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1624 W Dartmouth Cir
B- Composite 65.75
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +27.8/30.0
  • DSCR +9.8/10.0
  • 1% rule +7.6/10.0
  • ARV discount +7.5/15.0
  • Schools +4.4/10.0
  • Rent growth +3.6/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$159,000

1624 W Dartmouth Cir · Coeur d'Alene, ID 83815
3 bd · 2.0 ba · 1,512 sqft · Manufactured · 37 Days on market
Built 1990

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Price Improvement! Stunning home! Exquisitely updated and well maintained 3 bedroom, 2 bath home. Updated in 2016 to include new roof, new flooring, granite countertops in kitchen and bathrooms, refinished cabinets, New furnace installed in 2017. Newer appliances. Storage shed included. This is a beautiful home. Park amenities include: club house, heated outdoor pool, pickle ball court, pool table, library, gazebo and park, playground.

Key facts

  • Covered front porch
  • Newer roof
  • New flooring

Tags

COVERED FRONT PORCHCARPORTFENCED FRONT YARDTWO STORAGE SHEDSNEWER ROOFNEW FLOORING

Property features AI

Exterior

  • Parking: Paved parking
  • Utilities: Public water; Public sewer; Cable TV
  • Home design: Manufactured home; Pillar/post/pier foundation; Composition roof
  • Construction: T1-11 siding
  • Exterior features: Covered porch; Covered deck; Exterior lighting; Rain gutters; Lawn; Front-yard fencing; Shed(s); Open, level lot; Paved road (private maintained)

Interior

  • Kitchen: Microwave; Dishwasher; Disposal
  • Bedrooms: 3 main-level bedrooms
  • Flooring: Laminate; Carpet
  • Bathrooms: 3 main-level bathrooms
  • Heating & cooling: Natural gas heating; Wood stove; Forced air furnace
  • Interior features: Cable Internet available; High-speed internet; Washer hookup; Crawl space (no full basement)
  • Laundry & utility: Washer; Electric dryer; Electric dryer hookup; Electric water heater; Water softener

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $159k.

Deal economics

  • At list price, monthly cash flow is $486 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $159k).
  • Recommended offer: $154k (3.0% below list) — sets the bar for market timing.
  • Cap rate 10.0% vs local median 2.2% in Coeur d'Alene — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
  • Coeur D'Alene District (urban): math 44% / reading 60% proficiency, ranked #23 of 92 in ID (top 25%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents rising fast (+4.2%/yr); 318 active listings in the ZIP; 12 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,606 units permitted in Kootenai County in 2024 (154 in 5+ unit buildings).
  • This rent runs 31% of the median local income ($78k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Kootenai County population projected at +33% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 4.2% rent growth), your $45k cash investment doubles in ~8 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 37 days — a 3% lower offer ($154k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 18y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $154,230 (3.0% below list)

Questions for the listing agent

  1. It's been on market 37 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.26%
Cap rate
9.96%
Cash-on-cash
13.11%
DSCR
1.58
GRM
6.6

CMA / ARV

ARV (on-the-fly)
$55,944
Comps found
1
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1710 W Westminster Ave 0.06mi 3/2.0 1,344 (-11%) 3mo $50,000 $37 76

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.2% rent growth · sell at horizon

5-year hold
IRR
4.4%
Equity multiple
1.17×
Total profit
$7,694
Equity at exit
$23,707
10-year hold
IRR
15.0%
Equity multiple
2.28×
Total profit
$57,019
Equity at exit
$13,747

Cash invested: $44,520 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
91 Strongly Landlord-Friendly
State Idaho
91 Strongly Landlord-Friendly · R+18
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempted; minimal tenant protections.

ZIP-level market 83815

Rents YoY
4.2%
Active inventory
318
Price-to-rent
6.6×

Monthly cashflow live

Estimated rent
$2,007 high interval (Pro) →
Mortgage (P&I)
$834
Tax est. 1.5%
$199 /mo · $2,385/yr
Insurance
$66
HOA
$0
Vacancy / Maint / Mgmt
$421
Net cashflow
$486

Break-even live

Break-even rent $1,391
Max offer price $159,000
Occupancy floor 71%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$39,750
Closing costs
$4,770
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 12 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1827 Westminster Ave Unit A2-26 Coeur d'Alene, ID 2.0 2.0 1248 $1,899 $1.52 21d 1 0.11mi
4188 Player Dr Unit 4188 Coeur d'Alene, ID 2.0 2.0 1125 $1,725 $1.53 21d 1 0.20mi
1519 W Hyacinth Ln Unit 1519 Coeur d'Alene, ID 3.0 2.5 1180 $1,895 $1.61 13d 1 0.28mi
3825 N Ramsey Rd Coeur D Alene, ID 2.0–3.0 2.0 1039 $1,731 $1.67 21d 1 0.52mi
5773 N Morleau Ln Coeur D Alene, ID 4.0 2.0 1394 $2,550 $1.83 13d 1 0.54mi
2001 W Voltaire Ln Coeur d'Alene, ID 1.0–3.0 1.0–2.0 988 $1,999 $2.02 13d 11 0.75mi
1681 Pampas Ln Coeur d'Alene, ID 1.0–3.0 1.0–2.0 989 $1,930 $1.95 13d 22 0.76mi
6735 N Spurwing Loop Coeur d'Alene, ID 3.0 2.0 1400 $1,795 $1.28 21d 1 0.86mi
1065 W Rustic Lodge Dr Unit 101 Coeur d'Alene, ID 3.0 2.0 1187 $1,810 $1.52 13d 1 0.97mi
6510 N Atlas Rd #207 Coeur D Alene, ID 3.0 2.0 1282 $2,200 $1.72 21d 1 1.16mi
128 W Neider Ave Coeur d'Alene, ID 1.0–3.0 1.0–2.0 981 $1,795 $1.83 13d 4 1.38mi
2671 W Apperson Dr Coeur D Alene, ID 4.0 3.0 1620 $2,600 $1.60 21d 1 1.46mi

Listing history 29 events

  1. 2026-06-19
    days on market $159,000 Active 37 DOM
  2. 2026-06-18
    days on market $159,000 Active 36 DOM
  3. 2026-06-17
    days on market $159,000 Active 35 DOM
  4. 2026-06-16
    days on market $159,000 Active 34 DOM
  5. 2026-06-15
    days on market $159,000 Active 33 DOM
  6. 2026-06-14
    days on market $159,000 Active 31 DOM
  7. 2026-06-13
    days on market $159,000 Active 30 DOM
  8. 2026-06-10
    days on market $159,000 Active 28 DOM
  9. 2026-06-09
    days on market $159,000 Active 27 DOM
  10. 2026-06-08
    days on market $159,000 Active 26 DOM
  11. 2026-06-07
    days on market $159,000 Active 25 DOM
  12. 2026-06-03
    days on market $159,000 Active 21 DOM
  13. 2026-06-02
    days on market $159,000 Active 20 DOM
  14. 2026-06-01
    days on market $159,000 Active 19 DOM
  15. 2026-05-31
    days on market $159,000 Active 18 DOM
  16. 2026-05-30
    days on market $159,000 Active 17 DOM
  17. 2026-05-13
    listed $159,000 Active
  18. 2024-04-22
    price $155,000
  19. 2024-04-01
    price $165,000
  20. 2024-03-13
    listed $175,500 Active
  21. 2023-10-11
    status Pending 439-char remark
    Show marketing remark (439 chars)

    Price Improvement! Stunning home! Exquisitely updated and well maintained 3 bedroom, 2 bath home. Updated in 2016 to include new roof, new flooring, granite countertops in kitchen and bathrooms, refinished cabinets, New furnace installed in 2017. Newer appliances. Storage shed included. This is a beautiful home. Park amenities include: club house, heated outdoor pool, pickle ball court, pool table, library, gazebo and park, playground.

  22. 2023-09-28
    price $182,500 439-char remark
    Show marketing remark (439 chars)

    Price Improvement! Stunning home! Exquisitely updated and well maintained 3 bedroom, 2 bath home. Updated in 2016 to include new roof, new flooring, granite countertops in kitchen and bathrooms, refinished cabinets, New furnace installed in 2017. Newer appliances. Storage shed included. This is a beautiful home. Park amenities include: club house, heated outdoor pool, pickle ball court, pool table, library, gazebo and park, playground.

  23. 2023-08-01
    listed $225,900 Active 439-char remark
    Show marketing remark (439 chars)

    Price Improvement! Stunning home! Exquisitely updated and well maintained 3 bedroom, 2 bath home. Updated in 2016 to include new roof, new flooring, granite countertops in kitchen and bathrooms, refinished cabinets, New furnace installed in 2017. Newer appliances. Storage shed included. This is a beautiful home. Park amenities include: club house, heated outdoor pool, pickle ball court, pool table, library, gazebo and park, playground.

  24. 2016-09-06
    soldstatus
  25. 2016-08-08
    listed $69,500
  26. 2014-10-16
    historical
  27. 2010-07-20
    listed $59,000
  28. 2008-11-21
    soldstatus
  29. 2008-10-14
    listed $46,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$24,079
− Mortgage interest
−$8,906
− Property taxes
−$2,385
− Insurance
−$795
− Repairs & maintenance
−$1,926
− Management
−$1,926
− Depreciation
−$4,625
Taxable income
$3,514
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$843
After-tax cash flow
$4,993/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Coeur D'Alene District
NCES district ID
1600780
Math proficiency
44% ▼ -6.00%
Reading proficiency
60% ▼ -2.00%
Median HH income
$47,652
Composite
44.16/100
National rank
#2858
State rank
#23 of 92 in ID

Livability — Coeur d'Alene

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
Coeur d'Alene, ID
County
Kootenai County · 146,553 people
City population
67,464
Metro
Coeur d'Alene, ID
Population (ZIP)
41,405
Household income
$77,864
Rent vs Own
33.7% rent · 66.3% own
Severe rent burden
1036.0

Population outlook (Kootenai County) Hauer SSP2

Today (2025)
177,692 people
By 2030
190,689 · +7.3%
By 2040
214,704 · +20.8%
By 2050
236,510 · +33.1%
By 2075
285,984 · +60.9%
By 2100
316,459 · +78.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (87%)
Race & ethnicity
White 87% Two or more races 6% Hispanic / Latino 4% Asian 1%
Common ancestry
Portuguese 4% Slovak 4% Iranian 3%
Foreign-born
3% · Canada
Languages at home
96% English-only · Spanish 3%

Political lean MEDSL · Kootenai

2024 margin
Solid R (+51.9) · D 22.9% · R 74.8% · Other 2.2%
2008→2024 swing
-25.6pp toward R · 2008: -26.3pp · 2024: -51.9pp
All cycles
2024: R+51.9 2020: R+42.9 2016: R+42.5 2012: R+34.3 2008: R+26.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -255.27%
Current HPI
252.5165
Rent YoY
▲ 4.20%
Metro
Coeur d'Alene, ID
State GDP YoY
▲ 4.51%
F500 in state
6

Industry mix (Fortune 500 HQ in ID)

Industry F500 HQs Revenue

Price history

+245.7% since first listed
13 events — show timeline
  • 2026-05-13 Listed $159,000 CDAMLS
  • 2024-04-22 Price Changed $155,000 CDAMLS
  • 2024-04-01 Price Changed $165,000 CDAMLS
  • 2024-03-13 Listed $175,500 CDAMLS
  • 2023-10-11 Pending CDAMLS
  • 2023-09-28 Price Changed $182,500 CDAMLS
  • 2023-08-01 Listed $225,900 CDAMLS
  • 2016-09-06 Sold (MLS) CDAMLS
  • 2016-08-08 Listed $69,500 CDAMLS
  • 2014-10-16 Delisted CDAMLS
  • 2010-07-20 Listed $59,000 CDAMLS
  • 2008-11-21 Sold (MLS) CDAMLS
  • 2008-10-14 Listed $46,000 CDAMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…