14081 Heritage Landing Blvd #211 · Punta Gorda, FL 33955

$277,000

2 bd · 2.0 ba · 1,407 sqft · Condo public records · 25 Days on market

Built 2020 Good condition $1040/mo HOA · 43% of rent ↓ 35% since listing

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Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +7.5/15.0
• Schools +4.6/10.0
• Livability +3.8/5.0
• Condition / age +3.8/5.0
• 1% rule +3.7/10.0
• Rent growth +2.5/5.0
• Cash flow +0.7/30.0
• DSCR +0.0/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

From the moment you enter the Heritage Landing Golf Course & Country Club you will be captivated by elevated golf course community living. Stately royal palms welcome you to a community of like-minded neighbors privileged to be able to play this renowned 18-hole Gordon Lewis championship golf course and enjoy resort amenities that are second to none. This unit comes with a Golf Membership. Join leagues, take classes to tune up your game and meet the friendly residents who live here. Upon entering this nearly new end unit you’ll be saturated in light and impressed with kitchen, dining, living upgrades not found in the basic builder model: Crown moldings, granite countertops, beautiful glass tile back splash, a whole house water conditioning system and RO under the counter sink filter. The primary bedroom his and her closets feature new wood accent closet organizers; the dining room has cabinetry for extra storage and workspace for crafting or home office. A primary bedroom overlooks the lake and 11th hole, the second bedroom provides a sanctuary for guests, and a 3rd bedroom serves as a work from home office, or a media room. Love to enjoy the great outdoors? Watch nature on the lake outside your lanai and sunsets over the preserve. Looking for a healthy lifestyle? Bike ride around the community, or any of the county preserve trails. Visit your state-of-the-art fitness center open 24/7 with trainer on site 10-4 daily; join aerobics, stretch, or yoga classes. Play tennis, pickle ball, bocce. Pamper yourself and guests at the full-service day spa with massage and nail services, facials, and sauna. Gather at the gradual wade in pool; swim laps and enjoy poolside food/drink service from the resort tiki bar with full menu. The life you deserve, life the way you dreamed, can be yours! FREE: (2) sets of men's golf clubs if buyer negotiates for the furniture.

Key facts

• Gated entrance
• Natural light
• Granite countertops

Tags

• GOLF MEMBERSHIP INCLUDED
• GATED ENTRANCE
• NATURAL LIGHT
• CROWN MOLDING
• GRANITE COUNTERTOPS
• GLASS TILE BACKSPLASH

Property features AI

Finance

• Other: Community features include clubhouse, fitness center, golf, golf cart friendly, playground, pool, racquetball, sidewalks and tennis courts; Pets allowed: cats and dogs
• Financial info: Total annual fees (multi): $12,482; Total monthly fees (multi): $1,040.17; Lease restrictions apply
• HOA & community: Has HOA; buyer approval required; Monthly HOA: $62.50; Association fee: $750 annually; Association fee 2: $750 quarterly; Monthly condo fee: $533 (quarterly term listed); Association covers 24-hour guard, common area taxes, pool, escrow reserves, insurance, building & grounds maintenance, management, pest control, recreational facilities, security, sewer, trash and water; Association management: Gateway Management (condo) and Icon Mgt Services Florida LLC (master HOA)

Exterior

• Parking: Covered parking; Guest parking; 1-space carport
• Security: Gated community; Security gate; Security lights; Fire sprinkler system; Smoke detectors
• Utilities: Public water; Public sewer; Cable available and connected; Electricity available and connected; Water and sewer available and connected; Irrigation equipment (reclaimed water)
• Home design: Residential condominium; Completed condition; Faces east; Located in a multi-story building (4 total stories)
• Construction: Block construction; Built-up roof; Slab foundation; Building identified as TERRACE 1 / BLD 2
• Exterior features: Covered rear porch; Screened porch; Patio; Outdoor lighting; Sidewalk; Sliding doors; Storage; Tennis courts; Flora-friendly/native landscaping; Concrete road surface

Interior

• Kitchen: Dishwasher; Disposal; Exhaust fan; Microwave; Range; Refrigerator; Stone counters; Eat-in kitchen
• Bedrooms: 3 bedrooms
• Flooring: Ceramic tile
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Central air
• Interior features: Ceiling fans; Eat-in kitchen; Formal dining; Living/dining room combo; Open floorplan; Stone counters; Thermostat; Walk-in closets; Window treatments; Blinds; Storm windows; Elevator in building
• Laundry & utility: Washer hookup; Dryer hookup (electric); Laundry closet; Electric water heater

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath condo listed at $277k. Condition is rated good.

Deal economics

• At list price, monthly cash flow is $-2k ($-19k/yr) — negative.
• To cash-flow at today's rent, offer at most $64k (76.8% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $242k (12.7% below list).
• Recommended offer: $64k (76.8% below list) — sets the bar for cash-flow.
• Cap rate 1.2% vs local median 2.8% in Punta Gorda — below-typical yield; the buyer is paying a premium for something (appreciation thesis, condition, location) that the cap rate doesn't capture.

Location & tenants

• Location reads 76/100 on livability (#225 in FL, #3,567 nationally) — a middle-class / working-renter tenant base. Strengths: schools A+, crime A+, health & safety A+; Watch: cost of living D+, amenities D-, commute F.
• Charlotte (suburban): math 54% / reading 54% proficiency, ranked #22 of 73 in FL (top 30%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: 1481 active listings in the ZIP; 33 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 4,585 units permitted in Charlotte County in 2024 (703 in 5+ unit buildings).
• This rent runs 38% of the median local income ($77k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
• Charlotte County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 25 days — a 2% lower offer ($273k) is reasonable based on typical stale-listing flexibility.
• 8 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: flood insurance adds $427/mo; HOA is 43% of rent.
• Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $64,359 (76.8% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 0.87% ✗
• Cap rate: 1.16%
• Cash-on-cash: -18.34%
• DSCR: 0.18
• GRM: 9.5

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -70.9%
• Equity multiple: -0.89×
• Total profit: $-146,521
• Equity at exit: $41,302

10-year hold

• IRR: —
• Equity multiple: -2.30×
• Total profit: $-255,614
• Equity at exit: $23,950

Cash invested: $77,560 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33955

• Home prices YoY: -24.5%
• Active inventory: 1481
• Price-to-rent: 9.5×

Monthly cashflow live

• Estimated rent: $2,419 medium
• Mortgage (P&I): −$1,453
• Tax from tax record: −$489 /mo · $5,863/yr
• Insurance: −$115
• Flood insurance flood zone: −$427 /mo · $5,118/yr
• HOA: −$1,040
• Vacancy / Maint / Mgmt: −$508
• Net cashflow: $-1,612

Break-even live

Break-even rent $4,460

Max offer price $64,359

Occupancy floor —

Sensitivity live

Price	-10% $-1,455	-5% $-1,533	+0% $-1,612	+5% $-1,690	+10% $-1,769
Rent	-10% $-1,803	-5% $-1,707	+0% $-1,612	+5% $-1,516	+10% $-1,421
Rate	-1.0pp $-1,472	-0.5pp $-1,541	base $-1,612	+0.5pp $-1,684	+1.0pp $-1,757

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $69,250
• Closing costs: $8,310
• Reserves months: —
• Total cash needed: —

Rent comps 33 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
14081 Heritage Landing Blvd Punta Gorda, FL	2.0	2.0	1176	$5,750	$4.89	22d	2	0.03mi
14091 Heritage Landing Blvd Unit Reservation spot 1 Punta Gorda, FL	2.0	2.0	1194	$5,000	$4.19	22d	1	0.04mi
14091 Heritage Landing Blvd Punta Gorda, FL	2.0	2.0	1157	$5,000	$4.32	22d	2	0.04mi
14121 Heritage Landing Blvd #743 Punta Gorda, FL	2.0	2.0	1120	$6,000	$5.36	22d	1	0.12mi
14061 Heritage Landing Blvd Punta Gorda, FL	2.0–3.0	2.0	1302	$4,000	$3.07	22d	3	0.12mi
14051 Heritage Landing Blvd Punta Gorda, FL	2.0–3.0	2.0	1280	$4,000	$3.12	22d	2	0.16mi
14050 Heritage Landing Blvd #226 Punta Gorda, FL	2.0	2.0	1596	$6,500	$4.07	22d	1	0.16mi
14051 Heritage Landing Blvd Unit Reservation spot 1 Punta Gorda, FL	2.0	2.0	1198	$2,600	$2.17	22d	1	0.17mi
14141 Heritage Landing Blvd #935 Punta Gorda, FL	2.0	2.0	1120	$5,500	$4.91	22d	1	0.21mi
14141 Heritage Landing Blvd #922 Punta Gorda, FL	2.0	2.0	1154	$2,200	$1.91	22d	1	0.21mi
14041 Heritage Landing Blvd #642 Punta Gorda, FL	2.0	2.0	1154	$6,000	$5.20	22d	1	0.21mi
14149 Poppy Field Loop #6011 Punta Gorda, FL	3.0	2.0	1741	$6,500	$3.73	22d	1	0.31mi
14161 Heritage Landing Blvd #1118 Punta Gorda, FL	2.0	2.0	1407	$1,800	$1.28	22d	1	0.31mi
14161 Poppy Field Loop #5811 Punta Gorda, FL	3.0	2.0	1741	$4,200	$2.41	22d	1	0.33mi
14191 Heritage Landing Blvd #1214 Punta Gorda, FL	2.0	2.0	1120	$1,585	$1.42	22d	1	0.40mi
14201 Heritage Landing Blvd #1312 Punta Gorda, FL	2.0	2.0	1154	$1,750	$1.52	22d	1	0.45mi
14201 Heritage Landing Blvd Unit 1338 Punta Gorda, FL	3.0	2.0	1301	$6,000	$4.61	22d	1	0.45mi
14194 Heritage Landing Blvd #614 Punta Gorda, FL	2.0	2.0	1366	$1,995	$1.46	22d	1	0.49mi
14649 Sycamore Ct #2912 Punta Gorda, FL	3.0	2.0	1741	$7,000	$4.02	22d	1	0.54mi
14221 Heritage Landing Blvd Unit 2014 Punta Gorda, FL	2.0	2.0	1366	$6,000	$4.39	22d	1	0.56mi
14656 Sycamore Ct #3211 Punta Gorda, FL	3.0	2.0	1741	$7,000	$4.02	22d	1	0.57mi
14184 Heritage Landing Blvd Punta Gorda, FL	2.0	2.0	1366	$1,947	$1.43	22d	2	0.57mi
14271 Heritage Landing Blvd Punta Gorda, FL	2.0	2.0	1355	$6,500	$4.80	22d	1	0.60mi
14231 Heritage Landing Blvd Unit 1928 Punta Gorda, FL	2.0	2.0	1596	$6,000	$3.76	22d	1	0.61mi
14224 Heritage Landing Blvd #921 Punta Gorda, FL	2.0	2.0	1569	$3,400	$2.17	22d	1	0.64mi
14224 Heritage Landing Blvd Unit 1 Punta Gorda, FL	2.0	2.0	1366	$4,500	$3.29	22d	1	0.64mi
14241 Heritage Landing Blvd #1821 Punta Gorda, FL	2.0	2.0	1569	$6,000	$3.82	22d	1	0.67mi
14251 Heritage Landing Blvd Unit 1713 Punta Gorda, FL	2.0	2.0	1366	$4,800	$3.51	14d	1	0.72mi
14251 Heritage Landing Blvd Unit 1723 Punta Gorda, FL	2.0	2.0	1366	$6,000	$4.39	22d	1	0.72mi
14261 Heritage Landing Blvd #1615 Punta Gorda, FL	2.0	2.0	1366	$6,000	$4.39	22d	1	0.76mi
14271 Heritage Landing Blvd #1527 Punta Gorda, FL	2.0	2.0	1422	$2,800	$1.97	22d	1	0.81mi
14267 Heritage Landing Blvd #1222 Punta Gorda, FL	2.0	2.0	1569	$4,200	$2.68	22d	1	0.83mi
14040 Heritage Landing Blvd #113 Punta Gorda, FL	2.0	2.0	1438	$6,500	$4.52	22d	1	0.90mi

HOA detail condo

• Monthly dues: $1,040 · $12,480/yr
• Likely covers: waterpoolgym
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 35 events

1. 2026-06-18
   days on market $277,000 Active 25 DOM
2. 2026-06-17
   days on market $277,000 Active 24 DOM
3. 2026-06-16
   days on market $277,000 Active 23 DOM
4. 2026-06-15
   days on market $277,000 Active 22 DOM
5. 2026-06-14
   days on market $277,000 Active 20 DOM
6. 2026-06-13
   days on market $277,000 Active 19 DOM
7. 2026-06-10
   days on market $277,000 Active 17 DOM
8. 2026-06-09
   days on market $277,000 Active 16 DOM
9. 2026-06-08
   days on market $277,000 Active 15 DOM
10. 2026-06-07
    days on market $277,000 Active 14 DOM
11. 2026-06-05
    days on market $277,000 Active 11 DOM
12. 2026-06-03
    days on market $277,000 Active 10 DOM
13. 2026-06-02
    days on market $277,000 Active 9 DOM
14. 2026-06-01
    days on market $277,000 Active 8 DOM
15. 2026-05-31
    days on market $277,000 Active 7 DOM
16. 2026-05-30
    days on market $277,000 Active 6 DOM
17. 2026-05-24
    listed $277,000 Active
18. 2025-08-30
    historical $1,850
19. 2025-07-08
    listed $1,850
20. 2024-07-26
    historical $2,350
21. 2024-07-15
    listed $2,350
22. 2023-07-20
    historical
23. 2023-02-15
    price $389,900
24. 2023-02-14
    soldstatus $389,900
25. 2023-02-13
    soldstatus $389,900 Closed 1894-char remark

    Show marketing remark (1894 chars)

    From the moment you enter the Heritage Landing Golf Course & Country Club you will be captivated by elevated golf course community living. Stately royal palms welcome you to a community of like-minded neighbors privileged to be able to play this renowned 18-hole Gordon Lewis championship golf course and enjoy resort amenities that are second to none. This unit comes with a Golf Membership. Join leagues, take classes to tune up your game and meet the friendly residents who live here. Upon entering this nearly new end unit you’ll be saturated in light and impressed with kitchen, dining, living upgrades not found in the basic builder model: Crown moldings, granite countertops, beautiful glass tile back splash, a whole house water conditioning system and RO under the counter sink filter. The primary bedroom his and her closets feature new wood accent closet organizers; the dining room has cabinetry for extra storage and workspace for crafting or home office. A primary bedroom overlooks the lake and 11th hole, the second bedroom provides a sanctuary for guests, and a 3rd bedroom serves as a work from home office, or a media room. Love to enjoy the great outdoors? Watch nature on the lake outside your lanai and sunsets over the preserve. Looking for a healthy lifestyle? Bike ride around the community, or any of the county preserve trails. Visit your state-of-the-art fitness center open 24/7 with trainer on site 10-4 daily; join aerobics, stretch, or yoga classes. Play tennis, pickle ball, bocce. Pamper yourself and guests at the full-service day spa with massage and nail services, facials, and sauna. Gather at the gradual wade in pool; swim laps and enjoy poolside food/drink service from the resort tiki bar with full menu. The life you deserve, life the way you dreamed, can be yours! FREE: (2) sets of men's golf clubs if buyer negotiates for the furniture.

26. 2023-01-13
    status Pending 1894-char remark

    Show marketing remark (1894 chars)

    From the moment you enter the Heritage Landing Golf Course & Country Club you will be captivated by elevated golf course community living. Stately royal palms welcome you to a community of like-minded neighbors privileged to be able to play this renowned 18-hole Gordon Lewis championship golf course and enjoy resort amenities that are second to none. This unit comes with a Golf Membership. Join leagues, take classes to tune up your game and meet the friendly residents who live here. Upon entering this nearly new end unit you’ll be saturated in light and impressed with kitchen, dining, living upgrades not found in the basic builder model: Crown moldings, granite countertops, beautiful glass tile back splash, a whole house water conditioning system and RO under the counter sink filter. The primary bedroom his and her closets feature new wood accent closet organizers; the dining room has cabinetry for extra storage and workspace for crafting or home office. A primary bedroom overlooks the lake and 11th hole, the second bedroom provides a sanctuary for guests, and a 3rd bedroom serves as a work from home office, or a media room. Love to enjoy the great outdoors? Watch nature on the lake outside your lanai and sunsets over the preserve. Looking for a healthy lifestyle? Bike ride around the community, or any of the county preserve trails. Visit your state-of-the-art fitness center open 24/7 with trainer on site 10-4 daily; join aerobics, stretch, or yoga classes. Play tennis, pickle ball, bocce. Pamper yourself and guests at the full-service day spa with massage and nail services, facials, and sauna. Gather at the gradual wade in pool; swim laps and enjoy poolside food/drink service from the resort tiki bar with full menu. The life you deserve, life the way you dreamed, can be yours! FREE: (2) sets of men's golf clubs if buyer negotiates for the furniture.

27. 2022-12-29
    listed $389,900 Active 1894-char remark

    Show marketing remark (1894 chars)

    From the moment you enter the Heritage Landing Golf Course & Country Club you will be captivated by elevated golf course community living. Stately royal palms welcome you to a community of like-minded neighbors privileged to be able to play this renowned 18-hole Gordon Lewis championship golf course and enjoy resort amenities that are second to none. This unit comes with a Golf Membership. Join leagues, take classes to tune up your game and meet the friendly residents who live here. Upon entering this nearly new end unit you’ll be saturated in light and impressed with kitchen, dining, living upgrades not found in the basic builder model: Crown moldings, granite countertops, beautiful glass tile back splash, a whole house water conditioning system and RO under the counter sink filter. The primary bedroom his and her closets feature new wood accent closet organizers; the dining room has cabinetry for extra storage and workspace for crafting or home office. A primary bedroom overlooks the lake and 11th hole, the second bedroom provides a sanctuary for guests, and a 3rd bedroom serves as a work from home office, or a media room. Love to enjoy the great outdoors? Watch nature on the lake outside your lanai and sunsets over the preserve. Looking for a healthy lifestyle? Bike ride around the community, or any of the county preserve trails. Visit your state-of-the-art fitness center open 24/7 with trainer on site 10-4 daily; join aerobics, stretch, or yoga classes. Play tennis, pickle ball, bocce. Pamper yourself and guests at the full-service day spa with massage and nail services, facials, and sauna. Gather at the gradual wade in pool; swim laps and enjoy poolside food/drink service from the resort tiki bar with full menu. The life you deserve, life the way you dreamed, can be yours! FREE: (2) sets of men's golf clubs if buyer negotiates for the furniture.

28. 2022-05-27
    price $425,000
29. 2022-05-27
    historical
30. 2022-05-12
    status Active
31. 2022-05-12
    status Active
32. 2022-04-12
    status Pending
33. 2022-04-12
    status Pending
34. 2022-04-09
    listed $425,000 Active
35. 2022-03-28
    listed $425,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $5,863 · $489/mo
• Projected year-2 tax: $5,863 · $489/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 9/10 Extreme FEMA zone AE · 99% chance over 30 yrs
• 🔥 Wildfire 7/10 Severe
• 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 26 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $29,033
• − Mortgage interest: −$15,516
• − Property taxes: −$5,863
• − Insurance: −$6,504
• − Repairs & maintenance: −$2,323
• − Management: −$2,323
• − HOA: −$12,480
• − Depreciation: −$8,058
• Taxable loss: −$24,034
• Est. tax savings @ 24.0%: +$5,768
• After-tax cash flow: $-13,574/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 75/100 Cosmetic rehab

This well-maintained, golf membership condo is in good condition with modern amenities and a great location. Minor exterior painting and gutter cleaning would further enhance its appeal.

Value-add opportunities

• Resale Paint exterior walls — Enhances curb appeal and can add value
• Rental Clean gutters — Keeps property in good condition and prevents water damage

Renovation cost estimate screening

Value-add ROI direction

• Resale Paint exterior walls — Enhances curb appeal and can add value ↑
• Rental Clean gutters — Keeps property in good condition and prevents water damage ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Charlotte
• NCES district ID: 1200240
• Math proficiency: 54% ▼ -6.00%
• Reading proficiency: 54% ▼ -1.00%
• Median HH income: $44,864
• Composite: 45.62/100
• National rank: #2586
• State rank: #22 of 73 in FL

Livability — Punta Gorda

• Score: 76/100
• State rank: #225
• US rank: #3567

Category grades

Amenities D- Commute F Cost of living D+ Crime A+ Employment B- Housing B Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Charlotte County · 196,994 people
• City population: 68,831
• Metro: Punta Gorda, FL
• Population (ZIP): 12,399
• Household income: $76,943
• Rent vs Own: 9.5% rent · 90.5% own
• Severe rent burden: 226.0

Population outlook (Charlotte County) Hauer SSP2

• Today (2025): 198,646 people
• By 2030: 210,507 · +6.0%
• By 2040: 230,857 · +16.2%
• By 2050: 247,148 · +24.4%
• By 2075: 281,777 · +41.8%
• By 2100: 293,609 · +47.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (84%)
• Race & ethnicity: White 84% Hispanic / Latino 10% Two or more races 9% Black 2%
• Hispanic origin (detail): Mexican 4% Puerto Rican 2% Cuban 4%
• Common ancestry: Romanian 5% Italian 3% Serbian 3%
• Foreign-born: 8% · Canada
• Languages at home: 91% English-only · Spanish 5% Other Indo-European 1%

Political lean MEDSL · Charlotte

• 2024 margin: Solid R (+34.0) · D 32.7% · R 66.7%
• 2008→2024 swing: -26.7pp toward R · 2008: -7.2pp · 2024: -34.0pp
• All cycles: 2024: R+34.0 2020: R+26.6 2016: R+27.8 2012: R+14.3 2008: R+7.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -78.71%
• Current HPI: 242.9043
• Rent YoY: —
• Metro: Punta Gorda, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

-34.8% since first listed

19 events — show timeline

• 2026-05-24 Listed $277,000 Stellar MLS as Distributed by MLS Grid
• 2025-08-30 Rental Removed $1,850 STELLARMLS
• 2025-07-08 Listed for Rent $1,850 STELLARMLS
• 2024-07-26 Rental Removed $2,350 APPFOLIO
• 2024-07-15 Listed for Rent $2,350 APPFOLIO
• 2023-07-20 Rental Removed — STELLARMLS
• 2023-02-15 Price Changed $389,900 Stellar MLS as Distributed by MLS Grid
• 2023-02-14 Sold (Public Records) $389,900 Public Records
• 2023-02-13 Sold (MLS) $389,900 Stellar MLS as Distributed by MLS Grid
• 2023-01-13 Pending — Stellar MLS as Distributed by MLS Grid
• 2022-12-29 Listed $389,900 Stellar MLS as Distributed by MLS Grid
• 2022-05-27 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2022-05-27 Price Changed $425,000 Stellar MLS as Distributed by MLS Grid
• 2022-05-12 Relisted — BEARMLS
• 2022-05-12 Relisted — Stellar MLS as Distributed by MLS Grid
• 2022-04-12 Pending — BEARMLS
• 2022-04-12 Pending — Stellar MLS as Distributed by MLS Grid
• 2022-04-09 Listed $425,000 BEARMLS
• 2022-03-28 Listed $425,000 Stellar MLS as Distributed by MLS Grid

Property tax history

+13.9%/yr

Latest (2025): $5,863 · +2.4% YoY. Source: county tax records.