241 Robinson · Littleton, WV
Flood risk 7/10 · Major
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.6%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $787 – $1,461
Heat risk 3/10 · Minor
- Hot days now (above 97°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- 0.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Appreciation +6.6/10.0
- Livability +3.2/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Schools +2.4/10.0
$35,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Well maintained three bedroom two bath double wide home with a 20 x 8 front covered porch, 31 x 8 back covered porch. 325 sf block building with electric used for storage. Inside pictures will be coming soon
Key facts
- Built 1984
- Listed 111 days
Property features AI
Exterior
- Parking: Gravel parking
- Home design: Manufactured home; Single-story
- Construction: Vinyl siding; Shingle roof
- Exterior features: Porch
Interior
- Kitchen: Range; Refrigerator
- Flooring: Carpet
- Bathrooms: 1 full bathroom; 1 half bathroom
- Heating & cooling: Forced air heating (natural gas); Central air; Ceiling fan(s)
- Interior features: Walk-in closet(s)
- Laundry & utility: Washer; Dryer; Gas water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.5-bath manufactured listed at $35k.
Deal economics
- At list price, monthly cash flow is $645 ($8k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $35k).
- Recommended offer: $32k (9.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 64/100 on livability (#147 in WV) — a middle-class / working-renter tenant base. Strengths: cost of living A+, crime A, housing B; Watch: health & safety C-, amenities F, commute F.
- Wetzel County Schools (town): math 25% / reading 33% proficiency, ranked #36 of 55 in WV (top 66%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Market conditions: 3 active listings in the ZIP.
Forward outlook
- In year one you build about $1k of equity ($242 loan paydown + $1k appreciation (3.2% local appreciation)).
- Wetzel County population projected at -28% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (3.2% appreciation + 3.0% rent growth), your $10k cash investment doubles in ~2 years — after that, you're playing with house money.
Negotiation context
- It's been on market 111 days — a 9% lower offer ($32k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts; this cycle's ask has dropped $13k (27%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: flood insurance adds $66/mo.
- Climate carrying-cost: major flood risk — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 111 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 3.31% ✓
- Cap rate
- 30.68%
- Cash-on-cash
- 87.08%
- DSCR
- 4.87
- GRM
- 2.5
CMA / ARV
No comps found within radius.
Projected returns pro-forma
3.2% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 83.6%
- Equity multiple
- 5.66×
- Total profit
- $45,685
- Equity at exit
- $16,134
- IRR
- 83.0%
- Equity multiple
- 11.68×
- Total profit
- $104,684
- Equity at exit
- $25,178
Cash invested: $9,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 83 Strongly Landlord-Friendly
- State West Virginia
- 83 Strongly Landlord-Friendly · R+22
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 26581
- Home prices YoY
- 2.5%
- Active inventory
- 3
- Price-to-rent
- 2.5×
Monthly cashflow live
- Estimated rent
- $1,158 medium interval (Pro) →
- Mortgage (P&I)
- −$184
- Tax from tax record
- −$6 /mo · $71/yr
- Insurance
- −$15
- Flood insurance flood zone
- −$66 /mo · $798/yr
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$243
- Net cashflow
- $645
Break-even live
Sensitivity live
| Price | -10% $665 | -5% $655 | +0% $645 | +5% $595 | +10% $583 |
|---|---|---|---|---|---|
| Rent | -10% $553 | -5% $599 | +0% $645 | +5% $690 | +10% $736 |
| Rate | -1.0pp $662 | -0.5pp $654 | base $645 | +0.5pp $636 | +1.0pp $626 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $8,750
- Closing costs
- $1,050
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 23 events
-
2026-06-21days on market $35,000 Active 111 DOM
-
2026-06-18days on market $35,000 Active 109 DOM
-
2026-06-17days on market $35,000 Active 108 DOM
-
2026-06-16days on market $35,000 Active 107 DOM
-
2026-06-15days on market $35,000 Active 106 DOM
-
2026-06-15days on market $35,000 Active 105 DOM
-
2026-06-13days on market $35,000 Active 104 DOM
-
2026-06-12days on market $35,000 Active 103 DOM
-
2026-06-09days on market $35,000 Active 100 DOM
-
2026-06-08days on market $35,000 Active 99 DOM
-
2026-06-08days on market $35,000 Active 98 DOM
-
2026-06-07days on market $35,000 Active 97 DOM
-
2026-06-04days on market $35,000 Active 95 DOM
-
2026-06-03days on market $35,000 Active 94 DOM
-
2026-06-02days on market $35,000 Active 93 DOM
-
2026-06-01days on market $35,000 Active 92 DOM
-
2026-05-31days on market $35,000 Active 91 DOM
-
2026-04-27price $44,000
-
2026-03-01$48,000 Active
-
2025-10-10soldstatus $74,950 Closed 207-char remark
Show marketing remark (207 chars)
Well maintained three bedroom two bath double wide home with a 20 x 8 front covered porch, 31 x 8 back covered porch. 325 sf block building with electric used for storage. Inside pictures will be coming soon
-
2025-10-10soldstatus $74,950
Show marketing remark (207 chars)
Well maintained three bedroom two bath double wide home with a 20 x 8 front covered porch, 31 x 8 back covered porch. 325 sf block building with electric used for storage. Inside pictures will be coming soon
-
2025-09-11status Pending 207-char remark
Show marketing remark (207 chars)
Well maintained three bedroom two bath double wide home with a 20 x 8 front covered porch, 31 x 8 back covered porch. 325 sf block building with electric used for storage. Inside pictures will be coming soon
-
2025-09-02$79,900 Active 207-char remark
Show marketing remark (207 chars)
Well maintained three bedroom two bath double wide home with a 20 x 8 front covered porch, 31 x 8 back covered porch. 325 sf block building with electric used for storage. Inside pictures will be coming soon
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast WV · Resets to sale price
- Current annual tax
- $71 · $6/mo
- Projected year-2 tax
- $206 · $17/mo
- Expected delta
- +$136/yr (+$11/mo · 192.2%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 7/10 Severe FEMA zone X (unshaded) · 60% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 3/10 Moderate 7 d/yr ≥97°F today · 18 d/yr by 30 yrs out
- Wind 1/10 Low 0% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $13,901
- − Mortgage interest
- −$1,961
- − Property taxes
- −$71
- − Insurance
- −$972
- − Repairs & maintenance
- −$1,112
- − Management
- −$1,112
- − Depreciation
- −$1,018
- Taxable income
- $7,655
- Est. tax owed @ 24.0%
- −$1,837
- After-tax cash flow
- $5,899/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Wetzel County Schools
- NCES district ID
- 5401560
- Math proficiency
- 25% ▼ -11.00%
- Reading proficiency
- 33% ▼ -8.00%
- Median HH income
- $38,296
- Composite
- 24.22/100
- National rank
- #7726
- State rank
- #36 of 55 in WV
Livability — Littleton
- Score
- 64/100
- State rank
- #147
- US rank
- #14494
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Population (ZIP)
- 909
Population outlook (Wetzel County) Hauer SSP2
- Today (2025)
- 14,127 people
- By 2030
- 13,248 · -6.2%
- By 2040
- 11,611 · -17.8%
- By 2050
- 10,193 · -27.8%
- By 2075
- 7,753 · -45.1%
- By 2100
- 5,922 · -58.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (97%)
- Race & ethnicity
- White 97% Two or more races 3%
- Common ancestry
- Slovak 2% Iranian 1%
Political lean MEDSL · Wetzel
- 2024 margin
- Solid R (+55.5) · D 21.0% · R 76.5% · Other 2.5%
- 2008→2024 swing
- -49.3pp toward R · 2008: -6.2pp · 2024: -55.5pp
- All cycles
- 2024: R+55.5 2020: R+51.8 2016: R+50.3 2012: R+21.6 2008: R+6.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 3.20%
- Current HPI
- 130.6817
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- —
- F500 in state
- 0
Price history
-44.9% since first listed6 events — show timeline
- 2026-04-27 Price Changed $44,000 WBOR
- 2026-03-01 Listed $48,000 WBOR
- 2025-10-10 Sold (Public Records) $74,950 Public Records
- 2025-10-10 Sold (MLS) $74,950 WBOR
- 2025-09-11 Pending — WBOR
- 2025-09-02 Listed $79,900 WBOR
Property tax history
+12.2%/yrLatest (2025): $71 · +48.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…