100 Bachelor Ridge Rd #3407 · Edwards, CO 81620

$99,000

2 bd · 2.5 ba · 1,570 sqft · Condo · 103 Days on market

Built 2002 $1486/mo HOA · 33% of rent

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +15.0/30.0
• Appreciation +8.3/10.0
• ARV discount +7.5/15.0
• 1% rule +5.0/10.0
• DSCR +5.0/10.0
• Schools +3.0/10.0
• Livability +3.0/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

Own only the time you use at the Bachelor Gulch residences at this fantastic residence with ski slope views. This luxury fractional ownership offers 2 Summer Weeks/1 Ski Week next to the award winning Ritz-Carlton, Bachelor Gulch. As part of ownership you get Lift Tickets, Daily Housekeeping, Discounts to Red Sky Ranch Golf Club, and Bachelor Gulch Club Membership included. Ability to use other resort locations around the world. Summer Interest 9

Key facts

• Resort locations
• Fractional ownership
• Lift tickets

Tags

• SKI SLOPE VIEWS
• FRACTIONAL OWNERSHIP
• LIFT TICKETS
• DAILY HOUSEKEEPING
• BACHELOR GULCH CLUB MEMBERSHIP
• RESORT LOCATIONS

Property features AI

Finance

• Other:
• Financial info:
• HOA & community: Has association; Annual association fee; Association amenities include fitness center and shuttle service; Association fee includes club membership, common area maintenance, electricity, gas, management, taxes

Exterior

• Parking:
• Security:
• Utilities:
• Home design: Condominium / unit
• Construction: Asphalt roof; Poured in place foundation
• Exterior features: Planned Unit Development zoning; Shuttle service (community)

Interior

• Kitchen: Cooktop; Dishwasher; Microwave; Range hood; Refrigerator
• Bedrooms: 2 bedrooms
• Flooring: Marble flooring; Wood flooring
• Bathrooms: 2 full bathrooms; 1 half bathroom
• Heating & cooling: Central air conditioning; Forced air heating; Natural gas heating; Radiant heating
• Interior features: Furnished; Washer/Dryer included; Range hood; Microwave; Refrigerator; Dishwasher; Cooktop
• Laundry & utility: Washer; Dryer; Washer/Dryer included

What this means for you Summary

Snapshot

• This is a 2-bed/2.5-bath condo listed at $99k.

Deal economics

• At list price, monthly cash flow is $1k ($16k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($5k rent vs $99k).
• Recommended offer: $90k (9.0% below list) — sets the bar for market timing.
• Cap rate 23.4% vs local median 0.4% in Edwards — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 59/100 on livability (#268 in CO) — a working-class tenant base; expect higher turnover. Strengths: crime A, employment B+; Watch: schools D-, amenities F, commute F.
• Eagle County School District No. RE-50 (town): math 22% / reading 42% proficiency, ranked #39 of 86 in CO (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 448 active listings in the ZIP; solid renter incomes; 387 units permitted in Eagle County in 2024 (256 in 5+ unit buildings).

Forward outlook

• In year one you build about $7k of equity ($684 loan paydown + $7k appreciation (6.6% local appreciation)).
• Eagle County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• At projected returns (6.6% appreciation + 3.0% rent growth), your $28k cash investment doubles in ~2 years — after that, you're playing with house money.
• By year 5, paydown + projected appreciation supports a ~$32k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 103 days — a 9% lower offer ($90k) is reasonable based on typical stale-listing flexibility.
• 23 sale attempts since 19y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $45k; list at $99k implies a 120% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: flood insurance adds $66/mo; HOA is 33% of rent.
• Climate carrying-cost: severe flood risk; moderate wildfire risk — expect insurance premiums to compound above CPI over the hold.

Recommended offer $90,090 (9.0% below list)

Questions for the listing agent

1. It's been on market 103 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
2. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 4.58% ✓
• Cap rate: 23.44%
• Cash-on-cash: 61.25%
• DSCR: 3.73
• GRM: 1.8

CMA / ARV

No comps found within radius.

Projected returns pro-forma

6.63% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 67.5%
• Equity multiple: 5.30×
• Total profit: $119,256
• Equity at exit: $66,243

10-year hold

• IRR: 64.1%
• Equity multiple: 11.27×
• Total profit: $284,726
• Equity at exit: $123,748

Cash invested: $27,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 38 Tenant-Leaning
• State Colorado: 38 Tenant-Leaning · D+4
• County: — inherits STATE
• City: — inherits STATE

2023 reforms: 10-day cure, mandated notice, source-of-income protected. Courts backlogged in Denver.

Methodology + full state rankings →

ZIP-level market 81620

• Home prices YoY: 1.9%
• Active inventory: 448
• Price-to-rent: 1.8×

Monthly cashflow live

• Estimated rent: $4,538 medium
• Mortgage (P&I): −$519
• Tax est. 1.5%: −$124 /mo · $1,485/yr
• Insurance: −$41
• Flood insurance flood zone: −$66 /mo · $798/yr
• HOA: −$1,486
• Vacancy / Maint / Mgmt: −$953
• Net cashflow: $1,348

Break-even live

Break-even rent $2,831

Max offer price $99,000

Occupancy floor 65%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $24,750
• Closing costs: $2,970
• Reserves months: —
• Total cash needed: —

HOA detail condo

• Monthly dues: $1,486 · $17,832/yr
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 50 events

1. 2026-06-19
   days on market $99,000 Active 103 DOM
2. 2026-06-18
   days on market $99,000 Active 102 DOM
3. 2026-06-17
   days on market $99,000 Active 101 DOM
4. 2026-06-16
   days on market $99,000 Active 100 DOM
5. 2026-06-15
   days on market $99,000 Active 99 DOM
6. 2026-06-14
   days on market $99,000 Active 97 DOM
7. 2026-06-12
   days on market $99,000 Active 96 DOM
8. 2026-06-09
   days on market $99,000 Active 93 DOM
9. 2026-06-08
   days on market $99,000 Active 92 DOM
10. 2026-06-07
    days on market $99,000 Active 91 DOM
11. 2026-06-05
    days on market $99,000 Active 88 DOM
12. 2026-06-03
    days on market $99,000 Active 87 DOM
13. 2026-06-02
    days on market $99,000 Active 86 DOM
14. 2026-06-01
    days on market $99,000 Active 85 DOM
15. 2026-05-31
    days on market $99,000 Active 84 DOM
16. 2026-05-30
    days on market $99,000 Active 83 DOM
17. 2026-03-07
    listed $99,000 Active
18. 2026-01-03
    listed $45,000 Active 453-char remark

    Show marketing remark (453 chars)

    Own only the time you use at the Bachelor Gulch residences at this fantastic residence with ski slope views. This luxury fractional ownership offers 2 Summer Weeks/1 Ski Week next to the award winning Ritz-Carlton, Bachelor Gulch. As part of ownership you get Lift Tickets, Daily Housekeeping, Discounts to Red Sky Ranch Golf Club, and Bachelor Gulch Club Membership included. Ability to use other resort locations around the world. Summer Interest 9

19. 2025-11-29
    listed $107,500 Active 453-char remark

    Show marketing remark (453 chars)

    Own only the time you use at the Bachelor Gulch residences at this fantastic residence with ski slope views. This luxury fractional ownership offers 2 Ski Weeks/1 Summer Week next to the award winning Ritz-Carlton, Bachelor Gulch. As part of ownership you get Lift Tickets, Daily Housekeeping, Discounts to Red Sky Ranch Golf Club, and Bachelor Gulch Club Membership included. Ability to use other resort locations around the world. Winter Interest 8

20. 2024-10-10
    listed $107,500 Active
21. 2024-04-02
    price $116,500
22. 2023-09-26
    listed $118,500 Active
23. 2023-02-07
    soldstatus $45,000 Closed
24. 2023-01-25
    status Pending
25. 2022-09-27
    listed $49,000 Active
26. 2022-08-29
    soldstatus $30,000 Closed
27. 2022-08-09
    status Pending
28. 2021-08-04
    listed $39,000 Active
29. 2021-02-18
    soldstatus $26,000
30. 2020-12-30
    listed $30,000
31. 2020-12-20
    listed $78,000
32. 2019-06-24
    listed $70,000
33. 2019-02-11
    listed $78,000
34. 2018-11-27
    soldstatus $65,000
35. 2018-01-12
    listed $134,000
36. 2017-12-18
    listed $75,000
37. 2016-12-23
    soldstatus $82,000
38. 2016-07-06
    listed $85,000
39. 2016-03-08
    listed $150,000
40. 2016-03-01
    listed $75,000
41. 2013-02-26
    soldstatus $90,000
42. 2011-11-25
    listed $95,000
43. 2011-03-10
    soldstatus $137,000
44. 2010-06-25
    listed $140,000
45. 2009-04-23
    soldstatus $165,000
46. 2008-10-09
    listed $195,000
47. 2008-05-12
    soldstatus $200,000
48. 2008-02-18
    listed $210,000
49. 2007-09-01
    listed $240,000
50. 2007-02-16
    listed $235,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 8/10 Severe FEMA zone X (unshaded) · 78% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 1/10 Low 13 d/yr ≥81°F today · 34 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $54,457
• − Mortgage interest: −$5,546
• − Property taxes: −$1,485
• − Insurance: −$1,292
• − Repairs & maintenance: −$4,357
• − Management: −$4,357
• − HOA: −$17,832
• − Depreciation: −$2,880
• Taxable income: $16,709
• Est. tax owed @ 24.0%: −$4,010
• After-tax cash flow: $12,171/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Eagle County School District No. RE-50
• NCES district ID: 0803540
• Math proficiency: 22% ▼ -8.00%
• Reading proficiency: 42% ▼ -4.00%
• Median HH income: $73,322
• Composite: 30.01/100
• National rank: #6360
• State rank: #39 of 86 in CO

Livability — Edwards

• Score: 59/100
• State rank: #268
• US rank: #19899

Category grades

Amenities F Commute F Cost of living F Crime A Employment B+ Housing C+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Eagle County · 42,178 people
• City population: 10,965
• Metro: Edwards, CO
• Population (ZIP): 10,870
• Household income: $102,775
• Rent vs Own: 46.9% rent · 53.1% own
• Severe rent burden: 744.0

Population outlook (Eagle County) Hauer SSP2

• Today (2025): 57,837 people
• By 2030: 59,258 · +2.5%
• By 2040: 60,698 · +4.9%
• By 2050: 60,206 · +4.1%
• By 2075: 54,326 · -6.1%
• By 2100: 47,000 · -18.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.56)
• Race & ethnicity: White 62% Hispanic / Latino 23% Two or more races 23% Asian 3% Black 2%
• Hispanic origin (detail): Mexican 14%
• Common ancestry: Italian 3% Scotch-Irish 2% Slovak 2%
• Foreign-born: 14% · Canada, Dominican Republic
• Languages at home: 78% English-only · Spanish 15% Other Indo-European 4% Chinese 1%

Political lean MEDSL · Eagle

• 2024 margin: Strong D (+24.4) · D 61.0% · R 36.5% · Other 2.5%
• 2008→2024 swing: +1.3pp toward D · 2008: 23.1pp · 2024: 24.4pp
• All cycles: 2024: D+24.4 2020: D+29.8 2016: D+19.9 2012: D+14.7 2008: D+23.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 6.63%
• Current HPI: 363.7493
• Rent YoY: —
• Metro: Edwards, CO
• State GDP YoY: ▲ 1.95%
• F500 in state: 14

Industry mix (Fortune 500 HQ in CO)

Industry	F500 HQs	Revenue
▸Technology Distribution	1	$31B
▸Food / Agriculture	1	$18B
▸Packaging	1	$14B
▸Healthcare	1	$13B
▸Energy	1	$10B
▸Technology	1	$4B

Price history

-60.2% since first listed

35 events — show timeline

• 2026-03-07 Listed $99,000 VMLS
• 2026-01-03 Listed $45,000 VMLS
• 2025-11-29 Listed $107,500 VMLS
• 2024-10-10 Listed $107,500 VMLS
• 2024-04-02 Price Changed $116,500 VMLS
• 2023-09-26 Listed $118,500 VMLS
• 2023-02-07 Sold (MLS) $45,000 VMLS
• 2023-01-25 Pending — VMLS
• 2022-09-27 Listed $49,000 VMLS
• 2022-08-29 Sold (MLS) $30,000 VMLS
• 2022-08-09 Pending — VMLS
• 2021-08-04 Listed $39,000 VMLS
• 2021-02-18 Sold (MLS) $26,000 VMLS
• 2020-12-30 Listed $30,000 VMLS
• 2020-12-20 Listed $78,000 VMLS
• 2019-06-24 Listed $70,000 VMLS
• 2019-02-11 Listed $78,000 VMLS
• 2018-11-27 Sold (MLS) $65,000 VMLS
• 2018-01-12 Listed $134,000 VMLS
• 2017-12-18 Listed $75,000 VMLS
• 2016-12-23 Sold (MLS) $82,000 VMLS
• 2016-07-06 Listed $85,000 VMLS
• 2016-03-08 Listed $150,000 VMLS
• 2016-03-01 Listed $75,000 VMLS
• 2013-02-26 Sold (MLS) $90,000 VMLS
• 2011-11-25 Listed $95,000 VMLS
• 2011-03-10 Sold (MLS) $137,000 VMLS
• 2010-06-25 Listed $140,000 VMLS
• 2009-04-23 Sold (MLS) $165,000 VMLS
• 2008-10-09 Listed $195,000 VMLS
• 2008-05-12 Sold (MLS) $200,000 VMLS
• 2008-02-18 Listed $210,000 VMLS
• 2007-09-01 Listed $240,000 VMLS
• 2007-02-16 Listed $235,000 VMLS
• 2007-01-18 Listed $249,000 VMLS