77 Fulton St Unit 6F · New York, NY 10038

$749,500

1 bd · 1.0 ba · 650 sqft · Condo · 93 Days on market

Built 1971

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +10.6/30.0
• ARV discount +7.5/15.0
• Appreciation +5.0/10.0
• Schools +5.0/10.0
• Livability +3.8/5.0
• Rent growth +3.6/5.0
• 1% rule +3.1/10.0
• DSCR +3.1/10.0
• Condition / age +2.5/5.0

Listing remarks MLS

Convenient and Affordable Chic Living in Downtown - Southbridge Towers- large one bedroom with balcony. make your dreams come true and create your custom apartment. Large living dining area - great closet space and large bedroom. Come see the complex that is located a stone's throw from the South Street Seaport, Tribeca, trains , buses, shopping, 5 star restaurants and cafes. Brooklyn Heights one stop away! See for yourself! low monthly maintenance includes heat, hot water and electric.

Key facts

• On site laundry room
• Pickleball court
• Modern kitchen

Tags

• MODERN KITCHEN
• PRIVATE SOUTH FACING BALCONY
• NEWLY RENOVATED HALLWAYS
• PART TIME ATTENDED LOBBY
• ON SITE LAUNDRY ROOM
• PICKLEBALL COURT

Property features AI

Finance

• HOA & community: Has association

Exterior

• Parking: No carport; No designated parking
• Utilities: Public sewer; Electricity connected; Natural gas connected
• Home design: Stock cooperative; Entry level: 6
• Construction: Year built: not provided
• Exterior features: Not waterfront; Construction materials: Unknown

Interior

• Kitchen: Dishwasher; Gas oven; Gas range; Microwave; Stainless steel appliances
• Bedrooms: 3 total rooms (includes bedroom count within room total)
• Bathrooms: 1 full bathroom
• Heating & cooling: Radiant heating; Wall/window air conditioning units
• Interior features: First-floor bedroom; First-floor full bathroom; Pets allowed

What this means for you Summary

Snapshot

• This is a 1-bed/1.0-bath condo listed at $750k.

Deal economics

• At list price, monthly cash flow is $-434 ($-5k/yr) — negative.
• To cash-flow at today's rent, offer at most $687k (8.4% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $609k (18.7% below list).
• Recommended offer: $609k (18.7% below list) — sets the bar for 1% rule.
• Cap rate 5.7% vs local median 2.6% in New York — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 75/100 on livability (#268 in NY, #4,188 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, health & safety A; Watch: crime F, cost of living F.
• Zoned schools: Elm Tree Elementary School (math 27% / reading 52%, grade F, #1,444 of 2,108 statewide, top 71%, 806 students, 94% FRL); Mark Twain Is 239 For The Gifted And Talented (math 90% / reading 96%, grade A+, #6 of 729 statewide, top 1%, 1,207 students, 44% FRL); Midwood High School (math 94% / reading 96%, grade A+, #83 of 1,100 statewide, top 8%, 4,062 students, 73% FRL).
• Market conditions: Rents rising fast (+4.3%/yr); 113 active listings in the ZIP; 31 comparable units currently listed for rent nearby; rentals leasing fast (median 7d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 4,467 units permitted in New York County in 2024 (4,463 in 5+ unit buildings).
• At $6,091/mo this rent would consume 69% of the median local household income ($105k/yr) (locally 1501% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• In year one you build about $28k of equity ($5k loan paydown + $22k appreciation (3.0% local appreciation)).
• New York County population projected at +21% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• By year 2, paydown + projected appreciation supports a ~$45k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 93 days — a 9% lower offer ($682k) is reasonable based on typical stale-listing flexibility.
• 8 sale attempts since 10y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: flood insurance adds $66/mo.
• Climate carrying-cost: major flood risk; major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $609,142 (18.7% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 93 days. Have you received any prior offers? Is the seller open to a 19% concession, seller financing, or rate buy-down credit?
3. Built in 1971 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
5. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
6. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
7. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
8. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
9. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
10. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
11. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
12. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
13. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 0.81% ✗
• Cap rate: 5.70%
• Cash-on-cash: -2.10%
• DSCR: 0.91
• GRM: 10.3

CMA / ARV

No comps found within radius.

Projected returns pro-forma

3.0% appreciation · 4.28% rent growth · sell at horizon

5-year hold

• IRR: 5.8%
• Equity multiple: 1.34×
• Total profit: $70,733
• Equity at exit: $337,008

10-year hold

• IRR: 9.4%
• Equity multiple: 2.44×
• Total profit: $302,927
• Equity at exit: $519,369

Cash invested: $209,860 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (CITY): 0 Strongly Tenant-Friendly
• State New York: 15 Strongly Tenant-Friendly · D+10
• County: — inherits STATE
• City New York: 0 Strongly Tenant-Friendly · D+34

Rent Stabilization Code; HSTPA; 6+ months in housing court.

Methodology + full state rankings →

ZIP-level market 10038

• Rents YoY: 4.3%
• Active inventory: 113
• Price-to-rent: 10.3×

Monthly cashflow live

• Estimated rent: $6,091 high
• Mortgage (P&I): −$3,930
• Tax est. 1.5%: −$937 /mo · $11,242/yr
• Insurance: −$312
• Flood insurance flood zone: −$66 /mo · $798/yr
• HOA: −$0
• Vacancy / Maint / Mgmt: −$1,279
• Net cashflow: $-434

Break-even live

Break-even rent $6,641

Max offer price $686,719

Occupancy floor —

Sensitivity live

Price	-10% $84	-5% $-175	+0% $-434	+5% $-693	+10% $-952
Rent	-10% $-915	-5% $-674	+0% $-434	+5% $-193	+10% $47
Rate	-1.0pp $-56	-0.5pp $-243	base $-434	+0.5pp $-628	+1.0pp $-826

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $187,375
• Closing costs: $22,485
• Reserves months: —
• Total cash needed: —

Rent comps 31 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
180 Water St #537 New York, NY	1.0–2.0	1.0–2.0	728	$8,040	$11.04	4d	2	0.14mi
140 Broadway Unit 1298277P New York, NY	1.0	1.0	699	$9,406	$13.46	24d	1	0.28mi
63 Wall St #1971 New York, NY	1.0	1.0	489	$5,120	$10.46	1d	2	0.30mi
67 Wall St #13 New York, NY	1.0–2.0	1.0	636	$5,750	$9.03	4d	2	0.30mi
75 Wall St Unit 251 New York, NY	1.0	1.5	653	$6,580	$10.08	26d	1	0.30mi
75 Wall St New York, NY	3.0	1.0–3.0	452	$7,598	$16.81	16d	16	0.31mi
95 Wall St New York, NY	2.0	1.0–2.0	881	$5,978	$6.78	1d	33	0.32mi
10 Hanover Sq New York, NY	2.0	1.0–2.0	790	$5,761	$7.29	1d	25	0.36mi
3 Hanover Sq New York, NY	3.0	1.0–2.0	600	$4,534	$7.56	26d	5	0.37mi
105 Duane St #183 New York, NY	2.0	1.0–2.0	821	$8,935	$10.88	1d	3	0.47mi
111 Worth St New York, NY	1.0–2.0	1.0–2.0	747	$6,077	$8.14	9d	7	0.49mi
25 Water St Unit 707 New York, NY	—	1.0	550	$3,950	$7.18	26d	1	0.53mi
25 Water St Apt 706 New York, NY	—	1.0	550	$3,990	$7.25	26d	1	0.53mi
88 Leonard St New York, NY	1.0	1.0	598	$7,966	$13.32	9d	13	0.55mi
1 West St #546 New York, NY	1.0	1.0	700	$5,770	$8.24	22d	1	0.64mi
389 S End Ave New York, NY	3.0	1.0–2.0	1080	$6,685	$6.19	3d	36	0.66mi
120 Mulberry St Unit 1257050P New York, NY	2.0	1.0	645	$12,372	$19.18	26d	1	0.71mi
400 Chambers St #587 New York, NY	2.0	1.0–1.5	675	$7,370	$10.91	9d	3	0.80mi
107 Columbia Hts #1757 Brooklyn, NY	1.0–2.0	1.0–2.0	708	$5,650	$7.98	1d	2	0.84mi
125 Delancey St #1523 New York, NY	1.0–2.0	1.0–2.0	850	$7,860	$9.25	3d	2	1.10mi
180 Broome St #1521 New York, NY	1.0–2.0	1.0–2.0	850	$7,970	$9.38	3d	2	1.13mi
68 Gold St New York, NY	1.0–2.0	1.0	700	$3,610	$5.16	26d	2	1.22mi
229 Chrystie St New York, NY	1.0–2.0	1.0–2.0	810	$6,120	$7.56	6d	3	1.22mi
180 Montague St Brooklyn, NY	3.0	1.0–2.0	901	$5,353	$5.94	1d	12	1.24mi
141 Joralemon St #819 Brooklyn, NY	1.0–3.0	1.0–2.0	750	$5,010	$6.68	1d	3	1.25mi
11 E 1st St New York, NY	2.0	1.0–2.0	1060	$8,052	$7.60	0d	1	1.27mi
200 Montague St #1516 Brooklyn, NY	1.0	1.0	600	$7,500	$12.50	22d	1	1.28mi
171 Suffolk St #1265 New York, NY	1.0–2.0	1.0	650	$6,950	$10.69	9d	2	1.35mi
10 Downing St #131 New York, NY	1.0	1.0	731	$9,050	$12.38	6d	2	1.40mi
104 MacDougal St Unit 1056263P New York, NY	2.0	1.0	441	$9,375	$21.26	24d	1	1.42mi
111 Lawrence St Brooklyn, NY	3.0	1.0–2.0	950	$4,385	$4.61	0d	22	1.49mi

HOA detail condo

• Monthly dues: $0 · $0/yr
• Likely covers: waterelectric
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 37 events

1. 2026-06-21
   days on market $749,500 Active 93 DOM
2. 2026-06-18
   days on market $749,500 Active 90 DOM
3. 2026-06-17
   days on market $749,500 Active 89 DOM
4. 2026-06-15
   days on market $749,500 Active 87 DOM
5. 2026-06-13
   days on market $749,500 Active 85 DOM
6. 2026-06-10
   days on market $749,500 Active 81 DOM
7. 2026-06-08
   days on market $749,500 Active 80 DOM
8. 2026-06-08
   days on market $749,500 Active 79 DOM
9. 2026-06-04
   days on market $749,500 Active 76 DOM
10. 2026-06-03
    days on market $749,500 Active 75 DOM
11. 2026-06-01
    days on market $749,500 Active 73 DOM
12. 2026-05-31
    days on market $749,500 Active 72 DOM
13. 2026-04-24
    price $749,500
14. 2026-03-14
    listed $760,000 Active
15. 2024-02-04
    price $630,000 493-char remark

    Show marketing remark (493 chars)

    Convenient and Affordable Chic Living in Downtown - Southbridge Towers- large one bedroom with balcony. make your dreams come true and create your custom apartment. Large living dining area - great closet space and large bedroom. Come see the complex that is located a stone's throw from the South Street Seaport, Tribeca, trains , buses, shopping, 5 star restaurants and cafes. Brooklyn Heights one stop away! See for yourself! low monthly maintenance includes heat, hot water and electric.

16. 2022-11-19
    price $549,000 1536-char remark

    Show marketing remark (1536 chars)

    Welcome home to 6F! This spacious 1 bedroom, 1 bathroom co-op offers private outdoor balcony space in Fulton/Seaport one of downtown Manhattan's most exciting neighborhoods. The expansive living room accommodates generous lounging and dining areas with a roomy south-facing balcony. The large kitchen includes a pantry, tons of cabinet space and full-size appliances, and a wall of closets near the entry. Head to the bedroom to find more southern light, a spacious closet and more than enough room for a king-size bed and additional furniture. Situated in the Southbridge Towers co-op complex, 77 Fulton Street offers an unbeatable and pet-friendly location with very low maintenance, which includes electricity, hot water, heat, gas, electricity and property taxes. Residents can enjoy part-time attended lobby, laundry room on-site, recreation center, outdoor basketball court, children's playground, indoor parking garage and storage (both for an additional fee). Pets are OK with approval. Set in the heart of the exciting Fulton/Seaport section of the Financial District, this prime Downtown location offers easy access to great amenities and conveniences like Pier 17. The South Street Seaport is just a few blocks away, providing great restaurants, nightlife and shopping, while the new Fulton Center/Westfield World Trade delivers world-class retail and unbeatable transportation. J/Z, 4/5/6, 2/3, A/C/E and R/W trains are all within close proximity. * Photos feature virtual staging. Floor plan dimensions are approximate. *

17. 2022-11-19
    price $167,000

    Show marketing remark (1536 chars)

    Welcome home to 6F! This spacious 1 bedroom, 1 bathroom co-op offers private outdoor balcony space in Fulton/Seaport one of downtown Manhattan's most exciting neighborhoods. The expansive living room accommodates generous lounging and dining areas with a roomy south-facing balcony. The large kitchen includes a pantry, tons of cabinet space and full-size appliances, and a wall of closets near the entry. Head to the bedroom to find more southern light, a spacious closet and more than enough room for a king-size bed and additional furniture. Situated in the Southbridge Towers co-op complex, 77 Fulton Street offers an unbeatable and pet-friendly location with very low maintenance, which includes electricity, hot water, heat, gas, electricity and property taxes. Residents can enjoy part-time attended lobby, laundry room on-site, recreation center, outdoor basketball court, children's playground, indoor parking garage and storage (both for an additional fee). Pets are OK with approval. Set in the heart of the exciting Fulton/Seaport section of the Financial District, this prime Downtown location offers easy access to great amenities and conveniences like Pier 17. The South Street Seaport is just a few blocks away, providing great restaurants, nightlife and shopping, while the new Fulton Center/Westfield World Trade delivers world-class retail and unbeatable transportation. J/Z, 4/5/6, 2/3, A/C/E and R/W trains are all within close proximity. * Photos feature virtual staging. Floor plan dimensions are approximate. *

18. 2019-04-09
    price $650,000
19. 2019-04-09
    soldstatus $678,000 Closed
20. 2019-04-05
    soldstatus $650,000 1536-char remark

    Show marketing remark (1536 chars)

    Welcome home to 6F! This spacious 1 bedroom, 1 bathroom co-op offers private outdoor balcony space in Fulton/Seaport one of downtown Manhattan's most exciting neighborhoods. The expansive living room accommodates generous lounging and dining areas with a roomy south-facing balcony. The large kitchen includes a pantry, tons of cabinet space and full-size appliances, and a wall of closets near the entry. Head to the bedroom to find more southern light, a spacious closet and more than enough room for a king-size bed and additional furniture. Situated in the Southbridge Towers co-op complex, 77 Fulton Street offers an unbeatable and pet-friendly location with very low maintenance, which includes electricity, hot water, heat, gas, electricity and property taxes. Residents can enjoy part-time attended lobby, laundry room on-site, recreation center, outdoor basketball court, children's playground, indoor parking garage and storage (both for an additional fee). Pets are OK with approval. Set in the heart of the exciting Fulton/Seaport section of the Financial District, this prime Downtown location offers easy access to great amenities and conveniences like Pier 17. The South Street Seaport is just a few blocks away, providing great restaurants, nightlife and shopping, while the new Fulton Center/Westfield World Trade delivers world-class retail and unbeatable transportation. J/Z, 4/5/6, 2/3, A/C/E and R/W trains are all within close proximity. * Photos feature virtual staging. Floor plan dimensions are approximate. *

21. 2019-04-05
    soldstatus $650,000 Sold 1536-char remark

    Show marketing remark (1536 chars)

    Welcome home to 6F! This spacious 1 bedroom, 1 bathroom co-op offers private outdoor balcony space in Fulton/Seaport one of downtown Manhattan's most exciting neighborhoods. The expansive living room accommodates generous lounging and dining areas with a roomy south-facing balcony. The large kitchen includes a pantry, tons of cabinet space and full-size appliances, and a wall of closets near the entry. Head to the bedroom to find more southern light, a spacious closet and more than enough room for a king-size bed and additional furniture. Situated in the Southbridge Towers co-op complex, 77 Fulton Street offers an unbeatable and pet-friendly location with very low maintenance, which includes electricity, hot water, heat, gas, electricity and property taxes. Residents can enjoy part-time attended lobby, laundry room on-site, recreation center, outdoor basketball court, children's playground, indoor parking garage and storage (both for an additional fee). Pets are OK with approval. Set in the heart of the exciting Fulton/Seaport section of the Financial District, this prime Downtown location offers easy access to great amenities and conveniences like Pier 17. The South Street Seaport is just a few blocks away, providing great restaurants, nightlife and shopping, while the new Fulton Center/Westfield World Trade delivers world-class retail and unbeatable transportation. J/Z, 4/5/6, 2/3, A/C/E and R/W trains are all within close proximity. * Photos feature virtual staging. Floor plan dimensions are approximate. *

22. 2019-01-11
    historical Contract Signed
23. 2018-09-28
    price $678,000
24. 2018-09-06
    listed $678,000 1536-char remark

    Show marketing remark (1536 chars)

    Welcome home to 6F! This spacious 1 bedroom, 1 bathroom co-op offers private outdoor balcony space in Fulton/Seaport one of downtown Manhattan's most exciting neighborhoods. The expansive living room accommodates generous lounging and dining areas with a roomy south-facing balcony. The large kitchen includes a pantry, tons of cabinet space and full-size appliances, and a wall of closets near the entry. Head to the bedroom to find more southern light, a spacious closet and more than enough room for a king-size bed and additional furniture. Situated in the Southbridge Towers co-op complex, 77 Fulton Street offers an unbeatable and pet-friendly location with very low maintenance, which includes electricity, hot water, heat, gas, electricity and property taxes. Residents can enjoy part-time attended lobby, laundry room on-site, recreation center, outdoor basketball court, children's playground, indoor parking garage and storage (both for an additional fee). Pets are OK with approval. Set in the heart of the exciting Fulton/Seaport section of the Financial District, this prime Downtown location offers easy access to great amenities and conveniences like Pier 17. The South Street Seaport is just a few blocks away, providing great restaurants, nightlife and shopping, while the new Fulton Center/Westfield World Trade delivers world-class retail and unbeatable transportation. J/Z, 4/5/6, 2/3, A/C/E and R/W trains are all within close proximity. * Photos feature virtual staging. Floor plan dimensions are approximate. *

25. 2018-09-06
    listed $698,000 Active

    Show marketing remark (1536 chars)

    Welcome home to 6F! This spacious 1 bedroom, 1 bathroom co-op offers private outdoor balcony space in Fulton/Seaport one of downtown Manhattan's most exciting neighborhoods. The expansive living room accommodates generous lounging and dining areas with a roomy south-facing balcony. The large kitchen includes a pantry, tons of cabinet space and full-size appliances, and a wall of closets near the entry. Head to the bedroom to find more southern light, a spacious closet and more than enough room for a king-size bed and additional furniture. Situated in the Southbridge Towers co-op complex, 77 Fulton Street offers an unbeatable and pet-friendly location with very low maintenance, which includes electricity, hot water, heat, gas, electricity and property taxes. Residents can enjoy part-time attended lobby, laundry room on-site, recreation center, outdoor basketball court, children's playground, indoor parking garage and storage (both for an additional fee). Pets are OK with approval. Set in the heart of the exciting Fulton/Seaport section of the Financial District, this prime Downtown location offers easy access to great amenities and conveniences like Pier 17. The South Street Seaport is just a few blocks away, providing great restaurants, nightlife and shopping, while the new Fulton Center/Westfield World Trade delivers world-class retail and unbeatable transportation. J/Z, 4/5/6, 2/3, A/C/E and R/W trains are all within close proximity. * Photos feature virtual staging. Floor plan dimensions are approximate. *

26. 2018-08-09
    historical Temporarily Off Market
27. 2018-06-29
    price $699,000
28. 2018-06-29
    status Active
29. 2018-06-09
    historical Permanently Off Market
30. 2018-04-17
    listed $699,000
31. 2018-04-17
    listed $775,000 Active
32. 2017-01-05
    soldstatus $630,000 493-char remark

    Show marketing remark (493 chars)

    Convenient and Affordable Chic Living in Downtown - Southbridge Towers- large one bedroom with balcony. make your dreams come true and create your custom apartment. Large living dining area - great closet space and large bedroom. Come see the complex that is located a stone's throw from the South Street Seaport, Tribeca, trains , buses, shopping, 5 star restaurants and cafes. Brooklyn Heights one stop away! See for yourself! low monthly maintenance includes heat, hot water and electric.

33. 2016-02-16
    listed $665,000 493-char remark

    Show marketing remark (493 chars)

    Convenient and Affordable Chic Living in Downtown - Southbridge Towers- large one bedroom with balcony. make your dreams come true and create your custom apartment. Large living dining area - great closet space and large bedroom. Come see the complex that is located a stone's throw from the South Street Seaport, Tribeca, trains , buses, shopping, 5 star restaurants and cafes. Brooklyn Heights one stop away! See for yourself! low monthly maintenance includes heat, hot water and electric.

34. 2016-02-16
    listed $630,000

    Show marketing remark (493 chars)

    Convenient and Affordable Chic Living in Downtown - Southbridge Towers- large one bedroom with balcony. make your dreams come true and create your custom apartment. Large living dining area - great closet space and large bedroom. Come see the complex that is located a stone's throw from the South Street Seaport, Tribeca, trains , buses, shopping, 5 star restaurants and cafes. Brooklyn Heights one stop away! See for yourself! low monthly maintenance includes heat, hot water and electric.

35. 2010-06-14
    price $650,000 1536-char remark

    Show marketing remark (1536 chars)

    Welcome home to 6F! This spacious 1 bedroom, 1 bathroom co-op offers private outdoor balcony space in Fulton/Seaport one of downtown Manhattan's most exciting neighborhoods. The expansive living room accommodates generous lounging and dining areas with a roomy south-facing balcony. The large kitchen includes a pantry, tons of cabinet space and full-size appliances, and a wall of closets near the entry. Head to the bedroom to find more southern light, a spacious closet and more than enough room for a king-size bed and additional furniture. Situated in the Southbridge Towers co-op complex, 77 Fulton Street offers an unbeatable and pet-friendly location with very low maintenance, which includes electricity, hot water, heat, gas, electricity and property taxes. Residents can enjoy part-time attended lobby, laundry room on-site, recreation center, outdoor basketball court, children's playground, indoor parking garage and storage (both for an additional fee). Pets are OK with approval. Set in the heart of the exciting Fulton/Seaport section of the Financial District, this prime Downtown location offers easy access to great amenities and conveniences like Pier 17. The South Street Seaport is just a few blocks away, providing great restaurants, nightlife and shopping, while the new Fulton Center/Westfield World Trade delivers world-class retail and unbeatable transportation. J/Z, 4/5/6, 2/3, A/C/E and R/W trains are all within close proximity. * Photos feature virtual staging. Floor plan dimensions are approximate. *

36. 2010-06-14
    price $678,000 1536-char remark

    Show marketing remark (1536 chars)

    Welcome home to 6F! This spacious 1 bedroom, 1 bathroom co-op offers private outdoor balcony space in Fulton/Seaport one of downtown Manhattan's most exciting neighborhoods. The expansive living room accommodates generous lounging and dining areas with a roomy south-facing balcony. The large kitchen includes a pantry, tons of cabinet space and full-size appliances, and a wall of closets near the entry. Head to the bedroom to find more southern light, a spacious closet and more than enough room for a king-size bed and additional furniture. Situated in the Southbridge Towers co-op complex, 77 Fulton Street offers an unbeatable and pet-friendly location with very low maintenance, which includes electricity, hot water, heat, gas, electricity and property taxes. Residents can enjoy part-time attended lobby, laundry room on-site, recreation center, outdoor basketball court, children's playground, indoor parking garage and storage (both for an additional fee). Pets are OK with approval. Set in the heart of the exciting Fulton/Seaport section of the Financial District, this prime Downtown location offers easy access to great amenities and conveniences like Pier 17. The South Street Seaport is just a few blocks away, providing great restaurants, nightlife and shopping, while the new Fulton Center/Westfield World Trade delivers world-class retail and unbeatable transportation. J/Z, 4/5/6, 2/3, A/C/E and R/W trains are all within close proximity. * Photos feature virtual staging. Floor plan dimensions are approximate. *

37. 2005-11-04
    price $699,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 7/10 Severe FEMA zone X (unshaded) · 77% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 7/10 Severe 7 d/yr ≥99°F today · 15 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 5 unhealthy d/yr today · 7 by 30 yrs out

Taxation est. · year 1

• Rental income: $73,097
• − Mortgage interest: −$41,984
• − Property taxes: −$11,242
• − Insurance: −$4,545
• − Repairs & maintenance: −$5,848
• − Management: −$5,848
• − Depreciation: −$21,804
• Taxable loss: −$18,173
• Est. tax savings @ 24.0%: +$4,362
• After-tax cash flow: $-845/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

No district data.

Livability — New York

• Score: 75/100
• State rank: #268
• US rank: #4188

Category grades

Amenities A+ Commute A+ Cost of living F Crime F Employment A- Housing C+ Health & safety A User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: New York, NY
• County: New York County · 1,599,927 people
• City population: 7,731,280
• Metro: New York-Newark-Jersey City, NY-NJ-PA
• Population (ZIP): 22,235
• Household income: $105,419
• Rent vs Own: 68.4% rent · 31.6% own
• Severe rent burden: 1501.0

Population outlook (New York County) Hauer SSP2

• Today (2025): 1,825,725 people
• By 2030: 1,904,611 · +4.3%
• By 2040: 2,052,719 · +12.4%
• By 2050: 2,206,601 · +20.9%
• By 2075: 2,509,427 · +37.4%
• By 2100: 2,702,933 · +48.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Highly diverse neighborhood (Simpson 0.71)
• Race & ethnicity: White 42% Asian 29% Hispanic / Latino 12% Black 10% Two or more races 9%
• Hispanic origin (detail): Mexican 2% Puerto Rican 5% Dominican 1%
• Common ancestry: Romanian 3% Scotch-Irish 2% Italian 2%
• Foreign-born: 27% · China, Canada, South Korea
• Languages at home: 62% English-only · Chinese 18% Spanish 11% Russian/Polish/Slavic 2%

Political lean MEDSL · New York

• 2024 margin: Solid D (+64.8) · D 82.4% · R 17.6%
• 2008→2024 swing: -7.4pp toward R · 2008: 72.2pp · 2024: 64.8pp
• All cycles: 2024: D+64.8 2020: D+74.5 2016: D+77.2 2012: D+69.6 2008: D+72.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: —
• Current HPI: —
• Rent YoY: ▲ 4.28%
• Metro: New York-Newark-Jersey City, NY-NJ-PA
• State GDP YoY: ▲ 2.60%
• F500 in state: 92

Industry mix (Fortune 500 HQ in NY)

Industry	F500 HQs	Revenue
▸Financial Services	10	$950B
▸Consumer Goods	9	$162B
▸Insurance	4	$225B
▸Telecommunications	2	$144B
▸Pharmaceuticals	2	$112B
▸Media / Entertainment	2	$69B

Price history

+7.2% since first listed

25 events — show timeline

• 2026-04-24 Price Changed $749,500 OneKey® MLS as Distributed by MLS Grid
• 2026-03-14 Listed $760,000 OneKey® MLS as Distributed by MLS Grid
• 2024-02-04 Price Changed $630,000 RLS at REBNY
• 2022-11-19 Price Changed $549,000 RLS at REBNY
• 2022-11-19 Price Changed $167,000 RLS at REBNY
• 2019-04-09 Price Changed $650,000 RLS at REBNY
• 2019-04-09 Sold (MLS) $678,000 RLS at REBNY
• 2019-04-05 Sold (MLS) $650,000 RLS at REBNY
• 2019-04-05 Sold (MLS) $650,000 RLS at REBNY
• 2019-01-11 Contingent — RLS at REBNY
• 2018-09-28 Price Changed $678,000 RLS at REBNY
• 2018-09-06 Listed $698,000 RLS at REBNY
• 2018-09-06 Listed $678,000 RLS at REBNY
• 2018-08-09 Delisted — RLS at REBNY
• 2018-06-29 Price Changed $699,000 RLS at REBNY
• 2018-06-29 Relisted — RLS at REBNY
• 2018-06-09 Delisted — RLS at REBNY
• 2018-04-17 Listed $775,000 RLS at REBNY
• 2018-04-17 Listed $699,000 RLS at REBNY
• 2017-01-05 Sold (MLS) $630,000 RLS at REBNY
• 2016-02-16 Listed $630,000 RLS at REBNY
• 2016-02-16 Listed $665,000 RLS at REBNY
• 2010-06-14 Price Changed $678,000 RLS at REBNY
• 2010-06-14 Price Changed $650,000 RLS at REBNY
• 2005-11-04 Price Changed $699,000 RLS at REBNY