815 Sagewood Dr · Hinesville, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 9/10 · Severe
- Hot days now (above 110°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 98.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the F grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +8.3/30.0
- Rent growth +3.9/5.0
- Livability +3.7/5.0
- 1% rule +2.9/10.0
- Condition / age +2.5/5.0
- DSCR +2.3/10.0
- Schools +2.0/10.0
- ARV discount +1.4/15.0
- Appreciation +0.0/10.0
$244,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to 815 Sagewood Dr a solid all-brick and wood siding ranch with 4 bedrooms and 2 full bathrooms, tucked away on a quiet dead-end street in Hinesville. Sitting on a 0.30-acre lot, you get that extra privacy without a ton of traffic coming through. Inside, you’ve got a functional dining and living room combo that actually makes sense for everyday living. Tile flooring runs through the main areas for easy maintenance, and the kitchen comes with stainless steel appliances and plenty of cabinet space. The layout gives you flexibility whether you’re just living day to day or having people over. There’s also a one-car garage and a fully fenced backyard perfect for pets, hanging out, or making it your own over time. Location-wise, you’re close to Fort Stewart, shopping, dining, and main roads, so everything you need is right there.
Key facts
- All-brick ranch
- 0.30-acre lot
- Wood siding
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $245k.
Deal economics
- At list price, monthly cash flow is $-223 ($-3k/yr) — negative.
- To cash-flow at today's rent, offer at most $206k (16.1% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $193k (21.1% below list).
- Recommended offer: $193k (21.1% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 73/100 on livability (#51 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools D+, commute D+, crime F.
- Liberty County (urban): math 19% / reading 28% proficiency, ranked #133 of 174 in GA (top 76%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Market conditions: Rents rising fast (+5.4%/yr); 612 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; 471 units permitted in Liberty County in 2024 (0 in 5+ unit buildings).
- This rent runs 39% of the median local income ($60k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
- Liberty County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
Negotiation context
- It's been on market 62 days — a 6% lower offer ($230k) is reasonable based on typical stale-listing flexibility.
- 5 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 98% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 62 days. Have you received any prior offers? Is the seller open to a 21% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.79% ✗
- Cap rate
- 5.20%
- Cash-on-cash
- -3.90%
- DSCR
- 0.83
- GRM
- 10.6
CMA / ARV
- ARV (median comp)
- $215,487
- List price
- $244,900
- Delta
- 13.65%
- Verdict
- OVERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 2 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 118 Thornbriar Dr | 0.31mi | 3/2.0 | 1,394 (-8%) | 16mo | $240,000 | $172 | 59 |
| 908 Kings Rd | 0.60mi | 3/2.5 | 1,700 (+12%) | 4mo | $245,000 | $144 | 47 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 5.41% rent growth · sell at horizon
- IRR
- -20.1%
- Equity multiple
- 0.29×
- Total profit
- $-49,022
- Equity at exit
- $36,515
- IRR
- -8.4%
- Equity multiple
- 0.42×
- Total profit
- $-40,018
- Equity at exit
- $21,174
Cash invested: $68,572 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 31313
- Home prices YoY
- -27.1%
- Rents YoY
- 5.4%
- Active inventory
- 612
- Price-to-rent
- 10.6×
Monthly cashflow live
- Estimated rent
- $1,933 medium interval (Pro) →
- Mortgage (P&I)
- −$1,284
- Tax from tax record
- −$364 /mo · $4,366/yr
- Insurance
- −$102
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$406
- Net cashflow
- $-223
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $61,225
- Closing costs
- $7,347
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 4 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 854 Sagewood Dr Hinesville, GA | 2.0 | 2.0 | 1182 | $1,475 | $1.25 | 43d | 1 | 0.28mi |
| 619 Olmstead Dr Hinesville, GA | 3.0 | 2.0 | 1745 | $3,000 | $1.72 | 43d | 1 | 1.22mi |
| 130 Hazy Ln Hinesville, GA | 3.0 | 2.5 | 1518 | $2,100 | $1.38 | 43d | 1 | 1.36mi |
| 231 Honey Lane Cir Hinesville, GA | 3.0 | 1.5 | 1242 | $1,800 | $1.45 | 43d | 1 | 1.40mi |
Listing history 36 events
-
2026-06-19days on market $244,900 Active 62 DOM
-
2026-06-18days on market $244,900 Active 61 DOM
-
2026-06-17days on market $244,900 Active 60 DOM
-
2026-06-16days on market $244,900 Active 59 DOM
-
2026-06-15days on market $244,900 Active 58 DOM
-
2026-06-14days on market $244,900 Active 56 DOM
-
2026-06-13days on market $244,900 Active 55 DOM
-
2026-06-10days on market $244,900 Active 53 DOM
-
2026-06-09days on market $244,900 Active 52 DOM
-
2026-06-09remarks 687-char remark
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2026-06-09price $244,900 Active 51 DOM
-
2026-06-08days on market $245,000 Active 51 DOM
-
2026-06-07days on market $245,000 Active 50 DOM
-
2026-06-05days on market $245,000 Active 47 DOM
-
2026-06-03days on market $245,000 Active 46 DOM
-
2026-06-02days on market $245,000 Active 45 DOM
-
2026-06-01days on market $245,000 Active 44 DOM
-
2026-05-31days on market $245,000 Active 43 DOM
-
2026-05-30days on market $245,000 Active 42 DOM
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2026-05-07price $245,000 867-char remark
Show marketing remark (867 chars)
Welcome to 815 Sagewood Dr a solid all-brick and wood siding ranch with 4 bedrooms and 2 full bathrooms, tucked away on a quiet dead-end street in Hinesville. Sitting on a 0.30-acre lot, you get that extra privacy without a ton of traffic coming through. Inside, you’ve got a functional dining and living room combo that actually makes sense for everyday living. Tile flooring runs through the main areas for easy maintenance, and the kitchen comes with stainless steel appliances and plenty of cabinet space. The layout gives you flexibility whether you’re just living day to day or having people over. There’s also a one-car garage and a fully fenced backyard perfect for pets, hanging out, or making it your own over time. Location-wise, you’re close to Fort Stewart, shopping, dining, and main roads, so everything you need is right there.
-
2026-03-28$250,000 Active 867-char remark
Show marketing remark (843 chars)
Welcome to 815 Sagewood Dr a solid all-brick and wood siding ranch with 4 bedrooms and 2 full bathrooms, tucked away on a quiet dead-end street in Hinesville. Sitting on a 0.30-acre lot, you get that extra privacy without a ton of traffic coming through. Inside, you've got a functional dining and living room combo that actually makes sense for everyday living. Tile flooring runs through the main areas for easy maintenance, and the kitchen comes with stainless steel appliances and plenty of cabinet space. The layout gives you flexibility whether you're just living day to day or having people over. There's also a one-car garage and a fully fenced backyard perfect for pets, hanging out, or making it your own over time. Location-wise, you're close to Fort Stewart, shopping, dining, and main roads, so everything you need is right there.
-
2026-03-28$245,000 New 843-char remark
Show marketing remark (843 chars)
Welcome to 815 Sagewood Dr a solid all-brick and wood siding ranch with 4 bedrooms and 2 full bathrooms, tucked away on a quiet dead-end street in Hinesville. Sitting on a 0.30-acre lot, you get that extra privacy without a ton of traffic coming through. Inside, you've got a functional dining and living room combo that actually makes sense for everyday living. Tile flooring runs through the main areas for easy maintenance, and the kitchen comes with stainless steel appliances and plenty of cabinet space. The layout gives you flexibility whether you're just living day to day or having people over. There's also a one-car garage and a fully fenced backyard perfect for pets, hanging out, or making it your own over time. Location-wise, you're close to Fort Stewart, shopping, dining, and main roads, so everything you need is right there.
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2025-11-22historical
-
2025-09-26price $254,500
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2025-08-29$254,500
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2024-08-07soldstatus $226,000
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2024-07-30soldstatus $226,000 Closed
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2024-07-18status Pending
-
2024-07-03historical Active Under Contract
-
2024-06-28$225,000 Active
-
2021-10-15soldstatus $175,111
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2021-10-13soldstatus $175,000 Sold
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2021-10-05status Under Contract
-
2021-09-14status Under Contract
-
2021-09-09$165,000 New
-
2021-01-06soldstatus $100,500
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $4,366 · $364/mo
- Projected year-2 tax
- $4,366 · $364/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 9/10 Extreme 7 d/yr ≥110°F today · 18 d/yr by 30 yrs out
- Wind 8/10 Severe 98% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $23,197
- − Mortgage interest
- −$13,718
- − Property taxes
- −$4,366
- − Insurance
- −$1,224
- − Repairs & maintenance
- −$1,856
- − Management
- −$1,856
- − Depreciation
- −$7,124
- Taxable loss
- −$6,947
- Est. tax savings @ 24.0%
- +$1,667
- After-tax cash flow
- $-1,009/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Liberty County
- NCES district ID
- 1303300
- Math proficiency
- 19% ▼ -16.00%
- Reading proficiency
- 28% ▼ -13.00%
- Median HH income
- $43,911
- Composite
- 20.2/100
- National rank
- #8630
- State rank
- #133 of 174 in GA
Livability — Hinesville
- Score
- 73/100
- State rank
- #51
- US rank
- #5200
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Hinesville, GA
- County
- Liberty County · 58,565 people
- Metro
- Hinesville, GA
- Population (ZIP)
- 42,838
- Household income
- $60,233
- Rent vs Own
- Severe rent burden
- 1693.0
Population outlook (Liberty County) Hauer SSP2
- Today (2025)
- 58,689 people
- By 2030
- 57,670 · -1.7%
- By 2040
- 55,750 · -5.0%
- By 2050
- 54,155 · -7.7%
- By 2075
- 58,947 · +0.4%
- By 2100
- 66,919 · +14.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.67)
- Race & ethnicity
- Black 47% White 31% Hispanic / Latino 13% Two or more races 11% Asian 2%
- Hispanic origin (detail)
- Mexican 4% Puerto Rican 7%
- Common ancestry
- Slovak 1% Italian 1% Lithuanian 1%
- Foreign-born
- 7% · Canada, South Korea
- Languages at home
- 86% English-only · Spanish 7% Other Indo-European 2% German/W. Germanic 1%
Political lean MEDSL · Liberty
- 2024 margin
- D (+17.4) · D 58.5% · R 41.0%
- 2008→2024 swing
- -10.9pp toward R · 2008: 28.4pp · 2024: 17.4pp
- All cycles
- 2024: D+17.4 2020: D+24.1 2016: D+21.2 2012: D+30.2 2008: D+28.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -77.50%
- Current HPI
- 208.0927
- Rent YoY
- ▲ 5.41%
- Metro
- Hinesville, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
||
| Retail | 1 | $160B |
|
||
| Transportation / Logistics | 1 | $91B |
|
||
| Airlines | 1 | $62B |
|
||
| Consumer Goods | 1 | $47B |
|
||
| Utilities | 1 | $25B |
|
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Price history
+143.8% since first listed17 events — show timeline
- 2026-05-07 Price Changed $245,000 Hive MLS
- 2026-03-28 Listed $245,000 GAMLS
- 2026-03-28 Listed $250,000 Hive MLS
- 2025-11-22 Listing Removed — Hive MLS
- 2025-09-26 Price Changed $254,500 HABR
- 2025-08-29 Listed $254,500 Hive MLS
- 2024-08-07 Sold (Public Records) $226,000 Public Records
- 2024-07-30 Sold (MLS) $226,000 HABR
- 2024-07-18 Pending — HABR
- 2024-07-03 Contingent — HABR
- 2024-06-28 Listed $225,000 HABR
- 2021-10-15 Sold (Public Records) $175,111 Public Records
- 2021-10-13 Sold (MLS) $175,000 GAMLS
- 2021-10-05 Pending — GAMLS
- 2021-09-14 Pending — GAMLS
- 2021-09-09 Listed $165,000 GAMLS
- 2021-01-06 Sold (Public Records) $100,500 Public Records
Property tax history
+5.9%/yrLatest (2025): $4,366 · +8.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…