132 Parkview · San Antonio, TX
Flood risk 4/10 · Minor
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.24%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 8/10 · Major
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 22 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 80.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +24.6/30.0
- ARV discount +15.0/15.0
- 1% rule +8.7/10.0
- DSCR +7.9/10.0
- Livability +4.0/5.0
- Rent growth +2.8/5.0
- Condition / age +2.5/5.0
- Schools +1.4/10.0
- Appreciation +0.0/10.0
$115,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Come see your new home today! This is a cozy 3 Bedroom 1 Bath house. Upon entry you will be greeted with a comfortable living space perfect for relaxing. Backyard is a nice size for entertaining or relaxing. House is positioned directly across from the San Antonio River and located in a quiet little pocket neighborhood. Located near Mission Conception Park, Developing Lone Star Brewery area, Riverside Golf Course, Lavaca District, King William District, and San Antonio River. Easy access to Highways I-10 and 37. Schedule your appointment today!
Key facts
- 5,009 sq ft lot
- Built 1965
- Listed 72 days
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $115k.
Deal economics
- At list price, monthly cash flow is $237 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $115k).
- Recommended offer: $108k (6.0% below list) — sets the bar for market timing.
- Cap rate 8.8% vs local median 3.8% in San Antonio — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 80/100 on livability (#31 in TX, #1,616 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: schools C-, crime F.
- San Antonio ISD (urban): math 12% / reading 22% proficiency, ranked #805 of 826 in TX (top 98%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 80% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising (+1.1%/yr); 269 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 20d on market — plan ~3-4 weeks tenant-placement turnaround); 8,308 units permitted in Bexar County in 2024 (2,506 in 5+ unit buildings).
- This rent runs 34% of the median local income ($55k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $795 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Bexar County population projected at +50% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 72 days — a 6% lower offer ($108k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Watch-outs: property tax is 3.7% of price.
- Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 72 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- Built in 1965 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.37% ✓
- Cap rate
- 8.77%
- Cash-on-cash
- 8.84%
- DSCR
- 1.39
- GRM
- 6.1
CMA / ARV
- ARV (median comp)
- $172,436
- List price
- $115,000
- Delta
- -33.31%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 805 Theo Pkwy | 0.07mi | 3/1.0 | 1,200 (+11%) | 14mo | $260,000 | $217 | 67 |
| 110 Morrow | 0.48mi | 3/1.0 | 1,100 (+2%) | 12mo | $120,000 | $109 | 65 |
| 124 Parkview | 0.03mi | 3/2.0 | 960 (-11%) | 14mo | $99,000 | $103 | 64 |
| 601 Mitchell | 0.47mi | 2/1.0 (-1) | 1,038 (-4%) | 3mo | $69,000 | $66 | 64 |
| 118 Odis | 0.24mi | 3/2.0 | 1,000 (-8%) | 11mo | $155,000 | $155 | 63 |
| 236 E Baylor | 0.54mi | 3/2.0 | 1,086 (+0%) | 21mo | $115,000 | $106 | 53 |
| 258 Helena St | 0.70mi | 3/1.0 | 1,065 (-2%) | 16mo | $149,000 | $140 | 51 |
| 255 Carle | 0.56mi | 2/2.0 (-1) | 1,024 (-5%) | 7mo | $379,500 | $371 | 50 |
| 114 Benita | 0.52mi | 2/2.0 (-1) | 1,181 (+9%) | 2mo | $100,000 | $85 | 50 |
| 211 E Theo | 0.48mi | 2/2.0 (-1) | 1,002 (-7%) | 10mo | $185,000 | $185 | 48 |
| 226 Carle | 0.50mi | 3/1.0 | 924 (-15%) | 10mo | $140,000 | $152 | 44 |
| 317 Regent | 0.45mi | 2/1.0 (-1) | 1,212 (+12%) | 21mo | $78,000 | $64 | 37 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 1.07% rent growth · sell at horizon
- IRR
- -5.4%
- Equity multiple
- 0.80×
- Total profit
- $-6,367
- Equity at exit
- $17,147
- IRR
- 1.3%
- Equity multiple
- 1.08×
- Total profit
- $2,707
- Equity at exit
- $9,943
Cash invested: $32,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 78210
- Rents YoY
- 1.1%
- Active inventory
- 269
- Price-to-rent
- 6.1×
Monthly cashflow live
- Estimated rent
- $1,573 high interval (Pro) →
- Mortgage (P&I)
- −$603
- Tax from tax record
- −$354 /mo · $4,253/yr
- Insurance
- −$48
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$330
- Net cashflow
- $237
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $28,750
- Closing costs
- $3,450
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 323 W Mitchell St San Antonio, TX | 1.0–2.0 | 1.0–2.0 | 788 | $1,257 | $1.59 | 3d | 1 | 0.24mi |
| 222 E Mitchell St San Antonio, TX | 2.0 | 1.0–2.0 | 972 | $1,825 | $1.88 | 2d | 16 | 0.30mi |
| 271 Oelkers San Antonio, TX | 4.0 | 2.0 | 1270 | $1,795 | $1.41 | 24d | 1 | 0.52mi |
| 131 Elsie Unit 301 San Antonio, TX | 2.0 | 1.0 | 950 | $795 | $0.84 | 4d | 1 | 0.59mi |
| 155 Oelkers San Antonio, TX | 4.0 | 3.0 | 1500 | $2,750 | $1.83 | 3d | 1 | 0.60mi |
| 271 E Lambert St San Antonio, TX | 3.0 | 1.0 | 950 | $1,250 | $1.32 | 20d | 1 | 0.69mi |
| 114 Teresa San Antonio, TX | 3.0 | 1.0 | 984 | $1,450 | $1.47 | 24d | 1 | 0.69mi |
| 327 Gem Ln San Antonio, TX | 2.0 | 1.0 | 786 | $1,600 | $2.04 | 11d | 1 | 0.69mi |
| 2600 S Flores St San Antonio, TX | 2.0 | 1.0 | 705 | $900 | $1.28 | 24d | 3 | 0.70mi |
| 154 Octavia Pl San Antonio, TX | 4.0 | 2.0 | 1468 | $1,650 | $1.12 | 16d | 1 | 0.72mi |
| 220 Hansford St San Antonio, TX | 3.0 | 2.0 | 1269 | $1,600 | $1.26 | 3d | 1 | 0.81mi |
| 120 Bank St San Antonio, TX | 3.0 | 2.0 | 1035 | $1,450 | $1.40 | 20d | 1 | 0.82mi |
| 120 Bank St San Antonio, TX | 3.0 | 2.0 | 1035 | $1,495 | $1.44 | 44d | 1 | 0.82mi |
| 413 Probandt San Antonio, TX | 2.0 | 1.0 | 996 | $1,400 | $1.41 | 20d | 1 | 0.86mi |
| 142 Helena St San Antonio, TX | 2.0 | 1.0 | 840 | $1,350 | $1.61 | 4d | 1 | 0.87mi |
| 134 Gladstone St San Antonio, TX | 2.0 | 1.0 | 1407 | $1,000 | $0.71 | 11d | 1 | 0.89mi |
| 1019 Steves Ave Unit 1 San Antonio, TX | 2.0 | 1.0 | 800 | $1,350 | $1.69 | 4d | 1 | 0.92mi |
| 110 Dowdy St San Antonio, TX | 3.0 | 1.0 | 1120 | $1,395 | $1.25 | 24d | 1 | 0.93mi |
| 423 Blue Star Unit 710 San Antonio, TX | 2.0 | 2.0 | 1209 | $1,929 | $1.60 | 3d | 1 | 0.94mi |
| 147 Saint Francis Ave San Antonio, TX | 3.0 | 2.0 | 1224 | $1,800 | $1.47 | 4d | 1 | 0.94mi |
| 161 Kaine St San Antonio, TX | 3.0 | 1.0 | 1000 | $1,450 | $1.45 | 18d | 1 | 0.96mi |
| 439 W Lubbock St San Antonio, TX | 4.0 | 2.0 | 1288 | $1,635 | $1.27 | 24d | 1 | 0.96mi |
| 439 W Lubbock St San Antonio, TX | 4.0 | 2.0 | 1288 | $1,620 | $1.26 | 3d | 1 | 0.96mi |
| 411 E Lachapelle San Antonio, TX | 2.0 | 2.0 | 770 | $975 | $1.27 | 22d | 1 | 0.97mi |
| 438 Pruitt Ave #1 San Antonio, TX | 2.0 | 1.0 | 980 | $1,245 | $1.27 | 44d | 1 | 0.99mi |
| 2007 S Presa St San Antonio, TX | 2.0 | 1.0 | 1276 | $1,800 | $1.41 | 15d | 1 | 1.02mi |
| 108 Beatrice Ave Unit 102 San Antonio, TX | 3.0 | 1.0 | 828 | $1,345 | $1.62 | 44d | 1 | 1.03mi |
| 108 Beatrice Ave Unit 101 San Antonio, TX | 4.0 | 2.0 | 1232 | $1,545 | $1.25 | 44d | 1 | 1.03mi |
| 205 Mockert San Antonio, TX | 2.0 | 1.0 | 864 | $1,050 | $1.22 | 24d | 1 | 1.04mi |
| 506 W Drexel Ave San Antonio, TX | 2.0 | 1.0 | 740 | $750 | $1.01 | 24d | 1 | 1.05mi |
| 330 Clay St #24 San Antonio, TX | 2.0 | 2.0 | 1424 | $2,395 | $1.68 | 12d | 1 | 1.09mi |
| 222 Glass Ave San Antonio, TX | 2.0 | 2.0 | 1007 | $2,400 | $2.38 | 44d | 1 | 1.11mi |
| 262 E Cevallos San Antonio, TX | 2.0 | 2.5 | 1354 | $2,055 | $1.52 | 44d | 1 | 1.15mi |
| 302 E Cevallos St Unit 1 San Antonio, TX | 2.0 | 1.0 | 1132 | $1,550 | $1.37 | 24d | 1 | 1.16mi |
| 122 Biering St #2 San Antonio, TX | 2.0 | 1.0 | 1472 | $1,100 | $0.75 | 44d | 1 | 1.17mi |
| 301 E Cevallos San Antonio, TX | 2.0 | 1.0–2.5 | 983 | $1,819 | $1.85 | 3d | 14 | 1.17mi |
| 415 Chalmers Ave San Antonio, TX | 2.0 | 1.0 | 1340 | $1,200 | $0.90 | 24d | 1 | 1.18mi |
| 815 Ripford St San Antonio, TX | 2.0 | 1.0 | 728 | $1,300 | $1.79 | 4d | 1 | 1.20mi |
| 228 Lotus St Unit 201 San Antonio, TX | 3.0 | 3.5 | 1500 | $1,850 | $1.23 | 3d | 1 | 1.22mi |
| 228 Lotus Ave Unit 101 San Antonio, TX | 3.0 | 2.0 | 1500 | $1,850 | $1.23 | 12d | 1 | 1.22mi |
Listing history 20 events
-
2026-06-18days on market $115,000 Active 72 DOM
-
2026-06-17days on market $115,000 Active 71 DOM
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2026-06-16days on market $115,000 Active 70 DOM
-
2026-06-15days on market $115,000 Active 69 DOM
-
2026-06-13days on market $115,000 Active 67 DOM
-
2026-06-09days on market $115,000 Active 63 DOM
-
2026-06-08days on market $115,000 Active 62 DOM
-
2026-06-07days on market $115,000 Active 61 DOM
-
2026-06-04days on market $115,000 Active 58 DOM
-
2026-06-03days on market $115,000 Active 57 DOM
-
2026-06-02days on market $115,000 Active 56 DOM
-
2026-06-01days on market $115,000 Active 55 DOM
-
2026-05-31days on market $115,000 Active 54 DOM
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2026-05-18price $115,000 550-char remark
Show marketing remark (550 chars)
Come see your new home today! This is a cozy 3 Bedroom 1 Bath house. Upon entry you will be greeted with a comfortable living space perfect for relaxing. Backyard is a nice size for entertaining or relaxing. House is positioned directly across from the San Antonio River and located in a quiet little pocket neighborhood. Located near Mission Conception Park, Developing Lone Star Brewery area, Riverside Golf Course, Lavaca District, King William District, and San Antonio River. Easy access to Highways I-10 and 37. Schedule your appointment today!
-
2026-04-07$125,000 New 550-char remark
Show marketing remark (550 chars)
Come see your new home today! This is a cozy 3 Bedroom 1 Bath house. Upon entry you will be greeted with a comfortable living space perfect for relaxing. Backyard is a nice size for entertaining or relaxing. House is positioned directly across from the San Antonio River and located in a quiet little pocket neighborhood. Located near Mission Conception Park, Developing Lone Star Brewery area, Riverside Golf Course, Lavaca District, King William District, and San Antonio River. Easy access to Highways I-10 and 37. Schedule your appointment today!
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2018-04-04soldstatus
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2010-09-03soldstatus
-
2007-01-05soldstatus
-
2005-03-16soldstatus
-
2005-03-16soldstatus
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $4,253 · $354/mo
- Projected year-2 tax
- $4,253 · $354/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 4/10 Moderate FEMA zone X (unshaded) · 24% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 8/10 Severe 7 d/yr ≥109°F today · 22 d/yr by 30 yrs out
- Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $18,876
- − Mortgage interest
- −$6,442
- − Property taxes
- −$4,253
- − Insurance
- −$575
- − Repairs & maintenance
- −$1,510
- − Management
- −$1,510
- − Depreciation
- −$3,345
- Taxable income
- $1,241
- Est. tax owed @ 24.0%
- −$298
- After-tax cash flow
- $2,550/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- San Antonio ISD
- NCES district ID
- 4838730
- Math proficiency
- 12% ▼ -21.00%
- Reading proficiency
- 22% ▼ -7.00%
- Median HH income
- $30,952
- Composite
- 13.57/100
- National rank
- #9512
- State rank
- #805 of 826 in TX
Livability — San Antonio
- Score
- 80/100
- State rank
- #31
- US rank
- #1616
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- San Antonio, TX
- County
- Bexar County · 1,990,555 people
- City population
- 1,806,925
- Metro
- San Antonio-New Braunfels, TX
- Population (ZIP)
- 34,940
- Household income
- $55,028
- Rent vs Own
- Severe rent burden
- 1708.0
Population outlook (Bexar County) Hauer SSP2
- Today (2025)
- 2,336,851 people
- By 2030
- 2,560,728 · +9.6%
- By 2040
- 3,020,569 · +29.3%
- By 2050
- 3,493,522 · +49.5%
- By 2075
- 4,668,459 · +99.8%
- By 2100
- 5,533,242 · +136.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Hispanic (83%)
- Race & ethnicity
- Hispanic / Latino 83% Two or more races 29% White 11% Black 4% Native American 2%
- Hispanic origin (detail)
- Mexican 72% Puerto Rican 2%
- Common ancestry
- Lithuanian 1%
- Foreign-born
- 12% · Canada
- Languages at home
- 55% English-only · Spanish 44%
Political lean MEDSL · Bexar
- 2024 margin
- Lean D (+9.8) · D 54.3% · R 44.6% · Other 1.1%
- 2008→2024 swing
- +4.2pp toward D · 2008: 5.6pp · 2024: 9.8pp
- All cycles
- 2024: D+9.8 2020: D+18.2 2016: D+13.5 2012: D+4.6 2008: D+5.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -163.42%
- Current HPI
- 286.299
- Rent YoY
- ▲ 1.07%
- Metro
- San Antonio-New Braunfels, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
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||
| Technology | 5 | $198B |
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||
| Engineering / Construction | 4 | $72B |
|
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| Energy Services | 3 | $60B |
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||
| Utilities | 3 | $41B |
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| Healthcare | 2 | $330B |
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Price history
-8.0% since first listed7 events — show timeline
- 2026-05-18 Price Changed $115,000 LERA
- 2026-04-07 Listed $125,000 LERA
- 2018-04-04 Sold (Public Records) — Public Records
- 2010-09-03 Sold (Public Records) — Public Records
- 2007-01-05 Sold (Public Records) — Public Records
- 2005-03-16 Sold (Public Records) — Public Records
- 2005-03-16 Sold (Public Records) — Public Records
Property tax history
+9.9%/yrLatest (2025): $4,253 · +0.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…