16 Lake St Unit 6G · White Plains, NY
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $691 – $1,283
Heat risk 6/10 · Moderate
- Hot days now (above 98°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 5 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- DSCR +10.0/10.0
- 1% rule +9.0/10.0
- ARV discount +6.0/15.0
- Schools +4.7/10.0
- Condition / age +4.0/5.0
- Livability +3.6/5.0
- Rent growth +2.5/5.0
- Appreciation +0.0/10.0
$217,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Beautifully renovated 1-bedroom co-op in the heart of White Plains, ready for its next owner. Perched on a high floor, this bright and inviting home enjoys abundant natural light throughout the day. The updated custom kitchen features white cabinetry, stainless steel appliances, and a functional layout ideal for everyday living. The spacious living and dining area offers an open, comfortable feel, while the generously sized bedroom includes ample closet space. Building amenities includes laundry facilities on every floor. Indoor garage parking space is additional for $80/month. Conveniently located near downtown White Plains, Metro-North Railroad, shopping, restaurants, parks, and major highways, providing easy access for commuting and daily errands. Maintenance does not include STAR rebate.
Key facts
- Garage
- Built 1966
- Listed 144 days
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1-bed/1.0-bath condo listed at $217k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $904 ($11k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $217k).
- Recommended offer: $191k (12.0% below list) — sets the bar for market timing.
- Cap rate 11.3% vs local median 4.3% in White Plains — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 71/100 on livability (#410 in NY) — a middle-class / working-renter tenant base. Strengths: commute A+, employment A+, crime A-; Watch: amenities F, cost of living F.
- White Plains City School District (urban): math 49% / reading 54% proficiency, ranked #313 of 590 in NY (top 53%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: 111 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 19d on market — plan ~3-4 weeks tenant-placement turnaround); 954 units permitted in Westchester County in 2024 (649 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
- Westchester County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $61k cash investment doubles in ~7 years — after that, you're playing with house money.
Negotiation context
- It's been on market 144 days — a 12% lower offer ($191k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 3y ago; this cycle's ask has dropped $22k (9%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $155k; 40% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 144 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1966 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.40% ✓
- Cap rate
- 11.29%
- Cash-on-cash
- 17.85%
- DSCR
- 1.79
- GRM
- 5.9
CMA / ARV
- ARV (median comp)
- $210,201
- List price
- $217,000
- Delta
- 3.23%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 9.4%
- Equity multiple
- 1.37×
- Total profit
- $22,451
- Equity at exit
- $32,355
- IRR
- 18.6%
- Equity multiple
- 2.54×
- Total profit
- $93,864
- Equity at exit
- $18,762
Cash invested: $60,760 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 15 Strongly Tenant-Friendly
- State New York
- 15 Strongly Tenant-Friendly · D+10
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 10603
- Home prices YoY
- -24.2%
- Active inventory
- 111
- Price-to-rent
- 5.9×
Monthly cashflow live
- Estimated rent
- $3,042 high interval (Pro) →
- Mortgage (P&I)
- −$1,138
- Tax est. 1.5%
- −$271 /mo · $3,255/yr
- Insurance
- −$90
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$639
- Net cashflow
- $904
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $54,250
- Closing costs
- $6,510
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 7 Lake St Unit 8k White Plains, NY | 2.0 | 1.0 | 975 | $3,150 | $3.23 | 44d | 1 | 0.07mi |
| 440 Hamilton Ave White Plains, NY | 2.0 | 1.0–2.0 | 880 | $4,078 | $4.63 | 1d | 31 | 0.11mi |
| 21 Lake St Unit 6G White Plains, NY | 1.0 | 1.0 | 806 | $2,650 | $3.29 | 43d | 1 | 0.11mi |
| 312 Main St Apt 2 E White Plains, NY | 1.0 | 1.0 | 800 | $2,450 | $3.06 | 13d | 1 | 0.12mi |
| 30 Lake St Apt 2I White Plains, NY | 2.0 | 1.0 | 950 | $3,100 | $3.26 | 5d | 1 | 0.12mi |
| 300 Main St White Plains, NY | 1.0 | 1.0 | 956 | $2,825 | $2.95 | 22d | 2 | 0.13mi |
| 37 Lake St White Plains, NY | 1.0–2.0 | 1.0 | 685 | $2,580 | $3.76 | 43d | 1 | 0.17mi |
| 1 S Broadway Unit 4M White Plains, NY | — | 1.0 | 600 | $2,207 | $3.68 | 43d | 1 | 0.18mi |
| 1 Franklin Ave Unit 4DD White Plains, NY | — | 1.0 | 550 | $1,950 | $3.55 | 4d | 1 | 0.18mi |
| 1 S Broadway Apt 1L White Plains, NY | 2.0 | 1.0 | 1000 | $2,950 | $2.95 | 43d | 1 | 0.18mi |
| 42 Barker Ave Unit 4C White Plains, NY | 1.0 | 1.0 | 800 | $2,300 | $2.88 | 43d | 1 | 0.20mi |
| 7-11 S Broadway White Plains, NY | 1.0 | 1.0 | 746 | $3,295 | $4.42 | 13d | 1 | 0.20mi |
| 37 Lake St Unit 2B White Plains, NY | 2.0 | 1.0 | 721 | $3,140 | $4.36 | 20d | 1 | 0.20mi |
| 17 Terrace Ave White Plains, NY | 2.0 | 1.0 | 980 | $3,500 | $3.57 | 24d | 1 | 0.22mi |
| 10 City Pl Unit 2D White Plains, NY | 1.0 | 1.5 | 1069 | $3,895 | $3.64 | 15d | 1 | 0.28mi |
| 210 Martine Ave Unit 5G White Plains, NY | — | 1.0 | 550 | $2,150 | $3.91 | 19d | 1 | 0.32mi |
| 1 Renaissance Sq Unit 7B White Plains, NY | 1.0 | 1.5 | 1048 | $5,500 | $5.25 | 43d | 1 | 0.32mi |
| 5 Cottage Pl White Plains, NY | — | 1.0 | 577 | $2,686 | $4.66 | 13d | 1 | 0.33mi |
| 51 S Broadway White Plains, NY | 1.0 | 1.0 | 752 | $3,342 | $4.44 | 3d | 2 | 0.36mi |
| 131 Mamaroneck Ave White Plains, NY | 3.0 | 1.0–2.0 | 974 | $4,038 | $4.15 | 1d | 19 | 0.41mi |
| 108 N Kensico AVE Unit 5A | 2.0 | 1.5 | 950 | $3,400 | $3.58 | 24d | 1 | 0.43mi |
| 1 Lyon Pl Unit 509 White Plains, NY | 1.0 | 1.0 | 668 | $2,980 | $4.46 | 3d | 1 | 0.45mi |
| 1 Lyon Pl Unit 907 White Plains, NY | 2.0 | 2.0 | 1120 | $4,555 | $4.07 | 3d | 1 | 0.45mi |
| 10 Lyon Pl White Plains, NY | 2.0 | 1.0–2.0 | 870 | $3,405 | $3.91 | 43d | 17 | 0.48mi |
| 100 Hale Ave White Plains, NY | 2.0 | 1.0–2.0 | 908 | $3,993 | $4.40 | 1d | 11 | 0.49mi |
| 26 Hillside Ter Unit F White Plains, NY | 1.0 | 1.0 | 782 | $2,700 | $3.45 | 43d | 1 | 0.51mi |
| 1 DeKalb Ave White Plains, NY | 1.0 | 1.0 | 749 | $3,390 | $4.53 | 43d | 1 | 0.52mi |
| 125 Lake St Unit 6BN White Plains, NY | 2.0 | 2.0 | 975 | $3,050 | $3.13 | 44d | 1 | 0.54mi |
| 125 Lake St Unit 12NN White Plains, NY | 2.0 | 1.0 | 850 | $2,700 | $3.18 | 43d | 1 | 0.54mi |
| 25 N Lexington Ave White Plains, NY | 3.0 | 1.0–2.0 | 988 | $4,320 | $4.37 | 1d | 28 | 0.58mi |
| 34 S Lexington Ave White Plains, NY | 1.0–2.0 | 1.0–2.0 | 871 | $2,695 | $3.09 | 5d | 6 | 0.61mi |
| 4 Martine Ave White Plains, NY | 1.0 | 1.0 | 707 | $2,750 | $3.89 | 2d | 1 | 0.64mi |
| 4 Martine Ave White Plains, NY | 1.0 | 1.0–1.5 | 773 | $3,025 | $3.91 | 19d | 2 | 0.64mi |
| 4 Martine Ave White Plains, NY | 1.0 | 1.0–1.5 | 773 | $2,900 | $3.75 | 43d | 2 | 0.64mi |
| 4 Martine Ave White Plains, NY | 1.0 | 1.0–1.5 | 773 | $2,850 | $3.69 | 13d | 2 | 0.64mi |
| 1 Martine Ave White Plains, NY | 1.0–2.0 | 1.0–2.0 | 827 | $2,850 | $3.44 | 2d | 12 | 0.66mi |
| 250 Mamaroneck Ave White Plains, NY | 1.0–3.0 | 1.0–2.5 | 1298 | $3,389 | $2.61 | 1d | 126 | 0.66mi |
| 15 Bank St White Plains, NY | 1.0–2.0 | 1.0–2.0 | 934 | $2,715 | $2.91 | 1d | 20 | 0.68mi |
| 16 Edward St Unit 2nd floor West Harrison, NY | 2.0 | 1.0 | 900 | $2,600 | $2.89 | 43d | 1 | 0.69mi |
| 50 Dekalb Ave Unit N4F White Plains, NY | 1.0 | 1.0 | 1000 | $3,100 | $3.10 | 20d | 1 | 0.70mi |
HOA detail condo
- Monthly dues
- $0 · $0/yr
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 21 events
-
2026-06-15statusdays on market $217,000 Pending 144 DOM
-
2026-06-13days on market $217,000 Active 143 DOM
-
2026-06-13days on market $217,000 Active 142 DOM
-
2026-06-09days on market $217,000 Active 139 DOM
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2026-06-08days on market $217,000 Active 138 DOM
-
2026-06-07days on market $217,000 Active 137 DOM
-
2026-06-04days on market $217,000 Active 134 DOM
-
2026-06-03days on market $217,000 Active 133 DOM
-
2026-06-02days on market $217,000 Active 132 DOM
-
2026-06-01days on market $217,000 Active 131 DOM
-
2026-05-31days on market $217,000 Active 130 DOM
-
2026-05-16price $217,000 805-char remark
Show marketing remark (805 chars)
Beautifully renovated 1-bedroom co-op in the heart of White Plains, ready for its next owner. Perched on a high floor, this bright and inviting home enjoys abundant natural light throughout the day. The updated custom kitchen features white cabinetry, stainless steel appliances, and a functional layout ideal for everyday living. The spacious living and dining area offers an open, comfortable feel, while the generously sized bedroom includes ample closet space. Building amenities includes laundry facilities on every floor. Indoor garage parking space is additional for $80/month. Conveniently located near downtown White Plains, Metro-North Railroad, shopping, restaurants, parks, and major highways, providing easy access for commuting and daily errands. Maintenance does not include STAR rebate.
-
2026-02-22price $227,000 805-char remark
Show marketing remark (805 chars)
Beautifully renovated 1-bedroom co-op in the heart of White Plains, ready for its next owner. Perched on a high floor, this bright and inviting home enjoys abundant natural light throughout the day. The updated custom kitchen features white cabinetry, stainless steel appliances, and a functional layout ideal for everyday living. The spacious living and dining area offers an open, comfortable feel, while the generously sized bedroom includes ample closet space. Building amenities includes laundry facilities on every floor. Indoor garage parking space is additional for $80/month. Conveniently located near downtown White Plains, Metro-North Railroad, shopping, restaurants, parks, and major highways, providing easy access for commuting and daily errands. Maintenance does not include STAR rebate.
-
2026-01-22$239,000 Active 805-char remark
Show marketing remark (805 chars)
Beautifully renovated 1-bedroom co-op in the heart of White Plains, ready for its next owner. Perched on a high floor, this bright and inviting home enjoys abundant natural light throughout the day. The updated custom kitchen features white cabinetry, stainless steel appliances, and a functional layout ideal for everyday living. The spacious living and dining area offers an open, comfortable feel, while the generously sized bedroom includes ample closet space. Building amenities includes laundry facilities on every floor. Indoor garage parking space is additional for $80/month. Conveniently located near downtown White Plains, Metro-North Railroad, shopping, restaurants, parks, and major highways, providing easy access for commuting and daily errands. Maintenance does not include STAR rebate.
-
2026-01-21historical $239,000 805-char remark
Show marketing remark (805 chars)
Beautifully renovated 1-bedroom co-op in the heart of White Plains, ready for its next owner. Perched on a high floor, this bright and inviting home enjoys abundant natural light throughout the day. The updated custom kitchen features white cabinetry, stainless steel appliances, and a functional layout ideal for everyday living. The spacious living and dining area offers an open, comfortable feel, while the generously sized bedroom includes ample closet space. Building amenities includes laundry facilities on every floor. Indoor garage parking space is additional for $80/month. Conveniently located near downtown White Plains, Metro-North Railroad, shopping, restaurants, parks, and major highways, providing easy access for commuting and daily errands. Maintenance does not include STAR rebate.
-
2024-01-11soldstatus $155,000 Closed 688-char remark
Show marketing remark (688 chars)
Pleasant , warm and inviting one bedroom apt with an abundance of closets with many recent upgrades including the following. Kitchen: NEW microwave, NEW backsplash tiles, Cabinets painted, NEW granite countertops. Bathroom: Floor regrouted and restored, NEW shower door, NEW cabinet mirror, tiles and shower area reglazed, NEW ceiling and vanity lighting. New custom wooden blinds in bedroom and living room. Entire interior painted. New floors replaced throughout entire 2017. Ideal location, walk to eateries, shop, parks (adjacent to Turnure Park) and Metro North. Laundry on every floor. Live in super. Assigned indoor parking#20 Additional bike storage room.. A delight to show !!
-
2023-10-13status Pending 688-char remark
Show marketing remark (688 chars)
Pleasant , warm and inviting one bedroom apt with an abundance of closets with many recent upgrades including the following. Kitchen: NEW microwave, NEW backsplash tiles, Cabinets painted, NEW granite countertops. Bathroom: Floor regrouted and restored, NEW shower door, NEW cabinet mirror, tiles and shower area reglazed, NEW ceiling and vanity lighting. New custom wooden blinds in bedroom and living room. Entire interior painted. New floors replaced throughout entire 2017. Ideal location, walk to eateries, shop, parks (adjacent to Turnure Park) and Metro North. Laundry on every floor. Live in super. Assigned indoor parking#20 Additional bike storage room.. A delight to show !!
-
2023-09-18status Active 688-char remark
Show marketing remark (688 chars)
Pleasant , warm and inviting one bedroom apt with an abundance of closets with many recent upgrades including the following. Kitchen: NEW microwave, NEW backsplash tiles, Cabinets painted, NEW granite countertops. Bathroom: Floor regrouted and restored, NEW shower door, NEW cabinet mirror, tiles and shower area reglazed, NEW ceiling and vanity lighting. New custom wooden blinds in bedroom and living room. Entire interior painted. New floors replaced throughout entire 2017. Ideal location, walk to eateries, shop, parks (adjacent to Turnure Park) and Metro North. Laundry on every floor. Live in super. Assigned indoor parking#20 Additional bike storage room.. A delight to show !!
-
2023-08-12status Pending 688-char remark
Show marketing remark (688 chars)
Pleasant , warm and inviting one bedroom apt with an abundance of closets with many recent upgrades including the following. Kitchen: NEW microwave, NEW backsplash tiles, Cabinets painted, NEW granite countertops. Bathroom: Floor regrouted and restored, NEW shower door, NEW cabinet mirror, tiles and shower area reglazed, NEW ceiling and vanity lighting. New custom wooden blinds in bedroom and living room. Entire interior painted. New floors replaced throughout entire 2017. Ideal location, walk to eateries, shop, parks (adjacent to Turnure Park) and Metro North. Laundry on every floor. Live in super. Assigned indoor parking#20 Additional bike storage room.. A delight to show !!
-
2023-07-10price $159,000 688-char remark
Show marketing remark (688 chars)
Pleasant , warm and inviting one bedroom apt with an abundance of closets with many recent upgrades including the following. Kitchen: NEW microwave, NEW backsplash tiles, Cabinets painted, NEW granite countertops. Bathroom: Floor regrouted and restored, NEW shower door, NEW cabinet mirror, tiles and shower area reglazed, NEW ceiling and vanity lighting. New custom wooden blinds in bedroom and living room. Entire interior painted. New floors replaced throughout entire 2017. Ideal location, walk to eateries, shop, parks (adjacent to Turnure Park) and Metro North. Laundry on every floor. Live in super. Assigned indoor parking#20 Additional bike storage room.. A delight to show !!
-
2023-04-18$169,500 Active 688-char remark
Show marketing remark (688 chars)
Pleasant , warm and inviting one bedroom apt with an abundance of closets with many recent upgrades including the following. Kitchen: NEW microwave, NEW backsplash tiles, Cabinets painted, NEW granite countertops. Bathroom: Floor regrouted and restored, NEW shower door, NEW cabinet mirror, tiles and shower area reglazed, NEW ceiling and vanity lighting. New custom wooden blinds in bedroom and living room. Entire interior painted. New floors replaced throughout entire 2017. Ideal location, walk to eateries, shop, parks (adjacent to Turnure Park) and Metro North. Laundry on every floor. Live in super. Assigned indoor parking#20 Additional bike storage room.. A delight to show !!
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 6/10 Major 7 d/yr ≥98°F today · 15 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 3 unhealthy d/yr today · 5 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $36,509
- − Mortgage interest
- −$12,155
- − Property taxes
- −$3,255
- − Insurance
- −$1,085
- − Repairs & maintenance
- −$2,921
- − Management
- −$2,921
- − Depreciation
- −$6,313
- Taxable income
- $7,859
- Est. tax owed @ 24.0%
- −$1,886
- After-tax cash flow
- $8,960/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This well-maintained and recently renovated 1-bedroom co-op is move-in ready and offers a good return on investment.
Value-add opportunities
- Both Painting the exterior — Enhances curb appeal and can increase both resale and rental value.
- Both Landscaping improvements — Enhances curb appeal and can increase both resale and rental value.
- Resale New flooring in bathrooms — Modernizes the space and can increase resale value.
- Rental New lighting fixtures — Improves the ambiance and can attract tenants.
- Both New window treatments — Enhances curb appeal and can increase both resale and rental value.
Renovation cost estimate screening
Value-add ROI direction
- Both Painting the exterior — Enhances curb appeal and can increase both resale and rental value. ↑
- Both Landscaping improvements — Enhances curb appeal and can increase both resale and rental value. ↑
- Resale New flooring in bathrooms — Modernizes the space and can increase resale value. ↑
- Rental New lighting fixtures — Improves the ambiance and can attract tenants. ↑
- Both New window treatments — Enhances curb appeal and can increase both resale and rental value. ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- White Plains City School District
- NCES district ID
- 3631260
- Math proficiency
- 49% ▼ -6.00%
- Reading proficiency
- 54% ▲ 2.00%
- Median HH income
- $78,366
- Composite
- 46.72/100
- National rank
- #2397
- State rank
- #313 of 590 in NY
Livability — White Plains
- Score
- 71/100
- State rank
- #410
- US rank
- #6801
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- White Plains, NY
- City population
- 61,281
- Population (ZIP)
- 19,201
Population outlook (Westchester County) Hauer SSP2
- Today (2025)
- 1,028,035 people
- By 2030
- 1,051,636 · +2.3%
- By 2040
- 1,098,520 · +6.9%
- By 2050
- 1,136,044 · +10.5%
- By 2075
- 1,196,925 · +16.4%
- By 2100
- 1,175,147 · +14.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Highly diverse neighborhood (Simpson 0.71)
- Race & ethnicity
- Hispanic / Latino 35% White 34% Black 21% Two or more races 13% Asian 5%
- Hispanic origin (detail)
- Mexican 4% Puerto Rican 7% Dominican 3%
- Common ancestry
- Hispanic 3% Romanian 2% Lithuanian 1%
- Foreign-born
- 33% · Canada, Jamaica, China
- Languages at home
- 55% English-only · Spanish 31% Other Indo-European 8% French/Haitian/Cajun 2%
Political lean MEDSL · Westchester
- 2024 margin
- Strong D (+26.3) · D 63.1% · R 36.9%
- 2008→2024 swing
- -1.3pp toward R · 2008: 27.6pp · 2024: 26.3pp
- All cycles
- 2024: D+26.3 2020: D+36.3 2016: D+32.8 2012: D+22.2 2008: D+27.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -101.72%
- Current HPI
- 317.8177
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 2.60%
- F500 in state
- 92
Industry mix (Fortune 500 HQ in NY)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 10 | $950B |
|
||
| Consumer Goods | 9 | $162B |
|
||
| Insurance | 4 | $225B |
|
||
| Telecommunications | 2 | $144B |
|
||
| Pharmaceuticals | 2 | $112B |
|
||
| Media / Entertainment | 2 | $69B |
|
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Price history
+28.0% since first listed10 events — show timeline
- 2026-05-16 Price Changed $217,000 OneKey® MLS as Distributed by MLS Grid
- 2026-02-22 Price Changed $227,000 OneKey® MLS as Distributed by MLS Grid
- 2026-01-22 Listed $239,000 OneKey® MLS as Distributed by MLS Grid
- 2026-01-21 Coming Soon $239,000 OneKey® MLS as Distributed by MLS Grid
- 2024-01-11 Sold (MLS) $155,000 OneKey® MLS as Distributed by MLS Grid
- 2023-10-13 Pending — OneKey® MLS as Distributed by MLS Grid
- 2023-09-18 Relisted — OneKey® MLS as Distributed by MLS Grid
- 2023-08-12 Pending — OneKey® MLS as Distributed by MLS Grid
- 2023-07-10 Price Changed $159,000 OneKey® MLS as Distributed by MLS Grid
- 2023-04-18 Listed $169,500 OneKey® MLS as Distributed by MLS Grid
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…