540 Jubilee Cir · Yulee, FL 32097

$359,000

2 bd · 2.0 ba · 1,542 sqft · SingleFamily · 151 Days on market

Built 2023 4,787 sqft lot Est $447k · 20% under $541/mo HOA · 21% of rent ↓ 19% since listing

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Appreciation +10.0/10.0
• Schools +6.0/10.0
• Cash flow +3.8/30.0
• Livability +3.3/5.0
• Rent growth +3.2/5.0
• Condition / age +2.5/5.0
• 1% rule +2.2/10.0
• DSCR +0.0/10.0

Listing remarks MLS

Experience a new level of retirement living in this beautiful low maintenance Ellenwood Villa located in Del Webb Wildlight. This distinctive active adult community is located 20 minutes away from downtown Fernandina, Amelia Island beaches, and downtown Jacksonville. Del Webb Wildlight provides unique opportunities centered around signature resort-style amenities hosted by a full time lifestyle director. Enjoy low maintenance living at its best with lawn care, irrigation, termite bond, and pressure washing included. You can start living the Florida Low Country lifestyle today in Del Webb Wildlight. Whether it's a glass of cold iced tea on your spacious covered extended lanai, or rocking on your front porch. Don't miss out on your chance to own this beautiful brand new Villa today!

Key facts

• Amenity center
• Resort style pool
• Screened lanai

Tags

• ENERGY EFFICIENT SMART HOME
• UPGRADED QUARTZ COUNTERS
• SCREENED LANAI
• EPOXY GARAGE FLOORING
• AMENITY CENTER
• RESORT STYLE POOL

Property features AI

Finance

• HOA & community: Homeowners association with monthly fee; Monthly association fee of $502; Additional semi-annual fee of $236; Community features: gated, pool

Exterior

• Parking: Two-car garage with garage door opener
• Security: Security system; Gated community
• Utilities: Public water; Public sewer; Cable available
• Home design: Single-story home; Resale property; Planned Unit Development (PUD) zoning
• Construction: Built by Pulte; Fiber cement exterior; Shingle roof; Has home warranty
• Exterior features: Screened porch; Paved road access; Community pool; Gated community

Interior

• Kitchen: Dishwasher; Disposal; Microwave; Refrigerator; Stove
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating (electric); Central air conditioning (electric)
• Interior features: Split bedroom layout; Plantation shutters; Shutters; Cable TV; Aluminum-framed windows
• Laundry & utility: Washer; Dryer

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath single-family listed at $359k.

Deal economics

• At list price, monthly cash flow is $-1k ($-12k/yr) — negative.
• To cash-flow at today's rent, offer at most $176k (51.1% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $260k (27.7% below list).
• Recommended offer: $176k (51.1% below list) — sets the bar for cash-flow.

Location & tenants

• Location reads 66/100 on livability (#605 in FL) — a middle-class / working-renter tenant base. Strengths: housing A+, cost of living A-, crime B+; Watch: amenities F, commute F, health & safety F.
• Nassau (town): math 74% / reading 65% proficiency, ranked #4 of 73 in FL (top 6%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents rising (+2.9%/yr); 596 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals leasing fast (median 13d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 953 units permitted in Nassau County in 2024 (24 in 5+ unit buildings).
• This rent runs 33% of the median local income ($93k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• In year one you build about $38k of equity ($2k loan paydown + $36k appreciation (10.0% local appreciation)).
• Nassau County population projected at +17% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• By year 2, paydown + projected appreciation supports a ~$62k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 151 days — a 12% lower offer ($316k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: HOA is 21% of rent.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $175,727 (51.1% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 151 days. Have you received any prior offers? Is the seller open to a 51% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.72% ✗
• Cap rate: 2.83%
• Cash-on-cash: -12.39%
• DSCR: 0.45
• GRM: 11.5

CMA / ARV

• ARV (on-the-fly): $447,180
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
479 Jubilee Cir	0.05mi	2/2.0	1,542 (0%)	1mo	$371,000	$241	97
564 Jubilee Cir	0.02mi	3/2.0 (+1)	1,542 (0%)	1mo	$320,000	$208	93
636 Del Webb Pkwy	0.33mi	2/2.0	1,529 (-1%)	2mo	$364,090	$238	82
769 Del Webb Pkwy	0.49mi	2/2.0	1,581 (+2%)	2mo	$476,916	$302	71
638 Ecliptic Loop	0.44mi	2/2.0	1,600 (+4%)	3mo	$464,440	$290	71
787 Ecliptic Loop	0.56mi	2/2.0	1,581 (+2%)	3mo	$464,040	$294	68
688 Continuum Loop	0.24mi	2/2.0	1,348 (-13%)	1mo	$425,000	$315	67
401 Tranquil Trail Cir	0.36mi	2/2.0	1,343 (-13%)	1mo	$379,410	$283	61
444 Tranquil Trail Cir	0.31mi	2/2.0	1,343 (-13%)	4mo	$442,040	$329	60
230 Julep St	0.68mi	3/2.0 (+1)	1,491 (-3%)	3mo	$325,000	$218	55
777 Del Webb Pkwy	0.49mi	3/2.0 (+1)	1,405 (-9%)	4mo	$472,040	$336	54
632 Palmetto Pl	0.72mi	3/2.0 (+1)	1,727 (+12%)	3mo	$405,000	$235	39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 2.88% rent growth · sell at horizon

5-year hold

• IRR: 15.6%
• Equity multiple: 2.29×
• Total profit: $129,544
• Equity at exit: $323,416

10-year hold

• IRR: 15.2%
• Equity multiple: 5.31×
• Total profit: $433,635
• Equity at exit: $697,458

Cash invested: $100,520 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32097

• Home prices YoY: 19.5%
• Rents YoY: 2.9%
• Active inventory: 596
• Price-to-rent: 11.5×

Monthly cashflow live

• Estimated rent: $2,596 high
• Mortgage (P&I): −$1,883
• Tax from tax record: −$515 /mo · $6,186/yr
• Insurance: −$150
• HOA: −$541
• Vacancy / Maint / Mgmt: −$545
• Net cashflow: $-1,037

Break-even live

Break-even rent $3,910

Max offer price $175,727

Occupancy floor —

Sensitivity live

Price	-10% $-834	-5% $-936	+0% $-1,037	+5% $-1,139	+10% $-1,241
Rent	-10% $-1,243	-5% $-1,140	+0% $-1,037	+5% $-935	+10% $-832
Rate	-1.0pp $-857	-0.5pp $-946	base $-1,037	+0.5pp $-1,130	+1.0pp $-1,225

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $89,750
• Closing costs: $10,770
• Reserves months: —
• Total cash needed: —

Rent comps 7 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
722 Cool Breeze Way Yulee, FL	2.0	2.0	1541	$3,100	$2.01	22d	1	0.35mi
719 Cool Breeze Way Yulee, FL	3.0	2.0	1575	$2,995	$1.90	12d	1	0.37mi
504 Blue Daze St Yulee, FL	3.0	2.5	2038	$2,595	$1.27	24d	1	0.75mi
213 Daydream Ave Yulee, FL	3.0	2.5	1876	$2,950	$1.57	24d	1	0.78mi
125 Daydream Ave Yulee, FL	1.0–2.0	1.0–2.0	897	$2,049	$2.28	2d	11	0.93mi
305 Whitby Dr Yulee, FL	1.0–3.0	1.0–2.5	1279	$2,292	$1.79	2d	45	0.96mi
549 Wildlight Ave Yulee, FL	1.0–3.0	1.0–2.0	988	$1,897	$1.92	2d	32	1.17mi

HOA detail

• Monthly dues: $541 · $6,492/yr
• Likely covers: landscaping

Listing history 33 events

1. 2026-06-05
   days on market $359,000 Active 151 DOM
2. 2026-06-03
   days on market $359,000 Active 150 DOM
3. 2026-06-02
   days on market $359,000 Active 149 DOM
4. 2026-06-01
   days on market $359,000 Active 148 DOM
5. 2026-05-31
   days on market $359,000 Active 147 DOM
6. 2026-05-18
   price $359,000
7. 2026-01-05
   listed $369,000 Active
8. 2023-08-10
   soldstatus $444,590 Sold 792-char remark

   Show marketing remark (792 chars)

   Experience a new level of retirement living in this beautiful low maintenance Ellenwood Villa located in Del Webb Wildlight. This distinctive active adult community is located 20 minutes away from downtown Fernandina, Amelia Island beaches, and downtown Jacksonville. Del Webb Wildlight provides unique opportunities centered around signature resort-style amenities hosted by a full time lifestyle director. Enjoy low maintenance living at its best with lawn care, irrigation, termite bond, and pressure washing included. You can start living the Florida Low Country lifestyle today in Del Webb Wildlight. Whether it's a glass of cold iced tea on your spacious covered extended lanai, or rocking on your front porch. Don't miss out on your chance to own this beautiful brand new Villa today!

9. 2023-06-07
   status Pending 792-char remark

   Show marketing remark (792 chars)

   Experience a new level of retirement living in this beautiful low maintenance Ellenwood Villa located in Del Webb Wildlight. This distinctive active adult community is located 20 minutes away from downtown Fernandina, Amelia Island beaches, and downtown Jacksonville. Del Webb Wildlight provides unique opportunities centered around signature resort-style amenities hosted by a full time lifestyle director. Enjoy low maintenance living at its best with lawn care, irrigation, termite bond, and pressure washing included. You can start living the Florida Low Country lifestyle today in Del Webb Wildlight. Whether it's a glass of cold iced tea on your spacious covered extended lanai, or rocking on your front porch. Don't miss out on your chance to own this beautiful brand new Villa today!

10. 2023-05-11
    price $393,090 792-char remark

    Show marketing remark (792 chars)

    Experience a new level of retirement living in this beautiful low maintenance Ellenwood Villa located in Del Webb Wildlight. This distinctive active adult community is located 20 minutes away from downtown Fernandina, Amelia Island beaches, and downtown Jacksonville. Del Webb Wildlight provides unique opportunities centered around signature resort-style amenities hosted by a full time lifestyle director. Enjoy low maintenance living at its best with lawn care, irrigation, termite bond, and pressure washing included. You can start living the Florida Low Country lifestyle today in Del Webb Wildlight. Whether it's a glass of cold iced tea on your spacious covered extended lanai, or rocking on your front porch. Don't miss out on your chance to own this beautiful brand new Villa today!

11. 2023-05-03
    price $394,140 792-char remark

    Show marketing remark (792 chars)

    Experience a new level of retirement living in this beautiful low maintenance Ellenwood Villa located in Del Webb Wildlight. This distinctive active adult community is located 20 minutes away from downtown Fernandina, Amelia Island beaches, and downtown Jacksonville. Del Webb Wildlight provides unique opportunities centered around signature resort-style amenities hosted by a full time lifestyle director. Enjoy low maintenance living at its best with lawn care, irrigation, termite bond, and pressure washing included. You can start living the Florida Low Country lifestyle today in Del Webb Wildlight. Whether it's a glass of cold iced tea on your spacious covered extended lanai, or rocking on your front porch. Don't miss out on your chance to own this beautiful brand new Villa today!

12. 2023-04-28
    price $394,140
13. 2023-04-21
    price $414,140 792-char remark

    Show marketing remark (792 chars)

    Experience a new level of retirement living in this beautiful low maintenance Ellenwood Villa located in Del Webb Wildlight. This distinctive active adult community is located 20 minutes away from downtown Fernandina, Amelia Island beaches, and downtown Jacksonville. Del Webb Wildlight provides unique opportunities centered around signature resort-style amenities hosted by a full time lifestyle director. Enjoy low maintenance living at its best with lawn care, irrigation, termite bond, and pressure washing included. You can start living the Florida Low Country lifestyle today in Del Webb Wildlight. Whether it's a glass of cold iced tea on your spacious covered extended lanai, or rocking on your front porch. Don't miss out on your chance to own this beautiful brand new Villa today!

14. 2023-04-21
    status Active 792-char remark

    Show marketing remark (792 chars)

    Experience a new level of retirement living in this beautiful low maintenance Ellenwood Villa located in Del Webb Wildlight. This distinctive active adult community is located 20 minutes away from downtown Fernandina, Amelia Island beaches, and downtown Jacksonville. Del Webb Wildlight provides unique opportunities centered around signature resort-style amenities hosted by a full time lifestyle director. Enjoy low maintenance living at its best with lawn care, irrigation, termite bond, and pressure washing included. You can start living the Florida Low Country lifestyle today in Del Webb Wildlight. Whether it's a glass of cold iced tea on your spacious covered extended lanai, or rocking on your front porch. Don't miss out on your chance to own this beautiful brand new Villa today!

15. 2023-04-14
    price $414,140
16. 2023-03-10
    price $415,140
17. 2023-03-03
    price $425,140
18. 2023-02-24
    price $428,640
19. 2023-01-13
    price $427,440
20. 2022-12-29
    historical 792-char remark

    Show marketing remark (792 chars)

    Experience a new level of retirement living in this beautiful low maintenance Ellenwood Villa located in Del Webb Wildlight. This distinctive active adult community is located 20 minutes away from downtown Fernandina, Amelia Island beaches, and downtown Jacksonville. Del Webb Wildlight provides unique opportunities centered around signature resort-style amenities hosted by a full time lifestyle director. Enjoy low maintenance living at its best with lawn care, irrigation, termite bond, and pressure washing included. You can start living the Florida Low Country lifestyle today in Del Webb Wildlight. Whether it's a glass of cold iced tea on your spacious covered extended lanai, or rocking on your front porch. Don't miss out on your chance to own this beautiful brand new Villa today!

21. 2022-12-22
    price $438,440

    Show marketing remark (792 chars)

    Experience a new level of retirement living in this beautiful low maintenance Ellenwood Villa located in Del Webb Wildlight. This distinctive active adult community is located 20 minutes away from downtown Fernandina, Amelia Island beaches, and downtown Jacksonville. Del Webb Wildlight provides unique opportunities centered around signature resort-style amenities hosted by a full time lifestyle director. Enjoy low maintenance living at its best with lawn care, irrigation, termite bond, and pressure washing included. You can start living the Florida Low Country lifestyle today in Del Webb Wildlight. Whether it's a glass of cold iced tea on your spacious covered extended lanai, or rocking on your front porch. Don't miss out on your chance to own this beautiful brand new Villa today!

22. 2022-12-22
    price $438,440 792-char remark

    Show marketing remark (792 chars)

    Experience a new level of retirement living in this beautiful low maintenance Ellenwood Villa located in Del Webb Wildlight. This distinctive active adult community is located 20 minutes away from downtown Fernandina, Amelia Island beaches, and downtown Jacksonville. Del Webb Wildlight provides unique opportunities centered around signature resort-style amenities hosted by a full time lifestyle director. Enjoy low maintenance living at its best with lawn care, irrigation, termite bond, and pressure washing included. You can start living the Florida Low Country lifestyle today in Del Webb Wildlight. Whether it's a glass of cold iced tea on your spacious covered extended lanai, or rocking on your front porch. Don't miss out on your chance to own this beautiful brand new Villa today!

23. 2022-12-09
    price $438,940

    Show marketing remark (792 chars)

    Experience a new level of retirement living in this beautiful low maintenance Ellenwood Villa located in Del Webb Wildlight. This distinctive active adult community is located 20 minutes away from downtown Fernandina, Amelia Island beaches, and downtown Jacksonville. Del Webb Wildlight provides unique opportunities centered around signature resort-style amenities hosted by a full time lifestyle director. Enjoy low maintenance living at its best with lawn care, irrigation, termite bond, and pressure washing included. You can start living the Florida Low Country lifestyle today in Del Webb Wildlight. Whether it's a glass of cold iced tea on your spacious covered extended lanai, or rocking on your front porch. Don't miss out on your chance to own this beautiful brand new Villa today!

24. 2022-12-09
    price $438,940 792-char remark

    Show marketing remark (792 chars)

    Experience a new level of retirement living in this beautiful low maintenance Ellenwood Villa located in Del Webb Wildlight. This distinctive active adult community is located 20 minutes away from downtown Fernandina, Amelia Island beaches, and downtown Jacksonville. Del Webb Wildlight provides unique opportunities centered around signature resort-style amenities hosted by a full time lifestyle director. Enjoy low maintenance living at its best with lawn care, irrigation, termite bond, and pressure washing included. You can start living the Florida Low Country lifestyle today in Del Webb Wildlight. Whether it's a glass of cold iced tea on your spacious covered extended lanai, or rocking on your front porch. Don't miss out on your chance to own this beautiful brand new Villa today!

25. 2022-11-28
    price $439,940
26. 2022-11-23
    price $439,940 792-char remark

    Show marketing remark (792 chars)

    Experience a new level of retirement living in this beautiful low maintenance Ellenwood Villa located in Del Webb Wildlight. This distinctive active adult community is located 20 minutes away from downtown Fernandina, Amelia Island beaches, and downtown Jacksonville. Del Webb Wildlight provides unique opportunities centered around signature resort-style amenities hosted by a full time lifestyle director. Enjoy low maintenance living at its best with lawn care, irrigation, termite bond, and pressure washing included. You can start living the Florida Low Country lifestyle today in Del Webb Wildlight. Whether it's a glass of cold iced tea on your spacious covered extended lanai, or rocking on your front porch. Don't miss out on your chance to own this beautiful brand new Villa today!

27. 2022-10-27
    price $438,940
28. 2022-10-14
    price $438,940 792-char remark

    Show marketing remark (792 chars)

    Experience a new level of retirement living in this beautiful low maintenance Ellenwood Villa located in Del Webb Wildlight. This distinctive active adult community is located 20 minutes away from downtown Fernandina, Amelia Island beaches, and downtown Jacksonville. Del Webb Wildlight provides unique opportunities centered around signature resort-style amenities hosted by a full time lifestyle director. Enjoy low maintenance living at its best with lawn care, irrigation, termite bond, and pressure washing included. You can start living the Florida Low Country lifestyle today in Del Webb Wildlight. Whether it's a glass of cold iced tea on your spacious covered extended lanai, or rocking on your front porch. Don't miss out on your chance to own this beautiful brand new Villa today!

29. 2022-09-08
    price $442,940 792-char remark

    Show marketing remark (792 chars)

    Experience a new level of retirement living in this beautiful low maintenance Ellenwood Villa located in Del Webb Wildlight. This distinctive active adult community is located 20 minutes away from downtown Fernandina, Amelia Island beaches, and downtown Jacksonville. Del Webb Wildlight provides unique opportunities centered around signature resort-style amenities hosted by a full time lifestyle director. Enjoy low maintenance living at its best with lawn care, irrigation, termite bond, and pressure washing included. You can start living the Florida Low Country lifestyle today in Del Webb Wildlight. Whether it's a glass of cold iced tea on your spacious covered extended lanai, or rocking on your front porch. Don't miss out on your chance to own this beautiful brand new Villa today!

30. 2022-08-11
    price $441,940 792-char remark

    Show marketing remark (792 chars)

    Experience a new level of retirement living in this beautiful low maintenance Ellenwood Villa located in Del Webb Wildlight. This distinctive active adult community is located 20 minutes away from downtown Fernandina, Amelia Island beaches, and downtown Jacksonville. Del Webb Wildlight provides unique opportunities centered around signature resort-style amenities hosted by a full time lifestyle director. Enjoy low maintenance living at its best with lawn care, irrigation, termite bond, and pressure washing included. You can start living the Florida Low Country lifestyle today in Del Webb Wildlight. Whether it's a glass of cold iced tea on your spacious covered extended lanai, or rocking on your front porch. Don't miss out on your chance to own this beautiful brand new Villa today!

31. 2022-08-04
    listed $442,940 Active
32. 2022-07-29
    price $443,240 792-char remark

    Show marketing remark (792 chars)

    Experience a new level of retirement living in this beautiful low maintenance Ellenwood Villa located in Del Webb Wildlight. This distinctive active adult community is located 20 minutes away from downtown Fernandina, Amelia Island beaches, and downtown Jacksonville. Del Webb Wildlight provides unique opportunities centered around signature resort-style amenities hosted by a full time lifestyle director. Enjoy low maintenance living at its best with lawn care, irrigation, termite bond, and pressure washing included. You can start living the Florida Low Country lifestyle today in Del Webb Wildlight. Whether it's a glass of cold iced tea on your spacious covered extended lanai, or rocking on your front porch. Don't miss out on your chance to own this beautiful brand new Villa today!

33. 2022-07-28
    listed $443,290 Active 792-char remark

    Show marketing remark (792 chars)

    Experience a new level of retirement living in this beautiful low maintenance Ellenwood Villa located in Del Webb Wildlight. This distinctive active adult community is located 20 minutes away from downtown Fernandina, Amelia Island beaches, and downtown Jacksonville. Del Webb Wildlight provides unique opportunities centered around signature resort-style amenities hosted by a full time lifestyle director. Enjoy low maintenance living at its best with lawn care, irrigation, termite bond, and pressure washing included. You can start living the Florida Low Country lifestyle today in Del Webb Wildlight. Whether it's a glass of cold iced tea on your spacious covered extended lanai, or rocking on your front porch. Don't miss out on your chance to own this beautiful brand new Villa today!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $6,186 · $515/mo
• Projected year-2 tax: $6,186 · $515/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 9/10 Extreme 7 d/yr ≥106°F today · 20 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 5/10 Major 6 unhealthy d/yr today · 7 by 30 yrs out

Taxation est. · year 1

• Rental income: $31,158
• − Mortgage interest: −$20,110
• − Property taxes: −$6,186
• − Insurance: −$1,795
• − Repairs & maintenance: −$2,493
• − Management: −$2,493
• − HOA: −$6,492
• − Depreciation: −$10,444
• Taxable loss: −$18,853
• Est. tax savings @ 24.0%: +$4,525
• After-tax cash flow: $-7,925/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Nassau
• NCES district ID: 1201350
• Math proficiency: 74% ▼ -2.00%
• Reading proficiency: 65% ▼ -2.00%
• Median HH income: $58,267
• Composite: 59.79/100
• National rank: #899
• State rank: #4 of 73 in FL

Livability — Yulee

• Score: 66/100
• State rank: #605
• US rank: #11615

Category grades

Amenities F Commute F Cost of living A- Crime B+ Employment B+ Housing A+ Health & safety F User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Nassau County · 67,729 people
• City population: 26,700
• Metro: Jacksonville, FL
• Population (ZIP): 26,700
• Household income: $93,161
• Rent vs Own: 19.8% rent · 80.2% own
• Severe rent burden: 404.0

Population outlook (Nassau County) Hauer SSP2

• Today (2025): 88,419 people
• By 2030: 92,679 · +4.8%
• By 2040: 99,257 · +12.3%
• By 2050: 103,378 · +16.9%
• By 2075: 109,726 · +24.1%
• By 2100: 107,006 · +21.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (75%)
• Race & ethnicity: White 75% Two or more races 9% Black 9% Hispanic / Latino 8% Asian 1% Native American 1%
• Hispanic origin (detail): Mexican 2% Puerto Rican 2%
• Common ancestry: Lithuanian 4% Italian 3% Romanian 2%
• Foreign-born: 4% · Canada, Vietnam
• Languages at home: 93% English-only · Spanish 5% Vietnamese 1%

Political lean MEDSL · Nassau

• 2024 margin: Solid R (+46.9) · D 26.1% · R 73.1%
• 2008→2024 swing: -3.1pp toward R · 2008: -43.8pp · 2024: -46.9pp
• All cycles: 2024: R+46.9 2020: R+45.9 2016: R+50.2 2012: R+48.6 2008: R+43.8

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 49.35%
• Current HPI: 301.9299
• Rent YoY: ▲ 2.88%
• Metro: Jacksonville, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

-19.0% since first listed

28 events — show timeline

• 2026-05-18 Price Changed $359,000 AINCAR
• 2026-01-05 Listed $369,000 AINCAR
• 2023-08-10 Sold (MLS) $444,590 realMLS
• 2023-06-07 Pending — realMLS
• 2023-05-11 Price Changed $393,090 realMLS
• 2023-05-03 Price Changed $394,140 realMLS
• 2023-04-28 Price Changed $394,140 AINCAR
• 2023-04-21 Price Changed $414,140 realMLS
• 2023-04-21 Relisted — realMLS
• 2023-04-14 Price Changed $414,140 AINCAR
• 2023-03-10 Price Changed $415,140 AINCAR
• 2023-03-03 Price Changed $425,140 AINCAR
• 2023-02-24 Price Changed $428,640 AINCAR
• 2023-01-13 Price Changed $427,440 AINCAR
• 2022-12-29 Listing Removed — realMLS
• 2022-12-22 Price Changed $438,440 AINCAR
• 2022-12-22 Price Changed $438,440 realMLS
• 2022-12-09 Price Changed $438,940 AINCAR
• 2022-12-09 Price Changed $438,940 realMLS
• 2022-11-28 Price Changed $439,940 AINCAR
• 2022-11-23 Price Changed $439,940 realMLS
• 2022-10-27 Price Changed $438,940 AINCAR
• 2022-10-14 Price Changed $438,940 realMLS
• 2022-09-08 Price Changed $442,940 realMLS
• 2022-08-11 Price Changed $441,940 realMLS
• 2022-08-04 Listed $442,940 AINCAR
• 2022-07-29 Price Changed $443,240 realMLS
• 2022-07-28 Listed $443,290 realMLS

Property tax history

+72.6%/yr

Latest (2025): $6,186 · -1.3% YoY. Source: county tax records.