13247 Dupree Hills Pl · Riverview, FL
Flood risk 8/10 · Major
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.99%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 24 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +7.5/30.0
- ARV discount +7.5/15.0
- 1% rule +4.5/10.0
- Appreciation +4.3/10.0
- Schools +4.2/10.0
- Livability +4.0/5.0
- Rent growth +2.8/5.0
- Condition / age +2.5/5.0
- DSCR +1.6/10.0
$219,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Under Construction. The Windsor townhome features 2 bedrooms, 2.5 baths, a 1-car garage and 1,513 square feet of living space. A natural and open flow connects the first and second floors, beginning with the inviting foyer that naturally leads into the spacious kitchen and living room. Upstairs is truly where the family comes together, with all three bedrooms laid out in a thoughtful and connected way. Interior photos disclosed are different from the actual model being built.
Key facts
- Pond views
- Screened porch
- Dedicated office
Tags
Property features AI
Finance
- Other: Furnished; Total rooms: 6; Living area source: Builder; Builder-reported living area: 1513 sq ft; Building area total: 1713 sq ft
- Financial info: Lease restrictions apply
- HOA & community: HOA required (Association: Folio AM); Monthly HOA: $304; Additional association fee: $141.75 quarterly; Association fee includes other items; Community pool; Pets allowed
Exterior
- Parking: Attached garage (1 car) — 10 x 21 garage dimensions; Driveway
- Utilities: Public water; Public sewer; Cable available; Broadband/high-speed internet available
- Home design: Residential townhouse; Two levels; Northeast facing; Builder model: WINDSOR
- Construction: Block and stucco construction; Shingle roof; Slab foundation; Built by LENNAR
- Exterior features: Lighting; Sidewalk; Paved road access
Interior
- Kitchen: Dishwasher; Disposal; Microwave; Range; Refrigerator
- Bedrooms: 2 bedrooms
- Flooring: Carpet; Tile
- Bathrooms: 2 full bathrooms; 1 half bathroom
- Heating & cooling: Central heating; Central air conditioning
- Interior features: Ceiling fans; Walk-in closet(s); Other interior features
- Laundry & utility: Inside laundry room; Washer; Dryer
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/3.0-bath townhouse listed at $219k.
Deal economics
- At list price, monthly cash flow is $-339 ($-4k/yr) — negative.
- To cash-flow at today's rent, offer at most $159k (27.4% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $209k (4.5% below list).
- Recommended offer: $159k (27.4% below list) — sets the bar for cash-flow.
Location & tenants
- Location reads 79/100 on livability (#134 in FL, #2,000 nationally) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, employment B+; Watch: amenities F.
- Hillsborough (suburban): math 47% / reading 50% proficiency, ranked #41 of 73 in FL (top 56%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Jule F Sumner High School (math 43% / reading 43%, grade F, #255 of 667 statewide, top 39%, 3,827 students, 43% FRL).
- Market conditions: Rents rising (+1.2%/yr); 461 active listings in the ZIP; 27 comparable units currently listed for rent nearby; rentals at typical pace (median 16d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 9,053 units permitted in Hillsborough County in 2024 (4,555 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-1.4%/yr); year-one equity from $2k of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Hillsborough County population projected at +37% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 97 days — a 9% lower offer ($199k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 5y ago; this cycle's ask has dropped $56k (20%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: flood insurance adds $66/mo.
- Climate carrying-cost: severe flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 97 days. Have you received any prior offers? Is the seller open to a 27% concession, seller financing, or rate buy-down credit?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.95% ✗
- Cap rate
- 4.80%
- Cash-on-cash
- -5.34%
- DSCR
- 0.76
- GRM
- 8.7
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-1.42% appreciation · 1.18% rent growth · sell at horizon
- IRR
- -18.6%
- Equity multiple
- 0.26×
- Total profit
- $-45,667
- Equity at exit
- $48,472
- IRR
- -14.5%
- Equity multiple
- -0.10×
- Total profit
- $-67,490
- Equity at exit
- $47,245
Cash invested: $61,320 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 33579
- Home prices YoY
- -0.6%
- Rents YoY
- 1.2%
- Active inventory
- 461
- Price-to-rent
- 8.7×
Monthly cashflow live
- Estimated rent
- $2,091 high interval (Pro) →
- Mortgage (P&I)
- −$1,148
- Tax from tax record
- −$334 /mo · $4,006/yr
- Insurance
- −$91
- Flood insurance flood zone
- −$66 /mo · $798/yr
- HOA
- −$351
- Vacancy / Maint / Mgmt
- −$439
- Net cashflow
- $-339
Break-even live
Sensitivity live
| Price | -10% $-215 | -5% $-277 | +0% $-339 | +5% $-401 | +10% $-463 |
|---|---|---|---|---|---|
| Rent | -10% $-505 | -5% $-422 | +0% $-339 | +5% $-257 | +10% $-174 |
| Rate | -1.0pp $-229 | -0.5pp $-284 | base $-339 | +0.5pp $-396 | +1.0pp $-454 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $54,750
- Closing costs
- $6,570
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 27 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 11859 Dumaine Valley Rd Riverview, FL | 2.0 | 2.5 | 1513 | $1,950 | $1.29 | 21d | 1 | 0.09mi |
| 11736 Dumaine Valley Rd Riverview, FL | 3.0 | 2.5 | 1670 | $2,000 | $1.20 | 16d | 1 | 0.09mi |
| 13228 Pike Lake Dr Riverview, FL | 3.0 | 2.0 | 1129 | $1,889 | $1.67 | 6d | 1 | 0.17mi |
| 12115 Feldwood Creek Ln Riverview, FL | 3.0 | 2.0 | 1234 | $1,850 | $1.50 | 6d | 1 | 0.26mi |
| 12116 Feldwood Creek Ln Riverview, FL | 3.0 | 2.0 | 1289 | $1,825 | $1.42 | 21d | 1 | 0.29mi |
| 13230 Prestwick Dr Riverview, FL | 3.0 | 2.0 | 1270 | $1,830 | $1.44 | 19d | 1 | 0.33mi |
| 13346 Prestwick Dr Riverview, FL | 3.0 | 2.0 | 1086 | $1,849 | $1.70 | 4d | 1 | 0.37mi |
| 12026 Bridge Point Ln Riverview, FL | 3.0 | 2.5 | 1780 | $2,180 | $1.22 | 25d | 1 | 0.38mi |
| 13314 Prestwick Dr Riverview, FL | 3.0 | 2.0 | 1465 | $1,895 | $1.29 | 16d | 1 | 0.44mi |
| 12019 Butler Woods Cir Riverview, FL | 3.0 | 2.0 | 1693 | $2,230 | $1.32 | 3d | 1 | 0.45mi |
| 11424 Misty Isle Ln Riverview, FL | 3.0 | 2.0 | 1839 | $2,165 | $1.18 | 13d | 1 | 0.57mi |
| 11931 Lark Song Loop Riverview, FL | 3.0 | 2.0 | 1302 | $2,050 | $1.57 | 25d | 1 | 0.59mi |
| 12932 Fieldmoor Ct Riverview, FL | 3.0 | 2.0 | 1355 | $1,895 | $1.40 | 19d | 1 | 0.70mi |
| 12932 Fieldmoor Ct Riverview, FL | 3.0 | 2.0 | 1355 | $1,895 | $1.40 | 16d | 1 | 0.70mi |
| 11802 Lynmoor Dr Riverview, FL | 3.0 | 2.0 | 1335 | $1,950 | $1.46 | 16d | 1 | 0.76mi |
| 11759 Lynmoor Dr Riverview, FL | 3.0 | 2.0 | 1355 | $2,019 | $1.49 | 6d | 1 | 0.79mi |
| 13456 Palmera Vista Dr Riverview, FL | 3.0 | 2.0 | 1752 | $2,500 | $1.43 | 19d | 1 | 0.86mi |
| 12845 Longcrest Dr Riverview, FL | 3.0 | 2.0 | 1812 | $2,205 | $1.22 | 0d | 1 | 1.01mi |
| 13305 Silvercreek Dr Riverview, FL | 3.0 | 2.0 | 1743 | $2,099 | $1.20 | 6d | 1 | 1.04mi |
| 12111 Anderson Dr Riverview, FL | 3.0 | 2.0 | 1298 | $2,400 | $1.85 | 25d | 1 | 1.14mi |
| 11218 Scotchwood Dr Riverview, FL | 3.0 | 2.0 | 1546 | $2,150 | $1.39 | 16d | 1 | 1.34mi |
| 13106 Dobree Pl Riverview, FL | 2.0 | 2.0 | 1404 | $2,350 | $1.67 | 25d | 1 | 1.35mi |
| 13311 Laraway Dr Riverview, FL | 3.0 | 2.0 | 1136 | $1,779 | $1.57 | 4d | 1 | 1.36mi |
| 13332 Laraway Dr Riverview, FL | 3.0 | 2.0 | 1136 | $2,021 | $1.78 | 6d | 1 | 1.41mi |
| 12612 Ocelot Pl Riverview, FL | 3.0 | 2.0 | 1296 | $2,100 | $1.62 | 6d | 1 | 1.44mi |
| 11110 Cherrywood Ln Riverview, FL | 3.0 | 2.0 | 1264 | $2,045 | $1.62 | 6d | 1 | 1.45mi |
| 13344 Laraway Dr Riverview, FL | 3.0 | 2.0 | 1190 | $1,829 | $1.54 | 4d | 1 | 1.46mi |
HOA detail
- Monthly dues
- $351 · $4,212/yr
Listing history 12 events
-
2026-05-14status Pending
-
2026-05-04price $219,000
-
2026-04-16price $239,000
-
2026-04-04price $245,000
-
2026-03-25price $259,000
-
2026-03-09price $270,000
-
2026-02-06$275,000 Active
-
2021-06-23soldstatus $236,440 Closed 480-char remark
Show marketing remark (480 chars)
Under Construction. The Windsor townhome features 2 bedrooms, 2.5 baths, a 1-car garage and 1,513 square feet of living space. A natural and open flow connects the first and second floors, beginning with the inviting foyer that naturally leads into the spacious kitchen and living room. Upstairs is truly where the family comes together, with all three bedrooms laid out in a thoughtful and connected way. Interior photos disclosed are different from the actual model being built.
-
2021-04-08status Pending 480-char remark
Show marketing remark (480 chars)
Under Construction. The Windsor townhome features 2 bedrooms, 2.5 baths, a 1-car garage and 1,513 square feet of living space. A natural and open flow connects the first and second floors, beginning with the inviting foyer that naturally leads into the spacious kitchen and living room. Upstairs is truly where the family comes together, with all three bedrooms laid out in a thoughtful and connected way. Interior photos disclosed are different from the actual model being built.
-
2021-04-01status Active 480-char remark
Show marketing remark (480 chars)
Under Construction. The Windsor townhome features 2 bedrooms, 2.5 baths, a 1-car garage and 1,513 square feet of living space. A natural and open flow connects the first and second floors, beginning with the inviting foyer that naturally leads into the spacious kitchen and living room. Upstairs is truly where the family comes together, with all three bedrooms laid out in a thoughtful and connected way. Interior photos disclosed are different from the actual model being built.
-
2021-04-01price $236,440 480-char remark
Show marketing remark (480 chars)
Under Construction. The Windsor townhome features 2 bedrooms, 2.5 baths, a 1-car garage and 1,513 square feet of living space. A natural and open flow connects the first and second floors, beginning with the inviting foyer that naturally leads into the spacious kitchen and living room. Upstairs is truly where the family comes together, with all three bedrooms laid out in a thoughtful and connected way. Interior photos disclosed are different from the actual model being built.
-
2021-03-18$235,440 Active 480-char remark
Show marketing remark (480 chars)
Under Construction. The Windsor townhome features 2 bedrooms, 2.5 baths, a 1-car garage and 1,513 square feet of living space. A natural and open flow connects the first and second floors, beginning with the inviting foyer that naturally leads into the spacious kitchen and living room. Upstairs is truly where the family comes together, with all three bedrooms laid out in a thoughtful and connected way. Interior photos disclosed are different from the actual model being built.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $4,006 · $334/mo
- Projected year-2 tax
- $4,006 · $334/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 8/10 Severe FEMA zone X (unshaded) · 99% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 10/10 Extreme 7 d/yr ≥109°F today · 24 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $25,088
- − Mortgage interest
- −$12,267
- − Property taxes
- −$4,006
- − Insurance
- −$1,892
- − Repairs & maintenance
- −$2,007
- − Management
- −$2,007
- − HOA
- −$4,212
- − Depreciation
- −$6,371
- Taxable loss
- −$7,675
- Est. tax savings @ 24.0%
- +$1,842
- After-tax cash flow
- $-2,230/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Hillsborough
- NCES district ID
- 1200870
- Math proficiency
- 47% ▼ -8.00%
- Reading proficiency
- 50% ▼ -4.00%
- Median HH income
- $50,622
- Composite
- 41.6/100
- National rank
- #3435
- State rank
- #41 of 73 in FL
Livability — Riverview
- Score
- 79/100
- State rank
- #134
- US rank
- #2000
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Riverview, FL
- County
- Hillsborough County · 1,540,968 people
- City population
- 137,988
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- Population (ZIP)
- 49,470
- Household income
- $116,134
- Rent vs Own
- Severe rent burden
- 258.0
Population outlook (Hillsborough County) Hauer SSP2
- Today (2025)
- 1,607,022 people
- By 2030
- 1,733,968 · +7.9%
- By 2040
- 1,979,565 · +23.2%
- By 2050
- 2,203,427 · +37.1%
- By 2075
- 2,667,893 · +66.0%
- By 2100
- 2,891,558 · +79.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Highly diverse neighborhood (Simpson 0.71)
- Race & ethnicity
- White 42% Hispanic / Latino 25% Black 24% Two or more races 19% Asian 5%
- Hispanic origin (detail)
- Mexican 3% Puerto Rican 12% Cuban 3% Dominican 1%
- Common ancestry
- Hispanic 1% British 1% Romanian 1%
- Foreign-born
- 17% · Canada, Jamaica, China
- Languages at home
- 73% English-only · Spanish 19% Other Indo-European 2% French/Haitian/Cajun 1%
Political lean MEDSL · Hillsborough
- 2024 margin
- Toss-up / Even · D 47.8% · R 50.9% · Other 1.3%
- 2008→2024 swing
- -10.2pp toward R · 2008: 7.1pp · 2024: -3.1pp
- All cycles
- 2024: R+3.1 2020: D+6.9 2016: D+6.8 2012: D+6.7 2008: D+7.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -1.42%
- Current HPI
- 240.5825
- Rent YoY
- ▲ 1.18%
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
||
| Insurance | 2 | $17B |
|
||
| Retail | 1 | $60B |
|
||
| Technology Distribution | 1 | $58B |
|
||
| Homebuilding | 1 | $35B |
|
||
| Technology Manufacturing | 1 | $35B |
|
||
Price history
-7.0% since first listed12 events — show timeline
- 2026-05-14 Pending — Stellar MLS as Distributed by MLS Grid
- 2026-05-04 Price Changed $219,000 Stellar MLS as Distributed by MLS Grid
- 2026-04-16 Price Changed $239,000 Stellar MLS as Distributed by MLS Grid
- 2026-04-04 Price Changed $245,000 Stellar MLS as Distributed by MLS Grid
- 2026-03-25 Price Changed $259,000 Stellar MLS as Distributed by MLS Grid
- 2026-03-09 Price Changed $270,000 Stellar MLS as Distributed by MLS Grid
- 2026-02-06 Listed $275,000 Stellar MLS as Distributed by MLS Grid
- 2021-06-23 Sold (MLS) $236,440 Stellar MLS as Distributed by MLS Grid
- 2021-04-08 Pending — Stellar MLS as Distributed by MLS Grid
- 2021-04-01 Relisted — Stellar MLS as Distributed by MLS Grid
- 2021-04-01 Price Changed $236,440 Stellar MLS as Distributed by MLS Grid
- 2021-03-18 Listed $235,440 Stellar MLS as Distributed by MLS Grid
Property tax history
+0.4%/yrLatest (2025): $4,006 · +8.6% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…