955 Juniper St NE #2114 · Atlanta, GA
Flood risk No data
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
- —
- Est. flood insurance / yr
- —
Fire risk No data
- Est. fire insurance / yr
- —
Heat risk No data
- Hot days now (above threshold)
- —
- Hot days in 30 yrs
- —
Wind risk No data
- Chance of severe wind over 30 yrs
- —
Air-quality risk No data
- Unhealthy air days now
- —
- Unhealthy air days in 30 yrs
- —
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +7.0/30.0
- 1% rule +5.2/10.0
- Livability +4.2/5.0
- Rent growth +3.3/5.0
- Schools +2.7/10.0
- Condition / age +2.5/5.0
- DSCR +1.2/10.0
- Appreciation +0.0/10.0
$300,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to this spacious 2-bedroom, 2-bathroom condo located in the heart of Midtown Atlanta. This prime location boasts unparalleled walkability, just steps from the Atlanta BeltLine, Piedmont Park, shopping, and dining. Conveniently walkable to GA Tech, the Fox Theatre, and Trader Joe's. Easy access to MARTA and major highways makes commuting effortless. The home features an open-concept floor plan, timeless wood floors and fantastic views of Midtown. The kitchen includes sleek stone countertops and a large walk-in pantry. This unit offers a flexible, roommate-friendly layout. Enjoy resort-style living in this sought-after, pet-friendly, gated community with Mediterranean architecture. Amenities include a resort-style pool with a stone sundeck, a state-of-the-art fitness center, multiple landscaped courtyards, and two assigned parking spaces. Move-in ready condition. Motivated Seller—bring all offers!
Key facts
- Views of midtown
- Large walk-in pantry
- Prime location
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath condo listed at $300k.
Deal economics
- At list price, monthly cash flow is $-445 ($-5k/yr) — negative.
- To cash-flow at today's rent, offer at most $221k (26.2% below list).
- Meets the 1% rule at list price ($3k rent vs $300k).
- Recommended offer: $221k (26.2% below list) — sets the bar for cash-flow.
- Cap rate 4.5% vs local median 3.1% in Atlanta — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 83/100 on livability (#6 in GA, #919 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+; Watch: cost of living C-.
- Atlanta Public Schools (urban): math 28% / reading 35% proficiency, ranked #80 of 174 in GA (top 46%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 71% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Springdale Park Elementary School (math 72% / reading 75%, grade A, #37 of 1,228 statewide, top 3%, 742 students, 11% FRL); David T Howard Middle School (math 58% / reading 63%, grade B+, #39 of 470 statewide, top 8%, 1,119 students, 19% FRL); Midtown High School (math 22% / reading 34%, grade F, #151 of 424 statewide, top 36%, 1,602 students, 19% FRL) — zoned schools average 16% FRL vs 71% district-wide (55 pts lower); this property's tenant base skews higher-income than the district average.
- Zoned-school proficiency averages 54% at this address vs 32% district-wide (+23 pts) — the actual schools serving this property are materially stronger than the Atlanta Public Schools average implies; a family-tenant draw the district grade alone would hide.
- Market conditions: Rents rising (+3.1%/yr); 414 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals leasing fast (median 7d on market — plan ~1-2 weeks tenant-placement turnaround); high-income renter base; 11,565 units permitted in Fulton County in 2024 (8,159 in 5+ unit buildings).
- This rent runs 32% of the median local income ($114k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
- Fulton County population projected at +38% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 175 days — a 12% lower offer ($264k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $240k; 25% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Watch-outs: HOA is 22% of rent.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 175 days. Have you received any prior offers? Is the seller open to a 26% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.02% ✓
- Cap rate
- 4.51%
- Cash-on-cash
- -6.36%
- DSCR
- 0.72
- GRM
- 8.2
CMA / ARV
- ARV (median comp)
- $361,561
- List price
- $300,000
- Delta
- -17.03%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Projected returns pro-forma
-3.0% appreciation · 3.09% rent growth · sell at horizon
- IRR
- -26.8%
- Equity multiple
- 0.09×
- Total profit
- $-76,168
- Equity at exit
- $44,731
- IRR
- -23.2%
- Equity multiple
- -0.19×
- Total profit
- $-99,546
- Equity at exit
- $25,939
Cash invested: $84,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 30309
- Rents YoY
- 3.1%
- Active inventory
- 414
- Price-to-rent
- 8.2×
Monthly cashflow live
- Estimated rent
- $3,062 high interval (Pro) →
- Mortgage (P&I)
- −$1,573
- Tax from tax record
- −$507 /mo · $6,086/yr
- Insurance
- −$125
- HOA
- −$659
- Vacancy / Maint / Mgmt
- −$643
- Net cashflow
- $-445
Break-even live
Sensitivity live
| Price | -10% $-276 | -5% $-360 | +0% $-445 | +5% $-530 | +10% $-615 |
|---|---|---|---|---|---|
| Rent | -10% $-687 | -5% $-566 | +0% $-445 | +5% $-324 | +10% $-203 |
| Rate | -1.0pp $-294 | -0.5pp $-369 | base $-445 | +0.5pp $-523 | +1.0pp $-602 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $75,000
- Closing costs
- $9,000
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 955 Juniper St NE #3228 Atlanta, GA | 1.0 | 1.0 | 715 | $1,750 | $2.45 | 18d | 1 | 0.02mi |
| 180 10th St NE Atlanta, GA | 2.0–3.0 | 2.0–3.0 | 1621 | $3,550 | $2.19 | 0d | 20 | 0.09mi |
| 943 Peachtree St NE #1519 Atlanta, GA | 1.0 | 1.0 | 897 | $2,400 | $2.68 | 26d | 1 | 0.10mi |
| 923 Peachtree St NE Atlanta, GA | 1.0 | 1.0 | 732 | $2,672 | $3.65 | 9d | 2 | 0.13mi |
| 923 Peachtree St NE Atlanta, GA | 1.0 | 1.0 | 732 | $2,350 | $3.21 | 17d | 2 | 0.13mi |
| 923 Peachtree St NE Atlanta, GA | 1.0–2.0 | 1.0–2.0 | 900 | $3,100 | $3.44 | 0d | 1 | 0.13mi |
| 1020 Piedmont Ave NE Atlanta, GA | 3.0 | 1.0–2.0 | 1005 | $3,285 | $3.27 | 0d | 23 | 0.13mi |
| 903 Peachtree St NE Atlanta, GA | 3.0 | 1.0–2.5 | 945 | $3,219 | $3.41 | 0d | 53 | 0.15mi |
| 893 Piedmont Ave NE #3 Atlanta, GA | 1.0 | 1.0 | 804 | $2,800 | $3.48 | 26d | 1 | 0.16mi |
| 206 11th St NE #402 Atlanta, GA | 1.0 | 1.0 | 1239 | $3,000 | $2.42 | 26d | 1 | 0.18mi |
| 888 Juniper St NE Atlanta, GA | 1.0–3.0 | 1.0–3.0 | 1439 | $4,168 | $2.90 | 0d | 24 | 0.18mi |
| 250 10th St NE Atlanta, GA | 2.0 | 1.0–2.0 | 892 | $2,985 | $3.34 | 0d | 15 | 0.19mi |
| 265 9th St NE Atlanta, GA | 1.0 | 1.0 | 750 | $1,545 | $2.06 | 26d | 1 | 0.20mi |
| 1045 Piedmont Ave NE Atlanta, GA | 1.0 | 1.0 | 698 | $1,995 | $2.86 | 5d | 3 | 0.20mi |
| 95 8th St NW Atlanta, GA | 3.0 | 1.0–2.0 | 1011 | $3,440 | $3.40 | 0d | 37 | 0.20mi |
| 1081 Juniper St NE Atlanta, GA | 3.0 | 1.0–3.5 | 1375 | $12,777 | $9.29 | 0d | 104 | 0.22mi |
| 1058 Piedmont Ave NE #301 Atlanta, GA | 1.0 | 1.5 | 1424 | $3,600 | $2.53 | 26d | 1 | 0.22mi |
| 915 W Peachtree St NW Atlanta, GA | 2.0 | 1.0–2.0 | 1262 | $6,173 | $4.89 | 0d | 22 | 0.22mi |
| 855 Peachtree St NE #1511 Atlanta, GA | 2.0 | 1.0 | 838 | $2,300 | $2.74 | 26d | 1 | 0.23mi |
| 855 Peachtree St NE #2413 Atlanta, GA | 2.0 | 2.0 | 1158 | $3,200 | $2.76 | 26d | 1 | 0.23mi |
| 855 Peachtree St NE #3007 Atlanta, GA | 2.0 | 3.0 | 1184 | $3,100 | $2.62 | 5d | 1 | 0.23mi |
| 855 Peachtree St NE #1813 Atlanta, GA | 2.0 | 2.0 | 1204 | $2,850 | $2.37 | 26d | 1 | 0.23mi |
| 855 Peachtree St NE #2607 Atlanta, GA | 2.0 | 2.5 | 1184 | $3,150 | $2.66 | 26d | 1 | 0.23mi |
| 855 Peachtree St NE #3007 Atlanta, GA | 2.0 | 2.5 | 1184 | $3,200 | $2.70 | 26d | 1 | 0.23mi |
| 205 12th St NE Atlanta, GA | 1.0–3.0 | 1.0–2.0 | 1707 | $5,498 | $3.22 | 0d | 11 | 0.23mi |
| 286 9th St NE Unit 286-03 Atlanta, GA | 1.0 | 1.0 | 750 | $1,650 | $2.20 | 13d | 1 | 0.23mi |
| 286 9th St NE Unit 286-01 Atlanta, GA | 1.0 | 1.0 | 750 | $1,525 | $2.03 | 26d | 1 | 0.23mi |
| 1080 Peachtree St NE Atlanta, GA | 1.0–2.0 | 1.0–2.5 | 1213 | $5,000 | $4.12 | 4d | 3 | 0.24mi |
| 1080 Peachtree St NE Atlanta, GA | 2.0 | 2.0–2.5 | 1417 | $4,325 | $3.05 | 4d | 2 | 0.24mi |
| 100 6th St NE Atlanta, GA | 3.0 | 1.0–3.0 | 997 | $2,725 | $2.73 | 0d | 23 | 0.24mi |
| 60 11th St NE Atlanta, GA | 1.0 | 1.0 | 889 | $2,659 | $2.99 | 26d | 1 | 0.26mi |
| 830 Piedmont Ave NE Unit 1461658P Atlanta, GA | 1.0 | 1.0 | 721 | $3,612 | $5.01 | 7d | 1 | 0.26mi |
| 208 12th St NE Unit 304 Atlanta, GA | 1.0 | 1.5 | 975 | $2,750 | $2.82 | 26d | 1 | 0.26mi |
| 860 Peachtree St NE Atlanta, GA | 1.0 | 1.0 | 744 | $2,050 | $2.76 | 19d | 1 | 0.26mi |
| 222 12th St NE Atlanta, GA | 1.0–2.0 | 1.0–2.5 | 1404 | $7,500 | $5.34 | 15d | 3 | 0.27mi |
| 195 13th St NE Atlanta, GA | 2.0 | 1.0–2.0 | 804 | $3,768 | $4.69 | 0d | 13 | 0.29mi |
| 77 12th St NE Atlanta, GA | 2.0 | 1.0–2.0 | 941 | $3,433 | $3.65 | 0d | 18 | 0.29mi |
| 811 Peachtree St NE Atlanta, GA | 3.0 | 1.0–3.0 | 855 | $3,295 | $3.85 | 0d | 113 | 0.29mi |
| 33 11th St NE Atlanta, GA | 2.0 | 1.0–2.0 | 1148 | $5,695 | $4.96 | 0d | 28 | 0.30mi |
| 811 Juniper St NE Atlanta, GA | 1.0–2.0 | 1.0–2.0 | 903 | $3,540 | $3.92 | 0d | 11 | 0.30mi |
HOA detail condo
- Monthly dues
- $659 · $7,908/yr
- Likely covers
- poolgymsecurityparking
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 13 events
-
2026-06-07statusdays on market $300,000 Pending 175 DOM
-
2026-06-04days on market $300,000 Active Under Contract 174 DOM
-
2026-06-03days on market $300,000 Active Under Contract 173 DOM
-
2026-06-02days on market $300,000 Active Under Contract 172 DOM
-
2026-06-02status $300,000 Active Under Contract 171 DOM
-
2026-06-01days on market $300,000 Active 171 DOM
-
2026-05-31days on market $300,000 Active 170 DOM
-
2026-01-25historical $2,100
-
2025-12-08$300,000 Active 922-char remark
Show marketing remark (922 chars)
Welcome to this spacious 2-bedroom, 2-bathroom condo located in the heart of Midtown Atlanta. This prime location boasts unparalleled walkability, just steps from the Atlanta BeltLine, Piedmont Park, shopping, and dining. Conveniently walkable to GA Tech, the Fox Theatre, and Trader Joe's. Easy access to MARTA and major highways makes commuting effortless. The home features an open-concept floor plan, timeless wood floors and fantastic views of Midtown. The kitchen includes sleek stone countertops and a large walk-in pantry. This unit offers a flexible, roommate-friendly layout. Enjoy resort-style living in this sought-after, pet-friendly, gated community with Mediterranean architecture. Amenities include a resort-style pool with a stone sundeck, a state-of-the-art fitness center, multiple landscaped courtyards, and two assigned parking spaces. Move-in ready condition. Motivated Seller—bring all offers!
-
2025-11-08price $2,100
-
2025-10-04price $2,300
-
2025-09-05$2,500
-
2006-04-07soldstatus $240,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $6,086 · $507/mo
- Projected year-2 tax
- $6,086 · $507/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $36,744
- − Mortgage interest
- −$16,805
- − Property taxes
- −$6,086
- − Insurance
- −$1,500
- − Repairs & maintenance
- −$2,940
- − Management
- −$2,940
- − HOA
- −$7,908
- − Depreciation
- −$8,727
- Taxable loss
- −$10,160
- Est. tax savings @ 24.0%
- +$2,438
- After-tax cash flow
- $-2,906/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Atlanta Public Schools
- NCES district ID
- 1300120
- Math proficiency
- 28% ▼ -6.00%
- Reading proficiency
- 35% ▼ -2.00%
- Median HH income
- $48,306
- Composite
- 27.27/100
- National rank
- #7006
- State rank
- #80 of 174 in GA
Livability — Atlanta
- Score
- 83/100
- State rank
- #6
- US rank
- #919
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Atlanta, GA
- County
- Fulton County · 1,094,430 people
- City population
- 629,525
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- Population (ZIP)
- 32,479
- Household income
- $114,072
- Rent vs Own
- Severe rent burden
- 2135.0
Population outlook (Fulton County) Hauer SSP2
- Today (2025)
- 1,203,707 people
- By 2030
- 1,299,706 · +8.0%
- By 2040
- 1,488,256 · +23.6%
- By 2050
- 1,664,580 · +38.3%
- By 2075
- 2,036,072 · +69.2%
- By 2100
- 2,222,402 · +84.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.57)
- Race & ethnicity
- White 62% Black 14% Asian 9% Hispanic / Latino 8% Two or more races 8%
- Hispanic origin (detail)
- Mexican 2% Puerto Rican 2%
- Common ancestry
- Slovak 3% Romanian 2% Lithuanian 2%
- Foreign-born
- 15% · Canada, China, South Korea
- Languages at home
- 83% English-only · Spanish 5% Other Indo-European 4% Chinese 3%
Political lean MEDSL · Fulton
- 2024 margin
- Solid D (+44.9) · D 71.9% · R 27.0% · Other 1.1%
- 2008→2024 swing
- +9.8pp toward D · 2008: 35.0pp · 2024: 44.9pp
- All cycles
- 2024: D+44.9 2020: D+46.4 2016: D+42.1 2012: D+29.6 2008: D+35.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -561.75%
- Current HPI
- 156.3796
- Rent YoY
- ▲ 3.09%
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
||
| Retail | 1 | $160B |
|
||
| Transportation / Logistics | 1 | $91B |
|
||
| Airlines | 1 | $62B |
|
||
| Consumer Goods | 1 | $47B |
|
||
| Utilities | 1 | $25B |
|
||
Price history
-99.1% since first listed6 events — show timeline
- 2026-01-25 Rental Removed $2,100 RENTSPREE
- 2025-12-08 Listed $300,000 FMLS
- 2025-11-08 Price Changed $2,100 RENTSPREE
- 2025-10-04 Price Changed $2,300 RENTSPREE
- 2025-09-05 Listed for Rent $2,500 RENTSPREE
- 2006-04-07 Sold (Public Records) $240,000 Public Records
Property tax history
+2.6%/yrLatest (2025): $6,086 · -0.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…