1594 White Rd · Bradford, VT 05039

$39,000

1 bd · 1.0 ba · 992 sqft · Other public records · 46 Days on market

Built 1980 0.50 ac lot

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Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Appreciation +6.2/10.0
• Schools +5.0/10.0
• Livability +3.6/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

Looking to make something your own, but not really looking to start from the ground up? Take a look at this unfinished cabin that sits on half an acre of gorgeous, wooded and shaded land in Corinth. Some projects have been started, such as a functional wood stove, kitchen cabinetry, and necessities for a bathroom. There is also an awesome loft as a bonus space! While easily accessible, this feels like a hide away, whether you want a weekend escape, or a future tiny home - take a look and see what you could make of it today!

Key facts

• 0.5 acre lot
• Built 1980
• Listed 46 days

Property features AI

Exterior

• Utilities: Public water; Public sewer; Other electric service; Internet availability unknown; Other utilities
• Home design: Other architectural style; New construction; Wood frame construction; Metal roof; Built in 1980
• Construction: Wood frame construction; Metal roof; Built in 1980
• Exterior features: Lot with other features; Directions: Head toward Kallberg Dr, turn right onto White Rd

Interior

• Bathrooms: One full bathroom
• Heating & cooling: Other type of heating
• Interior features: One total room

What this means for you Summary

Snapshot

• This is a 1-bed/1.0-bath other listed at $39k.

Deal economics

• At list price, monthly cash flow is $559 ($7k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $39k).
• Recommended offer: $38k (3.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 72/100 on livability (#23 in VT) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, health & safety A+; Watch: employment C-, amenities F, commute F.
• Zoned schools: Waits River Valley Union School (math 32% / reading 47%, grade F, #96 of 192 statewide, top 57%, 263 students, 38% FRL).
• Market conditions: 7 active listings in the ZIP; 74 units permitted in Orange County in 2024 (28 in 5+ unit buildings).

Forward outlook

• In year one you build about $1k of equity ($270 loan paydown + $910 appreciation (2.3% local appreciation)).
• Orange County population projected at -18% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (2.3% appreciation + 3.0% rent growth), your $11k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

• It's been on market 46 days — a 3% lower offer ($38k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 4y ago; this cycle's ask has dropped $10k (20%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Recommended offer $37,830 (3.0% below list)

Questions for the listing agent

1. It's been on market 46 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 2.66% ✓
• Cap rate: 23.50%
• Cash-on-cash: 61.46%
• DSCR: 3.73
• GRM: 3.1

CMA / ARV

No comps found within radius.

Projected returns pro-forma

2.33% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 65.6%
• Equity multiple: 4.57×
• Total profit: $38,974
• Equity at exit: $16,093

10-year hold

• IRR: 65.7%
• Equity multiple: 9.29×
• Total profit: $90,575
• Equity at exit: $23,732

Cash invested: $10,920 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 41 Moderately Tenant-Leaning
• State Vermont: 41 Moderately Tenant-Leaning · D+15
• County: — inherits STATE
• City: — inherits STATE

Just-cause in Burlington (2022); strong habitability.

Methodology + full state rankings →

ZIP-level market 05039

• Home prices YoY: 1.8%
• Active inventory: 7
• Price-to-rent: 3.1×

Monthly cashflow live

• Estimated rent: $1,037 medium
• Mortgage (P&I): −$205
• Tax from tax record: −$39 /mo · $472/yr
• Insurance: −$16
• HOA: −$0
• Vacancy / Maint / Mgmt: −$218
• Net cashflow: $559

Break-even live

Break-even rent $329

Max offer price $39,000

Occupancy floor 41%

Sensitivity live

Price	-10% $581	-5% $570	+0% $559	+5% $548	+10% $537
Rent	-10% $477	-5% $518	+0% $559	+5% $600	+10% $641
Rate	-1.0pp $579	-0.5pp $569	base $559	+0.5pp $549	+1.0pp $539

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $9,750
• Closing costs: $1,170
• Reserves months: —
• Total cash needed: —

Listing history 26 events

1. 2026-06-21
   days on market $39,000 Active 46 DOM
2. 2026-06-19
   pricedays on market $39,000 Active 44 DOM
3. 2026-06-18
   days on market $44,500 Active 43 DOM
4. 2026-06-17
   days on market $44,500 Active 42 DOM
5. 2026-06-16
   days on market $44,500 Active 41 DOM
6. 2026-06-15
   days on market $44,500 Active 40 DOM
7. 2026-06-14
   days on market $44,500 Active 38 DOM
8. 2026-06-12
   pricedays on market $44,500 Active 37 DOM
9. 2026-06-09
   days on market $49,000 Active 34 DOM
10. 2026-06-08
    days on market $49,000 Active 33 DOM
11. 2026-06-07
    days on market $49,000 Active 32 DOM
12. 2026-06-07
    days on market $49,000 Active 31 DOM
13. 2026-06-04
    days on market $49,000 Active 28 DOM
14. 2026-06-02
    days on market $49,000 Active 27 DOM
15. 2026-06-01
    days on market $49,000 Active 26 DOM
16. 2026-05-31
    days on market $49,000 Active 25 DOM
17. 2026-05-31
    days on market $49,000 Active 24 DOM
18. 2026-05-06
    listed $49,000 Active
19. 2026-01-05
    soldstatus $45,000
20. 2025-12-29
    soldstatus $45,000 Closed 529-char remark

    Show marketing remark (529 chars)

    Looking to make something your own, but not really looking to start from the ground up? Take a look at this unfinished cabin that sits on half an acre of gorgeous, wooded and shaded land in Corinth. Some projects have been started, such as a functional wood stove, kitchen cabinetry, and necessities for a bathroom. There is also an awesome loft as a bonus space! While easily accessible, this feels like a hide away, whether you want a weekend escape, or a future tiny home - take a look and see what you could make of it today!

21. 2025-12-04
    historical Active with Contract 529-char remark

    Show marketing remark (529 chars)

    Looking to make something your own, but not really looking to start from the ground up? Take a look at this unfinished cabin that sits on half an acre of gorgeous, wooded and shaded land in Corinth. Some projects have been started, such as a functional wood stove, kitchen cabinetry, and necessities for a bathroom. There is also an awesome loft as a bonus space! While easily accessible, this feels like a hide away, whether you want a weekend escape, or a future tiny home - take a look and see what you could make of it today!

22. 2025-09-04
    listed $55,000 Active 529-char remark

    Show marketing remark (529 chars)

    Looking to make something your own, but not really looking to start from the ground up? Take a look at this unfinished cabin that sits on half an acre of gorgeous, wooded and shaded land in Corinth. Some projects have been started, such as a functional wood stove, kitchen cabinetry, and necessities for a bathroom. There is also an awesome loft as a bonus space! While easily accessible, this feels like a hide away, whether you want a weekend escape, or a future tiny home - take a look and see what you could make of it today!

23. 2022-06-24
    soldstatus $36,000
24. 2022-06-14
    soldstatus $36,000 Closed 509-char remark

    Show marketing remark (509 chars)

    Are you looking for a piece of recreational property in the woods of Vermont? Are you a handy mover and shaker looking for a project? This little cabin in beautiful Corinth may be just what you have been imagining. The cabin sits just a little ways down White Rd on half an acre of wooded property. The interior of the camp needs someone with vision to finish it, and has spring water access. Secluded, but still only a short drive to the amenities of Barre and Bradford. Come get your slice of Vermont today!

25. 2022-05-09
    status Pending 509-char remark

    Show marketing remark (509 chars)

    Are you looking for a piece of recreational property in the woods of Vermont? Are you a handy mover and shaker looking for a project? This little cabin in beautiful Corinth may be just what you have been imagining. The cabin sits just a little ways down White Rd on half an acre of wooded property. The interior of the camp needs someone with vision to finish it, and has spring water access. Secluded, but still only a short drive to the amenities of Barre and Bradford. Come get your slice of Vermont today!

26. 2022-03-01
    listed $49,000 Active 509-char remark

    Show marketing remark (509 chars)

    Are you looking for a piece of recreational property in the woods of Vermont? Are you a handy mover and shaker looking for a project? This little cabin in beautiful Corinth may be just what you have been imagining. The cabin sits just a little ways down White Rd on half an acre of wooded property. The interior of the camp needs someone with vision to finish it, and has spring water access. Secluded, but still only a short drive to the amenities of Barre and Bradford. Come get your slice of Vermont today!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast VT · Partial reset (capped growth)

• Current annual tax: $472 · $39/mo
• Projected year-2 tax: $607 · $51/mo
• Expected delta: +$134/yr (+$11/mo · 28.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 1/10 Low 5 d/yr ≥91°F today · 11 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 3% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $12,447
• − Mortgage interest: −$2,185
• − Property taxes: −$472
• − Insurance: −$195
• − Repairs & maintenance: −$996
• − Management: −$996
• − Depreciation: −$1,135
• Taxable income: $6,469
• Est. tax owed @ 24.0%: −$1,553
• After-tax cash flow: $5,159/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

No district data.

Livability — Bradford

• Score: 72/100
• State rank: #23
• US rank: #5709

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment C- Housing B Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Population (ZIP): 987

Population outlook (Orange County) Hauer SSP2

• Today (2025): 28,186 people
• By 2030: 27,359 · -2.9%
• By 2040: 25,221 · -10.5%
• By 2050: 23,023 · -18.3%
• By 2075: 18,621 · -33.9%
• By 2100: 14,477 · -48.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (94%)
• Race & ethnicity: White 94% Two or more races 4% Hispanic / Latino 1%
• Common ancestry: Slovak 14% Lithuanian 10% Serbian 2%
• Foreign-born: 1%

Political lean MEDSL · Orange

• 2024 margin: Strong D (+20.2) · D 58.3% · R 38.1% · Other 3.6%
• 2008→2024 swing: -11.1pp toward R · 2008: 31.3pp · 2024: 20.2pp
• All cycles: 2024: D+20.2 2020: D+24.1 2016: D+18.8 2012: D+32.1 2008: D+31.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 2.33%
• Current HPI: 135.6372
• Rent YoY: —
• Metro: —
• State GDP YoY: —
• F500 in state: 0

Price history

+0.0% since first listed

9 events — show timeline

• 2026-05-06 Listed $49,000 PrimeMLS
• 2026-01-05 Sold (Public Records) $45,000 Public Records
• 2025-12-29 Sold (MLS) $45,000 PrimeMLS
• 2025-12-04 Contingent — PrimeMLS
• 2025-09-04 Listed $55,000 PrimeMLS
• 2022-06-24 Sold (Public Records) $36,000 Public Records
• 2022-06-14 Sold (MLS) $36,000 PrimeMLS
• 2022-05-09 Pending — PrimeMLS
• 2022-03-01 Listed $49,000 PrimeMLS

Property tax history

-2.3%/yr

Latest (2024): $472 · +6.6% YoY. Source: county tax records.