210 9th St S · Wishek, ND 58495

$59,999

3 bd · 1.0 ba · 1,056 sqft · SingleFamily · 27 Days on market

Built 1920 Fair condition 7,000 sqft lot

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Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Appreciation +5.0/10.0
• Schools +4.4/10.0
• Livability +3.9/5.0
• Rent growth +2.5/5.0
• Condition / age +2.2/5.0

Key facts

• New metal roof
• 7,000 sq ft lot
• 2 garage spots

Tags

• NEW METAL ROOF
• RECENTLY UPDATED WINDOWS
• CLOSE PROXIMITY TO SCHOOL
• CLOSE PROXIMITY TO MAIN STREET

Property features AI

Exterior

• Parking: Detached 2-car garage
• Utilities: Public water; Public sewer; Electricity connected; Propane available; Cable available; Water connected
• Home design: Single-family residence; Two levels
• Construction: Wood siding; Metal roof; Concrete perimeter foundation; Built as a residential single family home
• Exterior features: No exterior features listed; No fencing; Asphalt road frontage on a public maintained city street; Lot approximately 50 x 140 (0.16 acres)

Interior

• Kitchen: Dishwasher; Microwave; Range
• Flooring: Laminate
• Bathrooms: 1 full bathroom
• Heating & cooling: Forced air heating; Central air conditioning
• Interior features: Dishwasher; Dryer; Microwave; Range; Washer; Laminate flooring; Basement with dirt floor
• Laundry & utility: Washer; Dryer

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $60k. Condition is rated fair.

Deal economics

• At list price, monthly cash flow is $381 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $60k).
• Recommended offer: $59k (1.5% below list) — sets the bar for market timing.

Location & tenants

• Location reads 78/100 on livability (#9 in ND, #2,743 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: schools C-, employment C-, amenities F.
• Wishek 19 (rural): math 50% / reading 50% proficiency, ranked #58 of 169 in ND (top 34%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: 6 active listings in the ZIP.

Forward outlook

• In year one you build about $2k of equity ($415 loan paydown + $2k appreciation (3.0% local appreciation)).
• McIntosh County population projected at +8% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• At projected returns (3.0% appreciation + 3.0% rent growth), your $17k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

• It's been on market 27 days — a 2% lower offer ($59k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Watch-outs: built in 1920 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $59,099 (1.5% below list)

Questions for the listing agent

1. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
2. Built in 1920 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.68% ✓
• Cap rate: 13.92%
• Cash-on-cash: 27.24%
• DSCR: 2.21
• GRM: 5.0

CMA / ARV

No comps found within radius.

Projected returns pro-forma

3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 33.2%
• Equity multiple: 2.88×
• Total profit: $31,532
• Equity at exit: $26,978

10-year hold

• IRR: 33.5%
• Equity multiple: 5.66×
• Total profit: $78,240
• Equity at exit: $41,577

Cash invested: $16,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 82 Strongly Landlord-Friendly
• State North Dakota: 82 Strongly Landlord-Friendly · R+20
• County: — inherits STATE
• City: — inherits STATE

3-day notice; landlord-friendly.

Methodology + full state rankings →

ZIP-level market 58495

• Active inventory: 6
• Price-to-rent: 5.0×

Monthly cashflow live

• Estimated rent: $1,008 medium
• Mortgage (P&I): −$315
• Tax est. 1.5%: −$75 /mo · $900/yr
• Insurance: −$25
• HOA: −$0
• Vacancy / Maint / Mgmt: −$212
• Net cashflow: $381

Break-even live

Break-even rent $525

Max offer price $59,999

Occupancy floor 57%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $15,000
• Closing costs: $1,800
• Reserves months: —
• Total cash needed: —

Listing history 15 events

1. 2026-06-18
   days on market $59,999 Active 27 DOM
2. 2026-06-17
   days on market $59,999 Active 26 DOM
3. 2026-06-16
   days on market $59,999 Active 25 DOM
4. 2026-06-15
   days on market $59,999 Active 24 DOM
5. 2026-06-13
   days on market $59,999 Active 22 DOM
6. 2026-06-12
   days on market $59,999 Active 21 DOM
7. 2026-06-09
   days on market $59,999 Active 18 DOM
8. 2026-06-08
   days on market $59,999 Active 17 DOM
9. 2026-06-07
   days on market $59,999 Active 16 DOM
10. 2026-06-05
    days on market $59,999 Active 14 DOM
11. 2026-06-04
    days on market $59,999 Active 12 DOM
12. 2026-06-02
    days on market $59,999 Active 11 DOM
13. 2026-06-01
    days on market $59,999 Active 10 DOM
14. 2026-05-31
    days on market $59,999 Active 9 DOM
15. 2026-05-22
    listed $59,999 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Taxation est. · year 1

• Rental income: $12,091
• − Mortgage interest: −$3,361
• − Property taxes: −$900
• − Insurance: −$300
• − Repairs & maintenance: −$967
• − Management: −$967
• − Depreciation: −$1,745
• Taxable income: $3,850
• Est. tax owed @ 24.0%: −$924
• After-tax cash flow: $3,652/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 13 photos

Fair 45/100 Moderate rehab

The property shows average condition with some minor repairs and maintenance needed. Upgrading the exterior paint and landscaping would significantly enhance its curb appeal and value.

Repairs flagged

• Minor Paint — Some discoloration on exterior
• Minor Landscaping — Some overgrown areas

Value-add opportunities

• Both Paint exterior and interior — Enhances curb appeal and interior aesthetics
• Both Landscaping — Improves curb appeal and enhances property value

Renovation cost estimate screening

Repair item	Severity	Est. cost
Paint · Some discoloration on exterior	Minor	$500–3,000
Landscaping · Some overgrown areas	Minor	$500–3,000
Total estimated repair cost · 2 items		$1,000–6,000

Value-add ROI direction

• Both Paint exterior and interior — Enhances curb appeal and interior aesthetics ↑
• Both Landscaping — Improves curb appeal and enhances property value ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Wishek 19
• NCES district ID: 3820190
• Math proficiency: 50% ▬ 0.00%
• Reading proficiency: 50% ▲ 5.00%
• Median HH income: $44,344
• Composite: 44.27/100
• National rank: #6173
• State rank: #58 of 169 in ND

Livability — Wishek

• Score: 78/100
• State rank: #9
• US rank: #2743

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment C- Housing A+ Health & safety A User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Wishek, ND
• Population (ZIP): 1,203

Population outlook (McIntosh County) Hauer SSP2

• Today (2025): 2,626 people
• By 2030: 2,610 · -0.6%
• By 2040: 2,704 · +3.0%
• By 2050: 2,823 · +7.5%
• By 2075: 3,674 · +39.9%
• By 2100: 4,414 · +68.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (90%)
• Race & ethnicity: White 90% Hispanic / Latino 5% Two or more races 1%
• Hispanic origin (detail): Mexican 5%
• Common ancestry: Scotch-Irish 21% Portuguese 3% Romanian 3%
• Foreign-born: 6% · Canada
• Languages at home: 85% English-only · German/W. Germanic 10% Spanish 4%

Political lean MEDSL · McIntosh

• 2024 margin: Solid R (+65.4) · D 16.6% · R 82.0% · Other 1.4%
• 2008→2024 swing: -43.4pp toward R · 2008: -22.0pp · 2024: -65.4pp
• All cycles: 2024: R+65.4 2020: R+61.3 2016: R+60.6 2012: R+37.9 2008: R+22.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: —
• Current HPI: —
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 2.09%
• F500 in state: 2

Industry mix (Fortune 500 HQ in ND)

Industry	F500 HQs	Revenue
▸Utilities / Construction	1	$6B

Price history

1 event — show timeline

• 2026-05-22 Listed $59,999 GNMLS