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815 Sagewood Dr
F Composite 26.86
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +8.3/30.0
  • Rent growth +3.9/5.0
  • Livability +3.7/5.0
  • 1% rule +2.9/10.0
  • Condition / age +2.5/5.0
  • DSCR +2.3/10.0
  • Schools +2.0/10.0
  • ARV discount +1.4/15.0
  • Appreciation +0.0/10.0

$244,900

815 Sagewood Dr · Hinesville, GA 31313
3 bd · 2.0 ba · 1,515 sqft · SingleFamily public records · 62 Days on market
Built 1997 0.30 ac lot $162/sqft · 14% above area Est $215k · 14% over

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to 815 Sagewood Dr a solid all-brick and wood siding ranch with 4 bedrooms and 2 full bathrooms, tucked away on a quiet dead-end street in Hinesville. Sitting on a 0.30-acre lot, you get that extra privacy without a ton of traffic coming through. Inside, you’ve got a functional dining and living room combo that actually makes sense for everyday living. Tile flooring runs through the main areas for easy maintenance, and the kitchen comes with stainless steel appliances and plenty of cabinet space. The layout gives you flexibility whether you’re just living day to day or having people over. There’s also a one-car garage and a fully fenced backyard perfect for pets, hanging out, or making it your own over time. Location-wise, you’re close to Fort Stewart, shopping, dining, and main roads, so everything you need is right there.

Key facts

  • All-brick ranch
  • 0.30-acre lot
  • Wood siding

Tags

ALL-BRICK RANCHWOOD SIDINGQUIET DEAD-END STREET0.30-ACRE LOTTILE FLOORINGSTAINLESS STEEL APPLIANCES

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $245k.

Deal economics

  • At list price, monthly cash flow is $-223 ($-3k/yr) — negative.
  • To cash-flow at today's rent, offer at most $206k (16.1% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $193k (21.1% below list).
  • Recommended offer: $193k (21.1% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 73/100 on livability (#51 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools D+, commute D+, crime F.
  • Liberty County (urban): math 19% / reading 28% proficiency, ranked #133 of 174 in GA (top 76%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: Rents rising fast (+5.4%/yr); 612 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; 471 units permitted in Liberty County in 2024 (0 in 5+ unit buildings).
  • This rent runs 39% of the median local income ($60k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Liberty County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • It's been on market 62 days — a 6% lower offer ($230k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 98% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $193,310 (21.1% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 62 days. Have you received any prior offers? Is the seller open to a 21% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.79%
Cap rate
5.20%
Cash-on-cash
-3.90%
DSCR
0.83
GRM
10.6

CMA / ARV

ARV (median comp)
$215,487
List price
$244,900
Delta
13.65%
Verdict
OVERPRICED
Comps
20 within 1.0 mi
Show comp detail 2 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
118 Thornbriar Dr 0.31mi 3/2.0 1,394 (-8%) 16mo $240,000 $172 59
908 Kings Rd 0.60mi 3/2.5 1,700 (+12%) 4mo $245,000 $144 47

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.41% rent growth · sell at horizon

5-year hold
IRR
-20.1%
Equity multiple
0.29×
Total profit
$-49,022
Equity at exit
$36,515
10-year hold
IRR
-8.4%
Equity multiple
0.42×
Total profit
$-40,018
Equity at exit
$21,174

Cash invested: $68,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 31313

Home prices YoY
-27.1%
Rents YoY
5.4%
Active inventory
612
Price-to-rent
10.6×

Monthly cashflow live

Estimated rent
$1,933 medium interval (Pro) →
Mortgage (P&I)
$1,284
Tax from tax record
$364 /mo · $4,366/yr
Insurance
$102
HOA
$0
Vacancy / Maint / Mgmt
$406
Net cashflow
$-223

Break-even live

Break-even rent $2,215
Max offer price $205,508
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$61,225
Closing costs
$7,347
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 4 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
854 Sagewood Dr Hinesville, GA 2.0 2.0 1182 $1,475 $1.25 43d 1 0.28mi
619 Olmstead Dr Hinesville, GA 3.0 2.0 1745 $3,000 $1.72 43d 1 1.22mi
130 Hazy Ln Hinesville, GA 3.0 2.5 1518 $2,100 $1.38 43d 1 1.36mi
231 Honey Lane Cir Hinesville, GA 3.0 1.5 1242 $1,800 $1.45 43d 1 1.40mi

Listing history 36 events

  1. 2026-06-19
    days on market $244,900 Active 62 DOM
  2. 2026-06-18
    days on market $244,900 Active 61 DOM
  3. 2026-06-17
    days on market $244,900 Active 60 DOM
  4. 2026-06-16
    days on market $244,900 Active 59 DOM
  5. 2026-06-15
    days on market $244,900 Active 58 DOM
  6. 2026-06-14
    days on market $244,900 Active 56 DOM
  7. 2026-06-13
    days on market $244,900 Active 55 DOM
  8. 2026-06-10
    days on market $244,900 Active 53 DOM
  9. 2026-06-09
    days on market $244,900 Active 52 DOM
  10. 2026-06-09
    remarks 687-char remark
  11. 2026-06-09
    price $244,900 Active 51 DOM
  12. 2026-06-08
    days on market $245,000 Active 51 DOM
  13. 2026-06-07
    days on market $245,000 Active 50 DOM
  14. 2026-06-05
    days on market $245,000 Active 47 DOM
  15. 2026-06-03
    days on market $245,000 Active 46 DOM
  16. 2026-06-02
    days on market $245,000 Active 45 DOM
  17. 2026-06-01
    days on market $245,000 Active 44 DOM
  18. 2026-05-31
    days on market $245,000 Active 43 DOM
  19. 2026-05-30
    days on market $245,000 Active 42 DOM
  20. 2026-05-07
    price $245,000 867-char remark
    Show marketing remark (867 chars)

    Welcome to 815 Sagewood Dr a solid all-brick and wood siding ranch with 4 bedrooms and 2 full bathrooms, tucked away on a quiet dead-end street in Hinesville. Sitting on a 0.30-acre lot, you get that extra privacy without a ton of traffic coming through. Inside, you’ve got a functional dining and living room combo that actually makes sense for everyday living. Tile flooring runs through the main areas for easy maintenance, and the kitchen comes with stainless steel appliances and plenty of cabinet space. The layout gives you flexibility whether you’re just living day to day or having people over. There’s also a one-car garage and a fully fenced backyard perfect for pets, hanging out, or making it your own over time. Location-wise, you’re close to Fort Stewart, shopping, dining, and main roads, so everything you need is right there.

  21. 2026-03-28
    listed $250,000 Active 867-char remark
    Show marketing remark (843 chars)

    Welcome to 815 Sagewood Dr a solid all-brick and wood siding ranch with 4 bedrooms and 2 full bathrooms, tucked away on a quiet dead-end street in Hinesville. Sitting on a 0.30-acre lot, you get that extra privacy without a ton of traffic coming through. Inside, you've got a functional dining and living room combo that actually makes sense for everyday living. Tile flooring runs through the main areas for easy maintenance, and the kitchen comes with stainless steel appliances and plenty of cabinet space. The layout gives you flexibility whether you're just living day to day or having people over. There's also a one-car garage and a fully fenced backyard perfect for pets, hanging out, or making it your own over time. Location-wise, you're close to Fort Stewart, shopping, dining, and main roads, so everything you need is right there.

  22. 2026-03-28
    listed $245,000 New 843-char remark
    Show marketing remark (843 chars)

    Welcome to 815 Sagewood Dr a solid all-brick and wood siding ranch with 4 bedrooms and 2 full bathrooms, tucked away on a quiet dead-end street in Hinesville. Sitting on a 0.30-acre lot, you get that extra privacy without a ton of traffic coming through. Inside, you've got a functional dining and living room combo that actually makes sense for everyday living. Tile flooring runs through the main areas for easy maintenance, and the kitchen comes with stainless steel appliances and plenty of cabinet space. The layout gives you flexibility whether you're just living day to day or having people over. There's also a one-car garage and a fully fenced backyard perfect for pets, hanging out, or making it your own over time. Location-wise, you're close to Fort Stewart, shopping, dining, and main roads, so everything you need is right there.

  23. 2025-11-22
    historical
  24. 2025-09-26
    price $254,500
  25. 2025-08-29
    listed $254,500
  26. 2024-08-07
    soldstatus $226,000
  27. 2024-07-30
    soldstatus $226,000 Closed
  28. 2024-07-18
    status Pending
  29. 2024-07-03
    historical Active Under Contract
  30. 2024-06-28
    listed $225,000 Active
  31. 2021-10-15
    soldstatus $175,111
  32. 2021-10-13
    soldstatus $175,000 Sold
  33. 2021-10-05
    status Under Contract
  34. 2021-09-14
    status Under Contract
  35. 2021-09-09
    listed $165,000 New
  36. 2021-01-06
    soldstatus $100,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$4,366 · $364/mo
Projected year-2 tax
$4,366 · $364/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥110°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 98% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$23,197
− Mortgage interest
−$13,718
− Property taxes
−$4,366
− Insurance
−$1,224
− Repairs & maintenance
−$1,856
− Management
−$1,856
− Depreciation
−$7,124
Taxable loss
−$6,947
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,667
After-tax cash flow
$-1,009/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Liberty County
NCES district ID
1303300
Math proficiency
19% ▼ -16.00%
Reading proficiency
28% ▼ -13.00%
Median HH income
$43,911
Composite
20.2/100
National rank
#8630
State rank
#133 of 174 in GA

Livability — Hinesville

Score
73/100
State rank
#51
US rank
#5200

Category grades

Amenities C+ Commute D+ Cost of living A+ Crime F Employment D- Housing A+ Health & safety A+ User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Hinesville, GA
County
Liberty County · 58,565 people
Metro
Hinesville, GA
Population (ZIP)
42,838
Household income
$60,233
Rent vs Own
50.1% rent · 49.9% own
Severe rent burden
1693.0

Population outlook (Liberty County) Hauer SSP2

Today (2025)
58,689 people
By 2030
57,670 · -1.7%
By 2040
55,750 · -5.0%
By 2050
54,155 · -7.7%
By 2075
58,947 · +0.4%
By 2100
66,919 · +14.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.67)
Race & ethnicity
Black 47% White 31% Hispanic / Latino 13% Two or more races 11% Asian 2%
Hispanic origin (detail)
Mexican 4% Puerto Rican 7%
Common ancestry
Slovak 1% Italian 1% Lithuanian 1%
Foreign-born
7% · Canada, South Korea
Languages at home
86% English-only · Spanish 7% Other Indo-European 2% German/W. Germanic 1%

Political lean MEDSL · Liberty

2024 margin
D (+17.4) · D 58.5% · R 41.0%
2008→2024 swing
-10.9pp toward R · 2008: 28.4pp · 2024: 17.4pp
All cycles
2024: D+17.4 2020: D+24.1 2016: D+21.2 2012: D+30.2 2008: D+28.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -77.50%
Current HPI
208.0927
Rent YoY
▲ 5.41%
Metro
Hinesville, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+143.8% since first listed
17 events — show timeline
  • 2026-05-07 Price Changed $245,000 Hive MLS
  • 2026-03-28 Listed $245,000 GAMLS
  • 2026-03-28 Listed $250,000 Hive MLS
  • 2025-11-22 Listing Removed Hive MLS
  • 2025-09-26 Price Changed $254,500 HABR
  • 2025-08-29 Listed $254,500 Hive MLS
  • 2024-08-07 Sold (Public Records) $226,000 Public Records
  • 2024-07-30 Sold (MLS) $226,000 HABR
  • 2024-07-18 Pending HABR
  • 2024-07-03 Contingent HABR
  • 2024-06-28 Listed $225,000 HABR
  • 2021-10-15 Sold (Public Records) $175,111 Public Records
  • 2021-10-13 Sold (MLS) $175,000 GAMLS
  • 2021-10-05 Pending GAMLS
  • 2021-09-14 Pending GAMLS
  • 2021-09-09 Listed $165,000 GAMLS
  • 2021-01-06 Sold (Public Records) $100,500 Public Records

Property tax history

+5.9%/yr

Latest (2025): $4,366 · +8.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…