25955 Hwy 243 #39 · Idyllwild-Pine Cove, CA
Flood risk 8/10 · Major
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.99%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 8/10 · Major
- Est. fire insurance / yr
- $659 – $1,223
Heat risk 3/10 · Minor
- Hot days now (above 87°F)
- 8 days/yr
- Hot days in 30 yrs
- 22 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 6/10 · Moderate
- Unhealthy air days now
- 9 days/yr
- Unhealthy air days in 30 yrs
- 12 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Rent growth +2.5/5.0
- Schools +2.5/10.0
- Livability +2.5/5.0
- Condition / age +1.0/5.0
- ARV discount +0.0/15.0
- Appreciation +0.0/10.0
$63,500
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
This quaint and charming 1 bed 1 bath mobile unit is located in the heart of the village. Walk to resaurants, shops, wineries, movie theater, local park and the summer concerts. This very well taken care of home is light & airy and its open concept living space and nice rear deck make it wonderful for entertaining guests and to enjoy the pines and mountain air. Furnishings, a propane fireplace, AC, and designated covered parking are included. This home is perfect for fulltime living or a summer getaway. It's located in a 55+ community that requires park management approval for potential residents. Space rent is $810 + utilities. Short term rentals are not allowed. PRICED TO sell. Come up and enjoy life on the mountain.
Key facts
- Built 1987
- Listed 291 days
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1-bed/1.0-bath manufactured listed at $64k. Condition is rated poor.
Deal economics
- At list price, monthly cash flow is $582 ($7k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $64k).
- Recommended offer: $56k (12.0% below list) — sets the bar for market timing.
- Cap rate 18.5% vs local median 2.9% in Idyllwild-Pine Cove — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
- Hemet Unified (suburban): math 19% / reading 41% proficiency, ranked #360 of 517 in CA (top 70%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 66% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: 183 active listings in the ZIP; 10 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 70% of comp listings sitting > 30 days — soft ceiling on asking rent; 9,195 units permitted in Riverside County in 2024 (1,512 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $439 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Riverside County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $18k cash investment doubles in ~3 years — after that, you're playing with house money.
Negotiation context
- It's been on market 292 days — a 12% lower offer ($56k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 5y ago; this cycle's ask has dropped $26k (29%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $40k; list at $64k implies a 59% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: flood insurance adds $66/mo.
- Climate carrying-cost: severe flood risk; severe wildfire risk — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 292 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 2.17% ✓
- Cap rate
- 18.55%
- Cash-on-cash
- 43.76%
- DSCR
- 2.95
- GRM
- 3.8
CMA / ARV
- ARV (median comp)
- $54,187
- List price
- $63,500
- Delta
- 17.19%
- Verdict
- OVERPRICED
- Comps
- 7 within 1.0 mi
Show comp detail 5 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 25955 Hwy 243 #6 | 0.00mi | 1/1.0 | 500 (0%) | 7mo | $55,000 | $110 | 94 |
| 25955 Highway 243 #11 | 0.00mi | 1/1.0 | 520 (+4%) | 13mo | $145,000 | $279 | 82 |
| 25955 Hwy 243 #2 | 0.00mi | 1/1.0 | 450 (-10%) | 5mo | $55,000 | $122 | 79 |
| 25995 Hwy 243 #57 | 0.03mi | 1/1.0 | 545 (+9%) | 23mo | $30,000 | $55 | 64 |
| 25995 Hwy 243, Sp 57 | 0.07mi | 1/1.0 | 545 (+9%) | 23mo | $30,000 | $55 | 62 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 35.6%
- Equity multiple
- 2.51×
- Total profit
- $26,836
- Equity at exit
- $9,468
- IRR
- 42.3%
- Equity multiple
- 5.01×
- Total profit
- $71,344
- Equity at exit
- $5,490
Cash invested: $17,780 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 18 Strongly Tenant-Friendly
- State California
- 18 Strongly Tenant-Friendly · D+13
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 92549
- Home prices YoY
- -25.8%
- Active inventory
- 183
- Price-to-rent
- 3.8×
Monthly cashflow live
- Estimated rent
- $1,376 high interval (Pro) →
- Mortgage (P&I)
- −$333
- Tax est. 1.5%
- −$79 /mo · $952/yr
- Insurance
- −$26
- Flood insurance flood zone
- −$66 /mo · $798/yr
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$289
- Net cashflow
- $582
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $15,875
- Closing costs
- $1,905
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 10 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 54100 Pine Crest Ave Idyllwild, CA | 1.0 | 1.0 | 600 | $1,450 | $2.42 | 43d | 1 | 0.12mi |
| 54100 Pine Crest Ave Unit 8 Idyllwild-Pine Cove, CA | 1.0 | 1.0 | 475 | $1,150 | $2.42 | 43d | 1 | 0.12mi |
| 54274 N Circle Dr Idyllwild-Pine Cove, CA | 1.0 | 1.0 | 500 | $1,200 | $2.40 | 12d | 1 | 0.14mi |
| 54078 Pine Crest Ave Idyllwild-Pine Cove, CA | 1.0 | 1.0 | 500 | $1,400 | $2.80 | 16d | 1 | 0.15mi |
| 54045 Pine Crest Ave Unit NA Idyllwild-Pine Cove, CA | 1.0 | 1.0 | 609 | $1,300 | $2.13 | 20d | 1 | 0.22mi |
| 54042 Pine Crest Ave Idyllwild, CA | 1.0 | 1.0 | 529 | $1,199 | $2.27 | 43d | 1 | 0.23mi |
| 54605 N Circle Dr Idyllwild-Pine Cove, CA | 1.0 | 1.0 | 400 | $1,350 | $3.38 | 43d | 1 | 0.44mi |
| 54705 Pine Crest Ave Idyllwild, CA | 1.0 | 1.0 | 475 | $1,550 | $3.26 | 43d | 1 | 0.48mi |
| 26500 California 243 Unit G Idyllwild-Pine Cove, CA | 1.0 | 1.0 | 600 | $1,250 | $2.08 | 43d | 1 | 0.48mi |
| 54374 Valley-View Unit Upstairs Idyllwild-Pine Cove, CA | 1.0 | 1.0 | 750 | $1,600 | $2.13 | 43d | 1 | 0.64mi |
Listing history 18 events
-
2026-06-18days on market $63,500 Active 292 DOM
-
2026-06-17days on market $63,500 Active 291 DOM
-
2026-06-16days on market $63,500 Active 290 DOM
-
2026-06-15days on market $63,500 Active 289 DOM
-
2026-06-13days on market $63,500 Active 287 DOM
-
2026-06-09days on market $63,500 Active 283 DOM
-
2026-06-08days on market $63,500 Active 282 DOM
-
2026-06-07days on market $63,500 Active 281 DOM
-
2026-06-04days on market $63,500 Active 278 DOM
-
2026-06-03days on market $63,500 Active 277 DOM
-
2026-06-02days on market $63,500 Active 276 DOM
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2026-06-01days on market $63,500 Active 275 DOM
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2026-05-31days on market $63,500 Active 274 DOM
-
2026-01-18price $63,500 734-char remark
Show marketing remark (734 chars)
This quaint and charming 1 bed 1 bath mobile unit is located in the heart of the village. Walk to resaurants, shops, wineries, movie theater, local park and the summer concerts. This very well taken care of home is light & airy and its open concept living space and nice rear deck make it wonderful for entertaining guests and to enjoy the pines and mountain air. Furnishings, a propane fireplace, AC, and designated covered parking are included. This home is perfect for fulltime living or a summer getaway. It's located in a 55+ community that requires park management approval for potential residents. Space rent is $810 + utilities. Short term rentals are not allowed. PRICED TO sell. Come up and enjoy life on the mountain.
-
2025-09-03price $79,900 734-char remark
Show marketing remark (734 chars)
This quaint and charming 1 bed 1 bath mobile unit is located in the heart of the village. Walk to resaurants, shops, wineries, movie theater, local park and the summer concerts. This very well taken care of home is light & airy and its open concept living space and nice rear deck make it wonderful for entertaining guests and to enjoy the pines and mountain air. Furnishings, a propane fireplace, AC, and designated covered parking are included. This home is perfect for fulltime living or a summer getaway. It's located in a 55+ community that requires park management approval for potential residents. Space rent is $810 + utilities. Short term rentals are not allowed. PRICED TO sell. Come up and enjoy life on the mountain.
-
2025-08-29$89,900 Active 734-char remark
Show marketing remark (734 chars)
This quaint and charming 1 bed 1 bath mobile unit is located in the heart of the village. Walk to resaurants, shops, wineries, movie theater, local park and the summer concerts. This very well taken care of home is light & airy and its open concept living space and nice rear deck make it wonderful for entertaining guests and to enjoy the pines and mountain air. Furnishings, a propane fireplace, AC, and designated covered parking are included. This home is perfect for fulltime living or a summer getaway. It's located in a 55+ community that requires park management approval for potential residents. Space rent is $810 + utilities. Short term rentals are not allowed. PRICED TO sell. Come up and enjoy life on the mountain.
-
2021-08-03soldstatus $40,000 650-char remark
Show marketing remark (650 chars)
This very quaint home is located int the heart of The Village. Walk to restaurants, shops, wineries, movie theater and local park and enjoy the summer concerts. A very well taken care of home. Features spacious kitchen, propane fireplace and parking. A nice rear deck to enjoy the pines and mountain air. Make this your home your own in Idyllwild's wonderful senior park Perfect for full time or summer getaway. . A great community with friendly neighbors. There is on site laundry, rec rooms & guest parking. Please call listing or co-listing agent for showing. Steve 213 361-4188. Seller is VERY motivated, all offers will be considered!!
-
2021-06-23$49,000 650-char remark
Show marketing remark (650 chars)
This very quaint home is located int the heart of The Village. Walk to restaurants, shops, wineries, movie theater and local park and enjoy the summer concerts. A very well taken care of home. Features spacious kitchen, propane fireplace and parking. A nice rear deck to enjoy the pines and mountain air. Make this your home your own in Idyllwild's wonderful senior park Perfect for full time or summer getaway. . A great community with friendly neighbors. There is on site laundry, rec rooms & guest parking. Please call listing or co-listing agent for showing. Steve 213 361-4188. Seller is VERY motivated, all offers will be considered!!
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 8/10 Severe FEMA zone X (unshaded) · 99% chance over 30 yrs
- Wildfire 8/10 Severe
- Heat 3/10 Moderate 8 d/yr ≥87°F today · 22 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 6/10 Major 9 unhealthy d/yr today · 12 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $16,515
- − Mortgage interest
- −$3,557
- − Property taxes
- −$952
- − Insurance
- −$1,115
- − Repairs & maintenance
- −$1,321
- − Management
- −$1,321
- − Depreciation
- −$1,847
- Taxable income
- $6,401
- Est. tax owed @ 24.0%
- −$1,536
- After-tax cash flow
- $5,447/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 0 photos
This mobile home requires extensive repairs and updates to bring it up to a livable condition. Significant structural and systems issues need addressing to increase its resale and rental value.
Repairs flagged
- Major Kitchen cabinets — Missing doors and significant wear
- Major Bathroom tiles — Damaged and missing tiles
- Major Roof — Visible damage and missing shingles
- Major Exterior siding — Peeling paint and exposed siding
- Major Flooring — Worn carpet and exposed subfloor
- Major Interior walls — Peeling paint and exposed drywall
- Major Windows — Visible damage and missing glass
- Major HVAC system — Visible rust and damage
- Major Landscaping — Overgrown vegetation and unkempt appearance
Value-add opportunities
- Resale New kitchen cabinets and countertops — Modernizes the space and adds value
- Resale New flooring and carpet — Improves the living space and adds value
- Resale New roof and siding — Enhances curb appeal and adds value
- Resale New windows and glass — Improves energy efficiency and adds value
- Both HVAC system replacement — Improves comfort and adds value
- Resale Landscaping and curb appeal — Enhances curb appeal and adds value
Renovation cost estimate screening
| Repair item | Severity | Est. cost |
|---|---|---|
| Kitchen cabinets · Missing doors and significant wear | Major | $15,000–50,000 |
| Bathroom tiles · Damaged and missing tiles | Major | $15,000–50,000 |
| Roof · Visible damage and missing shingles | Major | $15,000–50,000 |
| Exterior siding · Peeling paint and exposed siding | Major | $15,000–50,000 |
| Flooring · Worn carpet and exposed subfloor | Major | $15,000–50,000 |
| Interior walls · Peeling paint and exposed drywall | Major | $15,000–50,000 |
| Windows · Visible damage and missing glass | Major | $15,000–50,000 |
| HVAC system · Visible rust and damage | Major | $15,000–50,000 |
| Landscaping · Overgrown vegetation and unkempt appearance | Major | $15,000–50,000 |
| Total estimated repair cost · 9 items | $135,000–450,000 |
Value-add ROI direction
- Resale New kitchen cabinets and countertops — Modernizes the space and adds value ↑
- Resale New flooring and carpet — Improves the living space and adds value ↑
- Resale New roof and siding — Enhances curb appeal and adds value ↑
- Resale New windows and glass — Improves energy efficiency and adds value ↑
- Both HVAC system replacement — Improves comfort and adds value ↑
- Resale Landscaping and curb appeal — Enhances curb appeal and adds value ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Hemet Unified
- NCES district ID
- 0616920
- Math proficiency
- 19% ▼ -3.00%
- Reading proficiency
- 41% ▲ 4.00%
- Median HH income
- $39,962
- Composite
- 25.16/100
- National rank
- #7517
- State rank
- #360 of 517 in CA
Livability — Idyllwild-Pine Cove
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Census place
- Idyllwild-Pine Cove, CA
- County
- Riverside County · 2,287,001 people
- Metro
- Riverside-San Bernardino-Ontario, CA
- Population (ZIP)
- 4,016
- Household income
- $73,750
- Rent vs Own
- Severe rent burden
- 156.0
Population outlook (Riverside County) Hauer SSP2
- Today (2025)
- 2,664,475 people
- By 2030
- 2,802,692 · +5.2%
- By 2040
- 3,050,904 · +14.5%
- By 2050
- 3,256,783 · +22.2%
- By 2075
- 3,655,058 · +37.2%
- By 2100
- 3,766,594 · +41.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.61)
- Race & ethnicity
- White 57% Hispanic / Latino 24% Asian 9% Two or more races 8% Native American 2%
- Hispanic origin (detail)
- Mexican 13%
- Common ancestry
- Slovak 4% Italian 2% Romanian 2%
- Foreign-born
- 20% · Canada, China, Vietnam
- Languages at home
- 79% English-only · Spanish 14% Tagalog/Filipino 2% Other Indo-European 2%
Political lean MEDSL · Riverside
- 2024 margin
- Toss-up / Even · D 48.0% · R 49.3% · Other 2.6%
- 2008→2024 swing
- -3.6pp toward R · 2008: 2.3pp · 2024: -1.3pp
- All cycles
- 2024: R+1.3 2020: D+8.0 2016: D+4.3 2012: R+0.4 2008: D+2.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -100.32%
- Current HPI
- 287.8582
- Rent YoY
- —
- Metro
- Riverside-San Bernardino-Ontario, CA
- State GDP YoY
- ▲ 3.21%
- F500 in state
- 116
Industry mix (Fortune 500 HQ in CA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 27 | $1,492B |
|
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| Financial Services | 3 | $174B |
|
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| Retail | 3 | $44B |
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| Insurance | 3 | $26B |
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| Media / Entertainment | 2 | $115B |
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| Pharmaceuticals / Biotech | 2 | $62B |
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Price history
+29.6% since first listed5 events — show timeline
- 2026-01-18 Price Changed $63,500 IAOR
- 2025-09-03 Price Changed $79,900 IAOR
- 2025-08-29 Listed $89,900 IAOR
- 2021-08-03 Sold (MLS) $40,000 IAOR
- 2021-06-23 Listed $49,000 IAOR
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…