138 S 5th St · Duquesne, PA 15110

$97,500

3 bd · 1.0 ba · 2,040 sqft · MultiFamily public records · 103 Days on market

Built 1900 5,667 sqft lot

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Livability +3.4/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +2.1/10.0
• Schools +1.3/10.0

Multi-family units

County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 1 unit. estimate disagrees with records

Listing remarks MLS

Must See!!! Now with even more upgrades! Tons of cash flow potential! This 3 Unit Parcel is nestled on a peaceful and quiet tree lined street in the heart of Duquesne conveniently located near shopping, transit, and access to the city. This is perfect for an investor looking for a cash cow! Add your finishing touches, place your tenants, and bring this property to life! 1 Detached House (138 S 5th) and 2 Side by Side Rowhouses (107 and 109 Line Alley). Single Family House: 1st Floor: Entry, Living, Dining, and Kitchen. 2nd Floor: 3 Bedrooms and Full Bath. 3rd Floor: Bedroom. Covered Front and Rear Porches and Nice Size Yard! 2 Side by Side Row Houses: 1st Floor: Living, Dining, and Kitchen. 2nd Floor: 3 Bedrooms and Full Bath. 3rd Floor: Bedroom. Covered Front and Rear Porches. 3- 4 Bedroom Houses all on 1 parcel! With some vision this could be a great income generating asset right away. Amazing rent potential here- add your personal touches- perfect for any investment portfolio!

Key facts

• Nice size yard
• Tree lined street
• 3 unit parcel

Tags

• 3 UNIT PARCEL
• TREE LINED STREET
• COVERED FRONT PORCHES
• COVERED REAR PORCHES
• NICE SIZE YARD
• INCOME GENERATING ASSET

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath multifamily listed at $98k.

Deal economics

• At list price, monthly cash flow is $2k ($20k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($3k rent vs $98k).
• Recommended offer: $89k (9.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 68/100 on livability (#927 in PA) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: health & safety D+, schools F, crime F.
• Duquesne City SD (suburban): math 10% / reading 15% proficiency, ranked #611 of 658 in PA (top 93%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 97% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: 19 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; 2,996 units permitted in Allegheny County in 2024 (1,588 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $674 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $27k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

• It's been on market 103 days — a 9% lower offer ($89k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 16y ago; this cycle's ask has dropped $22k (19%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $30k; list at $98k implies a 225% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1900 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $88,725 (9.0% below list)

Questions for the listing agent

1. It's been on market 103 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
2. Built in 1900 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 3.06% ✓
• Cap rate: 26.78%
• Cash-on-cash: 73.18%
• DSCR: 4.26
• GRM: 2.7

CMA / ARV

• ARV (median comp): $209,022
• List price: $97,500
• Delta: -53.35%
• Verdict: UNDERPRICED
• Comps: 2 within 2.0 mi

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 72.9%
• Equity multiple: 4.31×
• Total profit: $90,295
• Equity at exit: $14,538

10-year hold

• IRR: 76.8%
• Equity multiple: 8.89×
• Total profit: $215,401
• Equity at exit: $8,430

Cash invested: $27,300 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 15110

• Home prices YoY: -4.0%
• Active inventory: 19
• Price-to-rent: 8.0×

Monthly cashflow live

• Estimated rent: $2,987 medium
• Mortgage (P&I): −$511
• Tax from tax record: −$143 /mo · $1,715/yr
• Insurance: −$41
• HOA: −$0
• Vacancy / Maint / Mgmt: −$627
• Net cashflow: $1,665

Break-even live

Break-even rent $880

Max offer price $97,500

Occupancy floor 39%

3-unit breakdown (identical units grouped — click to expand)

Units	Beds	Baths	Est. rent
▸ 2× units	1	1	$2,036
1× unit	3	1	$950
Total (3 units)			$2,987

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $24,375
• Closing costs: $2,925
• Reserves months: —
• Total cash needed: —

Rent comps 6 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
19 S 6th St Duquesne, PA	3.0	1.0	2100	$1,675	$0.80	23d	1	0.13mi
1318 Maryland Ave West Mifflin, PA	3.0	1.0	1408	$1,695	$1.20	43d	1	0.66mi
812 Westbury Rd Unit B North Versailles, PA	2.0	1.0	1800	$1,100	$0.61	43d	1	0.96mi
715 Grant Avenue Ext West Mifflin, PA	3.0	2.0	1400	$1,450	$1.04	7d	1	1.00mi
2212 Cronemeyer St McKeesport, PA	3.0	1.0	1720	$1,375	$0.80	43d	1	1.17mi
1607 Girard Ave North Versailles, PA	3.0	2.0	1400	$1,595	$1.14	23d	1	1.21mi

Listing history 21 events

1. 2026-06-16
   status $97,500 Pending 103 DOM
2. 2026-06-15
   days on market $97,500 Active 103 DOM
3. 2026-06-13
   pricedays on market $97,500 Active 101 DOM
4. 2026-06-09
   days on market $99,900 Active 97 DOM
5. 2026-06-08
   days on market $99,900 Active 96 DOM
6. 2026-06-07
   days on market $99,900 Active 95 DOM
7. 2026-06-05
   days on market $99,900 Active 92 DOM
8. 2026-06-03
   days on market $99,900 Active 91 DOM
9. 2026-06-02
   days on market $99,900 Active 90 DOM
10. 2026-06-01
    days on market $99,900 Active 89 DOM
11. 2026-05-31
    days on market $99,900 Active 88 DOM
12. 2026-05-14
    price $99,900 994-char remark

    Show marketing remark (994 chars)

    Must See!!! Now with even more upgrades! Tons of cash flow potential! This 3 Unit Parcel is nestled on a peaceful and quiet tree lined street in the heart of Duquesne conveniently located near shopping, transit, and access to the city. This is perfect for an investor looking for a cash cow! Add your finishing touches, place your tenants, and bring this property to life! 1 Detached House (138 S 5th) and 2 Side by Side Rowhouses (107 and 109 Line Alley). Single Family House: 1st Floor: Entry, Living, Dining, and Kitchen. 2nd Floor: 3 Bedrooms and Full Bath. 3rd Floor: Bedroom. Covered Front and Rear Porches and Nice Size Yard! 2 Side by Side Row Houses: 1st Floor: Living, Dining, and Kitchen. 2nd Floor: 3 Bedrooms and Full Bath. 3rd Floor: Bedroom. Covered Front and Rear Porches. 3- 4 Bedroom Houses all on 1 parcel! With some vision this could be a great income generating asset right away. Amazing rent potential here- add your personal touches- perfect for any investment portfolio!

13. 2026-03-18
    price $114,900 994-char remark

    Show marketing remark (994 chars)

    Must See!!! Now with even more upgrades! Tons of cash flow potential! This 3 Unit Parcel is nestled on a peaceful and quiet tree lined street in the heart of Duquesne conveniently located near shopping, transit, and access to the city. This is perfect for an investor looking for a cash cow! Add your finishing touches, place your tenants, and bring this property to life! 1 Detached House (138 S 5th) and 2 Side by Side Rowhouses (107 and 109 Line Alley). Single Family House: 1st Floor: Entry, Living, Dining, and Kitchen. 2nd Floor: 3 Bedrooms and Full Bath. 3rd Floor: Bedroom. Covered Front and Rear Porches and Nice Size Yard! 2 Side by Side Row Houses: 1st Floor: Living, Dining, and Kitchen. 2nd Floor: 3 Bedrooms and Full Bath. 3rd Floor: Bedroom. Covered Front and Rear Porches. 3- 4 Bedroom Houses all on 1 parcel! With some vision this could be a great income generating asset right away. Amazing rent potential here- add your personal touches- perfect for any investment portfolio!

14. 2026-03-04
    listed $119,900 Active 994-char remark

    Show marketing remark (994 chars)

    Must See!!! Now with even more upgrades! Tons of cash flow potential! This 3 Unit Parcel is nestled on a peaceful and quiet tree lined street in the heart of Duquesne conveniently located near shopping, transit, and access to the city. This is perfect for an investor looking for a cash cow! Add your finishing touches, place your tenants, and bring this property to life! 1 Detached House (138 S 5th) and 2 Side by Side Rowhouses (107 and 109 Line Alley). Single Family House: 1st Floor: Entry, Living, Dining, and Kitchen. 2nd Floor: 3 Bedrooms and Full Bath. 3rd Floor: Bedroom. Covered Front and Rear Porches and Nice Size Yard! 2 Side by Side Row Houses: 1st Floor: Living, Dining, and Kitchen. 2nd Floor: 3 Bedrooms and Full Bath. 3rd Floor: Bedroom. Covered Front and Rear Porches. 3- 4 Bedroom Houses all on 1 parcel! With some vision this could be a great income generating asset right away. Amazing rent potential here- add your personal touches- perfect for any investment portfolio!

15. 2025-12-21
    price $79,900 955-char remark

    Show marketing remark (955 chars)

    Must See!!! Tons of potential! This 3 Unit Parcel is nestled on a peaceful and quiet tree lined street in the heart of Duquesne conveniently located near shopping, transit, and access to the city. This is perfect for an investor looking for a project that can become a cash cow! Renovate and bring this property to life! 1 Detached House (138 S 5th) and 2 Side by Side Rowhouses (107 and 109 Line Alley). Single Family House: 1st Floor: Entry, Living, Dining, and Kitchen. 2nd Floor: 3 Bedrooms and Full Bath. 3rd Floor: Bedroom. Covered Front and Rear Porches and Nice Size Yard! 2 Side by Side Row Houses: 1st Floor: Living, Dining, and Kitchen. 2nd Floor: 3 Bedrooms and Full Bath. 3rd Floor: Bedroom. Covered Front and Rear Porches. 3- 4 Bedroom Houses all on 1 parcel! Bring your contractors! With some vision this could be a great income generating asset. Amazing rent potential here- add your personal touches- perfect for any investment portfolio!

16. 2025-12-15
    price $89,900 955-char remark

    Show marketing remark (955 chars)

    Must See!!! Tons of potential! This 3 Unit Parcel is nestled on a peaceful and quiet tree lined street in the heart of Duquesne conveniently located near shopping, transit, and access to the city. This is perfect for an investor looking for a project that can become a cash cow! Renovate and bring this property to life! 1 Detached House (138 S 5th) and 2 Side by Side Rowhouses (107 and 109 Line Alley). Single Family House: 1st Floor: Entry, Living, Dining, and Kitchen. 2nd Floor: 3 Bedrooms and Full Bath. 3rd Floor: Bedroom. Covered Front and Rear Porches and Nice Size Yard! 2 Side by Side Row Houses: 1st Floor: Living, Dining, and Kitchen. 2nd Floor: 3 Bedrooms and Full Bath. 3rd Floor: Bedroom. Covered Front and Rear Porches. 3- 4 Bedroom Houses all on 1 parcel! Bring your contractors! With some vision this could be a great income generating asset. Amazing rent potential here- add your personal touches- perfect for any investment portfolio!

17. 2025-12-04
    listed $99,900 Active 955-char remark

    Show marketing remark (955 chars)

    Must See!!! Tons of potential! This 3 Unit Parcel is nestled on a peaceful and quiet tree lined street in the heart of Duquesne conveniently located near shopping, transit, and access to the city. This is perfect for an investor looking for a project that can become a cash cow! Renovate and bring this property to life! 1 Detached House (138 S 5th) and 2 Side by Side Rowhouses (107 and 109 Line Alley). Single Family House: 1st Floor: Entry, Living, Dining, and Kitchen. 2nd Floor: 3 Bedrooms and Full Bath. 3rd Floor: Bedroom. Covered Front and Rear Porches and Nice Size Yard! 2 Side by Side Row Houses: 1st Floor: Living, Dining, and Kitchen. 2nd Floor: 3 Bedrooms and Full Bath. 3rd Floor: Bedroom. Covered Front and Rear Porches. 3- 4 Bedroom Houses all on 1 parcel! Bring your contractors! With some vision this could be a great income generating asset. Amazing rent potential here- add your personal touches- perfect for any investment portfolio!

18. 2011-08-12
    price $44,900
19. 2011-08-12
    soldstatus $30,000
20. 2011-08-12
    soldstatus $30,000
21. 2010-10-26
    listed $30,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $1,715 · $143/mo
• Projected year-2 tax: $1,715 · $143/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 4/10 Moderate 7 d/yr ≥96°F today · 18 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 0% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 5 unhealthy d/yr today · 7 by 30 yrs out

Taxation est. · year 1

• Rental income: $35,844
• − Mortgage interest: −$5,462
• − Property taxes: −$1,715
• − Insurance: −$488
• − Repairs & maintenance: −$2,868
• − Management: −$2,868
• − Depreciation: −$2,836
• Taxable income: $19,608
• Est. tax owed @ 24.0%: −$4,706
• After-tax cash flow: $15,272/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Duquesne City SD
• NCES district ID: 4208010
• Math proficiency: 10% ▲ 4.00%
• Reading proficiency: 15% ▬ 0.00%
• Median HH income: $24,173
• Composite: 12.77/100
• National rank: #14546
• State rank: #611 of 658 in PA

Livability — Duquesne

• Score: 68/100
• State rank: #927
• US rank: #10089

Category grades

Amenities F Commute A+ Cost of living A+ Crime F Employment F Housing A+ Health & safety D+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Duquesne, PA
• City population: 5,186
• Population (ZIP): 5,186

Population outlook (Allegheny County) Hauer SSP2

• Today (2025): 1,250,282 people
• By 2030: 1,256,482 · +0.5%
• By 2040: 1,256,318 · +0.5%
• By 2050: 1,244,169 · -0.5%
• By 2075: 1,197,693 · -4.2%
• By 2100: 1,093,187 · -12.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.67)
• Race & ethnicity: Black 44% White 37% Two or more races 16% Hispanic / Latino 3%
• Common ancestry: Romanian 3% Lithuanian 2% Slovene 1%
• Foreign-born: 1% · Canada
• Languages at home: 96% English-only · Spanish 3%

Political lean MEDSL · Allegheny

• 2024 margin: Strong D (+20.3) · D 59.7% · R 39.4%
• 2008→2024 swing: +4.8pp toward D · 2008: 15.5pp · 2024: 20.3pp
• All cycles: 2024: D+20.3 2020: D+20.4 2016: D+16.4 2012: D+14.4 2008: D+15.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -5.75%
• Current HPI: 138.4974
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+233.0% since first listed

10 events — show timeline

• 2026-05-14 Price Changed $99,900 West Penn MLS
• 2026-03-18 Price Changed $114,900 West Penn MLS
• 2026-03-04 Listed $119,900 West Penn MLS
• 2025-12-21 Price Changed $79,900 West Penn MLS
• 2025-12-15 Price Changed $89,900 West Penn MLS
• 2025-12-04 Listed $99,900 West Penn MLS
• 2011-08-12 Sold (Public Records) $30,000 Public Records
• 2011-08-12 Sold (MLS) $30,000 West Penn MLS
• 2011-08-12 Price Changed $44,900 West Penn MLS
• 2010-10-26 Listed $30,000 West Penn MLS

Property tax history

+3.5%/yr

Latest (2026): $1,715 · +2.9% YoY. Source: county tax records.