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369 East Aly N
C- Composite 53.04
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +23.1/30.0
  • DSCR +7.4/10.0
  • 1% rule +5.7/10.0
  • ARV discount +4.4/15.0
  • Livability +3.9/5.0
  • Schools +3.5/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$145,000

369 East Aly N · Lehighton, PA 18235
3 bd · 1.0 ba · 1,036 sqft · Townhouse public records · 7 Days on market
Built 1880 2,614 sqft lot Est $136k · 7% over

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Cozy and well-maintained home in Lehighton offering a simple, comfortable layout. The property is clean and move-in ready, with side parking and a small yard for easy upkeep. Conveniently located with quick access to local shops, dining, and major routes, and just a short drive to Jim Thorpe and other outdoor attractions like hiking, biking, and scenic views. A solid option for first-time home buyers looking for an affordable start, or for investors seeking a practical rental opportunity in a growing area.

Key facts

  • Side parking
  • Scenic views
  • Outdoor attractions

Tags

SIDE PARKINGSMALL YARDQUICK ACCESS TO LOCAL SHOPSSHORT DRIVE TO JIM THORPEOUTDOOR ATTRACTIONSSCENIC VIEWS

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath townhouse listed at $145k.

Deal economics

  • At list price, monthly cash flow is $261 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $145k).
  • Cap rate 8.5% vs local median 4.7% in Lehighton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 77/100 on livability (#321 in PA, #2,848 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, crime A-; Watch: employment D, commute F.
  • Lehighton Area SD (suburban): math 32% / reading 50% proficiency, ranked #336 of 539 in PA (top 62%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Lehighton Area Elementary Center (math 37% / reading 54%, grade D-, #801 of 1,518 statewide, top 53%, 998 students, 55% FRL); Lehighton Area Ms (math 21% / reading 47%, grade F, #334 of 512 statewide, top 67%, 513 students, 52% FRL); Lehighton Area Hs (math 62%, 660 students, 52% FRL).
  • Market conditions: 139 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals leasing fast (median 3d on market — plan ~1-2 weeks tenant-placement turnaround); 180 units permitted in Carbon County in 2024 (10 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Carbon County population projected at -18% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

  • Only 7 days on market — expect competitive offers; lowballing is unlikely to land.
  • 10 sale attempts since 18y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $90k; list at $145k implies a 62% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1880 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $145,000

Questions for the listing agent

  1. Built in 1880 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.07%
Cap rate
8.45%
Cash-on-cash
7.71%
DSCR
1.34
GRM
7.8

CMA / ARV

ARV (on-the-fly)
$135,716
Comps found
8
Show comp detail 8 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
369 East Aly N 0.00mi 3/1.0 1,036 (0%) 1mo $145,000 $140 99
127 Coal St 0.12mi 3/1.0 896 (-14%) 2mo $125,000 $140 70
229 Coal St 0.14mi 3/1.0 1,148 (+11%) 14mo $150,000 $131 64
117 N 4th St 0.34mi 3/1.0 1,152 (+11%) 3mo $167,000 $145 63
321 Center Aly 0.12mi 3/1.0 1,148 (+11%) 24mo $150,000 $131 56
337 N 3rd St 0.12mi 2/1.0 (-1) 1,182 (+14%) 14mo $150,000 $127 55
128-1/2 S 3Rd St 0.41mi 2/1.0 (-1) 1,024 (-1%) 24mo $106,000 $104 54
339 S 3rd St 0.71mi 3/1.0 1,174 (+13%) 22mo $150,000 $128 26

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-4.5%
Equity multiple
0.83×
Total profit
$-6,874
Equity at exit
$21,620
10-year hold
IRR
5.1%
Equity multiple
1.38×
Total profit
$15,410
Equity at exit
$12,537

Cash invested: $40,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 18235

Home prices YoY
-27.1%
Active inventory
139
Price-to-rent
7.8×

Monthly cashflow live

Estimated rent
$1,546 high interval (Pro) →
Mortgage (P&I)
$760
Tax from tax record
$139 /mo · $1,670/yr
Insurance
$60
HOA
$0
Vacancy / Maint / Mgmt
$325
Net cashflow
$261

Break-even live

Break-even rent $1,215
Max offer price $145,000
Occupancy floor 78%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$36,250
Closing costs
$4,350
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 6 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
339 N 2nd St Lehighton, PA 3.0 1.0 1073 $1,700 $1.58 2d 1 0.08mi
123 Jamestown St Lehighton, PA 2.0 1.0 780 $1,395 $1.79 2d 1 0.20mi
206 N 2nd St Lehighton, PA 3.0 1.0 1000 $1,450 $1.45 2d 1 0.25mi
204 N 2nd St Lehighton, PA 3.0 1.0 1000 $1,600 $1.60 2d 1 0.26mi
404 Mahoning St Apt 2 Lehighton, PA 3.0 1.0 800 $1,500 $1.88 2d 1 0.40mi
318 Bridge St Unit A Weissport, PA 2.0 1.0 900 $975 $1.08 2d 1 0.73mi

Listing history 23 events

  1. 2026-04-28
    status Pending
  2. 2026-04-27
    status Pending 511-char remark
    Show marketing remark (511 chars)

    Cozy and well-maintained home in Lehighton offering a simple, comfortable layout. The property is clean and move-in ready, with side parking and a small yard for easy upkeep. Conveniently located with quick access to local shops, dining, and major routes, and just a short drive to Jim Thorpe and other outdoor attractions like hiking, biking, and scenic views. A solid option for first-time home buyers looking for an affordable start, or for investors seeking a practical rental opportunity in a growing area.

  3. 2026-04-21
    listed $145,000 Active
  4. 2026-04-20
    listed $145,000 Active 511-char remark
    Show marketing remark (511 chars)

    Cozy and well-maintained home in Lehighton offering a simple, comfortable layout. The property is clean and move-in ready, with side parking and a small yard for easy upkeep. Conveniently located with quick access to local shops, dining, and major routes, and just a short drive to Jim Thorpe and other outdoor attractions like hiking, biking, and scenic views. A solid option for first-time home buyers looking for an affordable start, or for investors seeking a practical rental opportunity in a growing area.

  5. 2022-12-02
    soldstatus $89,500
  6. 2022-11-30
    soldstatus $89,500 Closed 353-char remark
    Show marketing remark (353 chars)

    Great Starter Home!! Move-in ready 3 bedroom, 1 bath twin home with attic for possible 4th bedroom/Man Cave/Hobby Room. Convenient first floor laundry, center isle in kitchen and basement storage. Cute and manageable fenced-in yard. Covered porch and rear patio provide relaxation and somewhere to enjoy your morning coffee! Don't miss out on this deal!

  7. 2022-11-30
    soldstatus $89,500 Sold
    Show marketing remark (353 chars)

    Great Starter Home!! Move-in ready 3 bedroom, 1 bath twin home with attic for possible 4th bedroom/Man Cave/Hobby Room. Convenient first floor laundry, center isle in kitchen and basement storage. Cute and manageable fenced-in yard. Covered porch and rear patio provide relaxation and somewhere to enjoy your morning coffee! Don't miss out on this deal!

  8. 2022-11-28
    soldstatus $89,500 Closed
  9. 2022-10-17
    status Pending
  10. 2022-10-17
    status Pending
  11. 2022-10-07
    status Active
    Show marketing remark (353 chars)

    Great Starter Home!! Move-in ready 3 bedroom, 1 bath twin home with attic for possible 4th bedroom/Man Cave/Hobby Room. Convenient first floor laundry, center isle in kitchen and basement storage. Cute and manageable fenced-in yard. Covered porch and rear patio provide relaxation and somewhere to enjoy your morning coffee! Don't miss out on this deal!

  12. 2022-10-07
    status Active
    Show marketing remark (353 chars)

    Great Starter Home!! Move-in ready 3 bedroom, 1 bath twin home with attic for possible 4th bedroom/Man Cave/Hobby Room. Convenient first floor laundry, center isle in kitchen and basement storage. Cute and manageable fenced-in yard. Covered porch and rear patio provide relaxation and somewhere to enjoy your morning coffee! Don't miss out on this deal!

  13. 2022-10-07
    status Active 353-char remark
    Show marketing remark (353 chars)

    Great Starter Home!! Move-in ready 3 bedroom, 1 bath twin home with attic for possible 4th bedroom/Man Cave/Hobby Room. Convenient first floor laundry, center isle in kitchen and basement storage. Cute and manageable fenced-in yard. Covered porch and rear patio provide relaxation and somewhere to enjoy your morning coffee! Don't miss out on this deal!

  14. 2022-10-04
    status Pending
  15. 2022-10-04
    status Pending
  16. 2022-09-15
    listed $95,000 Active
  17. 2022-09-14
    listed $95,000 Active 353-char remark
    Show marketing remark (353 chars)

    Great Starter Home!! Move-in ready 3 bedroom, 1 bath twin home with attic for possible 4th bedroom/Man Cave/Hobby Room. Convenient first floor laundry, center isle in kitchen and basement storage. Cute and manageable fenced-in yard. Covered porch and rear patio provide relaxation and somewhere to enjoy your morning coffee! Don't miss out on this deal!

  18. 2022-09-14
    listed $95,000 Active
    Show marketing remark (353 chars)

    Great Starter Home!! Move-in ready 3 bedroom, 1 bath twin home with attic for possible 4th bedroom/Man Cave/Hobby Room. Convenient first floor laundry, center isle in kitchen and basement storage. Cute and manageable fenced-in yard. Covered porch and rear patio provide relaxation and somewhere to enjoy your morning coffee! Don't miss out on this deal!

  19. 2009-03-03
    soldstatus $61,600
  20. 2009-03-03
    soldstatus $61,600
  21. 2009-03-03
    soldstatus $61,600
  22. 2008-10-06
    listed $60,000
  23. 2008-10-06
    listed $60,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$1,670 · $139/mo
Projected year-2 tax
$1,981 · $165/mo
Expected delta
+$310/yr (+$26/mo · 18.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥98°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 10% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$18,547
− Mortgage interest
−$8,122
− Property taxes
−$1,670
− Insurance
−$725
− Repairs & maintenance
−$1,484
− Management
−$1,484
− Depreciation
−$4,218
Taxable income
$844
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$203
After-tax cash flow
$2,930/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Lehighton Area SD
NCES district ID
4213500
Math proficiency
32% ▼ -7.00%
Reading proficiency
50% ▼ -11.00%
Median HH income
$51,115
Composite
35.36/100
National rank
#4958
State rank
#336 of 539 in PA

Livability — Lehighton

Score
77/100
State rank
#321
US rank
#2848

Category grades

Amenities B Commute F Cost of living A+ Crime A- Employment D Housing B- Health & safety A+ User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Lehighton, PA
Population (ZIP)
19,121

Population outlook (Carbon County) Hauer SSP2

Today (2025)
61,643 people
By 2030
59,840 · -2.9%
By 2040
55,413 · -10.1%
By 2050
50,843 · -17.5%
By 2075
43,326 · -29.7%
By 2100
37,126 · -39.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (94%)
Race & ethnicity
White 94% Two or more races 4% Hispanic / Latino 3%
Common ancestry
Romanian 6% Polish 5% Iranian 3%
Foreign-born
2% · Canada, China
Languages at home
96% English-only · Spanish 2% Russian/Polish/Slavic 1%

Political lean MEDSL · Carbon

2024 margin
Solid R (+34.8) · D 32.2% · R 67.0%
2008→2024 swing
-36.7pp toward R · 2008: 1.9pp · 2024: -34.8pp
All cycles
2024: R+34.8 2020: R+32.0 2016: R+34.1 2012: R+6.9 2008: D+1.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -69.77%
Current HPI
187.4645
Rent YoY
Metro
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+141.7% since first listed
23 events — show timeline
  • 2026-04-28 Pending BRIGHT MLS
  • 2026-04-27 Pending GLVRMLS
  • 2026-04-21 Listed $145,000 BRIGHT MLS
  • 2026-04-20 Listed $145,000 GLVRMLS
  • 2022-12-02 Sold (Public Records) $89,500 Public Records
  • 2022-11-30 Sold (MLS) $89,500 GLVRMLS
  • 2022-11-30 Sold (MLS) $89,500 PMAR
  • 2022-11-28 Sold (MLS) $89,500 BRIGHT MLS
  • 2022-10-17 Pending BRIGHT MLS
  • 2022-10-17 Pending GLVRMLS
  • 2022-10-07 Relisted BRIGHT MLS
  • 2022-10-07 Relisted GLVRMLS
  • 2022-10-07 Relisted PMAR
  • 2022-10-04 Pending BRIGHT MLS
  • 2022-10-04 Pending GLVRMLS
  • 2022-09-15 Listed $95,000 BRIGHT MLS
  • 2022-09-14 Listed $95,000 GLVRMLS
  • 2022-09-14 Listed $95,000 PMAR
  • 2009-03-03 Sold (Public Records) $61,600 Public Records
  • 2009-03-03 Sold (MLS) $61,600 PMAR
  • 2009-03-03 Sold (MLS) $61,600 BRIGHT MLS
  • 2008-10-06 Listed $60,000 PMAR
  • 2008-10-06 Listed $60,000 BRIGHT MLS

Property tax history

+2.0%/yr

Latest (2026): $1,670 · +2.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…