1945 Brooklyn St · Beaumont, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 2/10 · Minimal
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 9/10 · Severe
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 24 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Appreciation +8.1/10.0
- ARV discount +7.5/15.0
- Livability +3.2/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Schools +1.5/10.0
$55,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Key facts
- 8,799 sq ft lot
- Built 1962
- Listed 132 days
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $55k.
Deal economics
- At list price, monthly cash flow is $405 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $55k).
- Recommended offer: $48k (12.0% below list) — sets the bar for market timing.
- Cap rate 15.1% vs local median 5.3% in Beaumont — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 64/100 on livability (#739 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment D, schools D-, crime F.
- Beaumont ISD (urban): math 14% / reading 22% proficiency, ranked #789 of 826 in TX (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 69% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: 73 active listings in the ZIP; 20 comparable units currently listed for rent nearby; rentals at typical pace (median 14d on market — plan ~3-4 weeks tenant-placement turnaround); 343 units permitted in Jefferson County in 2024 (0 in 5+ unit buildings).
Forward outlook
- In year one you build about $4k of equity ($380 loan paydown + $3k appreciation (6.2% local appreciation)).
- At projected returns (6.2% appreciation + 3.0% rent growth), your $15k cash investment doubles in ~2 years — after that, you're playing with house money.
- By year 9, paydown + projected appreciation supports a ~$35k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 132 days — a 12% lower offer ($48k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Watch-outs: property tax is 2.7% of price.
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 132 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1962 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.93% ✓
- Cap rate
- 15.13%
- Cash-on-cash
- 31.55%
- DSCR
- 2.40
- GRM
- 4.3
CMA / ARV
- ARV (median comp)
- $119,496
- List price
- $55,000
- Delta
- -53.97%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 2 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 430 Flowers | 0.41mi | 3/2.0 (+1) | 986 (-6%) | 4mo | $108,000 | $110 | 59 |
| 1195 Madison Ave | 0.46mi | 3/1.0 (+1) | 1,200 (+15%) | 3mo | $92,500 | $77 | 46 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
6.25% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 42.6%
- Equity multiple
- 3.76×
- Total profit
- $42,546
- Equity at exit
- $35,455
- IRR
- 39.5%
- Equity multiple
- 7.81×
- Total profit
- $104,844
- Equity at exit
- $65,069
Cash invested: $15,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 77701
- Home prices YoY
- 3.8%
- Active inventory
- 73
- Price-to-rent
- 4.3×
Monthly cashflow live
- Estimated rent
- $1,063 high interval (Pro) →
- Mortgage (P&I)
- −$288
- Tax from tax record
- −$124 /mo · $1,482/yr
- Insurance
- −$23
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$223
- Net cashflow
- $405
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $13,750
- Closing costs
- $1,650
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 20 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 450 Jackson St Beaumont, TX | 3.0 | 2.0 | 1500 | $1,500 | $1.00 | 14d | 1 | 0.33mi |
| 1275 Doucette St Beaumont, TX | 2.0 | 1.0 | 1096 | $1,250 | $1.14 | 14d | 1 | 0.40mi |
| 2210 Sabine Pass Ave Unit D Beaumont, TX | 1.0 | 1.0 | 740 | $695 | $0.94 | 14d | 1 | 0.43mi |
| 610 Craig St Beaumont, TX | 3.0 | 2.0 | 1267 | $1,995 | $1.57 | 14d | 1 | 0.64mi |
| 2781 Sabine Pass Ave Unit 605 Beaumont, TX | 2.0 | 1.0 | 1278 | $1,025 | $0.80 | 14d | 1 | 0.70mi |
| 2585 Orange Ave Unit 3 Beaumont, TX | 2.0 | 1.0 | 806 | $975 | $1.21 | 14d | 1 | 0.90mi |
| 1294 Cartwright St Unit 1 Beaumont, TX | 2.0 | 1.0 | 800 | $895 | $1.12 | 14d | 1 | 0.90mi |
| 1545 Avenue B Beaumont, TX | 2.0 | 1.0 | 1212 | $695 | $0.57 | 44d | 1 | 0.93mi |
| 2370 Avenue C Unit C Beaumont, TX | 1.0 | 1.0 | 728 | $850 | $1.17 | 23d | 1 | 1.05mi |
| 1211 Washington Blvd Beaumont, TX | 3.0 | 1.0 | 1363 | $1,200 | $0.88 | 44d | 1 | 1.08mi |
| 1107 Avenue A Unit 1111 Beaumont, TX | 2.0 | 1.0 | 1012 | $995 | $0.98 | 23d | 1 | 1.09mi |
| 1107 Avenue A Unit 1109 Beaumont, TX | 2.0 | 1.0 | 1012 | $995 | $0.98 | 44d | 1 | 1.09mi |
| 315 E Pipkin St Beaumont, TX | 2.0 | 1.0 | 952 | $1,000 | $1.05 | 14d | 1 | 1.26mi |
| 1834 Roberts St Beaumont, TX | 2.0 | 1.0 | 840 | $897 | $1.07 | 44d | 1 | 1.28mi |
| 655 Adams St Unit 1 Beaumont, TX | 2.0 | 1.0 | 965 | $750 | $0.78 | 14d | 1 | 1.34mi |
| 690 Adams St Unit 206 Beaumont, TX | 2.0 | 1.0 | 878 | $795 | $0.91 | 14d | 1 | 1.39mi |
| 1417 Church St Beaumont, TX | 2.0 | 1.0 | 1440 | $1,100 | $0.76 | 14d | 1 | 1.44mi |
| 4020 Howard St Beaumont, TX | 3.0 | 2.0 | 1300 | $975 | $0.75 | 44d | 1 | 1.48mi |
| 4024 Howard St Beaumont, TX | 1.0 | 1.0 | 800 | $575 | $0.72 | 14d | 1 | 1.48mi |
| 4030 Howard St Beaumont, TX | 2.0 | 1.0 | 1008 | $795 | $0.79 | 44d | 1 | 1.49mi |
Listing history 17 events
-
2026-06-18days on market $55,000 Active 132 DOM
-
2026-06-17days on market $55,000 Active 131 DOM
-
2026-06-16days on market $55,000 Active 130 DOM
-
2026-06-15days on market $55,000 Active 129 DOM
-
2026-06-14days on market $55,000 Active 127 DOM
-
2026-06-13days on market $55,000 Active 126 DOM
-
2026-06-10days on market $55,000 Active 124 DOM
-
2026-06-09days on market $55,000 Active 123 DOM
-
2026-06-08days on market $55,000 Active 122 DOM
-
2026-06-07pricedays on market $55,000 Active 121 DOM
-
2026-06-03days on market $62,000 Active 117 DOM
-
2026-06-02days on market $62,000 Active 116 DOM
-
2026-06-01days on market $62,000 Active 115 DOM
-
2026-05-31days on market $62,000 Active 114 DOM
-
2026-05-30days on market $62,000 Active 113 DOM
-
2026-03-26price $62,000
-
2026-02-06$64,337 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $1,482 · $124/mo
- Projected year-2 tax
- $1,482 · $124/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
- Wildfire 2/10 Low
- Heat 9/10 Extreme 7 d/yr ≥109°F today · 24 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $12,756
- − Mortgage interest
- −$3,081
- − Property taxes
- −$1,482
- − Insurance
- −$275
- − Repairs & maintenance
- −$1,020
- − Management
- −$1,020
- − Depreciation
- −$1,600
- Taxable income
- $4,277
- Est. tax owed @ 24.0%
- −$1,026
- After-tax cash flow
- $3,833/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Beaumont ISD
- NCES district ID
- 4809670
- Math proficiency
- 14% ▼ -13.00%
- Reading proficiency
- 22% ▼ -7.00%
- Median HH income
- $41,683
- Composite
- 15.43/100
- National rank
- #9316
- State rank
- #789 of 826 in TX
Livability — Beaumont
- Score
- 64/100
- State rank
- #739
- US rank
- #13710
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Beaumont, TX
- County
- Jefferson County · 203,592 people
- City population
- 125,901
- Metro
- Beaumont-Port Arthur, TX
- Population (ZIP)
- 12,381
- Household income
- $49,181
- Rent vs Own
- Severe rent burden
- 516.0
Population outlook (Jefferson County) Hauer SSP2
- Today (2025)
- 259,015 people
- By 2030
- 260,685 · +0.6%
- By 2040
- 263,309 · +1.7%
- By 2050
- 265,237 · +2.4%
- By 2075
- 270,193 · +4.3%
- By 2100
- 255,628 · -1.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.60)
- Race & ethnicity
- Hispanic / Latino 44% Black 44% Two or more races 21% White 8% Asian 3%
- Hispanic origin (detail)
- Mexican 38%
- Common ancestry
- Lithuanian 1%
- Foreign-born
- 21% · Canada, Vietnam
- Languages at home
- 56% English-only · Spanish 40% Vietnamese 3%
Political lean MEDSL · Jefferson
- 2024 margin
- Lean R (+8.9) · D 45.1% · R 54.0%
- 2008→2024 swing
- -11.1pp toward R · 2008: 2.2pp · 2024: -8.9pp
- All cycles
- 2024: R+8.9 2020: R+1.6 2016: R+0.5 2012: D+1.6 2008: D+2.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 6.25%
- Current HPI
- 170.1843
- Rent YoY
- —
- Metro
- Beaumont-Port Arthur, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
|
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| Energy Services | 3 | $60B |
|
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| Utilities | 3 | $41B |
|
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| Healthcare | 2 | $330B |
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Price history
-3.6% since first listed2 events — show timeline
- 2026-03-26 Price Changed $62,000 HARMLS
- 2026-02-06 Listed $64,337 HARMLS
Property tax history
+7.1%/yrLatest (2025): $1,482 · +19.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…