CashFlowRE
Sign in Sign up
14 Inner Dr
B Composite 70.7
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Schools +5.1/10.0
  • Livability +3.1/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$25,000

14 Inner Dr · Vienna Center, OH 44473
2 bd · 1.0 ba · 696 sqft · Manufactured · 1 Days on market
Built 1971

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome to 14 Inner Drive, a beautifully maintained modern home nestled in a quiet and private community in Vienna. This stylish residence offers the perfect blend of contemporary design and everyday comfort. Enjoy the charm of a serene neighborhood while remaining just a short drive from nearby city amenities. Experience peaceful living with modern elegance in this exceptional home.

Key facts

  • Built 1971

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath manufactured listed at $25k.

Deal economics

  • At list price, monthly cash flow is $521 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($878 rent vs $25k).

Location & tenants

  • Location reads 62/100 on livability (#877 in OH) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: schools C-, employment D, amenities F.
  • Mathews Local (rural): math 56% / reading 64% proficiency, ranked #289 of 656 in OH (top 44%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: 12 active listings in the ZIP; solid renter incomes; 129 units permitted in Trumbull County in 2024 (0 in 5+ unit buildings).
  • This rent is only 14% of the median local income ($76k/yr) — well below the 30% rent-burden line; pricing power to push rent on renewal without tenant pushback.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $173 of loan paydown is wiped out by about $750 of value loss. Plan a longer hold.
  • Trumbull County population projected at -22% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $7k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

  • Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
Recommended offer $25,000

Questions for the listing agent

  1. Built in 1971 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
3.51%
Cap rate
31.29%
Cash-on-cash
89.26%
DSCR
4.97
GRM
2.4

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
89.9%
Equity multiple
5.16×
Total profit
$29,125
Equity at exit
$3,728
10-year hold
IRR
92.9%
Equity multiple
10.73×
Total profit
$68,119
Equity at exit
$2,162

Cash invested: $7,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
73 Landlord-Friendly
State Ohio
73 Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

ZIP-level market 44473

Home prices YoY
-10.4%
Active inventory
12
Price-to-rent
2.4×

Monthly cashflow live

Estimated rent
$878 medium interval (Pro) →
Mortgage (P&I)
$131
Tax est. 1.5%
$31 /mo · $375/yr
Insurance
$10
HOA
$0
Vacancy / Maint / Mgmt
$184
Net cashflow
$521

Break-even live

Break-even rent $219
Max offer price $25,000
Occupancy floor 36%

Sensitivity live

Price -10% $538 -5% $529 +0% $521 +5% $512 +10% $503
Rent -10% $451 -5% $486 +0% $521 +5% $555 +10% $590
Rate -1.0pp $533 -0.5pp $527 base $521 +0.5pp $514 +1.0pp $508

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$6,250
Closing costs
$750
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 2 events

  1. 2003-04-07
    historical
  2. 2002-10-07
    listed $7,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$10,534
− Mortgage interest
−$1,400
− Property taxes
−$375
− Insurance
−$125
− Repairs & maintenance
−$843
− Management
−$843
− Depreciation
−$727
Taxable income
$6,221
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,493
After-tax cash flow
$4,755/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Mathews Local
NCES district ID
3905015
Math proficiency
56% ▼ -18.00%
Reading proficiency
64% ▼ -5.00%
Median HH income
$49,937
Composite
51.04/100
National rank
#1773
State rank
#289 of 656 in OH

Livability — Vienna Center

Score
62/100
State rank
#877
US rank
#16609

Category grades

Amenities F Commute F Cost of living A+ Crime C Employment D Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Trumbull · 193,293 people
Metro
Youngstown-Warren, OH
Population (ZIP)
4,106
Household income
$76,382
Rent vs Own
18.5% rent · 81.5% own
Severe rent burden
9.7

Population outlook (Trumbull County) Hauer SSP2

Today (2025)
191,696 people
By 2030
184,015 · -4.0%
By 2040
166,810 · -13.0%
By 2050
149,857 · -21.8%
By 2075
115,769 · -39.6%
By 2100
83,617 · -56.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (96%)
Race & ethnicity
White 96% Two or more races 3%
Common ancestry
Romanian 3% Slovak 2% Iranian 2%
Foreign-born
0%
Languages at home
98% English-only · German/W. Germanic 1%

Political lean MEDSL · Trumbull

2024 margin
R (+16.8) · D 41.2% · R 58.0%
2008→2024 swing
-39.2pp toward R · 2008: 22.4pp · 2024: -16.8pp
All cycles
2024: R+16.8 2020: R+10.6 2016: R+6.4 2012: D+22.2 2008: D+22.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -24.95%
Current HPI
214.759
Rent YoY
Metro
State GDP YoY
▲ 1.98%
F500 in state
48

Industry mix (Fortune 500 HQ in OH)

Industry F500 HQs Revenue

Price history

2 events — show timeline
  • 2003-04-07 Listing Removed MLSNOW
  • 2002-10-07 Listed $7,900 MLSNOW

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…