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132 Parkview
B- Composite 66.81
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +24.6/30.0
  • ARV discount +15.0/15.0
  • 1% rule +8.7/10.0
  • DSCR +7.9/10.0
  • Livability +4.0/5.0
  • Rent growth +2.8/5.0
  • Condition / age +2.5/5.0
  • Schools +1.4/10.0
  • Appreciation +0.0/10.0

$115,000

132 Parkview · San Antonio, TX 78210
3 bd · 1.0 ba · 1,082 sqft · SingleFamily public records · 72 Days on market
Built 1965 5,009 sqft lot $106/sqft · 33% below area Est $172k · 33% under ↓ 8% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Come see your new home today! This is a cozy 3 Bedroom 1 Bath house. Upon entry you will be greeted with a comfortable living space perfect for relaxing. Backyard is a nice size for entertaining or relaxing. House is positioned directly across from the San Antonio River and located in a quiet little pocket neighborhood. Located near Mission Conception Park, Developing Lone Star Brewery area, Riverside Golf Course, Lavaca District, King William District, and San Antonio River. Easy access to Highways I-10 and 37. Schedule your appointment today!

Key facts

  • 5,009 sq ft lot
  • Built 1965
  • Listed 72 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $115k.

Deal economics

  • At list price, monthly cash flow is $237 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $115k).
  • Recommended offer: $108k (6.0% below list) — sets the bar for market timing.
  • Cap rate 8.8% vs local median 3.8% in San Antonio — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 80/100 on livability (#31 in TX, #1,616 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: schools C-, crime F.
  • San Antonio ISD (urban): math 12% / reading 22% proficiency, ranked #805 of 826 in TX (top 98%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 80% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising (+1.1%/yr); 269 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 20d on market — plan ~3-4 weeks tenant-placement turnaround); 8,308 units permitted in Bexar County in 2024 (2,506 in 5+ unit buildings).
  • This rent runs 34% of the median local income ($55k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $795 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Bexar County population projected at +50% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 72 days — a 6% lower offer ($108k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: property tax is 3.7% of price.
  • Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $108,100 (6.0% below list)

Questions for the listing agent

  1. It's been on market 72 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Built in 1965 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.37%
Cap rate
8.77%
Cash-on-cash
8.84%
DSCR
1.39
GRM
6.1

CMA / ARV

ARV (median comp)
$172,436
List price
$115,000
Delta
-33.31%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
805 Theo Pkwy 0.07mi 3/1.0 1,200 (+11%) 14mo $260,000 $217 67
110 Morrow 0.48mi 3/1.0 1,100 (+2%) 12mo $120,000 $109 65
124 Parkview 0.03mi 3/2.0 960 (-11%) 14mo $99,000 $103 64
601 Mitchell 0.47mi 2/1.0 (-1) 1,038 (-4%) 3mo $69,000 $66 64
118 Odis 0.24mi 3/2.0 1,000 (-8%) 11mo $155,000 $155 63
236 E Baylor 0.54mi 3/2.0 1,086 (+0%) 21mo $115,000 $106 53
258 Helena St 0.70mi 3/1.0 1,065 (-2%) 16mo $149,000 $140 51
255 Carle 0.56mi 2/2.0 (-1) 1,024 (-5%) 7mo $379,500 $371 50
114 Benita 0.52mi 2/2.0 (-1) 1,181 (+9%) 2mo $100,000 $85 50
211 E Theo 0.48mi 2/2.0 (-1) 1,002 (-7%) 10mo $185,000 $185 48
226 Carle 0.50mi 3/1.0 924 (-15%) 10mo $140,000 $152 44
317 Regent 0.45mi 2/1.0 (-1) 1,212 (+12%) 21mo $78,000 $64 37

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.07% rent growth · sell at horizon

5-year hold
IRR
-5.4%
Equity multiple
0.80×
Total profit
$-6,367
Equity at exit
$17,147
10-year hold
IRR
1.3%
Equity multiple
1.08×
Total profit
$2,707
Equity at exit
$9,943

Cash invested: $32,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 78210

Rents YoY
1.1%
Active inventory
269
Price-to-rent
6.1×

Monthly cashflow live

Estimated rent
$1,573 high interval (Pro) →
Mortgage (P&I)
$603
Tax from tax record
$354 /mo · $4,253/yr
Insurance
$48
HOA
$0
Vacancy / Maint / Mgmt
$330
Net cashflow
$237

Break-even live

Break-even rent $1,273
Max offer price $115,000
Occupancy floor 80%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$28,750
Closing costs
$3,450
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
323 W Mitchell St San Antonio, TX 1.0–2.0 1.0–2.0 788 $1,257 $1.59 3d 1 0.24mi
222 E Mitchell St San Antonio, TX 2.0 1.0–2.0 972 $1,825 $1.88 2d 16 0.30mi
271 Oelkers San Antonio, TX 4.0 2.0 1270 $1,795 $1.41 24d 1 0.52mi
131 Elsie Unit 301 San Antonio, TX 2.0 1.0 950 $795 $0.84 4d 1 0.59mi
155 Oelkers San Antonio, TX 4.0 3.0 1500 $2,750 $1.83 3d 1 0.60mi
271 E Lambert St San Antonio, TX 3.0 1.0 950 $1,250 $1.32 20d 1 0.69mi
114 Teresa San Antonio, TX 3.0 1.0 984 $1,450 $1.47 24d 1 0.69mi
327 Gem Ln San Antonio, TX 2.0 1.0 786 $1,600 $2.04 11d 1 0.69mi
2600 S Flores St San Antonio, TX 2.0 1.0 705 $900 $1.28 24d 3 0.70mi
154 Octavia Pl San Antonio, TX 4.0 2.0 1468 $1,650 $1.12 16d 1 0.72mi
220 Hansford St San Antonio, TX 3.0 2.0 1269 $1,600 $1.26 3d 1 0.81mi
120 Bank St San Antonio, TX 3.0 2.0 1035 $1,450 $1.40 20d 1 0.82mi
120 Bank St San Antonio, TX 3.0 2.0 1035 $1,495 $1.44 44d 1 0.82mi
413 Probandt San Antonio, TX 2.0 1.0 996 $1,400 $1.41 20d 1 0.86mi
142 Helena St San Antonio, TX 2.0 1.0 840 $1,350 $1.61 4d 1 0.87mi
134 Gladstone St San Antonio, TX 2.0 1.0 1407 $1,000 $0.71 11d 1 0.89mi
1019 Steves Ave Unit 1 San Antonio, TX 2.0 1.0 800 $1,350 $1.69 4d 1 0.92mi
110 Dowdy St San Antonio, TX 3.0 1.0 1120 $1,395 $1.25 24d 1 0.93mi
423 Blue Star Unit 710 San Antonio, TX 2.0 2.0 1209 $1,929 $1.60 3d 1 0.94mi
147 Saint Francis Ave San Antonio, TX 3.0 2.0 1224 $1,800 $1.47 4d 1 0.94mi
161 Kaine St San Antonio, TX 3.0 1.0 1000 $1,450 $1.45 18d 1 0.96mi
439 W Lubbock St San Antonio, TX 4.0 2.0 1288 $1,635 $1.27 24d 1 0.96mi
439 W Lubbock St San Antonio, TX 4.0 2.0 1288 $1,620 $1.26 3d 1 0.96mi
411 E Lachapelle San Antonio, TX 2.0 2.0 770 $975 $1.27 22d 1 0.97mi
438 Pruitt Ave #1 San Antonio, TX 2.0 1.0 980 $1,245 $1.27 44d 1 0.99mi
2007 S Presa St San Antonio, TX 2.0 1.0 1276 $1,800 $1.41 15d 1 1.02mi
108 Beatrice Ave Unit 102 San Antonio, TX 3.0 1.0 828 $1,345 $1.62 44d 1 1.03mi
108 Beatrice Ave Unit 101 San Antonio, TX 4.0 2.0 1232 $1,545 $1.25 44d 1 1.03mi
205 Mockert San Antonio, TX 2.0 1.0 864 $1,050 $1.22 24d 1 1.04mi
506 W Drexel Ave San Antonio, TX 2.0 1.0 740 $750 $1.01 24d 1 1.05mi
330 Clay St #24 San Antonio, TX 2.0 2.0 1424 $2,395 $1.68 12d 1 1.09mi
222 Glass Ave San Antonio, TX 2.0 2.0 1007 $2,400 $2.38 44d 1 1.11mi
262 E Cevallos San Antonio, TX 2.0 2.5 1354 $2,055 $1.52 44d 1 1.15mi
302 E Cevallos St Unit 1 San Antonio, TX 2.0 1.0 1132 $1,550 $1.37 24d 1 1.16mi
122 Biering St #2 San Antonio, TX 2.0 1.0 1472 $1,100 $0.75 44d 1 1.17mi
301 E Cevallos San Antonio, TX 2.0 1.0–2.5 983 $1,819 $1.85 3d 14 1.17mi
415 Chalmers Ave San Antonio, TX 2.0 1.0 1340 $1,200 $0.90 24d 1 1.18mi
815 Ripford St San Antonio, TX 2.0 1.0 728 $1,300 $1.79 4d 1 1.20mi
228 Lotus St Unit 201 San Antonio, TX 3.0 3.5 1500 $1,850 $1.23 3d 1 1.22mi
228 Lotus Ave Unit 101 San Antonio, TX 3.0 2.0 1500 $1,850 $1.23 12d 1 1.22mi

Listing history 20 events

  1. 2026-06-18
    days on market $115,000 Active 72 DOM
  2. 2026-06-17
    days on market $115,000 Active 71 DOM
  3. 2026-06-16
    days on market $115,000 Active 70 DOM
  4. 2026-06-15
    days on market $115,000 Active 69 DOM
  5. 2026-06-13
    days on market $115,000 Active 67 DOM
  6. 2026-06-09
    days on market $115,000 Active 63 DOM
  7. 2026-06-08
    days on market $115,000 Active 62 DOM
  8. 2026-06-07
    days on market $115,000 Active 61 DOM
  9. 2026-06-04
    days on market $115,000 Active 58 DOM
  10. 2026-06-03
    days on market $115,000 Active 57 DOM
  11. 2026-06-02
    days on market $115,000 Active 56 DOM
  12. 2026-06-01
    days on market $115,000 Active 55 DOM
  13. 2026-05-31
    days on market $115,000 Active 54 DOM
  14. 2026-05-18
    price $115,000 550-char remark
    Show marketing remark (550 chars)

    Come see your new home today! This is a cozy 3 Bedroom 1 Bath house. Upon entry you will be greeted with a comfortable living space perfect for relaxing. Backyard is a nice size for entertaining or relaxing. House is positioned directly across from the San Antonio River and located in a quiet little pocket neighborhood. Located near Mission Conception Park, Developing Lone Star Brewery area, Riverside Golf Course, Lavaca District, King William District, and San Antonio River. Easy access to Highways I-10 and 37. Schedule your appointment today!

  15. 2026-04-07
    listed $125,000 New 550-char remark
    Show marketing remark (550 chars)

    Come see your new home today! This is a cozy 3 Bedroom 1 Bath house. Upon entry you will be greeted with a comfortable living space perfect for relaxing. Backyard is a nice size for entertaining or relaxing. House is positioned directly across from the San Antonio River and located in a quiet little pocket neighborhood. Located near Mission Conception Park, Developing Lone Star Brewery area, Riverside Golf Course, Lavaca District, King William District, and San Antonio River. Easy access to Highways I-10 and 37. Schedule your appointment today!

  16. 2018-04-04
    soldstatus
  17. 2010-09-03
    soldstatus
  18. 2007-01-05
    soldstatus
  19. 2005-03-16
    soldstatus
  20. 2005-03-16
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$4,253 · $354/mo
Projected year-2 tax
$4,253 · $354/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 24% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 8/10 Severe 7 d/yr ≥109°F today · 22 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$18,876
− Mortgage interest
−$6,442
− Property taxes
−$4,253
− Insurance
−$575
− Repairs & maintenance
−$1,510
− Management
−$1,510
− Depreciation
−$3,345
Taxable income
$1,241
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$298
After-tax cash flow
$2,550/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
San Antonio ISD
NCES district ID
4838730
Math proficiency
12% ▼ -21.00%
Reading proficiency
22% ▼ -7.00%
Median HH income
$30,952
Composite
13.57/100
National rank
#9512
State rank
#805 of 826 in TX

Livability — San Antonio

Score
80/100
State rank
#31
US rank
#1616

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment C Housing A+ Health & safety A+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
San Antonio, TX
County
Bexar County · 1,990,555 people
City population
1,806,925
Metro
San Antonio-New Braunfels, TX
Population (ZIP)
34,940
Household income
$55,028
Rent vs Own
39.2% rent · 60.8% own
Severe rent burden
1708.0

Population outlook (Bexar County) Hauer SSP2

Today (2025)
2,336,851 people
By 2030
2,560,728 · +9.6%
By 2040
3,020,569 · +29.3%
By 2050
3,493,522 · +49.5%
By 2075
4,668,459 · +99.8%
By 2100
5,533,242 · +136.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (83%)
Race & ethnicity
Hispanic / Latino 83% Two or more races 29% White 11% Black 4% Native American 2%
Hispanic origin (detail)
Mexican 72% Puerto Rican 2%
Common ancestry
Lithuanian 1%
Foreign-born
12% · Canada
Languages at home
55% English-only · Spanish 44%

Political lean MEDSL · Bexar

2024 margin
Lean D (+9.8) · D 54.3% · R 44.6% · Other 1.1%
2008→2024 swing
+4.2pp toward D · 2008: 5.6pp · 2024: 9.8pp
All cycles
2024: D+9.8 2020: D+18.2 2016: D+13.5 2012: D+4.6 2008: D+5.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -163.42%
Current HPI
286.299
Rent YoY
▲ 1.07%
Metro
San Antonio-New Braunfels, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-8.0% since first listed
7 events — show timeline
  • 2026-05-18 Price Changed $115,000 LERA
  • 2026-04-07 Listed $125,000 LERA
  • 2018-04-04 Sold (Public Records) Public Records
  • 2010-09-03 Sold (Public Records) Public Records
  • 2007-01-05 Sold (Public Records) Public Records
  • 2005-03-16 Sold (Public Records) Public Records
  • 2005-03-16 Sold (Public Records) Public Records

Property tax history

+9.9%/yr

Latest (2025): $4,253 · +0.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…