369 East Aly N · Lehighton, PA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $511 – $949
Heat risk 4/10 · Minor
- Hot days now (above 98°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 10.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +23.1/30.0
- DSCR +7.4/10.0
- 1% rule +5.7/10.0
- ARV discount +4.4/15.0
- Livability +3.9/5.0
- Schools +3.5/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$145,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Cozy and well-maintained home in Lehighton offering a simple, comfortable layout. The property is clean and move-in ready, with side parking and a small yard for easy upkeep. Conveniently located with quick access to local shops, dining, and major routes, and just a short drive to Jim Thorpe and other outdoor attractions like hiking, biking, and scenic views. A solid option for first-time home buyers looking for an affordable start, or for investors seeking a practical rental opportunity in a growing area.
Key facts
- Side parking
- Scenic views
- Outdoor attractions
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath townhouse listed at $145k.
Deal economics
- At list price, monthly cash flow is $261 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $145k).
- Cap rate 8.5% vs local median 4.7% in Lehighton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 77/100 on livability (#321 in PA, #2,848 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, crime A-; Watch: employment D, commute F.
- Lehighton Area SD (suburban): math 32% / reading 50% proficiency, ranked #336 of 539 in PA (top 62%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Lehighton Area Elementary Center (math 37% / reading 54%, grade D-, #801 of 1,518 statewide, top 53%, 998 students, 55% FRL); Lehighton Area Ms (math 21% / reading 47%, grade F, #334 of 512 statewide, top 67%, 513 students, 52% FRL); Lehighton Area Hs (math 62%, 660 students, 52% FRL).
- Market conditions: 139 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals leasing fast (median 3d on market — plan ~1-2 weeks tenant-placement turnaround); 180 units permitted in Carbon County in 2024 (10 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Carbon County population projected at -18% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
Negotiation context
- Only 7 days on market — expect competitive offers; lowballing is unlikely to land.
- 10 sale attempts since 18y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $90k; list at $145k implies a 62% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1880 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- Built in 1880 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.07% ✓
- Cap rate
- 8.45%
- Cash-on-cash
- 7.71%
- DSCR
- 1.34
- GRM
- 7.8
CMA / ARV
- ARV (on-the-fly)
- $135,716
- Comps found
- 8
Show comp detail 8 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 369 East Aly N | 0.00mi | 3/1.0 | 1,036 (0%) | 1mo | $145,000 | $140 | 99 |
| 127 Coal St | 0.12mi | 3/1.0 | 896 (-14%) | 2mo | $125,000 | $140 | 70 |
| 229 Coal St | 0.14mi | 3/1.0 | 1,148 (+11%) | 14mo | $150,000 | $131 | 64 |
| 117 N 4th St | 0.34mi | 3/1.0 | 1,152 (+11%) | 3mo | $167,000 | $145 | 63 |
| 321 Center Aly | 0.12mi | 3/1.0 | 1,148 (+11%) | 24mo | $150,000 | $131 | 56 |
| 337 N 3rd St | 0.12mi | 2/1.0 (-1) | 1,182 (+14%) | 14mo | $150,000 | $127 | 55 |
| 128-1/2 S 3Rd St | 0.41mi | 2/1.0 (-1) | 1,024 (-1%) | 24mo | $106,000 | $104 | 54 |
| 339 S 3rd St | 0.71mi | 3/1.0 | 1,174 (+13%) | 22mo | $150,000 | $128 | 26 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -4.5%
- Equity multiple
- 0.83×
- Total profit
- $-6,874
- Equity at exit
- $21,620
- IRR
- 5.1%
- Equity multiple
- 1.38×
- Total profit
- $15,410
- Equity at exit
- $12,537
Cash invested: $40,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 18235
- Home prices YoY
- -27.1%
- Active inventory
- 139
- Price-to-rent
- 7.8×
Monthly cashflow live
- Estimated rent
- $1,546 high interval (Pro) →
- Mortgage (P&I)
- −$760
- Tax from tax record
- −$139 /mo · $1,670/yr
- Insurance
- −$60
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$325
- Net cashflow
- $261
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $36,250
- Closing costs
- $4,350
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 6 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 339 N 2nd St Lehighton, PA | 3.0 | 1.0 | 1073 | $1,700 | $1.58 | 2d | 1 | 0.08mi |
| 123 Jamestown St Lehighton, PA | 2.0 | 1.0 | 780 | $1,395 | $1.79 | 2d | 1 | 0.20mi |
| 206 N 2nd St Lehighton, PA | 3.0 | 1.0 | 1000 | $1,450 | $1.45 | 2d | 1 | 0.25mi |
| 204 N 2nd St Lehighton, PA | 3.0 | 1.0 | 1000 | $1,600 | $1.60 | 2d | 1 | 0.26mi |
| 404 Mahoning St Apt 2 Lehighton, PA | 3.0 | 1.0 | 800 | $1,500 | $1.88 | 2d | 1 | 0.40mi |
| 318 Bridge St Unit A Weissport, PA | 2.0 | 1.0 | 900 | $975 | $1.08 | 2d | 1 | 0.73mi |
Listing history 23 events
-
2026-04-28status Pending
-
2026-04-27status Pending 511-char remark
Show marketing remark (511 chars)
Cozy and well-maintained home in Lehighton offering a simple, comfortable layout. The property is clean and move-in ready, with side parking and a small yard for easy upkeep. Conveniently located with quick access to local shops, dining, and major routes, and just a short drive to Jim Thorpe and other outdoor attractions like hiking, biking, and scenic views. A solid option for first-time home buyers looking for an affordable start, or for investors seeking a practical rental opportunity in a growing area.
-
2026-04-21$145,000 Active
-
2026-04-20$145,000 Active 511-char remark
Show marketing remark (511 chars)
Cozy and well-maintained home in Lehighton offering a simple, comfortable layout. The property is clean and move-in ready, with side parking and a small yard for easy upkeep. Conveniently located with quick access to local shops, dining, and major routes, and just a short drive to Jim Thorpe and other outdoor attractions like hiking, biking, and scenic views. A solid option for first-time home buyers looking for an affordable start, or for investors seeking a practical rental opportunity in a growing area.
-
2022-12-02soldstatus $89,500
-
2022-11-30soldstatus $89,500 Closed 353-char remark
Show marketing remark (353 chars)
Great Starter Home!! Move-in ready 3 bedroom, 1 bath twin home with attic for possible 4th bedroom/Man Cave/Hobby Room. Convenient first floor laundry, center isle in kitchen and basement storage. Cute and manageable fenced-in yard. Covered porch and rear patio provide relaxation and somewhere to enjoy your morning coffee! Don't miss out on this deal!
-
2022-11-30soldstatus $89,500 Sold
Show marketing remark (353 chars)
Great Starter Home!! Move-in ready 3 bedroom, 1 bath twin home with attic for possible 4th bedroom/Man Cave/Hobby Room. Convenient first floor laundry, center isle in kitchen and basement storage. Cute and manageable fenced-in yard. Covered porch and rear patio provide relaxation and somewhere to enjoy your morning coffee! Don't miss out on this deal!
-
2022-11-28soldstatus $89,500 Closed
-
2022-10-17status Pending
-
2022-10-17status Pending
-
2022-10-07status Active
Show marketing remark (353 chars)
Great Starter Home!! Move-in ready 3 bedroom, 1 bath twin home with attic for possible 4th bedroom/Man Cave/Hobby Room. Convenient first floor laundry, center isle in kitchen and basement storage. Cute and manageable fenced-in yard. Covered porch and rear patio provide relaxation and somewhere to enjoy your morning coffee! Don't miss out on this deal!
-
2022-10-07status Active
Show marketing remark (353 chars)
Great Starter Home!! Move-in ready 3 bedroom, 1 bath twin home with attic for possible 4th bedroom/Man Cave/Hobby Room. Convenient first floor laundry, center isle in kitchen and basement storage. Cute and manageable fenced-in yard. Covered porch and rear patio provide relaxation and somewhere to enjoy your morning coffee! Don't miss out on this deal!
-
2022-10-07status Active 353-char remark
Show marketing remark (353 chars)
Great Starter Home!! Move-in ready 3 bedroom, 1 bath twin home with attic for possible 4th bedroom/Man Cave/Hobby Room. Convenient first floor laundry, center isle in kitchen and basement storage. Cute and manageable fenced-in yard. Covered porch and rear patio provide relaxation and somewhere to enjoy your morning coffee! Don't miss out on this deal!
-
2022-10-04status Pending
-
2022-10-04status Pending
-
2022-09-15$95,000 Active
-
2022-09-14$95,000 Active 353-char remark
Show marketing remark (353 chars)
Great Starter Home!! Move-in ready 3 bedroom, 1 bath twin home with attic for possible 4th bedroom/Man Cave/Hobby Room. Convenient first floor laundry, center isle in kitchen and basement storage. Cute and manageable fenced-in yard. Covered porch and rear patio provide relaxation and somewhere to enjoy your morning coffee! Don't miss out on this deal!
-
2022-09-14$95,000 Active
Show marketing remark (353 chars)
Great Starter Home!! Move-in ready 3 bedroom, 1 bath twin home with attic for possible 4th bedroom/Man Cave/Hobby Room. Convenient first floor laundry, center isle in kitchen and basement storage. Cute and manageable fenced-in yard. Covered porch and rear patio provide relaxation and somewhere to enjoy your morning coffee! Don't miss out on this deal!
-
2009-03-03soldstatus $61,600
-
2009-03-03soldstatus $61,600
-
2009-03-03soldstatus $61,600
-
2008-10-06$60,000
-
2008-10-06$60,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast PA · Partial reset (capped growth)
- Current annual tax
- $1,670 · $139/mo
- Projected year-2 tax
- $1,981 · $165/mo
- Expected delta
- +$310/yr (+$26/mo · 18.6%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 4/10 Moderate 7 d/yr ≥98°F today · 16 d/yr by 30 yrs out
- Wind 4/10 Moderate 10% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $18,547
- − Mortgage interest
- −$8,122
- − Property taxes
- −$1,670
- − Insurance
- −$725
- − Repairs & maintenance
- −$1,484
- − Management
- −$1,484
- − Depreciation
- −$4,218
- Taxable income
- $844
- Est. tax owed @ 24.0%
- −$203
- After-tax cash flow
- $2,930/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Lehighton Area SD
- NCES district ID
- 4213500
- Math proficiency
- 32% ▼ -7.00%
- Reading proficiency
- 50% ▼ -11.00%
- Median HH income
- $51,115
- Composite
- 35.36/100
- National rank
- #4958
- State rank
- #336 of 539 in PA
Livability — Lehighton
- Score
- 77/100
- State rank
- #321
- US rank
- #2848
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Lehighton, PA
- Population (ZIP)
- 19,121
Population outlook (Carbon County) Hauer SSP2
- Today (2025)
- 61,643 people
- By 2030
- 59,840 · -2.9%
- By 2040
- 55,413 · -10.1%
- By 2050
- 50,843 · -17.5%
- By 2075
- 43,326 · -29.7%
- By 2100
- 37,126 · -39.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (94%)
- Race & ethnicity
- White 94% Two or more races 4% Hispanic / Latino 3%
- Common ancestry
- Romanian 6% Polish 5% Iranian 3%
- Foreign-born
- 2% · Canada, China
- Languages at home
- 96% English-only · Spanish 2% Russian/Polish/Slavic 1%
Political lean MEDSL · Carbon
- 2024 margin
- Solid R (+34.8) · D 32.2% · R 67.0%
- 2008→2024 swing
- -36.7pp toward R · 2008: 1.9pp · 2024: -34.8pp
- All cycles
- 2024: R+34.8 2020: R+32.0 2016: R+34.1 2012: R+6.9 2008: D+1.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -69.77%
- Current HPI
- 187.4645
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
|
||
| Insurance | 2 | $27B |
|
||
| Telecommunications / Media | 1 | $124B |
|
||
| Industrial Distribution | 1 | $22B |
|
||
| Financial Services | 1 | $20B |
|
||
| Chemicals / Materials | 1 | $18B |
|
||
Price history
+141.7% since first listed23 events — show timeline
- 2026-04-28 Pending — BRIGHT MLS
- 2026-04-27 Pending — GLVRMLS
- 2026-04-21 Listed $145,000 BRIGHT MLS
- 2026-04-20 Listed $145,000 GLVRMLS
- 2022-12-02 Sold (Public Records) $89,500 Public Records
- 2022-11-30 Sold (MLS) $89,500 GLVRMLS
- 2022-11-30 Sold (MLS) $89,500 PMAR
- 2022-11-28 Sold (MLS) $89,500 BRIGHT MLS
- 2022-10-17 Pending — BRIGHT MLS
- 2022-10-17 Pending — GLVRMLS
- 2022-10-07 Relisted — BRIGHT MLS
- 2022-10-07 Relisted — GLVRMLS
- 2022-10-07 Relisted — PMAR
- 2022-10-04 Pending — BRIGHT MLS
- 2022-10-04 Pending — GLVRMLS
- 2022-09-15 Listed $95,000 BRIGHT MLS
- 2022-09-14 Listed $95,000 GLVRMLS
- 2022-09-14 Listed $95,000 PMAR
- 2009-03-03 Sold (Public Records) $61,600 Public Records
- 2009-03-03 Sold (MLS) $61,600 PMAR
- 2009-03-03 Sold (MLS) $61,600 BRIGHT MLS
- 2008-10-06 Listed $60,000 PMAR
- 2008-10-06 Listed $60,000 BRIGHT MLS
Property tax history
+2.0%/yrLatest (2026): $1,670 · +2.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…