3588 Whitetail Ln · Gonzalez, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 105°F)
- 7 days/yr
- Hot days in 30 yrs
- 24 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +10.9/15.0
- Cash flow +9.0/30.0
- Rent growth +3.6/5.0
- Schools +3.6/10.0
- Livability +3.6/5.0
- 1% rule +2.5/10.0
- DSCR +2.5/10.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$299,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
This stunning 3-bedroom, 2-bathroom showstopper in the coveted Deer Run community isn't just move-in ready — it's lifestyle ready. From the moment you walk through the door, you'll feel it: this is the one. The thoughtfully designed split floor plan delivers the ultimate in privacy and flow, while a versatile front bonus room becomes whatever your life demands — a chic home office, an adventurous man cave, a sophisticated formal dining space, or the playroom of kids' dreams. Soaring tray ceilings crown the open-concept living area, creating a sense of grandeur and light, while sleek luxury vinyl flooring flows seamlessly throughout the main living areas — carpet in the bedrooms. The kitchen? An absolute moment. Gleaming granite countertops, rich cabinetry, stainless steel appliances, and a breakfast bar built for everything from rushed mornings to lingering late-night snacks. The sun-drenched eat-in nook is where memories are made. Retreat to the primary suite — your private sanctuary — featuring elegant tray ceilings, a worthy garden tub, and a fully tiled walk-in shower with a built-in bench seat. Two additional bedrooms offer generous space for family, guests, or that walk-in closet you've been manifesting. And the dedicated laundry room with built-in shelving and cabinet storage? It's the kind of elevated detail that separates a house from a home. Throw open the French doors and step into your private outdoor oasis. The expansive patio is made for golden-hour cookouts, sunset cocktails, and unforgettable entertaining. This home also delivers the upgrades that matter most: hurricane window protection for true peace of mind, overhead garage storage racks, and the kind of outdoor living space the Florida lifestyle is built around. Life in Deer Run is the dream you've been waiting for — a resort-style beach-entry pool, a buzzing community hub with food trucks and events that bring neighbors together, and nearby interstate access. This is the house.
Key facts
- Split floor plan
- Eat in nook
- Granite countertops
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $300k.
Deal economics
- At list price, monthly cash flow is $-236 ($-3k/yr) — negative.
- To cash-flow at today's rent, offer at most $258k (13.9% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $226k (24.7% below list).
- Recommended offer: $226k (24.7% below list) — sets the bar for 1% rule.
- Cap rate 5.4% vs local median 4.2% in Gonzalez — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.
Location & tenants
- Location reads 71/100 on livability (#385 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, employment A; Watch: amenities F, commute F, health & safety F.
- Escambia (suburban): math 40% / reading 45% proficiency, ranked #56 of 73 in FL (top 77%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents rising fast (+4.4%/yr); 417 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals leasing fast (median 14d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 1,479 units permitted in Escambia County in 2024 (0 in 5+ unit buildings).
- This rent runs 36% of the median local income ($75k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
- Escambia County population projected at +13% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- It's been on market 75 days — a 6% lower offer ($282k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 8y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 75 days. Have you received any prior offers? Is the seller open to a 25% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.75% ✗
- Cap rate
- 5.35%
- Cash-on-cash
- -3.37%
- DSCR
- 0.85
- GRM
- 11.1
CMA / ARV
- ARV (median comp)
- $324,197
- List price
- $299,900
- Delta
- -7.49%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 8 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 10677 Davenport Loop | 0.47mi | 4/2.0 (+1) | 1,774 (+14%) | 13mo | $349,900 | $197 | 38 |
| 10934 Blacktail Loop | 0.71mi | 4/2.0 (+1) | 1,787 (+15%) | 2mo | $310,000 | $173 | 36 |
| 10665 Davenport Loop | 0.51mi | 4/2.0 (+1) | 1,774 (+14%) | 15mo | $364,900 | $206 | 35 |
| 10653 Davenport Loop | 0.54mi | 4/2.0 (+1) | 1,774 (+14%) | 15mo | $364,900 | $206 | 34 |
| 10645 Davenport Loop | 0.56mi | 4/2.0 (+1) | 1,774 (+14%) | 16mo | $359,900 | $203 | 32 |
| 10985 Blacktail Loop | 0.69mi | 4/2.0 (+1) | 1,787 (+15%) | 10mo | $315,000 | $176 | 29 |
| 10841 Blacktail Loop | 0.57mi | 4/2.0 (+1) | 1,787 (+15%) | 20mo | $323,000 | $181 | 27 |
| 10969 Blacktail Loop | 0.71mi | 4/2.0 (+1) | 1,787 (+15%) | 23mo | $299,500 | $168 | 18 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 4.42% rent growth · sell at horizon
- IRR
- -20.4%
- Equity multiple
- 0.28×
- Total profit
- $-60,329
- Equity at exit
- $44,716
- IRR
- -10.8%
- Equity multiple
- 0.31×
- Total profit
- $-58,035
- Equity at exit
- $25,930
Cash invested: $83,972 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 32526
- Home prices YoY
- -28.3%
- Rents YoY
- 4.4%
- Active inventory
- 417
- Price-to-rent
- 11.1×
Monthly cashflow live
- Estimated rent
- $2,257 high interval (Pro) →
- Mortgage (P&I)
- −$1,573
- Tax from tax record
- −$238 /mo · $2,856/yr
- Insurance
- −$125
- HOA
- −$83
- Vacancy / Maint / Mgmt
- −$474
- Net cashflow
- $-236
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $74,975
- Closing costs
- $8,997
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 5 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 4041 Whitetail Ln Pensacola, FL | 4.0 | 2.0 | 1787 | $2,020 | $1.13 | 23d | 1 | 0.68mi |
| 10921 Blacktail Loop Pensacola, FL | 4.0 | 2.0 | 1787 | $2,350 | $1.32 | 21d | 1 | 0.78mi |
| 5943 Ravines Ln Pensacola, FL | 3.0–5.0 | 2.0–3.0 | 2080 | $2,207 | $1.06 | 13d | 9 | 1.07mi |
| 6297 Sonoma Ln Pensacola, FL | 4.0 | 2.5 | 2033 | $2,350 | $1.16 | 13d | 1 | 1.11mi |
| 9907 Cali Ln Pensacola, FL | 3.0–4.0 | 2.0 | 1677 | $2,160 | $1.29 | 13d | 1 | 1.27mi |
HOA detail
- Monthly dues
- $83 · $996/yr
- Likely covers
- pool
Listing history 26 events
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2026-06-18days on market $299,900 Active 75 DOM
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2026-06-17days on market $299,900 Active 74 DOM
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2026-06-16days on market $299,900 Active 73 DOM
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2026-06-15days on market $299,900 Active 72 DOM
-
2026-06-14days on market $299,900 Active 70 DOM
-
2026-06-10days on market $299,900 Active 67 DOM
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2026-06-09days on market $299,900 Active 66 DOM
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2026-06-09price $299,900 Active 65 DOM
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2026-06-08days on market $308,900 Active 65 DOM
-
2026-06-07days on market $308,900 Active 64 DOM
-
2026-06-03days on market $308,900 Active 60 DOM
-
2026-06-02days on market $308,900 Active 59 DOM
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2026-06-01days on market $308,900 Active 58 DOM
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2026-05-31days on market $308,900 Active 57 DOM
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2026-05-31days on market $308,900 Active 56 DOM
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2026-05-08price $308,900 2020-char remark
Show marketing remark (2020 chars)
This stunning 3-bedroom, 2-bathroom showstopper in the coveted Deer Run community isn't just move-in ready — it's lifestyle ready. From the moment you walk through the door, you'll feel it: this is the one. The thoughtfully designed split floor plan delivers the ultimate in privacy and flow, while a versatile front bonus room becomes whatever your life demands — a chic home office, an adventurous man cave, a sophisticated formal dining space, or the playroom of kids' dreams. Soaring tray ceilings crown the open-concept living area, creating a sense of grandeur and light, while sleek luxury vinyl flooring flows seamlessly throughout the main living areas — carpet in the bedrooms. The kitchen? An absolute moment. Gleaming granite countertops, rich cabinetry, stainless steel appliances, and a breakfast bar built for everything from rushed mornings to lingering late-night snacks. The sun-drenched eat-in nook is where memories are made. Retreat to the primary suite — your private sanctuary — featuring elegant tray ceilings, a worthy garden tub, and a fully tiled walk-in shower with a built-in bench seat. Two additional bedrooms offer generous space for family, guests, or that walk-in closet you've been manifesting. And the dedicated laundry room with built-in shelving and cabinet storage? It's the kind of elevated detail that separates a house from a home. Throw open the French doors and step into your private outdoor oasis. The expansive patio is made for golden-hour cookouts, sunset cocktails, and unforgettable entertaining. This home also delivers the upgrades that matter most: hurricane window protection for true peace of mind, overhead garage storage racks, and the kind of outdoor living space the Florida lifestyle is built around. Life in Deer Run is the dream you've been waiting for — a resort-style beach-entry pool, a buzzing community hub with food trucks and events that bring neighbors together, and nearby interstate access. This is the house.
-
2026-04-04status Active 2020-char remark
Show marketing remark (2020 chars)
This stunning 3-bedroom, 2-bathroom showstopper in the coveted Deer Run community isn't just move-in ready — it's lifestyle ready. From the moment you walk through the door, you'll feel it: this is the one. The thoughtfully designed split floor plan delivers the ultimate in privacy and flow, while a versatile front bonus room becomes whatever your life demands — a chic home office, an adventurous man cave, a sophisticated formal dining space, or the playroom of kids' dreams. Soaring tray ceilings crown the open-concept living area, creating a sense of grandeur and light, while sleek luxury vinyl flooring flows seamlessly throughout the main living areas — carpet in the bedrooms. The kitchen? An absolute moment. Gleaming granite countertops, rich cabinetry, stainless steel appliances, and a breakfast bar built for everything from rushed mornings to lingering late-night snacks. The sun-drenched eat-in nook is where memories are made. Retreat to the primary suite — your private sanctuary — featuring elegant tray ceilings, a worthy garden tub, and a fully tiled walk-in shower with a built-in bench seat. Two additional bedrooms offer generous space for family, guests, or that walk-in closet you've been manifesting. And the dedicated laundry room with built-in shelving and cabinet storage? It's the kind of elevated detail that separates a house from a home. Throw open the French doors and step into your private outdoor oasis. The expansive patio is made for golden-hour cookouts, sunset cocktails, and unforgettable entertaining. This home also delivers the upgrades that matter most: hurricane window protection for true peace of mind, overhead garage storage racks, and the kind of outdoor living space the Florida lifestyle is built around. Life in Deer Run is the dream you've been waiting for — a resort-style beach-entry pool, a buzzing community hub with food trucks and events that bring neighbors together, and nearby interstate access. This is the house.
-
2026-04-04historical 2020-char remark
Show marketing remark (2020 chars)
This stunning 3-bedroom, 2-bathroom showstopper in the coveted Deer Run community isn't just move-in ready — it's lifestyle ready. From the moment you walk through the door, you'll feel it: this is the one. The thoughtfully designed split floor plan delivers the ultimate in privacy and flow, while a versatile front bonus room becomes whatever your life demands — a chic home office, an adventurous man cave, a sophisticated formal dining space, or the playroom of kids' dreams. Soaring tray ceilings crown the open-concept living area, creating a sense of grandeur and light, while sleek luxury vinyl flooring flows seamlessly throughout the main living areas — carpet in the bedrooms. The kitchen? An absolute moment. Gleaming granite countertops, rich cabinetry, stainless steel appliances, and a breakfast bar built for everything from rushed mornings to lingering late-night snacks. The sun-drenched eat-in nook is where memories are made. Retreat to the primary suite — your private sanctuary — featuring elegant tray ceilings, a worthy garden tub, and a fully tiled walk-in shower with a built-in bench seat. Two additional bedrooms offer generous space for family, guests, or that walk-in closet you've been manifesting. And the dedicated laundry room with built-in shelving and cabinet storage? It's the kind of elevated detail that separates a house from a home. Throw open the French doors and step into your private outdoor oasis. The expansive patio is made for golden-hour cookouts, sunset cocktails, and unforgettable entertaining. This home also delivers the upgrades that matter most: hurricane window protection for true peace of mind, overhead garage storage racks, and the kind of outdoor living space the Florida lifestyle is built around. Life in Deer Run is the dream you've been waiting for — a resort-style beach-entry pool, a buzzing community hub with food trucks and events that bring neighbors together, and nearby interstate access. This is the house.
-
2026-04-03$309,900 Active 2020-char remark
Show marketing remark (2020 chars)
This stunning 3-bedroom, 2-bathroom showstopper in the coveted Deer Run community isn't just move-in ready — it's lifestyle ready. From the moment you walk through the door, you'll feel it: this is the one. The thoughtfully designed split floor plan delivers the ultimate in privacy and flow, while a versatile front bonus room becomes whatever your life demands — a chic home office, an adventurous man cave, a sophisticated formal dining space, or the playroom of kids' dreams. Soaring tray ceilings crown the open-concept living area, creating a sense of grandeur and light, while sleek luxury vinyl flooring flows seamlessly throughout the main living areas — carpet in the bedrooms. The kitchen? An absolute moment. Gleaming granite countertops, rich cabinetry, stainless steel appliances, and a breakfast bar built for everything from rushed mornings to lingering late-night snacks. The sun-drenched eat-in nook is where memories are made. Retreat to the primary suite — your private sanctuary — featuring elegant tray ceilings, a worthy garden tub, and a fully tiled walk-in shower with a built-in bench seat. Two additional bedrooms offer generous space for family, guests, or that walk-in closet you've been manifesting. And the dedicated laundry room with built-in shelving and cabinet storage? It's the kind of elevated detail that separates a house from a home. Throw open the French doors and step into your private outdoor oasis. The expansive patio is made for golden-hour cookouts, sunset cocktails, and unforgettable entertaining. This home also delivers the upgrades that matter most: hurricane window protection for true peace of mind, overhead garage storage racks, and the kind of outdoor living space the Florida lifestyle is built around. Life in Deer Run is the dream you've been waiting for — a resort-style beach-entry pool, a buzzing community hub with food trucks and events that bring neighbors together, and nearby interstate access. This is the house.
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2023-05-19soldstatus $290,000
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2023-05-17soldstatus $290,000 Sold 1298-char remark
Show marketing remark (1298 chars)
Come see this gorgeous well-maintained 3/2, 1554 sq ft home in Deer Run community. You'll definitely enjoy this open split floor plan that features a bonus room. The hallway leads to the comfy living area with tray ceilings. You have a galley kitchen with beautiful cabinets, granite countertops throughout, a breakfast bar, stainless-steel appliances and a breakfast nook. The laundry room is located inside with lovely shelves and a cabinet for storage needs. You have a spacious primary bedroom with a tray ceiling and bath that has a garden tub,and separate stand-up tiled shower with a bench seat. The two additional bedrooms are plenty big for a child's room, guest or office space. The guest bath is conveniently located right off the kitchen and in between the two bedrooms. There is luxury vinyl flooring in the foyer, living area, breakfast nook, kitchen, hallways and bathrooms. There is a large patio out back through the french doors that is perfect for grilling or entertaining family and friends. This home also features an exquisite community pool, a yard shed, generator, two overhead hanging storage racks in the garage, and hurricane window protection. Conveniently located next to the interstate and minutes away from shopping and restaurants. Call me today to schedule a tour.
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2023-03-16historical Contingent 1298-char remark
Show marketing remark (1298 chars)
Come see this gorgeous well-maintained 3/2, 1554 sq ft home in Deer Run community. You'll definitely enjoy this open split floor plan that features a bonus room. The hallway leads to the comfy living area with tray ceilings. You have a galley kitchen with beautiful cabinets, granite countertops throughout, a breakfast bar, stainless-steel appliances and a breakfast nook. The laundry room is located inside with lovely shelves and a cabinet for storage needs. You have a spacious primary bedroom with a tray ceiling and bath that has a garden tub,and separate stand-up tiled shower with a bench seat. The two additional bedrooms are plenty big for a child's room, guest or office space. The guest bath is conveniently located right off the kitchen and in between the two bedrooms. There is luxury vinyl flooring in the foyer, living area, breakfast nook, kitchen, hallways and bathrooms. There is a large patio out back through the french doors that is perfect for grilling or entertaining family and friends. This home also features an exquisite community pool, a yard shed, generator, two overhead hanging storage racks in the garage, and hurricane window protection. Conveniently located next to the interstate and minutes away from shopping and restaurants. Call me today to schedule a tour.
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2023-03-07price $299,000 1298-char remark
Show marketing remark (1298 chars)
Come see this gorgeous well-maintained 3/2, 1554 sq ft home in Deer Run community. You'll definitely enjoy this open split floor plan that features a bonus room. The hallway leads to the comfy living area with tray ceilings. You have a galley kitchen with beautiful cabinets, granite countertops throughout, a breakfast bar, stainless-steel appliances and a breakfast nook. The laundry room is located inside with lovely shelves and a cabinet for storage needs. You have a spacious primary bedroom with a tray ceiling and bath that has a garden tub,and separate stand-up tiled shower with a bench seat. The two additional bedrooms are plenty big for a child's room, guest or office space. The guest bath is conveniently located right off the kitchen and in between the two bedrooms. There is luxury vinyl flooring in the foyer, living area, breakfast nook, kitchen, hallways and bathrooms. There is a large patio out back through the french doors that is perfect for grilling or entertaining family and friends. This home also features an exquisite community pool, a yard shed, generator, two overhead hanging storage racks in the garage, and hurricane window protection. Conveniently located next to the interstate and minutes away from shopping and restaurants. Call me today to schedule a tour.
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2023-02-08$305,000 Active 1298-char remark
Show marketing remark (1298 chars)
Come see this gorgeous well-maintained 3/2, 1554 sq ft home in Deer Run community. You'll definitely enjoy this open split floor plan that features a bonus room. The hallway leads to the comfy living area with tray ceilings. You have a galley kitchen with beautiful cabinets, granite countertops throughout, a breakfast bar, stainless-steel appliances and a breakfast nook. The laundry room is located inside with lovely shelves and a cabinet for storage needs. You have a spacious primary bedroom with a tray ceiling and bath that has a garden tub,and separate stand-up tiled shower with a bench seat. The two additional bedrooms are plenty big for a child's room, guest or office space. The guest bath is conveniently located right off the kitchen and in between the two bedrooms. There is luxury vinyl flooring in the foyer, living area, breakfast nook, kitchen, hallways and bathrooms. There is a large patio out back through the french doors that is perfect for grilling or entertaining family and friends. This home also features an exquisite community pool, a yard shed, generator, two overhead hanging storage racks in the garage, and hurricane window protection. Conveniently located next to the interstate and minutes away from shopping and restaurants. Call me today to schedule a tour.
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2018-08-31soldstatus $195,690
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2018-04-10$196,850
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $2,856 · $238/mo
- Projected year-2 tax
- $2,856 · $238/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 10/10 Extreme 7 d/yr ≥105°F today · 24 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $27,086
- − Mortgage interest
- −$16,799
- − Property taxes
- −$2,856
- − Insurance
- −$1,500
- − Repairs & maintenance
- −$2,167
- − Management
- −$2,167
- − HOA
- −$996
- − Depreciation
- −$8,724
- Taxable loss
- −$8,124
- Est. tax savings @ 24.0%
- +$1,950
- After-tax cash flow
- $-877/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Escambia
- NCES district ID
- 1200510
- Math proficiency
- 40% ▼ -9.00%
- Reading proficiency
- 45% ▼ -4.00%
- Median HH income
- $44,649
- Composite
- 36.04/100
- National rank
- #4773
- State rank
- #56 of 73 in FL
Livability — Gonzalez
- Score
- 71/100
- State rank
- #385
- US rank
- #6813
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Escambia County · 301,722 people
- Metro
- Pensacola-Ferry Pass-Brent, FL
- Population (ZIP)
- 44,680
- Household income
- $75,098
- Rent vs Own
- Severe rent burden
- 1166.0
Population outlook (Escambia County) Hauer SSP2
- Today (2025)
- 334,637 people
- By 2030
- 345,779 · +3.3%
- By 2040
- 364,828 · +9.0%
- By 2050
- 378,514 · +13.1%
- By 2075
- 403,220 · +20.5%
- By 2100
- 386,125 · +15.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (66%)
- Race & ethnicity
- White 66% Black 19% Two or more races 8% Hispanic / Latino 5% Asian 3%
- Common ancestry
- Lithuanian 2% Slovak 2% Serbian 2%
- Foreign-born
- 5% · Canada, China
- Languages at home
- 94% English-only · Spanish 2% Tagalog/Filipino 1% Other Indo-European 1%
Political lean MEDSL · Escambia
- 2024 margin
- R (+19.5) · D 39.7% · R 59.2% · Other 1.1%
- 2008→2024 swing
- -0.2pp no change · 2008: -19.3pp · 2024: -19.5pp
- All cycles
- 2024: R+19.5 2020: R+15.1 2016: R+20.6 2012: R+20.6 2008: R+19.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -99.68%
- Current HPI
- 252.6406
- Rent YoY
- ▲ 4.42%
- Metro
- Pensacola-Ferry Pass-Brent, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
+56.9% since first listed11 events — show timeline
- 2026-05-08 Price Changed $308,900 PARMLS
- 2026-04-04 Relisted — PARMLS
- 2026-04-04 Listing Removed — PARMLS
- 2026-04-03 Listed $309,900 PARMLS
- 2023-05-19 Sold (Public Records) $290,000 Public Records
- 2023-05-17 Sold (MLS) $290,000 PARMLS
- 2023-03-16 Contingent — PARMLS
- 2023-03-07 Price Changed $299,000 PARMLS
- 2023-02-08 Listed $305,000 PARMLS
- 2018-08-31 Sold (MLS) $195,690 PARMLS
- 2018-04-10 Listed $196,850 PARMLS
Property tax history
+74.8%/yrLatest (2025): $2,856 · +7.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…