14321 Manchester Dr · Winding Cypress, FL 34114

$729,000

3 bd · 2.0 ba · 2,248 sqft · SingleFamily public records · 91 Days on market

Built 2007 6,534 sqft lot $368/mo HOA · 6% of rent

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +10.6/30.0
• ARV discount +7.5/15.0
• Schools +5.0/10.0
• Appreciation +4.3/10.0
• Rent growth +3.3/5.0
• DSCR +3.1/10.0
• 1% rule +3.0/10.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

Captivating single family pool home perfectly situated between Marco Island and Naples in the easy living gated community of Reflection Lakes of Naples. Entering through the oversized double doors to the 12’ tall entryway is sure to impress as you as experience the view straight through to the lanai, saltwater pool, and lake beyond that. You will LOVE this open concept great room floor plan with split-bedroom layout. Luxury vinyl plank flooring and crown molding in all main living areas, and volume ceilings throughout (9.5’) the home make the 2,248 sqft feel even larger. With 3+ bedrooms it’s the perfect size for your family with the ability to work from home. Enjoy new carpet in the master bedroom, pocket doors, added recessed lighting, ceiling fans throughout, fresh paint, updated kitchen countertop, modern style kitchen island, and Halo 5 Water Conditioning and Filtration System. Outside, an extended lanai beckons for al fresco entertaining or tranquil moments spent enjoying the captivating lake scene. This home is an entertainer! Reflection Lakes of Naples offers a Clubhouse with Ball Room, Fitness Center, Card/Meeting Room, Library, Billiard Room, Resort Pool and Spa, Kid’s Splash Pool, Bocce Ball, and Pavilion. All this plus no pet weight restrictions!

Key facts

• Versatile den
• Saltwater pool
• Expansive lanai

Tags

• BREATHTAKING SUNSET VIEWS
• SALTWATER POOL
• EXPANSIVE LANAI
• SPLIT-BEDROOM FLOOR PLAN
• VERSATILE DEN
• LUXURY VINYL PLANK FLOORING

Property features AI

Finance

• Other: Deeded restrictions: No RV; Property has lake frontage/view
• HOA & community: Mandatory HOA (professional management); HOA fee $368 monthly; Total annual recurring fees $4,416; Total one-time fees $1,150; HOA maintenance covers cable, internet/WiFi, irrigation water, lawn/land maintenance, legal/accounting, manager, exterior pest control, recreation facilities, reserves, and street lights; Community amenities include clubhouse, community pool, exercise room, billiards, bocce court, community room, hobby room, library, sidewalks, and streetlights; Gated community

Exterior

• Parking: Attached 2-car garage; Paved driveway
• Security: Gated community
• Utilities: Central water; Central sewer; Cable available
• Home design: Single-family home; 1 story / ranch; Rear exposure facing west; Residential property
• Construction: Built in 2007; Concrete block construction; Stucco exterior; Tile roof; Single-hung windows; Below-ground concrete pool; Heated electrically; Salt water system
• Exterior features: Automatic sprinkler system (central); Screened pool enclosure; Gated community

Interior

• Kitchen: Island; Pantry; Breakfast bar; Eat-in kitchen; Formal dining area; Dishwasher; Disposal; Microwave; Refrigerator/Freezer
• Bedrooms: 3 bedrooms plus den; Master bedroom on ground level; Split bedroom layout
• Flooring: Carpet; Laminate
• Bathrooms: 2 full bathrooms; Master bath with dual sinks and separate tub and shower
• Heating & cooling: Central electric heat; Central electric cooling; Ceiling fans
• Interior features: Foyer; French doors; High-speed internet available; Pantry; Vaulted ceiling; Walk-in closet; Window coverings; Den / study; Screened lanai/porch; Split bedroom floor plan
• Laundry & utility: Washer and dryer included; Auto garage door; Smoke detector

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $729k.

Deal economics

• At list price, monthly cash flow is $-428 ($-5k/yr) — negative.
• To cash-flow at today's rent, offer at most $653k (10.4% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $583k (20.1% below list).
• Recommended offer: $583k (20.1% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
• Collier (suburban): math 60% / reading 56% proficiency, ranked #16 of 73 in FL (top 22%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Manatee Elementary School (math 58% / reading 51%, grade C, #892 of 2,144 statewide, top 44%, 584 students, 73% FRL); Manatee Middle School (math 61% / reading 43%, grade C+, #217 of 571 statewide, top 40%, 749 students, 64% FRL); Lely High School (math 40% / reading 39%, grade F, #304 of 667 statewide, top 47%, 1,504 students, 54% FRL).
• Market conditions: Rents rising (+3.2%/yr); 904 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 3,520 units permitted in Collier County in 2024 (959 in 5+ unit buildings).
• At $5,828/mo this rent would consume 78% of the median local household income ($89k/yr) (locally 550% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-1.5%/yr); year-one equity from $5k of loan paydown is wiped out by about $11k of value loss. Plan a longer hold.
• Collier County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 91 days — a 9% lower offer ($663k) is reasonable based on typical stale-listing flexibility.
• 10 sale attempts since 15y ago; this cycle's ask is 16100% above the opening price — seller raised mid-cycle; expect resistance to lowballs.

Risks & watch-outs

• Watch-outs: flood insurance adds $66/mo.
• Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→30/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $582,811 (20.1% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 91 days. Have you received any prior offers? Is the seller open to a 20% concession, seller financing, or rate buy-down credit?
3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. This sits on a lake — are riparian / water-frontage rights deeded with the parcel? Any dock permits, shoreline easements, or HOA water-use restrictions?
9. What's the documented flood / surge / shoreline-erosion history here (FEMA AND non-FEMA — e.g., storm surge, creek backup, septic-field saturation)?
10. Any water-quality or seasonal algae-bloom issues that affect tenant satisfaction or short-term-rental demand?
11. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
12. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
13. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.80% ✗
• Cap rate: 5.70%
• Cash-on-cash: -2.12%
• DSCR: 0.91
• GRM: 10.4

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-1.48% appreciation · 3.21% rent growth · sell at horizon

5-year hold

• IRR: -11.4%
• Equity multiple: 0.53×
• Total profit: $-96,500
• Equity at exit: $159,296

10-year hold

• IRR: -4.0%
• Equity multiple: 0.66×
• Total profit: $-70,122
• Equity at exit: $153,447

Cash invested: $204,120 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34114

• Home prices YoY: -0.6%
• Rents YoY: 3.2%
• Active inventory: 904
• Price-to-rent: 10.4×

Monthly cashflow live

• Estimated rent: $5,828 high
• Mortgage (P&I): −$3,823
• Tax from tax record: −$471 /mo · $5,651/yr
• Insurance: −$304
• Flood insurance flood zone: −$66 /mo · $798/yr
• HOA: −$368
• Vacancy / Maint / Mgmt: −$1,224
• Net cashflow: $-428

Break-even live

Break-even rent $6,370

Max offer price $653,410

Occupancy floor —

Sensitivity live

Price	-10% $-15	-5% $-222	+0% $-428	+5% $-634	+10% $-841
Rent	-10% $-888	-5% $-658	+0% $-428	+5% $-198	+10% $33
Rate	-1.0pp $-61	-0.5pp $-242	base $-428	+0.5pp $-617	+1.0pp $-809

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $182,250
• Closing costs: $21,870
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
14265 Manchester Dr Naples, FL	4.0	2.0	2362	$7,000	$2.96	25d	1	0.09mi
14214 Manchester Dr Naples, FL	3.0	2.0	1560	$2,800	$1.79	25d	1	0.16mi
14214 Manchester Dr Naples, FL	3.0	2.0	1560	$2,700	$1.73	23d	1	0.16mi
14678 Fern Lake Ct Unit 1049694P Naples, FL	3.0	2.0	2142	$6,065	$2.83	15d	1	0.22mi
14796 Canton Ct Naples, FL	3.0	2.0	1677	$7,000	$4.17	25d	1	0.32mi
14837 Windward Ln Naples, FL	4.0	2.0	2046	$4,995	$2.44	25d	1	0.41mi
9267 Museo Cir Unit 204 Naples, FL	3.0	3.5	2100	$5,200	$2.48	25d	1	0.43mi
14849 Windward Ln Naples, FL	3.0	2.5	2344	$11,000	$4.69	25d	1	0.43mi
9259 Museo Cir #102 Naples, FL	3.0	3.0	2100	$4,150	$1.98	25d	1	0.48mi
9255 Museo #103 Naples, FL	3.0	3.0	2100	$9,000	$4.29	25d	1	0.53mi
14103 Nautica Ct Naples, FL	3.0	2.5	1850	$3,650	$1.97	25d	1	0.62mi
9239 Tesoro Ln Unit 3-203 Naples, FL	3.0	3.0	2300	$8,000	$3.48	25d	1	0.62mi
14162 Nautica Ct Naples, FL	3.0	2.0	1684	$3,800	$2.26	25d	1	0.63mi
9243 Tesoro Ln Unit 2 Naples, FL	3.0	3.0	2100	$6,500	$3.10	15d	1	0.64mi
2244 Yellowfin Cir Naples, FL	3.0	2.0	1655	$3,300	$1.99	15d	1	0.67mi
1937 Yellowfin Cir Naples, FL	3.0	2.0	2214	$3,830	$1.73	23d	1	0.69mi
9242 Tesoro Ln Unit 1-102 Naples, FL	3.0	3.0	2237	$3,000	$1.34	25d	1	0.69mi
14670 Catamaran Pl Naples, FL	3.0	2.0	1816	$7,000	$3.85	25d	1	0.69mi
2235 Yellowfin Cir Naples, FL	2.0	2.0	1500	$2,795	$1.86	25d	1	0.70mi
14662 Catamaran Pl Naples, FL	3.0	2.0	2034	$7,000	$3.44	25d	1	0.71mi
1973 Yellowfin Cir Naples, FL	4.0	3.0	2894	$9,800	$3.39	25d	1	0.75mi
14653 Tropical Dr Naples, FL	3.0	2.5	2550	$7,500	$2.94	25d	1	0.83mi
9209 Museo Cir Unit 102 Naples, FL	3.0	3.0	2502	$7,200	$2.88	15d	1	0.84mi
2147 Yellowfin Cir Naples, FL	4.0	3.0	2615	$11,000	$4.21	25d	1	0.84mi
9224 Campanile Cir Unit 203 Naples, FL	3.0	3.0	2512	$6,495	$2.59	15d	1	0.84mi
14546 Tropical Dr Naples, FL	4.0	2.0	2046	$5,500	$2.69	25d	1	0.86mi
9205 Museo Cir Unit 201 Naples, FL	4.0	3.0	3000	$10,000	$3.33	15d	1	0.87mi
2057 Yellowfin Cir Naples, FL	3.0	3.0	2080	$7,800	$3.75	25d	1	0.87mi
14586 Tropical Dr Naples, FL	4.0	3.5	2438	$9,500	$3.90	25d	1	0.89mi
7674 Jacaranda Ln Naples, FL	2.0	2.0	1554	$3,800	$2.45	25d	1	0.90mi
2122 Yellowfin Cir Naples, FL	4.0	3.0	2200	$3,200	$1.45	15d	1	0.90mi
14827 Edgewater Cir Naples, FL	2.0	2.0	1515	$6,500	$4.29	25d	1	0.90mi
14258 Galley Ct Naples, FL	3.0	3.0	2704	$5,850	$2.16	15d	1	0.91mi
14606 Tropical Dr Naples, FL	3.0	2.0	2046	$9,500	$4.64	25d	1	0.92mi
7662 Jacaranda Ln Naples, FL	2.0	2.0	1555	$3,500	$2.25	15d	1	0.92mi
14888 Edgewater Cir Naples, FL	2.0	2.0	1515	$6,200	$4.09	25d	1	0.94mi
7631 Jacaranda Ln Naples, FL	2.0	2.0	1542	$7,000	$4.54	25d	1	0.98mi
2850 Aviamar Cir Naples, FL	3.0	2.0	2246	$12,000	$5.34	25d	1	0.99mi
14715 Kelson Cir Naples, FL	3.0	3.5	2225	$12,000	$5.39	25d	1	1.00mi
14940 Edgewater Cir Naples, FL	2.0	2.0	1519	$7,200	$4.74	25d	1	1.00mi

HOA detail

• Monthly dues: $368 · $4,416/yr
• Likely covers: waterpoolgymsecurity

Listing history 46 events

1. 2026-06-21
   days on market $729,000 Active 91 DOM
2. 2026-06-18
   days on market $729,000 Active 88 DOM
3. 2026-06-17
   days on market $729,000 Active 87 DOM
4. 2026-06-16
   days on market $729,000 Active 86 DOM
5. 2026-06-15
   days on market $729,000 Active 85 DOM
6. 2026-06-14
   days on market $729,000 Active 83 DOM
7. 2026-06-10
   days on market $729,000 Active 80 DOM
8. 2026-06-09
   days on market $729,000 Active 79 DOM
9. 2026-06-08
   days on market $729,000 Active 78 DOM
10. 2026-06-07
    days on market $729,000 Active 77 DOM
11. 2026-06-03
    days on market $729,000 Active 73 DOM
12. 2026-06-02
    days on market $729,000 Active 72 DOM
13. 2026-06-01
    days on market $729,000 Active 71 DOM
14. 2026-05-31
    days on market $729,000 Active 70 DOM
15. 2026-05-30
    days on market $729,000 Active 69 DOM
16. 2026-04-15
    listed $4,500
17. 2026-04-15
    historical $4,500
18. 2026-04-14
    listed $4,500
19. 2026-03-22
    listed $729,000 Active
20. 2025-11-19
    historical $9,750
21. 2025-01-05
    price $9,750
22. 2024-11-19
    listed $12,000
23. 2024-10-04
    soldstatus $715,000
24. 2024-09-27
    soldstatus $715,000 Sold 1302-char remark

    Show marketing remark (1302 chars)

    Captivating single family pool home perfectly situated between Marco Island and Naples in the easy living gated community of Reflection Lakes of Naples. Entering through the oversized double doors to the 12’ tall entryway is sure to impress as you as experience the view straight through to the lanai, saltwater pool, and lake beyond that. You will LOVE this open concept great room floor plan with split-bedroom layout. Luxury vinyl plank flooring and crown molding in all main living areas, and volume ceilings throughout (9.5’) the home make the 2,248 sqft feel even larger. With 3+ bedrooms it’s the perfect size for your family with the ability to work from home. Enjoy new carpet in the master bedroom, pocket doors, added recessed lighting, ceiling fans throughout, fresh paint, updated kitchen countertop, modern style kitchen island, and Halo 5 Water Conditioning and Filtration System. Outside, an extended lanai beckons for al fresco entertaining or tranquil moments spent enjoying the captivating lake scene. This home is an entertainer! Reflection Lakes of Naples offers a Clubhouse with Ball Room, Fitness Center, Card/Meeting Room, Library, Billiard Room, Resort Pool and Spa, Kid’s Splash Pool, Bocce Ball, and Pavilion. All this plus no pet weight restrictions!

25. 2024-09-13
    status Pending 1302-char remark

    Show marketing remark (1302 chars)

    Captivating single family pool home perfectly situated between Marco Island and Naples in the easy living gated community of Reflection Lakes of Naples. Entering through the oversized double doors to the 12’ tall entryway is sure to impress as you as experience the view straight through to the lanai, saltwater pool, and lake beyond that. You will LOVE this open concept great room floor plan with split-bedroom layout. Luxury vinyl plank flooring and crown molding in all main living areas, and volume ceilings throughout (9.5’) the home make the 2,248 sqft feel even larger. With 3+ bedrooms it’s the perfect size for your family with the ability to work from home. Enjoy new carpet in the master bedroom, pocket doors, added recessed lighting, ceiling fans throughout, fresh paint, updated kitchen countertop, modern style kitchen island, and Halo 5 Water Conditioning and Filtration System. Outside, an extended lanai beckons for al fresco entertaining or tranquil moments spent enjoying the captivating lake scene. This home is an entertainer! Reflection Lakes of Naples offers a Clubhouse with Ball Room, Fitness Center, Card/Meeting Room, Library, Billiard Room, Resort Pool and Spa, Kid’s Splash Pool, Bocce Ball, and Pavilion. All this plus no pet weight restrictions!

26. 2024-08-16
    status Pending With Contingencies 1302-char remark

    Show marketing remark (1302 chars)

    Captivating single family pool home perfectly situated between Marco Island and Naples in the easy living gated community of Reflection Lakes of Naples. Entering through the oversized double doors to the 12’ tall entryway is sure to impress as you as experience the view straight through to the lanai, saltwater pool, and lake beyond that. You will LOVE this open concept great room floor plan with split-bedroom layout. Luxury vinyl plank flooring and crown molding in all main living areas, and volume ceilings throughout (9.5’) the home make the 2,248 sqft feel even larger. With 3+ bedrooms it’s the perfect size for your family with the ability to work from home. Enjoy new carpet in the master bedroom, pocket doors, added recessed lighting, ceiling fans throughout, fresh paint, updated kitchen countertop, modern style kitchen island, and Halo 5 Water Conditioning and Filtration System. Outside, an extended lanai beckons for al fresco entertaining or tranquil moments spent enjoying the captivating lake scene. This home is an entertainer! Reflection Lakes of Naples offers a Clubhouse with Ball Room, Fitness Center, Card/Meeting Room, Library, Billiard Room, Resort Pool and Spa, Kid’s Splash Pool, Bocce Ball, and Pavilion. All this plus no pet weight restrictions!

27. 2024-07-31
    listed $739,000 Active 1302-char remark

    Show marketing remark (1302 chars)

    Captivating single family pool home perfectly situated between Marco Island and Naples in the easy living gated community of Reflection Lakes of Naples. Entering through the oversized double doors to the 12’ tall entryway is sure to impress as you as experience the view straight through to the lanai, saltwater pool, and lake beyond that. You will LOVE this open concept great room floor plan with split-bedroom layout. Luxury vinyl plank flooring and crown molding in all main living areas, and volume ceilings throughout (9.5’) the home make the 2,248 sqft feel even larger. With 3+ bedrooms it’s the perfect size for your family with the ability to work from home. Enjoy new carpet in the master bedroom, pocket doors, added recessed lighting, ceiling fans throughout, fresh paint, updated kitchen countertop, modern style kitchen island, and Halo 5 Water Conditioning and Filtration System. Outside, an extended lanai beckons for al fresco entertaining or tranquil moments spent enjoying the captivating lake scene. This home is an entertainer! Reflection Lakes of Naples offers a Clubhouse with Ball Room, Fitness Center, Card/Meeting Room, Library, Billiard Room, Resort Pool and Spa, Kid’s Splash Pool, Bocce Ball, and Pavilion. All this plus no pet weight restrictions!

28. 2019-11-01
    soldstatus $360,000
29. 2019-10-30
    soldstatus $360,000 Sold 1180-char remark

    Show marketing remark (1180 chars)

    Enjoy this gorgeous home in Reflection Lakes community. Being perfectly located between Naples and Marco Island moving about South West Florida is quick and easy. As soon as you make your way up to the home you will notice the beautiful, new glass insert double doors. The tiled floor design in the foyer paired with the large ceramic tile that flows throughout the home offer a high-end luxurious feel. With a neutral color palate and accenting wall features and crown molding, adding your own touch of character will be easy. Making your way further into the open concept kitchen space that overlooks the main living area you will see why this home is a must have. Not only does this home have a timeless layout and impeccable design, the new upgrades add the cherry on top. The upgrades include all newer appliances, washer/dryer, new hot water heater, new Halo 5 water conditioning and filtration system and new A/C unit. If that wasn’t enough for you to fall in love with this home, the oversized lanai with room for a pool is sure to be a go to spot for that early morning coffee or late evening glass of wine. You cannot go wrong when choosing this as your next home.

30. 2019-10-30
    soldstatus $360,000

    Show marketing remark (1180 chars)

    Enjoy this gorgeous home in Reflection Lakes community. Being perfectly located between Naples and Marco Island moving about South West Florida is quick and easy. As soon as you make your way up to the home you will notice the beautiful, new glass insert double doors. The tiled floor design in the foyer paired with the large ceramic tile that flows throughout the home offer a high-end luxurious feel. With a neutral color palate and accenting wall features and crown molding, adding your own touch of character will be easy. Making your way further into the open concept kitchen space that overlooks the main living area you will see why this home is a must have. Not only does this home have a timeless layout and impeccable design, the new upgrades add the cherry on top. The upgrades include all newer appliances, washer/dryer, new hot water heater, new Halo 5 water conditioning and filtration system and new A/C unit. If that wasn’t enough for you to fall in love with this home, the oversized lanai with room for a pool is sure to be a go to spot for that early morning coffee or late evening glass of wine. You cannot go wrong when choosing this as your next home.

31. 2019-09-09
    status Pending With Contingencies 1180-char remark

    Show marketing remark (1180 chars)

    Enjoy this gorgeous home in Reflection Lakes community. Being perfectly located between Naples and Marco Island moving about South West Florida is quick and easy. As soon as you make your way up to the home you will notice the beautiful, new glass insert double doors. The tiled floor design in the foyer paired with the large ceramic tile that flows throughout the home offer a high-end luxurious feel. With a neutral color palate and accenting wall features and crown molding, adding your own touch of character will be easy. Making your way further into the open concept kitchen space that overlooks the main living area you will see why this home is a must have. Not only does this home have a timeless layout and impeccable design, the new upgrades add the cherry on top. The upgrades include all newer appliances, washer/dryer, new hot water heater, new Halo 5 water conditioning and filtration system and new A/C unit. If that wasn’t enough for you to fall in love with this home, the oversized lanai with room for a pool is sure to be a go to spot for that early morning coffee or late evening glass of wine. You cannot go wrong when choosing this as your next home.

32. 2019-09-05
    price $365,000 1180-char remark

    Show marketing remark (1180 chars)

    Enjoy this gorgeous home in Reflection Lakes community. Being perfectly located between Naples and Marco Island moving about South West Florida is quick and easy. As soon as you make your way up to the home you will notice the beautiful, new glass insert double doors. The tiled floor design in the foyer paired with the large ceramic tile that flows throughout the home offer a high-end luxurious feel. With a neutral color palate and accenting wall features and crown molding, adding your own touch of character will be easy. Making your way further into the open concept kitchen space that overlooks the main living area you will see why this home is a must have. Not only does this home have a timeless layout and impeccable design, the new upgrades add the cherry on top. The upgrades include all newer appliances, washer/dryer, new hot water heater, new Halo 5 water conditioning and filtration system and new A/C unit. If that wasn’t enough for you to fall in love with this home, the oversized lanai with room for a pool is sure to be a go to spot for that early morning coffee or late evening glass of wine. You cannot go wrong when choosing this as your next home.

33. 2019-07-10
    price $367,000 1180-char remark

    Show marketing remark (1180 chars)

    Enjoy this gorgeous home in Reflection Lakes community. Being perfectly located between Naples and Marco Island moving about South West Florida is quick and easy. As soon as you make your way up to the home you will notice the beautiful, new glass insert double doors. The tiled floor design in the foyer paired with the large ceramic tile that flows throughout the home offer a high-end luxurious feel. With a neutral color palate and accenting wall features and crown molding, adding your own touch of character will be easy. Making your way further into the open concept kitchen space that overlooks the main living area you will see why this home is a must have. Not only does this home have a timeless layout and impeccable design, the new upgrades add the cherry on top. The upgrades include all newer appliances, washer/dryer, new hot water heater, new Halo 5 water conditioning and filtration system and new A/C unit. If that wasn’t enough for you to fall in love with this home, the oversized lanai with room for a pool is sure to be a go to spot for that early morning coffee or late evening glass of wine. You cannot go wrong when choosing this as your next home.

34. 2019-05-31
    status Active 1180-char remark

    Show marketing remark (1180 chars)

    Enjoy this gorgeous home in Reflection Lakes community. Being perfectly located between Naples and Marco Island moving about South West Florida is quick and easy. As soon as you make your way up to the home you will notice the beautiful, new glass insert double doors. The tiled floor design in the foyer paired with the large ceramic tile that flows throughout the home offer a high-end luxurious feel. With a neutral color palate and accenting wall features and crown molding, adding your own touch of character will be easy. Making your way further into the open concept kitchen space that overlooks the main living area you will see why this home is a must have. Not only does this home have a timeless layout and impeccable design, the new upgrades add the cherry on top. The upgrades include all newer appliances, washer/dryer, new hot water heater, new Halo 5 water conditioning and filtration system and new A/C unit. If that wasn’t enough for you to fall in love with this home, the oversized lanai with room for a pool is sure to be a go to spot for that early morning coffee or late evening glass of wine. You cannot go wrong when choosing this as your next home.

35. 2019-03-25
    status Pending With Contingencies 1180-char remark

    Show marketing remark (1180 chars)

    Enjoy this gorgeous home in Reflection Lakes community. Being perfectly located between Naples and Marco Island moving about South West Florida is quick and easy. As soon as you make your way up to the home you will notice the beautiful, new glass insert double doors. The tiled floor design in the foyer paired with the large ceramic tile that flows throughout the home offer a high-end luxurious feel. With a neutral color palate and accenting wall features and crown molding, adding your own touch of character will be easy. Making your way further into the open concept kitchen space that overlooks the main living area you will see why this home is a must have. Not only does this home have a timeless layout and impeccable design, the new upgrades add the cherry on top. The upgrades include all newer appliances, washer/dryer, new hot water heater, new Halo 5 water conditioning and filtration system and new A/C unit. If that wasn’t enough for you to fall in love with this home, the oversized lanai with room for a pool is sure to be a go to spot for that early morning coffee or late evening glass of wine. You cannot go wrong when choosing this as your next home.

36. 2019-03-18
    price $369,000 1180-char remark

    Show marketing remark (1180 chars)

    Enjoy this gorgeous home in Reflection Lakes community. Being perfectly located between Naples and Marco Island moving about South West Florida is quick and easy. As soon as you make your way up to the home you will notice the beautiful, new glass insert double doors. The tiled floor design in the foyer paired with the large ceramic tile that flows throughout the home offer a high-end luxurious feel. With a neutral color palate and accenting wall features and crown molding, adding your own touch of character will be easy. Making your way further into the open concept kitchen space that overlooks the main living area you will see why this home is a must have. Not only does this home have a timeless layout and impeccable design, the new upgrades add the cherry on top. The upgrades include all newer appliances, washer/dryer, new hot water heater, new Halo 5 water conditioning and filtration system and new A/C unit. If that wasn’t enough for you to fall in love with this home, the oversized lanai with room for a pool is sure to be a go to spot for that early morning coffee or late evening glass of wine. You cannot go wrong when choosing this as your next home.

37. 2019-02-12
    listed $375,000 Active 1180-char remark

    Show marketing remark (1180 chars)

    Enjoy this gorgeous home in Reflection Lakes community. Being perfectly located between Naples and Marco Island moving about South West Florida is quick and easy. As soon as you make your way up to the home you will notice the beautiful, new glass insert double doors. The tiled floor design in the foyer paired with the large ceramic tile that flows throughout the home offer a high-end luxurious feel. With a neutral color palate and accenting wall features and crown molding, adding your own touch of character will be easy. Making your way further into the open concept kitchen space that overlooks the main living area you will see why this home is a must have. Not only does this home have a timeless layout and impeccable design, the new upgrades add the cherry on top. The upgrades include all newer appliances, washer/dryer, new hot water heater, new Halo 5 water conditioning and filtration system and new A/C unit. If that wasn’t enough for you to fall in love with this home, the oversized lanai with room for a pool is sure to be a go to spot for that early morning coffee or late evening glass of wine. You cannot go wrong when choosing this as your next home.

38. 2019-02-12
    listed $365,000

    Show marketing remark (1180 chars)

    Enjoy this gorgeous home in Reflection Lakes community. Being perfectly located between Naples and Marco Island moving about South West Florida is quick and easy. As soon as you make your way up to the home you will notice the beautiful, new glass insert double doors. The tiled floor design in the foyer paired with the large ceramic tile that flows throughout the home offer a high-end luxurious feel. With a neutral color palate and accenting wall features and crown molding, adding your own touch of character will be easy. Making your way further into the open concept kitchen space that overlooks the main living area you will see why this home is a must have. Not only does this home have a timeless layout and impeccable design, the new upgrades add the cherry on top. The upgrades include all newer appliances, washer/dryer, new hot water heater, new Halo 5 water conditioning and filtration system and new A/C unit. If that wasn’t enough for you to fall in love with this home, the oversized lanai with room for a pool is sure to be a go to spot for that early morning coffee or late evening glass of wine. You cannot go wrong when choosing this as your next home.

39. 2017-05-05
    soldstatus $353,000
40. 2017-05-03
    soldstatus $353,000 Sold
41. 2017-04-02
    status Pending
42. 2017-02-22
    price $359,000
43. 2016-12-22
    listed $360,000 Active
44. 2011-08-29
    historical
45. 2011-04-21
    listed $274,000
46. 2006-06-19
    soldstatus $1,027,324

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $5,651 · $471/mo
• Projected year-2 tax: $6,051 · $504/mo
• Expected delta: +$399/yr (+$33/mo · 7.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 7/10 Severe FEMA zone X (shaded) · 75% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 10/10 Extreme 7 d/yr ≥108°F today · 30 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $69,937
• − Mortgage interest: −$40,835
• − Property taxes: −$5,651
• − Insurance: −$4,442
• − Repairs & maintenance: −$5,595
• − Management: −$5,595
• − HOA: −$4,416
• − Depreciation: −$21,207
• Taxable loss: −$17,805
• Est. tax savings @ 24.0%: +$4,273
• After-tax cash flow: $-862/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Collier
• NCES district ID: 1200330
• Math proficiency: 60% ▼ -4.00%
• Reading proficiency: 56% ▼ -2.00%
• Median HH income: $58,275
• Composite: 50.23/100
• National rank: #1892
• State rank: #16 of 73 in FL

Livability — Winding Cypress

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• County: Collier County · 396,295 people
• Metro: Naples-Marco Island, FL
• Population (ZIP): 23,559
• Household income: $89,334
• Rent vs Own: 15.3% rent · 84.7% own
• Severe rent burden: 550.0

Population outlook (Collier County) Hauer SSP2

• Today (2025): 420,858 people
• By 2030: 450,054 · +6.9%
• By 2040: 502,232 · +19.3%
• By 2050: 544,932 · +29.5%
• By 2075: 627,203 · +49.0%
• By 2100: 659,015 · +56.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (72%)
• Race & ethnicity: White 72% Hispanic / Latino 17% Two or more races 13% Black 7%
• Hispanic origin (detail): Mexican 7% Puerto Rican 1% Cuban 3%
• Common ancestry: Hispanic 5% Romanian 4% Lithuanian 1%
• Foreign-born: 21% · Canada, Jamaica
• Languages at home: 75% English-only · Spanish 15% French/Haitian/Cajun 5% Other Indo-European 4%

Political lean MEDSL · Collier

• 2024 margin: Solid R (+33.1) · D 33.1% · R 66.2%
• 2008→2024 swing: -10.6pp toward R · 2008: -22.5pp · 2024: -33.1pp
• All cycles: 2024: R+33.1 2020: R+24.7 2016: R+26.0 2012: R+30.1 2008: R+22.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -1.48%
• Current HPI: 266.5545
• Rent YoY: ▲ 3.21%
• Metro: Naples-Marco Island, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

-99.6% since first listed

31 events — show timeline

• 2026-04-15 Listed for Rent $4,500 NAPLESMLS
• 2026-04-15 Rental Removed $4,500 FGCMLS
• 2026-04-14 Listed for Rent $4,500 FGCMLS
• 2026-03-22 Listed $729,000 NAPLESMLS
• 2025-11-19 Rental Removed $9,750 NAPLESMLS
• 2025-01-05 Price Changed $9,750 NAPLESMLS
• 2024-11-19 Listed for Rent $12,000 NAPLESMLS
• 2024-10-04 Sold (Public Records) $715,000 Public Records
• 2024-09-27 Sold (MLS) $715,000 NAPLESMLS
• 2024-09-13 Pending — NAPLESMLS
• 2024-08-16 Pending — NAPLESMLS
• 2024-07-31 Listed $739,000 NAPLESMLS
• 2019-11-01 Sold (Public Records) $360,000 Public Records
• 2019-10-30 Sold (MLS) $360,000 MIML
• 2019-10-30 Sold (MLS) $360,000 NAPLESMLS
• 2019-09-09 Pending — NAPLESMLS
• 2019-09-05 Price Changed $365,000 NAPLESMLS
• 2019-07-10 Price Changed $367,000 NAPLESMLS
• 2019-05-31 Relisted — NAPLESMLS
• 2019-03-25 Pending — NAPLESMLS
• 2019-03-18 Price Changed $369,000 NAPLESMLS
• 2019-02-12 Listed $365,000 MIML
• 2019-02-12 Listed $375,000 NAPLESMLS
• 2017-05-05 Sold (Public Records) $353,000 Public Records
• 2017-05-03 Sold (MLS) $353,000 NAPLESMLS
• 2017-04-02 Pending — NAPLESMLS
• 2017-02-22 Price Changed $359,000 NAPLESMLS
• 2016-12-22 Listed $360,000 NAPLESMLS
• 2011-08-29 Listing Removed — NAPLESMLS
• 2011-04-21 Listed $274,000 NAPLESMLS
• 2006-06-19 Sold (Public Records) $1,027,324 Public Records

Property tax history

+7.7%/yr

Latest (2025): $5,651 · +54.0% YoY. Source: county tax records.