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241 Robinson
B Composite 74.72
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Appreciation +6.6/10.0
  • Livability +3.2/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.4/10.0

$35,000

241 Robinson · Littleton, WV 26581
3 bd · 1.5 ba · 1,400 sqft · Manufactured · 111 Days on market
Built 1984 ↓ 45% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Well maintained three bedroom two bath double wide home with a 20 x 8 front covered porch, 31 x 8 back covered porch. 325 sf block building with electric used for storage. Inside pictures will be coming soon

Key facts

  • Built 1984
  • Listed 111 days

Property features AI

Exterior

  • Parking: Gravel parking
  • Home design: Manufactured home; Single-story
  • Construction: Vinyl siding; Shingle roof
  • Exterior features: Porch

Interior

  • Kitchen: Range; Refrigerator
  • Flooring: Carpet
  • Bathrooms: 1 full bathroom; 1 half bathroom
  • Heating & cooling: Forced air heating (natural gas); Central air; Ceiling fan(s)
  • Interior features: Walk-in closet(s)
  • Laundry & utility: Washer; Dryer; Gas water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.5-bath manufactured listed at $35k.

Deal economics

  • At list price, monthly cash flow is $645 ($8k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $35k).
  • Recommended offer: $32k (9.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 64/100 on livability (#147 in WV) — a middle-class / working-renter tenant base. Strengths: cost of living A+, crime A, housing B; Watch: health & safety C-, amenities F, commute F.
  • Wetzel County Schools (town): math 25% / reading 33% proficiency, ranked #36 of 55 in WV (top 66%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: 3 active listings in the ZIP.

Forward outlook

  • In year one you build about $1k of equity ($242 loan paydown + $1k appreciation (3.2% local appreciation)).
  • Wetzel County population projected at -28% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (3.2% appreciation + 3.0% rent growth), your $10k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 111 days — a 9% lower offer ($32k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $13k (27%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: flood insurance adds $66/mo.
  • Climate carrying-cost: major flood risk — expect insurance premiums to compound above CPI over the hold.
Recommended offer $31,850 (9.0% below list)

Questions for the listing agent

  1. It's been on market 111 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
3.31%
Cap rate
30.68%
Cash-on-cash
87.08%
DSCR
4.87
GRM
2.5

CMA / ARV

No comps found within radius.

Projected returns pro-forma

3.2% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
83.6%
Equity multiple
5.66×
Total profit
$45,685
Equity at exit
$16,134
10-year hold
IRR
83.0%
Equity multiple
11.68×
Total profit
$104,684
Equity at exit
$25,178

Cash invested: $9,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
83 Strongly Landlord-Friendly
State West Virginia
83 Strongly Landlord-Friendly · R+22
County
— inherits STATE
City
— inherits STATE
Landlord-favorable; preempted; minimal protections.

ZIP-level market 26581

Home prices YoY
2.5%
Active inventory
3
Price-to-rent
2.5×

Monthly cashflow live

Estimated rent
$1,158 medium interval (Pro) →
Mortgage (P&I)
$184
Tax from tax record
$6 /mo · $71/yr
Insurance
$15
Flood insurance flood zone
−$66 /mo · $798/yr
HOA
$0
Vacancy / Maint / Mgmt
$243
Net cashflow
$645

Break-even live

Break-even rent $342
Max offer price $35,000
Occupancy floor 39%

Sensitivity live

Price -10% $665 -5% $655 +0% $645 +5% $595 +10% $583
Rent -10% $553 -5% $599 +0% $645 +5% $690 +10% $736
Rate -1.0pp $662 -0.5pp $654 base $645 +0.5pp $636 +1.0pp $626

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$8,750
Closing costs
$1,050
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 23 events

  1. 2026-06-21
    days on market $35,000 Active 111 DOM
  2. 2026-06-18
    days on market $35,000 Active 109 DOM
  3. 2026-06-17
    days on market $35,000 Active 108 DOM
  4. 2026-06-16
    days on market $35,000 Active 107 DOM
  5. 2026-06-15
    days on market $35,000 Active 106 DOM
  6. 2026-06-15
    days on market $35,000 Active 105 DOM
  7. 2026-06-13
    days on market $35,000 Active 104 DOM
  8. 2026-06-12
    days on market $35,000 Active 103 DOM
  9. 2026-06-09
    days on market $35,000 Active 100 DOM
  10. 2026-06-08
    days on market $35,000 Active 99 DOM
  11. 2026-06-08
    days on market $35,000 Active 98 DOM
  12. 2026-06-07
    days on market $35,000 Active 97 DOM
  13. 2026-06-04
    days on market $35,000 Active 95 DOM
  14. 2026-06-03
    days on market $35,000 Active 94 DOM
  15. 2026-06-02
    days on market $35,000 Active 93 DOM
  16. 2026-06-01
    days on market $35,000 Active 92 DOM
  17. 2026-05-31
    days on market $35,000 Active 91 DOM
  18. 2026-04-27
    price $44,000
  19. 2026-03-01
    listed $48,000 Active
  20. 2025-10-10
    soldstatus $74,950 Closed 207-char remark
    Show marketing remark (207 chars)

    Well maintained three bedroom two bath double wide home with a 20 x 8 front covered porch, 31 x 8 back covered porch. 325 sf block building with electric used for storage. Inside pictures will be coming soon

  21. 2025-10-10
    soldstatus $74,950
    Show marketing remark (207 chars)

    Well maintained three bedroom two bath double wide home with a 20 x 8 front covered porch, 31 x 8 back covered porch. 325 sf block building with electric used for storage. Inside pictures will be coming soon

  22. 2025-09-11
    status Pending 207-char remark
    Show marketing remark (207 chars)

    Well maintained three bedroom two bath double wide home with a 20 x 8 front covered porch, 31 x 8 back covered porch. 325 sf block building with electric used for storage. Inside pictures will be coming soon

  23. 2025-09-02
    listed $79,900 Active 207-char remark
    Show marketing remark (207 chars)

    Well maintained three bedroom two bath double wide home with a 20 x 8 front covered porch, 31 x 8 back covered porch. 325 sf block building with electric used for storage. Inside pictures will be coming soon

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast WV · Resets to sale price

Current annual tax
$71 · $6/mo
Projected year-2 tax
$206 · $17/mo
Expected delta
+$136/yr (+$11/mo · 192.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 7/10 Severe FEMA zone X (unshaded) · 60% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥97°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low 0% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$13,901
− Mortgage interest
−$1,961
− Property taxes
−$71
− Insurance
−$972
− Repairs & maintenance
−$1,112
− Management
−$1,112
− Depreciation
−$1,018
Taxable income
$7,655
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,837
After-tax cash flow
$5,899/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Wetzel County Schools
NCES district ID
5401560
Math proficiency
25% ▼ -11.00%
Reading proficiency
33% ▼ -8.00%
Median HH income
$38,296
Composite
24.22/100
National rank
#7726
State rank
#36 of 55 in WV

Livability — Littleton

Score
64/100
State rank
#147
US rank
#14494

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment C+ Housing B Health & safety C- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
909

Population outlook (Wetzel County) Hauer SSP2

Today (2025)
14,127 people
By 2030
13,248 · -6.2%
By 2040
11,611 · -17.8%
By 2050
10,193 · -27.8%
By 2075
7,753 · -45.1%
By 2100
5,922 · -58.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (97%)
Race & ethnicity
White 97% Two or more races 3%
Common ancestry
Slovak 2% Iranian 1%

Political lean MEDSL · Wetzel

2024 margin
Solid R (+55.5) · D 21.0% · R 76.5% · Other 2.5%
2008→2024 swing
-49.3pp toward R · 2008: -6.2pp · 2024: -55.5pp
All cycles
2024: R+55.5 2020: R+51.8 2016: R+50.3 2012: R+21.6 2008: R+6.2

Not yet ingested

Civics

Market trends

HPI YoY
▲ 3.20%
Current HPI
130.6817
Rent YoY
Metro
State GDP YoY
F500 in state
0

Price history

-44.9% since first listed
6 events — show timeline
  • 2026-04-27 Price Changed $44,000 WBOR
  • 2026-03-01 Listed $48,000 WBOR
  • 2025-10-10 Sold (Public Records) $74,950 Public Records
  • 2025-10-10 Sold (MLS) $74,950 WBOR
  • 2025-09-11 Pending WBOR
  • 2025-09-02 Listed $79,900 WBOR

Property tax history

+12.2%/yr

Latest (2025): $71 · +48.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…