286 S South St · Wilmington, OH
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $713 – $1,323
Heat risk 3/10 · Minor
- Hot days now (above 100°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 1.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +27.8/30.0
- DSCR +9.8/10.0
- 1% rule +6.3/10.0
- Schools +3.9/10.0
- Livability +3.9/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- ARV discount +0.0/15.0
- Appreciation +0.0/10.0
$399,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Step into timeless elegance with this beautifully renovated c. . 1860 historic 3698 SF home situated on approximately a half-acre lot. Featuring a grand foyer with open staircase, this home offers a spacious living room, parlor/family room, and a study with built-ins and glass panel bifold doors opening to the formal dining room and charming arched sitting area. Enjoy outdoor living with both a welcoming front porch and a spacious side porch. The fully equipped kitchen provides walkout access to a brick terrace overlooking the backyard and attached two-car garage. A convenient mudroom and half bath complete the main level. Upstairs features a primary suite with a dressing area/closet and a brand new bath with double sinks, shower and bidet, plus three additional bedrooms, second full bath, and a rear staircase leading back to the kitchen area. The open landing includes a newly added door providing walkout access overlooking the front of the home. Many recent renovations enhance this classic home, including restoration of the widow’s walk. Part basement. A rare opportunity to own a beautifully updated historic property with space, charm and character.
Key facts
- Study with built-ins
- Open staircase
- Formal dining room
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.0-bath single-family listed at $399k.
Deal economics
- At list price, monthly cash flow is $1k ($15k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($4k rent vs $399k).
- Recommended offer: $363k (9.0% below list) — sets the bar for market timing.
- Cap rate 10.0% vs local median 6.3% in Wilmington — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 77/100 on livability (#202 in OH, #3,127 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities D, commute F, employment F.
- Wilmington City (town): math 42% / reading 51% proficiency, ranked #492 of 656 in OH (top 75%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Roy E Holmes Elementary School (508 students, 58% FRL); Rodger O. Borror Middle School (math 35% / reading 44%, grade F, #519 of 654 statewide, top 80%, 502 students, 48% FRL); Wilmington High School (math 24% / reading 62%, grade F, #494 of 781 statewide, top 63%, 663 students, 46% FRL) — zoned schools at 51% FRL track the district average.
- Market conditions: 108 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 119 units permitted in Clinton County in 2024 (0 in 5+ unit buildings).
- At $4,500/mo this rent would consume 77% of the median local household income ($70k/yr) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $12k of value loss. Plan a longer hold.
- Clinton County population projected at -12% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $112k cash investment doubles in ~9 years — after that, you're playing with house money.
Negotiation context
- It's been on market 95 days — a 9% lower offer ($363k) is reasonable based on typical stale-listing flexibility.
- 7 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $129k; list at $399k implies a 209% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1860 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- It's been on market 95 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
- Built in 1860 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.13% ✓
- Cap rate
- 9.96%
- Cash-on-cash
- 13.10%
- DSCR
- 1.58
- GRM
- 7.4
CMA / ARV
- ARV (median comp)
- $285,595
- List price
- $399,000
- Delta
- 39.71%
- Verdict
- OVERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 5 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 286 S South St | 0.00mi | 4/1.0 | 3,698 (0%) | 10mo | $129,000 | $35 | 88 |
| 326 N Walnut St | 0.58mi | 4/1.5 | 3,606 (-2%) | 9mo | $295,000 | $82 | 60 |
| 12 Peterson Pl | 0.71mi | 4/3.5 | 3,407 (-8%) | 6mo | $425,000 | $125 | 43 |
| 15 Peterson Pl | 0.71mi | 3/3.0 (-1) | 3,478 (-6%) | 12mo | $585,000 | $168 | 38 |
| 11 Peterson Pl | 0.73mi | 4/5.0 | 3,488 (-6%) | 10mo | $615,000 | $176 | 36 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 3.0%
- Equity multiple
- 1.11×
- Total profit
- $12,802
- Equity at exit
- $59,492
- IRR
- 12.5%
- Equity multiple
- 1.99×
- Total profit
- $110,355
- Equity at exit
- $34,498
Cash invested: $111,720 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 73 Landlord-Friendly
- State Ohio
- 73 Landlord-Friendly · R+6
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 45177
- Active inventory
- 108
- Price-to-rent
- 7.4×
Monthly cashflow live
- Estimated rent
- $4,500 medium interval (Pro) →
- Mortgage (P&I)
- −$2,092
- Tax from tax record
- −$77 /mo · $926/yr
- Insurance
- −$166
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$945
- Net cashflow
- $1,219
Break-even live
Sensitivity live
| Price | -10% $1,445 | -5% $1,332 | +0% $1,219 | +5% $1,106 | +10% $993 |
|---|---|---|---|---|---|
| Rent | -10% $864 | -5% $1,041 | +0% $1,219 | +5% $1,397 | +10% $1,575 |
| Rate | -1.0pp $1,420 | -0.5pp $1,321 | base $1,219 | +0.5pp $1,116 | +1.0pp $1,011 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $99,750
- Closing costs
- $11,970
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 160 Columbus St Wilmington, OH | 4.0 | 1.5 | 2962 | $4,500 | $1.52 | 4d | 1 | 0.41mi |
Listing history 37 events
-
2026-06-22days on market $399,000 Active 95 DOM
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2026-06-18days on market $399,000 Active 92 DOM
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2026-06-17days on market $399,000 Active 91 DOM
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2026-06-16days on market $399,000 Active 90 DOM
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2026-06-15days on market $399,000 Active 89 DOM
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2026-06-14days on market $399,000 Active 87 DOM
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2026-06-10days on market $399,000 Active 84 DOM
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2026-06-09days on market $399,000 Active 83 DOM
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2026-06-08days on market $399,000 Active 82 DOM
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2026-06-07pricedays on market $399,000 Active 81 DOM
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2026-06-05days on market $409,000 Active 78 DOM
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2026-06-03days on market $409,000 Active 77 DOM
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2026-06-02days on market $409,000 Active 76 DOM
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2026-06-01days on market $409,000 Active 75 DOM
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2026-05-31days on market $409,000 Active 74 DOM
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2026-05-31days on market $409,000 Active 73 DOM
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2026-05-17status Active 1176-char remark
Show marketing remark (1176 chars)
Step into timeless elegance with this beautifully renovated c. . 1860 historic 3698 SF home situated on approximately a half-acre lot. Featuring a grand foyer with open staircase, this home offers a spacious living room, parlor/family room, and a study with built-ins and glass panel bifold doors opening to the formal dining room and charming arched sitting area. Enjoy outdoor living with both a welcoming front porch and a spacious side porch. The fully equipped kitchen provides walkout access to a brick terrace overlooking the backyard and attached two-car garage. A convenient mudroom and half bath complete the main level. Upstairs features a primary suite with a dressing area/closet and a brand new bath with double sinks, shower and bidet, plus three additional bedrooms, second full bath, and a rear staircase leading back to the kitchen area. The open landing includes a newly added door providing walkout access overlooking the front of the home. Many recent renovations enhance this classic home, including restoration of the widow’s walk. Part basement. A rare opportunity to own a beautifully updated historic property with space, charm and character.
-
2026-05-17price $409,000 1176-char remark
Show marketing remark (1176 chars)
Step into timeless elegance with this beautifully renovated c. . 1860 historic 3698 SF home situated on approximately a half-acre lot. Featuring a grand foyer with open staircase, this home offers a spacious living room, parlor/family room, and a study with built-ins and glass panel bifold doors opening to the formal dining room and charming arched sitting area. Enjoy outdoor living with both a welcoming front porch and a spacious side porch. The fully equipped kitchen provides walkout access to a brick terrace overlooking the backyard and attached two-car garage. A convenient mudroom and half bath complete the main level. Upstairs features a primary suite with a dressing area/closet and a brand new bath with double sinks, shower and bidet, plus three additional bedrooms, second full bath, and a rear staircase leading back to the kitchen area. The open landing includes a newly added door providing walkout access overlooking the front of the home. Many recent renovations enhance this classic home, including restoration of the widow’s walk. Part basement. A rare opportunity to own a beautifully updated historic property with space, charm and character.
-
2026-05-12status Active 1012-char remark
Show marketing remark (1012 chars)
Step into timeless elegance w/ this beautifully renovated c. 1860 historic 3698 SF home situated on 0.5690 A. lot. Featuring a grand foyer with open staircase, this home offers a spacious LR w/FP, parlor/FM w/FP, & a study w/built-ins and glass panel bifold doors opening to the formal dining room and charming arched sitting area. Enjoy outdoor living with both a welcoming front porch and a spacious side porch. The fully equipped kitchen provides walkout access to a brick terrace overlooking the backyard and attached two-car garage. A convenient mudroom and half bath complete the main level. Upstairs features a primary suite with a dressing area/closet & a brand-new BA w/ double sinks, shower & bidet, plus three addt'l BRs, 2nd full BA, and a rear staircase leading back to the kitchen area. The open landing includes a new door providing w/o access overlooking the front of the home. Many recent renovations enhance this classic home, including restoration of the widow's walk. Part bsmnt
-
2026-05-06historical 1176-char remark
Show marketing remark (1176 chars)
Step into timeless elegance with this beautifully renovated c. . 1860 historic 3698 SF home situated on approximately a half-acre lot. Featuring a grand foyer with open staircase, this home offers a spacious living room, parlor/family room, and a study with built-ins and glass panel bifold doors opening to the formal dining room and charming arched sitting area. Enjoy outdoor living with both a welcoming front porch and a spacious side porch. The fully equipped kitchen provides walkout access to a brick terrace overlooking the backyard and attached two-car garage. A convenient mudroom and half bath complete the main level. Upstairs features a primary suite with a dressing area/closet and a brand new bath with double sinks, shower and bidet, plus three additional bedrooms, second full bath, and a rear staircase leading back to the kitchen area. The open landing includes a newly added door providing walkout access overlooking the front of the home. Many recent renovations enhance this classic home, including restoration of the widow’s walk. Part basement. A rare opportunity to own a beautifully updated historic property with space, charm and character.
-
2026-05-05price $409,000 1012-char remark
Show marketing remark (1012 chars)
Step into timeless elegance w/ this beautifully renovated c. 1860 historic 3698 SF home situated on 0.5690 A. lot. Featuring a grand foyer with open staircase, this home offers a spacious LR w/FP, parlor/FM w/FP, & a study w/built-ins and glass panel bifold doors opening to the formal dining room and charming arched sitting area. Enjoy outdoor living with both a welcoming front porch and a spacious side porch. The fully equipped kitchen provides walkout access to a brick terrace overlooking the backyard and attached two-car garage. A convenient mudroom and half bath complete the main level. Upstairs features a primary suite with a dressing area/closet & a brand-new BA w/ double sinks, shower & bidet, plus three addt'l BRs, 2nd full BA, and a rear staircase leading back to the kitchen area. The open landing includes a new door providing w/o access overlooking the front of the home. Many recent renovations enhance this classic home, including restoration of the widow's walk. Part bsmnt
-
2026-05-05historical 1012-char remark
Show marketing remark (1012 chars)
Step into timeless elegance w/ this beautifully renovated c. 1860 historic 3698 SF home situated on 0.5690 A. lot. Featuring a grand foyer with open staircase, this home offers a spacious LR w/FP, parlor/FM w/FP, & a study w/built-ins and glass panel bifold doors opening to the formal dining room and charming arched sitting area. Enjoy outdoor living with both a welcoming front porch and a spacious side porch. The fully equipped kitchen provides walkout access to a brick terrace overlooking the backyard and attached two-car garage. A convenient mudroom and half bath complete the main level. Upstairs features a primary suite with a dressing area/closet & a brand-new BA w/ double sinks, shower & bidet, plus three addt'l BRs, 2nd full BA, and a rear staircase leading back to the kitchen area. The open landing includes a new door providing w/o access overlooking the front of the home. Many recent renovations enhance this classic home, including restoration of the widow's walk. Part bsmnt
-
2026-04-04historical ActiveUnderContract 1176-char remark
Show marketing remark (1012 chars)
Step into timeless elegance w/ this beautifully renovated c. 1860 historic 3698 SF home situated on 0.5690 A. lot. Featuring a grand foyer with open staircase, this home offers a spacious LR w/FP, parlor/FM w/FP, & a study w/built-ins and glass panel bifold doors opening to the formal dining room and charming arched sitting area. Enjoy outdoor living with both a welcoming front porch and a spacious side porch. The fully equipped kitchen provides walkout access to a brick terrace overlooking the backyard and attached two-car garage. A convenient mudroom and half bath complete the main level. Upstairs features a primary suite with a dressing area/closet & a brand-new BA w/ double sinks, shower & bidet, plus three addt'l BRs, 2nd full BA, and a rear staircase leading back to the kitchen area. The open landing includes a new door providing w/o access overlooking the front of the home. Many recent renovations enhance this classic home, including restoration of the widow's walk. Part bsmnt
-
2026-04-04historical Contingency Pending 1012-char remark
Show marketing remark (1012 chars)
Step into timeless elegance w/ this beautifully renovated c. 1860 historic 3698 SF home situated on 0.5690 A. lot. Featuring a grand foyer with open staircase, this home offers a spacious LR w/FP, parlor/FM w/FP, & a study w/built-ins and glass panel bifold doors opening to the formal dining room and charming arched sitting area. Enjoy outdoor living with both a welcoming front porch and a spacious side porch. The fully equipped kitchen provides walkout access to a brick terrace overlooking the backyard and attached two-car garage. A convenient mudroom and half bath complete the main level. Upstairs features a primary suite with a dressing area/closet & a brand-new BA w/ double sinks, shower & bidet, plus three addt'l BRs, 2nd full BA, and a rear staircase leading back to the kitchen area. The open landing includes a new door providing w/o access overlooking the front of the home. Many recent renovations enhance this classic home, including restoration of the widow's walk. Part bsmnt
-
2026-03-24price $399,999 1176-char remark
Show marketing remark (1012 chars)
Step into timeless elegance w/ this beautifully renovated c. 1860 historic 3698 SF home situated on 0.5690 A. lot. Featuring a grand foyer with open staircase, this home offers a spacious LR w/FP, parlor/FM w/FP, & a study w/built-ins and glass panel bifold doors opening to the formal dining room and charming arched sitting area. Enjoy outdoor living with both a welcoming front porch and a spacious side porch. The fully equipped kitchen provides walkout access to a brick terrace overlooking the backyard and attached two-car garage. A convenient mudroom and half bath complete the main level. Upstairs features a primary suite with a dressing area/closet & a brand-new BA w/ double sinks, shower & bidet, plus three addt'l BRs, 2nd full BA, and a rear staircase leading back to the kitchen area. The open landing includes a new door providing w/o access overlooking the front of the home. Many recent renovations enhance this classic home, including restoration of the widow's walk. Part bsmnt
-
2026-03-24price $399,999 1012-char remark
Show marketing remark (1012 chars)
Step into timeless elegance w/ this beautifully renovated c. 1860 historic 3698 SF home situated on 0.5690 A. lot. Featuring a grand foyer with open staircase, this home offers a spacious LR w/FP, parlor/FM w/FP, & a study w/built-ins and glass panel bifold doors opening to the formal dining room and charming arched sitting area. Enjoy outdoor living with both a welcoming front porch and a spacious side porch. The fully equipped kitchen provides walkout access to a brick terrace overlooking the backyard and attached two-car garage. A convenient mudroom and half bath complete the main level. Upstairs features a primary suite with a dressing area/closet & a brand-new BA w/ double sinks, shower & bidet, plus three addt'l BRs, 2nd full BA, and a rear staircase leading back to the kitchen area. The open landing includes a new door providing w/o access overlooking the front of the home. Many recent renovations enhance this classic home, including restoration of the widow's walk. Part bsmnt
-
2026-03-11$419,000 Active 1176-char remark
Show marketing remark (1012 chars)
Step into timeless elegance w/ this beautifully renovated c. 1860 historic 3698 SF home situated on 0.5690 A. lot. Featuring a grand foyer with open staircase, this home offers a spacious LR w/FP, parlor/FM w/FP, & a study w/built-ins and glass panel bifold doors opening to the formal dining room and charming arched sitting area. Enjoy outdoor living with both a welcoming front porch and a spacious side porch. The fully equipped kitchen provides walkout access to a brick terrace overlooking the backyard and attached two-car garage. A convenient mudroom and half bath complete the main level. Upstairs features a primary suite with a dressing area/closet & a brand-new BA w/ double sinks, shower & bidet, plus three addt'l BRs, 2nd full BA, and a rear staircase leading back to the kitchen area. The open landing includes a new door providing w/o access overlooking the front of the home. Many recent renovations enhance this classic home, including restoration of the widow's walk. Part bsmnt
-
2026-03-11$419,000 Active 1012-char remark
Show marketing remark (1012 chars)
Step into timeless elegance w/ this beautifully renovated c. 1860 historic 3698 SF home situated on 0.5690 A. lot. Featuring a grand foyer with open staircase, this home offers a spacious LR w/FP, parlor/FM w/FP, & a study w/built-ins and glass panel bifold doors opening to the formal dining room and charming arched sitting area. Enjoy outdoor living with both a welcoming front porch and a spacious side porch. The fully equipped kitchen provides walkout access to a brick terrace overlooking the backyard and attached two-car garage. A convenient mudroom and half bath complete the main level. Upstairs features a primary suite with a dressing area/closet & a brand-new BA w/ double sinks, shower & bidet, plus three addt'l BRs, 2nd full BA, and a rear staircase leading back to the kitchen area. The open landing includes a new door providing w/o access overlooking the front of the home. Many recent renovations enhance this classic home, including restoration of the widow's walk. Part bsmnt
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2025-09-19soldstatus $129,000
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2025-09-05soldstatus $129,000 Sold
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2025-08-20historical Contingency Pending
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2025-08-12status Active
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2025-07-28historical Contingency Pending
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2025-07-25status Active
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2025-07-17historical Contingency Pending
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2025-07-09price $139,500
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2025-06-24$159,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast OH · Partial reset (capped growth)
- Current annual tax
- $926 · $77/mo
- Projected year-2 tax
- $3,575 · $298/mo
- Expected delta
- +$2,649/yr (+$221/mo · 285.9%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 3/10 Moderate 7 d/yr ≥100°F today · 19 d/yr by 30 yrs out
- Wind 2/10 Low 100% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $54,000
- − Mortgage interest
- −$22,350
- − Property taxes
- −$926
- − Insurance
- −$1,995
- − Repairs & maintenance
- −$4,320
- − Management
- −$4,320
- − Depreciation
- −$11,607
- Taxable income
- $8,481
- Est. tax owed @ 24.0%
- −$2,035
- After-tax cash flow
- $12,594/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Wilmington City
- NCES district ID
- 3904511
- Math proficiency
- 42% ▼ -16.00%
- Reading proficiency
- 51% ▼ -6.00%
- Median HH income
- $43,201
- Composite
- 39.2/100
- National rank
- #4020
- State rank
- #492 of 656 in OH
Livability — Wilmington
- Score
- 77/100
- State rank
- #202
- US rank
- #3127
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Wilmington, OH
- County
- Clinton · 46,911 people
- Population (ZIP)
- 22,442
- Household income
- $70,483
- Rent vs Own
- Severe rent burden
- 9.5
Population outlook (Clinton County) Hauer SSP2
- Today (2025)
- 41,352 people
- By 2030
- 40,831 · -1.3%
- By 2040
- 39,049 · -5.6%
- By 2050
- 36,408 · -12.0%
- By 2075
- 29,652 · -28.3%
- By 2100
- 20,736 · -49.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (91%)
- Race & ethnicity
- White 91% Two or more races 3% Black 3% Hispanic / Latino 2% Asian 1%
- Common ancestry
- Lithuanian 2% Slovak 2% Romanian 2%
- Foreign-born
- 3% · Canada, Jamaica
- Languages at home
- 97% English-only · Spanish 1% Other Asian/Pacific 1%
Political lean MEDSL · Clinton
- 2024 margin
- Solid R (+54.6) · D 22.3% · R 76.9%
- 2008→2024 swing
- -24.3pp toward R · 2008: -30.3pp · 2024: -54.6pp
- All cycles
- 2024: R+54.6 2020: R+52.6 2016: R+52.6 2012: R+35.2 2008: R+30.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -150.35%
- Current HPI
- 238.9182
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 1.98%
- F500 in state
- 48
Industry mix (Fortune 500 HQ in OH)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Insurance | 3 | $145B |
|
||
| Industrial Machinery | 3 | $49B |
|
||
| Financial Services | 3 | $24B |
|
||
| Consumer Goods | 2 | $93B |
|
||
| Aerospace / Defense | 2 | $47B |
|
||
| Utilities | 2 | $33B |
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Price history
+157.2% since first listed21 events — show timeline
- 2026-05-17 Relisted — Dayton MLS
- 2026-05-17 Price Changed $409,000 Dayton MLS
- 2026-05-12 Relisted — Cincy MLS
- 2026-05-06 Listing Removed — Dayton MLS
- 2026-05-05 Listing Removed — Cincy MLS
- 2026-05-05 Price Changed $409,000 Cincy MLS
- 2026-04-04 Contingent — Dayton MLS
- 2026-04-04 Contingent — Cincy MLS
- 2026-03-24 Price Changed $399,999 Dayton MLS
- 2026-03-24 Price Changed $399,999 Cincy MLS
- 2026-03-11 Listed $419,000 Cincy MLS
- 2026-03-11 Listed $419,000 Dayton MLS
- 2025-09-19 Sold (Public Records) $129,000 Public Records
- 2025-09-05 Sold (MLS) $129,000 Cincy MLS
- 2025-08-20 Contingent — Cincy MLS
- 2025-08-12 Relisted — Cincy MLS
- 2025-07-28 Contingent — Cincy MLS
- 2025-07-25 Relisted — Cincy MLS
- 2025-07-17 Contingent — Cincy MLS
- 2025-07-09 Price Changed $139,500 Cincy MLS
- 2025-06-24 Listed $159,000 Cincy MLS
Property tax history
-7.5%/yrLatest (2025): $926 · -72.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…