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4447 Hunting Trl
C- Composite 54.15
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +21.5/30.0
  • ARV discount +7.5/15.0
  • DSCR +6.9/10.0
  • 1% rule +5.5/10.0
  • Schools +4.3/10.0
  • Livability +3.7/5.0
  • Condition / age +2.5/5.0
  • Rent growth +2.4/5.0
  • Appreciation +0.0/10.0

$399,000

4447 Hunting Trl · Wellington, FL 33467
4 bd · 2.0 ba · 2,456 sqft · SingleFamily public records · 8 Days on market
Built 1997 0.51 ac lot ↓ 47% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Live Auction at the Property! Sat June 13, 11am! Preview 30 minutes prior to sale. 10% due at time of sale. Must have a 10,000 cashier's check and a blank personal check in order to bid. 30 days to close. Seller guarantees a free and clear title. Suggested opening bid 399,000

Key facts

  • 0.51 acre lot
  • 2 garage spots
  • Pool

Property features AI

Exterior

  • Parking: Attached 2-car garage (4 parking spaces total, 2 covered)
  • Utilities: Public water; Public sewer; Electricity connected; Water connected; Sewer connected
  • Home design: Single-family residence; One story; North-facing
  • Construction: Concrete block construction with stucco; Spanish tile roof; Built as resale property
  • Exterior features: Private pool with concrete finish; Waterfront property

Interior

  • Kitchen: Dishwasher
  • Bedrooms: Three bedrooms on the main level
  • Flooring: Ceramic tile
  • Bathrooms: Three full bathrooms on the main level
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Electric water heater; Dishwasher; Ceramic tile flooring

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $399k.

Deal economics

  • At list price, monthly cash flow is $598 ($7k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($4k rent vs $399k).
  • Cap rate 8.1% vs local median 3.4% in Wellington — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 73/100 on livability (#294 in FL, #4,986 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: amenities F, commute F, cost of living F.
  • Palm Beach (suburban): math 46% / reading 53% proficiency, ranked #34 of 73 in FL (top 47%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Discovery Key Elementary School (math 61% / reading 72%, grade B+, #473 of 2,144 statewide, top 23%, 1,050 students, 31% FRL); Woodlands Middle School (math 51% / reading 58%, grade B-, #183 of 571 statewide, top 34%, 1,551 students, 40% FRL) — zoned schools average 36% FRL vs 52% district-wide (16 pts lower); this property's tenant base skews higher-income than the district average.
  • Market conditions: Rents soft (-0.4%/yr); 651 active listings in the ZIP; 36 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 3,974 units permitted in Palm Beach County in 2024 (1,012 in 5+ unit buildings).
  • At $4,184/mo this rent would consume 52% of the median local household income ($96k/yr) (locally 960% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $12k of value loss. Plan a longer hold.
  • Palm Beach County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 8 days on market — expect competitive offers; lowballing is unlikely to land.
  • Current owner paid $142k; list at $399k implies a 181% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $399,000

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.05%
Cap rate
8.09%
Cash-on-cash
6.42%
DSCR
1.29
GRM
7.9

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-9.8%
Equity multiple
0.65×
Total profit
$-38,811
Equity at exit
$59,492
10-year hold
IRR
-5.1%
Equity multiple
0.71×
Total profit
$-32,027
Equity at exit
$34,498

Cash invested: $111,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33467

Rents YoY
-0.4%
Active inventory
651
Price-to-rent
7.9×

Monthly cashflow live

Estimated rent
$4,184 high interval (Pro) →
Mortgage (P&I)
$2,092
Tax from tax record
$449 /mo · $5,390/yr
Insurance
$166
HOA
$0
Vacancy / Maint / Mgmt
$879
Net cashflow
$598

Break-even live

Break-even rent $3,428
Max offer price $399,000
Occupancy floor 81%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$99,750
Closing costs
$11,970
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 36 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
9676 Eagle Point Ln Lake Worth, FL 4.0 3.0 2815 $5,800 $2.06 24d 1 0.23mi
10640 Oak Meadow Ln Lake Worth, FL 4.0 3.0 2727 $7,500 $2.75 17d 1 0.76mi
4839 Navali Dr Lake Worth, FL 3.0 2.5 2124 $3,300 $1.55 24d 1 0.78mi
4841 Exeter Estate Ln Lake Worth, FL 3.0 3.0 2567 $5,000 $1.95 24d 1 0.81mi
4790 Navali Dr Lake Worth, FL 3.0 2.5 1708 $3,200 $1.87 24d 1 0.81mi
9108 Kingsmoor Way Lake Worth, FL 3.0 2.5 1918 $3,400 $1.77 10d 1 0.83mi
9006 Zevon Ct Lake Worth, FL 3.0 2.5 2032 $3,300 $1.62 24d 1 0.83mi
8951 Kingsmoor Way Lake Worth, FL 3.0 2.5 1918 $3,500 $1.82 4d 1 0.85mi
8914 Kingsmoor Way Lake Worth, FL 3.0 2.0 2019 $4,500 $2.23 10d 1 0.89mi
8914 Kingsmoor Way Lake Worth, FL 3.0 2.0 2019 $4,500 $2.23 24d 1 0.89mi
8883 Kingsmoor Way Lake Worth, FL 3.0 2.0 1997 $4,225 $2.12 10d 1 0.93mi
10372 Old Winston Ct Lake Worth, FL 3.0 2.0 1798 $3,395 $1.89 7d 1 0.94mi
10173 Andover Coach Cir Unit G2 Lake Worth, FL 3.0 2.0 1807 $3,500 $1.94 24d 1 0.95mi
4985 Navali Dr Lake Worth, FL 3.0 2.5 1604 $3,050 $1.90 1d 1 0.96mi
4553 Barclay Fair Way Lake Worth, FL 3.0 3.0 2278 $4,000 $1.76 24d 1 0.97mi
4553 Barclay Fair Way Lake Worth, FL 3.0 3.0 2278 $4,000 $1.76 16d 1 0.97mi
10434 White Pinto Ct Lake Worth, FL 5.0 3.0 2708 $4,195 $1.55 24d 1 1.01mi
4845 Chantilly Rd Lake Worth, FL 3.0 2.5 1879 $3,450 $1.84 3d 1 1.08mi
4837 Chantilly Rd Lake Worth, FL 3.0 2.5 1826 $3,300 $1.81 24d 1 1.08mi
4757 Roldan Ct Lake Worth, FL 4.0 3.5 2585 $4,500 $1.74 24d 1 1.17mi
8835 Sandy Creek Way Lake Worth, FL 3.0 2.5 2049 $3,500 $1.71 24d 1 1.23mi
4689 Eventing St Lake Worth, FL 3.0 2.5 1870 $3,300 $1.76 24d 1 1.28mi
8807 Antarus Dr Lake Worth, FL 3.0 2.5 1954 $3,700 $1.89 24d 1 1.28mi
8807 Antarus Dr Lake Worth, FL 3.0 2.5 1954 $3,700 $1.89 14d 1 1.28mi
4675 Eventing St Lake Worth, FL 3.0 2.5 1909 $3,650 $1.91 24d 1 1.29mi
8413 Linden Way Lake Worth, FL 4.0 2.0 1800 $3,500 $1.94 11d 1 1.33mi
8309 Catria Ln Lake Worth, FL 3.0 2.5 1911 $3,300 $1.73 24d 1 1.35mi
10295 Trianon Pl Wellington, FL 5.0 3.0 3297 $6,600 $2.00 2d 1 1.37mi
8641 Antarus Dr Lake Worth, FL 3.0 2.5 1724 $3,350 $1.94 4d 1 1.39mi
8641 Antarus Dr Lake Worth, FL 3.0 2.5 1724 $3,250 $1.89 3d 1 1.39mi
4802 San Fratello Cir Lake Worth, FL 3.0 3.0 2309 $3,550 $1.54 24d 1 1.43mi
4802 San Fratello Cir Unit 1 Lake Worth, FL 3.0 2.5 2309 $3,550 $1.54 24d 1 1.43mi
8333 Rearing Ln Lake Worth, FL 3.0 2.5 1884 $3,500 $1.86 21d 1 1.48mi
8333 Rearing Ln Lake Worth, FL 3.0 2.5 1884 $3,500 $1.86 19d 1 1.48mi
8333 Rearing Ln Lake Worth, FL 3.0 2.5 1884 $3,500 $1.86 15d 1 1.48mi
5901 White Cypress Dr Lake Worth, FL 4.0 3.0 2200 $3,950 $1.80 24d 1 1.49mi

Listing history 6 events

  1. 2026-06-15
    status $399,000 Pending 8 DOM
  2. 2026-06-13
    days on market $399,000 Active 8 DOM
  3. 2026-06-09
    days on market $399,000 Active 4 DOM
  4. 2026-06-08
    days on market $399,000 Active 3 DOM
  5. 2026-06-07
    remarks 276-char remark
  6. 2026-06-07
    listed $399,000 Active 2 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$5,390 · $449/mo
Projected year-2 tax
$5,390 · $449/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥106°F today · 25 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$50,212
− Mortgage interest
−$22,350
− Property taxes
−$5,390
− Insurance
−$1,995
− Repairs & maintenance
−$4,017
− Management
−$4,017
− Depreciation
−$11,607
Taxable income
$835
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$201
After-tax cash flow
$6,973/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Palm Beach
NCES district ID
1201500
Math proficiency
46% ▼ -16.00%
Reading proficiency
53% ▼ -4.00%
Median HH income
$53,943
Composite
42.72/100
National rank
#3160
State rank
#34 of 73 in FL

Livability — Wellington

Score
73/100
State rank
#294
US rank
#4986

Category grades

Amenities F Commute F Cost of living F Crime A+ Employment A+ Housing A+ Health & safety A User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Palm Beach County · 1,438,312 people
City population
60,184
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
Population (ZIP)
58,411
Household income
$95,739
Rent vs Own
13.6% rent · 86.4% own
Severe rent burden
960.0

Population outlook (Palm Beach County) Hauer SSP2

Today (2025)
1,637,487 people
By 2030
1,743,255 · +6.5%
By 2040
1,948,712 · +19.0%
By 2050
2,132,979 · +30.3%
By 2075
2,530,027 · +54.5%
By 2100
2,706,979 · +65.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.59)
Race & ethnicity
White 59% Hispanic / Latino 22% Two or more races 13% Black 10% Asian 4%
Hispanic origin (detail)
Mexican 2% Puerto Rican 4% Cuban 4% Dominican 2%
Common ancestry
Romanian 4% Scotch-Irish 3% Hispanic 3%
Foreign-born
24% · Canada, Jamaica, Vietnam
Languages at home
71% English-only · Spanish 17% French/Haitian/Cajun 5% Other Indo-European 3%

Political lean MEDSL · Palm Beach

2024 margin
Toss-up / Even · D 50.0% · R 49.2%
2008→2024 swing
-22.1pp toward R · 2008: 22.9pp · 2024: 0.8pp
All cycles
2024: D+0.8 2020: D+12.8 2016: D+15.3 2012: D+17.0 2008: D+22.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -288.94%
Current HPI
343.7738
Rent YoY
▼ -0.40%
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

-47.2% since first listed
3 events — show timeline
  • 2026-06-04 Listed $399,000 Beaches MLS
  • 1997-02-07 Sold (Public Records) $141,928 Public Records
  • 1995-07-25 Sold (Public Records) $756,100 Public Records

Property tax history

+1.1%/yr

Latest (2025): $5,390 · +3.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…