7162 Fairlane Ave · High Point, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 109°F)
- 6 days/yr
- Hot days in 30 yrs
- 22 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +15.0/15.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Schools +4.2/10.0
- Livability +3.2/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$89,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Step into this cozy and cute 2-bedroom, 2-bath gem that exudes character and warmth. Featuring a delightful vintage feel throughout, this home offers a bright and airy atmosphere with plenty of natural light streaming through its many DOUBLE PANE windows. The spacious 4 SEASON enclosed FLORIDA ROOM is perfect for morning coffee and relaxing year-round. Exterior features VINYL SIDING and a NEW RUBBER ROOFOVER IN 2020! NEW HVAC in 2020. Located in the 55+ High Point Community that offers tons of amenities such as Golf, tennis, pickleball, heated pool, social events and so much more. High Point is located close to shopping, restaurants, entertainment, and medical facilities. Low HOA fees and you OWN YOUR OWN LAND.
Key facts
- Low hoa fees
- Own your own land
- Heated pool
Tags
Property features AI
Finance
- Other: Lot size approximately 0.14 acres (about 557 sq m); Located in a community with directions: From Cortez Blvd/FL 50, enter the High Point Community, right on Fairlane Ave, home is on the left
- Financial info: Total annual fees about $528
- HOA & community: Has HOA with a required monthly fee of $44; Association amenities include clubhouse, pool, tennis courts, pickleball courts, and golf course access; Buyer approval required; Deed restrictions; Senior community; Cats and dogs allowed
Exterior
- Parking: Carport with 2 spaces
- Utilities: Public water; Public sewer; Electricity connected
- Home design: Residential mobile home (double wide); One story; Faces east; Homestead status
- Construction: Vinyl siding; Roof over; Pillar/post/pier foundation; Building area about 1,714 sq ft (per public records)
- Exterior features: Exterior lighting; Paved road access
Interior
- Kitchen: Range; Refrigerator; Dishwasher not listed
- Bedrooms: 2 bedrooms
- Flooring: Carpet; Laminate; Vinyl; Wood
- Bathrooms: 2 full bathrooms
- Heating & cooling: Electric heating; Central air conditioning
- Interior features: Ceiling fans; Living room/dining room combo
- Laundry & utility: Washer; Dryer; Other laundry features
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath manufactured listed at $90k.
Deal economics
- At list price, monthly cash flow is $666 ($8k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $90k).
- Recommended offer: $79k (12.0% below list) — sets the bar for market timing.
- Cap rate 15.2% vs local median 5.8% in High Point — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 64/100 on livability (#677 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A; Watch: health & safety C-, schools F, amenities F.
- Hernando (suburban): math 50% / reading 50% proficiency, ranked #38 of 73 in FL (top 52%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: 691 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 2,505 units permitted in Hernando County in 2024 (318 in 5+ unit buildings).
- This rent runs 33% of the median local income ($59k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $622 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Hernando County population projected at +11% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $25k cash investment doubles in ~4 years — after that, you're playing with house money.
Negotiation context
- It's been on market 217 days — a 12% lower offer ($79k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts; this cycle's ask has dropped $50k (36%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $25k; list at $90k implies a 260% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 6→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 217 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1971 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.77% ✓
- Cap rate
- 15.18%
- Cash-on-cash
- 31.73%
- DSCR
- 2.41
- GRM
- 4.7
CMA / ARV
- ARV (on-the-fly)
- $129,600
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 7359 Highpoint | 0.19mi | 2/2.0 | 984 (+2%) | 2mo | $135,000 | $137 | 85 |
| 12169 Club House Rd | 0.30mi | 2/2.0 | 960 (0%) | 2mo | $130,000 | $135 | 84 |
| 12087 Club House Rd | 0.28mi | 2/2.0 | 984 (+2%) | 0mo | $125,000 | $127 | 83 |
| 9100 Highpoint Blvd | 0.33mi | 2/2.0 | 1,040 (+8%) | 2mo | $177,000 | $170 | 69 |
| 7528 Western Circle Dr | 0.44mi | 2/2.0 | 1,026 (+7%) | 1mo | $105,000 | $102 | 67 |
| 12112 Sara St | 0.52mi | 2/2.0 | 1,009 (+5%) | 2mo | $114,000 | $113 | 65 |
| 7444 Highpoint Blvd | 0.30mi | 2/2.0 | 1,104 (+15%) | 1mo | $140,000 | $127 | 60 |
| 8430 Highpoint Blvd | 0.73mi | 2/2.0 | 989 (+3%) | 2mo | $144,900 | $147 | 59 |
| 7481 Eagle Dr | 0.33mi | 2/2.0 | 1,104 (+15%) | 3mo | $217,000 | $197 | 57 |
| 7511 Eastern Circle Dr | 0.62mi | 2/2.0 | 1,056 (+10%) | 3mo | $138,000 | $131 | 52 |
| 8013 Eastern Circle Dr | 0.64mi | 2/2.0 | 828 (-14%) | 2mo | $120,000 | $145 | 46 |
| 12075 Walshwood Ave | 0.72mi | 2/2.0 | 1,104 (+15%) | 0mo | $107,084 | $97 | 41 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 26.7%
- Equity multiple
- 2.11×
- Total profit
- $27,832
- Equity at exit
- $13,404
- IRR
- 34.3%
- Equity multiple
- 4.13×
- Total profit
- $78,850
- Equity at exit
- $7,773
Cash invested: $25,172 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 34613
- Home prices YoY
- -17.2%
- Active inventory
- 691
- Price-to-rent
- 4.7×
Monthly cashflow live
- Estimated rent
- $1,593 high interval (Pro) →
- Mortgage (P&I)
- −$471
- Tax from tax record
- −$40 /mo · $483/yr
- Insurance
- −$37
- HOA
- −$44
- Vacancy / Maint / Mgmt
- −$335
- Net cashflow
- $666
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $22,475
- Closing costs
- $2,697
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 5 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 7513 Highpoint Blvd Brooksville, FL | 2.0 | 1.0 | 672 | $1,150 | $1.71 | 24d | 1 | 0.38mi |
| 7402 Eastern Circle Dr Brooksville, FL | 2.0 | 1.0 | 720 | $1,200 | $1.67 | 24d | 1 | 0.53mi |
| 12136 Fairway Ave Brooksville, FL | 2.0 | 2.0 | 920 | $1,650 | $1.79 | 24d | 1 | 0.79mi |
| 12103 Fairway Ave Brooksville, FL | 2.0 | 2.0 | 864 | $1,725 | $2.00 | 1d | 1 | 0.82mi |
| 13186 Thrush St Spring Hill, FL | 3.0 | 2.0 | 1114 | $1,950 | $1.75 | 24d | 1 | 1.34mi |
HOA detail
- Monthly dues
- $44 · $528/yr
- Likely covers
- pool
Listing history 20 events
-
2026-06-02statusdays on market $89,900 Pending 217 DOM
-
2026-06-01days on market $89,900 Active 216 DOM
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2026-05-31days on market $89,900 Active 215 DOM
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2026-05-13price $94,900 720-char remark
Show marketing remark (720 chars)
Step into this cozy and cute 2-bedroom, 2-bath gem that exudes character and warmth. Featuring a delightful vintage feel throughout, this home offers a bright and airy atmosphere with plenty of natural light streaming through its many DOUBLE PANE windows. The spacious 4 SEASON enclosed FLORIDA ROOM is perfect for morning coffee and relaxing year-round. Exterior features VINYL SIDING and a NEW RUBBER ROOFOVER IN 2020! NEW HVAC in 2020. Located in the 55+ High Point Community that offers tons of amenities such as Golf, tennis, pickleball, heated pool, social events and so much more. High Point is located close to shopping, restaurants, entertainment, and medical facilities. Low HOA fees and you OWN YOUR OWN LAND.
-
2026-05-13price $94,900
Show marketing remark (720 chars)
Step into this cozy and cute 2-bedroom, 2-bath gem that exudes character and warmth. Featuring a delightful vintage feel throughout, this home offers a bright and airy atmosphere with plenty of natural light streaming through its many DOUBLE PANE windows. The spacious 4 SEASON enclosed FLORIDA ROOM is perfect for morning coffee and relaxing year-round. Exterior features VINYL SIDING and a NEW RUBBER ROOFOVER IN 2020! NEW HVAC in 2020. Located in the 55+ High Point Community that offers tons of amenities such as Golf, tennis, pickleball, heated pool, social events and so much more. High Point is located close to shopping, restaurants, entertainment, and medical facilities. Low HOA fees and you OWN YOUR OWN LAND.
-
2026-04-07status Active
Show marketing remark (720 chars)
Step into this cozy and cute 2-bedroom, 2-bath gem that exudes character and warmth. Featuring a delightful vintage feel throughout, this home offers a bright and airy atmosphere with plenty of natural light streaming through its many DOUBLE PANE windows. The spacious 4 SEASON enclosed FLORIDA ROOM is perfect for morning coffee and relaxing year-round. Exterior features VINYL SIDING and a NEW RUBBER ROOFOVER IN 2020! NEW HVAC in 2020. Located in the 55+ High Point Community that offers tons of amenities such as Golf, tennis, pickleball, heated pool, social events and so much more. High Point is located close to shopping, restaurants, entertainment, and medical facilities. Low HOA fees and you OWN YOUR OWN LAND.
-
2026-04-07status Active 720-char remark
Show marketing remark (720 chars)
Step into this cozy and cute 2-bedroom, 2-bath gem that exudes character and warmth. Featuring a delightful vintage feel throughout, this home offers a bright and airy atmosphere with plenty of natural light streaming through its many DOUBLE PANE windows. The spacious 4 SEASON enclosed FLORIDA ROOM is perfect for morning coffee and relaxing year-round. Exterior features VINYL SIDING and a NEW RUBBER ROOFOVER IN 2020! NEW HVAC in 2020. Located in the 55+ High Point Community that offers tons of amenities such as Golf, tennis, pickleball, heated pool, social events and so much more. High Point is located close to shopping, restaurants, entertainment, and medical facilities. Low HOA fees and you OWN YOUR OWN LAND.
-
2026-04-01status Pending 720-char remark
Show marketing remark (720 chars)
Step into this cozy and cute 2-bedroom, 2-bath gem that exudes character and warmth. Featuring a delightful vintage feel throughout, this home offers a bright and airy atmosphere with plenty of natural light streaming through its many DOUBLE PANE windows. The spacious 4 SEASON enclosed FLORIDA ROOM is perfect for morning coffee and relaxing year-round. Exterior features VINYL SIDING and a NEW RUBBER ROOFOVER IN 2020! NEW HVAC in 2020. Located in the 55+ High Point Community that offers tons of amenities such as Golf, tennis, pickleball, heated pool, social events and so much more. High Point is located close to shopping, restaurants, entertainment, and medical facilities. Low HOA fees and you OWN YOUR OWN LAND.
-
2026-04-01status Pending
Show marketing remark (720 chars)
Step into this cozy and cute 2-bedroom, 2-bath gem that exudes character and warmth. Featuring a delightful vintage feel throughout, this home offers a bright and airy atmosphere with plenty of natural light streaming through its many DOUBLE PANE windows. The spacious 4 SEASON enclosed FLORIDA ROOM is perfect for morning coffee and relaxing year-round. Exterior features VINYL SIDING and a NEW RUBBER ROOFOVER IN 2020! NEW HVAC in 2020. Located in the 55+ High Point Community that offers tons of amenities such as Golf, tennis, pickleball, heated pool, social events and so much more. High Point is located close to shopping, restaurants, entertainment, and medical facilities. Low HOA fees and you OWN YOUR OWN LAND.
-
2026-03-18price $105,000 720-char remark
Show marketing remark (720 chars)
Step into this cozy and cute 2-bedroom, 2-bath gem that exudes character and warmth. Featuring a delightful vintage feel throughout, this home offers a bright and airy atmosphere with plenty of natural light streaming through its many DOUBLE PANE windows. The spacious 4 SEASON enclosed FLORIDA ROOM is perfect for morning coffee and relaxing year-round. Exterior features VINYL SIDING and a NEW RUBBER ROOFOVER IN 2020! NEW HVAC in 2020. Located in the 55+ High Point Community that offers tons of amenities such as Golf, tennis, pickleball, heated pool, social events and so much more. High Point is located close to shopping, restaurants, entertainment, and medical facilities. Low HOA fees and you OWN YOUR OWN LAND.
-
2026-03-18price $105,000
Show marketing remark (720 chars)
Step into this cozy and cute 2-bedroom, 2-bath gem that exudes character and warmth. Featuring a delightful vintage feel throughout, this home offers a bright and airy atmosphere with plenty of natural light streaming through its many DOUBLE PANE windows. The spacious 4 SEASON enclosed FLORIDA ROOM is perfect for morning coffee and relaxing year-round. Exterior features VINYL SIDING and a NEW RUBBER ROOFOVER IN 2020! NEW HVAC in 2020. Located in the 55+ High Point Community that offers tons of amenities such as Golf, tennis, pickleball, heated pool, social events and so much more. High Point is located close to shopping, restaurants, entertainment, and medical facilities. Low HOA fees and you OWN YOUR OWN LAND.
-
2026-02-20price $114,900 720-char remark
Show marketing remark (720 chars)
Step into this cozy and cute 2-bedroom, 2-bath gem that exudes character and warmth. Featuring a delightful vintage feel throughout, this home offers a bright and airy atmosphere with plenty of natural light streaming through its many DOUBLE PANE windows. The spacious 4 SEASON enclosed FLORIDA ROOM is perfect for morning coffee and relaxing year-round. Exterior features VINYL SIDING and a NEW RUBBER ROOFOVER IN 2020! NEW HVAC in 2020. Located in the 55+ High Point Community that offers tons of amenities such as Golf, tennis, pickleball, heated pool, social events and so much more. High Point is located close to shopping, restaurants, entertainment, and medical facilities. Low HOA fees and you OWN YOUR OWN LAND.
-
2026-02-20price $114,900
Show marketing remark (720 chars)
Step into this cozy and cute 2-bedroom, 2-bath gem that exudes character and warmth. Featuring a delightful vintage feel throughout, this home offers a bright and airy atmosphere with plenty of natural light streaming through its many DOUBLE PANE windows. The spacious 4 SEASON enclosed FLORIDA ROOM is perfect for morning coffee and relaxing year-round. Exterior features VINYL SIDING and a NEW RUBBER ROOFOVER IN 2020! NEW HVAC in 2020. Located in the 55+ High Point Community that offers tons of amenities such as Golf, tennis, pickleball, heated pool, social events and so much more. High Point is located close to shopping, restaurants, entertainment, and medical facilities. Low HOA fees and you OWN YOUR OWN LAND.
-
2026-02-03price $119,900 720-char remark
Show marketing remark (720 chars)
Step into this cozy and cute 2-bedroom, 2-bath gem that exudes character and warmth. Featuring a delightful vintage feel throughout, this home offers a bright and airy atmosphere with plenty of natural light streaming through its many DOUBLE PANE windows. The spacious 4 SEASON enclosed FLORIDA ROOM is perfect for morning coffee and relaxing year-round. Exterior features VINYL SIDING and a NEW RUBBER ROOFOVER IN 2020! NEW HVAC in 2020. Located in the 55+ High Point Community that offers tons of amenities such as Golf, tennis, pickleball, heated pool, social events and so much more. High Point is located close to shopping, restaurants, entertainment, and medical facilities. Low HOA fees and you OWN YOUR OWN LAND.
-
2026-02-03price $119,900
Show marketing remark (720 chars)
Step into this cozy and cute 2-bedroom, 2-bath gem that exudes character and warmth. Featuring a delightful vintage feel throughout, this home offers a bright and airy atmosphere with plenty of natural light streaming through its many DOUBLE PANE windows. The spacious 4 SEASON enclosed FLORIDA ROOM is perfect for morning coffee and relaxing year-round. Exterior features VINYL SIDING and a NEW RUBBER ROOFOVER IN 2020! NEW HVAC in 2020. Located in the 55+ High Point Community that offers tons of amenities such as Golf, tennis, pickleball, heated pool, social events and so much more. High Point is located close to shopping, restaurants, entertainment, and medical facilities. Low HOA fees and you OWN YOUR OWN LAND.
-
2025-11-10price $129,900 720-char remark
Show marketing remark (720 chars)
Step into this cozy and cute 2-bedroom, 2-bath gem that exudes character and warmth. Featuring a delightful vintage feel throughout, this home offers a bright and airy atmosphere with plenty of natural light streaming through its many DOUBLE PANE windows. The spacious 4 SEASON enclosed FLORIDA ROOM is perfect for morning coffee and relaxing year-round. Exterior features VINYL SIDING and a NEW RUBBER ROOFOVER IN 2020! NEW HVAC in 2020. Located in the 55+ High Point Community that offers tons of amenities such as Golf, tennis, pickleball, heated pool, social events and so much more. High Point is located close to shopping, restaurants, entertainment, and medical facilities. Low HOA fees and you OWN YOUR OWN LAND.
-
2025-11-10price $129,900
Show marketing remark (720 chars)
Step into this cozy and cute 2-bedroom, 2-bath gem that exudes character and warmth. Featuring a delightful vintage feel throughout, this home offers a bright and airy atmosphere with plenty of natural light streaming through its many DOUBLE PANE windows. The spacious 4 SEASON enclosed FLORIDA ROOM is perfect for morning coffee and relaxing year-round. Exterior features VINYL SIDING and a NEW RUBBER ROOFOVER IN 2020! NEW HVAC in 2020. Located in the 55+ High Point Community that offers tons of amenities such as Golf, tennis, pickleball, heated pool, social events and so much more. High Point is located close to shopping, restaurants, entertainment, and medical facilities. Low HOA fees and you OWN YOUR OWN LAND.
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2025-10-22$139,900 Active 720-char remark
Show marketing remark (720 chars)
Step into this cozy and cute 2-bedroom, 2-bath gem that exudes character and warmth. Featuring a delightful vintage feel throughout, this home offers a bright and airy atmosphere with plenty of natural light streaming through its many DOUBLE PANE windows. The spacious 4 SEASON enclosed FLORIDA ROOM is perfect for morning coffee and relaxing year-round. Exterior features VINYL SIDING and a NEW RUBBER ROOFOVER IN 2020! NEW HVAC in 2020. Located in the 55+ High Point Community that offers tons of amenities such as Golf, tennis, pickleball, heated pool, social events and so much more. High Point is located close to shopping, restaurants, entertainment, and medical facilities. Low HOA fees and you OWN YOUR OWN LAND.
-
2025-10-22$139,900 Active
Show marketing remark (720 chars)
Step into this cozy and cute 2-bedroom, 2-bath gem that exudes character and warmth. Featuring a delightful vintage feel throughout, this home offers a bright and airy atmosphere with plenty of natural light streaming through its many DOUBLE PANE windows. The spacious 4 SEASON enclosed FLORIDA ROOM is perfect for morning coffee and relaxing year-round. Exterior features VINYL SIDING and a NEW RUBBER ROOFOVER IN 2020! NEW HVAC in 2020. Located in the 55+ High Point Community that offers tons of amenities such as Golf, tennis, pickleball, heated pool, social events and so much more. High Point is located close to shopping, restaurants, entertainment, and medical facilities. Low HOA fees and you OWN YOUR OWN LAND.
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1992-08-01soldstatus $25,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $483 · $40/mo
- Projected year-2 tax
- $746 · $62/mo
- Expected delta
- +$264/yr (+$22/mo · 54.6%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 10/10 Extreme 6 d/yr ≥109°F today · 22 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $19,120
- − Mortgage interest
- −$5,036
- − Property taxes
- −$483
- − Insurance
- −$450
- − Repairs & maintenance
- −$1,530
- − Management
- −$1,530
- − HOA
- −$528
- − Depreciation
- −$2,615
- Taxable income
- $6,949
- Est. tax owed @ 24.0%
- −$1,668
- After-tax cash flow
- $6,319/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Hernando
- NCES district ID
- 1200810
- Math proficiency
- 50% ▼ -8.00%
- Reading proficiency
- 50% ▼ -4.00%
- Median HH income
- $41,985
- Composite
- 42.03/100
- National rank
- #3329
- State rank
- #38 of 73 in FL
Livability — High Point
- Score
- 64/100
- State rank
- #677
- US rank
- #14099
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- High Point, FL
- County
- Hernando County · 169,677 people
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- Population (ZIP)
- 19,337
- Household income
- $58,596
- Rent vs Own
- Severe rent burden
- 307.0
Population outlook (Hernando County) Hauer SSP2
- Today (2025)
- 189,218 people
- By 2030
- 194,367 · +2.7%
- By 2040
- 203,398 · +7.5%
- By 2050
- 209,589 · +10.8%
- By 2075
- 218,452 · +15.4%
- By 2100
- 205,923 · +8.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (88%)
- Race & ethnicity
- White 88% Hispanic / Latino 6% Two or more races 4% Black 2% Asian 1%
- Hispanic origin (detail)
- Mexican 1% Puerto Rican 2% Cuban 1%
- Common ancestry
- Romanian 4% Lithuanian 3% Slovak 2%
- Foreign-born
- 8% · Canada, Vietnam
- Languages at home
- 92% English-only · Spanish 3% French/Haitian/Cajun 1% Russian/Polish/Slavic 1%
Political lean MEDSL · Hernando
- 2024 margin
- Solid R (+37.0) · D 31.1% · R 68.2%
- 2008→2024 swing
- -33.5pp toward R · 2008: -3.6pp · 2024: -37.0pp
- All cycles
- 2024: R+37.0 2020: R+30.2 2016: R+29.0 2012: R+8.5 2008: R+3.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -57.51%
- Current HPI
- 276.2229
- Rent YoY
- —
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
+279.6% since first listed17 events — show timeline
- 2026-05-13 Price Changed $94,900 HCAR
- 2026-05-13 Price Changed $94,900 Stellar MLS as Distributed by MLS Grid
- 2026-04-07 Relisted — Stellar MLS as Distributed by MLS Grid
- 2026-04-07 Relisted — HCAR
- 2026-04-01 Pending — HCAR
- 2026-04-01 Pending — Stellar MLS as Distributed by MLS Grid
- 2026-03-18 Price Changed $105,000 HCAR
- 2026-03-18 Price Changed $105,000 Stellar MLS as Distributed by MLS Grid
- 2026-02-20 Price Changed $114,900 HCAR
- 2026-02-20 Price Changed $114,900 Stellar MLS as Distributed by MLS Grid
- 2026-02-03 Price Changed $119,900 HCAR
- 2026-02-03 Price Changed $119,900 Stellar MLS as Distributed by MLS Grid
- 2025-11-10 Price Changed $129,900 HCAR
- 2025-11-10 Price Changed $129,900 Stellar MLS as Distributed by MLS Grid
- 2025-10-22 Listed $139,900 HCAR
- 2025-10-22 Listed $139,900 Stellar MLS as Distributed by MLS Grid
- 1992-08-01 Sold (Public Records) $25,000 Public Records
Property tax history
+20.2%/yrLatest (2025): $483 · -11.9% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…