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3614 Candleridge Dr
D Composite 42.31
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +11.4/30.0
  • ARV discount +7.5/15.0
  • Appreciation +5.0/10.0
  • Livability +4.0/5.0
  • 1% rule +3.6/10.0
  • DSCR +3.4/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.4/10.0

$169,900

3614 Candleridge Dr · San Antonio, TX 78244-1971
3 bd · 2.0 ba · 1,004 sqft · SingleFamily public records · 32 Days on market
Built 1985 5,662 sqft lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

One Story home in Candlewood Park. 3-2-1 , Adorable kitchen features electric stove, wood cabinets, dishwasher and window over the sink that over looks the backyard. Laminate flooring adds a rich look to this great home. Bright bedrooms, with generous closets. Wonderful open backyard with a covered patio! Storage shed and privacy fence. Spacious bath in the hall. Master bath has two wood cabinets marble counter top and sink. Wood front door. Washer and dryer connections in the garage with shelving.

Key facts

  • Close to freeways
  • One story home
  • Large backyard

Tags

ONE STORY HOMELARGE BACKYARDCLOSE TO SHOPPINGCLOSE TO FREEWAYS

Property features AI

Finance

  • Other: Possession at closing/funding; For sale (not a short sale)
  • HOA & community: Located in the Candlewood Park subdivision

Exterior

  • Parking: 1-car garage
  • Security: Leased security system; Smoke alarm
  • Utilities: Public water system; Electric water heater
  • Home design: Pre-owned single-family home; Approximately 41 years old; Brick and siding exterior; Slab foundation; Composition roof
  • Construction: Brick and siding construction; Slab foundation; Composition roof; Built approximately 41 years ago
  • Exterior features: Covered patio; Patio slab; Privacy fence; Mature trees; Storm doors; City view; Paved streets with curbs, gutters, sidewalks and streetlights

Interior

  • Kitchen: Stove/Range; Refrigerator; Dishwasher; Garbage disposal
  • Bedrooms: Master bedroom on lower level with ceiling fan and full bath; Second bedroom; Third bedroom
  • Flooring: Parquet flooring
  • Bathrooms: Two full bathrooms; Master bath with tub/shower combination and single vanity
  • Heating & cooling: Central heating (electric); Central air conditioning
  • Interior features: Ceiling fans; Living and dining area combined; Utility area in garage; Ground-level, no steps; Cable TV available; High-speed internet; Some window coverings remain; Washer and dryer connections; Disposal; Smoke alarm; Leased security system; Electric water heater
  • Laundry & utility: Washer connection; Dryer connection; Laundry located on main level and in garage; Utility room

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $170k.

Deal economics

  • At list price, monthly cash flow is $-58 ($-693/yr) — negative.
  • To cash-flow at today's rent, offer at most $160k (6.0% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $146k (14.2% below list).
  • Recommended offer: $146k (14.2% below list) — sets the bar for 1% rule.
  • Cap rate 5.9% vs local median 3.8% in San Antonio — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 80/100 on livability (#31 in TX, #1,616 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: crime F.
  • Judson ISD (suburban): math 21% / reading 33% proficiency, ranked #660 of 826 in TX (top 80%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Candlewood El (math 12% / reading 22%, grade F, #3,836 of 4,322 statewide, top 91%, 519 students, 90% FRL); Henry Metzger Middle (math 12% / reading 20%, grade F, #1,543 of 1,662 statewide, top 94%, 953 students, 90% FRL); Karen Wagner H S (math 12% / reading 29%, grade F, #1,389 of 1,632 statewide, top 86%, 2,366 students, 80% FRL) — zoned schools average 86% FRL vs 57% district-wide (30 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 1 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 8,308 units permitted in Bexar County in 2024 (2,506 in 5+ unit buildings).

Forward outlook

  • In year one you build about $6k of equity ($1k loan paydown + $5k appreciation (3.0% local appreciation)).
  • Bexar County population projected at +50% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (3.0% appreciation + 3.0% rent growth), your $48k cash investment doubles in ~7 years — after that, you're playing with house money.
  • By year 6, paydown + projected appreciation supports a ~$33k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 32 days — a 3% lower offer ($165k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 16y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $145,740 (14.2% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 32 days. Have you received any prior offers? Is the seller open to a 14% concession, seller financing, or rate buy-down credit?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.86%
Cap rate
5.89%
Cash-on-cash
-1.46%
DSCR
0.94
GRM
9.7

CMA / ARV

ARV (on-the-fly)
$110,440
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
4016 Sunrise Crk 0.42mi 3/2.0 1,008 (+0%) 5mo $149,000 $148 76
3601 Candlefire Cir 0.14mi 4/2.0 (+1) 1,116 (+11%) 1mo $100,000 $90 69
4119 Sunrise Ter 0.61mi 3/1.0 989 (-2%) 2mo $130,000 $131 63
4034 Indian Sunrise 0.48mi 3/1.0 1,091 (+9%) 1mo $120,000 $110 58
5714 Glacier Sun 0.57mi 3/2.0 1,060 (+6%) 10mo $115,000 $108 55
4151 Sunrise Crk 0.68mi 3/1.0 951 (-5%) 5mo $84,900 $89 52
4019 Prairie Sun 0.48mi 3/2.0 1,131 (+13%) 6mo $141,000 $125 51
4134 Hunters Sun 0.68mi 3/2.0 1,131 (+13%) 2mo $119,000 $105 45
4115 Sunrise Ter 0.60mi 3/1.0 876 (-13%) 5mo $99,900 $114 42
4106 Alaskian Sunrise 0.60mi 3/1.0 1,153 (+15%) 2mo $110,000 $95 42
4051 Sunrise Pass 0.65mi 3/1.0 901 (-10%) 9mo $149,000 $165 41
4154 Sunrise Crst 0.72mi 4/2.0 (+1) 1,131 (+13%) 6mo $105,000 $93 35

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
6.2%
Equity multiple
1.35×
Total profit
$16,832
Equity at exit
$76,394
10-year hold
IRR
9.1%
Equity multiple
2.37×
Total profit
$65,162
Equity at exit
$117,733

Cash invested: $47,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 78244-1971

Active inventory
1
Price-to-rent
9.7×

Monthly cashflow live

Estimated rent
$1,457 high interval (Pro) →
Mortgage (P&I)
$891
Tax from tax record
$247 /mo · $2,968/yr
Insurance
$71
HOA
$0
Vacancy / Maint / Mgmt
$306
Net cashflow
$-58

Break-even live

Break-even rent $1,531
Max offer price $159,698
Occupancy floor 99%

Sensitivity live

Price -10% $38 -5% $-10 +0% $-58 +5% $-106 +10% $-154
Rent -10% $-173 -5% $-115 +0% $-58 +5% $0 +10% $57
Rate -1.0pp $28 -0.5pp $-15 base $-58 +0.5pp $-102 +1.0pp $-147

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$42,475
Closing costs
$5,097
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2726 Candleridge Dr San Antonio, TX 3.0 2.0 1430 $1,349 $0.94 25d 1 0.15mi
6402 Candleview Ct San Antonio, TX 3.0 2.0 1319 $1,499 $1.14 6d 1 0.16mi
6231 Post Ml San Antonio, TX 3.0 2.0 1447 $1,495 $1.03 22d 1 0.18mi
6231 Post Ml San Antonio, TX 3.0 2.0 1447 $1,495 $1.03 25d 1 0.18mi
6254 Eddie Way San Antonio, TX 3.0 2.5 1225 $1,375 $1.12 45d 1 0.24mi
6230 Eddie Way San Antonio, TX 3.0 2.5 1225 $1,350 $1.10 25d 1 0.26mi
6222 Eddie Way San Antonio, TX 3.0 2.5 1225 $1,350 $1.10 25d 1 0.27mi
6222 Eddie Way Unit 2 San Antonio, TX 3.0 2.5 1225 $1,350 $1.10 5d 1 0.27mi
6214 Eddie Way Unit 2 San Antonio, TX 3.0 2.5 1225 $1,600 $1.31 23d 1 0.28mi
6214 Eddie Way San Antonio, TX 3.0 2.5 1225 $1,600 $1.31 22d 1 0.28mi
6210 Eddie Way Unit 1 San Antonio, TX 3.0 2.5 1225 $1,350 $1.10 5d 1 0.28mi
6210 Eddie Way Unit 1 San Antonio, TX 3.0 2.5 1225 $1,350 $1.10 45d 1 0.28mi
6206 Eddie Way Unit 2 San Antonio, TX 3.0 2.5 1225 $1,350 $1.10 4d 1 0.28mi
6206 Eddie Way Unit 2 San Antonio, TX 3.0 2.5 1225 $1,350 $1.10 25d 1 0.28mi
4001 Colonial Sun Dr San Antonio, TX 3.0 2.0 1344 $1,400 $1.04 45d 1 0.35mi
4001 Colonial Sun Dr San Antonio, TX 3.0 2.0 1344 $1,400 $1.04 0d 1 0.35mi
3327 Candlemoon Dr San Antonio, TX 3.0 2.0 1344 $1,550 $1.15 45d 1 0.36mi
4014 Sunrise Creek Dr San Antonio, TX 3.0 2.0 1100 $1,600 $1.45 45d 1 0.39mi
5840 Glacier Sun Dr San Antonio, TX 3.0 2.0 1344 $1,749 $1.30 4d 1 0.41mi
4002 Fire Sun San Antonio, TX 3.0 2.0 1004 $1,800 $1.79 25d 1 0.43mi
4025 Coral Sunrise San Antonio, TX 4.0 1.0 825 $1,495 $1.81 5d 1 0.43mi
6503 Davenport Bay Converse, TX 3.0 2.0 1494 $1,786 $1.20 0d 1 0.44mi
2631 Sunset Bnd San Antonio, TX 3.0 2.0 1355 $1,650 $1.22 25d 1 0.45mi
3603 Aranda Flds Converse, TX 3.0 2.0 1346 $1,650 $1.23 45d 1 0.48mi
3669 Candlehead Ln San Antonio, TX 3.0 2.5 1294 $1,700 $1.31 45d 1 0.49mi
3422 Dunlap Flds Converse, TX 3.0 2.0 1450 $1,540 $1.06 22d 1 0.50mi
3511 Dunlap Flds Converse, TX 3.0 2.0 1317 $1,650 $1.25 12d 1 0.50mi
4047 Indian Sunrise San Antonio, TX 3.0 1.0 1089 $1,150 $1.06 45d 1 0.52mi
5916 Mission Sunrise San Antonio, TX 3.0 1.0 860 $1,000 $1.16 25d 1 0.52mi
6510 Poseidon Way Converse, TX 3.0 2.0 1408 $1,539 $1.09 4d 1 0.54mi
4078 Enchanted Sun San Antonio, TX 3.0 1.0 1056 $1,250 $1.18 25d 1 0.57mi
4111 Sunrise Terrace Dr San Antonio, TX 4.0 2.0 1220 $1,700 $1.39 4d 1 0.58mi
4111 Sunrise Terrace Dr San Antonio, TX 4.0 2.0 1220 $1,800 $1.48 45d 1 0.58mi
4110 Alaskian Sunrise San Antonio, TX 4.0 2.5 1360 $1,200 $0.88 0d 1 0.59mi
4074 Gallery Sun Dr San Antonio, TX 2.0 1.0 969 $1,295 $1.34 45d 1 0.60mi
4107 Sunrise Point Dr San Antonio, TX 2.0 1.0 822 $1,095 $1.33 16d 1 0.60mi
4122 Alaskian Sunrise San Antonio, TX 3.0 2.0 1454 $1,495 $1.03 45d 1 0.61mi
4066 Sunrise Pass San Antonio, TX 3.0 2.0 977 $1,550 $1.59 6d 1 0.64mi
4102 Dakota Sun San Antonio, TX 3.0 1.0 1202 $1,350 $1.12 45d 1 0.64mi
4123 Frontier Sun San Antonio, TX 3.0 2.0 1086 $1,350 $1.24 45d 1 0.66mi

Listing history 25 events

  1. 2026-06-21
    days on market $169,900 Active 32 DOM
  2. 2026-06-18
    days on market $169,900 Active 29 DOM
  3. 2026-06-17
    days on market $169,900 Active 28 DOM
  4. 2026-06-16
    days on market $169,900 Active 27 DOM
  5. 2026-06-15
    days on market $169,900 Active 26 DOM
  6. 2026-06-13
    days on market $169,900 Active 24 DOM
  7. 2026-06-09
    days on market $169,900 Active 20 DOM
  8. 2026-06-08
    days on market $169,900 Active 19 DOM
  9. 2026-06-07
    days on market $169,900 Active 18 DOM
  10. 2026-06-04
    days on market $169,900 Active 15 DOM
  11. 2026-06-03
    days on market $169,900 Active 14 DOM
  12. 2026-06-02
    days on market $169,900 Active 13 DOM
  13. 2026-06-01
    days on market $169,900 Active 12 DOM
  14. 2026-05-31
    statusdays on market $169,900 Active 11 DOM
  15. 2026-05-20
    listed $169,900 New
  16. 2018-09-24
    soldstatus
  17. 2018-09-21
    soldstatus Sold 503-char remark
    Show marketing remark (503 chars)

    One Story home in Candlewood Park. 3-2-1 , Adorable kitchen features electric stove, wood cabinets, dishwasher and window over the sink that over looks the backyard. Laminate flooring adds a rich look to this great home. Bright bedrooms, with generous closets. Wonderful open backyard with a covered patio! Storage shed and privacy fence. Spacious bath in the hall. Master bath has two wood cabinets marble counter top and sink. Wood front door. Washer and dryer connections in the garage with shelving.

  18. 2018-07-23
    status Pending 503-char remark
    Show marketing remark (503 chars)

    One Story home in Candlewood Park. 3-2-1 , Adorable kitchen features electric stove, wood cabinets, dishwasher and window over the sink that over looks the backyard. Laminate flooring adds a rich look to this great home. Bright bedrooms, with generous closets. Wonderful open backyard with a covered patio! Storage shed and privacy fence. Spacious bath in the hall. Master bath has two wood cabinets marble counter top and sink. Wood front door. Washer and dryer connections in the garage with shelving.

  19. 2018-07-16
    historical Active Option 503-char remark
    Show marketing remark (503 chars)

    One Story home in Candlewood Park. 3-2-1 , Adorable kitchen features electric stove, wood cabinets, dishwasher and window over the sink that over looks the backyard. Laminate flooring adds a rich look to this great home. Bright bedrooms, with generous closets. Wonderful open backyard with a covered patio! Storage shed and privacy fence. Spacious bath in the hall. Master bath has two wood cabinets marble counter top and sink. Wood front door. Washer and dryer connections in the garage with shelving.

  20. 2018-07-13
    listed $112,000 New 503-char remark
    Show marketing remark (503 chars)

    One Story home in Candlewood Park. 3-2-1 , Adorable kitchen features electric stove, wood cabinets, dishwasher and window over the sink that over looks the backyard. Laminate flooring adds a rich look to this great home. Bright bedrooms, with generous closets. Wonderful open backyard with a covered patio! Storage shed and privacy fence. Spacious bath in the hall. Master bath has two wood cabinets marble counter top and sink. Wood front door. Washer and dryer connections in the garage with shelving.

  21. 2010-06-07
    soldstatus
  22. 2010-06-05
    soldstatus 159-char remark
    Show marketing remark (159 chars)

    ** Cozy Starter Home ** Big yard & Patio** Ready for Move in **New Stove/Range** New water heater** New Roof Shingles ** Hurry Will go Fast at this price**

  23. 2010-04-29
    historical 159-char remark
    Show marketing remark (159 chars)

    ** Cozy Starter Home ** Big yard & Patio** Ready for Move in **New Stove/Range** New water heater** New Roof Shingles ** Hurry Will go Fast at this price**

  24. 2010-04-16
    listed $69,900 159-char remark
    Show marketing remark (159 chars)

    ** Cozy Starter Home ** Big yard & Patio** Ready for Move in **New Stove/Range** New water heater** New Roof Shingles ** Hurry Will go Fast at this price**

  25. 1993-07-01
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$2,968 · $247/mo
Projected year-2 tax
$3,109 · $259/mo
Expected delta
+$141/yr (+$12/mo · 4.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 22 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$17,489
− Mortgage interest
−$9,517
− Property taxes
−$2,968
− Insurance
−$850
− Repairs & maintenance
−$1,399
− Management
−$1,399
− Depreciation
−$4,943
Taxable loss
−$3,587
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$861
After-tax cash flow
$168/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Judson ISD
NCES district ID
4824990
Math proficiency
21% ▼ -21.00%
Reading proficiency
33% ▼ -7.00%
Median HH income
$57,542
Composite
24.39/100
National rank
#7689
State rank
#660 of 826 in TX

Livability — San Antonio

Score
80/100
State rank
#31
US rank
#1616

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment C Housing A+ Health & safety A+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

No demographic data for this ZIP.

Market trends

HPI YoY
Current HPI
Rent YoY
Metro
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+143.1% since first listed
11 events — show timeline
  • 2026-05-20 Listed $169,900 LERA
  • 2018-09-24 Sold (Public Records) Public Records
  • 2018-09-21 Sold (MLS) LERA
  • 2018-07-23 Pending LERA
  • 2018-07-16 Contingent LERA
  • 2018-07-13 Listed $112,000 LERA
  • 2010-06-07 Sold (Public Records) Public Records
  • 2010-06-05 Sold (MLS) LERA
  • 2010-04-29 Listing Removed LERA
  • 2010-04-16 Listed $69,900 LERA
  • 1993-07-01 Sold (Public Records) Public Records

Property tax history

+13.8%/yr

Latest (2025): $2,968 · +2.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…