. 2020-10-30
    soldstatus $99,750 Sold
50. 2020-10-30
    soldstatus $99,750 Closed

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MI · Partial reset (capped growth)

• Current annual tax: $2,035 · $170/mo
• Projected year-2 tax: $2,057 · $171/mo
• Expected delta: +$22/yr (+$2/mo · 1.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 2/10 Low 7 d/yr ≥98°F today · 14 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $16,802
• − Mortgage interest: −$7,562
• − Property taxes: −$2,035
• − Insurance: −$675
• − Repairs & maintenance: −$1,344
• − Management: −$1,344
• − Depreciation: −$3,927
• Taxable loss: −$86
• Est. tax savings @ 24.0%: +$21
• After-tax cash flow: $2,088/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Saginaw Township Community Schools
• NCES district ID: 2630450
• Math proficiency: 27% ▼ -9.00%
• Reading proficiency: 45% ▼ -4.00%
• Median HH income: $48,971
• Composite: 31.01/100
• National rank: #6094
• State rank: #265 of 540 in MI

Livability — Shields

• Score: 81/100
• State rank: #59
• US rank: #1310

Category grades

Amenities F Commute F Cost of living A+ Crime B Employment A Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Saginaw County · 54,884 people
• Metro: Saginaw, MI
• Population (ZIP): 27,757
• Household income: $66,352
• Rent vs Own: 33.1% rent · 66.9% own
• Severe rent burden: 1106.0

Population outlook (Saginaw County) Hauer SSP2

• Today (2025): 180,568 people
• By 2030: 172,302 · -4.6%
• By 2040: 153,919 · -14.8%
• By 2050: 135,519 · -24.9%
• By 2075: 97,199 · -46.2%
• By 2100: 65,037 · -64.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (70%)
• Race & ethnicity: White 70% Black 12% Hispanic / Latino 10% Asian 5% Two or more races 5%
• Hispanic origin (detail): Mexican 8%
• Common ancestry: Romanian 8% Lithuanian 7% Slovak 3%
• Foreign-born: 6% · Canada, China
• Languages at home: 93% English-only · Other Indo-European 3% Spanish 2% Other Asian/Pacific 1%

Political lean MEDSL · Saginaw

• 2024 margin: Toss-up / Even · D 47.7% · R 51.0% · Other 1.4%
• 2008→2024 swing: -20.6pp toward R · 2008: 17.3pp · 2024: -3.3pp
• All cycles: 2024: R+3.3 2020: D+0.3 2016: R+1.1 2012: D+11.9 2008: D+17.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -103.35%
• Current HPI: 152.7507
• Rent YoY: ▲ 7.71%
• Metro: Saginaw, MI
• State GDP YoY: ▲ 1.37%
• F500 in state: 28

Industry mix (Fortune 500 HQ in MI)

Industry	F500 HQs	Revenue
▸Automotive Parts	3	$48B
▸Automotive	2	$372B
▸Chemicals	1	$45B
▸Automotive Retail	1	$29B
▸Healthcare / Medical Devices	1	$23B
▸Automotive Technology	1	$20B

Price history

-18.1% since first listed

73 events — show timeline

• 2026-05-07 Pending — MiRealSource-MiMLS
• 2026-05-07 Pending — REALCOMP
• 2026-05-06 Price Changed $135,000 MiRealSource-MiMLS
• 2026-05-06 Price Changed $135,000 REALCOMP
• 2026-05-01 Price Changed $143,900 MiRealSource-MiMLS
• 2026-04-30 Price Changed $143,900 REALCOMP
• 2026-04-26 Price Changed $149,900 MiRealSource-MiMLS
• 2026-04-25 Price Changed $149,900 REALCOMP
• 2026-04-11 Price Changed $159,900 MiRealSource-MiMLS
• 2026-04-10 Price Changed $159,900 REALCOMP
• 2026-02-23 Price Changed $164,900 MiRealSource-MiMLS
• 2026-02-23 Price Changed $164,900 REALCOMP
• 2026-02-10 Relisted — MiRealSource-MiMLS
• 2026-02-10 Relisted — REALCOMP
• 2026-02-03 Pending — REALCOMP
• 2026-02-03 Pending — MiRealSource-MiMLS
• 2026-01-30 Price Changed $174,900 MiRealSource-MiMLS
• 2026-01-29 Price Changed $174,900 REALCOMP
• 2026-01-29 Listed $274,900 REALCOMP
• 2026-01-29 Listed $274,900 MiRealSource-MiMLS
• 2024-01-08 Listing Removed — MiRealSource-MiMLS
• 2024-01-08 Listing Removed — REALCOMP
• 2023-12-21 Price Changed $137,500 MiRealSource-MiMLS
• 2023-12-21 Price Changed $137,500 REALCOMP
• 2023-12-20 Price Changed $137,500 SW Michigan MLS
• 2023-12-19 Relisted — REALCOMP
• 2023-12-19 Relisted — MiRealSource-MiMLS
• 2023-12-15 Contingent — REALCOMP
• 2023-12-15 Contingent — MiRealSource-MiMLS
• 2023-11-29 Relisted — REALCOMP
• 2023-11-28 Relisted — MiRealSource-MiMLS
• 2023-11-27 Pending — REALCOMP
• 2023-11-27 Pending — MiRealSource-MiMLS
• 2023-11-20 Relisted — REALCOMP
• 2023-11-20 Relisted — MiRealSource-MiMLS
• 2023-11-16 Pending — MiRealSource-MiMLS
• 2023-11-16 Pending — REALCOMP
• 2023-11-10 Price Changed $139,900 MiRealSource-MiMLS
• 2023-11-09 Price Changed $139,900 REALCOMP
• 2023-11-09 Price Changed $139,900 SW Michigan MLS
• 2023-11-01 Price Changed $145,900 MiRealSource-MiMLS
• 2023-10-31 Price Changed $145,900 REALCOMP
• 2023-10-31 Price Changed $145,900 SW Michigan MLS
• 2023-10-19 Price Changed $154,900 MiRealSource-MiMLS
• 2023-10-18 Price Changed $154,900 REALCOMP
• 2023-10-18 Price Changed $154,900 SW Michigan MLS
• 2023-10-12 Listed $159,900 MiRealSource-MiMLS
• 2023-10-12 Listed $159,900 REALCOMP
• 2020-10-30 Sold (MLS) $99,750 MiRealSource-MiMLS
• 2020-10-30 Sold (MLS) $99,750 REALCOMP
• 2020-10-21 Pending — MiRealSource-MiMLS
• 2020-10-21 Pending — REALCOMP
• 2020-09-26 Listed $127,000 MiRealSource-MiMLS
• 2020-09-26 Listed $127,000 REALCOMP
• 2002-11-27 Listing Removed — MiRealSource-MiMLS
• 2002-11-27 Listing Removed — REALCOMP
• 2002-08-16 Sold (Public Records) $132,000 Public Records
• 2002-07-19 Sold (MLS) $132,000 MiRealSource-MiMLS
• 2002-07-19 Sold (MLS) $132,000 REALCOMP
• 2002-06-04 Listed $139,900 MiRealSource-MiMLS
• 2002-06-04 Listed $139,900 REALCOMP
• 2002-05-27 Listing Removed — MiRealSource-MiMLS
• 2002-01-14 Listed $139,900 REALCOMP
• 2002-01-14 Listed $139,900 MiRealSource-MiMLS
• 2001-11-27 Listed $144,900 MiRealSource-MiMLS
• 2001-11-27 Listed $144,900 REALCOMP
• 2001-11-22 Listing Removed — MiRealSource-MiMLS
• 2001-08-22 Listed $154,900 REALCOMP
• 2001-08-22 Listed $154,900 MiRealSource-MiMLS
• 2001-08-07 Listing Removed — REALCOMP
• 2001-08-07 Listing Removed — MiRealSource-MiMLS
• 2001-05-07 Listed $164,900 REALCOMP
• 2001-05-07 Listed $164,900 MiRealSource-MiMLS

Property tax history

+0.9%/yr

Latest (2025): $2,035 · -56.0% YoY. Source: county tax records.