560 Michigan Ave · Mobile, AL 36604

$84,900

3 bd · 1.0 ba · 1,607 sqft · SingleFamily public records · 235 Days on market

Built 1984 6,033 sqft lot $53/sqft · 25% below area Est $112k · 25% under

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Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +15.0/15.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• Livability +3.8/5.0
• Rent growth +3.4/5.0
• Condition / age +2.5/5.0
• Schools +2.3/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

560 Michigan Avenue is ready for its new owner! This charming 3-bedroom, 1-bath cottage offers a spacious layout, complete with a laundry room and an enclosed front porch—perfect for extra living or storage space. Single car detached garage perfect for storage or a nice workshop. Conveniently located near downtown Mobile, you'll have easy access to Mardi Gras celebrations and all the excitement the city has to offer. Don’t miss your chance to own this cozy home—call your favorite Realtor today to schedule a showing! Sold as is with no repairs. Property may be subject to Alabama’s One Year Right of Redemption.

Key facts

• Laundry room
• Enclosed front porch
• 6,033 sq ft lot

Tags

• LAUNDRY ROOM
• ENCLOSED FRONT PORCH
• SINGLE CAR DETACHED GARAGE

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $85k.

Deal economics

• At list price, monthly cash flow is $862 ($10k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $85k).
• Recommended offer: $75k (12.0% below list) — sets the bar for market timing.
• Cap rate 18.5% vs local median 4.9% in Mobile — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 75/100 on livability (#20 in AL, #4,262 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: schools D-, crime F, employment D-.
• Mobile County (urban): math 15% / reading 39% proficiency, ranked #81 of 129 in AL (top 63%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 67% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising (+3.8%/yr); 93 active listings in the ZIP; 26 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 54% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,678 units permitted in Mobile County in 2024 (264 in 5+ unit buildings).
• This rent runs 32% of the median local income ($66k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $587 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Mobile County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
• At projected returns (-3.0% appreciation + 3.8% rent growth), your $24k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

• It's been on market 235 days — a 12% lower offer ($75k) is reasonable based on typical stale-listing flexibility.
• 6 sale attempts; this cycle's ask has dropped $54k (39%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $73k; 16% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $74,712 (12.0% below list)

Questions for the listing agent

1. It's been on market 235 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 2.12% ✓
• Cap rate: 18.48%
• Cash-on-cash: 43.53%
• DSCR: 2.94
• GRM: 3.9

CMA / ARV

• ARV (median comp): $112,465
• List price: $84,900
• Delta: -24.51%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
451 Wisconsin Ave	0.28mi	3/2.0	1,512 (-6%)	1mo	$98,000	$65	73
1253 Gorgas St	0.34mi	2/2.0 (-1)	1,666 (+4%)	1mo	$22,000	$13	68
504 Tuttle Ave	0.28mi	4/2.0 (+1)	1,648 (+3%)	8mo	$200,000	$121	66
454 Dexter Ave	0.24mi	3/2.0	1,526 (-5%)	13mo	$199,000	$130	65
412 Wisconsin Ave	0.33mi	3/1.0	1,416 (-12%)	9mo	$82,000	$58	58
273 Park Ter	0.63mi	3/2.0	1,720 (+7%)	5mo	$435,000	$253	51
1509 Monroe St	0.45mi	3/2.0	1,430 (-11%)	10mo	$287,000	$201	48
308 S Ann St	0.45mi	2/2.0 (-1)	1,717 (+7%)	13mo	$329,000	$192	48
303 Monterey St S	0.61mi	3/2.0	1,710 (+6%)	11mo	$299,900	$175	48
271 Park Ter	0.64mi	2/2.5 (-1)	1,710 (+6%)	3mo	$289,500	$169	46
1707 Belfast St	0.66mi	3/2.0	1,440 (-10%)	8mo	$33,000	$23	41
208 Dexter Ave	0.50mi	2/2.0 (-1)	1,423 (-11%)	13mo	$273,000	$192	38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.78% rent growth · sell at horizon

5-year hold

• IRR: 41.3%
• Equity multiple: 2.79×
• Total profit: $42,600
• Equity at exit: $12,659

10-year hold

• IRR: 47.9%
• Equity multiple: 5.79×
• Total profit: $113,784
• Equity at exit: $7,341

Cash invested: $23,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Alabama: 90 Strongly Landlord-Friendly · R+15
• County: — inherits STATE
• City: — inherits STATE

Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

Methodology + full state rankings →

ZIP-level market 36604

• Rents YoY: 3.8%
• Active inventory: 93
• Price-to-rent: 3.9×

Monthly cashflow live

• Estimated rent: $1,797 high
• Mortgage (P&I): −$445
• Tax from tax record: −$77 /mo · $918/yr
• Insurance: −$35
• HOA: −$0
• Vacancy / Maint / Mgmt: −$377
• Net cashflow: $862

Break-even live

Break-even rent $705

Max offer price $84,900

Occupancy floor 47%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $21,225
• Closing costs: $2,547
• Reserves months: —
• Total cash needed: —

Rent comps 26 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1417 Monroe St Mobile, AL	2.0	1.0	1064	$1,350	$1.27	44d	1	0.47mi
1204 Seneca St Mobile, AL	3.0	2.0	1425	$1,345	$0.94	14d	1	0.47mi
84 S Lafayette St Unit 1043577P Mobile, AL	3.0	2.0	1496	$3,116	$2.08	14d	1	0.69mi
711 Marine St Mobile, AL	2.0	1.0	1100	$1,150	$1.05	44d	1	0.77mi
814 S Broad St Unit 1043690P Mobile, AL	3.0	2.0	1991	$3,562	$1.79	14d	1	0.81mi
107 Macy Pl Mobile, AL	3.0	2.0	1800	$2,250	$1.25	44d	1	0.87mi
1660 Laurel St Mobile, AL	3.0	2.0	1768	$2,200	$1.24	14d	1	0.88mi
1141 Montauk Ave Unit 1043864P Mobile, AL	3.0	2.0	1420	$2,741	$1.93	14d	1	0.92mi
811 Gorgas St Mobile, AL	4.0	1.0	1300	$1,310	$1.01	44d	1	0.96mi
957 Savannah St Mobile, AL	2.0	1.5	1054	$1,400	$1.33	21d	1	0.98mi
1704 McGill Ave Unit B Mobile, AL	3.0	2.5	1500	$1,750	$1.17	44d	1	1.02mi
706 Cherokee St Mobile, AL	3.0	1.0	1260	$1,375	$1.09	21d	1	1.03mi
561 Dauphin Island Pkwy Mobile, AL	4.0	2.0	1389	$1,050	$0.76	44d	1	1.06mi
611 Dauphin Island Pkwy Mobile, AL	3.0	2.0	1450	$1,300	$0.90	44d	1	1.07mi
122 Demouy Ave Unit 1/2 Mobile, AL	2.0	1.0	1300	$1,530	$1.18	44d	1	1.08mi
1566 Dauphin St Unit Back Carriage House Mobile, AL	3.0	1.0	1300	$1,200	$0.92	44d	1	1.12mi
57 N Ann St Unit 1043453P Mobile, AL	2.0	2.0	1065	$2,015	$1.89	21d	1	1.22mi
107 Michael Donald Ave Unit 1043461P Mobile, AL	4.0	3.5	2195	$3,962	$1.81	14d	1	1.28mi
182 Williams St Unit 1043570P Mobile, AL	3.0	1.0	1399	$2,476	$1.77	14d	1	1.30mi
209 S Fulton St Mobile, AL	2.0	1.5	1255	$1,750	$1.39	21d	1	1.32mi
562 Clarke St Mobile, AL	2.0	1.0	1061	$1,025	$0.97	44d	1	1.34mi
961 Old Shell Rd Unit A Mobile, AL	3.0	2.5	1600	$1,295	$0.81	44d	1	1.36mi
1321 SpringHill Ave Unit B Mobile, AL	2.0	1.0	2006	$950	$0.47	44d	1	1.41mi
618 Clarke St Mobile, AL	3.0	1.0	1427	$1,200	$0.84	44d	1	1.43mi
615 Mohawk St Mobile, AL	3.0	1.0	1172	$1,500	$1.28	44d	1	1.45mi
129 Shell Road Pl Unit 1043713P Mobile, AL	4.0	2.0	1496	$3,389	$2.27	21d	1	1.50mi

Listing history 34 events

1. 2026-06-18
   days on market $84,900 Active 235 DOM
2. 2026-06-17
   days on market $84,900 Active 234 DOM
3. 2026-06-16
   days on market $84,900 Active 233 DOM
4. 2026-06-15
   days on market $84,900 Active 232 DOM
5. 2026-06-14
   days on market $84,900 Active 230 DOM
6. 2026-06-13
   days on market $84,900 Active 229 DOM
7. 2026-06-10
   days on market $84,900 Active 227 DOM
8. 2026-06-09
   days on market $84,900 Active 226 DOM
9. 2026-06-08
   days on market $84,900 Active 225 DOM
10. 2026-06-07
    days on market $84,900 Active 224 DOM
11. 2026-06-05
    days on market $84,900 Active 221 DOM
12. 2026-06-03
    days on market $84,900 Active 220 DOM
13. 2026-06-02
    days on market $84,900 Active 219 DOM
14. 2026-06-01
    days on market $84,900 Active 218 DOM
15. 2026-05-31
    days on market $84,900 Active 217 DOM
16. 2026-05-30
    days on market $84,900 Active 216 DOM
17. 2026-05-05
    status Pending 641-char remark

    Show marketing remark (641 chars)

    560 Michigan Avenue is ready for its new owner! This charming 3-bedroom, 1-bath cottage offers a spacious layout, complete with a laundry room and an enclosed front porch—perfect for extra living or storage space. Single car detached garage perfect for storage or a nice workshop. Conveniently located near downtown Mobile, you'll have easy access to Mardi Gras celebrations and all the excitement the city has to offer. Don’t miss your chance to own this cozy home—call your favorite Realtor today to schedule a showing! Sold as is with no repairs. Property may be subject to Alabama’s One Year Right of Redemption.

18. 2026-05-02
    price $84,900 641-char remark

    Show marketing remark (641 chars)

    560 Michigan Avenue is ready for its new owner! This charming 3-bedroom, 1-bath cottage offers a spacious layout, complete with a laundry room and an enclosed front porch—perfect for extra living or storage space. Single car detached garage perfect for storage or a nice workshop. Conveniently located near downtown Mobile, you'll have easy access to Mardi Gras celebrations and all the excitement the city has to offer. Don’t miss your chance to own this cozy home—call your favorite Realtor today to schedule a showing! Sold as is with no repairs. Property may be subject to Alabama’s One Year Right of Redemption.

19. 2026-04-29
    status Active 641-char remark

    Show marketing remark (641 chars)

    560 Michigan Avenue is ready for its new owner! This charming 3-bedroom, 1-bath cottage offers a spacious layout, complete with a laundry room and an enclosed front porch—perfect for extra living or storage space. Single car detached garage perfect for storage or a nice workshop. Conveniently located near downtown Mobile, you'll have easy access to Mardi Gras celebrations and all the excitement the city has to offer. Don’t miss your chance to own this cozy home—call your favorite Realtor today to schedule a showing! Sold as is with no repairs. Property may be subject to Alabama’s One Year Right of Redemption.

20. 2026-04-28
    historical 641-char remark

    Show marketing remark (641 chars)

    560 Michigan Avenue is ready for its new owner! This charming 3-bedroom, 1-bath cottage offers a spacious layout, complete with a laundry room and an enclosed front porch—perfect for extra living or storage space. Single car detached garage perfect for storage or a nice workshop. Conveniently located near downtown Mobile, you'll have easy access to Mardi Gras celebrations and all the excitement the city has to offer. Don’t miss your chance to own this cozy home—call your favorite Realtor today to schedule a showing! Sold as is with no repairs. Property may be subject to Alabama’s One Year Right of Redemption.

21. 2026-04-03
    status Active 641-char remark

    Show marketing remark (641 chars)

    560 Michigan Avenue is ready for its new owner! This charming 3-bedroom, 1-bath cottage offers a spacious layout, complete with a laundry room and an enclosed front porch—perfect for extra living or storage space. Single car detached garage perfect for storage or a nice workshop. Conveniently located near downtown Mobile, you'll have easy access to Mardi Gras celebrations and all the excitement the city has to offer. Don’t miss your chance to own this cozy home—call your favorite Realtor today to schedule a showing! Sold as is with no repairs. Property may be subject to Alabama’s One Year Right of Redemption.

22. 2026-04-01
    historical 641-char remark

    Show marketing remark (641 chars)

    560 Michigan Avenue is ready for its new owner! This charming 3-bedroom, 1-bath cottage offers a spacious layout, complete with a laundry room and an enclosed front porch—perfect for extra living or storage space. Single car detached garage perfect for storage or a nice workshop. Conveniently located near downtown Mobile, you'll have easy access to Mardi Gras celebrations and all the excitement the city has to offer. Don’t miss your chance to own this cozy home—call your favorite Realtor today to schedule a showing! Sold as is with no repairs. Property may be subject to Alabama’s One Year Right of Redemption.

23. 2026-03-27
    price $99,900 641-char remark

    Show marketing remark (641 chars)

    560 Michigan Avenue is ready for its new owner! This charming 3-bedroom, 1-bath cottage offers a spacious layout, complete with a laundry room and an enclosed front porch—perfect for extra living or storage space. Single car detached garage perfect for storage or a nice workshop. Conveniently located near downtown Mobile, you'll have easy access to Mardi Gras celebrations and all the excitement the city has to offer. Don’t miss your chance to own this cozy home—call your favorite Realtor today to schedule a showing! Sold as is with no repairs. Property may be subject to Alabama’s One Year Right of Redemption.

24. 2026-03-05
    status Active 641-char remark

    Show marketing remark (641 chars)

    560 Michigan Avenue is ready for its new owner! This charming 3-bedroom, 1-bath cottage offers a spacious layout, complete with a laundry room and an enclosed front porch—perfect for extra living or storage space. Single car detached garage perfect for storage or a nice workshop. Conveniently located near downtown Mobile, you'll have easy access to Mardi Gras celebrations and all the excitement the city has to offer. Don’t miss your chance to own this cozy home—call your favorite Realtor today to schedule a showing! Sold as is with no repairs. Property may be subject to Alabama’s One Year Right of Redemption.

25. 2026-02-09
    status Pending 641-char remark

    Show marketing remark (641 chars)

    560 Michigan Avenue is ready for its new owner! This charming 3-bedroom, 1-bath cottage offers a spacious layout, complete with a laundry room and an enclosed front porch—perfect for extra living or storage space. Single car detached garage perfect for storage or a nice workshop. Conveniently located near downtown Mobile, you'll have easy access to Mardi Gras celebrations and all the excitement the city has to offer. Don’t miss your chance to own this cozy home—call your favorite Realtor today to schedule a showing! Sold as is with no repairs. Property may be subject to Alabama’s One Year Right of Redemption.

26. 2026-01-13
    status Active 641-char remark

    Show marketing remark (641 chars)

    560 Michigan Avenue is ready for its new owner! This charming 3-bedroom, 1-bath cottage offers a spacious layout, complete with a laundry room and an enclosed front porch—perfect for extra living or storage space. Single car detached garage perfect for storage or a nice workshop. Conveniently located near downtown Mobile, you'll have easy access to Mardi Gras celebrations and all the excitement the city has to offer. Don’t miss your chance to own this cozy home—call your favorite Realtor today to schedule a showing! Sold as is with no repairs. Property may be subject to Alabama’s One Year Right of Redemption.

27. 2026-01-10
    historical 641-char remark

    Show marketing remark (641 chars)

    560 Michigan Avenue is ready for its new owner! This charming 3-bedroom, 1-bath cottage offers a spacious layout, complete with a laundry room and an enclosed front porch—perfect for extra living or storage space. Single car detached garage perfect for storage or a nice workshop. Conveniently located near downtown Mobile, you'll have easy access to Mardi Gras celebrations and all the excitement the city has to offer. Don’t miss your chance to own this cozy home—call your favorite Realtor today to schedule a showing! Sold as is with no repairs. Property may be subject to Alabama’s One Year Right of Redemption.

28. 2025-12-04
    status Active 641-char remark

    Show marketing remark (641 chars)

    560 Michigan Avenue is ready for its new owner! This charming 3-bedroom, 1-bath cottage offers a spacious layout, complete with a laundry room and an enclosed front porch—perfect for extra living or storage space. Single car detached garage perfect for storage or a nice workshop. Conveniently located near downtown Mobile, you'll have easy access to Mardi Gras celebrations and all the excitement the city has to offer. Don’t miss your chance to own this cozy home—call your favorite Realtor today to schedule a showing! Sold as is with no repairs. Property may be subject to Alabama’s One Year Right of Redemption.

29. 2025-12-04
    historical 641-char remark

    Show marketing remark (641 chars)

    560 Michigan Avenue is ready for its new owner! This charming 3-bedroom, 1-bath cottage offers a spacious layout, complete with a laundry room and an enclosed front porch—perfect for extra living or storage space. Single car detached garage perfect for storage or a nice workshop. Conveniently located near downtown Mobile, you'll have easy access to Mardi Gras celebrations and all the excitement the city has to offer. Don’t miss your chance to own this cozy home—call your favorite Realtor today to schedule a showing! Sold as is with no repairs. Property may be subject to Alabama’s One Year Right of Redemption.

30. 2025-12-01
    price $109,900 641-char remark

    Show marketing remark (641 chars)

    560 Michigan Avenue is ready for its new owner! This charming 3-bedroom, 1-bath cottage offers a spacious layout, complete with a laundry room and an enclosed front porch—perfect for extra living or storage space. Single car detached garage perfect for storage or a nice workshop. Conveniently located near downtown Mobile, you'll have easy access to Mardi Gras celebrations and all the excitement the city has to offer. Don’t miss your chance to own this cozy home—call your favorite Realtor today to schedule a showing! Sold as is with no repairs. Property may be subject to Alabama’s One Year Right of Redemption.

31. 2025-10-02
    price $119,000 641-char remark

    Show marketing remark (641 chars)

    560 Michigan Avenue is ready for its new owner! This charming 3-bedroom, 1-bath cottage offers a spacious layout, complete with a laundry room and an enclosed front porch—perfect for extra living or storage space. Single car detached garage perfect for storage or a nice workshop. Conveniently located near downtown Mobile, you'll have easy access to Mardi Gras celebrations and all the excitement the city has to offer. Don’t miss your chance to own this cozy home—call your favorite Realtor today to schedule a showing! Sold as is with no repairs. Property may be subject to Alabama’s One Year Right of Redemption.

32. 2025-09-04
    listed $139,000 Active 641-char remark

    Show marketing remark (641 chars)

    560 Michigan Avenue is ready for its new owner! This charming 3-bedroom, 1-bath cottage offers a spacious layout, complete with a laundry room and an enclosed front porch—perfect for extra living or storage space. Single car detached garage perfect for storage or a nice workshop. Conveniently located near downtown Mobile, you'll have easy access to Mardi Gras celebrations and all the excitement the city has to offer. Don’t miss your chance to own this cozy home—call your favorite Realtor today to schedule a showing! Sold as is with no repairs. Property may be subject to Alabama’s One Year Right of Redemption.

33. 2021-10-15
    soldstatus $73,200
34. 2021-10-14
    soldstatus $73,200 188-char remark

    Show marketing remark (188 chars)

    Spacious rooms with beautiful hardwood floors, wood window and door trim. Very cozy home with a quaint wood door entrance. New HVAC within last 6 months. Wood flooring recently refinished.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

• Current annual tax: $918 · $77/mo
• Projected year-2 tax: $918 · $77/mo
• Expected delta: $0/yr ($0/mo · -0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 20% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥105°F today · 21 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $21,562
• − Mortgage interest: −$4,756
• − Property taxes: −$918
• − Insurance: −$424
• − Repairs & maintenance: −$1,725
• − Management: −$1,725
• − Depreciation: −$2,470
• Taxable income: $9,544
• Est. tax owed @ 24.0%: −$2,291
• After-tax cash flow: $8,058/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Mobile County
• NCES district ID: 0102370
• Math proficiency: 15% ▼ -28.00%
• Reading proficiency: 39% ▬ 0.00%
• Median HH income: $42,455
• Composite: 22.9/100
• National rank: #8002
• State rank: #81 of 129 in AL

Livability — Mobile

• Score: 75/100
• State rank: #20
• US rank: #4262

Category grades

Amenities B- Commute A+ Cost of living A+ Crime F Employment D- Housing A+ Health & safety A+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Mobile, AL
• County: Mobile County · 246,577 people
• City population: 205,729
• Metro: Mobile, AL
• Population (ZIP): 8,836
• Household income: $66,357
• Rent vs Own: 41.0% rent · 59.0% own
• Severe rent burden: 452.0

Population outlook (Mobile County) Hauer SSP2

• Today (2025): 415,303 people
• By 2030: 411,755 · -0.9%
• By 2040: 399,670 · -3.8%
• By 2050: 382,616 · -7.9%
• By 2075: 337,353 · -18.8%
• By 2100: 283,391 · -31.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.56)
• Race & ethnicity: White 51% Black 42% Two or more races 3% Hispanic / Latino 2%
• Common ancestry: Lithuanian 4% Serbian 2% Slovak 2%
• Foreign-born: 2% · Canada, China
• Languages at home: 97% English-only · Spanish 2%

Political lean MEDSL · Mobile

• 2024 margin: R (+16.4) · D 41.3% · R 57.7%
• 2008→2024 swing: -7.7pp toward R · 2008: -8.7pp · 2024: -16.4pp
• All cycles: 2024: R+16.4 2020: R+11.9 2016: R+13.9 2012: R+9.3 2008: R+8.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -143.27%
• Current HPI: 205.7241
• Rent YoY: ▲ 3.78%
• Metro: Mobile, AL
• State GDP YoY: ▲ 2.94%
• F500 in state: 4

Industry mix (Fortune 500 HQ in AL)

Industry	F500 HQs	Revenue
▸Financial Services	1	$8B
▸Healthcare	1	$5B

Price history

+16.0% since first listed

18 events — show timeline

• 2026-05-05 Pending — GCMLS AL
• 2026-05-02 Price Changed $84,900 GCMLS AL
• 2026-04-29 Relisted — GCMLS AL
• 2026-04-28 Delisted — GCMLS AL
• 2026-04-03 Relisted — GCMLS AL
• 2026-04-01 Delisted — GCMLS AL
• 2026-03-27 Price Changed $99,900 GCMLS AL
• 2026-03-05 Relisted — GCMLS AL
• 2026-02-09 Pending — GCMLS AL
• 2026-01-13 Relisted — GCMLS AL
• 2026-01-10 Delisted — GCMLS AL
• 2025-12-04 Relisted — GCMLS AL
• 2025-12-04 Delisted — GCMLS AL
• 2025-12-01 Price Changed $109,900 GCMLS AL
• 2025-10-02 Price Changed $119,000 GCMLS AL
• 2025-09-04 Listed $139,000 GCMLS AL
• 2021-10-15 Sold (Public Records) $73,200 Public Records
• 2021-10-14 Sold (MLS) $73,200 GCMLS AL

Property tax history

+42.4%/yr

Latest (2025): $918 · -5.1% YoY. Source: county tax records.