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2314 Utah Dr
C Composite 55.84
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +21.6/30.0
  • ARV discount +7.5/15.0
  • DSCR +6.9/10.0
  • 1% rule +4.8/10.0
  • Appreciation +4.8/10.0
  • Livability +3.0/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.2/10.0

$82,500

2314 Utah Dr · Shreveport, LA 71101
3 bd · 1.0 ba · 883 sqft · SingleFamily public records · 45 Days on market
Built 2000 6,055 sqft lot $93/sqft · 221% above area ↓ 5% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Charming 3-bedroom, 1-bath home located in Central Shreveport! Built in 2000, this property offers approximately 883 square feet of living space and sits on a 6,065 sq ft lot. This home features a functional layout with comfortable living areas and manageable outdoor space. Conveniently situated with easy access to local amenities, schools, and major roadways. Whether you're looking to expand your rental portfolio or find an affordable place to call home, this property presents a great opportunity. Schedule your showing today!

Key facts

  • 6,055 sq ft lot
  • Parking
  • Built 2000

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $82k.

Deal economics

  • At list price, monthly cash flow is $126 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $81k (2.3% below list).
  • Recommended offer: $80k (3.0% below list) — sets the bar for market timing.
  • Cap rate 8.1% vs local median 5.7% in Shreveport — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 59/100 on livability (#270 in LA) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A; Watch: schools D+, crime F, amenities F.
  • Caddo Parish (urban): math 21% / reading 32% proficiency, ranked #53 of 98 in LA (top 54%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 64% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 61 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 221 units permitted in Caddo Parish in 2024 (0 in 5+ unit buildings).
  • At $806/mo this rent would consume 50% of the median local household income ($19k/yr) (locally 702% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • In year one you build about $322 of equity ($570 loan paydown + $-248 appreciation (-0.3% local appreciation)).
  • Caddo County population projected at -15% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-0.3% appreciation + 3.0% rent growth), your $23k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 45 days — a 3% lower offer ($80k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 66% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $80,025 (3.0% below list)

Questions for the listing agent

  1. It's been on market 45 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.98%
Cap rate
8.12%
Cash-on-cash
6.54%
DSCR
1.29
GRM
8.5

CMA / ARV

ARV (median comp)
$25,731
List price
$82,500
Delta
220.62%
Verdict
OVERPRICED
Comps
20 within 1.0 mi
Show comp detail 3 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2314 Utah Dr 0.00mi 3/1.0 883 (0%) 0mo $82,500 $93 100
308 Oregon Ave 0.12mi 3/1.0 866 (-2%) 21mo $35,000 $40 74
2931 Poland St 0.59mi 2/1.0 (-1) 835 (-5%) 19mo $22,000 $26 42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-0.3% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
4.1%
Equity multiple
1.19×
Total profit
$4,422
Equity at exit
$22,721
10-year hold
IRR
9.7%
Equity multiple
2.02×
Total profit
$23,609
Equity at exit
$26,346

Cash invested: $23,100 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 71101

Home prices YoY
-0.4%
Active inventory
61
Price-to-rent
8.5×

Monthly cashflow live

Estimated rent
$806 high interval (Pro) →
Mortgage (P&I)
$433
Tax from tax record
$44 /mo · $524/yr
Insurance
$34
HOA
$0
Vacancy / Maint / Mgmt
$169
Net cashflow
$126

Break-even live

Break-even rent $646
Max offer price $82,500
Occupancy floor 79%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$20,625
Closing costs
$2,475
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 6 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2712 Ashton St Shreveport, LA 2.0 1.0 875 $700 $0.80 13d 1 0.48mi
1928 Alston St Shreveport, LA 3.0 2.0 1100 $750 $0.68 43d 1 0.51mi
509 Alabama Ave SE Shreveport, LA 2.0 1.0 700 $700 $1.00 43d 1 0.55mi
3101 Harp St Shreveport, LA 3.0 1.0 839 $850 $1.01 21d 1 0.85mi
2042 Laurel St Shreveport, LA 3.0 1.0 1100 $800 $0.73 43d 1 0.86mi
3022 Lillian St Shreveport, LA 2.0 1.0 1115 $695 $0.62 21d 1 1.22mi

Listing history 3 events

  1. 2026-05-12
    status Pending 538-char remark
    Show marketing remark (538 chars)

    Charming 3-bedroom, 1-bath home located in Central Shreveport! Built in 2000, this property offers approximately 883 square feet of living space and sits on a 6,065 sq ft lot. This home features a functional layout with comfortable living areas and manageable outdoor space. Conveniently situated with easy access to local amenities, schools, and major roadways. Whether you're looking to expand your rental portfolio or find an affordable place to call home, this property presents a great opportunity. Schedule your showing today!

  2. 2026-05-04
    price $82,500 538-char remark
    Show marketing remark (538 chars)

    Charming 3-bedroom, 1-bath home located in Central Shreveport! Built in 2000, this property offers approximately 883 square feet of living space and sits on a 6,065 sq ft lot. This home features a functional layout with comfortable living areas and manageable outdoor space. Conveniently situated with easy access to local amenities, schools, and major roadways. Whether you're looking to expand your rental portfolio or find an affordable place to call home, this property presents a great opportunity. Schedule your showing today!

  3. 2026-03-28
    listed $87,000 Active 538-char remark
    Show marketing remark (538 chars)

    Charming 3-bedroom, 1-bath home located in Central Shreveport! Built in 2000, this property offers approximately 883 square feet of living space and sits on a 6,065 sq ft lot. This home features a functional layout with comfortable living areas and manageable outdoor space. Conveniently situated with easy access to local amenities, schools, and major roadways. Whether you're looking to expand your rental portfolio or find an affordable place to call home, this property presents a great opportunity. Schedule your showing today!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

Current annual tax
$524 · $44/mo
Projected year-2 tax
$524 · $44/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥110°F today · 22 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 66% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$9,670
− Mortgage interest
−$4,621
− Property taxes
−$524
− Insurance
−$412
− Repairs & maintenance
−$774
− Management
−$774
− Depreciation
−$2,400
Taxable income
$165
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$40
After-tax cash flow
$1,471/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Caddo Parish
NCES district ID
2200300
Math proficiency
21% ▼ -33.00%
Reading proficiency
32% ▼ -30.00%
Median HH income
$39,227
Composite
22.23/100
National rank
#8148
State rank
#53 of 98 in LA

Livability — Shreveport

Score
59/100
State rank
#270
US rank
#19730

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment F Housing A Health & safety F User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Shreveport, LA
County
Caddo Parish · 178,536 people
City population
164,123
Metro
Shreveport-Bossier City, LA
Population (ZIP)
6,415
Household income
$19,351
Rent vs Own
67.9% rent · 32.1% own
Severe rent burden
702.0

Population outlook (Caddo County) Hauer SSP2

Today (2025)
243,190 people
By 2030
237,231 · -2.5%
By 2040
222,502 · -8.5%
By 2050
206,516 · -15.1%
By 2075
165,706 · -31.9%
By 2100
122,262 · -49.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority Black (63%)
Race & ethnicity
Black 63% White 29% Hispanic / Latino 5% Two or more races 2%
Common ancestry
Lithuanian 1% Slovak 1%
Foreign-born
2% · China
Languages at home
98% English-only · Tagalog/Filipino 0%

Political lean MEDSL · Caddo

2024 margin
Toss-up / Even · D 51.6% · R 47.0% · Other 1.4%
2008→2024 swing
+1.6pp toward D · 2008: 3.0pp · 2024: 4.6pp
All cycles
2024: D+4.6 2020: D+6.8 2016: D+4.2 2012: D+4.9 2008: D+3.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -0.30%
Current HPI
74.2131
Rent YoY
Metro
Shreveport-Bossier City, LA
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

-5.2% since first listed
3 events — show timeline
  • 2026-05-12 Pending NTREIS
  • 2026-05-04 Price Changed $82,500 NTREIS
  • 2026-03-28 Listed $87,000 NTREIS

Property tax history

+12.7%/yr

Latest (2025): $524 · +0.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…