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1110 Birdsall St
D+ Composite 49.91
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +14.6/30.0
  • 1% rule +4.7/10.0
  • DSCR +4.5/10.0
  • Livability +3.7/5.0
  • Schools +2.7/10.0
  • Condition / age +2.5/5.0
  • Rent growth +2.3/5.0
  • Appreciation +0.0/10.0

$429,900

1110 Birdsall St · Houston, TX 77007
3 bd · 3.5 ba · 2,352 sqft · Townhouse public records · 28 Days on market
Built 2003 1,613 sqft lot $183/sqft · 23% below area Est $558k · 23% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

LOCATION! Elegant three story townhome just blocks from Memorial Park in a convenient location with quick access to all freeways and minutes from Downtown, Midtown, & the Galleria. NO HOA FEE! NEW ROOF! Fresh interior paint, updated light fixtures, & recessed lighting. Hardwood floors throughout w/ designer tile in all wet areas. No carpet. High ceilings & an open floor plan create a bright and spacious feel. Large living room features a beautiful gas log fireplace and French doors that open to a private balcony, perfect for relaxing. Spacious kitchen with slab granite countertops and a convenient office nook. First floor includes a bedroom w full bath, ideal for guests. Thi

Key facts

  • Private balcony
  • Three story townhome
  • Large walk in closet

Tags

THREE STORY TOWNHOMEPRIVATE BALCONYSLAB GRANITE COUNTERTOPSJACUZZI TUBLARGE WALK IN CLOSETFENCED BACKYARD

Property features AI

Finance

  • Other: Lease not considered

Exterior

  • Parking: Attached 2-car garage
  • Utilities: Public water; Public sewer
  • Home design: Residential property; 3 stories; Built in 2003; Slab foundation; Composition roof
  • Construction: Brick, cement siding, and stucco exterior
  • Exterior features: Balcony; Deck; Patio; Private yard; Fence

Interior

  • Kitchen: Gas range; Electric oven; Oven; Microwave; Dishwasher; Disposal
  • Bedrooms: Primary bedroom on third level (18 x 14); Bedroom on second level (11 x 10); Bedroom on first level (12 x 10)
  • Flooring: Tile; Wood
  • Bathrooms: 3 full bathrooms; 1 half bathroom
  • Heating & cooling: Central heating (gas); Central air (electric)
  • Interior features: Gas log fireplace (1); Double vanity; Granite counters; Jetted tub; Separate shower; Ceiling fan(s)
  • Laundry & utility: Dryer; Utility room (third level)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/3.5-bath townhouse listed at $430k.

Deal economics

  • At list price, monthly cash flow is $104 ($1k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $416k (3.2% below list).
  • Recommended offer: $416k (3.2% below list) — sets the bar for 1% rule.
  • Cap rate 6.6% vs local median 3.2% in Houston — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 74/100 on livability (#184 in TX, #4,771 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, cost of living A+, housing A+; Watch: schools D, crime F.
  • Houston ISD (urban): math 27% / reading 35% proficiency, ranked #593 of 826 in TX (top 72%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 71% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents soft (-0.8%/yr); 646 active listings in the ZIP; 39 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 41% of comp listings sitting > 30 days — soft ceiling on asking rent; high-income renter base; 29,883 units permitted in Harris County in 2024 (8,621 in 5+ unit buildings).
  • This rent runs 34% of the median local income ($145k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $13k of value loss. Plan a longer hold.
  • Harris County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 28 days — a 2% lower offer ($423k) is reasonable based on typical stale-listing flexibility.
  • 7 sale attempts since 24y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $416,000 (3.2% below list)

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.97%
Cap rate
6.58%
Cash-on-cash
1.04%
DSCR
1.05
GRM
8.6

CMA / ARV

ARV (median comp)
$558,188
List price
$429,900
Delta
-21.19%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
910 Malone St #104 0.10mi 2/2.5 (-1) 2,312 (-2%) 1mo $499,900 $216 83
5208 Blossom St #5 0.43mi 3/3.5 2,340 (-0%) 0mo $435,000 $186 79
5811 Rose St 0.18mi 3/2.5 2,477 (+5%) 0mo $735,000 $297 78
1361 Moy St 0.36mi 3/3.5 2,275 (-3%) 1mo $450,000 $198 77
5618 Lacy St 0.47mi 3/3.5 2,400 (+2%) 1mo $609,000 $254 74
409 Detering St 0.40mi 3/3.5 2,462 (+5%) 1mo $494,000 $201 73
6302 Prague St 0.46mi 3/3.5 2,205 (-6%) 1mo $749,999 $340 68
5527 Darling Unit A 0.58mi 3/2.5 2,401 (+2%) 1mo $450,000 $187 64
6227 Haskell St 0.44mi 2/2.5 (-1) 2,488 (+6%) 0mo $749,000 $301 61
6501 Rodrigo St 0.50mi 3/3.5 2,569 (+9%) 1mo $840,000 $327 60
918 Cohn St 0.13mi 2/2.0 (-1) 2,022 (-14%) 1mo $420,000 $208 59
5617 Kiam St Unit A 0.70mi 3/3.5 2,126 (-10%) 1mo $370,000 $174 50

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-18.3%
Equity multiple
0.38×
Total profit
$-75,040
Equity at exit
$64,099
10-year hold
IRR
-18.6%
Equity multiple
0.14×
Total profit
$-103,150
Equity at exit
$37,170

Cash invested: $120,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77007

Rents YoY
-0.8%
Active inventory
646
Price-to-rent
8.6×

Monthly cashflow live

Estimated rent
$4,160 high interval (Pro) →
Mortgage (P&I)
$2,254
Tax from tax record
$749 /mo · $8,987/yr
Insurance
$179
HOA
$0
Vacancy / Maint / Mgmt
$874
Net cashflow
$104

Break-even live

Break-even rent $4,028
Max offer price $429,900
Occupancy floor 92%

Sensitivity live

Price -10% $347 -5% $226 +0% $104 +5% $-18 +10% $-139
Rent -10% $-225 -5% $-60 +0% $104 +5% $268 +10% $433
Rate -1.0pp $320 -0.5pp $213 base $104 +0.5pp $-7 +1.0pp $-121

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$107,475
Closing costs
$12,897
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 39 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
920 Westcott St Houston, TX 1.0–2.0 1.0–2.0 1175 $3,306 $2.81 1d 29 0.12mi
5610 Schuler St Houston, TX 3.0 3.5 2614 $3,111 $1.19 5d 1 0.13mi
5811 Maxie St Houston, TX 3.0 3.5 2226 $3,000 $1.35 44d 1 0.20mi
929 Westcott St Houston, TX 1.0–3.0 1.0–3.0 1375 $9,263 $6.74 3d 22 0.22mi
5305 Nett St Unit A Houston, TX 3.0 3.5 2104 $2,950 $1.40 25d 1 0.25mi
5237 Center St Houston, TX 3.0 3.0 2284 $2,995 $1.31 44d 1 0.30mi
2103 Radcliffe St Unit 1225772P Houston, TX 3.0 2.0 1797 $4,729 $2.63 8d 1 0.52mi
2210 Radcliffe St Houston, TX 3.0 3.5 2066 $2,716 $1.31 8d 1 0.59mi
100 Detering St Houston, TX 1.0–3.0 1.0–3.0 1162 $3,486 $3.00 4d 26 0.61mi
4917 Nolda St Houston, TX 3.0 3.5 1764 $5,000 $2.83 25d 1 0.63mi
5336 Darling St Unit 1225767P Houston, TX 3.0 3.0 2292 $5,570 $2.43 8d 1 0.64mi
5620 Petty St Houston, TX 4.0 3.5 2891 $8,750 $3.03 44d 1 0.69mi
5620 Petty St Unit 1019538P Houston, TX 4.0 3.5 2884 $16,259 $5.64 22d 1 0.69mi
5235 Petty St Unit B Houston, TX 3.0 2.5 2532 $3,000 $1.18 44d 1 0.70mi
5732 Darling St Unit 1056419P Houston, TX 3.0 3.5 2400 $7,771 $3.24 44d 1 0.71mi
5108 Larkin St Houston, TX 3.0 3.5 2108 $2,850 $1.35 45d 1 0.72mi
5201 Memorial Dr Houston, TX 1.0–2.0 1.0–2.5 1071 $3,361 $3.14 2d 21 0.73mi
5530 Kiam St Houston, TX 4.0 2.5 2688 $9,750 $3.63 44d 1 0.73mi
5530 Kiam St Unit 1019540P Houston, TX 4.0 2.5 2680 $15,799 $5.90 44d 1 0.73mi
4608 Nett St Houston, TX 3.0 4.0 2261 $3,750 $1.66 44d 1 0.74mi
5427 Kansas St Houston, TX 3.0 4.0 2156 $2,700 $1.25 44d 1 0.74mi
543 T C Jester Blvd Unit 1225766P Houston, TX 3.0 3.5 2389 $5,222 $2.19 16d 1 0.75mi
4508 Maxie St Unit B Houston, TX 3.0 1.0 1700 $3,003 $1.77 15d 1 0.83mi
4444 Center St Houston, TX 3.0 3.0 2121 $3,200 $1.51 44d 1 0.86mi
4510 Inker St Houston, TX 4.0 4.0 2293 $4,500 $1.96 44d 1 0.87mi
915 Thompson St Unit 915 Houston, TX 4.0 3.5 3200 $8,500 $2.66 25d 1 0.95mi
913 Thompson St #913 Houston, TX 4.0 3.5 3200 $8,500 $2.66 25d 1 0.95mi
917 Thompson St Unit 917 Houston, TX 4.0 3.5 3200 $8,000 $2.50 25d 1 0.95mi
911 Thompson St #911 Houston, TX 4.0 3.5 3200 $8,500 $2.66 25d 1 0.95mi
4311 Marina St Houston, TX 3.0 4.0 2328 $3,599 $1.55 44d 1 0.96mi
1221 Bonner St Houston, TX 3.0 3.5 2252 $3,200 $1.42 44d 1 1.02mi
707 Marston St Unit 510 Houston, TX 3.0 2.0 2310 $12,482 $5.40 3d 1 1.16mi
1027 Gross St Houston, TX 4.0 3.5 3035 $5,800 $1.91 44d 1 1.30mi
3333 Allen Pkwy Unit 1000 Houston, TX 2.0 2.5 1860 $4,500 $2.42 44d 1 1.37mi
1201 McDuffie St Houston, TX 2.0 2.5 1600 $2,800 $1.75 17d 2 1.37mi
3001 W 11th St Houston, TX 3.0 1.0–2.0 1031 $4,533 $4.40 1d 50 1.38mi
1958 W Gray St Unit 1991 Houston, TX 3.0 2.0 3206 $15,050 $4.69 11d 1 1.43mi
1958 W Gray St Unit 3165 Houston, TX 3.0 2.0 3206 $15,018 $4.68 3d 1 1.43mi
225 S Heights Blvd Houston, TX 3.0 1.0–2.0 1186 $3,085 $2.60 3d 18 1.48mi

Listing history 24 events

  1. 2026-06-18
    days on market $429,900 Active 28 DOM
  2. 2026-06-17
    days on market $429,900 Active 27 DOM
  3. 2026-06-16
    days on market $429,900 Active 26 DOM
  4. 2026-06-15
    days on market $429,900 Active 25 DOM
  5. 2026-06-13
    days on market $429,900 Active 23 DOM
  6. 2026-06-10
    pricedays on market $429,900 Active 19 DOM
  7. 2026-06-08
    days on market $439,900 Active 18 DOM
  8. 2026-06-07
    days on market $439,900 Active 17 DOM
  9. 2026-06-04
    days on market $439,900 Active 14 DOM
  10. 2026-06-01
    days on market $439,900 Active 11 DOM
  11. 2026-05-31
    days on market $439,900 Active 10 DOM
  12. 2026-05-17
    historical
  13. 2026-04-23
    listed $439,900 Active
  14. 2026-04-21
    historical
  15. 2026-04-11
    listed $449,900 Active
  16. 2011-05-01
    historical
  17. 2010-09-21
    listed $293,500
  18. 2010-07-24
    historical
  19. 2010-01-26
    listed $299,000
  20. 2008-05-15
    soldstatus
  21. 2003-07-21
    historical
  22. 2003-04-22
    historical
  23. 2003-04-21
    listed $255,000
  24. 2002-07-29
    listed $250,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$8,987 · $749/mo
Projected year-2 tax
$8,987 · $749/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 6/10 Major FEMA zone X (unshaded) · 68% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$49,920
− Mortgage interest
−$24,081
− Property taxes
−$8,987
− Insurance
−$2,150
− Repairs & maintenance
−$3,994
− Management
−$3,994
− Depreciation
−$12,506
Taxable loss
−$5,791
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,390
After-tax cash flow
$2,637/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Houston ISD
NCES district ID
4823640
Math proficiency
27% ▼ -18.00%
Reading proficiency
35% ▼ -6.00%
Median HH income
$46,054
Composite
26.63/100
National rank
#7173
State rank
#593 of 826 in TX

Livability — Houston

Score
74/100
State rank
#184
US rank
#4771

Category grades

Amenities A+ Commute A Cost of living A+ Crime F Employment C Housing A+ Health & safety A- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Houston, TX
County
Harris County · 4,702,590 people
City population
3,226,434
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
47,808
Household income
$144,911
Rent vs Own
53.8% rent · 46.2% own
Severe rent burden
1812.0

Population outlook (Harris County) Hauer SSP2

Today (2025)
5,571,493 people
By 2030
6,089,821 · +9.3%
By 2040
7,142,806 · +28.2%
By 2050
8,185,864 · +46.9%
By 2075
10,574,329 · +89.8%
By 2100
12,109,958 · +117.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.63)
Race & ethnicity
White 57% Hispanic / Latino 17% Two or more races 13% Asian 11% Black 9%
Hispanic origin (detail)
Mexican 12%
Common ancestry
Slovak 3% Romanian 3% Italian 3%
Foreign-born
19% · Canada, China, South Korea
Languages at home
75% English-only · Spanish 12% Other Indo-European 4% Chinese 2%

Political lean MEDSL · Harris

2024 margin
Lean D (+5.5) · D 52.0% · R 46.4% · Other 1.6%
2008→2024 swing
+3.9pp toward D · 2008: 1.6pp · 2024: 5.5pp
All cycles
2024: D+5.5 2020: D+13.3 2016: D+12.4 2012: D+0.1 2008: D+1.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -219.42%
Current HPI
159.8157
Rent YoY
▼ -0.83%
Metro
Houston-The Woodlands-Sugar Land, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+72.0% since first listed
16 events — show timeline
  • 2026-06-18 Listing Removed HARMLS
  • 2026-06-09 Price Changed $429,900 HARMLS
  • 2026-05-21 Listed $439,900 HARMLS
  • 2026-05-17 Listing Removed HARMLS
  • 2026-04-23 Listed $439,900 HARMLS
  • 2026-04-21 Listing Removed HARMLS
  • 2026-04-11 Listed $449,900 HARMLS
  • 2011-05-01 Listing Removed HARMLS
  • 2010-09-21 Listed $293,500 HARMLS
  • 2010-07-24 Listing Removed HARMLS
  • 2010-01-26 Listed $299,000 HARMLS
  • 2008-05-15 Sold (Public Records) Public Records
  • 2003-07-21 Listing Removed HARMLS
  • 2003-04-22 Listing Removed HARMLS
  • 2003-04-21 Listed $255,000 HARMLS
  • 2002-07-29 Listed $250,000 HARMLS

Property tax history

+4.6%/yr

Latest (2025): $8,987 · +2.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…