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457 Hampton St
D- Composite 38.4
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +13.3/30.0
  • ARV discount +6.2/15.0
  • DSCR +4.0/10.0
  • Schools +3.9/10.0
  • Livability +3.2/5.0
  • 1% rule +2.7/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$290,000

457 Hampton St · Carolina Shores, NC 28467
3 bd · 2.0 ba · 1,242 sqft · SingleFamily public records · 57 Days on market
Built 1996 7,057 sqft lot Est $282k · at est. $42/mo HOA · 2% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This well maintained cozy home is located just 10-15 minutes from beautiful local area Carolina beaches, shopping, and restaurants! It offers an open concept living/kitchen area, and a sunny all seasons room just off of the living room that is part of the heated square footage. There is plenty of space to entertain with easy access to the back patio. 1st floor master with private bath and walk-in closet. Extremely clean! Ready to move in or a great home to put your own decorative touch on. Low annual HOA dues including a community pool and clubhouse. A must see today!!

Key facts

  • Community pool
  • All-seasons room
  • Private bath

Tags

ALL-SEASONS ROOMREAR PATIOFIRST-FLOOR PRIMARY SUITEPRIVATE BATHWALK-IN CLOSETCOMMUNITY POOL

Property features AI

Finance

  • Other: Zoning: Co-R-6000; Private paved road frontage; Lot dimensions approximately 59 x 117 x 63 x 114 (0.16 acres); Subdivision: Ocean Side Place; Directions available
  • Financial info: Tax information not included per instructions
  • HOA & community: Homeowners association with annual fee of $509 (about $42.42/month); Community clubhouse; Community pool

Exterior

  • Parking: 2 total parking spaces; 2-car attached garage; Garage with opener; Off-street paved parking
  • Security: No specific security features listed
  • Utilities: Public water; Sewer available; Water available
  • Home design: Single-family residence; One-story; Entry level: 1
  • Construction: Brick, vinyl siding and frame construction; Shingle roof; Slab foundation; Built on a single level
  • Exterior features: Covered patio; Patio; No additional exterior features listed; Has a view

Interior

  • Kitchen: Electric oven; Refrigerator; Dishwasher; Microwave; Electric water heater
  • Bedrooms: Master downstairs
  • Flooring: Carpet; Laminate; Tile; Vinyl
  • Bathrooms: 2 full bathrooms; Accessible full bath
  • Heating & cooling: Central air conditioning; Electric heating; Forced air; Heat pump
  • Interior features: Master bedroom on the main level; Walk-in closet(s); Vaulted and high ceilings; Ceiling fans; Window coverings
  • Laundry & utility: Washer/Dryer hookups (electric water heater listed)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $290k.

Deal economics

  • At list price, monthly cash flow is $2 ($26/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $224k (22.9% below list).
  • Recommended offer: $224k (22.9% below list) — sets the bar for 1% rule.
  • Cap rate 6.3% vs local median 3.9% in Carolina Shores — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 64/100 on livability (#352 in NC) — a middle-class / working-renter tenant base. Strengths: housing A+, crime A, cost of living B+; Watch: health & safety D, amenities F, commute F.
  • Brunswick County Schools (rural): math 45% / reading 47% proficiency, ranked #82 of 178 in NC (top 46%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Jessie Mae Monroe Elementary (math 43% / reading 41%, grade F, #633 of 1,410 statewide, top 48%, 394 students, 99% FRL); Shallotte Middle (math 40% / reading 50%, grade D, #160 of 475 statewide, top 35%, 674 students, 100% FRL); West Brunswick High (math 50% / reading 56%, grade C-, #281 of 535 statewide, top 53%, 1,526 students, 100% FRL) — zoned schools average 100% FRL vs 53% district-wide (46 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 691 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 6,112 units permitted in Brunswick County in 2024 (990 in 5+ unit buildings).
  • This rent runs 36% of the median local income ($75k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
  • Brunswick County population projected at +36% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 57 days — a 3% lower offer ($281k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $223,639 (22.9% below list)

Questions for the listing agent

  1. It's been on market 57 days. Have you received any prior offers? Is the seller open to a 23% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.77%
Cap rate
6.30%
Cash-on-cash
0.03%
DSCR
1.00
GRM
10.8

CMA / ARV

ARV (on-the-fly)
$281,934
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
514 Wampee St 0.10mi 3/2.0 1,300 (+5%) 11mo $264,900 $204 78
574 Wampee St NW 0.08mi 2/2.0 (-1) 1,171 (-6%) 7mo $240,000 $205 76
515 Wampee St NW 0.12mi 3/2.0 1,361 (+10%) 5mo $240,000 $176 74
441 Maplewood Dr NW 0.59mi 3/2.0 1,270 (+2%) 2mo $279,000 $220 68
435 Seneca St NW 0.06mi 3/2.0 1,427 (+15%) 11mo $276,000 $193 63
2119 Jarvis Ln NW 0.50mi 3/2.0 1,365 (+10%) 7mo $310,000 $227 54
317 Santee St NW 0.24mi 3/2.0 1,406 (+13%) 18mo $295,000 $210 52
722 Tartans Glen St NW 0.59mi 3/2.0 1,315 (+6%) 13mo $325,000 $247 52
780 Boundaryline Dr NW 0.29mi 3/2.0 1,400 (+13%) 22mo $329,000 $235 47
820 Calabash Rd NW 0.72mi 2/1.5 (-1) 1,204 (-3%) 10mo $275,000 $228 46
569 Boundaryline Dr NW 0.50mi 3/2.0 1,401 (+13%) 21mo $333,350 $238 38
188 Boundary Loop Rd NW 0.75mi 3/2.0 1,402 (+13%) 20mo $330,000 $235 27

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-16.3%
Equity multiple
0.42×
Total profit
$-46,969
Equity at exit
$43,240
10-year hold
IRR
-8.1%
Equity multiple
0.49×
Total profit
$-41,184
Equity at exit
$25,074

Cash invested: $81,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
85 Strongly Landlord-Friendly
State North Carolina
85 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
10-day notice; preempted; landlord-favorable but court speed varies.

ZIP-level market 28467

Home prices YoY
-33.7%
Active inventory
691
Price-to-rent
10.8×

Monthly cashflow live

Estimated rent
$2,236 medium interval (Pro) →
Mortgage (P&I)
$1,521
Tax from tax record
$81 /mo · $972/yr
Insurance
$121
HOA
$42
Vacancy / Maint / Mgmt
$470
Net cashflow
$2

Break-even live

Break-even rent $2,234
Max offer price $290,000
Occupancy floor 95%

Sensitivity live

Price -10% $166 -5% $84 +0% $2 +5% $-80 +10% $-162
Rent -10% $-175 -5% $-86 +0% $2 +5% $90 +10% $179
Rate -1.0pp $148 -0.5pp $76 base $2 +0.5pp $-73 +1.0pp $-149

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$72,500
Closing costs
$8,700
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3021 Siskin Dr NW Calabash, NC 2.0–3.0 2.0–2.5 1557 $2,279 $1.46 15d 46 0.49mi
2033 Wild Indigo CIR NW Calabash, NC 3.0 3.0 1457 $1,775 $1.22 24d 1 0.95mi
31 Quaker Ridge Dr Calabash, NC 2.0–3.0 2.0 1411 $2,292 $1.62 22d 51 1.31mi

HOA detail

Monthly dues
$42 · $504/yr
Likely covers
pool

Listing history 28 events

  1. 2026-06-18
    days on market $290,000 Active 57 DOM
  2. 2026-06-17
    days on market $290,000 Active 56 DOM
  3. 2026-06-16
    days on market $290,000 Active 55 DOM
  4. 2026-06-15
    days on market $290,000 Active 54 DOM
  5. 2026-06-14
    days on market $290,000 Active 52 DOM
  6. 2026-06-13
    days on market $290,000 Active 51 DOM
  7. 2026-06-10
    days on market $290,000 Active 49 DOM
  8. 2026-06-09
    days on market $290,000 Active 48 DOM
  9. 2026-06-08
    days on market $290,000 Active 47 DOM
  10. 2026-06-07
    days on market $290,000 Active 46 DOM
  11. 2026-06-05
    days on market $290,000 Active 43 DOM
  12. 2026-06-03
    days on market $290,000 Active 42 DOM
  13. 2026-06-02
    days on market $290,000 Active 41 DOM
  14. 2026-06-01
    days on market $290,000 Active 40 DOM
  15. 2026-05-31
    days on market $290,000 Active 39 DOM
  16. 2026-05-30
    days on market $290,000 Active 38 DOM
  17. 2026-05-14
    price $290,000
  18. 2026-04-22
    listed $295,000 Active
  19. 2023-05-23
    soldstatus $280,000 Closed 575-char remark
    Show marketing remark (575 chars)

    This well maintained cozy home is located just 10-15 minutes from beautiful local area Carolina beaches, shopping, and restaurants! It offers an open concept living/kitchen area, and a sunny all seasons room just off of the living room that is part of the heated square footage. There is plenty of space to entertain with easy access to the back patio. 1st floor master with private bath and walk-in closet. Extremely clean! Ready to move in or a great home to put your own decorative touch on. Low annual HOA dues including a community pool and clubhouse. A must see today!!

  20. 2023-05-23
    soldstatus $280,000
    Show marketing remark (575 chars)

    This well maintained cozy home is located just 10-15 minutes from beautiful local area Carolina beaches, shopping, and restaurants! It offers an open concept living/kitchen area, and a sunny all seasons room just off of the living room that is part of the heated square footage. There is plenty of space to entertain with easy access to the back patio. 1st floor master with private bath and walk-in closet. Extremely clean! Ready to move in or a great home to put your own decorative touch on. Low annual HOA dues including a community pool and clubhouse. A must see today!!

  21. 2023-04-18
    status Pending 575-char remark
    Show marketing remark (575 chars)

    This well maintained cozy home is located just 10-15 minutes from beautiful local area Carolina beaches, shopping, and restaurants! It offers an open concept living/kitchen area, and a sunny all seasons room just off of the living room that is part of the heated square footage. There is plenty of space to entertain with easy access to the back patio. 1st floor master with private bath and walk-in closet. Extremely clean! Ready to move in or a great home to put your own decorative touch on. Low annual HOA dues including a community pool and clubhouse. A must see today!!

  22. 2023-04-12
    listed $275,000 Active 575-char remark
    Show marketing remark (575 chars)

    This well maintained cozy home is located just 10-15 minutes from beautiful local area Carolina beaches, shopping, and restaurants! It offers an open concept living/kitchen area, and a sunny all seasons room just off of the living room that is part of the heated square footage. There is plenty of space to entertain with easy access to the back patio. 1st floor master with private bath and walk-in closet. Extremely clean! Ready to move in or a great home to put your own decorative touch on. Low annual HOA dues including a community pool and clubhouse. A must see today!!

  23. 2021-03-22
    soldstatus $189,900 773-char remark
    Show marketing remark (773 chars)

    Calabash - Take a look at this little jewel. 3 Bedroom 2 Bath home is clean as a whistle and ready to go. Ranch style home with vinyl siding and some brick accents has vaulted living area open to kitchen/dining combo and a nice Carolina Room beckons through a double doorway from living room. In the heart of a popular development just a mile from Hwy 17 and shopping but surrounded by peace and quiet with a nice back yard for family fun or gardening. This home has been well maintained and has recent improvements including roof, windows, steel garage door and opener. Laminate floors in living room and Hall. Tile floors in kitchen and baths. Solid surface counter tops. Maple cabinetry. Community pool and Clubhouse. POA includes private road and amenities maintenance.

  24. 2021-03-22
    soldstatus $189,900
    Show marketing remark (773 chars)

    Calabash - Take a look at this little jewel. 3 Bedroom 2 Bath home is clean as a whistle and ready to go. Ranch style home with vinyl siding and some brick accents has vaulted living area open to kitchen/dining combo and a nice Carolina Room beckons through a double doorway from living room. In the heart of a popular development just a mile from Hwy 17 and shopping but surrounded by peace and quiet with a nice back yard for family fun or gardening. This home has been well maintained and has recent improvements including roof, windows, steel garage door and opener. Laminate floors in living room and Hall. Tile floors in kitchen and baths. Solid surface counter tops. Maple cabinetry. Community pool and Clubhouse. POA includes private road and amenities maintenance.

  25. 2021-03-22
    soldstatus $190,000
    Show marketing remark (773 chars)

    Calabash - Take a look at this little jewel. 3 Bedroom 2 Bath home is clean as a whistle and ready to go. Ranch style home with vinyl siding and some brick accents has vaulted living area open to kitchen/dining combo and a nice Carolina Room beckons through a double doorway from living room. In the heart of a popular development just a mile from Hwy 17 and shopping but surrounded by peace and quiet with a nice back yard for family fun or gardening. This home has been well maintained and has recent improvements including roof, windows, steel garage door and opener. Laminate floors in living room and Hall. Tile floors in kitchen and baths. Solid surface counter tops. Maple cabinetry. Community pool and Clubhouse. POA includes private road and amenities maintenance.

  26. 2021-01-25
    listed $189,900 773-char remark
    Show marketing remark (773 chars)

    Calabash - Take a look at this little jewel. 3 Bedroom 2 Bath home is clean as a whistle and ready to go. Ranch style home with vinyl siding and some brick accents has vaulted living area open to kitchen/dining combo and a nice Carolina Room beckons through a double doorway from living room. In the heart of a popular development just a mile from Hwy 17 and shopping but surrounded by peace and quiet with a nice back yard for family fun or gardening. This home has been well maintained and has recent improvements including roof, windows, steel garage door and opener. Laminate floors in living room and Hall. Tile floors in kitchen and baths. Solid surface counter tops. Maple cabinetry. Community pool and Clubhouse. POA includes private road and amenities maintenance.

  27. 2021-01-24
    listed $189,900
  28. 1996-04-01
    soldstatus $22,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NC · Resets to sale price

Current annual tax
$972 · $81/mo
Projected year-2 tax
$2,378 · $198/mo
Expected delta
+$1,406/yr (+$117/mo · 144.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥105°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$26,837
− Mortgage interest
−$16,245
− Property taxes
−$972
− Insurance
−$1,450
− Repairs & maintenance
−$2,147
− Management
−$2,147
− HOA
−$504
− Depreciation
−$8,436
Taxable loss
−$5,064
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,215
After-tax cash flow
$1,241/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Brunswick County Schools
NCES district ID
3700420
Math proficiency
45% ▲ 4.00%
Reading proficiency
47% ▲ 4.00%
Median HH income
$47,494
Composite
39.23/100
National rank
#4011
State rank
#82 of 178 in NC

Livability — Carolina Shores

Score
64/100
State rank
#352
US rank
#13907

Category grades

Amenities F Commute F Cost of living B+ Crime A Employment C Housing A+ Health & safety D User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Brunswick County · 131,536 people
City population
13,313
Metro
Myrtle Beach-Conway-North Myrtle Beach, SC-NC
Population (ZIP)
13,313
Household income
$75,341
Rent vs Own
10.4% rent · 89.6% own
Severe rent burden
81.0

Population outlook (Brunswick County) Hauer SSP2

Today (2025)
152,111 people
By 2030
165,705 · +8.9%
By 2040
188,494 · +23.9%
By 2050
206,228 · +35.6%
By 2075
237,876 · +56.4%
By 2100
251,451 · +65.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (90%)
Race & ethnicity
White 90% Two or more races 4% Black 3% Hispanic / Latino 2%
Common ancestry
Slovak 5% Romanian 5% Lithuanian 3%
Foreign-born
3% · Canada
Languages at home
98% English-only · Spanish 1%

Political lean MEDSL · Brunswick

2024 margin
Strong R (+24.9) · D 37.2% · R 62.0%
2008→2024 swing
-6.9pp toward R · 2008: -17.9pp · 2024: -24.9pp
All cycles
2024: R+24.9 2020: R+25.0 2016: R+28.7 2012: R+22.2 2008: R+17.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -67.90%
Current HPI
133.7186
Rent YoY
Metro
Myrtle Beach-Conway-North Myrtle Beach, SC-NC
State GDP YoY
▲ 3.28%
F500 in state
26

Industry mix (Fortune 500 HQ in NC)

Industry F500 HQs Revenue

Price history

+1218.2% since first listed
12 events — show timeline
  • 2026-05-14 Price Changed $290,000 Hive MLS
  • 2026-04-22 Listed $295,000 Hive MLS
  • 2023-05-23 Sold (Public Records) $280,000 Public Records
  • 2023-05-23 Sold (MLS) $280,000 Hive MLS
  • 2023-04-18 Pending Hive MLS
  • 2023-04-12 Listed $275,000 Hive MLS
  • 2021-03-22 Sold (Public Records) $190,000 Public Records
  • 2021-03-22 Sold (MLS) $189,900 CCAR
  • 2021-03-22 Sold (MLS) $189,900 Hive MLS
  • 2021-01-25 Listed $189,900 Hive MLS
  • 2021-01-24 Listed $189,900 CCAR
  • 1996-04-01 Sold (Public Records) $22,000 Public Records

Property tax history

+3.3%/yr

Latest (2025): $972 · +0.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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