1174 Wrighton Rd · Croom, MD 20711

$30,000

1 bd · 1.0 ba · 816 sqft · SingleFamily public records · 85 Days on market

Built 1928 4,356 sqft lot $37/sqft · 58% below area ↓ 60% since listing

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +15.0/30.0
• ARV discount +7.5/15.0
• 1% rule +5.0/10.0
• DSCR +5.0/10.0
• Schools +2.9/10.0
• Livability +2.8/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

ONLINE AUCTION: This auction takes place on the Ashland Auction Group Website Bidding Platform. Bidding begins 6/8/2026 @ 10:00 AM. Bidding ends 6/10/2026 @ 12:40 PM. List Price is Suggested Opening Bid. Deposit: $7,500 This structure is located on a +/ - 4,708 ft² lot in Lothian, MD within Anne Arundel County. It is just minutes to the many outdoor recreational activities at Parris N. Glendening Nature Preserve and Jug Bug Wetlands Sanctuary. The property is a vacant structure in need of tear down or possibly a complete renovation. The location also offers easy access to major traffic artery Southern Maryland Blvd.

Key facts

• 4,356 sq ft lot
• Built 1928
• Listed 85 days

What this means for you Summary

Snapshot

• This is a 1-bed/1.0-bath single-family listed at $30k.

Deal economics

• At list price, monthly cash flow is $942 ($11k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $30k).
• Recommended offer: $28k (6.0% below list) — sets the bar for market timing.
• Cap rate 44.0% vs local median 2.9% in Croom — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 56/100 on livability (#409 in MD) — a working-class tenant base; expect higher turnover. Strengths: crime A+, employment A+, housing A+; Watch: schools F, amenities F, commute F.
• Anne Arundel County Public Schools (suburban): math 20% / reading 37% proficiency, ranked #10 of 24 in MD (top 42%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Market conditions: 50 active listings in the ZIP; 1,303 units permitted in Anne Arundel County in 2024 (299 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $207 of loan paydown is wiped out by about $900 of value loss. Plan a longer hold.
• Anne Arundel County population projected at +17% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $8k cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

• It's been on market 85 days — a 6% lower offer ($28k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts; this cycle's ask has dropped $5k (14%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: property tax is 4.9% of price; built in 1928 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $28,200 (6.0% below list)

Questions for the listing agent

1. It's been on market 85 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. Built in 1928 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 5.21% ✓
• Cap rate: 43.96%
• Cash-on-cash: 134.52%
• DSCR: 6.99
• GRM: 1.6

CMA / ARV

• ARV (median comp): $71,100
• List price: $30,000
• Delta: -57.81%
• Verdict: UNDERPRICED
• Comps: 9 within 2.0 mi

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: —
• Equity multiple: 7.57×
• Total profit: $55,190
• Equity at exit: $4,473

10-year hold

• IRR: —
• Equity multiple: 15.95×
• Total profit: $125,597
• Equity at exit: $2,594

Cash invested: $8,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 27 Tenant-Leaning
• State Maryland: 27 Tenant-Leaning · D+14
• County: — inherits STATE
• City: — inherits STATE

Failure-to-pay is dismissed if cured before judgment; Baltimore has just-cause; strict deposit rules.

Methodology + full state rankings →

ZIP-level market 20711

• Active inventory: 50
• Price-to-rent: 1.6×

Monthly cashflow live

• Estimated rent: $1,563 medium
• Mortgage (P&I): −$157
• Tax from tax record: −$123 /mo · $1,477/yr
• Insurance: −$12
• HOA: −$0
• Vacancy / Maint / Mgmt: −$328
• Net cashflow: $942

Break-even live

Break-even rent $371

Max offer price $30,000

Occupancy floor 35%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $7,500
• Closing costs: $900
• Reserves months: —
• Total cash needed: —

Listing history 17 events

1. 2026-06-18
   days on market $30,000 Active 85 DOM
2. 2026-06-17
   days on market $30,000 Active 84 DOM
3. 2026-06-16
   days on market $30,000 Active 83 DOM
4. 2026-06-15
   days on market $30,000 Active 82 DOM
5. 2026-06-13
   days on market $30,000 Active 80 DOM
6. 2026-06-09
   days on market $30,000 Active 76 DOM
7. 2026-06-08
   days on market $30,000 Active 75 DOM
8. 2026-06-07
   days on market $30,000 Active 74 DOM
9. 2026-06-04
   days on market $30,000 Active 71 DOM
10. 2026-06-03
    days on market $30,000 Active 70 DOM
11. 2026-06-02
    days on market $30,000 Active 69 DOM
12. 2026-06-01
    days on market $30,000 Active 68 DOM
13. 2026-05-31
    days on market $30,000 Active 67 DOM
14. 2026-04-16
    price $30,000 628-char remark

    Show marketing remark (628 chars)

    ONLINE AUCTION: This auction takes place on the Ashland Auction Group Website Bidding Platform. Bidding begins 6/8/2026 @ 10:00 AM. Bidding ends 6/10/2026 @ 12:40 PM. List Price is Suggested Opening Bid. Deposit: $7,500 This structure is located on a +/ - 4,708 ft² lot in Lothian, MD within Anne Arundel County. It is just minutes to the many outdoor recreational activities at Parris N. Glendening Nature Preserve and Jug Bug Wetlands Sanctuary. The property is a vacant structure in need of tear down or possibly a complete renovation. The location also offers easy access to major traffic artery Southern Maryland Blvd.

15. 2026-03-25
    listed $35,000 Active 628-char remark

    Show marketing remark (628 chars)

    ONLINE AUCTION: This auction takes place on the Ashland Auction Group Website Bidding Platform. Bidding begins 6/8/2026 @ 10:00 AM. Bidding ends 6/10/2026 @ 12:40 PM. List Price is Suggested Opening Bid. Deposit: $7,500 This structure is located on a +/ - 4,708 ft² lot in Lothian, MD within Anne Arundel County. It is just minutes to the many outdoor recreational activities at Parris N. Glendening Nature Preserve and Jug Bug Wetlands Sanctuary. The property is a vacant structure in need of tear down or possibly a complete renovation. The location also offers easy access to major traffic artery Southern Maryland Blvd.

16. 2026-02-17
    historical
17. 2026-01-24
    listed $75,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

• Current annual tax: $1,477 · $123/mo
• Projected year-2 tax: $1,477 · $123/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 8/10 Severe 7 d/yr ≥104°F today · 16 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $18,753
• − Mortgage interest: −$1,680
• − Property taxes: −$1,477
• − Insurance: −$150
• − Repairs & maintenance: −$1,500
• − Management: −$1,500
• − Depreciation: −$873
• Taxable income: $11,572
• Est. tax owed @ 24.0%: −$2,777
• After-tax cash flow: $8,523/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Anne Arundel County Public Schools
• NCES district ID: 2400060
• Math proficiency: 20% ▼ -21.00%
• Reading proficiency: 37% ▼ -13.00%
• Median HH income: $87,880
• Composite: 28.52/100
• National rank: #6733
• State rank: #10 of 24 in MD

Livability — Croom

• Score: 56/100
• State rank: #409
• US rank: #22764

Category grades

Amenities F Commute F Cost of living F Crime A+ Employment A+ Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• City population: 52,768
• Population (ZIP): 7,629

Population outlook (Anne Arundel County) Hauer SSP2

• Today (2025): 617,384 people
• By 2030: 642,094 · +4.0%
• By 2040: 686,621 · +11.2%
• By 2050: 723,031 · +17.1%
• By 2075: 809,346 · +31.1%
• By 2100: 837,658 · +35.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.57)
• Race & ethnicity: White 60% Hispanic / Latino 24% Two or more races 12% Black 11%
• Hispanic origin (detail): Mexican 2% Puerto Rican 2%
• Common ancestry: Portuguese 3% Scotch-Irish 2% Italian 1%
• Foreign-born: 10% · Canada
• Languages at home: 86% English-only · Spanish 10% Other Asian/Pacific 2%

Political lean MEDSL · Anne Arundel

• 2024 margin: D (+13.9) · D 55.7% · R 41.7% · Other 2.6%
• 2008→2024 swing: +15.7pp toward D · 2008: -1.8pp · 2024: 13.9pp
• All cycles: 2024: D+13.9 2020: D+14.5 2016: D+0.7 2012: R+0.9 2008: R+1.8

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -131.12%
• Current HPI: 232.1067
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 2.97%
• F500 in state: 12

Industry mix (Fortune 500 HQ in MD)

Industry	F500 HQs	Revenue
▸Aerospace / Defense	1	$71B
▸Utilities	1	$25B
▸Hotels	1	$24B
▸Consumer Goods	1	$7B
▸Real Estate	1	$6B
▸Chemicals	1	$2B

Price history

-60.0% since first listed

4 events — show timeline

• 2026-04-16 Price Changed $30,000 BRIGHT MLS
• 2026-03-25 Listed $35,000 BRIGHT MLS
• 2026-02-17 Listing Removed — BRIGHT MLS
• 2026-01-24 Listed $75,000 BRIGHT MLS

Property tax history

+6.4%/yr

Latest (2025): $1,477 · +21.5% YoY. Source: county tax records.