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9917 Lindley Dr
C+ Composite 63.51
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Schools +5.2/10.0
  • Rent growth +3.3/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$160,000

9917 Lindley Dr · Falls, PA 19067
3 bd · 2.0 ba · 1,003 sqft · Manufactured · 60 Days on market
Built 2025 5,663 sqft lot $160/sqft · 46% above area Est $109k · 46% over

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Discover the charm of modern living in this newly constructed Champion Advantage Lancaster mobile home, nestled in the vibrant Pennwood Crossing community. Completed in 2025, this meticulously designed single-wide home boasts 3 spacious bedrooms and 2 full bathrooms, offering a perfect blend of comfort and style. Step inside to experience the excellent condition of this modular home, featuring a well-thought-out layout that maximizes space and functionality. The main floor laundry adds convenience to your daily routine, while the inviting patio provides a serene outdoor space for relaxation or entertaining. Pennwood Crossing is more than just a place to live; it's a thriving community that fosters connection and engagement. Enjoy access to a beautifully fenced community pool, perfect for those warm summer days. The neighborhood is surrounded by lush parks, offering ample opportunities for outdoor activities, picnics, and leisurely strolls. With 24-hour security features, including motion detectors and exterior cameras, peace of mind is a priority here. This home is not just a residence; it's a lifestyle choice that embraces community spirit and modern conveniences. Don't miss your chance to be part of this exceptional neighborhood-schedule a viewing today and envision your future in this delightful home! Great highway access along with SEPTA regional rail are an added plus for commuters. State of the art Slomin Security system is offered if the buyer will accept transfer of the contract along with financial terms. Any and all interested buyers will need to be approved by the Property Mgt. Co. Go to ABC Homes/Pennwood Crossing for the application.

Key facts

  • Newly constructed
  • Modern living
  • Inviting patio

Tags

MODERN LIVINGNEWLY CONSTRUCTEDEXCELLENT CONDITIONMAIN FLOOR LAUNDRYINVITING PATIOFENCED COMMUNITY POOL

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $160k.

Deal economics

  • At list price, monthly cash flow is $1k ($14k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $160k).
  • Recommended offer: $155k (3.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
  • Pennsbury SD (suburban): math 46% / reading 69% proficiency, ranked #67 of 539 in PA (top 12%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 15% free/reduced lunch — higher-income household profile.
  • Market conditions: Rents rising (+3.1%/yr); 168 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals leasing fast (median 2d on market — plan ~1-2 weeks tenant-placement turnaround); high-income renter base; 663 units permitted in Bucks County in 2024 (106 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Bucks County population projected to shrink 7% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-3.0% appreciation + 3.1% rent growth), your $45k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 60 days — a 3% lower offer ($155k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $155,200 (3.0% below list)

Questions for the listing agent

  1. It's been on market 60 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.75%
Cap rate
15.13%
Cash-on-cash
31.57%
DSCR
2.40
GRM
4.8

CMA / ARV

ARV (median comp)
$109,347
List price
$160,000
Delta
46.32%
Verdict
OVERPRICED
Comps
20 within 1.0 mi
Show comp detail 2 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1047 Aldrich Dr 0.39mi 3/2.0 924 (-8%) 4mo $130,000 $141 66
1445 Old Bristol Pike #71 0.14mi 2/1.0 (-1) 900 (-10%) 7mo $59,900 $67 61

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.12% rent growth · sell at horizon

5-year hold
IRR
26.6%
Equity multiple
2.10×
Total profit
$49,472
Equity at exit
$23,857
10-year hold
IRR
34.3%
Equity multiple
4.15×
Total profit
$141,108
Equity at exit
$13,834

Cash invested: $44,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 19067

Rents YoY
3.1%
Active inventory
168
Price-to-rent
4.8×

Monthly cashflow live

Estimated rent
$2,795 medium interval (Pro) →
Mortgage (P&I)
$839
Tax from tax record
$123 /mo · $1,481/yr
Insurance
$67
HOA
$0
Vacancy / Maint / Mgmt
$587
Net cashflow
$1,179

Break-even live

Break-even rent $1,303
Max offer price $160,000
Occupancy floor 53%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$40,000
Closing costs
$4,800
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
5 Nickelhill Ln Levittown, PA 4.0 2.0 1200 $3,000 $2.50 2d 1 1.03mi
5 Nickelhill Ln Levittown, PA 4.0 2.0 1200 $2,850 $2.38 10d 1 1.03mi
9071 Mill Creek Rd Levittown, PA 1.0–2.0 1.0 917 $2,013 $2.19 2d 8 1.33mi

Listing history 15 events

  1. 2026-06-18
    days on market $160,000 Active 60 DOM
  2. 2026-06-17
    days on market $160,000 Active 59 DOM
  3. 2026-06-16
    days on market $160,000 Active 58 DOM
  4. 2026-06-15
    days on market $160,000 Active 57 DOM
  5. 2026-06-13
    days on market $160,000 Active 55 DOM
  6. 2026-06-13
    days on market $160,000 Active 54 DOM
  7. 2026-06-09
    days on market $160,000 Active 51 DOM
  8. 2026-06-08
    days on market $160,000 Active 50 DOM
  9. 2026-06-07
    days on market $160,000 Active 49 DOM
  10. 2026-06-04
    days on market $160,000 Active 46 DOM
  11. 2026-06-03
    days on market $160,000 Active 45 DOM
  12. 2026-06-02
    days on market $160,000 Active 44 DOM
  13. 2026-06-01
    days on market $160,000 Active 43 DOM
  14. 2026-05-31
    days on market $160,000 Active 42 DOM
  15. 2026-04-19
    listed $160,000 Active 1675-char remark
    Show marketing remark (1675 chars)

    Discover the charm of modern living in this newly constructed Champion Advantage Lancaster mobile home, nestled in the vibrant Pennwood Crossing community. Completed in 2025, this meticulously designed single-wide home boasts 3 spacious bedrooms and 2 full bathrooms, offering a perfect blend of comfort and style. Step inside to experience the excellent condition of this modular home, featuring a well-thought-out layout that maximizes space and functionality. The main floor laundry adds convenience to your daily routine, while the inviting patio provides a serene outdoor space for relaxation or entertaining. Pennwood Crossing is more than just a place to live; it's a thriving community that fosters connection and engagement. Enjoy access to a beautifully fenced community pool, perfect for those warm summer days. The neighborhood is surrounded by lush parks, offering ample opportunities for outdoor activities, picnics, and leisurely strolls. With 24-hour security features, including motion detectors and exterior cameras, peace of mind is a priority here. This home is not just a residence; it's a lifestyle choice that embraces community spirit and modern conveniences. Don't miss your chance to be part of this exceptional neighborhood-schedule a viewing today and envision your future in this delightful home! Great highway access along with SEPTA regional rail are an added plus for commuters. State of the art Slomin Security system is offered if the buyer will accept transfer of the contract along with financial terms. Any and all interested buyers will need to be approved by the Property Mgt. Co. Go to ABC Homes/Pennwood Crossing for the application.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$1,481 · $123/mo
Projected year-2 tax
$2,005 · $167/mo
Expected delta
+$523/yr (+$44/mo · 35.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 6/10 Major 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 5/10 Major 6 unhealthy d/yr today · 8 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$33,536
− Mortgage interest
−$8,962
− Property taxes
−$1,481
− Insurance
−$800
− Repairs & maintenance
−$2,683
− Management
−$2,683
− Depreciation
−$4,655
Taxable income
$12,272
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,945
After-tax cash flow
$11,198/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Pennsbury SD
NCES district ID
4218840
Math proficiency
46% ▼ -13.00%
Reading proficiency
69% ▼ -8.00%
Median HH income
$85,495
Composite
52.3/100
National rank
#1594
State rank
#67 of 539 in PA

Livability — Falls

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

County
Bucks County · 506,477 people
Metro
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
Population (ZIP)
53,885
Household income
$133,630
Rent vs Own
22.2% rent · 77.8% own
Severe rent burden
1036.0

Population outlook (Bucks County) Hauer SSP2

Today (2025)
630,973 people
By 2030
627,093 · -0.6%
By 2040
609,680 · -3.4%
By 2050
584,225 · -7.4%
By 2075
539,840 · -14.4%
By 2100
483,970 · -23.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (80%)
Race & ethnicity
White 80% Hispanic / Latino 7% Asian 6% Two or more races 5% Black 4%
Hispanic origin (detail)
Mexican 2% Puerto Rican 1% Dominican 1%
Common ancestry
Romanian 10% Scotch-Irish 2% Italian 2%
Foreign-born
11% · Canada, China, Jamaica
Languages at home
88% English-only · Spanish 5% Other Indo-European 3% Russian/Polish/Slavic 2%

Political lean MEDSL · Bucks

2024 margin
Toss-up / Even · D 49.5% · R 49.5%
2008→2024 swing
-8.7pp toward R · 2008: 8.7pp · 2024: -0.1pp
All cycles
2024: R+0.1 2020: D+4.4 2016: D+0.6 2012: D+1.2 2008: D+8.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -435.62%
Current HPI
281.8167
Rent YoY
▲ 3.12%
Metro
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-04-19 Listed $160,000 BRIGHT MLS

Property tax history

+6.8%/yr

Latest (2026): $1,481 · +168.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…