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B Composite 72.08
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Appreciation +4.4/10.0
  • Livability +3.0/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.2/10.0

$45,000

3210 Junior Pl · Shreveport, LA 71109
2 bd · 1.0 ba · 1,843 sqft · SingleFamily public records · 5 Days on market
Built 1999 1.08 ac lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Cozy 2 bedroom, 1 bath home with approximately 1,843 square feet on just over 1 acre in Shreveport. Property is in very poor condition and will require a full renovation, including extensive cosmetic work and repair or replacement of major systems. Home will not qualify for traditional financing and is being sold strictly as-is, where-is, with no repairs or concessions by seller. Buyer and buyer’s agent to verify all measurements, utilities, and intended use.

Key facts

  • 1.08 acre lot
  • Garage
  • Built 1999

Property features AI

Finance

  • Other: Possession expected in 30–60 days
  • Financial info: No second mortgage reported; Listing offered under an Exclusive Right To Sell agreement
  • HOA & community: No homeowners association

Exterior

  • Parking: On-site parking; One-car garage; No covered or carport spaces reported
  • Utilities: City water; City sewer; Not in a municipal utility district
  • Home design: Single-family residence; Residential property; Built in 1999; One story
  • Construction: Year built: 1999
  • Exterior features: Approximately 1.08-acre lot; Will not subdivide; Subdivision: Myers Sub

Interior

  • Kitchen: Other appliances
  • Bedrooms: Two bedrooms (both on the main level)
  • Bathrooms: One full bathroom
  • Interior features: One-level layout; Three total rooms; No fireplaces; Other interior features
  • Laundry & utility: No specific laundry/utility details provided

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $45k.

Deal economics

  • At list price, monthly cash flow is $441 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($992 rent vs $45k).
  • Cap rate 18.1% vs local median 5.7% in Shreveport — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 59/100 on livability (#270 in LA) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A; Watch: schools D+, crime F, amenities F.
  • Caddo Parish (urban): math 21% / reading 32% proficiency, ranked #53 of 98 in LA (top 54%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 64% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 123 active listings in the ZIP; 1 comparable units currently listed for rent nearby; lower-income renter base — watch delinquency; 221 units permitted in Caddo Parish in 2024 (0 in 5+ unit buildings).
  • This rent runs 36% of the median local income ($33k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-1.2%/yr); year-one equity from $311 of loan paydown is wiped out by about $531 of value loss. Plan a longer hold.
  • Caddo County population projected at -15% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-1.2% appreciation + 3.0% rent growth), your $13k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

  • Only 5 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 66% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $45,000

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.21%
Cap rate
18.06%
Cash-on-cash
42.04%
DSCR
2.87
GRM
3.8

CMA / ARV

ARV (on-the-fly)
$263,549
Comps found
1
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3841 Lakeside Dr 0.62mi 3/2.5 (+1) 1,586 (-14%) 1mo $227,500 $143 36

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-1.18% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
41.5%
Equity multiple
2.94×
Total profit
$24,391
Equity at exit
$10,472
10-year hold
IRR
45.7%
Equity multiple
5.83×
Total profit
$60,867
Equity at exit
$10,668

Cash invested: $12,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 71109

Home prices YoY
-2.1%
Active inventory
123
Price-to-rent
3.8×

Monthly cashflow live

Estimated rent
$992 medium interval (Pro) →
Mortgage (P&I)
$236
Tax from tax record
$88 /mo · $1,054/yr
Insurance
$19
HOA
$0
Vacancy / Maint / Mgmt
$208
Net cashflow
$441

Break-even live

Break-even rent $434
Max offer price $45,000
Occupancy floor 51%

Sensitivity live

Price -10% $467 -5% $454 +0% $441 +5% $429 +10% $416
Rent -10% $363 -5% $402 +0% $441 +5% $481 +10% $520
Rate -1.0pp $464 -0.5pp $453 base $441 +0.5pp $430 +1.0pp $418

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$11,250
Closing costs
$1,350
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4131 Barbara Ave Shreveport, LA 3.0 1.0 1400 $1,200 $0.86 44d 1 1.04mi

Listing history 3 events

  1. 2026-05-14
    status Pending
  2. 2026-05-09
    listed $45,000 Active
  3. 2001-04-09
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

Current annual tax
$1,054 · $88/mo
Projected year-2 tax
$1,054 · $88/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥110°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 66% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$11,908
− Mortgage interest
−$2,521
− Property taxes
−$1,054
− Insurance
−$225
− Repairs & maintenance
−$953
− Management
−$953
− Depreciation
−$1,309
Taxable income
$4,894
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,175
After-tax cash flow
$4,122/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Caddo Parish
NCES district ID
2200300
Math proficiency
21% ▼ -33.00%
Reading proficiency
32% ▼ -30.00%
Median HH income
$39,227
Composite
22.23/100
National rank
#8148
State rank
#53 of 98 in LA

Livability — Shreveport

Score
59/100
State rank
#270
US rank
#19730

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment F Housing A Health & safety F User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Shreveport, LA
County
Caddo Parish · 178,536 people
City population
164,123
Metro
Shreveport-Bossier City, LA
Population (ZIP)
17,412
Household income
$32,939
Rent vs Own
58.3% rent · 41.7% own
Severe rent burden
1265.0

Population outlook (Caddo County) Hauer SSP2

Today (2025)
243,190 people
By 2030
237,231 · -2.5%
By 2040
222,502 · -8.5%
By 2050
206,516 · -15.1%
By 2075
165,706 · -31.9%
By 2100
122,262 · -49.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (95%)
Race & ethnicity
Black 95% White 4%
Common ancestry
Lithuanian 1%
Foreign-born
0%

Political lean MEDSL · Caddo

2024 margin
Toss-up / Even · D 51.6% · R 47.0% · Other 1.4%
2008→2024 swing
+1.6pp toward D · 2008: 3.0pp · 2024: 4.6pp
All cycles
2024: D+4.6 2020: D+6.8 2016: D+4.2 2012: D+4.9 2008: D+3.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -1.18%
Current HPI
54.4158
Rent YoY
Metro
Shreveport-Bossier City, LA
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

3 events — show timeline
  • 2026-05-14 Pending NTREIS
  • 2026-05-09 Listed $45,000 NTREIS
  • 2001-04-09 Sold (Public Records) Public Records

Property tax history

+14.1%/yr

Latest (2025): $1,054 · +0.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…