1624 W Dartmouth Cir · Coeur d'Alene, ID
Flood risk No data
- FEMA flood zone
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- Chance of flooding over 30 yrs
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- Est. flood insurance / yr
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Fire risk No data
- Est. fire insurance / yr
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Heat risk No data
- Hot days now (above threshold)
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- Hot days in 30 yrs
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Wind risk No data
- Chance of severe wind over 30 yrs
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Air-quality risk No data
- Unhealthy air days now
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- Unhealthy air days in 30 yrs
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Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +27.8/30.0
- DSCR +9.8/10.0
- 1% rule +7.6/10.0
- ARV discount +7.5/15.0
- Schools +4.4/10.0
- Rent growth +3.6/5.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$159,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Price Improvement! Stunning home! Exquisitely updated and well maintained 3 bedroom, 2 bath home. Updated in 2016 to include new roof, new flooring, granite countertops in kitchen and bathrooms, refinished cabinets, New furnace installed in 2017. Newer appliances. Storage shed included. This is a beautiful home. Park amenities include: club house, heated outdoor pool, pickle ball court, pool table, library, gazebo and park, playground.
Key facts
- Covered front porch
- Newer roof
- New flooring
Tags
Property features AI
Exterior
- Parking: Paved parking
- Utilities: Public water; Public sewer; Cable TV
- Home design: Manufactured home; Pillar/post/pier foundation; Composition roof
- Construction: T1-11 siding
- Exterior features: Covered porch; Covered deck; Exterior lighting; Rain gutters; Lawn; Front-yard fencing; Shed(s); Open, level lot; Paved road (private maintained)
Interior
- Kitchen: Microwave; Dishwasher; Disposal
- Bedrooms: 3 main-level bedrooms
- Flooring: Laminate; Carpet
- Bathrooms: 3 main-level bathrooms
- Heating & cooling: Natural gas heating; Wood stove; Forced air furnace
- Interior features: Cable Internet available; High-speed internet; Washer hookup; Crawl space (no full basement)
- Laundry & utility: Washer; Electric dryer; Electric dryer hookup; Electric water heater; Water softener
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath manufactured listed at $159k.
Deal economics
- At list price, monthly cash flow is $486 ($6k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $159k).
- Recommended offer: $154k (3.0% below list) — sets the bar for market timing.
- Cap rate 10.0% vs local median 2.2% in Coeur d'Alene — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
- Coeur D'Alene District (urban): math 44% / reading 60% proficiency, ranked #23 of 92 in ID (top 25%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: Rents rising fast (+4.2%/yr); 318 active listings in the ZIP; 12 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,606 units permitted in Kootenai County in 2024 (154 in 5+ unit buildings).
- This rent runs 31% of the median local income ($78k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Kootenai County population projected at +33% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 4.2% rent growth), your $45k cash investment doubles in ~8 years — after that, you're playing with house money.
Negotiation context
- It's been on market 37 days — a 3% lower offer ($154k) is reasonable based on typical stale-listing flexibility.
- 6 sale attempts since 18y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Questions for the listing agent
- It's been on market 37 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.26% ✓
- Cap rate
- 9.96%
- Cash-on-cash
- 13.11%
- DSCR
- 1.58
- GRM
- 6.6
CMA / ARV
- ARV (on-the-fly)
- $55,944
- Comps found
- 1
Show comp detail 1 sale within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1710 W Westminster Ave | 0.06mi | 3/2.0 | 1,344 (-11%) | 3mo | $50,000 | $37 | 76 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 4.2% rent growth · sell at horizon
- IRR
- 4.4%
- Equity multiple
- 1.17×
- Total profit
- $7,694
- Equity at exit
- $23,707
- IRR
- 15.0%
- Equity multiple
- 2.28×
- Total profit
- $57,019
- Equity at exit
- $13,747
Cash invested: $44,520 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 91 Strongly Landlord-Friendly
- State Idaho
- 91 Strongly Landlord-Friendly · R+18
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 83815
- Rents YoY
- 4.2%
- Active inventory
- 318
- Price-to-rent
- 6.6×
Monthly cashflow live
- Estimated rent
- $2,007 high interval (Pro) →
- Mortgage (P&I)
- −$834
- Tax est. 1.5%
- −$199 /mo · $2,385/yr
- Insurance
- −$66
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$421
- Net cashflow
- $486
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $39,750
- Closing costs
- $4,770
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 12 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1827 Westminster Ave Unit A2-26 Coeur d'Alene, ID | 2.0 | 2.0 | 1248 | $1,899 | $1.52 | 21d | 1 | 0.11mi |
| 4188 Player Dr Unit 4188 Coeur d'Alene, ID | 2.0 | 2.0 | 1125 | $1,725 | $1.53 | 21d | 1 | 0.20mi |
| 1519 W Hyacinth Ln Unit 1519 Coeur d'Alene, ID | 3.0 | 2.5 | 1180 | $1,895 | $1.61 | 13d | 1 | 0.28mi |
| 3825 N Ramsey Rd Coeur D Alene, ID | 2.0–3.0 | 2.0 | 1039 | $1,731 | $1.67 | 21d | 1 | 0.52mi |
| 5773 N Morleau Ln Coeur D Alene, ID | 4.0 | 2.0 | 1394 | $2,550 | $1.83 | 13d | 1 | 0.54mi |
| 2001 W Voltaire Ln Coeur d'Alene, ID | 1.0–3.0 | 1.0–2.0 | 988 | $1,999 | $2.02 | 13d | 11 | 0.75mi |
| 1681 Pampas Ln Coeur d'Alene, ID | 1.0–3.0 | 1.0–2.0 | 989 | $1,930 | $1.95 | 13d | 22 | 0.76mi |
| 6735 N Spurwing Loop Coeur d'Alene, ID | 3.0 | 2.0 | 1400 | $1,795 | $1.28 | 21d | 1 | 0.86mi |
| 1065 W Rustic Lodge Dr Unit 101 Coeur d'Alene, ID | 3.0 | 2.0 | 1187 | $1,810 | $1.52 | 13d | 1 | 0.97mi |
| 6510 N Atlas Rd #207 Coeur D Alene, ID | 3.0 | 2.0 | 1282 | $2,200 | $1.72 | 21d | 1 | 1.16mi |
| 128 W Neider Ave Coeur d'Alene, ID | 1.0–3.0 | 1.0–2.0 | 981 | $1,795 | $1.83 | 13d | 4 | 1.38mi |
| 2671 W Apperson Dr Coeur D Alene, ID | 4.0 | 3.0 | 1620 | $2,600 | $1.60 | 21d | 1 | 1.46mi |
Listing history 29 events
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2026-06-19days on market $159,000 Active 37 DOM
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2026-06-18days on market $159,000 Active 36 DOM
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2026-06-17days on market $159,000 Active 35 DOM
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2026-06-16days on market $159,000 Active 34 DOM
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2026-06-15days on market $159,000 Active 33 DOM
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2026-06-14days on market $159,000 Active 31 DOM
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2026-06-13days on market $159,000 Active 30 DOM
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2026-06-10days on market $159,000 Active 28 DOM
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2026-06-09days on market $159,000 Active 27 DOM
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2026-06-08days on market $159,000 Active 26 DOM
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2026-06-07days on market $159,000 Active 25 DOM
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2026-06-03days on market $159,000 Active 21 DOM
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2026-06-02days on market $159,000 Active 20 DOM
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2026-06-01days on market $159,000 Active 19 DOM
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2026-05-31days on market $159,000 Active 18 DOM
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2026-05-30days on market $159,000 Active 17 DOM
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2026-05-13$159,000 Active
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2024-04-22price $155,000
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2024-04-01price $165,000
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2024-03-13$175,500 Active
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2023-10-11status Pending 439-char remark
Show marketing remark (439 chars)
Price Improvement! Stunning home! Exquisitely updated and well maintained 3 bedroom, 2 bath home. Updated in 2016 to include new roof, new flooring, granite countertops in kitchen and bathrooms, refinished cabinets, New furnace installed in 2017. Newer appliances. Storage shed included. This is a beautiful home. Park amenities include: club house, heated outdoor pool, pickle ball court, pool table, library, gazebo and park, playground.
-
2023-09-28price $182,500 439-char remark
Show marketing remark (439 chars)
Price Improvement! Stunning home! Exquisitely updated and well maintained 3 bedroom, 2 bath home. Updated in 2016 to include new roof, new flooring, granite countertops in kitchen and bathrooms, refinished cabinets, New furnace installed in 2017. Newer appliances. Storage shed included. This is a beautiful home. Park amenities include: club house, heated outdoor pool, pickle ball court, pool table, library, gazebo and park, playground.
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2023-08-01$225,900 Active 439-char remark
Show marketing remark (439 chars)
Price Improvement! Stunning home! Exquisitely updated and well maintained 3 bedroom, 2 bath home. Updated in 2016 to include new roof, new flooring, granite countertops in kitchen and bathrooms, refinished cabinets, New furnace installed in 2017. Newer appliances. Storage shed included. This is a beautiful home. Park amenities include: club house, heated outdoor pool, pickle ball court, pool table, library, gazebo and park, playground.
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2016-09-06soldstatus
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2016-08-08$69,500
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2014-10-16historical
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2010-07-20$59,000
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2008-11-21soldstatus
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2008-10-14$46,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $24,079
- − Mortgage interest
- −$8,906
- − Property taxes
- −$2,385
- − Insurance
- −$795
- − Repairs & maintenance
- −$1,926
- − Management
- −$1,926
- − Depreciation
- −$4,625
- Taxable income
- $3,514
- Est. tax owed @ 24.0%
- −$843
- After-tax cash flow
- $4,993/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Coeur D'Alene District
- NCES district ID
- 1600780
- Math proficiency
- 44% ▼ -6.00%
- Reading proficiency
- 60% ▼ -2.00%
- Median HH income
- $47,652
- Composite
- 44.16/100
- National rank
- #2858
- State rank
- #23 of 92 in ID
Livability — Coeur d'Alene
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Census place
- Coeur d'Alene, ID
- County
- Kootenai County · 146,553 people
- City population
- 67,464
- Metro
- Coeur d'Alene, ID
- Population (ZIP)
- 41,405
- Household income
- $77,864
- Rent vs Own
- Severe rent burden
- 1036.0
Population outlook (Kootenai County) Hauer SSP2
- Today (2025)
- 177,692 people
- By 2030
- 190,689 · +7.3%
- By 2040
- 214,704 · +20.8%
- By 2050
- 236,510 · +33.1%
- By 2075
- 285,984 · +60.9%
- By 2100
- 316,459 · +78.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (87%)
- Race & ethnicity
- White 87% Two or more races 6% Hispanic / Latino 4% Asian 1%
- Common ancestry
- Portuguese 4% Slovak 4% Iranian 3%
- Foreign-born
- 3% · Canada
- Languages at home
- 96% English-only · Spanish 3%
Political lean MEDSL · Kootenai
- 2024 margin
- Solid R (+51.9) · D 22.9% · R 74.8% · Other 2.2%
- 2008→2024 swing
- -25.6pp toward R · 2008: -26.3pp · 2024: -51.9pp
- All cycles
- 2024: R+51.9 2020: R+42.9 2016: R+42.5 2012: R+34.3 2008: R+26.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -255.27%
- Current HPI
- 252.5165
- Rent YoY
- ▲ 4.20%
- Metro
- Coeur d'Alene, ID
- State GDP YoY
- ▲ 4.51%
- F500 in state
- 6
Industry mix (Fortune 500 HQ in ID)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Retail | 1 | $79B |
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| Technology | 1 | $25B |
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| Food / Agriculture | 1 | $6B |
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Price history
+245.7% since first listed13 events — show timeline
- 2026-05-13 Listed $159,000 CDAMLS
- 2024-04-22 Price Changed $155,000 CDAMLS
- 2024-04-01 Price Changed $165,000 CDAMLS
- 2024-03-13 Listed $175,500 CDAMLS
- 2023-10-11 Pending — CDAMLS
- 2023-09-28 Price Changed $182,500 CDAMLS
- 2023-08-01 Listed $225,900 CDAMLS
- 2016-09-06 Sold (MLS) — CDAMLS
- 2016-08-08 Listed $69,500 CDAMLS
- 2014-10-16 Delisted — CDAMLS
- 2010-07-20 Listed $59,000 CDAMLS
- 2008-11-21 Sold (MLS) — CDAMLS
- 2008-10-14 Listed $46,000 CDAMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…