334 N Knox St · Jacksboro, TX 76458

$115,900

2 bd · 2.0 ba · 1,263 sqft · SingleFamily public records · 17 Days on market

Built 1945 6,621 sqft lot Est $155k · 25% under

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Why this score? — see what drove the A- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +15.0/15.0
• DSCR +10.0/10.0
• 1% rule +9.7/10.0
• Appreciation +4.3/10.0
• Schools +3.6/10.0
• Livability +3.2/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks

Single-family home on a corner lot in Jacksboro, Jack County. Built in 1945, the home offers 1,263 square feet with 2 bedrooms and 2 bathrooms. Property is in need of updates and repairs, making it a solid opportunity for investors or buyers looking to add value. Located within minutes of downtown Jacksboro and one block from an easy commute on Hwy 281.

Key facts

• Easy commute
• Corner lot
• Minutes of downtown

Tags

• CORNER LOT
• MINUTES OF DOWNTOWN
• EASY COMMUTE

Property features AI

Finance

• Other: Special taxing entities apply
• Financial info: Listing accepts cash and conventional financing; No second mortgage listed
• HOA & community: No homeowners association

Exterior

• Parking: Attached carport (covered, 1 space); On-site and on-street parking available; Outside parking
• Utilities: City water; City sewer; All-weather road
• Home design: Single-family residence; Residential property; Preowned home built in 1945; Not attached to other properties; Located in the Townsite-Jacksboro subdivision
• Construction: Metal roof; Vinyl siding; Built in 1945
• Exterior features: Chain link fencing; Utilities easement present; All-weather road access; City water and city sewer

Interior

• Kitchen: Dishwasher; Electric range
• Bedrooms: Two bedrooms (both on the main level)
• Bathrooms: Two full bathrooms
• Heating & cooling: Zoned heating; Ceiling fan(s); Electric cooling; Wall/window unit(s)
• Interior features: One-level layout; 4 total rooms; Living area includes one living area; Other interior features

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath single-family listed at $116k.

Deal economics

• At list price, monthly cash flow is $453 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $116k).
• Recommended offer: $114k (1.5% below list) — sets the bar for market timing.
• Cap rate 11.0% vs local median 4.0% in Jacksboro — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 64/100 on livability (#753 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A; Watch: health & safety C-, amenities F, commute F.
• Jacksboro ISD (town): math 42% / reading 42% proficiency, ranked #337 of 826 in TX (top 41%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Jacksboro El (math 39% / reading 36%, grade F, #1,744 of 4,322 statewide, top 41%, 497 students, 68% FRL) — zoned schools average 68% FRL vs 44% district-wide (23 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: 124 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 10 units permitted in Jack County in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-1.3%/yr); year-one equity from $801 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
• At projected returns (-1.3% appreciation + 3.0% rent growth), your $32k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

• It's been on market 17 days — a 2% lower offer ($114k) is reasonable based on typical stale-listing flexibility.
• 8 sale attempts since 6y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: built in 1945 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $114,161 (1.5% below list)

Questions for the listing agent

1. Built in 1945 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.47% ✓
• Cap rate: 10.99%
• Cash-on-cash: 16.77%
• DSCR: 1.75
• GRM: 5.7

CMA / ARV

• ARV (on-the-fly): $155,349
• Comps found: 9

Show comp detail 9 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
509 Henderson	0.11mi	3/1.5 (+1)	1,244 (-2%)	2mo	$35,000	$28	83
410 N Knox St	0.03mi	3/2.0 (+1)	1,253 (-1%)	20mo	$215,000	$172	76
416 N Knox St	0.04mi	3/1.0 (+1)	1,236 (-2%)	16mo	$140,000	$113	72
304 Moore St	0.26mi	2/1.0	1,357 (+7%)	1mo	$205,000	$151	71
250 W Thompson St	0.15mi	1/— (-1)	1,404 (+11%)	4mo	$15,000	$11	66
314 N 3rd St	0.40mi	2/1.0	1,224 (-3%)	18mo	$117,500	$96	57
314 Oakwood Ave	0.37mi	3/2.0 (+1)	1,452 (+15%)	2mo	$249,000	$171	51
518 6th Pl	0.75mi	2/2.0	1,308 (+4%)	16mo	$179,900	$138	46
621 W Pine St	0.60mi	3/1.0 (+1)	1,218 (-4%)	20mo	$149,900	$123	40

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-1.32% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 12.9%
• Equity multiple: 1.57×
• Total profit: $18,545
• Equity at exit: $26,180

10-year hold

• IRR: 19.3%
• Equity multiple: 2.89×
• Total profit: $61,388
• Equity at exit: $25,987

Cash invested: $32,452 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 76458

• Home prices YoY: -0.7%
• Active inventory: 124
• Price-to-rent: 5.7×

Monthly cashflow live

• Estimated rent: $1,700 medium
• Mortgage (P&I): −$608
• Tax from tax record: −$233 /mo · $2,801/yr
• Insurance: −$48
• HOA: −$0
• Vacancy / Maint / Mgmt: −$357
• Net cashflow: $453

Break-even live

Break-even rent $1,126

Max offer price $115,900

Occupancy floor 68%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $28,975
• Closing costs: $3,477
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
320 N 2nd St Jacksboro, TX	3.0	2.0	1356	$1,700	$1.25	44d	1	0.32mi

Listing history 13 events

1. 2026-06-18
   days on market $115,900 Active 17 DOM
2. 2026-06-17
   days on market $115,900 Active 16 DOM
3. 2026-06-16
   days on market $115,900 Active 15 DOM
4. 2026-06-15
   days on market $115,900 Active 14 DOM
5. 2026-06-13
   days on market $115,900 Active 12 DOM
6. 2026-06-13
   days on market $115,900 Active 11 DOM
7. 2026-06-09
   days on market $115,900 Active 8 DOM
8. 2026-06-08
   days on market $115,900 Active 7 DOM
9. 2026-06-07
   days on market $115,900 Active 6 DOM
10. 2026-06-04
    days on market $115,900 Active 3 DOM
11. 2026-06-03
    days on market $115,900 Active 2 DOM
12. 2026-06-01
    remarks 355-char remark
13. 2026-06-01
    listed $115,900 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

• Current annual tax: $2,801 · $233/mo
• Projected year-2 tax: $2,801 · $233/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 7/10 Severe
• 🌡 Heat 7/10 Severe 7 d/yr ≥108°F today · 21 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 11% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $20,400
• − Mortgage interest: −$6,492
• − Property taxes: −$2,801
• − Insurance: −$580
• − Repairs & maintenance: −$1,632
• − Management: −$1,632
• − Depreciation: −$3,372
• Taxable income: $3,891
• Est. tax owed @ 24.0%: −$934
• After-tax cash flow: $4,508/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Jacksboro ISD
• NCES district ID: 4824530
• Math proficiency: 42% ▼ -3.00%
• Reading proficiency: 42% ▬ 0.00%
• Median HH income: $47,739
• Composite: 35.94/100
• National rank: #4802
• State rank: #337 of 826 in TX

Livability — Jacksboro

• Score: 64/100
• State rank: #753
• US rank: #13881

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment F Housing A+ Health & safety C- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Jacksboro, TX
• Population (ZIP): 6,103

Population outlook (Jack County) Hauer SSP2

• Today (2025): 8,560 people
• By 2030: 8,423 · -1.6%
• By 2040: 8,433 · -1.5%
• By 2050: 8,605 · +0.5%
• By 2075: 9,047 · +5.7%
• By 2100: 8,844 · +3.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (70%)
• Race & ethnicity: White 70% Hispanic / Latino 23% Two or more races 7% Black 5%
• Hispanic origin (detail): Mexican 20%
• Common ancestry: Italian 2% Lithuanian 2% Slovak 1%
• Foreign-born: 6% · Canada
• Languages at home: 83% English-only · Spanish 16%

Political lean MEDSL · Jack

• 2024 margin: Solid R (+82.3) · D 8.6% · R 90.9%
• 2008→2024 swing: -14.2pp toward R · 2008: -68.1pp · 2024: -82.3pp
• All cycles: 2024: R+82.3 2020: R+81.6 2016: R+79.6 2012: R+78.3 2008: R+68.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -1.32%
• Current HPI: 202.1533
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

+189.8% since first listed

35 events — show timeline

• 2026-05-30 Listed $115,900 NTREIS
• 2025-12-11 Listing Removed — NTREIS
• 2025-07-03 Price Changed $110,500 NTREIS
• 2025-06-12 Listed $112,500 NTREIS
• 2025-06-04 Listing Removed — NTREIS
• 2025-04-25 Price Changed $115,000 NTREIS
• 2025-01-21 Price Changed $118,000 NTREIS
• 2025-01-11 Price Changed $120,000 NTREIS
• 2024-12-11 Price Changed $122,500 NTREIS
• 2024-10-25 Price Changed $125,000 NTREIS
• 2024-10-03 Price Changed $128,000 NTREIS
• 2024-09-04 Listed $132,000 NTREIS
• 2023-12-15 Sold (Public Records) — Public Records
• 2023-12-15 Sold (MLS) — NTREIS
• 2023-11-21 Contingent — NTREIS
• 2023-11-09 Price Changed $129,500 NTREIS
• 2023-11-09 Relisted — NTREIS
• 2023-10-24 Contingent — NTREIS
• 2023-10-08 Price Changed $140,377 NTREIS
• 2023-10-06 Price Changed $145,377 NTREIS
• 2023-09-18 Listed $147,877 NTREIS
• 2021-09-17 Listing Removed — NTREIS
• 2021-09-08 Price Changed $104,999 NTREIS
• 2021-08-24 Listed $119,500 NTREIS
• 2020-10-19 Sold (Public Records) — Public Records
• 2020-10-15 Sold (MLS) — NTREIS
• 2020-09-23 Pending — NTREIS
• 2020-08-12 Price Changed $32,500 NTREIS
• 2020-07-12 Listed $49,902 NTREIS
• 2020-07-04 Listing Removed — NTREIS
• 2020-02-23 Price Changed $36,900 NTREIS
• 2020-01-03 Listed $40,000 NTREIS
• 2017-03-30 Sold (Public Records) — Public Records
• 1989-10-25 Sold (Public Records) — Public Records
• 1988-10-25 Sold (Public Records) — Public Records

Property tax history

+16.9%/yr

Latest (2025): $2,801 · +0.1% YoY. Source: county tax records.