316 Toiyabe Rd · Kingston, NV
Flood risk 1/10 · Minimal
- FEMA flood zone
- AO
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $848 – $2,087
Fire risk 6/10 · Moderate
- Est. fire insurance / yr
- $490 – $910
Heat risk 4/10 · Minor
- Hot days now (above 92°F)
- 6 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +8.2/30.0
- Appreciation +8.1/10.0
- Schools +2.6/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- DSCR +2.2/10.0
- Livability +2.1/5.0
- 1% rule +1.7/10.0
$195,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Escape to the tranquility of Kingston, NV, with this cozy 2-bedroom, 1-bathroom cabin nestled on 1.6 fully fenced acres. Surrounded by breathtaking views and backing up to BLM land, this home offers privacy, adventure, and the beauty of the Toiyabe Mountain Range right at your doorstep. , Interior Highlights: The cabin features two large bedrooms, each offering comfort and space for restful nights and quiet mornings. A retro, free-standing wood stove adds a touch of character and warmth, making the living area the perfect spot to cozy up during winter evenings. A unique bonus space that can serve as an office, bar, or game room connects the garage to the dining room, making this home ideal for entertaining or work-from-home flexibility. Exterior and Additional Features: The property is equipped with a durable metal roof, ensuring low-maintenance living. Mature landscaping surrounds the cabin, enhancing its peaceful and private atmosphere, while providing shaded spots to enjoy the outdoors. The expansive views from the property are simply stunning, with the Toiyabe Mountain Range in one direction and wide-open spaces in the other. Situated in the quiet and quaint neighborhood of Kingston, this home offers the ideal combination of a serene rural lifestyle with easy access to outdoor recreation. Whether you’re looking for a full-time residence or a weekend getaway, this cabin offers an unbeatable opportunity to experience Nevada’s natural beauty in a peaceful, picturesque setting. Schedule your showing today to see this Kingston retreat in person!
Key facts
- Metal roof
- Fully fenced acres
- Blm land views
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $195k.
Deal economics
- At list price, monthly cash flow is $-308 ($-4k/yr) — negative.
- To cash-flow at today's rent, offer at most $141k (27.9% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $130k (33.1% below list).
- Recommended offer: $130k (33.1% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 43/100 on livability (#116 in NV) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, crime A; Watch: amenities F, commute F, employment F.
- Lander County School District (town): math 19% / reading 36% proficiency, ranked #12 of 17 in NV (top 71%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Market conditions: 42 active listings in the ZIP.
Forward outlook
- In year one you build about $13k of equity ($1k loan paydown + $12k appreciation (6.2% local appreciation)).
- By year 3, paydown + projected appreciation supports a ~$33k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 603 days — a 12% lower offer ($172k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Watch-outs: flood insurance adds $122/mo.
- Climate carrying-cost: in FEMA flood zone AO (mandatory federal flood insurance); major wildfire risk — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 603 days. Have you received any prior offers? Is the seller open to a 33% concession, seller financing, or rate buy-down credit?
- Built in 1977 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.67% ✗
- Cap rate
- 5.15%
- Cash-on-cash
- -4.09%
- DSCR
- 0.82
- GRM
- 12.5
CMA / ARV
- ARV (median comp)
- $245,719
- List price
- $195,000
- Delta
- -20.64%
- Verdict
- UNDERPRICED
- Comps
- 1 within 2.0 mi
Projected returns pro-forma
6.15% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 10.3%
- Equity multiple
- 1.70×
- Total profit
- $38,433
- Equity at exit
- $124,450
- IRR
- 11.4%
- Equity multiple
- 3.34×
- Total profit
- $127,998
- Equity at exit
- $227,311
Cash invested: $54,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 71 Landlord-Friendly
- State Nevada
- 71 Landlord-Friendly · R+1
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 89310
- Home prices YoY
- 9.2%
- Active inventory
- 42
- Price-to-rent
- 12.5×
Monthly cashflow live
- Estimated rent
- $1,305 medium interval (Pro) →
- Mortgage (P&I)
- −$1,023
- Tax from tax record
- −$113 /mo · $1,356/yr
- Insurance
- −$81
- Flood insurance flood zone
- −$122 /mo · $1,468/yr
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$274
- Net cashflow
- $-308
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $48,750
- Closing costs
- $5,850
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 18 events
-
2026-06-19days on market $195,000 Active 603 DOM
-
2026-06-18days on market $195,000 Active 602 DOM
-
2026-06-17days on market $195,000 Active 601 DOM
-
2026-06-16days on market $195,000 Active 600 DOM
-
2026-06-15days on market $195,000 Active 599 DOM
-
2026-06-14days on market $195,000 Active 597 DOM
-
2026-06-12days on market $195,000 Active 596 DOM
-
2026-06-09days on market $195,000 Active 593 DOM
-
2026-06-08days on market $195,000 Active 592 DOM
-
2026-06-07days on market $195,000 Active 591 DOM
-
2026-06-07days on market $195,000 Active 590 DOM
-
2026-06-02days on market $195,000 Active 586 DOM
-
2026-06-01days on market $195,000 Active 585 DOM
-
2026-05-31days on market $195,000 Active 584 DOM
-
2026-05-30days on market $195,000 Active 583 DOM
-
2025-09-05price $195,000 1584-char remark
Show marketing remark (1584 chars)
Escape to the tranquility of Kingston, NV, with this cozy 2-bedroom, 1-bathroom cabin nestled on 1.6 fully fenced acres. Surrounded by breathtaking views and backing up to BLM land, this home offers privacy, adventure, and the beauty of the Toiyabe Mountain Range right at your doorstep. , Interior Highlights: The cabin features two large bedrooms, each offering comfort and space for restful nights and quiet mornings. A retro, free-standing wood stove adds a touch of character and warmth, making the living area the perfect spot to cozy up during winter evenings. A unique bonus space that can serve as an office, bar, or game room connects the garage to the dining room, making this home ideal for entertaining or work-from-home flexibility. Exterior and Additional Features: The property is equipped with a durable metal roof, ensuring low-maintenance living. Mature landscaping surrounds the cabin, enhancing its peaceful and private atmosphere, while providing shaded spots to enjoy the outdoors. The expansive views from the property are simply stunning, with the Toiyabe Mountain Range in one direction and wide-open spaces in the other. Situated in the quiet and quaint neighborhood of Kingston, this home offers the ideal combination of a serene rural lifestyle with easy access to outdoor recreation. Whether you’re looking for a full-time residence or a weekend getaway, this cabin offers an unbeatable opportunity to experience Nevada’s natural beauty in a peaceful, picturesque setting. Schedule your showing today to see this Kingston retreat in person!
-
2025-05-04price $225,000 1584-char remark
Show marketing remark (1584 chars)
Escape to the tranquility of Kingston, NV, with this cozy 2-bedroom, 1-bathroom cabin nestled on 1.6 fully fenced acres. Surrounded by breathtaking views and backing up to BLM land, this home offers privacy, adventure, and the beauty of the Toiyabe Mountain Range right at your doorstep. , Interior Highlights: The cabin features two large bedrooms, each offering comfort and space for restful nights and quiet mornings. A retro, free-standing wood stove adds a touch of character and warmth, making the living area the perfect spot to cozy up during winter evenings. A unique bonus space that can serve as an office, bar, or game room connects the garage to the dining room, making this home ideal for entertaining or work-from-home flexibility. Exterior and Additional Features: The property is equipped with a durable metal roof, ensuring low-maintenance living. Mature landscaping surrounds the cabin, enhancing its peaceful and private atmosphere, while providing shaded spots to enjoy the outdoors. The expansive views from the property are simply stunning, with the Toiyabe Mountain Range in one direction and wide-open spaces in the other. Situated in the quiet and quaint neighborhood of Kingston, this home offers the ideal combination of a serene rural lifestyle with easy access to outdoor recreation. Whether you’re looking for a full-time residence or a weekend getaway, this cabin offers an unbeatable opportunity to experience Nevada’s natural beauty in a peaceful, picturesque setting. Schedule your showing today to see this Kingston retreat in person!
-
2024-10-22$235,000 Active - New 1584-char remark
Show marketing remark (1584 chars)
Escape to the tranquility of Kingston, NV, with this cozy 2-bedroom, 1-bathroom cabin nestled on 1.6 fully fenced acres. Surrounded by breathtaking views and backing up to BLM land, this home offers privacy, adventure, and the beauty of the Toiyabe Mountain Range right at your doorstep. , Interior Highlights: The cabin features two large bedrooms, each offering comfort and space for restful nights and quiet mornings. A retro, free-standing wood stove adds a touch of character and warmth, making the living area the perfect spot to cozy up during winter evenings. A unique bonus space that can serve as an office, bar, or game room connects the garage to the dining room, making this home ideal for entertaining or work-from-home flexibility. Exterior and Additional Features: The property is equipped with a durable metal roof, ensuring low-maintenance living. Mature landscaping surrounds the cabin, enhancing its peaceful and private atmosphere, while providing shaded spots to enjoy the outdoors. The expansive views from the property are simply stunning, with the Toiyabe Mountain Range in one direction and wide-open spaces in the other. Situated in the quiet and quaint neighborhood of Kingston, this home offers the ideal combination of a serene rural lifestyle with easy access to outdoor recreation. Whether you’re looking for a full-time residence or a weekend getaway, this cabin offers an unbeatable opportunity to experience Nevada’s natural beauty in a peaceful, picturesque setting. Schedule your showing today to see this Kingston retreat in person!
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast NV · Resets to sale price
- Current annual tax
- $1,356 · $113/mo
- Projected year-2 tax
- $1,356 · $113/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone AO · 0% chance over 30 yrs
- Wildfire 6/10 Major
- Heat 4/10 Moderate 6 d/yr ≥92°F today · 16 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $15,658
- − Mortgage interest
- −$10,923
- − Property taxes
- −$1,356
- − Insurance
- −$2,442
- − Repairs & maintenance
- −$1,253
- − Management
- −$1,253
- − Depreciation
- −$5,673
- Taxable loss
- −$7,241
- Est. tax savings @ 24.0%
- +$1,738
- After-tax cash flow
- $-1,962/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Lander County School District
- NCES district ID
- 3200240
- Math proficiency
- 19% ▼ -14.00%
- Reading proficiency
- 36% ▼ -7.00%
- Median HH income
- $71,441
- Composite
- 26.11/100
- National rank
- #7287
- State rank
- #12 of 17 in NV
Livability — Kingston
- Score
- 43/100
- State rank
- #116
- US rank
- #26869
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Kingston, NV
- Population (ZIP)
- 173
Population outlook (Lander County) Hauer SSP2
- Today (2025)
- 5,947 people
- By 2030
- 5,932 · -0.3%
- By 2040
- 5,929 · -0.3%
- By 2050
- 5,900 · -0.8%
- By 2075
- 5,829 · -2.0%
- By 2100
- 5,549 · -6.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (87%)
- Race & ethnicity
- White 87% Hispanic / Latino 9% Two or more races 9% Native American 4%
- Hispanic origin (detail)
- Common ancestry
- Serbian 8%
Political lean MEDSL · Lander
- 2024 margin
- Solid R (+62.3) · D 17.7% · R 80.0% · Other 2.3%
- 2008→2024 swing
- -19.6pp toward R · 2008: -42.7pp · 2024: -62.3pp
- All cycles
- 2024: R+62.3 2020: R+61.5 2016: R+59.1 2012: R+48.3 2008: R+42.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 6.15%
- Current HPI
- 72.8724
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.08%
- F500 in state
- 6
Industry mix (Fortune 500 HQ in NV)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Hotels / Casinos | 3 | $36B |
|
||
Price history
-17.0% since first listed3 events — show timeline
- 2025-09-05 Price Changed $195,000 NNRMLS
- 2025-05-04 Price Changed $225,000 NNRMLS
- 2024-10-22 Listed $235,000 NNRMLS
Property tax history
+1.2%/yrLatest (2025): $1,356 · +3.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…