5613-5615 N Strathbury Ave · Kansas City, MO
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $1,054 – $1,958
Heat risk 4/10 · Minor
- Hot days now (above 106°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the F grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +7.5/15.0
- Cash flow +4.5/30.0
- Schools +4.5/10.0
- Livability +3.9/5.0
- Rent growth +3.7/5.0
- Condition / age +2.5/5.0
- 1% rule +0.5/10.0
- DSCR +0.0/10.0
- Appreciation +0.0/10.0
$250,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
Looking for a great investment property in the acclaimed Park Hill School District with instant income? This duplex might be just the right fit! Both units are 2 Bedroom, 1 Bath, 1 Car Garages; each with long-term renters in place who wish to stay. Current leases are month-to-month. A perfect option for an investor looking for an addition to their portfolio or a buyer wishing to live in one unit and continue renting the other. Great highway access near many amenities, airport, downtown and hospitals, parks, etc. Ample parking/recreation space in the back in addition to garage parking. Lower level area also offers storage space and laundry hook-ups. Priced to sell!
Key facts
- 0.25 acre lot
- Garage
- Built 1967
Property features AI
Finance
- Other: Property zoned MF (multi-family); Two total units with over 95% current occupancy
- Financial info: Gross income listed as $14,820; Operating expenses include insurance, real estate tax, and water/sewer
- HOA & community: No association fees
Exterior
- Parking: Garage parking (2 spaces total)
- Utilities: Public water; Public sewer; 200+ amp electric service; Separate meters for units
- Home design: Duplex residential income property; Single-story building
- Construction: Frame construction; Composition roof
- Exterior features: Private entrance
Interior
- Kitchen: Electric range / range-oven
- Bedrooms: Two-bedroom units (each unit is a 2-bedroom)
- Bathrooms: One bathroom per unit
- Heating & cooling: Natural gas heating; Electric cooling
- Interior features: Window coverings and storm windows; Exhaust fan
- Laundry & utility: Laundry located in the basement
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath other listed at $250k.
Deal economics
- At list price, monthly cash flow is $-640 ($-8k/yr) — negative.
- To cash-flow at today's rent, offer at most $137k (45.2% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $137k (45.1% below list).
- Recommended offer: $137k (45.2% below list) — sets the bar for cash-flow.
Location & tenants
- Location reads 78/100 on livability (#28 in MO, #2,671 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, cost of living A+; Watch: crime F.
- Park Hill (urban): math 47% / reading 54% proficiency, ranked #26 of 324 in MO (top 8%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Southeast Elem. (math 45% / reading 49%, grade D-, #347 of 1,115 statewide, top 35%, 500 students, 32% FRL); Park Hill South High (math 67% / reading 69%, grade B, #13 of 521 statewide, top 2%, 1,860 students, 25% FRL).
- Market conditions: Rents rising fast (+4.8%/yr); 166 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 56% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 234 units permitted in Platte County in 2024 (0 in 5+ unit buildings).
- This rent is only 18% of the median local income ($93k/yr) — well below the 30% rent-burden line; pricing power to push rent on renewal without tenant pushback.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
- Platte County population projected at +31% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- Built in 1967 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.55% ✗
- Cap rate
- 3.22%
- Cash-on-cash
- -10.97%
- DSCR
- 0.51
- GRM
- 15.2
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 4.8% rent growth · sell at horizon
- IRR
- -34.3%
- Equity multiple
- -0.12×
- Total profit
- $-78,714
- Equity at exit
- $37,276
- IRR
- -34.4%
- Equity multiple
- -0.57×
- Total profit
- $-110,171
- Equity at exit
- $21,615
Cash invested: $70,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 81 Strongly Landlord-Friendly
- State Missouri
- 81 Strongly Landlord-Friendly · R+10
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 64151
- Rents YoY
- 4.8%
- Active inventory
- 166
- Price-to-rent
- 15.2×
Monthly cashflow live
- Estimated rent
- $1,373 high interval (Pro) →
- Mortgage (P&I)
- −$1,311
- Tax from tax record
- −$309 /mo · $3,707/yr
- Insurance
- −$104
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$288
- Net cashflow
- $-640
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $62,500
- Closing costs
- $7,500
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 9 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 4404 NW 57th St Kansas City, MO | 2.0 | 1.5 | 988 | $1,295 | $1.31 | 44d | 1 | 0.13mi |
| 6002 NW Prairie View Rd Kansas City, MO | 2.0 | 1.0 | 816 | $1,095 | $1.34 | 44d | 2 | 0.52mi |
| 6360 N London Ave Kansas City, MO | 1.0–3.0 | 1.0–2.0 | 885 | $1,580 | $1.79 | 2d | 1 | 0.90mi |
| 5133 NW Kalivas Dr Riverside, MO | 2.0 | 1.0 | 645 | $1,310 | $2.03 | 23d | 5 | 1.19mi |
| 5951 NW 63rd Ter Kansas City, MO | 1.0–3.0 | 1.0–2.0 | 1111 | $1,856 | $1.67 | 2d | 55 | 1.36mi |
| 4921 NW Gateway Ave Riverside, MO | 1.0–2.0 | 1.0–1.5 | 770 | $1,000 | $1.30 | 44d | 1 | 1.36mi |
| 4838 NW Homestead Rd Riverside, MO | 2.0 | 1.0 | 689 | $960 | $1.39 | 10d | 1 | 1.44mi |
| 4820-4826 NW Homestead Rd Unit 4854 Riverside, MO | 2.0 | 1.0 | 700 | $875 | $1.25 | 44d | 1 | 1.47mi |
| 4837-4843 NW Homestead Rd Unit 4837 Riverside, MO | 2.0 | 1.0 | 750 | $875 | $1.17 | 44d | 1 | 1.47mi |
Listing history 2 events
-
2026-05-19status Pending
-
2026-05-19$250,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MO · Resets to sale price
- Current annual tax
- $3,707 · $309/mo
- Projected year-2 tax
- $3,707 · $309/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 4/10 Moderate 7 d/yr ≥106°F today · 17 d/yr by 30 yrs out
- Wind 2/10 Low
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $16,470
- − Mortgage interest
- −$14,004
- − Property taxes
- −$3,707
- − Insurance
- −$1,250
- − Repairs & maintenance
- −$1,318
- − Management
- −$1,318
- − Depreciation
- −$7,273
- Taxable loss
- −$12,399
- Est. tax savings @ 24.0%
- +$2,976
- After-tax cash flow
- $-4,702/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Park Hill
- NCES district ID
- 2923550
- Math proficiency
- 47% ▼ -3.00%
- Reading proficiency
- 54% ▼ -3.00%
- Median HH income
- $67,616
- Composite
- 44.86/100
- National rank
- #2723
- State rank
- #26 of 324 in MO
Livability — Kansas City
- Score
- 78/100
- State rank
- #28
- US rank
- #2671
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Kansas City, MO
- County
- Platte County · 100,198 people
- City population
- 439,467
- Metro
- Kansas City, MO-KS
- Population (ZIP)
- 28,526
- Household income
- $92,876
- Rent vs Own
- Severe rent burden
- 1013.0
Population outlook (Platte County) Hauer SSP2
- Today (2025)
- 111,772 people
- By 2030
- 119,173 · +6.6%
- By 2040
- 133,326 · +19.3%
- By 2050
- 146,617 · +31.2%
- By 2075
- 178,626 · +59.8%
- By 2100
- 195,638 · +75.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (72%)
- Race & ethnicity
- White 72% Black 12% Hispanic / Latino 8% Two or more races 8% Asian 2%
- Hispanic origin (detail)
- Mexican 4%
- Common ancestry
- Italian 3% Romanian 2% Slovak 2%
- Foreign-born
- 7% · Canada
- Languages at home
- 91% English-only · Spanish 4% Other Asian/Pacific 1% Russian/Polish/Slavic 1%
Political lean MEDSL · Platte
- 2024 margin
- Toss-up / Even · D 47.7% · R 50.8% · Other 1.4%
- 2008→2024 swing
- +3.2pp toward D · 2008: -6.4pp · 2024: -3.1pp
- All cycles
- 2024: R+3.1 2020: R+3.0 2016: R+13.0 2012: R+14.2 2008: R+6.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -225.06%
- Current HPI
- 241.6626
- Rent YoY
- ▲ 4.80%
- Metro
- Kansas City, MO-KS
- State GDP YoY
- ▲ 1.84%
- F500 in state
- 20
Industry mix (Fortune 500 HQ in MO)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 1 | $163B |
|
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| Insurance | 1 | $21B |
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| Industrial Technology | 1 | $17B |
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| Retail | 1 | $16B |
|
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| Industrial Distribution | 1 | $10B |
|
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| Utilities | 1 | $9B |
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Price history
2 events — show timeline
- 2026-05-19 Pending — Heartland MLS as Distributed by MLS Grid
- 2026-05-19 Listed $250,000 Heartland MLS as Distributed by MLS Grid
Property tax history
+4.9%/yrLatest (2025): $3,707 · +11.6% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…