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7162 Fairlane Ave
B+ Composite 77.4
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Schools +4.2/10.0
  • Livability +3.2/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$89,900

7162 Fairlane Ave · High Point, FL 34613
2 bd · 2.0 ba · 960 sqft · Manufactured public records · 217 Days on market
Built 1971 6,000 sqft lot Est $130k · 31% under $44/mo HOA · 3% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Step into this cozy and cute 2-bedroom, 2-bath gem that exudes character and warmth. Featuring a delightful vintage feel throughout, this home offers a bright and airy atmosphere with plenty of natural light streaming through its many DOUBLE PANE windows. The spacious 4 SEASON enclosed FLORIDA ROOM is perfect for morning coffee and relaxing year-round. Exterior features VINYL SIDING and a NEW RUBBER ROOFOVER IN 2020! NEW HVAC in 2020. Located in the 55+ High Point Community that offers tons of amenities such as Golf, tennis, pickleball, heated pool, social events and so much more. High Point is located close to shopping, restaurants, entertainment, and medical facilities. Low HOA fees and you OWN YOUR OWN LAND.

Key facts

  • Low hoa fees
  • Own your own land
  • Heated pool

Tags

SPACIOUS ENCLOSED FLORIDA ROOMHEATED POOLLOW HOA FEESOWN YOUR OWN LAND

Property features AI

Finance

  • Other: Lot size approximately 0.14 acres (about 557 sq m); Located in a community with directions: From Cortez Blvd/FL 50, enter the High Point Community, right on Fairlane Ave, home is on the left
  • Financial info: Total annual fees about $528
  • HOA & community: Has HOA with a required monthly fee of $44; Association amenities include clubhouse, pool, tennis courts, pickleball courts, and golf course access; Buyer approval required; Deed restrictions; Senior community; Cats and dogs allowed

Exterior

  • Parking: Carport with 2 spaces
  • Utilities: Public water; Public sewer; Electricity connected
  • Home design: Residential mobile home (double wide); One story; Faces east; Homestead status
  • Construction: Vinyl siding; Roof over; Pillar/post/pier foundation; Building area about 1,714 sq ft (per public records)
  • Exterior features: Exterior lighting; Paved road access

Interior

  • Kitchen: Range; Refrigerator; Dishwasher not listed
  • Bedrooms: 2 bedrooms
  • Flooring: Carpet; Laminate; Vinyl; Wood
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Electric heating; Central air conditioning
  • Interior features: Ceiling fans; Living room/dining room combo
  • Laundry & utility: Washer; Dryer; Other laundry features

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $90k.

Deal economics

  • At list price, monthly cash flow is $666 ($8k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $90k).
  • Recommended offer: $79k (12.0% below list) — sets the bar for market timing.
  • Cap rate 15.2% vs local median 5.8% in High Point — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 64/100 on livability (#677 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A; Watch: health & safety C-, schools F, amenities F.
  • Hernando (suburban): math 50% / reading 50% proficiency, ranked #38 of 73 in FL (top 52%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: 691 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 2,505 units permitted in Hernando County in 2024 (318 in 5+ unit buildings).
  • This rent runs 33% of the median local income ($59k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $622 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Hernando County population projected at +11% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $25k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 217 days — a 12% lower offer ($79k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts; this cycle's ask has dropped $50k (36%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $25k; list at $90k implies a 260% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 6→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $79,112 (12.0% below list)

Questions for the listing agent

  1. It's been on market 217 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1971 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.77%
Cap rate
15.18%
Cash-on-cash
31.73%
DSCR
2.41
GRM
4.7

CMA / ARV

ARV (on-the-fly)
$129,600
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
7359 Highpoint 0.19mi 2/2.0 984 (+2%) 2mo $135,000 $137 85
12169 Club House Rd 0.30mi 2/2.0 960 (0%) 2mo $130,000 $135 84
12087 Club House Rd 0.28mi 2/2.0 984 (+2%) 0mo $125,000 $127 83
9100 Highpoint Blvd 0.33mi 2/2.0 1,040 (+8%) 2mo $177,000 $170 69
7528 Western Circle Dr 0.44mi 2/2.0 1,026 (+7%) 1mo $105,000 $102 67
12112 Sara St 0.52mi 2/2.0 1,009 (+5%) 2mo $114,000 $113 65
7444 Highpoint Blvd 0.30mi 2/2.0 1,104 (+15%) 1mo $140,000 $127 60
8430 Highpoint Blvd 0.73mi 2/2.0 989 (+3%) 2mo $144,900 $147 59
7481 Eagle Dr 0.33mi 2/2.0 1,104 (+15%) 3mo $217,000 $197 57
7511 Eastern Circle Dr 0.62mi 2/2.0 1,056 (+10%) 3mo $138,000 $131 52
8013 Eastern Circle Dr 0.64mi 2/2.0 828 (-14%) 2mo $120,000 $145 46
12075 Walshwood Ave 0.72mi 2/2.0 1,104 (+15%) 0mo $107,084 $97 41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
26.7%
Equity multiple
2.11×
Total profit
$27,832
Equity at exit
$13,404
10-year hold
IRR
34.3%
Equity multiple
4.13×
Total profit
$78,850
Equity at exit
$7,773

Cash invested: $25,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 34613

Home prices YoY
-17.2%
Active inventory
691
Price-to-rent
4.7×

Monthly cashflow live

Estimated rent
$1,593 high interval (Pro) →
Mortgage (P&I)
$471
Tax from tax record
$40 /mo · $483/yr
Insurance
$37
HOA
$44
Vacancy / Maint / Mgmt
$335
Net cashflow
$666

Break-even live

Break-even rent $751
Max offer price $89,900
Occupancy floor 53%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$22,475
Closing costs
$2,697
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 5 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
7513 Highpoint Blvd Brooksville, FL 2.0 1.0 672 $1,150 $1.71 24d 1 0.38mi
7402 Eastern Circle Dr Brooksville, FL 2.0 1.0 720 $1,200 $1.67 24d 1 0.53mi
12136 Fairway Ave Brooksville, FL 2.0 2.0 920 $1,650 $1.79 24d 1 0.79mi
12103 Fairway Ave Brooksville, FL 2.0 2.0 864 $1,725 $2.00 1d 1 0.82mi
13186 Thrush St Spring Hill, FL 3.0 2.0 1114 $1,950 $1.75 24d 1 1.34mi

HOA detail

Monthly dues
$44 · $528/yr
Likely covers
pool

Listing history 20 events

  1. 2026-06-02
    statusdays on market $89,900 Pending 217 DOM
  2. 2026-06-01
    days on market $89,900 Active 216 DOM
  3. 2026-05-31
    days on market $89,900 Active 215 DOM
  4. 2026-05-13
    price $94,900 720-char remark
    Show marketing remark (720 chars)

    Step into this cozy and cute 2-bedroom, 2-bath gem that exudes character and warmth. Featuring a delightful vintage feel throughout, this home offers a bright and airy atmosphere with plenty of natural light streaming through its many DOUBLE PANE windows. The spacious 4 SEASON enclosed FLORIDA ROOM is perfect for morning coffee and relaxing year-round. Exterior features VINYL SIDING and a NEW RUBBER ROOFOVER IN 2020! NEW HVAC in 2020. Located in the 55+ High Point Community that offers tons of amenities such as Golf, tennis, pickleball, heated pool, social events and so much more. High Point is located close to shopping, restaurants, entertainment, and medical facilities. Low HOA fees and you OWN YOUR OWN LAND.

  5. 2026-05-13
    price $94,900
    Show marketing remark (720 chars)

    Step into this cozy and cute 2-bedroom, 2-bath gem that exudes character and warmth. Featuring a delightful vintage feel throughout, this home offers a bright and airy atmosphere with plenty of natural light streaming through its many DOUBLE PANE windows. The spacious 4 SEASON enclosed FLORIDA ROOM is perfect for morning coffee and relaxing year-round. Exterior features VINYL SIDING and a NEW RUBBER ROOFOVER IN 2020! NEW HVAC in 2020. Located in the 55+ High Point Community that offers tons of amenities such as Golf, tennis, pickleball, heated pool, social events and so much more. High Point is located close to shopping, restaurants, entertainment, and medical facilities. Low HOA fees and you OWN YOUR OWN LAND.

  6. 2026-04-07
    status Active
    Show marketing remark (720 chars)

    Step into this cozy and cute 2-bedroom, 2-bath gem that exudes character and warmth. Featuring a delightful vintage feel throughout, this home offers a bright and airy atmosphere with plenty of natural light streaming through its many DOUBLE PANE windows. The spacious 4 SEASON enclosed FLORIDA ROOM is perfect for morning coffee and relaxing year-round. Exterior features VINYL SIDING and a NEW RUBBER ROOFOVER IN 2020! NEW HVAC in 2020. Located in the 55+ High Point Community that offers tons of amenities such as Golf, tennis, pickleball, heated pool, social events and so much more. High Point is located close to shopping, restaurants, entertainment, and medical facilities. Low HOA fees and you OWN YOUR OWN LAND.

  7. 2026-04-07
    status Active 720-char remark
    Show marketing remark (720 chars)

    Step into this cozy and cute 2-bedroom, 2-bath gem that exudes character and warmth. Featuring a delightful vintage feel throughout, this home offers a bright and airy atmosphere with plenty of natural light streaming through its many DOUBLE PANE windows. The spacious 4 SEASON enclosed FLORIDA ROOM is perfect for morning coffee and relaxing year-round. Exterior features VINYL SIDING and a NEW RUBBER ROOFOVER IN 2020! NEW HVAC in 2020. Located in the 55+ High Point Community that offers tons of amenities such as Golf, tennis, pickleball, heated pool, social events and so much more. High Point is located close to shopping, restaurants, entertainment, and medical facilities. Low HOA fees and you OWN YOUR OWN LAND.

  8. 2026-04-01
    status Pending 720-char remark
    Show marketing remark (720 chars)

    Step into this cozy and cute 2-bedroom, 2-bath gem that exudes character and warmth. Featuring a delightful vintage feel throughout, this home offers a bright and airy atmosphere with plenty of natural light streaming through its many DOUBLE PANE windows. The spacious 4 SEASON enclosed FLORIDA ROOM is perfect for morning coffee and relaxing year-round. Exterior features VINYL SIDING and a NEW RUBBER ROOFOVER IN 2020! NEW HVAC in 2020. Located in the 55+ High Point Community that offers tons of amenities such as Golf, tennis, pickleball, heated pool, social events and so much more. High Point is located close to shopping, restaurants, entertainment, and medical facilities. Low HOA fees and you OWN YOUR OWN LAND.

  9. 2026-04-01
    status Pending
    Show marketing remark (720 chars)

    Step into this cozy and cute 2-bedroom, 2-bath gem that exudes character and warmth. Featuring a delightful vintage feel throughout, this home offers a bright and airy atmosphere with plenty of natural light streaming through its many DOUBLE PANE windows. The spacious 4 SEASON enclosed FLORIDA ROOM is perfect for morning coffee and relaxing year-round. Exterior features VINYL SIDING and a NEW RUBBER ROOFOVER IN 2020! NEW HVAC in 2020. Located in the 55+ High Point Community that offers tons of amenities such as Golf, tennis, pickleball, heated pool, social events and so much more. High Point is located close to shopping, restaurants, entertainment, and medical facilities. Low HOA fees and you OWN YOUR OWN LAND.

  10. 2026-03-18
    price $105,000 720-char remark
    Show marketing remark (720 chars)

    Step into this cozy and cute 2-bedroom, 2-bath gem that exudes character and warmth. Featuring a delightful vintage feel throughout, this home offers a bright and airy atmosphere with plenty of natural light streaming through its many DOUBLE PANE windows. The spacious 4 SEASON enclosed FLORIDA ROOM is perfect for morning coffee and relaxing year-round. Exterior features VINYL SIDING and a NEW RUBBER ROOFOVER IN 2020! NEW HVAC in 2020. Located in the 55+ High Point Community that offers tons of amenities such as Golf, tennis, pickleball, heated pool, social events and so much more. High Point is located close to shopping, restaurants, entertainment, and medical facilities. Low HOA fees and you OWN YOUR OWN LAND.

  11. 2026-03-18
    price $105,000
    Show marketing remark (720 chars)

    Step into this cozy and cute 2-bedroom, 2-bath gem that exudes character and warmth. Featuring a delightful vintage feel throughout, this home offers a bright and airy atmosphere with plenty of natural light streaming through its many DOUBLE PANE windows. The spacious 4 SEASON enclosed FLORIDA ROOM is perfect for morning coffee and relaxing year-round. Exterior features VINYL SIDING and a NEW RUBBER ROOFOVER IN 2020! NEW HVAC in 2020. Located in the 55+ High Point Community that offers tons of amenities such as Golf, tennis, pickleball, heated pool, social events and so much more. High Point is located close to shopping, restaurants, entertainment, and medical facilities. Low HOA fees and you OWN YOUR OWN LAND.

  12. 2026-02-20
    price $114,900 720-char remark
    Show marketing remark (720 chars)

    Step into this cozy and cute 2-bedroom, 2-bath gem that exudes character and warmth. Featuring a delightful vintage feel throughout, this home offers a bright and airy atmosphere with plenty of natural light streaming through its many DOUBLE PANE windows. The spacious 4 SEASON enclosed FLORIDA ROOM is perfect for morning coffee and relaxing year-round. Exterior features VINYL SIDING and a NEW RUBBER ROOFOVER IN 2020! NEW HVAC in 2020. Located in the 55+ High Point Community that offers tons of amenities such as Golf, tennis, pickleball, heated pool, social events and so much more. High Point is located close to shopping, restaurants, entertainment, and medical facilities. Low HOA fees and you OWN YOUR OWN LAND.

  13. 2026-02-20
    price $114,900
    Show marketing remark (720 chars)

    Step into this cozy and cute 2-bedroom, 2-bath gem that exudes character and warmth. Featuring a delightful vintage feel throughout, this home offers a bright and airy atmosphere with plenty of natural light streaming through its many DOUBLE PANE windows. The spacious 4 SEASON enclosed FLORIDA ROOM is perfect for morning coffee and relaxing year-round. Exterior features VINYL SIDING and a NEW RUBBER ROOFOVER IN 2020! NEW HVAC in 2020. Located in the 55+ High Point Community that offers tons of amenities such as Golf, tennis, pickleball, heated pool, social events and so much more. High Point is located close to shopping, restaurants, entertainment, and medical facilities. Low HOA fees and you OWN YOUR OWN LAND.

  14. 2026-02-03
    price $119,900 720-char remark
    Show marketing remark (720 chars)

    Step into this cozy and cute 2-bedroom, 2-bath gem that exudes character and warmth. Featuring a delightful vintage feel throughout, this home offers a bright and airy atmosphere with plenty of natural light streaming through its many DOUBLE PANE windows. The spacious 4 SEASON enclosed FLORIDA ROOM is perfect for morning coffee and relaxing year-round. Exterior features VINYL SIDING and a NEW RUBBER ROOFOVER IN 2020! NEW HVAC in 2020. Located in the 55+ High Point Community that offers tons of amenities such as Golf, tennis, pickleball, heated pool, social events and so much more. High Point is located close to shopping, restaurants, entertainment, and medical facilities. Low HOA fees and you OWN YOUR OWN LAND.

  15. 2026-02-03
    price $119,900
    Show marketing remark (720 chars)

    Step into this cozy and cute 2-bedroom, 2-bath gem that exudes character and warmth. Featuring a delightful vintage feel throughout, this home offers a bright and airy atmosphere with plenty of natural light streaming through its many DOUBLE PANE windows. The spacious 4 SEASON enclosed FLORIDA ROOM is perfect for morning coffee and relaxing year-round. Exterior features VINYL SIDING and a NEW RUBBER ROOFOVER IN 2020! NEW HVAC in 2020. Located in the 55+ High Point Community that offers tons of amenities such as Golf, tennis, pickleball, heated pool, social events and so much more. High Point is located close to shopping, restaurants, entertainment, and medical facilities. Low HOA fees and you OWN YOUR OWN LAND.

  16. 2025-11-10
    price $129,900 720-char remark
    Show marketing remark (720 chars)

    Step into this cozy and cute 2-bedroom, 2-bath gem that exudes character and warmth. Featuring a delightful vintage feel throughout, this home offers a bright and airy atmosphere with plenty of natural light streaming through its many DOUBLE PANE windows. The spacious 4 SEASON enclosed FLORIDA ROOM is perfect for morning coffee and relaxing year-round. Exterior features VINYL SIDING and a NEW RUBBER ROOFOVER IN 2020! NEW HVAC in 2020. Located in the 55+ High Point Community that offers tons of amenities such as Golf, tennis, pickleball, heated pool, social events and so much more. High Point is located close to shopping, restaurants, entertainment, and medical facilities. Low HOA fees and you OWN YOUR OWN LAND.

  17. 2025-11-10
    price $129,900
    Show marketing remark (720 chars)

    Step into this cozy and cute 2-bedroom, 2-bath gem that exudes character and warmth. Featuring a delightful vintage feel throughout, this home offers a bright and airy atmosphere with plenty of natural light streaming through its many DOUBLE PANE windows. The spacious 4 SEASON enclosed FLORIDA ROOM is perfect for morning coffee and relaxing year-round. Exterior features VINYL SIDING and a NEW RUBBER ROOFOVER IN 2020! NEW HVAC in 2020. Located in the 55+ High Point Community that offers tons of amenities such as Golf, tennis, pickleball, heated pool, social events and so much more. High Point is located close to shopping, restaurants, entertainment, and medical facilities. Low HOA fees and you OWN YOUR OWN LAND.

  18. 2025-10-22
    listed $139,900 Active 720-char remark
    Show marketing remark (720 chars)

    Step into this cozy and cute 2-bedroom, 2-bath gem that exudes character and warmth. Featuring a delightful vintage feel throughout, this home offers a bright and airy atmosphere with plenty of natural light streaming through its many DOUBLE PANE windows. The spacious 4 SEASON enclosed FLORIDA ROOM is perfect for morning coffee and relaxing year-round. Exterior features VINYL SIDING and a NEW RUBBER ROOFOVER IN 2020! NEW HVAC in 2020. Located in the 55+ High Point Community that offers tons of amenities such as Golf, tennis, pickleball, heated pool, social events and so much more. High Point is located close to shopping, restaurants, entertainment, and medical facilities. Low HOA fees and you OWN YOUR OWN LAND.

  19. 2025-10-22
    listed $139,900 Active
    Show marketing remark (720 chars)

    Step into this cozy and cute 2-bedroom, 2-bath gem that exudes character and warmth. Featuring a delightful vintage feel throughout, this home offers a bright and airy atmosphere with plenty of natural light streaming through its many DOUBLE PANE windows. The spacious 4 SEASON enclosed FLORIDA ROOM is perfect for morning coffee and relaxing year-round. Exterior features VINYL SIDING and a NEW RUBBER ROOFOVER IN 2020! NEW HVAC in 2020. Located in the 55+ High Point Community that offers tons of amenities such as Golf, tennis, pickleball, heated pool, social events and so much more. High Point is located close to shopping, restaurants, entertainment, and medical facilities. Low HOA fees and you OWN YOUR OWN LAND.

  20. 1992-08-01
    soldstatus $25,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$483 · $40/mo
Projected year-2 tax
$746 · $62/mo
Expected delta
+$264/yr (+$22/mo · 54.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 10/10 Extreme 6 d/yr ≥109°F today · 22 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$19,120
− Mortgage interest
−$5,036
− Property taxes
−$483
− Insurance
−$450
− Repairs & maintenance
−$1,530
− Management
−$1,530
− HOA
−$528
− Depreciation
−$2,615
Taxable income
$6,949
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,668
After-tax cash flow
$6,319/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Hernando
NCES district ID
1200810
Math proficiency
50% ▼ -8.00%
Reading proficiency
50% ▼ -4.00%
Median HH income
$41,985
Composite
42.03/100
National rank
#3329
State rank
#38 of 73 in FL

Livability — High Point

Score
64/100
State rank
#677
US rank
#14099

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment F Housing A+ Health & safety C- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
High Point, FL
County
Hernando County · 169,677 people
Metro
Tampa-St. Petersburg-Clearwater, FL
Population (ZIP)
19,337
Household income
$58,596
Rent vs Own
9.2% rent · 90.8% own
Severe rent burden
307.0

Population outlook (Hernando County) Hauer SSP2

Today (2025)
189,218 people
By 2030
194,367 · +2.7%
By 2040
203,398 · +7.5%
By 2050
209,589 · +10.8%
By 2075
218,452 · +15.4%
By 2100
205,923 · +8.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (88%)
Race & ethnicity
White 88% Hispanic / Latino 6% Two or more races 4% Black 2% Asian 1%
Hispanic origin (detail)
Mexican 1% Puerto Rican 2% Cuban 1%
Common ancestry
Romanian 4% Lithuanian 3% Slovak 2%
Foreign-born
8% · Canada, Vietnam
Languages at home
92% English-only · Spanish 3% French/Haitian/Cajun 1% Russian/Polish/Slavic 1%

Political lean MEDSL · Hernando

2024 margin
Solid R (+37.0) · D 31.1% · R 68.2%
2008→2024 swing
-33.5pp toward R · 2008: -3.6pp · 2024: -37.0pp
All cycles
2024: R+37.0 2020: R+30.2 2016: R+29.0 2012: R+8.5 2008: R+3.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -57.51%
Current HPI
276.2229
Rent YoY
Metro
Tampa-St. Petersburg-Clearwater, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+279.6% since first listed
17 events — show timeline
  • 2026-05-13 Price Changed $94,900 HCAR
  • 2026-05-13 Price Changed $94,900 Stellar MLS as Distributed by MLS Grid
  • 2026-04-07 Relisted Stellar MLS as Distributed by MLS Grid
  • 2026-04-07 Relisted HCAR
  • 2026-04-01 Pending HCAR
  • 2026-04-01 Pending Stellar MLS as Distributed by MLS Grid
  • 2026-03-18 Price Changed $105,000 HCAR
  • 2026-03-18 Price Changed $105,000 Stellar MLS as Distributed by MLS Grid
  • 2026-02-20 Price Changed $114,900 HCAR
  • 2026-02-20 Price Changed $114,900 Stellar MLS as Distributed by MLS Grid
  • 2026-02-03 Price Changed $119,900 HCAR
  • 2026-02-03 Price Changed $119,900 Stellar MLS as Distributed by MLS Grid
  • 2025-11-10 Price Changed $129,900 HCAR
  • 2025-11-10 Price Changed $129,900 Stellar MLS as Distributed by MLS Grid
  • 2025-10-22 Listed $139,900 HCAR
  • 2025-10-22 Listed $139,900 Stellar MLS as Distributed by MLS Grid
  • 1992-08-01 Sold (Public Records) $25,000 Public Records

Property tax history

+20.2%/yr

Latest (2025): $483 · -11.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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