14 Inner Dr · Vienna Center, OH
Flood risk No data
- FEMA flood zone
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- Chance of flooding over 30 yrs
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- Est. flood insurance / yr
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Fire risk No data
- Est. fire insurance / yr
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Heat risk No data
- Hot days now (above threshold)
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- Hot days in 30 yrs
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Wind risk No data
- Chance of severe wind over 30 yrs
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Air-quality risk No data
- Unhealthy air days now
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- Unhealthy air days in 30 yrs
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Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Schools +5.1/10.0
- Livability +3.1/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$25,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Welcome to 14 Inner Drive, a beautifully maintained modern home nestled in a quiet and private community in Vienna. This stylish residence offers the perfect blend of contemporary design and everyday comfort. Enjoy the charm of a serene neighborhood while remaining just a short drive from nearby city amenities. Experience peaceful living with modern elegance in this exceptional home.
Key facts
- Built 1971
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath manufactured listed at $25k.
Deal economics
- At list price, monthly cash flow is $521 ($6k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($878 rent vs $25k).
Location & tenants
- Location reads 62/100 on livability (#877 in OH) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: schools C-, employment D, amenities F.
- Mathews Local (rural): math 56% / reading 64% proficiency, ranked #289 of 656 in OH (top 44%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: 12 active listings in the ZIP; solid renter incomes; 129 units permitted in Trumbull County in 2024 (0 in 5+ unit buildings).
- This rent is only 14% of the median local income ($76k/yr) — well below the 30% rent-burden line; pricing power to push rent on renewal without tenant pushback.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $173 of loan paydown is wiped out by about $750 of value loss. Plan a longer hold.
- Trumbull County population projected at -22% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $7k cash investment doubles in ~2 years — after that, you're playing with house money.
Negotiation context
- Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
Questions for the listing agent
- Built in 1971 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 3.51% ✓
- Cap rate
- 31.29%
- Cash-on-cash
- 89.26%
- DSCR
- 4.97
- GRM
- 2.4
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 89.9%
- Equity multiple
- 5.16×
- Total profit
- $29,125
- Equity at exit
- $3,728
- IRR
- 92.9%
- Equity multiple
- 10.73×
- Total profit
- $68,119
- Equity at exit
- $2,162
Cash invested: $7,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 73 Landlord-Friendly
- State Ohio
- 73 Landlord-Friendly · R+6
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 44473
- Home prices YoY
- -10.4%
- Active inventory
- 12
- Price-to-rent
- 2.4×
Monthly cashflow live
- Estimated rent
- $878 medium interval (Pro) →
- Mortgage (P&I)
- −$131
- Tax est. 1.5%
- −$31 /mo · $375/yr
- Insurance
- −$10
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$184
- Net cashflow
- $521
Break-even live
Sensitivity live
| Price | -10% $538 | -5% $529 | +0% $521 | +5% $512 | +10% $503 |
|---|---|---|---|---|---|
| Rent | -10% $451 | -5% $486 | +0% $521 | +5% $555 | +10% $590 |
| Rate | -1.0pp $533 | -0.5pp $527 | base $521 | +0.5pp $514 | +1.0pp $508 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $6,250
- Closing costs
- $750
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 2 events
-
2003-04-07historical
-
2002-10-07$7,900
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $10,534
- − Mortgage interest
- −$1,400
- − Property taxes
- −$375
- − Insurance
- −$125
- − Repairs & maintenance
- −$843
- − Management
- −$843
- − Depreciation
- −$727
- Taxable income
- $6,221
- Est. tax owed @ 24.0%
- −$1,493
- After-tax cash flow
- $4,755/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Mathews Local
- NCES district ID
- 3905015
- Math proficiency
- 56% ▼ -18.00%
- Reading proficiency
- 64% ▼ -5.00%
- Median HH income
- $49,937
- Composite
- 51.04/100
- National rank
- #1773
- State rank
- #289 of 656 in OH
Livability — Vienna Center
- Score
- 62/100
- State rank
- #877
- US rank
- #16609
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Trumbull · 193,293 people
- Metro
- Youngstown-Warren, OH
- Population (ZIP)
- 4,106
- Household income
- $76,382
- Rent vs Own
- Severe rent burden
- 9.7
Population outlook (Trumbull County) Hauer SSP2
- Today (2025)
- 191,696 people
- By 2030
- 184,015 · -4.0%
- By 2040
- 166,810 · -13.0%
- By 2050
- 149,857 · -21.8%
- By 2075
- 115,769 · -39.6%
- By 2100
- 83,617 · -56.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (96%)
- Race & ethnicity
- White 96% Two or more races 3%
- Common ancestry
- Romanian 3% Slovak 2% Iranian 2%
- Foreign-born
- 0%
- Languages at home
- 98% English-only · German/W. Germanic 1%
Political lean MEDSL · Trumbull
- 2024 margin
- R (+16.8) · D 41.2% · R 58.0%
- 2008→2024 swing
- -39.2pp toward R · 2008: 22.4pp · 2024: -16.8pp
- All cycles
- 2024: R+16.8 2020: R+10.6 2016: R+6.4 2012: D+22.2 2008: D+22.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -24.95%
- Current HPI
- 214.759
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 1.98%
- F500 in state
- 48
Industry mix (Fortune 500 HQ in OH)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Insurance | 3 | $145B |
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| Industrial Machinery | 3 | $49B |
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| Financial Services | 3 | $24B |
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| Consumer Goods | 2 | $93B |
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| Aerospace / Defense | 2 | $47B |
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| Utilities | 2 | $33B |
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Price history
2 events — show timeline
- 2003-04-07 Listing Removed — MLSNOW
- 2002-10-07 Listed $7,900 MLSNOW
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…