916 Jefferson Ave · Bristol, PA 19007

$250,000

3 bd · 1.0 ba · 1,272 sqft · Townhouse public records · 42 Days on market

Built 1918 1,440 sqft lot Est $308k · 19% under

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +16.0/30.0
• ARV discount +15.0/15.0
• DSCR +4.9/10.0
• 1% rule +4.5/10.0
• Livability +3.7/5.0
• Schools +2.7/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks

Welcome to 916 Jefferson Avenue, ideally positioned directly across from the neighborhood baseball field in Bristol Borough. This interior row home offers a spacious main living area with high ceilings that create an open, airy atmosphere throughout. Just off the kitchen, you’ll find a bright sunroom—perfect for additional storage. The home also features a one-car rear garage, providing convenient off-street parking. The generously sized primary bedroom is filled with natural light, offering a comfortable and inviting retreat. Located in the heart of charming Bucks County, this property offers exceptional value at $250,000. With a few minor repairs, this home can be move-in read

Key facts

• Garage
• Built 1918
• Listed 42 days

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath townhouse listed at $250k.

Deal economics

• At list price, monthly cash flow is $124 ($1k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $238k (4.6% below list).
• Recommended offer: $238k (4.6% below list) — sets the bar for 1% rule.
• Cap rate 6.9% vs local median 3.4% in Bristol — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 73/100 on livability (#546 in PA) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: commute C-, amenities F, health & safety F.
• Bristol Borough SD (suburban): math 24% / reading 40% proficiency, ranked #435 of 539 in PA (top 81%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 133 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals leasing fast (median 6d on market — plan ~1-2 weeks tenant-placement turnaround); 663 units permitted in Bucks County in 2024 (106 in 5+ unit buildings).
• This rent runs 44% of the median local income ($66k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
• Bucks County population projected to shrink 7% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

• It's been on market 42 days — a 3% lower offer ($242k) is reasonable based on typical stale-listing flexibility.
• Current owner paid $85k; list at $250k implies a 194% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1918 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $238,461 (4.6% below list)

Questions for the listing agent

1. It's been on market 42 days. Have you received any prior offers? Is the seller open to a 5% concession, seller financing, or rate buy-down credit?
2. Built in 1918 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.95% ✗
• Cap rate: 6.89%
• Cash-on-cash: 2.12%
• DSCR: 1.09
• GRM: 8.7

CMA / ARV

• ARV (on-the-fly): $307,824
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
912 Jefferson Ave	0.01mi	3/2.0	1,272 (0%)	4mo	$279,500	$220	92
1506 Trenton Ave	0.33mi	3/1.5	1,283 (+1%)	5mo	$310,000	$242	77
261 Monroe St	0.45mi	3/1.0	1,275 (+0%)	4mo	$325,000	$255	75
635 Spruce St	0.49mi	3/1.0	1,290 (+1%)	3mo	$260,500	$202	72
702 Corson St	0.37mi	3/1.0	1,337 (+5%)	2mo	$329,800	$247	72
213 New Brook St	0.58mi	3/1.5	1,274 (+0%)	3mo	$340,000	$267	68
243 Monroe St	0.48mi	3/1.5	1,317 (+4%)	3mo	$310,000	$235	68
418 Jefferson Ave #9	0.38mi	3/2.0	1,365 (+7%)	2mo	$379,000	$278	65
323 Wilson St	0.69mi	3/1.0	1,304 (+2%)	3mo	$315,000	$242	61
418 Jefferson Ave #4	0.38mi	2/2.0 (-1)	1,372 (+8%)	3mo	$375,000	$273	58
426 Logan St	0.38mi	2/1.0 (-1)	1,128 (-11%)	5mo	$180,000	$160	54
348 Jefferson Ave	0.43mi	4/1.0 (+1)	1,404 (+10%)	4mo	$300,000	$214	54

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -12.9%
• Equity multiple: 0.53×
• Total profit: $-32,562
• Equity at exit: $37,276

10-year hold

• IRR: -3.9%
• Equity multiple: 0.74×
• Total profit: $-17,965
• Equity at exit: $21,615

Cash invested: $70,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 19007

• Active inventory: 133
• Price-to-rent: 8.7×

Monthly cashflow live

• Estimated rent: $2,385 high
• Mortgage (P&I): −$1,311
• Tax from tax record: −$345 /mo · $4,137/yr
• Insurance: −$104
• HOA: −$0
• Vacancy / Maint / Mgmt: −$501
• Net cashflow: $124

Break-even live

Break-even rent $2,228

Max offer price $250,000

Occupancy floor 90%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $62,500
• Closing costs: $7,500
• Reserves months: —
• Total cash needed: —

Rent comps 6 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
269 Monroe St Bristol, PA	2.0	1.0	900	$2,600	$2.89	1d	1	0.45mi
234 Franklin St Unit 1st Floor Bristol, PA	3.0	1.0	1000	$2,000	$2.00	5d	1	0.60mi
1416 Ashby Ave Bristol, PA	3.0	1.0	1050	$2,300	$2.19	1d	1	0.67mi
115 Cedar St Unit 2 Bristol, PA	3.0	1.0	1700	$2,600	$1.53	1d	1	0.81mi
523 Locust St Bristol, PA	3.0	1.0	1148	$1,925	$1.68	24d	1	0.86mi
5634 Mitchell Rd Levittown, PA	2.0	1.0	960	$2,150	$2.24	18d	1	1.35mi

Listing history 5 events

1. 2026-04-14
   status Pending
2. 2026-03-04
   listed $250,000 Active
3. 2026-02-26
   historical $250,000
4. 2001-10-01
   soldstatus $85,000
5. 1998-09-08
   soldstatus $70,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $4,137 · $345/mo
• Projected year-2 tax: $4,137 · $345/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 7/10 Severe 7 d/yr ≥104°F today · 15 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 5/10 Major 6 unhealthy d/yr today · 8 by 30 yrs out

Taxation est. · year 1

• Rental income: $28,615
• − Mortgage interest: −$14,004
• − Property taxes: −$4,137
• − Insurance: −$1,250
• − Repairs & maintenance: −$2,289
• − Management: −$2,289
• − Depreciation: −$7,273
• Taxable loss: −$2,626
• Est. tax savings @ 24.0%: +$630
• After-tax cash flow: $2,117/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Bristol Borough SD
• NCES district ID: 4204200
• Math proficiency: 24% ▼ -13.00%
• Reading proficiency: 40% ▼ -13.00%
• Median HH income: $46,340
• Composite: 27.45/100
• National rank: #6963
• State rank: #435 of 539 in PA

Livability — Bristol

• Score: 73/100
• State rank: #546
• US rank: #5093

Category grades

Amenities F Commute C- Cost of living A+ Crime A+ Employment B- Housing A+ Health & safety F User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Bristol, PA
• County: Bucks County · 506,477 people
• City population: 21,800
• Metro: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
• Population (ZIP): 21,800
• Household income: $65,511
• Rent vs Own: 42.6% rent · 57.4% own
• Severe rent burden: 808.0

Population outlook (Bucks County) Hauer SSP2

• Today (2025): 630,973 people
• By 2030: 627,093 · -0.6%
• By 2040: 609,680 · -3.4%
• By 2050: 584,225 · -7.4%
• By 2075: 539,840 · -14.4%
• By 2100: 483,970 · -23.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.59)
• Race & ethnicity: White 60% Hispanic / Latino 14% Black 14% Two or more races 9% Asian 3%
• Hispanic origin (detail): Mexican 3% Puerto Rican 7% Dominican 2%
• Common ancestry: Romanian 6% Swiss 1% Subsaharan African 1%
• Foreign-born: 12% · Canada, South Korea
• Languages at home: 84% English-only · Spanish 10% Other Indo-European 4% Russian/Polish/Slavic 1%

Political lean MEDSL · Bucks

• 2024 margin: Toss-up / Even · D 49.5% · R 49.5%
• 2008→2024 swing: -8.7pp toward R · 2008: 8.7pp · 2024: -0.1pp
• All cycles: 2024: R+0.1 2020: D+4.4 2016: D+0.6 2012: D+1.2 2008: D+8.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -190.79%
• Current HPI: 307.0709
• Rent YoY: —
• Metro: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+257.1% since first listed

5 events — show timeline

• 2026-04-14 Pending — BRIGHT MLS
• 2026-03-04 Listed $250,000 BRIGHT MLS
• 2026-02-26 Coming Soon $250,000 BRIGHT MLS
• 2001-10-01 Sold (Public Records) $85,000 Public Records
• 1998-09-08 Sold (Public Records) $70,000 Public Records

Property tax history

+0.7%/yr

Latest (2026): $4,137 · +0.9% YoY. Source: county tax records.