12 Westchester Ave Unit 2L · White Plains, NY
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $691 – $1,283
Heat risk 6/10 · Moderate
- Hot days now (above 98°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 5 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +10.1/30.0
- 1% rule +8.6/10.0
- ARV discount +7.5/15.0
- Appreciation +6.3/10.0
- Schools +4.7/10.0
- Rent growth +3.7/5.0
- Livability +3.6/5.0
- DSCR +2.9/10.0
- Condition / age +2.5/5.0
$218,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Must see, immaculately maintained spacious unit with newly refinished hardwood floors throughout, open floor plan with HUGE living room, updated kitchen and bath, and tons of closet space. Bedroom is spacious with double closet storage. Desirable and financially stable building with two outdoor parking lots and an indoor garage. Laundry room easily accessed off lobby. Assigned parking in either one of the two attached parking lots or waitlist for indoor garage. Conveniently located across the street from the City Center in downtown of White Plains, which offers city living with short walk to supermarkets, shops, malls, restaurants, movies, performing arts, library, transportation, schools. Maintenance does not reflect STAR tax rebate of $132.08/mo.
Key facts
- Laundry in basement
- Renovated kitchen
- Granite countertops
Tags
Property features AI
Finance
- HOA & community: Association: 12 Westchester Avenue Tenants Corp
Exterior
- Parking: Has garage; Carport: none; Parking waitlist
- Security: Building security; Video cameras; Smoke detectors
- Utilities: Con Edison electric; Public sewer; Cable available; Electricity available; Natural gas available; Sewer connected; Public trash collection; Water connected
- Home design: Stock cooperative; One level; Entry at level 1
- Construction: Brick exterior
- Exterior features: Brick construction; Building security; Smoke detectors; Video cameras; Not waterfront
Interior
- Kitchen: Dishwasher; Gas oven; Microwave; Oven; Refrigerator; Stainless steel appliances
- Bedrooms: Total rooms: 4
- Flooring: Hardwood
- Bathrooms: 1 full bathroom
- Heating & cooling: Radiant heating; Wall/window air conditioning units
- Interior features: Crown molding; Elevator; Granite counters; High ceilings; Natural woodwork; Walk-in closet(s); Double pane windows; Window screens
- Laundry & utility: Laundry room; In-basement laundry
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1-bed/1.0-bath condo listed at $218k.
Deal economics
- At list price, monthly cash flow is $-126 ($-2k/yr) — negative.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $218k).
- Recommended offer: $215k (1.5% below list) — sets the bar for market timing.
- Cap rate 5.6% vs local median 4.3% in White Plains — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 71/100 on livability (#410 in NY) — a middle-class / working-renter tenant base. Strengths: commute A+, employment A+, crime A-; Watch: amenities F, cost of living F.
- White Plains City School District (urban): math 49% / reading 54% proficiency, ranked #313 of 590 in NY (top 53%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: Rents rising fast (+4.8%/yr); 87 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 19d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 954 units permitted in Westchester County in 2024 (649 in 5+ unit buildings).
- This rent runs 42% of the median local income ($86k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- In year one you build about $7k of equity ($2k loan paydown + $6k appreciation (2.7% local appreciation)).
- Westchester County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- By year 5, paydown + projected appreciation supports a ~$32k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 16 days — a 2% lower offer ($215k) is reasonable based on typical stale-listing flexibility.
- 6 sale attempts since 26y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $182k; 20% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Watch-outs: HOA is 33% of rent; built in 1954 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- Built in 1954 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.36% ✓
- Cap rate
- 5.60%
- Cash-on-cash
- -2.47%
- DSCR
- 0.89
- GRM
- 6.1
CMA / ARV
No comps found within radius.
Projected returns pro-forma
2.69% appreciation · 4.82% rent growth · sell at horizon
- IRR
- 6.0%
- Equity multiple
- 1.34×
- Total profit
- $20,922
- Equity at exit
- $94,287
- IRR
- 10.6%
- Equity multiple
- 2.63×
- Total profit
- $99,732
- Equity at exit
- $142,467
Cash invested: $61,040 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 15 Strongly Tenant-Friendly
- State New York
- 15 Strongly Tenant-Friendly · D+10
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 10601
- Home prices YoY
- 1.6%
- Rents YoY
- 4.8%
- Active inventory
- 87
- Price-to-rent
- 6.1×
Monthly cashflow live
- Estimated rent
- $2,972 high interval (Pro) →
- Mortgage (P&I)
- −$1,143
- Tax est. 1.5%
- −$272 /mo · $3,270/yr
- Insurance
- −$91
- HOA est. from 1 same-building comp
- −$967
- Vacancy / Maint / Mgmt
- −$624
- Net cashflow
- $-126
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $54,500
- Closing costs
- $6,540
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1 Franklin Ave Unit 4DD White Plains, NY | — | 1.0 | 550 | $1,950 | $3.55 | 4d | 1 | 0.04mi |
| 300 Main St White Plains, NY | 1.0 | 1.0 | 956 | $2,825 | $2.95 | 22d | 2 | 0.05mi |
| 312 Main St Apt 2 E White Plains, NY | 1.0 | 1.0 | 800 | $2,450 | $3.06 | 13d | 1 | 0.07mi |
| 1 S Broadway Unit 4M White Plains, NY | — | 1.0 | 600 | $2,207 | $3.68 | 44d | 1 | 0.08mi |
| 7-11 S Broadway White Plains, NY | 1.0 | 1.0 | 746 | $3,295 | $4.42 | 13d | 1 | 0.09mi |
| 1 S Broadway Apt 1L White Plains, NY | 2.0 | 1.0 | 1000 | $2,950 | $2.95 | 44d | 1 | 0.09mi |
| 10 City Pl Unit 2D White Plains, NY | 1.0 | 1.5 | 1069 | $3,895 | $3.64 | 15d | 1 | 0.18mi |
| 440 Hamilton Ave White Plains, NY | 2.0 | 1.0–2.0 | 880 | $4,078 | $4.63 | 1d | 31 | 0.19mi |
| 30 Lake St Apt 2I White Plains, NY | 2.0 | 1.0 | 950 | $3,100 | $3.26 | 5d | 1 | 0.22mi |
| 7 Lake St Unit 8k White Plains, NY | 2.0 | 1.0 | 975 | $3,150 | $3.23 | 44d | 1 | 0.22mi |
| 210 Martine Ave Unit 5G White Plains, NY | — | 1.0 | 550 | $2,150 | $3.91 | 19d | 1 | 0.22mi |
| 51 S Broadway White Plains, NY | 1.0 | 1.0 | 752 | $3,342 | $4.44 | 3d | 2 | 0.23mi |
| 21 Lake St Unit 6G White Plains, NY | 1.0 | 1.0 | 806 | $2,650 | $3.29 | 44d | 1 | 0.23mi |
| 37 Lake St White Plains, NY | 1.0–2.0 | 1.0 | 685 | $2,580 | $3.76 | 44d | 1 | 0.26mi |
| 42 Barker Ave Unit 4C White Plains, NY | 1.0 | 1.0 | 800 | $2,300 | $2.88 | 44d | 1 | 0.27mi |
| 37 Lake St Unit 2B White Plains, NY | 2.0 | 1.0 | 721 | $3,140 | $4.36 | 21d | 1 | 0.29mi |
| 131 Mamaroneck Ave White Plains, NY | 3.0 | 1.0–2.0 | 974 | $4,038 | $4.15 | 1d | 19 | 0.30mi |
| 1 Renaissance Sq Unit 7B White Plains, NY | 1.0 | 1.5 | 1048 | $5,500 | $5.25 | 44d | 1 | 0.30mi |
| 1 Lyon Pl Unit 907 White Plains, NY | 2.0 | 2.0 | 1120 | $4,555 | $4.07 | 3d | 1 | 0.32mi |
| 1 Lyon Pl Unit 509 White Plains, NY | 1.0 | 1.0 | 668 | $2,980 | $4.46 | 3d | 1 | 0.32mi |
| 17 Terrace Ave White Plains, NY | 2.0 | 1.0 | 980 | $3,500 | $3.57 | 24d | 1 | 0.33mi |
| 100 Hale Ave White Plains, NY | 2.0 | 1.0–2.0 | 908 | $3,993 | $4.40 | 1d | 11 | 0.34mi |
| 10 Lyon Pl White Plains, NY | 2.0 | 1.0–2.0 | 870 | $3,405 | $3.91 | 44d | 17 | 0.35mi |
| 5 Cottage Pl White Plains, NY | — | 1.0 | 577 | $2,686 | $4.66 | 13d | 1 | 0.36mi |
| 1 DeKalb Ave White Plains, NY | 1.0 | 1.0 | 749 | $3,390 | $4.53 | 44d | 1 | 0.38mi |
| 250 Mamaroneck Ave White Plains, NY | 1.0–3.0 | 1.0–2.5 | 1298 | $3,389 | $2.61 | 1d | 126 | 0.54mi |
| 108 N Kensico AVE Unit 5A | 2.0 | 1.5 | 950 | $3,400 | $3.58 | 24d | 1 | 0.55mi |
| 50 Dekalb Ave Unit N4F White Plains, NY | 1.0 | 1.0 | 1000 | $3,100 | $3.10 | 21d | 1 | 0.55mi |
| 26 Hillside Ter Unit F White Plains, NY | 1.0 | 1.0 | 782 | $2,700 | $3.45 | 44d | 1 | 0.57mi |
| 34 S Lexington Ave White Plains, NY | 1.0–2.0 | 1.0–2.0 | 871 | $2,695 | $3.09 | 5d | 6 | 0.59mi |
| 25 N Lexington Ave White Plains, NY | 3.0 | 1.0–2.0 | 988 | $4,320 | $4.37 | 1d | 28 | 0.60mi |
| 4 Martine Ave White Plains, NY | 1.0 | 1.0 | 707 | $2,750 | $3.89 | 2d | 1 | 0.61mi |
| 4 Martine Ave White Plains, NY | 1.0 | 1.0–1.5 | 773 | $3,025 | $3.91 | 19d | 2 | 0.61mi |
| 4 Martine Ave White Plains, NY | 1.0 | 1.0–1.5 | 773 | $2,900 | $3.75 | 44d | 2 | 0.61mi |
| 4 Martine Ave White Plains, NY | 1.0 | 1.0–1.5 | 773 | $2,850 | $3.69 | 13d | 2 | 0.61mi |
| 125 Lake St Unit 6BN White Plains, NY | 2.0 | 2.0 | 975 | $3,050 | $3.13 | 44d | 1 | 0.61mi |
| 125 Lake St Unit 12NN White Plains, NY | 2.0 | 1.0 | 850 | $2,700 | $3.18 | 44d | 1 | 0.61mi |
| 1 Martine Ave White Plains, NY | 1.0–2.0 | 1.0–2.0 | 827 | $2,850 | $3.44 | 2d | 12 | 0.64mi |
| 15 Bank St White Plains, NY | 1.0–2.0 | 1.0–2.0 | 934 | $2,715 | $2.91 | 1d | 20 | 0.68mi |
| 16 Edward St Unit 2nd floor West Harrison, NY | 2.0 | 1.0 | 900 | $2,600 | $2.89 | 44d | 1 | 0.73mi |
HOA detail condo
- Monthly dues
- $0 · $0/yr
- Likely covers
- parking
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 17 events
-
2026-05-11$218,000 Active 617-char remark
-
2023-07-24historical
-
2015-07-29soldstatus $182,000 Sold 758-char remark
Show marketing remark (758 chars)
Must see, immaculately maintained spacious unit with newly refinished hardwood floors throughout, open floor plan with HUGE living room, updated kitchen and bath, and tons of closet space. Bedroom is spacious with double closet storage. Desirable and financially stable building with two outdoor parking lots and an indoor garage. Laundry room easily accessed off lobby. Assigned parking in either one of the two attached parking lots or waitlist for indoor garage. Conveniently located across the street from the City Center in downtown of White Plains, which offers city living with short walk to supermarkets, shops, malls, restaurants, movies, performing arts, library, transportation, schools. Maintenance does not reflect STAR tax rebate of $132.08/mo.
-
2015-07-29price $182,000 758-char remark
Show marketing remark (758 chars)
Must see, immaculately maintained spacious unit with newly refinished hardwood floors throughout, open floor plan with HUGE living room, updated kitchen and bath, and tons of closet space. Bedroom is spacious with double closet storage. Desirable and financially stable building with two outdoor parking lots and an indoor garage. Laundry room easily accessed off lobby. Assigned parking in either one of the two attached parking lots or waitlist for indoor garage. Conveniently located across the street from the City Center in downtown of White Plains, which offers city living with short walk to supermarkets, shops, malls, restaurants, movies, performing arts, library, transportation, schools. Maintenance does not reflect STAR tax rebate of $132.08/mo.
-
2015-07-28soldstatus $182,000
Show marketing remark (814 chars)
Must see, immaculately maintained spacious unit with newly refinished hardwood floors throughout, open floor plan with HUGE living room, updated kitchen and bath, and tons of closet space. Bedroom is spacious with double closet storage. Desirable and financially stable building with two outdoor parking lots and an indoor garage. Laundry room easily accessed off lobby. Assigned parking in either one of the two attached parking lots or waitlist for indoor garage. Conveniently located across the street from the City Center in downtown of White Plains, which offers city living with short walk to supermarkets, shops, malls, restaurants, movies, performing arts, library, transportation, schools. Maintenance does not reflect STAR tax rebate of $132.08/mo. Additional Information: HeatingFuel:Oil Above Ground,
-
2015-06-19historical Pending 758-char remark
Show marketing remark (758 chars)
Must see, immaculately maintained spacious unit with newly refinished hardwood floors throughout, open floor plan with HUGE living room, updated kitchen and bath, and tons of closet space. Bedroom is spacious with double closet storage. Desirable and financially stable building with two outdoor parking lots and an indoor garage. Laundry room easily accessed off lobby. Assigned parking in either one of the two attached parking lots or waitlist for indoor garage. Conveniently located across the street from the City Center in downtown of White Plains, which offers city living with short walk to supermarkets, shops, malls, restaurants, movies, performing arts, library, transportation, schools. Maintenance does not reflect STAR tax rebate of $132.08/mo.
-
2015-06-19price $188,000 758-char remark
Show marketing remark (758 chars)
Must see, immaculately maintained spacious unit with newly refinished hardwood floors throughout, open floor plan with HUGE living room, updated kitchen and bath, and tons of closet space. Bedroom is spacious with double closet storage. Desirable and financially stable building with two outdoor parking lots and an indoor garage. Laundry room easily accessed off lobby. Assigned parking in either one of the two attached parking lots or waitlist for indoor garage. Conveniently located across the street from the City Center in downtown of White Plains, which offers city living with short walk to supermarkets, shops, malls, restaurants, movies, performing arts, library, transportation, schools. Maintenance does not reflect STAR tax rebate of $132.08/mo.
-
2015-06-02$188,000 Active 758-char remark
Show marketing remark (758 chars)
Must see, immaculately maintained spacious unit with newly refinished hardwood floors throughout, open floor plan with HUGE living room, updated kitchen and bath, and tons of closet space. Bedroom is spacious with double closet storage. Desirable and financially stable building with two outdoor parking lots and an indoor garage. Laundry room easily accessed off lobby. Assigned parking in either one of the two attached parking lots or waitlist for indoor garage. Conveniently located across the street from the City Center in downtown of White Plains, which offers city living with short walk to supermarkets, shops, malls, restaurants, movies, performing arts, library, transportation, schools. Maintenance does not reflect STAR tax rebate of $132.08/mo.
-
2015-06-01historical Withdrawn
Show marketing remark (814 chars)
Must see, immaculately maintained spacious unit with newly refinished hardwood floors throughout, open floor plan with HUGE living room, updated kitchen and bath, and tons of closet space. Bedroom is spacious with double closet storage. Desirable and financially stable building with two outdoor parking lots and an indoor garage. Laundry room easily accessed off lobby. Assigned parking in either one of the two attached parking lots or waitlist for indoor garage. Conveniently located across the street from the City Center in downtown of White Plains, which offers city living with short walk to supermarkets, shops, malls, restaurants, movies, performing arts, library, transportation, schools. Maintenance does not reflect STAR tax rebate of $132.08/mo. Additional Information: HeatingFuel:Oil Above Ground,
-
2015-06-01$188,000
Show marketing remark (814 chars)
Must see, immaculately maintained spacious unit with newly refinished hardwood floors throughout, open floor plan with HUGE living room, updated kitchen and bath, and tons of closet space. Bedroom is spacious with double closet storage. Desirable and financially stable building with two outdoor parking lots and an indoor garage. Laundry room easily accessed off lobby. Assigned parking in either one of the two attached parking lots or waitlist for indoor garage. Conveniently located across the street from the City Center in downtown of White Plains, which offers city living with short walk to supermarkets, shops, malls, restaurants, movies, performing arts, library, transportation, schools. Maintenance does not reflect STAR tax rebate of $132.08/mo. Additional Information: HeatingFuel:Oil Above Ground,
-
2015-06-01historical
Show marketing remark (814 chars)
Must see, immaculately maintained spacious unit with newly refinished hardwood floors throughout, open floor plan with HUGE living room, updated kitchen and bath, and tons of closet space. Bedroom is spacious with double closet storage. Desirable and financially stable building with two outdoor parking lots and an indoor garage. Laundry room easily accessed off lobby. Assigned parking in either one of the two attached parking lots or waitlist for indoor garage. Conveniently located across the street from the City Center in downtown of White Plains, which offers city living with short walk to supermarkets, shops, malls, restaurants, movies, performing arts, library, transportation, schools. Maintenance does not reflect STAR tax rebate of $132.08/mo. Additional Information: HeatingFuel:Oil Above Ground,
-
2015-05-07price
-
2015-04-30Active
-
2015-04-30$188,000
-
2001-02-15soldstatus $70,000
-
2000-11-14historical
-
2000-10-05$70,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 6/10 Major 7 d/yr ≥98°F today · 15 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 3 unhealthy d/yr today · 5 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $35,663
- − Mortgage interest
- −$12,211
- − Property taxes
- −$3,270
- − Insurance
- −$1,090
- − Repairs & maintenance
- −$2,853
- − Management
- −$2,853
- − HOA
- −$11,604
- − Depreciation
- −$6,342
- Taxable loss
- −$4,560
- Est. tax savings @ 24.0%
- +$1,094
- After-tax cash flow
- $-414/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- White Plains City School District
- NCES district ID
- 3631260
- Math proficiency
- 49% ▼ -6.00%
- Reading proficiency
- 54% ▲ 2.00%
- Median HH income
- $78,366
- Composite
- 46.72/100
- National rank
- #2397
- State rank
- #313 of 590 in NY
Livability — White Plains
- Score
- 71/100
- State rank
- #410
- US rank
- #6801
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- White Plains, NY
- County
- Westchester County · 709,332 people
- City population
- 61,281
- Metro
- New York-Newark-Jersey City, NY-NJ-PA
- Population (ZIP)
- 11,930
- Household income
- $85,859
- Rent vs Own
- Severe rent burden
- 944.0
Population outlook (Westchester County) Hauer SSP2
- Today (2025)
- 1,028,035 people
- By 2030
- 1,051,636 · +2.3%
- By 2040
- 1,098,520 · +6.9%
- By 2050
- 1,136,044 · +10.5%
- By 2075
- 1,196,925 · +16.4%
- By 2100
- 1,175,147 · +14.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.70)
- Race & ethnicity
- White 43% Hispanic / Latino 28% Black 14% Asian 12% Two or more races 7% Native American 1%
- Hispanic origin (detail)
- Mexican 8% Puerto Rican 3% Dominican 7%
- Common ancestry
- Romanian 5% Hispanic 3% Scotch-Irish 2%
- Foreign-born
- 33% · Canada, China, Jamaica
- Languages at home
- 55% English-only · Spanish 26% Other Indo-European 7% French/Haitian/Cajun 4%
Political lean MEDSL · Westchester
- 2024 margin
- Strong D (+26.3) · D 63.1% · R 36.9%
- 2008→2024 swing
- -1.3pp toward R · 2008: 27.6pp · 2024: 26.3pp
- All cycles
- 2024: D+26.3 2020: D+36.3 2016: D+32.8 2012: D+22.2 2008: D+27.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 2.69%
- Current HPI
- 170.1993
- Rent YoY
- ▲ 4.82%
- Metro
- New York-Newark-Jersey City, NY-NJ-PA
- State GDP YoY
- ▲ 2.60%
- F500 in state
- 92
Industry mix (Fortune 500 HQ in NY)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 10 | $950B |
|
||
| Consumer Goods | 9 | $162B |
|
||
| Insurance | 4 | $225B |
|
||
| Telecommunications | 2 | $144B |
|
||
| Pharmaceuticals | 2 | $112B |
|
||
| Media / Entertainment | 2 | $69B |
|
||
Price history
+211.4% since first listed17 events — show timeline
- 2026-05-11 Listed $218,000 OneKey® MLS as Distributed by MLS Grid
- 2023-07-24 Rental Removed — Avail
- 2015-07-29 Price Changed $182,000 HGMLS
- 2015-07-29 Sold (MLS) $182,000 HGMLS
- 2015-07-28 Sold (MLS) $182,000 OneKey® MLS as Distributed by MLS Grid
- 2015-06-19 Contingent — HGMLS
- 2015-06-19 Price Changed $188,000 HGMLS
- 2015-06-02 Listed $188,000 HGMLS
- 2015-06-01 Delisted — HGMLS
- 2015-06-01 Listing Removed — OneKey® MLS as Distributed by MLS Grid
- 2015-06-01 Listed $188,000 OneKey® MLS as Distributed by MLS Grid
- 2015-05-07 Price Changed — HGMLS
- 2015-04-30 Listed — HGMLS
- 2015-04-30 Listed $188,000 OneKey® MLS as Distributed by MLS Grid
- 2001-02-15 Sold (MLS) $70,000 HGMLS
- 2000-11-14 Delisted — HGMLS
- 2000-10-05 Listed $70,000 HGMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…